republic of the philippines. philippine map southeast asia

REPUBLIC REPUBLIC OF THEOF THE

PHILIPPINEPHILIPPINESS

PHILIPPINE MAPPHILIPPINE MAP SOUTHEAST SOUTHEAST ASIAASIA

DEMOGRAPHIC PROFILE AS OF YEAR JULY 2003

POPULATION = 84,619,974 POPULATION GROWTH

RATE 1.92%

Mandated by 1986 Philippine Constitution

Provision on “Urban Land Reform and Housing”

The State Shall:

In cooperation with the private sector provide affordable decent housing and basic services

•

For the under-privileged and homeless citizens in urban & resettlement areas

•

Relocation of urban or rural poor dwellers must on just humane manners (R.A. 7279).

•

NATIONAL SHELTER PROGRAM

HOUSING AND URBAN HOUSING AND URBAN DEVELOPMENT DEVELOPMENT

COORDINATING COUNCIL COORDINATING COUNCIL (HUDCC)(HUDCC)

Executive Order 90 S. 1986Identified the government agencies essential for the National Shelter Program (NSP) & defining that mandates for lending purposes, home mortgages & buyers protection.

Created the Housing & Urban Development Council composed of Key Shelter Agencies (KSA) which are responsible in urban & housing development.

Home Guaranty Corporation National Housing Authority National Home Mortgage Financing Corporation

Directly under the supervision of the Office of the President

Home Mutual Development Fund Housing and Land Use Regulatory Board

HOUSING & URBAN DEVELOPMENT COORDINATING COUNCIL (HUDCC)

1.

To determine the participation & coordinate the activities of the KSA in the NSP.

2.

To assist in the maximum participation of the private sector in the delivery of housing & urban development

3.

To recommend new legislation; amendments to executing laws necessary for the attainment of government’s NSP.

4.

To implement the National Urban Development via the following:5.

Resettlement Program Medium-Rise Public & Private Housing Coordinating Mortgage Program Local Housing

FUNCTIONS OF HUDCC

The National Urban Development & Housing Framework Plan refers to the comprehensive plan for urban & urbanizable lands consisting of housing, infra, social programs

To formulate national objective for housing and urban development.

HOUSING & LAND HOUSING & LAND USE REGULATORY USE REGULATORY

BOARDBOARD(HLURB)(HLURB)

ENHANCE RATIONAL LAND USE ENHANCE HOUSING AND REAL ESTATE DELIVERY

THROUGH: Policy Development Land Use Planning Regulations

M I S S I O N

Adjudication of Cases

Regulate housing and land use towards shelter security and a balance urban development

M A N D A T E S

Formulate, update and revise guidelines, standards, rules and regulations on land use/zoning and subdivision/condominium development.

Update and disseminate the National Urban Development & Housing Framework

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POLICY DEVELOPMENT

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Provide technical assistance in the formulation of CLUPs to provinces, cities and municipalities.

•

Review and rectify land use plans of provinces, highly urbanized cities and Metro Manila areas.

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LAND USE PLANNING

Evaluate and approve subdivision and condominium plans

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Issuance of Certificate of Registration and License to Sell to Condominium and Subdivision projects

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REGULATIONS

Monitor compliance of developers with approved subdivision and condominium projects

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Issuance of Certificate of Completion, Brokers License, HOA Registration, Zoning Certification, etc.

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Investigate /adjudicate cases pertaining to town planning/zoning, housing and real estate delivery.

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Register, monitor/supervise and adjudicate intra corporate disputes of HOAs

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ADJUDICATION OF CASES

( aggrieved buyer shall file case with HLURB on; non-completion and non-development )

BOARD OF COMMISIONERS

Executive Committee

BOARD SECRETARIAT

CHIEF EXECUTIVE OFFICER

3 Full Time Commissioners

ADMIN. And FINANCE GROUPINTERNAL AUDIT SERVICES*

BUDGET DIVISION

ACCOUNTING DIVISION

HUMAN RESOURCES

MANAGEMENT DIVISION

GENERAL SERVICES DIVISION

HOMEOWNERS ASSOCIATION

GROUP***

FIELD OPERATION

SUPPORT GROUP

PLANS AND PROGRAMS

GROUP

EXECUTIVE PROGRAM

GROUP

APPEALS REVIEW GROUP

LEGAL SERVICES

GROUP

RULES AND SYSTEM

DEVELOPMENT GROUP

INFORMATION TECHNOLOGY

GROUNP**

REGIONAL FIELD OFFICES Region I – XIII, CAR, and NCR

* Created pursuant to Presidential AO No. 278, S’92 / RA 3456 amended by RA 4177

** Created pursuant to EO No. 190, Series of 1994 to oversee the implementation of HLURB’s approved Information System Plan (ISP). *** Created pursuant to R.A. 8763

