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EFFECTIVE JANUARY 1, 2021 Employee and Reree Service Center ¡ 45 W. Gude Drive, Suite 1200, Rockville, MD 20850 301-517-8100 ¡ www.montgomeryschoolsmd.org/departments/ersc Retiree Benefit Rate Schedules 2021 MONTHLY BENEFIT RATES FOR: ¡ Non-Medicare-eligible retirees and their non-Medicare-eligible spouses/dependents ¡ Medicare-eligible retirees and their Medicare-eligible spouses/dependents ¡ Non-Medicare-eligible retirees and their Medicare-eligible spouses/dependents ¡ Medicare-eligible retirees and their non-Medicare-eligible spouses/dependents

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  • E F F E C T I V E J A N U A R Y 1 , 2 0 2 1

    Employee and Retiree Service Center ¡ 45 W. Gude Drive, Suite 1200, Rockville, MD 20850301-517-8100 ¡ www.montgomeryschoolsmd.org/departments/ersc

    Retiree Benefit Rate Schedules

    2 0 2 1

    MONTHLY BENEF IT RATES FOR :

    ¡ Non-Medicare-eligible retirees and their non-Medicare-eligible spouses/dependents

    ¡ Medicare-eligible retirees and their Medicare-eligible spouses/dependents

    ¡ Non-Medicare-eligible retirees and their Medicare-eligible spouses/dependents

    ¡ Medicare-eligible retirees and their non-Medicare-eligible spouses/dependents

  • VISIONWe inspire learning by providing the greatest public education to each and every student.

    MISSIONEvery student will have the academic, creative problem solving, and social emotional skills to be successful in college and career.

    CORE PURPOSEPrepare all students to thrive in their future.

    CORE VALUESLearningRelationshipsRespectExcellenceEquity

    Board of Education

    Mrs. Shebra L. EvansPresident

    Ms. Brenda WolffVice President

    Ms. Jeanette E. Dixon

    Dr. Judith R. Docca

    Mrs. Patricia B. O’Neill

    Ms. Karla Silvestre

    Mrs. Rebecca K. Smondrowski

    Mr. Nicholas W. AsanteStudent Member

    Montgomery County Public Schools (MCPS) AdministrationJack R. Smith, Ph.D.Superintendent of Schools

    Monifa B. McKnight, Ed.D.Deputy Superintendent

    Henry R. Johnson, Jr., Ed.D.Chief of Staff

    Derek G. TurnerChief of Engagement, Innovation, and Operations

    Janet S. Wilson, Ph.D.Chief of Teaching, Learning, and Schools

    850 Hungerford Drive Rockville, Maryland 20850 www.montgomeryschoolsmd.org

    M C P S N O N D I S C R I M I N A T I O N S T A T E M E N TMontgomery County Public Schools (MCPS) prohibits illegal discrimination based on race, ethnicity, color, ancestry, national

    origin, religion, immigration status, sex, gender, gender identity, gender expression, sexual orientation, family/parental

    status, marital status, age, physical or mental disability, poverty and socioeconomic status, language, or other legally or

    constitutionally protected attributes or affiliations. Discrimination undermines our community’s long-standing efforts to create,

    foster, and promote equity, inclusion, and acceptance for all. Some examples of discrimination include acts of hate, violence,

    insensitivity, harassment, bullying, disrespect, or retaliation. For more information, please review Montgomery County Board

    of Education Policy ACA, Nondiscrimination, Equity, and Cultural Proficiency. This Policy affirms the Board’s belief that each

    and every student matters, and in particular, that educational outcomes should never be predictable by any individual’s actual

    or perceived personal characteristics. The Policy also recognizes that equity requires proactive steps to identify and redress

    implicit biases, practices that have an unjustified disparate impact, and structural and institutional barriers that impede

    equality of educational or employment opportunities.

