report on philosophy of law

15
TORTS AND DAMAGES

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Philosophy of Law Report

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TORTS AND DAMAGESABUSE OF RIGHTGONZALES v PCIB et al (G.R No. 18025! Fe"#$a#% 2&' 2011(FACTS)PCIBgrantedGonzalesacreditlinethroughaCredit-On-and !oanAgree"ent#CO!A$%Atthesa"eti"e&Gonzaleshada 'oreign Currenc( De)osit *ith said +an,% Threeloansa"ountingtoP-%.M*ereo+tained/ro"PCIB0the 1rst +( Gonzales and his *i/e *hile the t*o additional loans *ere o+tained+(s)ousesPanlilioandGonzales%These*ereco2ered +(threePNstatingthe)arties3solidar(lia+ilit(&thoughthe )roceeds *ere recei2ed onl( +( the Panlilios% Mean*hile&Gonzalesissuedachec,in/a2oro/4nson/or 567&777dra*nagainsthiscreditline%o*e2er&PCIB ter"inatedGonzales3creditlineand/rozehis'CDaccount +ecauseo/theun)aid)eriodicinterestdues/ro"theloans o+tained +( the latter and the Panlilios% As a result& the chec, *asdishonoredu)on)resent"ent/or)a("ent+(4nson% Gonzaleshadaheatedargu"ent*ith4nsonduetothe dishonoro/thechec,&causinggreate"+arrass"entand hu"iliation% e *as /orced to source out and )a( the "one( he o*ed to 4nson in cash%Gonzalesinstitutedacase/orda"agesagainstPCIBon accounto/allegedun8ustdishonoro/thechec,issuedin /a2oro/4nson%PCIBstooditsgroundin/reezingGonzales3 accounts due to the outstanding dues o/ the loans% Gonzales re/utedthesa"e&re"indingPCIBthatit,ne**ellthatthe actual+orro*ers*erethes)ousesPanlilioandhene2er +ene1ted/ro"the)roceedso/theloans&*hich*ere ser2iced +( the PCIB account o/ the s)ouses Panlilio%ISSUE)*+et+e#PCIB,-l,a"le.o# /a0a1e- HEL2)3e-.PCIB,-l,a"le.o# /a0a1e-.o#te#0,4at,o4o. Go45ale-6 7#e/,t l,4e 8,t+o$t 9#o9e# 4ot,7ePRINCIP!E O' AB4SE O' RIGTSE2er()erson"ust&intheexerciseofhis rightsandintheperformanceofhisduties& act*ith8ustice&gi2ee2er(onehisdue&and o+ser2ehonest(andgood/aith%#Article-9& NCC$ BASIS:Suu" 8us su""a in8uria; The a+use o/ right is the greatest )ossi+le *rongELE:ENTS)-% E