research process for home insurance

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RESEARCH TOOLS for work group

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Page 1: Research Process for Home Insurance

RESEARCH TOOLSfor work group

Page 2: Research Process for Home Insurance

3 5 - 4 5 M a l e

3 5 - 4 2 F e m a l e

D a t a t a k e n f r o m t h r o u g h q u o t e s

Page 3: Research Process for Home Insurance

27%52%

21%

201318%

Dublin is25%

R E G I O N o f s a l e s * f i n d p o p u l a t i o n s t a t s

Page 4: Research Process for Home Insurance

They sti l l enjoy a good

party,just not in

their house!

Page 5: Research Process for Home Insurance

They no longer desire

to share

Page 6: Research Process for Home Insurance

Detached housing

42.4

Semi-Detache

d

27.7

Terrace

17.1

Purpose built flats/apartment

s

9

Flat or apartment

in converted

house

1.7

Bed Sit

0.3

What the 2011 Census Tells Us – Housing Type

With the changing nature of housing, Insurence companys may need to fight to better service the Renter market by developing inovatie

products and marketing campsigns.

Flats and apartments

increased 27% since 20062011 Census

Page 7: Research Process for Home Insurance

SOCIALCLASS of sales

HighCLASS 45%

LowCLASS 55%

Red C report

Page 8: Research Process for Home Insurance

They are f irst t ime buyers

who are starting toPut their

mark on the premises.

Page 9: Research Process for Home Insurance

They are taking relationships

seriously

Page 10: Research Process for Home Insurance

If they have a partner, they

may be marriedAnd have kids.

Page 11: Research Process for Home Insurance

They want a safe castle,

And that includes it being

insured.

Page 12: Research Process for Home Insurance

They may have had an

experience with a car insurance policy that was

cheap and unforgiving

Page 13: Research Process for Home Insurance

A percentage of the market may not

be buying on price but rather

service and support in mind.

Page 14: Research Process for Home Insurance

CustomerCurve

Page 15: Research Process for Home Insurance

While insurers were maintaining their product centricity, consumers changed in other ways. Consumers were more or less a uniform group 20 years ago, with price sensitivity versus service

orientation lying on a Gaussian curve.

Today this bell curve has completely flipped, leaving a market with significant populations of consumers at both ends of the commodity pricing versus premium quality spectrum. As a result,

the classic mass market is diminished although still pursued

Page 16: Research Process for Home Insurance

H o m e i n s u r a n c e n e e d s t o i n n o v a t e

o n p r e m i u m q u a l i t y r a t h e r t h a n p r i c e a s

t h e i r c u s t o m e r s r e c e i v e t h i s l e v e l

f r o m a l l t h e i r o t h e r p r o d u c t s a n d

s e r v i c e s .

Page 17: Research Process for Home Insurance

Research Methods

Page 18: Research Process for Home Insurance
Page 19: Research Process for Home Insurance

IDEO Method Card ~AskU9718024 陳俋伶

Page 20: Research Process for Home Insurance

Cultural ProbesHOW: Assemble a camera journal kit

(camera, film, notebook, instructions)

and distribute it to participants within one or across many cultures.

WHY:To collect and evaluateperceptions and behaviors within

or across cultures.

Page 21: Research Process for Home Insurance

Comparing the ways

different cultures care

for their teeth helped

expose important similarities and differences

to the IDEO team.

Page 22: Research Process for Home Insurance

Unfocused GroupHOW: Assemble a diverse group of individuals in

a workshop to use a stimulating range of materialsand create things that are relevant to your project.

WHY: Encourages rich, creative, anddivergent contributions from potential users, releases

“inhibitions, and opensup new thinking.

Page 23: Research Process for Home Insurance

An IDEO team invited a foot-fetishist,an artist, a body-worker, atrist and others to work togetherto explore and build concepts for anew range of fashion sandals.

Page 24: Research Process for Home Insurance

Word-Concept Association

HOW: Ask people to associate descriptive words with different design

concepts or features in order to show

how they perceive and value the issues.

WHY:Clustering users' perceptions

helps to evaluate and prioritize design

features and concepts.

Page 25: Research Process for Home Insurance

Developing the design of a new container, word-concept association studies helped the IDEO team to understand how different forms convey different meanings to users.

Page 26: Research Process for Home Insurance

Camera Journal

HOW: Ask potential users to keep a written and visual diary of their impressions, circumstances,

and activities related to

the product.