    For inquiries or complaints about discrimination against MCPS staff *

    For inquiries or complaints about discrimination against MCPS students *

    Office of Employee Engagement and Labor RelationsDepartment of Compliance and Investigations850 Hungerford Drive, Room 55, Rockville, MD [email protected]

    Office of the Chief of StaffStudent Welfare and Compliance850 Hungerford Drive, Room 162, Rockville, MD 20850240-740-3215 [email protected]

    For inquiries or complaints about sex discrimination under Title IX, including sexual harassment, against students or staff*

    Title IX CoordinatorOffice of the Chief of StaffStudent Welfare and Compliance850 Hungerford Drive, Room 162, Rockville, MD [email protected]

    * Inquiries, complaints, or requests for accommodations for students with disabilities also may be directed to the supervisor of the Office of Special Education, Resolution and Compliance Unit, at 240-740-3230. Inquiries regarding accommodations or modifications for staff may be directed to the Office of Employee Engagement and Labor Relations, Department of Compliance and Investigations, at 240-740-2888. In addition, discrimination complaints may be filed with other agencies, such as: the U.S. Equal Employment Opportunity Commission, Baltimore Field Office, City Crescent Bldg., 10 S. Howard Street, Third Floor, Baltimore, MD 21201, 1-800-669-4000, 1-800-669-6820 (TTY); or U.S. Department of Education, Office for Civil Rights, Lyndon Baines Johnson Dept. of Education Bldg., 400 Maryland Avenue, SW, Washington, DC 20202-1100, 1-800-421-3481, 1-800-877-8339 (TDD), [email protected], or www2.ed.gov/about/offices/list/ocr/complaintintro.html.

    This document is available, upon request, in languages other than English and in an alternate format under the Americans

    with Disabilities Act, by contacting the MCPS Office of Communications at 240-740-2837, 1-800-735-2258 (Maryland Relay),

    or [email protected]. Individuals who need sign language interpretation or cued speech transliteration may contact the MCPS

    Office of Interpreting Services at 240-740-1800, 301-637-2958 (VP) or [email protected]. MCPS also

    provides equal access to the Boy/Girl Scouts and other designated youth groups.

    June 2020

  • 2021 Retiree Benefit Rate Schedules

    Effective January 1, 2021

  • Table of Contents Monthly Rates for— Non-Medicare-Eligible Retirees and their Non-Medicare-Eligible Spouses/Dependents ……………...3 Medicare-Eligible Retirees and their Medicare-Eligible Spouses/Dependents ………………………..11 Medicare-Eligible Retirees and their Non-Medicare-Eligible Spouses/Dependents and Non-Medicare-Eligible Retirees and their Medicare-Eligible Spouses/Dependents …………………..17

  • Monthly Rates for

    Non-Medicare-Eligible Retirees and their

    Non-Medicare-Eligible Spouses/Dependents

  • Non-

    Med

    icar

    e-El

    igib

    le In

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    over

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    Retir

    ee C

    ost =

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    ive

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    ary

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    5.39

    516.

    7058

    1.28

    478.

    9425

    3.13

    74.2

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    .67

    21.5

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    782-

    PAR

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    470.

    8097

    1.18

    1,16

    0.07

    957.

    8850

    6.23

    148.

    1467

    .35

    43.1

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    44FA

    MIL

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    3663

    2.81

    214.

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    .04

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    Med

    ical

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  • Non-

    Med

    icar

    e-El

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    ical

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    COBR

    A Re

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    ctiv

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    nuar

    y 1,

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    818.

    7275

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    527.

    0359

    2.91

    488.

    5225

    8.19

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    PAR

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    2299

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    1,18

    3.27

    977.

    0451

    6.35

    151.

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    MIL

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    581,

    221.

    3164

    5.47

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    9410

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    Med

    ical

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  • Non

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    Ten

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    481.

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    8.77

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    1.88

    44.5

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    PART

    Y96

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    2.71

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    4.72

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    7488

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    FAM

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    8.41

    379.

    6912

    8.80

    59.4

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    3436

    7.70

    258.

    3529

    0.64

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    37.1

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    .84

    10.7

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    2.69

    735.

    4148

    5.59

    580.

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    8.94

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    33.6

    821

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    0.72

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    1,09

    2.09

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    0.51

    795.

