REAL ESTATE HOME & PROPERTY2 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 3To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY4 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 5To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY6 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 7To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY8 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 9To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY10 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 11To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY12 To Advertise Call Bill: 435.256.5400

ATTENTION HOMEBUYERS 62 Years of Age and Older

You Own the Home, Remain in Title, andMake No Monthly Mortgage Payments*

Sell Your Home or Pre-Pay the Loan, in Part or in Full, Any Time without Penalty

FHA Insures against Any Recourse to you or your Heirs in the Repayment of the Loan. You Cannot Leave your Family in Debt

*The home must remain the primary residence of one borrower, hazard insurance and property taxes must be kept current.

To Receive Detailed Information At No Cost Or Obligation Please Contact:

Recent regulatory changes now permit the FHA insured Home Equity Conversion Mortgage to be used for the purchase of a primary residence. Under the terms of the program, depending upon your age, youcan purchase a home with a sales price 2 to 3 times the amount of your down payment;and without the usual hurdles to qualifying based on credit, income, and net worth.

NMLS # 283559

WE CANPRE-QUALIFYYOU WITHIN

MINUTES

BUYYOU

YOUThe

Home

Settle...

Really Want!

Don’t NeedTo

435-674-92001st Reverse Mortgage USA, a division ofCherry Creek Mortgage Co.. Inc., is an

Equal Housing Lender. The product or productsmay not be appropriate for everyone

DECEMBER ISSUE 13To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY14 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 15To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY16 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 17To Advertise Call Bill: 435.256.5400

REAL ESTATE HOME & PROPERTY18 To Advertise Call Bill: 435.256.5400

DECEMBER ISSUE 19To Advertise Call Bill: 435.256.5400