property and casualty 2020 - aig

COMBINED ANNUAL STATEMENT

OF THE

American International Group, Inc.

TO THE

Insurance Department

OF THE

STATE OF

New York

FOR THE YEAR ENDED DECEMBER 31, 2020

PROPERTY AND CASUALTY

2020

.NY

*00124202020100100*PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

COMBINED ANNUAL STATEMENTFOR THE YEAR ENDED DECEMBER 31, 2020

OF THE CONDITION AND AFFAIRS OF THE

AMERICAN INTERNATIONAL GROUP, INC. and its affiliated property and casualty insurers

NAIC Group Code 0012 NAIC Company Code 00124

Mail Address 175 Water Street

(Street and Number)

New York , NY 10038 , 212-770-7000

(City or Town, State, Country and Zip Code) (Area Code) (Telephone Number)

Combined Statement Contact Borys Mykola Kramarchuk , 212-458-7940 , [email protected]

(Name) (Area Code) (Telephone Number) (E-mail Address)

NAMES OF COMPANIES INCLUDED IN THIS STATEMENTName of Company NAIC Company Code State of Domicile

AIU INSURANCE COMPANY 19399 NY

AMERICAN HOME ASSURANCE COMPANY 19380 NY

AIG ASSURANCE COMPANY 40258 IL

AIG INSURANCE COMPANY - PUERTO RICO 31674 PR

AIG PROPERTY CASUALTY COMPANY 19402 IL

AIG SPECIALTY INSURANCE COMPANY 26883 IL

COMMERCE & INDUSTRY INSURANCE COMPANY 19410 NY

EAGLESTONE REINSURANCE COMPANY 10651 PA

GRANITE STATE INSURANCE COMPANY 23809 IL

ILLINOIS NATIONAL INSURANCE COMPANY 23817 IL

LEXINGTON INSURANCE COMPANY 19437 DE

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA 19445 PA

NEW HAMPSHIRE INSURANCE COMPANY 23841 IL

THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 19429 IL

BLACKBOARD SPECIALTY INSURANCE COMPANY 13551 DE

BLACKBOARD INSURANCE COMPANY 26611 DE

STRATFORD INSURANCE COMPANY 40436 NH

TUDOR INSURANCE COMPANY 37982 NH

WESTERN WORLD INSURANCE COMPANY 13196 NH

a. Is this an original filing? Yes [ X ] No [ ]

b. If no,

1. State the amendment number

2. Date filed

3. Number of pages attached

NOTE: This annual statement contains combined data for the property and casualty insurance companies listed above, compiled in accordance with the NAIC instructions for the completion of annual statements.

COMBINED STATEMENT FOR THE YEAR 2020 OF THE American International Group, Inc.

ASSETSCurrent Year Prior Year

1

Assets

2

Nonadmitted Assets

3Net Admitted Assets

(Cols. 1 - 2)

4Net Admitted

Assets

1. Bonds (Schedule D) 40,133,084,289 0 40,133,084,289 40,779,619,441

2. Stocks (Schedule D):

2.1 Preferred stocks 7,300,000 0 7,300,000 24,334,113

2.2 Common stocks 755,225,757 7,480,375 747,745,382 768,383,877

3. Mortgage loans on real estate (Schedule B):

3.1 First liens 5,651,323,302 0 5,651,323,302 6,307,607,026

3.2 Other than first liens 43,525,997 0 43,525,997 188,609,016

4. Real estate (Schedule A):

4.1 Properties occupied by the company (less $ 0

encumbrances) 0 0 0 0

4.2 Properties held for the production of income (less

$ 0 encumbrances) 0 0 0 0

4.3 Properties held for sale (less $ 0

encumbrances) 0 0 0 0

5. Cash ($ 928,568,756 , Schedule E - Part 1), cash equivalents

($ 216,407,957 , Schedule E - Part 2) and short-term

investments ($ 292,147,517 , Schedule DA) 1,437,124,233 0 1,437,124,233 1,150,196,234

6. Contract loans (including $ 0 premium notes) 0 0 0 0

7. Derivatives (Schedule DB) 0 0 0 13,160,509

8. Other invested assets (Schedule BA) 6,150,144,971 12,300,346 6,137,844,625 6,558,092,956

9. Receivable for securities 56,757,101 0 56,757,101 217,192,998

10. Securities lending reinvested collateral assets (Schedule DL) 0 0 0 0

11. Aggregate write-ins for invested assets 0 0 0 0

12. Subtotals, cash and invested assets (Lines 1 to 11) 54,234,485,650 19,780,721 54,214,704,929 56,007,196,171

13. Title plants less $ 0 charged off (for Title insurers

only) 0 0 0 0

14. Investment income due and accrued 475,747,193 0 475,747,193 501,248,371

15. Premiums and considerations:

15.1 Uncollected premiums and agents' balances in the course of collection 2,824,758,012 123,873,888 2,700,884,124 2,997,123,390

15.2 Deferred premiums and agents' balances and installments booked but

deferred and not yet due (including $ 0

earned but unbilled premiums) 406,262,231 1,104,031 405,158,200 423,134,773

15.3 Accrued retrospective premiums ($ 1,243,714,572 ) and

contracts subject to redetermination ($ 0 ) 1,260,188,921 16,474,349 1,243,714,572 1,399,652,862

16. Reinsurance:

16.1 Amounts recoverable from reinsurers 1,722,081,795 0 1,722,081,795 986,591,468

16.2 Funds held by or deposited with reinsured companies 719,824,559 0 719,824,559 580,247,170

16.3 Other amounts receivable under reinsurance contracts 0 0 0 1,367,153

17. Amounts receivable relating to uninsured plans 0 0 0 0

18.1 Current federal and foreign income tax recoverable and interest thereon 8,721,528 0 8,721,528 12,107,129

18.2 Net deferred tax asset 1,922,749,437 269,105,495 1,653,643,942 1,839,553,004

19. Guaranty funds receivable or on deposit 6,359,456 0 6,359,456 24,333,570

20. Electronic data processing equipment and software 61,172 192 60,980 2,143

21. Furniture and equipment, including health care delivery assets

($ 0 ) 648,882 648,882 0 0

22. Net adjustment in assets and liabilities due to foreign exchange rates 0 0 0 0

23. Receivables from parent, subsidiaries and affiliates 88,145,731 8,698,151 79,447,580 47,356,418

24. Health care ($ 0 ) and other amounts receivable 0 0 0 0

25. Aggregate write-ins for other than invested assets 939,345,037 37,607,511 901,737,526 889,878,715

26. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines 12 to 25) 64,609,379,604 477,293,220 64,132,086,384 65,709,792,337

27. From Separate Accounts, Segregated Accounts and Protected Cell Accounts 0 0 0 0

28. Total (Lines 26 and 27) 64,609,379,604 477,293,220 64,132,086,384 65,709,792,337

DETAILS OF WRITE-INS

1199. Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above) 0 0 0 0

2599. Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above) 939,345,037 37,607,511 901,737,526 889,878,715

2


LIABILITIES, SURPLUS AND OTHER FUNDS1

Current Year2

Prior Year

1. Losses (Part 2A, Line 35, Column 8) 24,572,268,192 26,219,961,716

2. Reinsurance payable on paid losses and loss adjustment expenses (Schedule F, Part 1, Column 6) 1,880,701,999 950,664,027

3. Loss adjustment expenses (Part 2A, Line 35, Column 9) 3,027,838,917 3,499,086,338

4. Commissions payable, contingent commissions and other similar charges 30,732,435 12,534,924

5. Other expenses (excluding taxes, licenses and fees) 50,852,774 41,934,262

6. Taxes, licenses and fees (excluding federal and foreign income taxes) 394,940,936 448,296,250

7.1 Current federal and foreign income taxes (including $ 0 on realized capital gains (losses)) 77,069,632 74,130,916

7.2 Net deferred tax liability 0 0

8. Borrowed money $ 0 and interest thereon $ 0 0 1,700,000

9. Unearned premiums (Part 1A, Line 38, Column 5) (after deducting unearned premiums for ceded reinsurance of

$ 2,893,660,693 and including warranty reserves of $ 101,910,621 and accrued accident and

health experience rating refunds including $ 0 for medical loss ratio rebate per the Public Health

Service Act) 7,790,803,806 8,852,500,997

10. Advance premium 1,593,097 11,992

11. Dividends declared and unpaid:

11.1 Stockholders 0 0

11.2 Policyholders 0 0

12. Ceded reinsurance premiums payable (net of ceding commissions) 1,344,116,590 939,083,906

13. Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 20) 5,196,739,092 5,523,462,634

14. Amounts withheld or retained by company for account of others 645,933 1,838,432

15. Remittances and items not allocated 12,672,024 20,896,826

16. Provision for reinsurance (including $ 810,115 certified) (Schedule F, Part 3, Column 78) 60,696,185 48,273,677

17. Net adjustments in assets and liabilities due to foreign exchange rates 0 0

18. Drafts outstanding 3,791,137 145,537

19. Payable to parent, subsidiaries and affiliates 671,475,722 746,353,336

20. Derivatives 32,283,616 0

21. Payable for securities 333,241,869 235,208,769

22. Payable for securities lending 0 0

23. Liability for amounts held under uninsured plans 0 0

24. Capital notes $ 0 and interest thereon $ 0 0 0

25. Aggregate write-ins for liabilities 497,065,779 654,274,041

26. Total liabilities excluding protected cell liabilities (Lines 1 through 25) 45,979,529,738 48,270,358,581

27. Protected cell liabilities 0 0

28. Total liabilities (Lines 26 and 27) 45,979,529,738 48,270,358,581

29. Aggregate write-ins for special surplus funds 3,026,564,772 2,882,920,951

30. Common capital stock 116,845,015 108,445,015

31. Preferred capital stock 0 0

32. Aggregate write-ins for other than special surplus funds 0 0

33. Surplus notes 0 0

34. Gross paid in and contributed surplus 15,063,756,071 14,997,900,329

35. Unassigned funds (surplus) (54,609,212) (549,832,539)

36. Less treasury stock, at cost:

36.1 0 shares common (value included in Line 30 $ 0 ) 0 0

36.2 0 shares preferred (value included in Line 31 $ 0 ) 0 0

37. Surplus as regards policyholders (Lines 29 to 35, less 36) (, Line 39) 18,152,556,646 17,439,433,755

38. TOTALS (Page 2, Line 28, Col. 3) 64,132,086,384 65,709,792,337


2599. Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above) 497,065,779 654,274,041

2999. Totals (Lines 2901 thru 2903 plus 2998)(Line 29 above) 3,026,564,772 2,882,920,951

3299. Totals (Lines 3201 thru 3203 plus 3298)(Line 32 above) 0 0

3


STATEMENT OF INCOME1

Current Year2

Prior Year

UNDERWRITING INCOME

1. Premiums earned (Part 1, Line 35, Column 4) 13,791,977,341 15,367,254,769

DEDUCTIONS:

2. Losses incurred (Part 2, Line 35, Column 7) 9,483,440,176 8,628,767,738

3. Loss adjustment expenses incurred (Part 3, Line 25, Column 1) 1,136,449,030 2,384,103,488

4. Other underwriting expenses incurred (Part 3, Line 25, Column 2) 4,390,832,873 5,484,006,034

5. Aggregate write-ins for underwriting deductions 0 0

6. Total underwriting deductions (Lines 2 through 5) 15,010,722,079 16,496,877,261

7. Net income of protected cells 0 0

8. Net underwriting gain or (loss) (Line 1 minus Line 6 plus Line 7) (1,218,744,738) (1,129,622,492)

INVESTMENT INCOME

9. Net investment income earned (Exhibit of Net Investment Income, Line 17) 1,954,320,945 2,417,292,835

10. Net realized capital gains or (losses) less capital gains tax of $ 68,691,449 (Exhibit of Capital

Gains (Losses) ) 399,545,732 431,542,905

11. Net investment gain (loss) (Lines 9 + 10) 2,353,866,677 2,848,835,740

OTHER INCOME

12. Net gain (loss) from agents’ or premium balances charged off (amount recovered

$ 649,749 amount charged off $ 4,969,838 ) (4,320,089) (2,604,937)

13. Finance and service charges not included in premiums 0 0

14. Aggregate write-ins for miscellaneous income (290,284,190) (284,562,237)

15. Total other income (Lines 12 through 14) (294,604,279) (287,167,174)

16. Net income before dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes (Lines 8 + 11 + 15) 840,517,660 1,432,046,074

17. Dividends to policyholders 0 0

18. Net income, after dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes (Line 16 minus Line 17) 840,517,660 1,432,046,074