THE ORGANIZATIONAL CHART OF HLURB

REGIONAL DIRECTOR

TECHNICAL SERVICES SECTION

LEGAL SERVICES SECTION

ARBITRATION & ADJUDICATION

DIVISION

HOMEOWNERS ASSOCIATION

UNIT

MONITORING UNIT

ADMINISTRATIVE SECTION

THE ORGANIZATIONAL CHART OF HLURB, THE ORGANIZATIONAL CHART OF HLURB, ENCRFOENCRFO

A. Policy DevelopmentUpdate, amend, formulate standards and guidelines on land use planning, real estate development and homeowner’s associations (HOAs) for formulation, update or amendment.

HOUSING & LAND USE REGULATORY BOARD MAJOR PROGRAMS AND PROJECT

CY 2004

B. Comprehensive Land Use PlanningProvide technical assistance to 153 local government units (LGUs) in the preparation/update of their Comprehensive Land Use Plan (CLUP).

There are three hundred (300) CLUPs for formulation/updating As of June 2003, there are about five hundred (500) CLUP in various approval stages.

HLURB assist LGUs in the review and approval of the plans to ensure adoption of the same by the respective LGUs and final approval/ratification by the respective Sangguniang Panlalawigan (SP) or the HLURB).

C. Regulation of Housing and Real Estate DevelopmentIssuance of permits, clearances, licenses and certificates, monitoring/investigation of real estate projects and, regulations of homeowner’s associations.

Issuance of 2,000 permits to sell for subdivision and condominium projects covering 120,000 units

Conduct of 17,000 field or non-field investigation of development project

Monitoring /supervision of 3,000 HOA

HOUSING & LAND USE REGULATORY BOARD MAJOR PROGRAMS AND PROJECT

CY 2004

D. Adjudication and Resolution of Cases and Complaints1370 cases are targeted for adjudication and 480 for resolution of appealed cases.

AnnualBacklog 2001 2002 2003 2004 2005

NCR 246,631 286,336 269,661 269,905 270,152 1,096,054CAR 7,828 17,882 12,812 12,903 12,995 56,592

I 10,422 28,534 28,689 29,082 29,483 115,788II 30,236 86,159 84,251 85,979 87,763 344,152III 30,236 86,159 84,251 85,979 87,763 344,152IV 67,296 162,959 160,543 164,012 167,609 655,123V 10,023 25,618 25,263 25,519 25,779 102,178VI 19,678 39,591 38,890 39,190 39,494 157,165VII 20,905 56,622 53,409 54,316 55,248 219,597VIII 9,594 21,726 20,574 20,740 20,908 83,949IX 13,981 28,020 27,274 27,563 27,859 110,717X 15,383 28,200 27,535 27,801 28,073 111,609XI 18,741 48,068 47,225 47,965 48,725 191,984XII 14,902 26,989 25,593 25,815 26,042 104,439

ARMM 9,814 25,235 25,589 26,198 26,831 103,852CARAGA 17,042 23,966 23,567 23,673 23,781 94,988TOTAL 517,199 923,975 888,365 898,440 908,816 3,619,597

RegionBacklog+New Household

TOTAL HOUSING NEEDSTOTAL HOUSING NEEDS

PLEDGES/COMMITMENT ACCOMPLISHMENT

300,000 shelter security units 431,603 household provided with shelter security units or 143.87 of the target

1. Provision of security of land tenure 245,200 households provided with shelter security to 150,000 urban poor families through the following programs:

Asset Reform Program/Presidential Proclamation - 203,540

Community Mortgage Program - 33,328 National Government Housing Project- 8,332

2. Provision of 70,000 socialized 98,799 household provided with land tenure/ housing program serviced plots through the NHA's housing

programs, HDMF socialized housing, and housingprogram of Mt. Pinatubo Commission and otherprivate organizations

3. Provision of 80,000 houses for low- 87,604 household provided with land tenure/ salaried workers and the poor housing units through the housing program of

HDMF, SSS, GSIS, LBP and DBP

GOVERNMENT HOUSING PROGRAM DEVELOPMENT January 2001 –December 2002

For 2002, HGC guaranteed a total of 28,651 units amounting to P11.811 B or 99% of its target of 29,077 units for the same year

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Of the total accomplishment, 11,958 units with a value of P1.945 B or 42% are socialized housing; 16,161 units with a value of P8.250 B or 56% are low-cost housing; and 532 units with a a value of P1.615 B or 2% are Medium and Open Housing

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UNITS VALUE (PM)

Guaranty Program 25,099 11,286.35

Retail Guaranty 22,689 11,015.08

Development Guaranty 2,410 271.27

Cash Flor Guaranty 3,552 525.17

TOTAL 28,651 11,811.52

HGC GUARANTY ENROLLMENTS

For 2002, HLURB has issued 113,452 Licenses to Sell to developers.