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    6831

    6.41

    107.

    3449

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    Life

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    ring

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    e Ye

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    e Em

    ploy

    men

    t)

    Care

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    ptio

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    Care

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    288.

    9626

    4.74

    186.

    0120

    9.26

    172.

    4291

    .13

    26.7

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    .12

    7.76

    0.28

    2-PA

    RTY

    577.

    9352

    9.49

    349.

    6241

    7.62

    344.

    8418

    2.25

    53.3

    324

    .24

    15.5

    30.

    52FA

    MIL

    Y78

    6.29

    720.

    3657

    2.78

    605.

    1443

    1.05

    227.

    8277

    .27

    35.6

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    .82

    0.66

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    ranc

    eCo

    st P

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    s w

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    e ye

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    ce0.

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    thly

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    ical

    Pres

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    ical

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    Dent

    al/ V

    ision

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    thly

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    0.96

    Med

    ical

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    al/ V

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    5

  • Non

    -Med

    icar

    e-El

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    le In

    divi

    dual

    s M

    onth

    ly R

    ate

    Sche

    dule

    Ret

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    Cont

    ribut

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    for M

    edic

    al, P

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    sion

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    Cov

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    eEf

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    ive

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    ary

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    Com

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    iree

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    ring

    = 58

    % (

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    up to

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    s of

    Act

    ive

    Empl

    oym

    ent)

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    6.53

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    6933

    7.14

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    6.82

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    3.29

    672.

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    5.58

    293.

    6285

    .92

    39.0

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    0.83

    FAM

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    0.59

    922.

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    4.96

    694.

    4836

    7.04

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    Cost

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    2.99

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    0227

    9.01

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    35.6

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    .16

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    PART

    Y77

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    9946

    6.17

    556.

    8345

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    242.

    9971

    .11

    32.3

    320

    .69

    0.69

    FAM

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    960.

    4976

    3.72

    806.

    8657

    4.73

    303.

    7510

    3.03

    47.5

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    .41

    0.88

    Life

    Insu

    ranc

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    Cost

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    ploy

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    t)

    Care

    Firs

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    oice

    HM

    O/E

    PO

    Kais

    er

    Perm

    anen

    te

    HMO

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n A

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n B

    Kais

    er

    Perm

    anen

    te

    Pres

    crip

    tion

    Care

    Firs

    t De

    ntal

    PP

    O

    Aetn

    a De

    ntal

    DM

    ODa

    vis

    Visi

    onIn

    divi

    dual

    272.

    9125

    0.03

    175.

    6819

    7.64

    162.

    8486

    .06

    25.2

    411

    .45

    7.33

    0.27

    2-PA

    RTY

    545.

    8350

    0.07

    330.

    2039

    4.43

    325.

    6817

    2.11

    50.3

    722

    .90

    14.6

    60.

    49FA

    MIL

    Y74

    2.62

    680.

    3454

    0.96

    571.

    5340

    7.10

    215.

    1572

    .98

    33.6

    721

    .55

    0.62

    Life

    Insu

    ranc

    eCo

    st P

    er $

    1,00

    0Re

    tiree

    s w

    ith 2

    0 or

    mor

    e ye

    ars

    of s

    ervi

    ce0.

    58

    Mon

    thly

    per

    $1,

    000

    0.80

    Med

    ical

    Pres

    crip

    tion

    Dent

    al/ V

    ision

    Mon

    thly

    per

    $1,

    000

    Med

    ical

    Pres

    crip

    tion

    Dent

    al/ V

    ision

    Mon

    thly

    per

    $1,

    000

    0.96

    Med

    ical

    Pres

    crip

    tion

    Dent

    al/ V

    ision

    6

  • Non

    -Med

    icar

    e-El

    igib

    le In

    divi

    dual

    s M

    onth

    ly R

    ate

    Sche

    dule

    Ret

    iree

    Cont

    ribut

    ion

    for M

    edic

    al, P

    resc

    riptio

    n, D

    enta

    l, Vi

    sion

    , and

    Life

    Cov

    erag

    eEf

    fect

    ive

    Janu

    ary

    1, 2

    021

    Com

    plet

    ed E

    ither

    Hea

    lth R

    isk

    Asse

    ssm

    ent o

    r Bio

    met

    ric H

    ealth

    Scr

    eeni

    ng

    Ret

    iree

    Cost

    Sha

    ring

    = 59

    % (

    Ten

    up to

    Fift

    een

    Year

    s of

    Act

    ive

    Empl

    oym

    ent)