19. Federal and foreign income taxes incurred (38,224,222) (98,719,910)

20. Net income (Line 18 minus Line 19)(to Line 22) 878,741,882 1,530,765,984

CAPITAL AND SURPLUS ACCOUNT

21. Surplus as regards policyholders, December 31 prior year (Page 4, Line 39, Column 2) 17,440,066,489 17,462,586,771

22. Net income (from Line 20) 878,741,882 1,530,765,984

23. Net transfers (to) from Protected Cell accounts 0 0

24. Change in net unrealized capital gains or (losses) less capital gains tax of $ 3,810,653 40,034,761 207,531,992

25. Change in net unrealized foreign exchange capital gain (loss) 341,528,893 34,186,640

26. Change in net deferred income tax (168,971,852) (265,784,897)

27. Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 28, Col. 3) 19,564,321 227,747,319

28. Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1) (12,422,508) 18,404,523

29. Change in surplus notes 0 0

30. Surplus (contributed to) withdrawn from protected cells 0 0

31. Cumulative effect of changes in accounting principles 0 (76,156,476)

32. Capital changes:

32.1 Paid in 8,400,000 2,305,162

32.2 Transferred from surplus (Stock Dividend) 0 0

32.3 Transferred to surplus 0 0

33. Surplus adjustments:

33.1 Paid in 65,855,742 (887,672,832)

33.2 Transferred to capital (Stock Dividend) 0 0

33.3 Transferred from capital 0 0

34. Net remittances from or (to) Home Office 0 0

35. Dividends to stockholders (498,450,377) (646,539,887)

36. Change in treasury stock (Page 3, Lines 36.1 and 36.2, Column 2 minus Column 1) 0 0

37. Aggregate write-ins for gains and losses in surplus 38,209,294 (167,940,543)

38. Change in surplus as regards policyholders for the year (Lines 22 through 37) 712,490,157 (23,153,016)

39. Surplus as regards policyholders, December 31 current year (Line 21 plus Line 38) (Page 3, Line 37) 18,152,556,646 17,439,433,755


0599. Totals (Lines 0501 thru 0503 plus 0598)(Line 5 above) 0 0

1499. Totals (Lines 1401 thru 1403 plus 1498)(Line 14 above) (290,284,190) (284,562,237)

3799. Totals (Lines 3701 thru 3703 plus 3798)(Line 37 above) 38,209,294 (167,940,543)

4


CASH FLOW1

Current Year

2

Prior Year

Cash from Operations

1. Premiums collected net of reinsurance 13,606,629,753 15,138,058,078

2. Net investment income 1,696,411,410 2,128,464,595

3. Miscellaneous income (16,309,911) 33,134,929

4. Total (Lines 1 through 3) 15,286,731,252 17,299,657,602

5. Benefit and loss related payments 11,277,420,066 12,790,443,643

6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts 0 0

7. Commissions, expenses paid and aggregate write-ins for deductions 6,182,053,437 7,290,805,059

8. Dividends paid to policyholders 0 0

9. Federal and foreign income taxes paid (recovered) net of $ 0 tax on capital gains (losses) 1,909,091 (45,976,241)

10. Total (Lines 5 through 9) 17,461,382,594 20,035,272,461

11. Net cash from operations (Line 4 minus Line 10) (2,174,651,342) (2,735,614,858)

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

12.1 Bonds 10,577,009,094 12,536,769,715

12.2 Stocks 100,572,436 594,286,408

12.3 Mortgage loans 1,043,966,773 1,012,160,746

12.4 Real estate 0 267,816

12.5 Other invested assets 2,748,084,933 3,367,398,506

12.6 Net gains or (losses) on cash, cash equivalents and short-term investments (11,228,730) 721,147

12.7 Miscellaneous proceeds 310,194,700 (35,154,518)

12.8 Total investment proceeds (Lines 12.1 to 12.7) 14,768,599,206 17,476,449,820

13. Cost of investments acquired (long-term only):

13.1 Bonds 10,255,491,937 9,767,761,051

13.2 Stocks 112,414,943 82,480,600

13.3 Mortgage loans 374,645,994 720,440,176

13.4 Real estate 0 0

13.5 Other invested assets 1,575,317,338 2,308,343,293

13.6 Miscellaneous applications 78,652,027 97,434,987

13.7 Total investments acquired (Lines 13.1 to 13.6) 12,396,522,239 12,976,460,107

14. Net increase (decrease) in contract loans and premium notes 0 0

15. Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14) 2,372,076,967 4,499,989,713

Cash from Financing and Miscellaneous Sources

16. Cash provided (applied):

16.1 Surplus notes, capital notes 0 0

16.2 Capital and paid in surplus, less treasury stock 566,047,781 (341,259,065)

16.3 Borrowed funds (1,700,000) (113,308,561)

16.4 Net deposits on deposit-type contracts and other insurance liabilities (6,336,758) (2,276,131)

16.5 Dividends to stockholders 160,340,236 558,533,780

16.6 Other cash provided (applied) (308,168,413) (8,562,849)

17. Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6) 89,502,374 (1,023,940,386)

RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS

18. Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17) 286,927,999 740,434,468

19. Cash, cash equivalents and short-term investments:

19.1 Beginning of year 1,150,196,234 409,761,766

19.2 End of period (Line 18 plus Line 19.1) 1,437,124,233 1,150,196,234

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001. Decrease in Funds Held Liability 485,369,365 307,321,293

20.0002. Increase in Funds Held Asset 527,500 28,727,800

20.0003. Investment transferred as dividends 561,709,460 138,006,107

20.0004. Investments received in settlement of affiliated receivable balances 4,166,719,808 1,901,541,752

20.0005. Investments transferred in settlement of affiliated payable balances 4,111,926,184 2,342,613,360

20.0006. Other Non Cash Investment 156,279,765 0

20.0007. Return of capital 502,047,783 521,508,604

20.0008. Securities received 0 2,880,811,255

5

COMBINED STATEMENT FOR THE YEAR 2020 OF THE American International Group, Inc.Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0009. Securities transferred 0 2,842,310,208

5.1


UNDERWRITING AND INVESTMENT EXHIBITPART 1 - PREMIUMS EARNED

Line of Business

1

Net PremiumsWritten per

Column 6, Part 1B

2Unearned Premiums Dec. 31 Prior Year -

per Col. 3,Last Year’s Part 1

3Unearned Premiums

Dec. 31 CurrentYear - per Col. 5

Part 1A

4

Premiums Earned During Year

(Cols. 1 + 2 - 3)

1. Fire 520,395,786 477,620,838 430,971,394 567,045,230

2. Allied lines 1,304,475,027 425,901,577 518,770,283 1,211,606,320

3. Farmowners multiple peril 1 221 221 1

4. Homeowners multiple peril 143,311,392 674,175,217 332,070,757 485,415,851

5. Commercial multiple peril 832,934,047 221,400,391 310,886,480 743,447,958

6. Mortgage guaranty 9,814,944 117,308,052 2,146,437 124,976,559

8. Ocean marine 341,218,150 81,836,770 62,318,902 360,736,018

9. Inland marine 560,441,014 340,841,234 324,990,873 576,291,375

10. Financial guaranty 0 20,631 20,631 0

11.1 Medical professional liability - occurrence 7,941,516 4,902,237 6,294,469 6,549,284

11.2 Medical professional liability - claims-made 37,091,249 24,817,513 27,365,650 34,543,112

12. Earthquake 87,134,969 58,368,588 39,341,782 106,161,775

13. Group accident and health 791,554,895 394,393,456 177,384,066 1,008,564,285

14. Credit accident and health (group and individual) 0 0 0 0

15. Other accident and health 485,337,073 85,373,856 104,555,670 466,155,259

16. Workers' compensation 956,910,923 475,379,326 383,087,318 1,049,202,931

17.1 Other liability - occurrence 1,118,285,236 2,483,254,141 1,950,158,769 1,651,380,608

17.2 Other liability - claims-made 2,803,342,256 1,786,809,870 1,992,412,358 2,597,739,768

17.3 Excess workers' compensation 24,700,087 9,393,571 11,754,340 22,339,318

18.1 Products liability - occurrence 218,206,966 46,643,184 77,483,207 187,366,943

18.2 Products liability - claims-made 7,901,634 17,707,733 18,765,130 6,844,237

19.1, 19.2 Private passenger auto liability 703,193,720 363,105,525 290,388,223 775,911,022

19.3, 19.4 Commercial auto liability 358,999,235 184,702,236 183,516,019 360,185,452

21. Auto physical damage 668,563,202 259,874,665 275,353,489 653,084,378

22. Aircraft (all perils) 179,904,984 60,340,077 60,297,628 179,947,433

23. Fidelity 232,864,537 76,950,602 65,651,667 244,163,472

24. Surety (12,213,214) 34,167,559 (6,472,296) 28,426,641

26. Burglary and theft 21,503,493 10,771,284 8,226,684 24,048,093

27. Boiler and machinery 33,936,614 17,308,917 23,259,691 27,985,840

28. Credit 32,382,710 2,215,060 10,596,452 24,001,318

29. International 0 0 0 0

30. Warranty 46,863,707 109,622,779 101,910,620 54,575,866

31. Reinsurance - nonproportional assumed property 14,330,529 7,758,280 7,758,280 14,330,529

32. Reinsurance - nonproportional assumed liability 23,697,523 (461,388) (461,388) 23,697,523

33. Reinsurance - nonproportional assumed financial lines 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0

35. TOTALS 12,555,024,205 8,852,504,002 7,790,803,806 13,616,724,400


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0

6


UNDERWRITING AND INVESTMENT EXHIBITPART 1A - RECAPITULATION OF ALL PREMIUMS

Line of Business

1

Amount Unearned (Running One Yearor Less from Date

of Policy) (a)

2

Amount Unearned (Running More Than

One Year fromDate of Policy) (a)

3

Earned But Unbilled Premium

4Reserve for Rate

Credits and Retrospective

Adjustments Basedon Experience

5

Total Reserve for Unearned Premiums Cols. 1 + 2 + 3 + 4

1. Fire 304,244,229 126,727,165 0 0 430,971,394

2. Allied lines 500,668,975 18,101,308 0 0 518,770,283

3. Farmowners multiple peril 0 221 0 0 221

4. Homeowners multiple peril 332,070,757 0 0 0 332,070,757

5. Commercial multiple peril 303,825,186 7,061,294 0 0 310,886,480

6. Mortgage guaranty 0 2,146,437 0 0 2,146,437

8. Ocean marine 58,456,967 3,861,935 0 0 62,318,902

9. Inland marine 300,336,625 24,654,248 0 0 324,990,873

10. Financial guaranty 0 20,631 0 0 20,631

11.1 Medical professional liability - occurrence 6,293,952 517 0 0 6,294,469

11.2 Medical professional liability - claims-made 26,928,650 437,000 0 0 27,365,650

12. Earthquake 38,814,962 526,820 0 0 39,341,782

13. Group accident and health 145,641,781 31,742,285 0 0 177,384,066

14. Credit accident and health (group and individual) 0 0 0 0 0

15. Other accident and health 104,473,204 82,466 0 0 104,555,670

16. Workers' compensation 382,439,807 647,511 0 0 383,087,318

17.1 Other liability - occurrence 1,756,814,319 193,344,450 0 0 1,950,158,769

17.2 Other liability - claims-made 873,877,660 1,118,534,698 0 0 1,992,412,358

17.3 Excess workers' compensation 11,754,340 0 0 0 11,754,340

18.1 Products liability - occurrence 70,171,927 7,311,280 0 0 77,483,207

18.2 Products liability - claims-made 15,384,585 3,380,545 0 0 18,765,130

19.1, 19.2 Private passenger auto liability 283,226,596 7,161,627 0 0 290,388,223

19.3, 19.4 Commercial auto liability 178,790,959 4,725,060 0 0 183,516,019

21. Auto physical damage 275,158,129 195,360 0 0 275,353,489

22. Aircraft (all perils) 60,357,707 (60,079) 0 0 60,297,628

23. Fidelity 62,816,376 2,835,291 0 0 65,651,667

24. Surety (451,213) (6,021,083) 0 0 (6,472,296)

26. Burglary and theft 7,949,761 276,923 0 0 8,226,684

27. Boiler and machinery 21,331,066 1,928,625 0 0 23,259,691

28. Credit 10,412,223 184,229 0 0 10,596,452

29. International 0 0 0 0 0

30. Warranty 1,440,640 100,469,980 0 0 101,910,620

31. Reinsurance - nonproportional assumed property 0 7,758,280 0 0 7,758,280

32. Reinsurance - nonproportional assumed liability 0 (461,388) 0 0 (461,388)

33. Reinsurance - nonproportional assumed financial lines 0 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0

35. TOTALS 6,133,230,171 1,657,573,636 0 0 7,790,803,806

36. Accrued retrospective premiums based on experience 0

37. Earned but unbilled premiums 0

38. Balance (Sum of Line 35 through 37) 7,790,803,806


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0

(a) State here basis of computation used in each case PRO RATA

7


UNDERWRITING AND INVESTMENT EXHIBITPART 1B - PREMIUMS WRITTEN

1 Reinsurance Assumed Reinsurance Ceded 6

Line of Business Direct Business (a)

