Retirement Planning

in Israel

Baruch Labinsky MBA, TEP

Licensed by the Israel Securities Authority

Financial Planner/Investment Manager

December 2013

www.Labinsky.com

Retirement Planning - Why?

• Tale of two retirements

• Planning for the unexpected …

• Demographics of retirement

Planning for Peace of Mind

• Can’t plan for all circumstances

but …

• Can’t ignore the future

• Complete a self-diagnostic

exercise to evaluate your current

financial situation

Insurance – Your Changing

Needs

Your insurance needs and

their impact on your pension

savings

Disability

Health insurance

Long-term care (Se-udi)

Points to Ponder

• What you can expect from

Bituach Leumi

• Social security and the WEP

(windfall elimination provision)

• Israeli pension savings products

• Healthcare proxy

• Where there’s a will …

Retirement Savings Options

Keren Pensia

Bituach Menahalim

Kupot Gemel

Pitzuim

Kranot Hishtalmut

Investing in Retirement

• Israeli assets as part of your

retirement investment decisions?

• When to bring money over from your

retirement savings abroad

• What to do with the financial

repression

• Critical to define your investment

needs

• Asset diversification

Strategies for When Coming Up

Short

• Monitoring your financial progress

• Is the issue temporary or

systemic?

• Easier to create reward system for

an enjoyable process

Available in stores in Israel and abroad

For more information and mailing list

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www.labinsky.com

972 (0)2 991 0029