    Care

    Firs

    t BC

    Adv

    Inde

    mni

    ty

    Care

    Firs

    t Bl

    ueCh

    oice

    Adv

    PO

    S

    Care

    Firs

    t Bl

    ueCh

    oice

    HM

    O/E

    PO

    Kais

    er

    Perm

    anen

    te

    HMO

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n A

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n B

    Kais

    er

    Perm

    anen

    te

    Pres

    crip

    tion

    Care

    Firs

    t De

    ntal

    PP

    O

    Aetn

    a De

    ntal

    DM

    ODa

    vis

    Visi

    onIn

    divi

    dual

    473.

    5843

    3.88

    304.

    8534

    2.96

    282.

    5714

    9.35

    43.8

    019

    .87

    12.7

    10.

    462-

    PART

    Y94

    7.17

    867.

    7757

    2.99

    684.

    4556

    5.14

    298.

    6887

    .41

    39.7

    425

    .44

    0.85

    FAM

    ILY

    1,28

    8.66

    1,18

    0.59

    938.

    7399

    1.78

    706.

    4337

    3.36

    126.

    6558

    .44

    37.3

    91.

    08

    Life

    Insu

    ranc

    eCo

    st P

    er $

    1,00

    0Re

    tiree

    s w

    ith 1

    0 up

    to 1

    5 ye

    ars

    of s

    ervi

    ce

    Ret

    iree

    Cost

    Sha

    ring

    = 49

    % (

    Fifte

    en u

    p to

    Tw

    enty

    Yea

    rs o

    f Act

    ive

    Empl

    oym

    ent)

    Care

    Firs

    t BC

    Adv

    Inde

    mni

    ty

    Care

    Firs

    t Bl

    ueCh

    oice

    Adv

    PO

    S

    Care

    Firs

    t Bl

    ueCh

    oice

    HM

    O/E

    PO

    Kais

    er

    Perm

    anen

    te

    HMO

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n A

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n B

    Kais

    er

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    anen

    te

    Pres

    crip

    tion

    Care

    Firs

    t De

    ntal

    PP

    O

    Aetn

    a De

    ntal

    DM

    ODa

    vis

    Visi

    onIn

    divi

    dual

    393.

    3136

    0.34

    253.

    1828

    4.83

    234.

    6812

    4.03

    36.3

    716

    .50

    10.5

    60.

    382-

    PART

    Y78

    6.63

    720.

    6947

    5.88

    568.

    4446

    9.36

    248.

    0572

    .59

    33.0

    021

    .13

    0.70

    FAM

    ILY

    1,07

    0.24

    980.

    4977

    9.63

    823.

    6858

    6.71

    310.

    0710

    5.18

    48.5

    331

    .06

    0.89

    Life

    Insu

    ranc

    eCo

    st P

    er $

    1,00

    0Re

    tiree

    s w

    ith 1

    5 up

    to 2

    0 ye

    ars

    of s

    ervi

    ce

    Ret

    iree

    Cost

    Sha

    ring

    = 35

    % (

    Twen

    ty o

    r Mor

    e Ye

    ars

    of A

    ctiv

    e Em

    ploy

    men

    t)

    Care

    Firs

    t BC

    Adv

    Inde

    mni

    ty

    Care

    Firs

    t Bl

    ueCh

    oice

    Adv

    PO

    S

    Care

    Firs

    t Bl

    ueCh

    oice

    HM

    O/E

    PO

    Kais

    er

    Perm

    anen

    te

    HMO

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n A

    Care

    mar

    kPr

    escr

    iptio

    n O

    ptio

    n B

    Kais

    er

    Perm

    anen

    te

    Pres

    crip

    tion

    Care

    Firs

    t De

    ntal

    PP

    O

    Aetn

    a De

    ntal

    DM

    ODa

    vis

    Visi

    onIn

    divi

    dual

    280.