2

From Affiliates

3

From Non-Affiliates

4

To Affiliates

5

To Non-Affiliates

Net Premiums Written

Cols. 1+2+3-4-5

1. Fire 938,353,341 548,578,061 104,275,922 49,394,411 1,021,417,127 520,395,786

2. Allied lines 1,560,798,598 258,820,927 94,852,373 20,689,707 589,307,164 1,304,475,027

3. Farmowners multiple peril 0 0 0 0 0 0

4. Homeowners multiple peril 1,109,704,086 161,601,620 480,152 316,233,805 812,240,661 143,311,392

5. Commercial multiple peril 822,671,943 604,376,996 117,148,687 32,317,657 678,945,921 832,934,047

6. Mortgage guaranty 0 1,170,640 74,269,708 65,625,404 0 9,814,944

8. Ocean marine 626,516,592 236,407,471 48,145,313 26,798,981 543,052,245 341,218,150

9. Inland marine 1,105,107,469 120,346,503 31,155,063 83,619,895 612,548,125 560,441,014

10. Financial guaranty 0 0 0 0 0 0

11.1 Medical professional liability - occurrence 10,319,574 560,092 65,830 3,004,002 (22) 7,941,516

11.2 Medical professional liability - claims-made 48,466,244 1,354,934 9,499,352 4,445,208 17,784,073 37,091,249

12. Earthquake 141,373,630 418,612 5,042,004 20,223,193 39,476,084 87,134,969

13. Group accident and health 204,341,585 593,337,780 16,905,434 6,243,475 16,786,429 791,554,895

14. Credit accident and health (group and individual) 0 69 0 69 0 0

15. Other accident and health 47,486,610 449,677,196 3,415,963 3,720,480 11,522,216 485,337,073

16. Workers' compensation 1,188,916,495 176,631,710 42,528,287 15,110,790 436,054,779 956,910,923

17.1 Other liability - occurrence 1,664,847,232 315,858,633 195,696,368 55,327,332 1,002,789,665 1,118,285,236

17.2 Other liability - claims-made 2,123,801,977 1,176,680,698 18,215,822 25,076,968 490,279,273 2,803,342,256

17.3 Excess workers' compensation 26,772,781 1,883,224 1,148,394 5,104,311 0 24,700,088

18.1 Products liability - occurrence 146,298,070 134,208,017 1,139,246 3,204,328 60,234,040 218,206,966

18.2 Products liability - claims-made 10,828,928 2,053,790 1,084,079 152,700 5,912,463 7,901,634

19.1, 19.2 Private passenger auto liability 111,063,025 747,473,114 8,703,341 4,941,193 159,104,567 703,193,720

19.3, 19.4 Commercial auto liability 708,751,676 59,669,343 356,872 86,125,807 323,652,850 358,999,235

21. Auto physical damage 259,184,352 427,589,472 166,183 2,464,399 15,912,406 668,563,202

22. Aircraft (all perils) 269,680,522 45,010,092 15,702,634 4,612,327 145,875,937 179,904,984

23. Fidelity 88,669,167 162,072,261 1,235,992 4,075,794 15,037,089 232,864,537

24. Surety 15,079,844 5,363,815 4,105,356 1,879,692 34,882,537 (12,213,214)

26. Burglary and theft 21,653,195 146,819 62 11,837 284,746 21,503,493

27. Boiler and machinery 153,506,872 13,494,880 17,138,972 4,787,762 145,416,348 33,936,614

28. Credit 55,885,047 12,438,253 1,471,018 1,097,681 36,313,927 32,382,710

29. International 0 0 0 0 0 0

30. Warranty 43,242,075 9,522,911 484,663 272,575 6,113,367 46,863,707

31. Reinsurance - nonproportional assumed property XXX 14,242,212 88,317 0 0 14,330,529

32. Reinsurance - nonproportional assumed liability XXX 23,697,523 0 0 0 23,697,523

33. Reinsurance - nonproportional assumed financial lines XXX 0 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0

35. TOTALS 13,503,320,930 6,304,687,668 814,521,407 846,561,783 7,220,944,017 12,555,024,205


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0

(a) Does the company's direct premiums written include premiums recorded on an installment basis? Yes [ ] No [ X ]

If yes: 1. The amount of such installment premiums $ 0

2. Amount at which such installment premiums would have been reported had they been reported on an annualized basis $ 0

8


UNDERWRITING AND INVESTMENT EXHIBITPART 2 - LOSSES PAID AND INCURRED

Losses Paid Less Salvage 5 6 7 8

Line of Business

1

Direct Business

2

ReinsuranceAssumed

3

ReinsuranceRecovered

4

Net Payments(Cols. 1 + 2 -3 )

Net Losses UnpaidCurrent Year

(Part 2A , Col. 8)Net Losses Unpaid

Prior Year

Losses Incurred Current Year

(Cols. 4 + 5 - 6)

Percentage ofLosses Incurred(Col. 7, Part 2) to Premiums Earned

(Col. 4, Part 1)

1. Fire 509,089,580 929,257,832 528,843,108 909,504,304 675,665,498 767,638,436 817,531,366 144.2

2. Allied lines 1,271,407,279 240,115,117 577,780,047 933,742,349 1,124,048,001 1,030,783,637 1,027,006,713 84.8

3. Farmowners multiple peril 0 0 0 0 0 0 0 (20.0)

4. Homeowners multiple peril 622,908,560 164,842,168 227,594,871 560,155,857 834,640,317 875,102,387 519,693,788 107.1

5. Commercial multiple peril 358,356,142 270,062,486 159,303,397 469,115,231 724,427,170 796,427,576 397,114,825 53.4

6. Mortgage guaranty 0 4,120,783 0 4,120,783 62,377,840 28,778,415 37,720,208 30.2

8. Ocean marine 211,689,389 200,544,680 192,584,295 219,649,774 189,210,545 231,173,850 177,686,469 49.3

9. Inland marine 524,061,272 157,472,198 137,633,094 543,900,376 175,916,647 261,471,079 458,345,944 79.5

10. Financial guaranty 0 0 0 0 0 0 0 0.0

11.1 Medical professional liability - occurrence 19,378,911 4,009,072 7,030,908 16,357,075 107,289,786 136,635,203 (12,988,342) (198.3)

11.2 Medical professional liability - claims-made 109,121,610 54,030,805 29,106,889 134,045,526 210,664,022 303,961,866 40,747,682 118.0

12. Earthquake 19,235,698 27,418 6,699,225 12,563,891 32,895,711 9,426,089 36,033,513 33.9

13. Group accident and health 121,529,959 326,627,097 11,597,196 436,559,860 202,747,461 218,697,794 420,609,527 41.7

14. Credit accident and health (group and individual) 0 0 0 0 0 0 0 0.0

15. Other accident and health 16,548,502 199,225,862 16,025,285 199,749,079 95,882,661 111,156,796 184,474,944 39.6

16. Workers' compensation 1,061,216,183 9,881,161 311,711,289 759,386,055 4,085,043,341 4,220,695,476 623,733,920 59.4

17.1 Other liability - occurrence 2,106,725,593 459,308,939 706,998,726 1,859,035,805 6,728,422,706 6,996,844,604 1,590,613,907 96.3

17.2 Other liability - claims-made 2,101,047,839 810,834,535 284,675,250 2,627,207,124 5,895,713,153 6,543,463,967 1,979,456,310 76.2

17.3 Excess workers' compensation 11,927,584 856,547 832,927 11,951,204 53,624,256 84,206,168 (18,630,708) (83.4)

18.1 Products liability - occurrence 70,562,445 98,435,756 32,537,382 136,460,820 703,305,163 840,380,950 (614,967) (0.3)

18.2 Products liability - claims-made 27,683,732 51,402,831 6,757,712 72,328,851 111,659,133 210,944,865 (26,956,881) (393.9)

19.1, 19.2 Private passenger auto liability 77,611,277 293,640,758 28,473,562 342,778,473 548,841,000 427,386,729 464,232,744 59.8

19.3, 19.4 Commercial auto liability 589,510,504 13,027,127 189,451,164 413,086,467 1,072,829,418 1,218,638,640 267,277,246 74.2

21. Auto physical damage 117,725,836 219,834,534 28,198,592 309,361,778 36,514,726 73,364,574 272,511,930 41.7

22. Aircraft (all perils) 113,707,106 2,976,566 39,814,880 76,868,792 258,596,183 250,132,935 85,332,041 47.4

23. Fidelity 52,899,276 69,939,216 16,912,757 105,925,735 224,200,861 204,900,935 125,225,661 51.3

24. Surety 22,151,189 15,080,285 16,266,705 20,964,769 43,028,080 66,954,044 (2,961,195) (10.4)

26. Burglary and theft 2,248,856 1,827,713 669,625 3,406,944 1,375,247 640,989 4,141,202 17.2

27. Boiler and machinery 56,773,304 1,230,511 37,589,792 20,414,023 38,226,180 24,314,729 34,325,474 122.7

28. Credit (2,253,141) 3,540,338 8,276 1,278,921 51,839,933 36,886,173 16,232,681 67.6

29. International 0 27 27 0 0 0 0 0.0

30. Warranty 24,162,062 3,318,732 410,046 27,070,748 26,296,527 10,258,640 43,108,635 79.0

31. Reinsurance - nonproportional assumed property XXX 60,298,348 0 60,298,348 52,324,600 84,880,585 27,742,363 193.6

32. Reinsurance - nonproportional assumed liability XXX 45,817,680 0 45,817,680 201,056,271 149,873,634 97,000,317 409.3

33. Reinsurance - nonproportional assumed financial lines XXX 4,854 314 4,540 3,605,757 3,939,953 (329,656) 0.0

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0 0 0.0

35. TOTALS 10,217,026,547 4,711,591,974 3,595,507,339 11,333,111,182 24,572,268,195 26,219,961,717 9,685,417,661 71.1


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0 0 0.0

9


UNDERWRITING AND INVESTMENT EXHIBITPART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES

Reported Losses Incurred But Not Reported 8 9

Line of Business

1

Direct

2

ReinsuranceAssumed

3

DeductReinsuranceRecoverable

4

Net Losses Excl. Incurred But Not

Reported(Cols. 1 + 2 - 3)

5

Direct

6

ReinsuranceAssumed

7

ReinsuranceCeded

Net Losses Unpaid(Cols. 4 + 5 + 6 - 7)

Net UnpaidLoss Adjustment

Expenses

1. Fire 553,373,832 583,351,022 516,555,178 620,169,676 267,130,474 16,388,155 228,022,807 675,665,498 20,597,051

2. Allied lines 649,996,446 533,976,770 623,115,147 560,858,069 1,286,289,341 5,297,192 728,396,601 1,124,048,001 47,545,710

3. Farmowners multiple peril 0 0 0 0 0 0 0 0 0

4. Homeowners multiple peril 529,082,668 27,891,812 231,869,684 325,104,797 1,127,997,720 22,859,701 641,321,900 834,640,317 30,884,315

5. Commercial multiple peril 578,395,048 32,955,104 152,060,630 459,289,522 321,428,041 77,721,090 134,011,483 724,427,170 167,502,256

6. Mortgage guaranty 0 45,475,460 0 45,475,460 0 16,902,380 0 62,377,840 0

8. Ocean marine 126,894,259 123,248,628 106,096,599 144,046,288 79,353,448 31,517,172 65,706,362 189,210,545 17,220,758

9. Inland marine 157,023,855 52,987,307 100,690,698 109,320,464 277,782,490 9,671,786 220,858,094 175,916,647 36,815,386

10. Financial guaranty 0 0 0 0 0 0 0 0 0

11.1 Medical professional liability - occurrence 63,545,084 1,897,343 13,867,485 51,574,942 85,533,479 16,253,687 46,072,322 107,289,786 19,482,844

11.2 Medical professional liability - claims-made 131,888,197 47,507,061 113,266,575 66,128,683 282,645,878 33,357,477 171,468,016 210,664,022 56,088,476

