rb2000rb2000 1 features of rb2000. rb2000rb2000 2 features windows-based client server technology...
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RB 2000
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Features of RB2000
RB 2000
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FEATURES
• Windows-Based Client Server Technology• LAN & WAN Capable• Wizard-Type “Menu Driven” Setup & Installation• Scalable & Portable• Data Integrity (Real-time Rollback & Commit – SQL)• Online Context-Sensitive Help
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FEATURES
• Client Information Filing System • Microfinance support• BSP Reports• Multi-currency• Audit Trail• Easy in-house maintenance facility
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MICROFINANCE SUPPORT
• Individual & Group Lending Methodologies (accommodates 99 MF loan products with 99 variations of each product)
• Various types of amortization i.e. daily, weekly, etc…• User-definable contractual savings component• Contractual savings linked to MF loans• Clients’ Status Report – historical and current loan
information
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MICROFINANCE REPORTS
• Listing of Loans• Collection Due Report (forecasting)• Delinquency Report• Portfolio at Risk (PAR) Report (aging)• Total Interest and Fees Collected from MFU• Performance Report by Account Officer (Loan Officer)• Microfinance Monthly Report• Clients Status Report• PAR by Aging and Business Activity• PAR by Disbursed Amount and Business Activity• Loan Profile by Gender Report• Others…
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FEATURES
Financial Product Design (FPD)
Deposit Management Module
(DMM)
Loan Managemen
t Module (LMM)
General Ledger
Interface (GLI)
General Ledger Module (GLM)
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FEATURES – FPD
• Customize and maintain bank product with minimal help from the developers
• Customize the behavior of each transactions • Easy creation and maintenance of codes & tables• Parameterized Form Printing: passbook, ledgers, etc…• User-defined bank charges, penalties, etc…
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FEATURES – FPD
• Flexible Deposit Interest Computation• User-defined Depositor Type Maintaining Balance• Parameterized Bank Charges / Penalties for Deposit & Loan• User-defined Loan Amortization Type• User-defined Loan Notices Printing
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FEATURES – Deposit Module
• Standard deposit module functionality present:• Tellering Transactions• Back-Office Transactions• Miscellaneous Transactions• Vault, Cashier & Tellers Cash Transferring• Auto-Debit & Auto-Credit Facility
• Etc…• Inter-branch deposit & transfers transactions • User-defined report format• Online Picture & Signature Verification• ATM Connectivity/Interface ready
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FEATURES – Loan Module
• Standard loan module functionality present :• Flexible Amortization Schedule & Type• User-definable Loan Classification/Categorization• Customized Loan Package offering• Standard loan repayment and specified repayment transactions• Auto-debit of loan payment from client’s deposit account
• Etc…• Capturing of client’s information as early as when the loan is
applied • User-definable Microfinance Loan Product
• Individual Loans• Group Loans (Grameen-type)
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FEATURES – General Ledger Interface
• Deposit Products Transaction Codes GLI Template• Loan Products Transaction Codes GLI Template• Miscellaneous Products Transaction Codes GLI Template
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FEATURES – General Ledger
• Fully parameterized Chart of Accounts• User-definable Financial Statements & Other Schedules
formats • Bank-wide consolidation of reports through online or through
dial up methodology• Parameterized BSP report1 formatting• Integrated with Deposit and Loans Modules via GL/I• Electronic reporting• Report Generator
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FEATURES – 1BSP Reporting
BANK(RB2000
)
$
Bangko Sentral Ng Pilipinas
Conventional
Diskette
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Minimum Configuration• IBM Compatible Computer
• Intel Pentium IV 1.8Ghz
• 512KB Cache
• 256MB RAM
• 80GB Hard disk
• CD R/W (Backup)
• 100/10BaseT Ethernet Card
• Standard Peripherals
Recommended Configuration• Branded Computer
• Intel Pentium IV or higher