    9325

    7.39

    180.

    8520

    3.45

    167.

    6388

    .60

    25.9

    811

    .78

    7.54

    0.27

    2-PA

    RTY

    561.

    8851

    4.78

    339.

    9240

    6.03

    335.

    2617

    7.19

    51.8

    523

    .57

    15.0

    90.

    50FA

    MIL

    Y76

    4.46

    700.

    3555

    6.88

    588.

    3441

    9.08

    221.

    4975

    .13

    34.6

    622

    .18

    0.64

    Life

    Insu

    ranc

    eCo

    st P

    er $

    1,00

    0Re

    tiree

    s w

    ith 2

    0 or

    mor

    e ye

    ars

    of s

    ervi

    ce0.

    58

    Mon

    thly

    per

    $1,

    000

    0.80

    Med

    ical

    Pres

    crip

    tion

    Dent

    al/ V

    ision

    Mon

    thly

    per

    $1,

    000

    Med

    ical

    Pres

    crip

    tion

    Dent

    al/ V

    ision

    Mon

    thly

    per

    $1,

    000

    0.96

    Med

    ical

    Pres

    crip

    tion

    Dent

    al/ V

    ision

    7

  • Monthly Rates for

    Medicare-Eligible Retirees and their

    Medicare-Eligible Spouses/Dependents

  • Med

    icar

    e-El

    igib

    le In

    divi

    dual

    s M

    onth

    ly R

    ate

    Sche

    dule

    100%

    Cos

    t for

    Med

    ical

    , Pre

    scrip

    tion,

    Den

    tal,

    and

    Visi

    on C

    over

    age

    Retir

    ee C

    ost =

    100

    %Ef

    fect

    ive

    Janu

    ary

    1, 2

    021

    Car

    eFirs

    t BC

    Ad

    v M

    edic

    are

    Supp

    Car

    eFirs

    t B

    lueC

    hoic

    e Ad

    v PO

    S

    Car

    eFirs

    t B

    lueC

    hoic

    e H

    MO

    /EPO

    Kai

    ser

    Perm

    anen

    te

    HM

    O

    Silv

    erSc

    ript

    Pres

    crip

    tion

    Opt

    ion

    A

    Silv

    erSc

    ript

    Pres

    crip

    tion

    Opt

    ion

    B

    Kai

    ser

    Perm

    anen

    te

    Pres

    crip

    tion

    Car

    eFirs

    t D

    enta

    l PP

    O

    Aetn

    a D

    enta

    l D

    MO

    Dav

    is

    Visi

    onIN

    DIV

    IDU

    AL M

    edic

    are

    241.

    94N

    /A28

    3.49

    347.

    4147

    8.94

    253.

    1333

    .67

    21.5

    50.

    782-

    PAR

    TY M

    edic

    are

    483.

    88N

    /A56

    6.98

    694.

    8295

    7.88

    506.

    2367

    .35

    43.1

    21.

    44FA

    MIL

    Y M

    edic

    are

    725.

    82N

    /A85

    0.47

    1,04

    2.23

    1,19

    7.36

    632.

    8199

    .04

    63.3

    81.