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No. of SaleableLots/Houses & Lots

Socialized Housing 94 29,919 - B.P. Blg. 220 36 11,141 - Compliance Projects 58 18,778

Economic Housing 106 25,955Medium Cost Housing 12 3,128Open Market Housing 168 37,174Simple Subdivision 1,563 4,102

Condominium 38 13,174 - Residential / Commercial 36 12,382 - B.P. Blg. 220 2 792

TOTAL 1,981 113,452

No. of Projects

This is 14.0 percent higher than the 97,437 licenses to sell in 2001.

LICENSES TO SELL ISSUED BY HLURB

STRATEGIES STRATEGIES ANDAND

POLICY POLICY REFORMSREFORMS

STRATEGIES ACCOMPLISHMENT/STATUS

1. Development of appropriate housing and subdivision standards that ensure safety and welfare of households and are easier to enforce.

Revised IRRs of BP 220 (Economic and Socialized Housing Project) and PD 957 (Subdivision and Condominium Buyer’s Protective Decree) in 2002

Amended guidelines on receipt, processing and approval of application for condominium projects and certification of registration and licenses to sell for subdivision and licenses to sell for subdivision and condominium projects pursuant to the directive of Pres. Arroyo thru EO 45 S.2001

A. Making Housing Market more Efficient


Continued accreditation of innovative technologies. As of 2002, a total of 17 innovative technologies and materials, and 48 models were accredited to bring down the cost of housing

Cont ….. Making Housing Market more Efficient

2. Promotion and development of new housing technologies that can provide quality housing at the least cost.


Shortened the days of acquiring permits like license to sell, environmental compliance certificate and building permit

Reduced the processing time for loan application from 30 to 15 days and even to 5 days.

More housing loans for the low cost housing beneficiaries were granted

Cont ….. Making Housing Market more Efficient

3. Cut by at least half the number of days, processes and requirements for loan applications and housing permits.


A total of P7.0 B in face value amounts of HGC Zero Coupon Bonds from the capital market was raised. The proceeds were used to settle unpaid calls and service interest payments of the debenture bonds.

HDMF floated P2.0 B worth bonds to increase funds for housing, which to date generated over P582 M.

B. Creating a Sustainable Housing Finance System

1. Generation of long-term funds for the housing sector through adoption of innovative financial schemes.


Used housing bonds to purchase acquired properties of banks/ financial institutions (at a discount). Banks shall provide the developer with credit facilities to be used as working capital and payment for the construction of residential units. Developer shall mortgage the property (and improvements) in favor of the bank to secure the credit facilities

Cont ….. Creating a Sustainable Housing Finance System

1. Generation of long-term funds for the housing sector through adoption of innovative financial schemes.


Undertake a comprehensive in-city or near city relocation program for informal settler areas

Government identified and disposed public lands for relocation of informal settlers and for building MRBs. e.g.the 50 has. land for prison, government owned golf courses and idle lands are now converted to housing project

C. Accelerating Assistance and Provision of Security of Tenure for Informal Sector

1. Prioritization of assistance to those who are in danger areas (river banks, esteros and other flood prone areas), those in the right-of-way of government infrastructure project, and those in threat of demolition


To date, the President has already proclaimed 22.549.41 hectares of alienable and disposable government lands benefiting 203,540 families

Eighteen (18) public lands have been identified and proclaimed from all over National Capital Region (NCR) for the relocation of informal settler, and housing of national and local employees

Cont ….. Accelerating Assistance and Provision of Security of Tenure for Informal Sector

2. Regulation of tenure of informal settler families occupying public lands


Solicitation for the selection of private sector joint venture partners is now on-going

Fast tracked the disposition of unoccupied housing units “as in where is” basis and at discounted price


2. Regulation of tenure of informal settler families occupying public lands


Historically, government allocation for housing accounts for less than 1% of the total annual budget of the government. For 2001, 2002 and 2003, government allocation for housing accounts for 0.82%, 0.26% and 0.21% of the government annual budget, respectively.

