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Prospect Qualifying Criteria Welcome to our community before you apply to rent an apartment from our community, please review all the following criteria BEFORE you pay the application fee associated with the apartment. This community complies with ALL fair housing laws including those that prohibit discrimination based on race, color, religion, sex, national origin, familial status or disability. We do require if you are approved to pay the deposit to hold the unit. The hold is only good for 2 weeks after it becomes available. You don’t have to move in that date BUT you DO have to start the lease and start paying at that time. All deposits are NON-REFUNDABLE if you back out for ANY reason after you are approved. Availability: An apartment becomes available to be pre-leased once the current tenant turns in a written notice to vacate. If a tenant turns in such notice and it is pre-rented the current tenant must vacate on the date they had planned to. Occupancy: “2 heartbeats per bedroom” Two persons maximum per bedroom and a dining room cannot be converted into a bedroom. A bedroom must have a closet and a window/door. Age Requirements: Lease holders must be at least 18 years of age and must complete an application for approval and sign a lease. Utilities: Resident is responsible for electric and internet if they wish to have internet. Resident is required to carry renter’s insurance ALWAYS during the lease. With the apartment complex listed as “additional interest” in case of cancellation we are notified. We have a company that will provide $15000.00 of personal coverage for your belongings and $100000.00 for our belongings for $12.00 per month. If you choose to go with our company. Credit: Credit is based on the score as well as the debt to income ratio as a lender would base it. NO current evictions are permitted. If it is an old eviction it MUST be paid in full. You must consent to a reference check on your previous landlords. If you leave off a landlord on your application and it shows up on your credit/criminal report it could mean an automatic disqualification. Accounts active must be in good standing. Bankruptcy history is acceptable if your accounts since are all in good standing with creditors. Debts to utilities companies such as water, trash, electric, landlords, cable, or cell MUST be settled in full prior to acceptance. Previous Residences: As mentioned above the addresses on the credit/criminal need to match exactly what you put on the application. The applications can be found online at: www.harmonywestapts.com

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Page 1: Prospect Qualifying Criteria - Home - Harmony West ... to me after approval and prior to move in. We do offer it in house for an additional $12.00 per month. Title Microsoft Word -

ProspectQualifyingCriteria

Welcometoourcommunitybeforeyouapplytorentanapartmentfromourcommunity,pleasereviewallthefollowingcriteriaBEFOREyoupaytheapplicationfeeassociatedwiththeapartment.ThiscommunitycomplieswithALLfairhousinglawsincludingthosethatprohibitdiscriminationbasedonrace,color,religion,sex,nationalorigin,familialstatusordisability.Wedorequireifyouareapprovedtopaythedeposittoholdtheunit.Theholdisonlygoodfor2weeksafteritbecomesavailable.Youdon’thavetomoveinthatdateBUTyouDOhavetostarttheleaseandstartpayingatthattime.AlldepositsareNON-REFUNDABLEifyoubackoutforANYreasonafteryouareapproved.

Availability:Anapartmentbecomesavailabletobepre-leasedoncethecurrenttenantturnsinawrittennoticetovacate.Ifatenantturnsinsuchnoticeanditispre-rentedthecurrenttenantmustvacateonthedatetheyhadplannedto.

Occupancy:“2heartbeatsperbedroom”Twopersonsmaximumperbedroomandadiningroomcannotbeconvertedintoabedroom.Abedroommusthaveaclosetandawindow/door.

AgeRequirements:Leaseholdersmustbeatleast18yearsofageandmustcompleteanapplicationforapprovalandsignalease.

Utilities:Residentisresponsibleforelectricandinternetiftheywishtohaveinternet.Residentisrequiredtocarryrenter’sinsuranceALWAYSduringthelease.Withtheapartmentcomplexlistedas“additionalinterest”incaseofcancellationwearenotified.Wehaveacompanythatwillprovide$15000.00ofpersonalcoverageforyourbelongingsand$100000.00forourbelongingsfor$12.00permonth.Ifyouchoosetogowithourcompany.