• 512KB Cache
• 256MB RAM
• 80GB Hard disk
• CD R/W (Backup)
• 100/10BaseT Ethernet Card
• Standard Peripherals
INVESTMENT – Hardware / Server
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Minimum Configuration• IBM Compatible Computer
• Intel Celeron 1.2
• 256KB Cache
• 128MB RAM
• 40GB Hard disk
• CD ROM (Optional)
• 100/10BaseT Ethernet Card
• Standard Peripherals
Recommended Configuration• Branded / Compatible
• Intel Pentium IV or higher
• 256KB Cache
• 256MB RAM
• 40GB Hard disk
• CD ROM (Optional)
• 100/10BaseT Ethernet Card
• Standard Peripherals
INVESTMENT – Hardware / Workstation
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INVESMENT – Software
• RB2000 License (Free)• MS SQL Version SBS (Small Business Server)• RB2000 Installation Cost1
• Includes installation charges per module• Transportation, lodging, & out-of-pocket expense• Bank staff cost i.e. overtime, meals, electricity, etc…
• Licensing2 of workstations (MS Windows 98Me or higher)
1 Accredited RB2000 Rollout Companies2 Licensing of software is now a standard business practice to adhere to Intellectual Property Rights and the Anti-Piracy Law
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LOCATION # BANKS # BRANCHES
LUZON 36 57
VISAYAS 11 16
MINDANAO 9 12
TOTAL 56 85
STATUS – Installations
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ONGOING ACTIVITIES
• MABS & RBAP MIS SteerCom monitors rollout• One (1) year warranty period (version 1.0) • Enhance Loan Functionality (Early Repayment of Loan)• BSP Additional Reports and Reports format changes as of
July 1, 2002• Personal Digital Assistant (PDA)3 Loan Collection Interface
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ONGOING ACTIVITIES – Loans
• Partial Payments applied to Principal Balance on term loans• Partial payments applied to principal only on amortized
loans; no adjustments to amortization schedule• Partial payments applied to principal only on amortized
loans; adjust amortization schedule• Partial payments applied to both principal & interest on
amortized loans; no adjustments• Partial payments applied to both principal & interest on
amortized loans; adjust amortization schedule
Early Repayment Features
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ONGOING ACTIVITIES –3PDA
• Personal Digital Assistant (PDA) is a term for any small mobile hand-held device that provides computing and information storage and retrieval capabilities for personal or business use, often for keeping schedule calendars and address book information handy.
• Several MFIs throughout the world are now using PDAs in their operations. More than a year ago, a MABS participant bank in Mindanao piloted the use of PDA for their daily & weekly collections.
• To-date, there are already 2 banks using the PDA. One MABS partner bank followed in Luzon. Both banks are satisfied and already have realized a lot of tangible and intangible benefits using the PDA.
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ONGOING ACTIVITIES – Loans
Changes to BSP report formats as at July 2001• AGRI/AGRA Reports• SME Reports• Others
BSP Reports
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NEXT STEPS
• Develop 24/7 RB2000 on-line support• Develop RB2000 website for FAQs, discussion groups• Plan for RB2000 Version 2.0 enhancements
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RB2000 ROLLOUT COMPANIES
• Automated Systems & Equipment Corporation (ASEC)• Integrated Systems (ISSEC)• Microbanker Philippines (MBPhil)
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RB2000 ROLLOUT COMPANIES
Automated Systems & Equipment Corporation
Unit 607 Park Avenue Mansion
Park Avenue, Pasay City
Metro Manila
Telephone: 02-8315171
Fax: 02-8315206
Email: [email protected]
Contact Person:
Mr. Florentino A. Roque
President
ASEC
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RB2000 ROLLOUT COMPANIES
Integrated Systems Services & Equipment Corporation
U1106-1107 Cityland Shaw Tower
Shaw Blvd. corner St. Francis Sts.
Mandaluyong City, Philippines 1550
Telephone: 02-6387628
Fax: 02-6359744
Email: [email protected]
Contact Person:
Mr. Larry Adeva
VP Marketing / Director
ISSEC
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RB2000 ROLLOUT COMPANIES
Microbanker Philippines, Incorporated
3/F Doña Mercedes Bldg.
#584 San Andres St., Malate 1004
Manila, Philippines
Telephone: 02-5364748
Fax: 02-5268908
Email: [email protected]
Contact Person:
Mac Franceau S. Panuncialman
General Manager
MBPHIL