12. Earthquake 29,347,771 12,202,551 15,579,257 25,971,065 12,859,080 297,395 6,231,829 32,895,711 2,582,983

13. Group accident and health 29,677,777 89,923,340 1,144,163 118,456,954 72,728,735 18,401,103 6,839,331 (a) 202,747,461 3,947,701

14. Credit accident and health (group and individual) 0 0 0 0 0 0 0 0 0

15. Other accident and health 995,720 44,641,173 731,974 44,904,919 24,450,911 40,267,909 13,741,078 (a) 95,882,661 6,835,134

16. Workers' compensation 4,465,132,053 265,439,504 2,642,318,552 2,088,253,005 5,277,718,821 694,276,525 3,975,205,010 4,085,043,341 729,958,327

17.1 Other liability - occurrence 4,797,598,413 1,219,815,008 4,374,356,070 1,643,057,350 10,774,860,078 56,414,821 5,745,909,543 6,728,422,706 979,437,970

17.2 Other liability - claims-made 2,757,116,374 13,436,862 748,951,959 2,021,601,277 4,333,511,080 846,042,924 1,305,442,128 5,895,713,153 420,850,284

17.3 Excess workers' compensation 84,761,267 3,728,919 36,258,749 52,231,437 64,823,948 23,134,309 86,565,438 53,624,256 13,250,371

18.1 Products liability - occurrence 321,168,706 151,544,586 248,967,677 223,745,615 448,228,992 179,035,451 147,704,895 703,305,163 180,258,694

18.2 Products liability - claims-made 12,402,284 61,064,320 2,810,478 70,656,126 41,356,775 19,476,545 19,830,313 111,659,133 32,529,574

19.1, 19.2 Private passenger auto liability 116,960,276 287,997,476 51,020,991 353,936,760 61,576,991 186,939,685 53,612,436 548,841,000 46,309,810

19.3, 19.4 Commercial auto liability 698,527,512 2,305,382 243,139,859 457,693,035 934,603,818 154,335,851 473,803,285 1,072,829,418 144,356,527

21. Auto physical damage 19,167,294 36,000,489 4,090,407 51,077,376 12,879,697 2,879,458 30,321,805 36,514,726 8,457,290

22. Aircraft (all perils) 285,539,459 32,393,447 144,005,126 173,927,780 116,280,507 10,956,982 42,569,086 258,596,183 29,716,303

23. Fidelity 80,524,125 28,324,654 22,870,693 85,978,086 84,428,903 83,565,869 29,771,997 224,200,861 16,561,201

24. Surety 48,066,063 19,042,284 41,650,700 25,457,647 65,648,164 5,714,753 53,792,484 43,028,080 3,663,228

26. Burglary and theft 1,484,608 1,052,994 1,168,084 1,369,518 36,051 33,772 64,094 1,375,247 216,180

27. Boiler and machinery 86,563,660 8,027,231 73,161,126 21,429,765 17,945,725 16,026,500 17,175,810 38,226,180 4,620,122

28. Credit 2,437,351 16,659,342 4,066,104 15,030,589 19,523,893 42,479,928 25,194,477 51,839,933 3,788,031

29. International 0 0 0 0 0 0 0 0 0

30. Warranty 0 485 0 485 19,426,839 8,514,203 1,645,000 26,296,527 323,409

31. Reinsurance - nonproportional assumed property XXX 22,716,466 0 22,716,466 XXX 29,608,134 0 52,324,600 1,083,172

32. Reinsurance - nonproportional assumed liability XXX 56,640,731 0 56,640,731 XXX 144,415,540 0 201,056,271 2,955,557

33. Reinsurance - nonproportional assumed financial lines XXX 197,757 0 197,757 XXX 3,408,000 0 3,605,757 251

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0 0 0 0

35. TOTALS 16,627,670,102 3,822,445,508 10,513,813,966 9,936,301,643 26,111,049,881 2,796,194,298 14,271,277,627 24,572,268,195 3,027,838,916


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0 0 0 0

(a) Including $ 0 for present value of life indemnity claims.

10


UNDERWRITING AND INVESTMENT EXHIBITPART 3 - EXPENSES

1

Loss Adjustment Expenses

2

Other Underwriting Expenses

3

InvestmentExpenses

4

Total

1. Claim adjustment services:

1.1 Direct 1,301,980,118 0 0 1,301,980,118

1.2 Reinsurance assumed (71,262,938) 0 0 (71,262,938)

1.3 Reinsurance ceded 483,172,157 0 0 483,172,157

1.4 Net claim adjustment service (1.1 + 1.2 - 1.3) 747,545,023 0 0 747,545,023

2. Commission and brokerage:

2.1 Direct excluding contingent 0 1,766,044,416 0 1,766,044,416

2.2 Reinsurance assumed, excluding contingent 0 2,377,572,563 0 2,377,572,563

2.3 Reinsurance ceded, excluding contingent 0 1,329,818,716 0 1,329,818,716

2.4 Contingent - direct 0 26,600,015 0 26,600,015

2.5 Contingent - reinsurance assumed 0 30,530,700 0 30,530,700

2.6 Contingent - reinsurance ceded 0 140,774,246 0 140,774,246

2.7 Policy and membership fees 0 0 0 0

2.8 Net commission and brokerage (2.1 + 2.2 - 2.3 + 2.4 + 2.5 - 2.6 + 2.7) 0 2,730,154,732 0 2,730,154,732

3. Allowances to managers and agents 0 129,533,049 0 129,533,049

4. Advertising 0 21,597,817 0 21,597,817

5. Boards, bureaus and associations 0 44,015,748 0 44,015,748

6. Surveys and underwriting reports 0 12,900,457 0 12,900,457

7. Audit of assureds’ records 0 3,516,056 0 3,516,056

8. Salary and related items:

8.1 Salaries 286,471,018 452,251,251 38,327,462 777,049,731

8.2 Payroll taxes 19,445,354 30,179,598 2,312,804 51,937,756

9. Employee relations and welfare 42,326,688 76,703,387 3,816,811 122,846,886

10. Insurance (7,365,312) 5,079,173 16,083 (2,270,056)

11. Directors’ fees 0 0 0 0

12. Travel and travel items 3,949,147 8,044,022 125,510 12,118,679

13. Rent and rent items 12,492,789 55,290,209 2,843,006 70,626,004

14. Equipment 1,503,112 17,837,316 1,593,790 20,934,218

15. Cost or depreciation of EDP equipment and software 12,982,789 424,498,855 235,690 437,717,334

16. Printing and stationery 584,783 4,079,903 35,279 4,699,965

17. Postage, telephone and telegraph, exchange and express 3,081,390 14,922,416 141,226 18,145,032

18. Legal and auditing 13,303,940 144,350,637 3,512,818 161,167,394

19. Totals (Lines 3 to 18) 388,775,697 1,444,799,896 52,960,477 1,886,536,071

20. Taxes, licenses and fees:

20.1 State and local insurance taxes deducting guaranty association

credits of $ 55,765,501 0 166,456,642 574 166,457,216

20.2 Insurance department licenses and fees 0 12,358,600 0 12,358,600

20.3 Gross guaranty association assessments 0 15,741,908 0 15,741,908

20.4 All other (excluding federal and foreign income and real estate) 0 6,703,468 0 6,703,468

20.5 Total taxes, licenses and fees (20.1 + 20.2 + 20.3 + 20.4) 0 201,260,617 574 201,261,191

21. Real estate expenses 0 0 0 0

22. Real estate taxes 0 0 0 0

23. Reimbursements by uninsured plans 0 0 0 0

24. Aggregate write-ins for miscellaneous expenses 128,307 14,617,627 37,732,541 52,478,475

25. Total expenses incurred 1,136,449,028 4,390,832,872 90,693,592 (a) 5,617,975,492

26. Less unpaid expenses - current year 3,027,838,916 464,651,289 348,000 3,492,838,205

27. Add unpaid expenses - prior year 3,499,086,337 485,129,037 206,127 3,984,421,500

28. Amounts receivable relating to uninsured plans, prior year 0 0 0 0

29. Amounts receivable relating to uninsured plans, current year 0 0 0 0

30. TOTAL EXPENSES PAID (Lines 25 - 26 + 27 - 28 + 29) 1,607,696,449 4,411,310,620 90,551,719 6,109,558,787


2499. Totals (Lines 2401 thru 2403 plus 2498)(Line 24 above) 128,307 14,617,627 37,732,541 52,478,475

(a) Includes management fees of $ 1,172,396,692 to affiliates and $ 7,468,990 to non-affiliates.

11


EXHIBIT OF NET INVESTMENT INCOME

1 2Collected During Year Earned During Year

1. U.S. Government bonds (a) 18,582,619 18,087,968

1.1 Bonds exempt from U.S. tax (a) 127,020,495 126,423,678

1.2 Other bonds (unaffiliated) (a) 1,354,411,525 1,350,006,633

1.3 Bonds of affiliates (a) 198,274,822 217,439,224

2.1 Preferred stocks (unaffiliated) (b) 1,543,335 1,543,335

2.11 Preferred stocks of affiliates (b) 0 0

2.2 Common stocks (unaffiliated) 954,087 971,143

2.21 Common stocks of affiliates 0 0

3. Mortgage loans (c) 250,344,414 247,286,381

4. Real estate (d) 0 0

5 Contract loans 0 0

6 Cash, cash equivalents and short-term investments (e) 12,240,611 13,839,841

7 Derivative instruments (f) (110,396,411) (110,396,411)

8. Other invested assets 159,246,865 156,975,512

9. Aggregate write-ins for investment income 22,837,244 22,837,244

10. Total gross investment income 2,035,059,607 2,045,014,547

11. Investment expenses (g) 90,693,018

12. Investment taxes, licenses and fees, excluding federal income taxes (g) 574

13. Interest expense (h) 0

14. Depreciation on real estate and other invested assets (i) 0

15. Aggregate write-ins for deductions from investment income 0

16. Total deductions (Lines 11 through 15) 90,693,592

17. Net investment income (Line 10 minus Line 16) 1,954,320,955


0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9, above) 22,837,244 22,837,244

1599. Totals (Lines 1501 thru 1503 plus 1598) (Line 15, above) 0

(a) Includes $ 432,695,582 accrual of discount less $ 254,813,728 amortization of premium and less $ 43,724,970 paid for accrued interest on purchases.

(b) Includes $ 459,637 accrual of discount less $ 0 amortization of premium and less $ 0 paid for accrued dividends on purchases.

(c) Includes $ 6,291,784 accrual of discount less $ 10,657,227 amortization of premium and less $ 0 paid for accrued interest on purchases.

(d) Includes $ 0 for company’s occupancy of its own buildings; and excludes $ 0 interest on encumbrances.

(e) Includes $ 875,240 accrual of discount less $ 2,117,775 amortization of premium and less $ 3,191,193 paid for accrued interest on purchases.

(f) Includes $ 0 accrual of discount less $ 0 amortization of premium.

(g) Includes $ 0 investment expenses and $ 0 investment taxes, licenses and fees, excluding federal income taxes, attributable tosegregated and Separate Accounts.

(h) Includes $ 0 interest on surplus notes and $ 0 interest on capital notes.