Pursued adoption of a specialized viable shelter finance program such as:

mobilizing resources of existing housing agencies


3. Allocation of greater resources of the national government to address the needs of the informal sector


developing a strong Secondary Mortgage Market

strengthening restructuring and coordinating all housing agencies

maximizing private sector participation and support (both domestic and international

promoting affordable public housing through rental schemes, townships and resettlements


Promotion of housing via the cooperative system

3. Allocation of greater resources of the national government to address the needs of the informal sector


Registered a total of 787,867 socialized housing beneficiaries in compliance with the Urban Development and Housing Act of 1992

HUDCC in cooperation with ADB completed a study on the provision of compensation for involuntary displacement (Resettlement Technical Assistance No. 5935)


4. Completion of listing of beneficiaries of housing projects and to facilitate consultation with affected informal settlers on appropriate action plans for relocation, housing and resettlement


Pursued curtailment of professional squatters thru issuance of Executive Order No. 153 (10 December 2002) “Instituting the National Drive to Suppress and Eradicate Professional Squatting and Squatting Syndicates.” the EO mandated HUDCC to lead in the identification of professional squatters, squatting syndicates, DOJ in the prosecution of professional squatters and National Police Task Force to apprehend the same


4. Completion of listing of beneficiaries of housing projects and to facilitate consultation with affected informal settlers on appropriate action plans for relocation, housing and resettlement


HUDCC prepared a Policy Paper on Public Rental Housing, which would cushion the impact of free rental market

HUDCC in cooperation with JICA conducted a 3-day orientation seminar on Public Rental Housing System of Japan attended by LGUs, shelter agencies and other government agencies involved in rental housing


5. Promotion of an efficient rental markets through incentives for the private sector participation


HUDCC submitted a project proposal (A study on the Improvement of Urban Poor in Metro Manila) on rental housing to JICA. The said study is now being reviewed by JICA.

NHA institutionalized lease purchase option for beneficiaries of resettlement projects and for marginal income families In slum upgrading projects




Under Resettlement Program, beneficiaries can lease the lot/housing units for five years are credited to the selling price

Under the Resettlement program, beneficiaries are also given a one year moratorium on payments to mitigate the effects of economic dislocation




NHA also institutionalized a rental program under its Medium Rise Housing Program for informal settler families who are unable to purchase housing units

Under Slum Upgrading, low-income families are allowed to lease the lot/unit for three years renewable at NHA’s option.




Fast tracked the disposition of unoccupied housing units “as is where is” basis and at discounted price. To date, a total 5,887 of housing units were already disposed by HDMF, HGC and SSS.


6. Provision of onsite and off-site services to housing projects located outside the major metropolitan centers


NHA also administered the government-led MRB projects. To date, a total of 15 sites covering an area of 77.756 has. will be developed and are expected to generate approximately 229 MRBs or a total of 18,118 units to benefit low-salaried national and local government employees in Metro Manila


6. Provision of onsite and off-site services to housing projects located outside the major metropolitan centers


HUDCC Council adjusted the loan ceiling on 21 October 2002 for the following loan packages:

Reduced interest rates for the Pag-IBIG retail lending program as follows:

Socialized Housing - P 225,000 and below Low Cost

Level 1 - P225,000 to P500,000 Level 2 - P500,000 to 2.0 M

Up to P150,000 - 6% from 9%Over P150,000 to 225,000 - 9%Over P225,000 to P500,00 - 10% from 12%Over P500,00 to P2.0 M - 12%Market Rate

D. Making Housing Loans available and affordable to Low- Salaried Members of the Fund

1. Making housing loans accessible at affordable rates for the formal sector or those who are employed and are members of the pension funds


The revised interest rates can reduce the monthly amortization of buyers by as low as 15% to 25% depending on loan amount

Increase Loan to Value Ration for HDMF’s lending Program, as follows: Over P180,000 to P500,000 – 100% from 90%Over P500,000 to P1.0 M – 100% from 90%Over P1.0 M to P2.0M – 90% from 70%*

(* Not included in the buyback agreement)

Extend loan term from 20 to 25 years for loan over P500,000

Cont ….. Making Housing Loans available and affordable to Low Salaried Member of the Fund



Reduced interest rates for GSIS retail lending program, as follows:

Up to P180,000 – 8%Over P180,000 to P300,000 – 10%Over P300,000 to Open – 12%

Provided partial payments/ takeout of CMP project with previous Board Approval for issuance of Letter of Guaranty

Cont ….. Making Housing Loans available and affordable to Low Salaried Member of the Fund



As of December 2002, HLURB already provided technical assistance to 1,274 LGUs. To date, a total of 71 LGUs have approved CLUPs, 423 LGUs with updated CLUPs and 780 LGUs with CLUPs for updating

Of the remaining 354 LGUs without approved CLUPs, 331 LGUs are already in the process of preparing/updating their CLUPs while only 3 LGUs have not yet started the preparation of their CLUPs

E. Strengthening the Shelter Delivery System & Accelerating the Localization of Housing & Development Effort

1. Provide technical assistance to LGUs in preparing and updating their CLUPs

THANK THANK YOU!!!YOU!!!

republic of the philippines. philippine map southeast asia

Documents

urban housing development

urban land reform

affordable decent housing

rational land use

urban urbanizable lands

land use plans of provinces

land usezoning

national objective