WHY: This rich self-conducted notation technique is useful for prompting users

to reveal points of view and patterns of behavior.

Page 27: Research Process for Home Insurance

The IDEO team designinga travel system distributedcamera journals to familiestaking car trips to capture map reading and other car travel.

Page 28: Research Process for Home Insurance

Collage

HOW: Ask participants to build.collage from a provided collection of mages. and to

explain the significance of the mages andarrangements they choose.

WHY:This illustrates participants’ understanding and perceptions of issues and helps them verbalize

complex or unimagined themes.

Page 29: Research Process for Home Insurance

Participants were asked to create

a collage around the theme of

sustainability to help the IDEO

team understand how new technologies might be appliedto bettersupport people’s perceptions.

Page 30: Research Process for Home Insurance

Card SortHOW: On separate cards, name possiblefeatures, functions, or design attributes.

Ask people to organize the cards spatially, inways that make sense to them.

WHY: This helps to expose people's mentalmodels of a device or system.

Their organization reveals expectations and priorities about the intended functions.

Page 31: Research Process for Home Insurance

In a project to design a new

digital phone service, a card

-sorting exercise enable potential

users to influence the final menu

structure and naming.

Page 32: Research Process for Home Insurance

Cognitive Maps

HOW.:ask participants to map anexisting or virtual space and show

how they navigate itWHY: This s a useful way to discoverthe significant elements, pathways.

and other special behavior associatedwith a real or virtual environment.

Page 33: Research Process for Home Insurance

Mapping how they occupy or

through different zones of the

city ,the IDEO team asked bike

messengers to indicate where

water oases are located and how

they reach them.

Page 34: Research Process for Home Insurance

Five Whys?

HOW: Ask 'Why?" questions in

response to five consecutive answers.

WHY: This exercise forces people to

examine and express the underlying

reasons for their behavior and attitude

Page 35: Research Process for Home Insurance

Five whys was used when

interviewing dieting women

around the US to understand

their attitudes and behaviors

around weight loss.

Page 36: Research Process for Home Insurance

Foreign Correspondents

HOW: Request input from coworkersand contacts in other countries and

conduct across·cultural study to derivebasic international design principle.

WHY: This is a good way to illustratethe varied cultural and environmentalcontexts in which products are used.

Page 37: Research Process for Home Insurance

Compiling a global survey about

personal privacy , IDEO correspondents from around the world

contributed images and anecdotes

from own lives.

Page 38: Research Process for Home Insurance

Narration

HOW: As they perform a processor execute a specific task, ask participantsto describe aloud what they are thinking.

WHY: This is a useful way to reachusers' motivations, concerns, perceptions,

and reasoning.

Page 39: Research Process for Home Insurance

In order to understand how food is

incorporated into people’s daily

routines, the IDEO team asked

people to describe what they were

thinking while eating.

Page 40: Research Process for Home Insurance

Extreme User InterviewsHOW: Identify individuals why are extremely

familiar or completely unfamiliar with the

product and ask them to evaluate their experience using it.

WHY: These individuals are often able tohighlight key issues of the design problem

and provide insights for design improvements.

Page 41: Research Process for Home Insurance

By understanding the role and

mindset of the youngest family

member, the IDEO team uncovered

new product design opportunities for

household cleaning.

Page 42: Research Process for Home Insurance

Conceptual Landscape

HOW: Diagram, sketch, or map the

aspects of abstract social and behavioral

constructs or phenomena.

WHY: This is a helpful way to understand

people's mental models of the issues related

to the design problem.

Page 43: Research Process for Home Insurance

Designing an online university,

the IDEO team illustrate the

different motivations , activities,

and values that people to go back

to school.

Page 44: Research Process for Home Insurance

Draw the Experience

HOW: Ask participants to visualize anexperience through drawings and diagrams.

WHY:This can be a good way todebunk assumptions and reveal howpeople conceive of and order their

experiences or activities.

Page 45: Research Process for Home Insurance

By asking people to draw your

money the IDEO team designing

an online bank was able to discern

people ‘s attitudes towards their

finances

Page 46: Research Process for Home Insurance

Surveys & Questionnaires

HOW: Ask a series of targetedquestions in order to ascertainparticular characteristics and

perceptions of users.WHY: This is a quick way to elicitanswers from a large number of

people.

Page 47: Research Process for Home Insurance

Developing a new gift-wrap packaging conceptthe IDEO team conductedweb-based surveys to collect consumer perspectives from many people around the world.