regulations and legislation for e-commerce in the uk

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Regulations and Legislation for E-Commerce in the UK Image: © 2014 Seven Creative Ltd ©Patrick McGee 1 Regulations and Legislation for E-Commerce in the UK

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Regulations and Legislation for E-Commerce in the UK Lesson prepared for KS5 to provide a foundation for starting an e-commerce site in the UK. Briefly covering the topics for: The Data Protection Act 1998 Trading Standards Copyright Consumer Credit Act 1974

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Page 1: Regulations and Legislation for E-Commerce in the UK

1Regulations and Legislation for E-Commerce in the UK Image: © 2014 Seven Creative Ltd ©Patrick McGee

Regulations and Legislation for E-Commerce in the UK

Page 2: Regulations and Legislation for E-Commerce in the UK

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Introductions

Patrick McGeeSoftware Engineer

Uclan AlumniMIT Professional Alumni

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

Page 3: Regulations and Legislation for E-Commerce in the UK

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Learning objectives and outcomes

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

Learning objectives:Students will understand the regulations that govern E-Commerce in the UK

Learning outcomes:Students will be aware of the 8 principles of the DPA 1998Students will know what the various regulations protect and how to apply it to e-commerce Understand the implications for organisations who trade with E-Commerce

Page 4: Regulations and Legislation for E-Commerce in the UK

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Introductions

What is the most valuable resource of an

E-Commerce operation?

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

Page 5: Regulations and Legislation for E-Commerce in the UK

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The most valuable resource

DATA!

From data we can uncover all kinds of information that will help our business grow.

Regulations and Legislation for E-Commerce in the UK Image: © 10101 Business Intelligence ©Patrick McGee

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The most valuable resource

DATA!From data we can uncover:

Who our customers areWhere they are located

Who are our loyal customersWhen do I customers return

The list goes on....

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Legal Responsibilities

OverviewThe Data Protection Act 1998Trading StandardsCopyrightConsumer Credit Act 1974

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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The Data Protection Act 1998

The act contains eight “Data Protection Principles”. These specify that personal data must be:

1. Processed fairly and lawfully.2. Obtained for specified and lawful purposes.3. Adequate, relevant and not excessive.4. Accurate and up to date.5. Not kept any longer than necessary.6. Processed in accordance with the “data subject’s” (the individual’s)

rights.7. Securely kept.8. Not transferred to any other country without adequate protection in

situ.Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Trading Standards

Q. How can we (as customers) identify a legitimate e-commerce

site?

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Trading Standards

Using the following UK e-commerce websites:

allmacshop.co.ukdabs.com

wiggle.co.ukWrite a list of common elements that you

think are indicators that a website is legitimate!

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Trading Standards

Using the following UK e-commerce websites write a list of common elements that appear that you think are indicators

that the website are legitimate!

allmacshop.co.ukdabs.com

wiggle.co.ukRegulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Trading Standards

There must be:•The full name & geographic address of the business•Contact details including an email address•Membership of trade associations.•If you have been authorised to advertise or sell goods or services, details of the supervisory authority, e.g. financial services.•If online sales are subject to VAT, details of the VAT number.- If prices are referred to they must be clearly indicated together with delivery costs.Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Trading Standards

For more detailed information please visit:

http://www.tradingstandards.gov.uk

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Copyright

Q. How do you think copyright is obtained?

Q. How do social media platforms manage copyright?

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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Consumer Credit Act 1974

The Consumer Credit Act 1974 regulates consumer credit and covers the following areas:

• content and form of credit agreements• method of calculating annual percentage rate (APR)• procedures relating to events of default, termination or

early settlement• credit Advertising• section 75 which gives you extra protection on items

costing over £100 and up to £30,000 paid by credit card

Regulations and Legislation for E-Commerce in the UK

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Consumer Credit Act 1974

So thinking about your e-commerce operation:

Q. When would you consider offering credit to your

customers?Regulations and Legislation for E-Commerce in the UK ©Patrick McGee

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End

Thanks for taking part in the lesson.

If you have any more questions please ask

Regulations and Legislation for E-Commerce in the UK ©Patrick McGee