(i) Includes $ 0 depreciation on real estate and $ 0 depreciation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES)1

Realized Gain (Loss) On Sales or Maturity

2

Other Realized Adjustments

3

Total Realized Capital Gain (Loss)

(Columns 1 + 2)

4

Change inUnrealized Capital

Gain (Loss)

5

Change in Unrealized Foreign Exchange Capital Gain (Loss)

1. U.S. Government bonds 2,414,737 0 2,414,737 0 0

1.1 Bonds exempt from U.S. tax 12,997,226 0 12,997,226 0 0

1.2 Other bonds (unaffiliated) 176,682,685 (96,081,727) 80,600,959 (49,565,284) 190,330,661

1.3 Bonds of affiliates 0 0 0 0 41,241,560

2.1 Preferred stocks (unaffiliated) 0 0 0 0 0

2.11 Preferred stocks of affiliates 0 0 0 0 0

2.2 Common stocks (unaffiliated) (73,711) (6,161,186) (6,234,897) (12,848,301) 0

2.21 Common stocks of affiliates 37,883,160 0 37,883,160 51,922,795 0

3. Mortgage loans 0 (18,748,818) (18,748,818) 0 94,843,722

4. Real estate 0 0 0 0 0

5. Contract loans 0 0 0 0 0

6. Cash, cash equivalents and short-term investments 28,655 5,200,550 5,229,205 0 0

7. Derivative instruments (3,411,498) 0 (3,411,498) 0 (41,858,574)

8. Other invested assets 422,237,647 (83,334,112) 338,903,534 98,853,168 56,971,533

9. Aggregate write-ins for capital gains (losses) 13,441,843 (15,718,465) (2,276,622) (23,636,225) 0

10. Total capital gains (losses) 662,200,744 (214,843,758) 447,356,986 64,726,153 341,528,902


0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9, above) 13,441,843 (15,718,465) (2,276,622) (23,636,225) 0

12


SCHEDULE F - PART 1Assumed Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 Reinsurance On 8 9 10 11 12 13 14 15

IDNumber

NAICCom-panyCode Name of Reinsured

Domiciliary Jurisdiction

AssumedPremium

6

Paid Losses and Loss Adjustment

Expenses

7

Known CaseLosses and LAE Cols. 6 + 7

Contingent Commissions

Payable

AssumedPremiums Receivable

UnearnedPremium

Funds Held By or Deposited With

Reinsured Companies

Letters of Credit Posted

Amount of Assets Pledged or

Compensating Balances to

Secure Letters of Credit

Amount of Assets Pledged

or Collateral Held in Trust

0199999 Affiliates - U.S. Intercompany Pooling 2 3 (1) 2 0 1 0 0 0 0 0

0299999 Affiliates - U.S. Non-Pool - Captive (280) 0 15 15 0 (279) 0 0 0 0 0

0399999 Affiliates - U.S. Non-Pool - Other 1 0 3,333 3,333 0 0 0 0 0 0 0

0499999 Total - U.S. Non-Pool (279) 0 3,348 3,348 0 (279) 0 0 0 0 0

0599999 Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0

0699999 Affiliates - Other (Non-U.S.) - Other 6,304,965 1,864,070 2,617,861 4,481,930 0 1,329,712 3,518,486 696,263 0 0 0

0799999 Total - Other (Non-U.S.) 6,304,965 1,864,070 2,617,861 4,481,930 0 1,329,712 3,518,486 696,263 0 0 0

0899999 Total - Affiliates 6,304,688 1,864,073 2,621,208 4,485,281 0 1,329,434 3,518,486 696,263 0 0 0

0999999 Total Other U.S. Unaffiliated Insurers 422,875 3,874 534,628 538,503 0 24,818 173,917 2,836 0 0 136,881

1099999 Total Pools, Associations or Other Similar Facilities - Mandatory Pools 43,596 10,578 229,847 240,425 0 19,377 16,326 3,692 0 0 0

1199999 Total Pools, Associations or Other Similar Facilities - Voluntary Pools 4,898 187 23,229 23,416 0 6,637 17,039 15,887 0 0 0

1299999 Total - Pools and Associations 48,494 10,765 253,076 263,841 0 26,014 33,365 19,579 0 0 0

1399999 Total Other Non-U.S. Insurers 343,152 1,991 436,608 438,598 0 130,939 129,560 1,146 100 0 0

9999999 Totals 7,119,209 1,880,702 3,845,521 5,726,223 0 1,511,206 3,855,328 719,825 100 0 136,881

20


SCHEDULE F - PART 2Premium Portfolio Reinsurance Effected or (Canceled) during Current Year

1

IDNumber

2NAICCom-panyCode

3

Name of Company

4

Date ofContract

5

OriginalPremium

6

ReinsurancePremium

0199999 Total Reinsurance Ceded By Portfolio 0 0

0299999 Total Reinsurance Assumed By Portfolio 0 0

21


SCHEDULE F - PART 3Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 Reinsurance Recoverable On 16 Reinsurance Payable 19 20

IDNumber

NAICCom-panyCode Name of Reinsurer

DomiciliaryJurisdiction

SpecialCode

Reinsurance Premiums

Ceded

7

PaidLosses

8

PaidLAE

9

KnownCase Loss Reserves

10

KnownCase LAE Reserves

11

IBNRLoss

Reserves

12

IBNRLAE

Reserves

13

Unearned Premiums

14

Contingent Commis-

sions

15

Columns7 through14 Totals

Amount in Dispute

included in Column 15

17

Ceded Balances Payable

18

Other AmountsDue to

Reinsurers

Net Amount Recoverable

From Reinsurers Cols. 15 -[17 + 18]

Funds Held by

Company Under

Reinsurance Treaties

0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling 1 0 (1) 1 0 0 0 0 1 1 0 (2) (1) 4 0

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other (1) 0 (1) 0 0 1 1 1 0 0 0 0 0 0 0

0499999 Total Authorized - Affiliates - U.S. Non-Pool (1) 0 (1) 0 0 1 1 1 0 0 0 0 0 0 0

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 794,944 87,030 (49) 115,326 4 63,805 280 420,002 93 686,491 0 134,414 0 552,077 52

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 794,944 87,030 (49) 115,326 4 63,805 280 420,002 93 686,491 0 134,414 0 552,077 52

0899999 Total Authorized - Affiliates 794,944 87,030 (51) 115,326 4 63,806 281 420,003 95 686,492 0 134,412 (1) 552,081 53

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 1,504,067 460,287 104,622 5,899,166 9,217 7,845,470 2,169,338 551,861 12,158 17,052,120 52,511 241,142 5,694 16,805,284 72,886

1099999 Total Authorized - Pools - Mandatory Pools 14,543 14,659 3,840 8,574 0 272 656 6,085 0 34,085 8,404 5,533 0 28,553 1,275

1199999 Total Authorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1299999 Total Authorized - Other Non-U.S. Insurers 485,539 170,530 3,506 310,830 1,777 478,296 27,167 105,473 324 1,097,903 21,248 55,938 902 1,041,063 7,046

1399999 Total Authorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 2,799,094 732,505 111,916 6,333,896 10,998 8,387,844 2,197,442 1,083,422 12,578 18,870,600 82,162 437,025 6,595 18,426,981 81,260

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive (184) (366) (85) 747 0 1,405 335 0 0 2,037 0 671 0 1,365 3,544

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other (16,744) 1 0 0 0 0 0 24,714 0 24,715 0 39,149 0 (14,433) 0

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool (16,928) (365) (85) 747 0 1,405 335 24,714 0 26,752 0 39,820 0 (13,068) 3,544

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 5,073 2,025 0 25 0 596 67 0 0 2,714 0 51 0 2,662 661

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 61,878 3,822 2,087 33,457 0 33,200 8,242 62,688 0 143,496 0 18,771 0 124,725 62,169

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 66,952 5,847 2,087 33,482 0 33,796 8,309 62,688 0 146,210 0 18,823 0 127,387 62,830

2299999 Total Unauthorized - Affiliates 50,024 5,482 2,002 34,230 0 35,201 8,644 87,403 0 172,962 0 58,643 0 114,319 66,374

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 752,083 25,500 8,309 162,383 0 311,012 69,535 94,494 (4) 671,228 758 90,649 0 580,579 48,248

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2599999 Total Unauthorized - Pools - Voluntary Pools 269 206 44 56 0 0 2 0 0 309 71 0 0 309 70

2699999 Total Unauthorized - Other Non-U.S. Insurers 3,313,932 548,828 43,102 3,101,237 4,264 3,982,500 802,661 1,108,751 689 9,592,031 18,370 547,486 806 9,043,740 4,256,523

2799999 Total Unauthorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 4,116,308 580,016 53,457 3,297,906 4,264 4,328,713 880,842 1,290,647 685 10,436,530 19,199 696,777 806 9,738,947 4,371,215

2999999 Total Certified - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3099999 Total Certified - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3199999 Total Certified - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3299999 Total Certified - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3399999 Total Certified - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3499999 Total Certified - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3599999 Total Certified - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3699999 Total Certified - Affiliates 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3799999 Total Certified - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3899999 Total Certified - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3999999 Total Certified - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4099999 Total Certified - Other Non-U.S. Insurers 1,150,602 197,299 46,884 882,014 818 1,554,722 258,510 519,590 3 3,459,841 621 210,330 0 3,249,510 744,264

4199999 Total Certified - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) 1,150,602 197,299 46,884 882,014 818 1,554,722 258,510 519,590 3 3,459,841 621 210,330 0 3,249,510 744,264

4399999 Total Reciprocal Jurisdiction - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4499999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4599999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4699999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

22


SCHEDULE F - PART 3Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 Reinsurance Recoverable On 16 Reinsurance Payable 19 20

IDNumber

NAICCom-panyCode Name of Reinsurer

DomiciliaryJurisdiction

SpecialCode

Reinsurance Premiums

Ceded

7

PaidLosses

8

PaidLAE

9

KnownCase Loss Reserves

10

KnownCase LAE Reserves

11

IBNRLoss

Reserves

12

IBNRLAE

Reserves

13

Unearned Premiums

14

Contingent Commis-

sions

15

Columns7 through14 Totals

Amount in Dispute

included in Column 15

17

Ceded Balances Payable

18

Other AmountsDue to

Reinsurers

Net Amount Recoverable

From Reinsurers Cols. 15 -[17 + 18]

Funds Held by

Company Under

Reinsurance Treaties

4799999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4899999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4999999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5099999 Total Reciprocal Jurisdiction - Affiliates 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5199999 Total Reciprocal Jurisdiction - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5299999 Total Reciprocal Jurisdiction - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5399999 Total Reciprocal Jurisdiction - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5499999 Total Reciprocal Jurisdiction - Other Non-U.S. Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5599999 Total Reciprocal Jurisdiction - Protected Cells 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5699999 Total Reciprocal Jurisdiction Excluding Protected Cells (Sum of 5099999, 5199999, 5299999, 5399999 and 5499999) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5799999 Total Authorized, Unauthorized, Reciprocal Jurisdiction and Certified Excluding Protected Cells (Sum of 1499999, 2899999, 4299999 and 5699999) 8,066,003 1,509,820 212,258 10,513,816 16,080 14,271,279 3,336,793 2,893,659 13,265 32,766,971 101,982 1,344,132 7,401 31,415,438 5,196,739

5899999 Total Protected Cells (Sum of 1399999, 2799999, 4199999 and 5599999) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

9999999 Totals 8,066,003 1,509,820 212,258 10,513,816 16,080 14,271,279 3,336,793 2,893,659 13,265 32,766,971 101,982 1,344,132 7,401 31,415,438 5,196,739

22.1


SCHEDULE F - PART 3 (Continued)Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

(Credit Risk)Collateral 25 26 27 Ceded Reinsurance Credit Risk

IDNumber

FromCol. 1

Name of ReinsurerFrom Col. 3

21

Multiple Beneficiary

Trusts

22

Letters of Credit

23

Issuing or Confirming

Bank Reference Number

24

Single Beneficiary

Trusts & Other

Allowable Collateral

Total Funds Held,

Payables & Collateral

Net Recoverable Net of Funds

Held & Collateral

Applicable Sch. F Penalty(Col. 78)

28

Total Amount Recoverable

from Reinsurers

Less Penalty (Cols. 15-27)

29

Stressed Recoverable

(Col. 28 * 120%)

30

Reinsurance Payable & Funds Held

(Cols. 17+18+20; but not in excess ofCol. 29)

31

Stressed Net Recoverable (Cols. 29-30)

32

Total Collateral

(Cols. 21+22 + 24, not in Excess of Col. 31)

33

Stressed Net Recoverable

Net of Collateral

Offsets (Cols. 31-32)

34

Reinsurer Designation Equivalent

35

Credit Risk on Collateralized Recoverables

(Col. 32 * Factor

Applicable to Reinsurer

Designation Equivalent in

Col. 34)

36Credit Risk

on Un-collateralized Recoverables

(Col. 33 * Factor



Col. 34)0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling 0 0 XXX 0 (3) 5 (1) XXX XXX XXX XXX XXX XXX XXX XXX XXX

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0499999 Total Authorized - Affiliates - U.S. Non-Pool 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 0 2,697 XXX 189,956 203,500 482,991 15 686,475 823,770 134,460 689,310 82,336 606,974 XXX 3,952 29,135

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 0 2,697 XXX 189,956 203,500 482,991 15 686,475 823,770 134,460 689,310 82,336 606,974 XXX 3,952 29,135

0899999 Total Authorized - Affiliates 0 2,697 XXX 189,956 203,497 482,995 14 686,475 823,770 134,460 689,310 82,336 606,974 XXX 3,952 29,135

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 0 8,841 XXX 216,729 496,287 16,555,833 13,436 17,043,095 20,451,714 316,403 20,135,311 183,706 19,951,605 XXX 7,826 847,764

1099999 Total Authorized - Pools - Mandatory Pools 0 0 XXX 0 6,212 27,873 98 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1199999 Total Authorized - Pools - Voluntary Pools 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

