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www.reallysimpleinvesting.com Really simple investing Automatic Investing

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Page 1: Really simple investing auto invest

www.reallysimpleinvesting.com

Really simple investingAutomatic Investing

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www.reallysimpleinvesting.com

Learn More at: http://www.reallysimpleinvesting.com

Follow us on Facebook:https://www.facebook.com/1ReallySimpleInvesting/

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As Albert Einstein observed about, money compounding:

“It is the most powerful force in the

universe.” – Albert Einstein

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Five Really Simple Ways to Invest

Automate your investing

Tax Deferred and/or Tax Free Investing

Passive Index Funds

Drips

Dividend Stocks

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Pay Yourself first

Successful people quickly learn that investing is the cornerstone to building financial security

Pay Yourself First

Investing every week or month keeps your investment plan on track

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Automate

An investment program that allows investors to contribute small amounts of money, in regular intervals.

Funds are automatically deducted from the investor's checking/savings account or paycheck and invested in a retirement account like a 401k, IRA, mutual fund or ETF fund.

Simply buy a fixed dollar amount at regular intervals, regardless of what the market is doing. Over time, you may be able to buy more shares when prices are low and fewer when they're high.

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Tax Deferral Accounts

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Returns over time

This graph illustrates the effects of investing $50, $100 or $200 monthly. Hypothetical results are based on a $2,500 beginning balance, investments made at the beginning of the month and an 8% average annual return.

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Invest slowly over time

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Setting up your Plan

Invest in a retirement plan at work and have the money taken out of your pay “pre-tax”.

Set up an automatic transfer from your bank account to a mutual fund. Most funds have this feature

Use a Dividend Reinvestment Plan (or DRiP). Most companies have these available or try ComputerShare. You buy one share and then a fixed amount monthly. Most are about $50 each month.

Use one of the newer “roboadvisors” most have a mobile phone app.

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How Robo Advisors work

Provide a series of answers about goals, risk tolerance and personal finances to the Robo Advisor on a web site or mobile app

Robo Advisor run the information through its algorithms

Recommends investments to fit the needs of the investor

You no longer have to wait – sample portfolios are ready in a few seconds

Many Robo Advisors are completely free, and even those that aren’t will be significantly cheaper than using a human advisor.

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AcornsSimple Investing from your Mobile Phone

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Investing your spare change

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Would you use a robo advisor?

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Market share

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Floyd Saunders Author: Really Simple Investing, Family Financial Freedom, College Without Ramen Noodles, Figuring Out Wall Street and other books

At Really Simple Investing we provide educational resources and offers unbiased product free seminars on financial planning, money management and investing.

Since 1996 we have providing clients with personal money management and investing training tailored to individual circumstances and objectives rather than advisor incentives or commissions.

Our workshops are product free – We only provide education.

Contact us at: [email protected]