Credit:Creditisbasedonthescoreaswellasthedebttoincomeratioasalenderwouldbaseit.NOcurrentevictionsarepermitted.IfitisanoldevictionitMUSTbepaidinfull.Youmustconsenttoareferencecheckonyourpreviouslandlords.Ifyouleaveoffalandlordonyourapplicationanditshowsuponyourcredit/criminalreportitcouldmeananautomaticdisqualification.Accountsactivemustbeingoodstanding.Bankruptcyhistoryisacceptableifyouraccountssinceareallingoodstandingwithcreditors.Debtstoutilitiescompaniessuchaswater,trash,electric,landlords,cable,orcellMUSTbesettledinfullpriortoacceptance.

PreviousResidences:Asmentionedabovetheaddressesonthecredit/criminalneedtomatchexactlywhatyouputontheapplication.Theapplicationscanbefoundonlineat:www.harmonywestapts.com

Page 2: Prospect Qualifying Criteria - Home - Harmony West ... to me after approval and prior to move in. We do offer it in house for an additional $12.00 per month. Title Microsoft Word -

Lookforthe“Vacancies“,thenclickonthattab.

Thenlookfortheapartmentsandhit“applynow”besideanaddress.

Itdoesnotmatterwhichaddressthatwillbeadjustedonceyougetapproved.

Page 3: Prospect Qualifying Criteria - Home - Harmony West ... to me after approval and prior to move in. We do offer it in house for an additional $12.00 per month. Title Microsoft Word -

Onceyougetapprovedweonlyholdavacantapartmentforupto2weeks.Weonlyholdaunitoncethedeposithasbeenpaidtoholdsaidunit.Ifthedepositisnotpaid,itisnotreserved.Ifsomeoneelsegetsapprovedandpays,itistheirapartment.Thedepositisbasedonthecredit/criminalreport.Itcanbeaslowas$99.00andashighand2months’rent.

Criminal:NOapplicant/orleaseholder/occupantcanresidehereiftheyhavebeenconvictedorhadaconvictiondeferredwhenthecrimeisrelatedtoassault,terrorist,illegaldrugs,(Possessing,ormanufacture,orselling),sexualorothernaturerepresentingapotentialriskofdamagetothepropertysuchasdomesticandintimidation.Certainfelonyconvictionsordeferredisanautomaticdenial.

Income:Totalmonthlygrossincomeofallleaseholdersmustbepresented.Werequireyoutomakeatleast3xtheamountofrenttoqualifywithoutaco-signer.Acosignerneedstomake6xtheamountofrent.2consecutivepaycheckstubsmustbepresentedattimeofapplicationtoprocessapplication.(Theonlineapplicationgivesyouthechancetouploadphotos)Ifyouarea1099contractlaboreryouwillneedtoshowlastyearstaxreturntobeconsideredincome.

Applicationfees:$25.00peradult18yearsandolder.Allapplicationsareonlineatwww.harmonywestapts.com(lookaboveforstepbystepdirections)

Pets:Petswillbelimitedtoonly2perapartmentandmustmeetthebreedrestrictionsforourinsurance.Thefirstpetisanadditional$20.00amonthrent,the2ndpetisanadditional$10.00amonthrent.Thepetdepositis$100.00perpetandisnon-refundable.Noreptilessuchassnakesorspidersareallowedonproperty.Petsarelimitedto80lbs.orless.Ifyouhaveaserviceanimal,youmustpresentcertificationofcompletionofatrainingprogramfortheserviceanimaltobeclassifiedassuch.AcompanionanimalisnotrecognizedbytheADATitleIIorTitleIIIandwillnotbeconsideredassuch.Apictureofyourpetsalongwithvetproofofvacancieswillberequired.NOVISITINGPETS.Ifthevetclassifiesyourpetas“MIXED”DNAwillberequiredifitisinquestionbythepropertymanagerastowhatitismixedwith.

Deposits:Depositsarebasedoncreditasmentionedaboveandcanvaryfrom$99.00to2months’rent.

RentersInsurance:Asmentionedaboveisrequiredatalltimeswith“HarmonyWestApts.listedas“additionalinterest”Outfax#is812-402-9336ifyouwanttohaveyourinsurancecompanysendtheprooftomeafterapprovalandpriortomovein.Wedoofferitinhouseforanadditional$12.00permonth.


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