1299999 Total Authorized - Other Non-U.S. Insurers 0 48,196 XXX 0 107,363 990,540 7,181 1,091,543 1,309,851 60,717 1,249,135 48,152 1,200,983 XXX 2,320 62,387

1399999 Total Authorized - Protected Cell 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 0 59,734 XXX 406,685 813,359 18,057,241 20,729 18,821,113 22,585,336 511,580 22,073,756 314,194 21,759,563 XXX 14,098 939,286

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 0 0 XXX 24 2,037 0 53 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 23,005 1,710 1,710 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool 0 0 XXX 24 25,042 1,710 1,763 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 477 1,189 1,524 1,576 1,138 1,366 712 653 477 176 XXX 24 25

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 0 264 XXX 79,559 132,568 10,928 11,750 131,746 158,095 80,308 77,787 71,003 6,784 XXX 3,408 334

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 0 264 XXX 80,036 133,757 12,452 13,326 132,884 159,461 81,020 78,441 71,480 6,961 XXX 3,432 358

2299999 Total Unauthorized - Affiliates 0 264 XXX 80,060 158,800 14,162 15,089 132,884 159,461 81,020 78,441 71,480 6,961 XXX 3,432 358

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 0 363,572 XXX 443,038 671,159 69 2,242 668,986 802,784 101,953 700,831 632,232 68,600 XXX 31,552 7,257

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

2599999 Total Unauthorized - Pools - Voluntary Pools 0 1,241 XXX 304 309 0 50 259 311 6 305 297 8 XXX 14 0

2699999 Total Unauthorized - Other Non-U.S. Insurers 9,612 3,542,785 XXX 4,302,706 9,588,237 3,794 21,778 9,570,313 11,484,375 4,709,930 6,774,446 5,364,702 1,409,744 XXX 258,052 105,297

2799999 Total Unauthorized - Protected Cell 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 9,612 3,907,862 XXX 4,826,108 10,418,504 18,026 39,158 10,372,443 12,446,931 4,892,908 7,554,023 6,068,711 1,485,312 XXX 293,050 112,913

2999999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3699999 Total Unauthorized - Affiliates 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3899999 Total Unauthorized - Pools - Mandatory Pools 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3999999 Total Unauthorized - Pools - Voluntary Pools 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

4099999 Total Unauthorized - Other Non-U.S. Insurers 0 299,049 XXX 275,102 1,522,960 1,936,880 810 3,459,030 4,150,836 954,154 3,196,682 571,471 2,625,211 XXX 25,765 116,578

4199999 Total Unauthorized - Protected Cell 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) 0 299,049 XXX 275,102 1,522,960 1,936,880 810 3,459,030 4,150,836 954,154 3,196,682 571,471 2,625,211 XXX 25,765 116,578

4399999 Total Reciprocal Jurisdiction - Affiliates - U.S. Intercompany Pooling 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

23



(Credit Risk)Collateral 25 26 27 Ceded Reinsurance Credit Risk

IDNumber

FromCol. 1


21

Multiple Beneficiary

Trusts

22

Letters of Credit

23

Issuing or Confirming

Bank Reference Number

24

Single Beneficiary

Trusts & Other

Allowable Collateral

Total Funds Held,

Payables & Collateral

Net Recoverable Net of Funds

Held & Collateral

Applicable Sch. F Penalty(Col. 78)

28

Total Amount Recoverable

from Reinsurers

Less Penalty (Cols. 15-27)

29

Stressed Recoverable

(Col. 28 * 120%)

30

Reinsurance Payable & Funds Held

(Cols. 17+18+20; but not in excess ofCol. 29)

31

Stressed Net Recoverable (Cols. 29-30)

32

Total Collateral

(Cols. 21+22 + 24, not in Excess of Col. 31)

33

Stressed Net Recoverable

Net of Collateral

Offsets (Cols. 31-32)

34

Reinsurer Designation Equivalent

35

Credit Risk on Collateralized Recoverables

(Col. 32 * Factor



Col. 34)

36Credit Risk

on Un-collateralized Recoverables

(Col. 33 * Factor



Col. 34)4499999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool -

Captive 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

4599999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

4699999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

4799999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

4899999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Other 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

4999999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

5099999 Total Reciprocal Jurisdiction - Affiliates 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

5199999 Total Reciprocal Jurisdiction - Other U.S. Unaffiliated Insurers 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

5299999 Total Reciprocal Jurisdiction - Pools - Mandatory Pools 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

5399999 Total Reciprocal Jurisdiction - Pools - Voluntary Pools 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

5499999 Total Reciprocal Jurisdiction - Other Non-U.S. Insurers 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

5599999 Total Reciprocal Jurisdiction - Protected Cells 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

5699999 Total Reciprocal Jurisdiction Excluding Protected Cells (Sum of 5099999, 5199999, 5299999, 5399999 and 5499999) 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

5799999 Total Authorized, Unauthorized, Reciprocal Jurisdiction and Certified Excluding Protected Cells (Sum of 1499999, 2899999, 4299999 and 5699999) 9,612 4,266,645 XXX 5,507,894 12,754,823 20,012,148 60,697 32,652,586 39,183,103 6,358,642 32,824,462 6,954,376 25,870,086 XXX 332,914 1,168,777

5899999 Total Protected Cells (Sum of 1399999, 2799999, 4199999 and 5599999) 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

9999999 Totals 9,612 4,266,645 XXX 5,507,894 12,754,823 20,012,148 60,697 32,652,586 39,183,103 6,358,642 32,824,462 6,954,376 25,870,086 XXX 332,914 1,168,777

23.1



(Aging of Ceded Reinsurance)Reinsurance Recoverable on Paid Losses and Paid Loss Adjustment Expenses 44 45 46 47 48 49 50 51 52 53

37 Overdue 43

IDNumber

FromCol. 1

Name of ReinsurerFrom Col. 3 Current

38

1 - 29Days

39

30 - 90Days

40

91 - 120Days

41

Over 120 Days

42

TotalOverdue

Cols. 38+39 +40+41

Total Due Cols. 37+42

(In total should equal Cols. 7+8)

Total Recoverable

on Paid Losses &

LAE Amounts in

Dispute Included in

Col. 43

Recoverable on Paid

Losses & LAE Over 90

Days Past Due Amounts

in Dispute Included in

Cols. 40 & 41

Total Recoverable

on Paid Losses &

LAE Amounts Not

in Dispute (Cols 43-44)

Recoverable on Paid



Not in Dispute

(Cols. 40 + 41 - 45)

Amounts Received

Prior90 Days

Percentage Overdue Col.

42/Col. 43

Percentageof Amounts More Than

90 Days Overdue Not

in Dispute (Col.

47/[Cols. 46+48])

Percentage More Than 120 Days Overdue

(Col. 41/Col. 43)

Is theAmount in

Col. 50 Less Than 20%?(Yes or No)

Amounts in Col. 47 for Reinsurers with Values Less Than 20% in Col.

500199999 Total Authorized - Affiliates - U.S. Intercompany Pooling (1) (2) 0 (3) (3) (8) (9) 0 0 (9) (6) 0 91.7 0.0 30.8 XXX (6)

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 (1) 0 0 (1) 0 0 16.7 0.0 16.7 XXX 0

0499999 Total Authorized - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 (1) 0 0 (1) 0 0 16.7 0.0 16.7 XXX 0

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 88,423 (1,672) 153 2 75 (1,442) 86,981 0 0 86,981 77 1,092 (1.7) 0.1 0.1 XXX 36

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 88,423 (1,672) 153 2 75 (1,442) 86,981 0 0 86,981 77 1,092 (1.7) 0.1 0.1 XXX 36

0899999 Total Authorized - Affiliates 88,422 (1,674) 152 (2) 73 (1,451) 86,971 0 0 86,971 71 1,092 (1.7) 0.1 0.1 XXX 30

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 490,400 15,296 1,097 3,570 54,544 74,508 564,908 52,511 51,963 512,397 6,175 109,642 13.2 1.0 9.7 XXX 4,263

1099999 Total Authorized - Pools - Mandatory Pools 18,213 2 96 1 187 285 18,499 8,404 0 10,095 188 204 1.5 1.8 1.0 XXX 15

1199999 Total Authorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

1299999 Total Authorized - Other Non-U.S. Insurers 135,231 9,749 4,859 2,731 21,467 38,806 174,037 21,248 19,810 152,789 4,430 27,779 22.3 2.5 12.3 XXX 2,106

1399999 Total Authorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 732,266 23,373 6,204 6,300 76,271 112,148 844,414 82,162 71,773 762,252 10,863 138,718 13.3 1.2 9.0 XXX 6,413

1599999 Total Unauthorized-Affiliates-U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive (863) 9 136 325 (58) 412 (451) 0 0 (451) 267 0 (91.3) 0.0 12.9 XXX 267

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 1 0 0 0 0 0 1 0 0 1 0 0 0.0 0.0 0.0 XXX 0

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool (862) 9 136 325 (58) 412 (450) 0 0 (450) 267 0 (91.4) 0.0 12.9 XXX 267

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 1,600 169 0 256 2,025 2,025 0 0 2,025 256 0 100.0 12.6 12.6 XXX 256

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 383 213 1,046 (59) 4,326 5,526 5,910 0 0 5,910 4,305 4,138 93.5 42.9 73.2 XXX 0

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 383 1,813 1,215 (59) 4,582 7,551 7,934 0 0 7,934 4,561 4,138 95.2 37.8 57.7 XXX 256

2299999 Total Unauthorized - Affiliates (479) 1,822 1,351 266 4,524 7,963 7,484 0 0 7,484 4,828 4,138 106.4 41.5 60.4 XXX 523

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 15,880 1,546 5,352 1,069 9,962 17,929 33,810 758 937 33,051 10,102 65,101 53.0 10.3 29.5 XXX 1,660

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

2599999 Total Unauthorized - Pools - Voluntary Pools 3 0 1 0 247 248 251 71 69 180 177 0 98.8 98.4 98.3 XXX 0

2699999 Total Unauthorized - Other Non-U.S. Insurers 442,341 14,523 46,136 2,732 86,197 149,589 591,930 18,370 17,338 573,560 71,699 215,653 25.3 9.1 14.6 XXX 9,625

2799999 Total Unauthorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 457,746 17,892 52,840 4,067 100,930 175,729 633,475 19,199 18,344 614,276 86,807 284,892 27.7 9.7 15.9 XXX 11,808

2999999 Total Unauthorized-Affiliates-U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3699999 Total Unauthorized - Affiliates 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3899999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3999999 Total Unauthorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4099999 Total Unauthorized - Other Non-U.S. Insurers 259,255 3,813 (19,499) 2,812 (2,199) (15,072) 244,183 0 0 244,183 614 45,714 (6.2) 0.2 (0.9) XXX 253

4199999 Total Unauthorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) 259,255 3,813 (19,499) 2,812 (2,199) (15,072) 244,183 0 0 244,183 614 45,714 (6.2) 0.2 (0.9) XXX 253

4399999 Total Reciprocal Jurisdiction - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

24



(Aging of Ceded Reinsurance)Reinsurance Recoverable on Paid Losses and Paid Loss Adjustment Expenses 44 45 46 47 48 49 50 51 52 53

37 Overdue 43

IDNumber

FromCol. 1

Name of ReinsurerFrom Col. 3 Current

38

1 - 29Days

39

30 - 90Days

40

91 - 120Days

41

Over 120 Days

42

TotalOverdue

Cols. 38+39 +40+41

Total Due Cols. 37+42

(In total should equal Cols. 7+8)

Total Recoverable

on Paid Losses &

LAE Amounts in

Dispute Included in

Col. 43

Recoverable on Paid



in Dispute Included in

Cols. 40 & 41

Total Recoverable

on Paid Losses &

LAE Amounts Not

in Dispute (Cols 43-44)

Recoverable on Paid



Not in Dispute

(Cols. 40 + 41 - 45)

Amounts Received

Prior90 Days

Percentage Overdue Col.

42/Col. 43

Percentageof Amounts More Than

90 Days Overdue Not

in Dispute (Col.

47/[Cols. 46+48])

Percentage More Than 120 Days Overdue

(Col. 41/Col. 43)

Is theAmount in

Col. 50 Less Than 20%?(Yes or No)

Amounts in Col. 47 for Reinsurers with Values Less Than 20% in Col.