    83

    Med

    ical

    Pres

    crip

    tion

    Den

    tal/

    Visi

    on

    incl

    uded

    in

    med

    ical

    11

  • Med

    icar

    e-El

    igib

    le In

    divi

    dual

    s M

    onth

    ly R

    ate

    Sche

    dule

    100%

    Cos

    t for

    Med

    ical

    , Pre

    scrip

    tion,

    Den

    tal,

    and

    Visi

    on C

    over

    age

    COBR

    A Re

    tiree

    Cos

    t = 1

    02%

    Effe

    ctiv

    e Ja

    nuar

    y 1,

    202

    1

    Car

    eFirs

    t BC

    Ad

    v M

    edic

    are

    Supp

    Car

    eFirs

    t B

    lueC

    hoic

    e Ad

    v PO

    S

    Car

    eFirs

    t B

    lueC

    hoic

    e H

    MO

    /EPO

    Kai

    ser

    Perm

    anen

    te

    HM

    O

    Silv

    erSc

    ript

    Pres

    crip

    tion

    Opt

    ion

    A

    Silv

    erSc

    ript

    Pres

    crip

    tion

    Opt

    ion

    B

    Kai

    ser

    Perm

    anen

    te

    Pres

    crip

    tion

    Car

    eFirs

    t D

    enta

    l PP

    O

    Aetn

    a D

    enta

    l D

    MO

    Dav

    is

    Visi

    onIN

    DIV

    IDU

    AL M

    edic

    are

    246.

    78N

    /A28

    9.16

    354.

    3648

    8.52

    258.

    1934

    .34

    21.9

    80.

    802-

    PAR

    TY M

    edic

    are

    493.

    56N

    /A57

    8.32

    708.

    7297

    7.04

    516.

    3568

    .70

    43.9

    81.

    47FA

    MIL

    Y M

    edic

    are

    740.

    34N

    /A86

    7.48

    1,06

    3.07

    1,22

    1.31

    645.

    4710

    1.02

    64.6

    51.

    87

    Med

    ical

    Pres

    crip

    tion

    Den

    tal/

    Visi

    on

    incl

    uded

    in

    med

    ical

    12

  • Med

    icar

    e-El

    igib

    le In

    divi

    dual

    s M

    onth

    ly R

    ate

    Sche

    dule

    Retir

    ee C

    ontr

    ibut

    ion

    for M

    edic

    al, P

    resc

    riptio

    n, D

    enta

    l, Vi

    sion

    , and

    Life

    Cov

    erag

    eEf

    fect

    ive

    Janu

    ary

    1, 2

    021

    Retir

    ee C

    ost S

    harin

    g =

    60%

    (Te

    n up

    to F

    iftee

    n Ye

    ars

    of A

    ctiv

    e Em

    ploy

    men

    t)

    Car

    eFirs

    t BC

    Ad

    v M

    edic

    are

    Supp

    Car

    eFirs

    t B

    lueC

    hoic

    e Ad

    v PO

    S

    Car

    eFirs

    t B

    lueC

    hoic

    e H

    MO

    /EPO

    Kai

    ser

    Perm

    anen

    te

    HM

    O

    Silv

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    Pres

    crip

    tion

    Opt

    ion

    A

    Silv

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    ript

    Pres

    crip

    tion

    Opt

    ion

    B

    Kai

    ser

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    te

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    Dav

    is

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    onIN

    DIV

    IDU

    AL M

    edic

    are

    145.

    16N

    /A17

    0.09

    208.

    4528

    7.36

    151.

    8820

    .20

    12.9

    30.

    472-

    PAR

    TY M

    edic

    are

    290.

    32N

    /A34

    0.18

    416.

    9057

    4.72

    303.

    7440

    .41

    25.8

    70.

    87FA

    MIL

    Y M

    edic

    are

    435.

    48N

    /A51

    0.27

    625.

    3571

    8.41

    379.

    6959

    .42

    38.0

    31.

    10

    Life

    Insu

    ranc

    eC

    ost P

    er $

    1,00

    0R

    etire

    es w

    ith 1

    0 up

    to 1

    5 ye

    ars

    of s

    ervi

    ce

    Retir

    ee C

    ost S

    harin

    g =

    50%

    (Fi

    fteen

    up

    to T

    wen

    ty Y

    ears

    of A

    ctiv

    e Em

    ploy

    men

    t)

    Car

    eFirs

    t BC

    Ad

    v M

    edic

    are

    Supp

    Car

    eFirs

    t B

    lueC

    hoic

    e Ad

    v PO

    S

    Car

    eFirs

    t B

    lueC

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    Kai

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    A

    Silv

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    Pres

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    tion

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    ion

    B

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    Car

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    Aetn

    a D

    enta

    l D

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    Dav

    is

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    onIN

    DIV

    IDU

    AL12

    0.97

    N/A

    141.

