property insight portfolio build bmv
TRANSCRIPT
Property InsightProperty Insight
How to turn £60,000 How to turn £60,000 into £1million of into £1million of
property in less than property in less than 10 years...10 years...
Background – The Insight Group
We have property experience since 1995 (16 years).
We have been financing property since 1998.
We have bought over 160 properties at maximum of 85% of their value.
We have grown a personal property portfolio of £8.6 million with zero investment.
We bought over £4million of property for our clients last year
Why Property?
- It should be part of a balanced investment portfolio
- Its value has increased steadily for the last 80 years, despite short term drops on a regular basis
- It is a limited resource in a growing population
- It is a leveraged investment – buy it once, get paid forever!
- Through mortgage lending, your money can be worth 4 times its value
Leverage Savings account £100,000 earns 4% - it earns you £4000
Stocks and shares – Buy £100,000 worth and they go up 4% then shares worth £104,000. Property bonds are the same.
If you want your profits from either of the above ways you have to take the £4000 out which leaves you with only £100,000 in the pot again
In property £100,000 means four deposits and that means you own £400,000 of property. If property goes up 4% you make £16,000.
With property you can draw this money out by remortgaging and still keep the whole asset so the next increase is £416,000 going up 4%.
Only trading options on stock market comes close to this and that is far more risky. This is anyone doing property. Add to that the expertise of doing it well!!
The National Average = 7.9% per annum for last 80 years.
Our model is based on 4% per annum – almost half!
So we have a conservative yet profitable investment model
Your Portfolio is Income Tax efficient!
Your Portfolio is Capital Gains Tax efficient!
Your Portfolio is Inheritance Tax efficient!
It’s WIN! WIN! WIN!
Tax Efficiency
Buy at discount
Purchase the right property value [eg. £70k, not £150k]
Only buy if cashflow is greater than £50 per month
Advertise and wait for ten replies
Have 2k contingency fund
Put as little money in as possible
Rules of Purchase/Management
The Short and The Long Term
Short Term – First Year Long term – After 10 years
£60,000 investment. 3 properties in first year. (2 + 1) First 3 bought with 15%
genuine discount from RICS valuation.
Minimum of 30% increase in cash and equity at end of first year
All managed for you. Bought to our proven rules.
(Based on 4% increase per annum over 10 years.)
7 properties Minimum £200,000 equity £30,000 per annum Tax Free. Assets can be passed to children
unlike pension (and at limited Inheritance Tax).
No further investment required.
The National Average = 7.9% per annum for last 80 years.
Our model is based on 4% per annum – almost half!
So we have a conservative yet profitable investment model
To find out more about how we can help you build a portfolio that will give you
financial freedom:
SEND me a LinkedIn mail
SEND me an email to [email protected]
CALL me on 07540 013165 or 0800 046 1850
THANK YOU