504499999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-

Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4599999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4699999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4799999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4899999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Other 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4999999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5099999 Total Reciprocal Jurisdiction - Affiliates 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5199999 Total Reciprocal Jurisdiction - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5299999 Total Reciprocal Jurisdiction - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5399999 Total Reciprocal Jurisdiction - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5499999 Total Reciprocal Jurisdiction - Other Non-U.S. Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5599999 Total Reciprocal Jurisdiction - Protected Cells 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5699999 Total Reciprocal Jurisdiction Excluding Protected Cells (Sum of 5099999, 5199999, 5299999, 5399999 and 5499999) 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

5799999 Total Authorized, Unauthorized, Reciprocal Jurisdiction and Certified Excluding Protected Cells (Sum of 1499999, 2899999, 4299999 and 5699999) 1,449,267 45,078 39,546 13,180 175,002 272,805 1,722,072 101,361 90,117 1,620,711 98,284 469,323 15.8 4.7 10.2 XXX 18,474

5899999 Total Protected Cells (Sum of 1399999, 2799999, 4199999 and 5599999) 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

9999999 Totals 1,449,267 45,078 39,546 13,180 175,002 272,805 1,722,072 101,361 90,117 1,620,711 98,284 469,323 15.8 4.7 10.2 XXX 18,474

24.1



(Provision for Reinsurance for Certified Reinsurers)Provision for Certified Reinsurance

54 55 56 57 58 59 60Percent of

61 62 63 64 65 Complete if Col. 52 = "No"; OtherwiseEnter 0

69

IDNumber

FromCol. 1


Certified Reinsurer

Rating(1 through

6)

Effective Date ofCertified

Reinsurer Rating

Percent Collateral

Required for Full Credit

(0% through 100%)

Catastrophe Recoverables Qualifying for

Collateral Deferral

Net Recoverables

Subject to Collateral

Requirements for Full Credit (Col. 19 - Col.

57)

Dollar Amount of Collateral

Required(Col. 56 * Col.

58)

Collateral Provided for

Net Recoverables


Requirements ([Col. 20 +

Col. 21 + Col. 22 + Col. 24] /

Col. 58)

Percent Credit Allowed on

Net Recoverables


Requirements (Col. 60 / Col.

56, not to exceed 100%)

20% of Recoverable

on Paid Losses & LAE Over 90 Days

Past Due Amounts in

Dispute (Col. 45 * 20%)

Amount of Credit Allowed

for Net Recoverables

(Col. 57 + [Col. 58 * Col.

61])

Provision for Reinsurance with Certified Reinsurers

Due to Collateral Deficiency

(Col. 19 - Col. 63)

20% of Recoverable


Past Due Amounts Not

in Dispute (Col. 47 *

20%)

66

Total Collateral

Provided (Col. 20 + Col. 21 + Col. 22 + Col.

24 not to Exceed Col.

63)

67

Net Unsecured

Recoverable for Which Credit is

Allowed (Col. 63 - Col. 66)

68

20% of Amount in

Col. 67

Provision for Overdue

Reinsurance Ceded to Certified

Reinsurers (Greater of

[Col. 62 + Col. 65] or Col.68; not to Exceed

Col. 63)0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0499999 Total Authorized - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0799999 Total Authorized - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0899999 Total Authorized - Affiliates XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0999999 Total Authorized - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1099999 Total Authorized - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1199999 Total Authorized - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1299999 Total Authorized - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1399999 Total Authorized - Protected Cell XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2299999 Total Unauthorized - Affiliates XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2499999 Total Unauthorized - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2599999 Total Unauthorized - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2699999 Total Unauthorized - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2799999 Total Unauthorized - Protected Cell XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2999999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3699999 Total Unauthorized - Affiliates XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3899999 Total Unauthorized - Pools - Mandatory Pools XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3999999 Total Unauthorized - Pools - Voluntary Pools XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

4099999 Total Unauthorized - Other Non-U.S. Insurers XXX 0 3,249,510 338,754 XXX XXX 0 3,249,671 690 123 8 75 15 120

4199999 Total Unauthorized - Protected Cell XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) XXX 0 3,249,510 338,754 XXX XXX 0 3,249,671 690 123 8 75 15 120

4399999 Total Reciprocal Jurisdiction - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

4499999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

25



(Provision for Reinsurance for Certified Reinsurers)Provision for Certified Reinsurance

54 55 56 57 58 59 60Percent of

61 62 63 64 65 Complete if Col. 52 = "No"; OtherwiseEnter 0

69

IDNumber

FromCol. 1


Certified Reinsurer

Rating(1 through

6)

Effective Date ofCertified

Reinsurer Rating

Percent Collateral

Required for Full Credit

(0% through 100%)

Catastrophe Recoverables Qualifying for

Collateral Deferral

Net Recoverables


Requirements for Full Credit (Col. 19 - Col.

57)

Dollar Amount of Collateral

Required(Col. 56 * Col.

58)

Collateral Provided for

Net Recoverables


Requirements ([Col. 20 +

Col. 21 + Col. 22 + Col. 24] /

Col. 58)

Percent Credit Allowed on

Net Recoverables


Requirements (Col. 60 / Col.

56, not to exceed 100%)

20% of Recoverable


Past Due Amounts in

Dispute (Col. 45 * 20%)

Amount of Credit Allowed

for Net Recoverables

(Col. 57 + [Col. 58 * Col.

61])

Provision for Reinsurance with Certified Reinsurers

Due to Collateral Deficiency

(Col. 19 - Col. 63)

20% of Recoverable


Past Due Amounts Not

in Dispute (Col. 47 *

20%)

66

Total Collateral

Provided (Col. 20 + Col. 21 + Col. 22 + Col.

24 not to Exceed Col.

63)

67

Net Unsecured

Recoverable for Which Credit is

Allowed (Col. 63 - Col. 66)

68

20% of Amount in

Col. 67

Provision for Overdue

Reinsurance Ceded to Certified

Reinsurers (Greater of

[Col. 62 + Col. 65] or Col.68; not to Exceed

Col. 63)4599999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

4699999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

4799999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

4899999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

4999999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5099999 Total Reciprocal Jurisdiction - Affiliates XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5199999 Total Reciprocal Jurisdiction - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5299999 Total Reciprocal Jurisdiction - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5399999 Total Reciprocal Jurisdiction - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5499999 Total Reciprocal Jurisdiction - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5599999 Total Reciprocal Jurisdiction - Protected Cells XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5699999 Total Reciprocal Jurisdiction Excluding Protected Cells (Sum of 5099999, 5199999, 5299999, 5399999 and 5499999) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

5799999 Total Authorized, Unauthorized, Reciprocal Jurisdiction and Certified Excluding Protected Cells (Sum of 1499999, 2899999, 4299999 and 5699999) XXX 0 3,249,510 338,754 XXX XXX 0 3,249,671 690 123 8 75 15 120

5899999 Total Protected Cells (Sum of 1399999, 2799999, 4199999 and 5599999) XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

9999999 Totals XXX 0 3,249,510 338,754 XXX XXX 0 3,249,671 690 123 8 75 15 120

25.1



(Total Provision for Reinsurance)70

Provision for Unauthorized ReinsuranceProvision for Overdue Authorized and Reciprocal Jurisdiction Reinsurance Total Provision for Reinsurance

IDNumber

FromCol. 1


20% of Recoverable on Paid Losses & LAE Over90 Days past Due Amounts Not in

Dispute(Col. 47 * 20%)

71

Provision for Reinsurance with

Unauthorized Reinsurers Due to

Collateral Deficiency (Col. 26)

72

Provision for Overdue Reinsurance from

Unauthorized Reinsurers and

Amounts in Dispute(Col. 70 + 20% of the

Amount in Col. 16)

73Complete if

Col. 52 = "Yes"; Otherwise Enter 0

20% of Recoverableon Paid Losses &LAE Over 90 Days Past Due Amounts

Not in Dispute + 20%of Amounts in

Dispute([Col. 47 * 20%] +[Col. 45 * 20%])

74Complete if

Col. 52 = "No"; Otherwise Enter 0

Greater of 20% of Net Recoverable Net of

Funds Held & Collateral, or 20% of Recoverable on Paid

Losses & LAE Over 90 Days Past Due

(Greater of Col. 26 * 20% or

Cols. [40 + 41] * 20%)

75

Provision for Amounts Ceded to Authorized

and Reciprocal Jurisdiction Reinsurers

(Cols. 73 + 74)

76

Provision for Amounts Ceded to Unauthorized

Reinsurers(Cols. 71 + 72 Not in Excess of Col. 15)

77

Provision for Amounts Ceded to Certified

Reinsurers(Cols. 64 + 69)

78

Total Provision for Reinsurance

(Cols. 75 + 76 + 77)0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling (1) XXX XXX (1) 0 (1) XXX XXX (1)

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 XXX XXX 0 0 0 XXX XXX 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 0 XXX XXX 0 0 0 XXX XXX 0

0499999 Total Authorized - Affiliates - U.S. Non-Pool 0 XXX XXX 0 0 0 XXX XXX 0

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 XXX XXX 0 0 0 XXX XXX 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 15 XXX XXX 7 8 15 XXX XXX 15

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 15 XXX XXX 7 8 15 XXX XXX 15

0899999 Total Authorized - Affiliates 14 XXX XXX 6 8 14 XXX XXX 14

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 1,235 XXX XXX 11,109 2,327 13,436 XXX XXX 13,436

1099999 Total Authorized - Pools - Mandatory Pools 38 XXX XXX 3 95 98 XXX XXX 98

1199999 Total Authorized - Pools - Voluntary Pools 0 XXX XXX 0 0 0 XXX XXX 0

1299999 Total Authorized - Other Non-U.S. Insurers 886 XXX XXX 4,156 3,025 7,181 XXX XXX 7,181

1399999 Total Authorized - Protected Cell 0 XXX XXX 0 0 0 XXX XXX 0

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 2,173 XXX XXX 15,274 5,455 20,729 XXX XXX 20,729

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 0 XXX XXX XXX 0 XXX 0

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 53 0 53 XXX XXX XXX 53 XXX 53

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 1,710 0 XXX XXX XXX 1,710 XXX 1,710

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool 53 1,710 53 XXX XXX XXX 1,763 XXX 1,763

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 51 1,524 51 XXX XXX XXX 1,576 XXX 1,576

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 861 10,928 861 XXX XXX XXX 11,750 XXX 11,750

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 912 12,452 912 XXX XXX XXX 13,326 XXX 13,326

2299999 Total Unauthorized - Affiliates 966 14,162 966 XXX XXX XXX 15,089 XXX 15,089

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 2,020 69 2,172 XXX XXX XXX 2,242 XXX 2,242

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 XXX XXX XXX 0 XXX 0

2599999 Total Unauthorized - Pools - Voluntary Pools 35 0 50 XXX XXX XXX 50 XXX 50

2699999 Total Unauthorized - Other Non-U.S. Insurers 14,340 3,794 18,014 XXX XXX XXX 21,778 XXX 21,778

2799999 Total Unauthorized - Protected Cell 0 0 0 XXX XXX XXX 0 XXX 0

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 17,361 18,026 21,201 XXX XXX XXX 39,158 XXX 39,158

2999999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX 0 0

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX 0 0

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX 0 0

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX 0 0

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX 0 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX 0 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX 0 0

3699999 Total Unauthorized - Affiliates XXX XXX XXX XXX XXX XXX XXX 0 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX 0 0

3899999 Total Unauthorized - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX 0 0

3999999 Total Unauthorized - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX 0 0

4099999 Total Unauthorized - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX 810 810

4199999 Total Unauthorized - Protected Cell XXX XXX XXX XXX XXX XXX XXX 0 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) XXX XXX XXX XXX XXX XXX XXX 810 810

26



(Total Provision for Reinsurance)70

Provision for Unauthorized ReinsuranceProvision for Overdue Authorized and Reciprocal Jurisdiction Reinsurance Total Provision for Reinsurance

IDNumber

FromCol. 1


20% of Recoverable on Paid Losses & LAE Over90 Days past Due Amounts Not in

Dispute(Col. 47 * 20%)

71

Provision for Reinsurance with

Unauthorized Reinsurers Due to

Collateral Deficiency (Col. 26)

72

Provision for Overdue Reinsurance from

Unauthorized Reinsurers and

Amounts in Dispute(Col. 70 + 20% of the

Amount in Col. 16)

73Complete if

Col. 52 = "Yes"; Otherwise Enter 0

20% of Recoverableon Paid Losses &LAE Over 90 Days Past Due Amounts

Not in Dispute + 20%of Amounts in

Dispute([Col. 47 * 20%] +[Col. 45 * 20%])