    7517

    3.71

    239.

    4712

    6.57

    16.8

    410

    .78

    0.39

    2- P

    ARTY

    241.

    94N

    /A28

    3.50

    347.

    4247

    8.94

    253.

    1233

    .68

    21.5

    70.

    72FA

    MIL

    Y36

    2.91

    N/A

    425.

    2552

    1.13

    598.

    6831

    6.41

    49.5

    331

    .70

    0.92

    Life

    Insu

    ranc

    eC

    ost P

    er $

    1,00

    0R

    etire

    es w

    ith 1

    5 up

    to 2

    0 ye

    ars

    of s

    ervi

    ce

    Retir

    ee C

    ost S

    harin

    g =

    36%

    (Tw

    enty

    or M

    ore

    Year

    s of

    Act

    ive

    Empl

    oym

    ent)

    Car

    eFirs

    t BC

    Ad

    v M

    edic

    are

    Supp

    Car

    eFirs

    t B

    lueC

    hoic

    e Ad

    v PO

    S

    Car

    eFirs

    t B

    lueC

    hoic

    e H

    MO

    /EPO

    Kai

    ser

    Perm

    anen

    te

    HM

    O

    Silv

    erSc

    ript

    Pres

    crip

    tion

    Opt

    ion

    A

    Silv

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    ript

    Pres

    crip

    tion

    Opt

    ion

    B

    Kai

    ser

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    anen

    te

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    crip

    tion

    Car

    eFirs

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    enta

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    O

    Aetn

    a D

    enta

    l D

    MO

    Dav

    is

    Visi

    onIN

    DIV

    IDU

    AL87

    .10

    N/A

    102.

    0612

    5.07

    172.

    4291

    .13

    12.1

    27.

    760.

    282-

    PAR

    TY17

    4.20

    N/A

    204.

    1225

    0.14

    344.

    8418

    2.25

    24.2

    415

    .53

    0.52

    FAM

    ILY

    261.

    30N

    /A30

    6.18

    375.

    2143

    1.05

    227.

    8235

    .65

    22.8

    20.

    66

    Life

    Insu

    ranc

    eC

    ost P

    er $

    1,00

    0R

    etire

    es w

    ith 2

    0 or

    mor

    e ye

    ars

    of s

    ervi

    ce

    Med

    ical

    Pres

    crip

    tion

    Den

    tal/

    Visi

    on

    incl

    uded

    in

    med

    ical

    Mon

    thly

    per

    $1,

    000

    0.58

    Med

    ical

    Pres

    crip

    tion

    Den

    tal/

    Visi

    on

    incl

    uded

    in

    med

    ical

    Mon

    thly

    per

    $1,

    000

    0.80

    Med

    ical

    Pres

    crip

    tion

    Den

    tal/

    Visi

    on

    incl

    uded

    in

    med

    ical

    Mon

    thly

    per

    $1,

    000

    0.96

    13

  •  

    Monthly Rates for

    Medicare-Eligible Retirees and their Non-Medicare-Eligible Spouses/Dependents

    and

    Non-Medicare-Eligible Retirees and their Medicare-Eligible Spouses/Dependents

  • Split

    -Fam

    ily M

    onth

    ly R

    ate

    Sche

    dule

    100%

    Cos

    t for

    Med

    ical

    , Pre

    scrip

    tion,

    Den

    tal,

    and

    Visi

    on C

    over

    age

    Ret

    iree

    Cos

    t = 1

    00%

    Effe

    ctiv

    e Ja

    nuar

    y 1,

    202

    1C

    ompl

    eted

    Nei

    ther

    Hea

    lth R

    isk

    Asse

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    Car

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    1,08

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    Kai

    ser P

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    Car

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    632.

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    2.81

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    2.81

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    8163

    2.81

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    81K

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    74.2

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    74.2

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    Car

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  • Split

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    645.

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    75.7

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    Dav

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