providential draft presentation 2017

Professional Service

Presentation

We strive to be one of the fastest growing independent financial services provider in South

Africa

Who We Are?

Our mission to protect people financially

make them debt-free and educate them

about money

Our Mission

Our vision is to become one of the largest independent financial service providers in South

Africa with the view of becoming a competitive

provider within Africa.

Our Vision

Vesen Chetty & Associates cc t/a Providential

Financial Services – B200512213823

Licensed Financial Planning Practice with FSP

29550 and licensed for Category 1 products

Professional Indemnity Cover held with AIG

We are accredited to market products with some

of South Africa’s top product providers such as Discovery , Liberty , Momentum to name a few.

Legal Information

Service Organogram

Team Structure

Key Individual

Licensed Rep’s

Planning Division

Administration

Rep’s under

Supervision

(RUS)

Affiliates

Unemployment @ 26.70% and about 213 000 children failed their end of school examinations in 2015 which promotes a high drop out rate and contributes to the unemployment rate

Households debt @ 35.30%

Only 6% of South Africans are able to retire comfortably with no reliance on the social security system

Culture of savings is not high and no disciplined budgeting

Some of the Financial

Challenges in Society

Life Staging

your planning

Get the right level of financial coverage to

suite your individual needs and budget

at every stage on your life!!!

How Can We Help You?

Financial Solutions for Life Stages (SWMNSEER):

Student

Working Professional

Married

New Parents

Single Parent

Established Family

Empty Nesters

Retired

PROVIDENTIAL FINANCIAL SERVICES


Life Stage: Student

Financial Thought Break:

Transport – How to get around?

Your whole life online – On your phone

Are you covered if you need to go to hospital?

Do you need cash now or most likely for a long term goal?


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: Working Professional


Are you making your way up the ladder or for a promotion?

Your dreams , goals and aspirations are important to us and

we can help you make your dreams materialize

By putting some of your hard-earned money away today,

you can reward yourself tomorrow


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: Married


Marriage is a beautiful thing, but as you know it comes with a lot of RESPONSIBILITIES

Travelling the world

Finding or building your magical place called home

We can help you achieve your dreams and ensure that money is not the things you fight about. Well, as little as possible at least.


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: New Parents Financial Thought Break:

New parents, you’re most definitely have unique financial

needs

Is your dream right now or just to relax for 5 minutes?

Are you negotiating through the tears and tantrums?

Are you trying your best all the time?

We can’t promise it will get easier being a mom or dad but

we can help you look after your family’s well-being


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: Single Parent Financial Thought Break:

Being a single parent, you might need a little quite time to think about your finances

Do you dream of just having a day or week off?

As time out is virtually impossible, do you dream of cloning yourself?

Do you want an extra set of arms just to cope with today’s demands?

We can give you a hand by offering sound financial advice on how to bring your dreams to reality


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: Established Family Financial Thought Break:

As part of an established family, you don’t often get time out

Is your dream right now to have 5 minutes of peace and quite?

Is your life for you, at this stage , a balancing act?

Do the kids want every second of your time and every rand in your pocket?

Do you dream of a remote island to disappear to?

We can’t promise you a remote island, but we can meet you for

coffee and assist you with your financial goals


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: Empty Nesters Financial Thought Break:

As an empty nester, your financial priorities may be changing

Up until this point, does everything seem like a mad rush?

Now that your kids have flown the coop where does that

leave you?

Is your dream right now to just to tick off your bucket list?

Now’s the time to do things you want to do and we can help

you realise those goals and put a plan of action together


Don’t forget

about Life’s

What-If’s

along the

way


Life Stage: Retired Financial Thought Break:

As a retired individual , time sometimes has more value than

money

Is it your dream to travel somewhere different?

Do you want to play golf the whole day?

Do you want to spend more time with the family?

Do you simply want to enjoy a quiet time right now?

#ThisIsYourOpportunityToTakeTimetoReflect


Don’t forget

about Life’s

What-If’s

along the

way

Based on true individual cases but due to compliance with POPI and in keeping with FAIS Act , pseudonym’s will be used.


Before & After Providential

Life of Pi (Age 38)

Before

Providential

After

Providential

Annualised Tax Savings in % R 0 p/m = 0% R 1 000 p/m Up to 27.5%

Taxation on Long-Term

Investments

(Subject to wealth strategy planning)

Endowments

(CGT @ 12% , Income Tax

@ 30% and Foreign dividends

tax @ 15%)

Tax-Free Endowments

0%

Income Protection R 35 000 p/m

(100% Gross Income)

R 26 820

(100% Net of Tax Income)

Medical Coverage Medical Insurance Medical Aid / Hospital Plan

- Pi gets Tax Credits and the

possibility of getting an

additional medical aid tax

credit

Wealth Creation R 500 p/m R 2 000 p/m

Comprehensive Life Insurance R 0 p/m R 500 p/m

Short Term Insurance R 1500 p/m R 1350 p/m

Improvement in your Life 0% 100%


Opportunities Available

Client Benefits from our outstanding services levels and gets their

lifestyle goals achieved!

Affiliate Join this lucrative

programme whereby you

refer people you know to us

in order to make a positive

difference in their lives and

you receive a 10% of the

commission earned subject

to Providential Rules and

Regulations.

RUS Join this lucrative programme

whereby you have the

opportunity of becoming a

financial advisor part time

based on your own flexibility

and earn up to 30% of each

new business case accepted,

subject to Providential Rules

and Regulations.

L/R By first becoming a RUS and

going through or highly

intuitive training and up skilling

together with completion of

the RE5 exam and having the

necessary credits you have the

ability to earn up to 50% of

each new business case

accepted, subject to

Providential Rules and

Regulations.

And / or


Contact Our Offices Today!

Office Address: Unit 25A , Outlet Park , 59 Meridian Dr, Umhlanga Ridge , 4319

Social Media Presence: www.facebook.com/providentialnetwork

Office Telephone: 031 566 5430

Office Email: [email protected]

URL: Coming Soon!

providential draft presentation 2017

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