74Complete if

Col. 52 = "No"; Otherwise Enter 0

Greater of 20% of Net Recoverable Net of

Funds Held & Collateral, or 20% of Recoverable on Paid

Losses & LAE Over 90 Days Past Due

(Greater of Col. 26 * 20% or

Cols. [40 + 41] * 20%)

75

Provision for Amounts Ceded to Authorized

and Reciprocal Jurisdiction Reinsurers

(Cols. 73 + 74)

76

Provision for Amounts Ceded to Unauthorized

Reinsurers(Cols. 71 + 72 Not in Excess of Col. 15)

77

Provision for Amounts Ceded to Certified

Reinsurers(Cols. 64 + 69)

78

Total Provision for Reinsurance

(Cols. 75 + 76 + 77)4399999 Total Reciprocal Jurisdiction - Affiliates - U.S. Intercompany Pooling 0 XXX XXX 0 0 0 XXX XXX 0

4499999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Captive 0 XXX XXX 0 0 0 XXX XXX 0

4599999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool - Other 0 XXX XXX 0 0 0 XXX XXX 0

4699999 Total Reciprocal Jurisdiction - Affiliates - U.S. Non-Pool 0 XXX XXX 0 0 0 XXX XXX 0

4799999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Captive 0 XXX XXX 0 0 0 XXX XXX 0

4899999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) - Other 0 XXX XXX 0 0 0 XXX XXX 0

4999999 Total Reciprocal Jurisdiction - Affiliates - Other (Non-U.S.) 0 XXX XXX 0 0 0 XXX XXX 0

5099999 Total Reciprocal Jurisdiction - Affiliates 0 XXX XXX 0 0 0 XXX XXX 0

5199999 Total Reciprocal Jurisdiction - Other U.S. Unaffiliated Insurers 0 XXX XXX 0 0 0 XXX XXX 0

5299999 Total Reciprocal Jurisdiction - Pools - Mandatory Pools 0 XXX XXX 0 0 0 XXX XXX 0

5399999 Total Reciprocal Jurisdiction - Pools - Voluntary Pools 0 XXX XXX 0 0 0 XXX XXX 0

5499999 Total Reciprocal Jurisdiction - Other Non-U.S. Insurers 0 XXX XXX 0 0 0 XXX XXX 0

5599999 Total Reciprocal Jurisdiction - Protected Cells 0 XXX XXX 0 0 0 XXX XXX 0

5699999 Total Reciprocal Jurisdiction Excluding Protected Cells (Sum of 5099999, 5199999, 5299999, 5399999 and 5499999) 0 XXX XXX 0 0 0 XXX XXX 0

5799999 Total Authorized, Unauthorized, Reciprocal Jurisdiction and Certified Excluding Protected Cells (Sum of 1499999, 2899999, 4299999 and 5699999) 19,534 18,026 21,201 15,274 5,455 20,729 39,158 810 60,697

5899999 Total Protected Cells (Sum of 1399999, 2799999, 4199999 and 5599999) 0 0 0 0 0 0 0 0 0

9999999 Totals 19,534 18,026 21,201 15,274 5,455 20,729 39,158 810 60,697

26.1


SCHEDULE H - ACCIDENT AND HEALTH EXHIBITCredit Other Individual Contracts

TotalGroup Accident

and HealthAccident and Health

(Group and Individual) Collectively Renewable Non-Cancelable Guaranteed RenewableNon-Renewable for Stated

Reasons Only Other Accident Only All Other1

Amount2%

3Amount

4%

5Amount

6%

7Amount

8%

9Amount

10%

11Amount

12%

13Amount

14%

15Amount

16%

17Amount

18%

PART 1. - ANALYSIS OF UNDERWRITING OPERATIONS

1. Premiums written 1,276,891,962 XXX 791,554,898 XXX 0 XXX 0 XXX 0 XXX 0 XXX 0 XXX 485,337,064 XXX 0 XXX

2. Premiums earned 1,474,719,536 XXX 1,008,564,288 XXX 0 XXX 0 XXX 0 XXX 0 XXX 0 XXX 466,155,248 XXX 0 XXX

3. Incurred claims 605,084,465 41.0 420,609,522 41.7 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 184,474,943 39.6 0 0.0

4. Cost containment expenses 556,645 0.0 556,645 0.1 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

5. Incurred claims and cost containment expenses (Lines 3 and 4) 605,641,110 41.1 421,166,167 41.8 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 184,474,943 39.6 0 0.0

6. Increase in contract reserves 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

7. Commissions (a) 466,064,336 31.6 273,113,776 27.1 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 192,950,560 41.4 0 0.0

8. Other general insurance expenses 7,036,347 0.5 3,811,917 0.4 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 3,224,430 0.7 0 0.0

9. Taxes, licenses and fees 9,247,087 0.6 9,033,711 0.9 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 213,376 0.0 0 0.0

10. Total other expenses incurred 482,347,770 32.7 285,959,404 28.4 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 196,388,366 42.1 0 0.0

11. Aggregate write-ins for deductions 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

12. Gain from underwriting before dividends or refunds 386,730,656 26.2 301,438,717 29.9 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 85,291,939 18.3 0 0.0

13. Dividends or refunds 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

14. Gain from underwriting after dividends or refunds 386,730,656 26.2 301,438,717 29.9 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 85,291,939 18.3 0 0.0


1199. Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above) 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

(a) Includes $ 0 reported as "Contract, membership and other fees retained by agents.”

30


SCHEDULE H - ACCIDENT AND HEALTH EXHIBIT (Continued)1 2 3 4 Other Individual Contracts

TotalGroup Accident

and Health

CreditAccident and Health

(Group andIndividual)

Collectively Renewable

5

Non-Cancelable

6

Guaranteed Renewable

7Non-Renewable

for StatedReasons Only

8

Other AccidentOnly

9

All Other

PART 2. - RESERVES AND LIABILITIESA. Premium Reserves:

1. Unearned premiums 281,939,736 177,384,066 0 0 0 0 0 104,555,670 0

2. Advance premiums 0 0 0 0 0 0 0 0 0

3. Reserve for rate credits 0 0 0 0 0 0 0 0 0

4. Total premium reserves, current year 281,939,736 177,384,066 0 0 0 0 0 104,555,670 0

5. Total premium reserves, prior year 479,767,312 394,393,456 0 0 0 0 0 85,373,856 0

6. Increase in total premium reserves (197,827,576) (217,009,390) 0 0 0 0 0 19,181,814 0

B. Contract Reserves:

1. Additional reserves (a) 0 0 0 0 0 0 0 0 0

2. Reserve for future contingent benefits 0 0 0 0 0 0 0 0 0

3. Total contract reserves, current year 0 0 0 0 0 0 0 0 0

4. Total contract reserves, prior year. 0 0 0 0 0 0 0 0 0

5. Increase in contract reserves 0 0 0 0 0 0 0 0 0

C. Claim Reserves and Liabilities:

1. Total current year 298,630,124 202,747,462 0 0 0 0 0 95,882,662 0

2. Total prior year 329,854,598 218,697,798 0 0 0 0 0 111,156,800 0

3. Increase (31,224,474) (15,950,336) 0 0 0 0 0 (15,274,138) 0

PART 3. - TEST OF PRIOR YEAR'S CLAIM RESERVES AND LIABILITIES1. Claims paid during the year:

1.1 On claims incurred prior to current year 393,123,574 269,708,931 0 0 0 0 0 123,414,643 0

1.2 On claims incurred during current year 243,185,365 166,850,927 0 0 0 0 0 76,334,438 0

2. Claim reserves and liabilities, December 31, current year:

2.1 On claims incurred prior to current year 96,567,739 65,567,610 0 0 0 0 0 31,000,129 0

2.2 On claims incurred during current year 202,062,385 137,179,852 0 0 0 0 0 64,882,533 0

3. Test:

3.1 Line 1.1 and 2.1 489,691,313 335,276,541 0 0 0 0 0 154,414,772 0

3.2 Claim reserves and liabilities, December 31, prior year 329,854,598 218,697,798 0 0 0 0 0 111,156,800 0

3.3 Line 3.1 minus Line 3.2 159,836,715 116,578,743 0 0 0 0 0 43,257,972 0

PART 4. - REINSURANCEA. Reinsurance Assumed:

1. Premiums written 1,063,336,442 610,243,214 69 (216,225,761) 0 (3,475,199) 0 673,186,404 (392,285)

2. Premiums earned 998,581,569 594,348,032 69 (248,077,936) 0 (3,474,696) 0 656,176,117 (390,016)

3. Incurred claims 1,038,636,546 696,521,301 0 0 0 0 0 342,115,245 0

4. Commissions 827,794,807 470,310,894 0 0 0 0 0 357,483,913 0

B. Reinsurance Ceded:

1. Premiums written 38,272,667 23,029,904 69 73,709,837 0 (3,997,268) 0 (53,242,408) (1,227,467)

2. Premiums earned (59,762,192) (43,156,171) 69 37,861,297 0 (3,996,765) 0 (49,263,920) (1,206,702)

3. Incurred claims 581,610,361 391,045,491 0 0 0 0 0 190,564,870 0

4. Commissions 388,947,254 218,649,869 0 0 0 0 0 170,297,385 0

(a) Includes $ 0 premium deficiency reserve.

31


SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSESSCHEDULE P - PART 1 - SUMMARY

($000 OMITTED)Premiums Earned Loss and Loss Expense Payments 12

Years inWhich

1 2 3Loss Payments

Defense and Cost Containment Payments

Adjusting and Other Payments

10 11Number of

Premiums Were Earned and

Losses Were Incurred

Direct and Assumed Ceded Net (1 - 2)

4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded

Salvage and Subrogation

Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)

Claims Reported Direct and Assumed

1. Prior XXX XXX XXX 929,227 338,572 256,265 50,428 181,330 38,175 8,366 939,646 XXX

2. 2011 26,755,537 6,565,491 20,190,046 17,540,142 2,672,397 1,595,943 175,637 1,146,909 6,498 207,990 17,428,462 XXX

3. 2012 26,995,212 7,656,276 19,338,936 16,425,209 2,354,497 1,350,285 170,106 1,048,319 (32,002) 190,542 16,331,212 XXX

4. 2013 23,708,151 5,299,274 18,408,877 11,588,502 775,221 1,094,189 91,420 910,484 (42,936) 170,378 12,769,469 XXX

5. 2014 23,616,119 4,820,580 18,795,539 12,176,249 551,455 1,205,678 117,665 901,948 (32,765) 166,518 13,647,521 XXX

6. 2015 24,655,920 6,390,691 18,265,229 11,904,852 590,739 1,090,412 75,407 679,266 (54,412) 162,553 13,062,797 XXX

7. 2016 22,692,972 5,276,801 17,416,171 11,084,925 1,381,267 670,907 87,203 583,050 61,713 137,152 10,808,698 XXX

8. 2017 19,348,961 4,536,569 14,812,392 11,260,296 1,948,204 587,090 141,793 606,854 96,832 383,031 10,267,411 XXX

9. 2018 20,959,465 6,003,629 14,955,835 9,528,647 1,780,843 379,243 81,034 489,203 70,438 232,533 8,464,778 XXX

10. 2019 21,496,274 6,129,729 15,366,545 8,005,175 2,231,221 249,433 60,581 333,078 25,213 69,727 6,270,671 XXX

11. 2020 21,197,512 7,402,772 13,794,739 4,096,361 675,032 123,769 41,673 272,979 11,972 23,724 3,764,432 XXX

12. Totals XXX XXX XXX 114,539,584 15,299,448 8,603,215 1,092,947 7,153,421 148,727 1,752,515 113,755,098 XXX

Losses Unpaid Defense and Cost Containment Unpaid Adjusting and Other 23 24 25

Case Basis Bulk + IBNR Case Basis Bulk + IBNR Unpaid13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid

Numberof Claims Outstand-

ingDirect and Assumed

1. Prior 6,294,028 4,024,692 6,846,116 5,148,511 996 178 1,134,560 940,188 678,581 488,294 24,043 4,352,419 XXX

2. 2011 632,735 406,213 827,660 720,559 82 13 136,021 110,574 75,820 48,251 16,360 386,708 XXX

3. 2012 896,391 735,762 711,901 544,880 267 39 139,040 120,645 87,434 49,049 12,832 384,658 XXX

4. 2013 710,020 459,741 823,899 763,657 883 98 138,107 131,916 95,981 62,555 18,147 350,920 XXX

5. 2014 824,875 673,841 1,115,086 904,890 1,357 227 164,792 140,972 104,428 69,534 27,801 421,074 XXX

6. 2015 1,143,599 854,955 1,040,041 687,550 2,489 314 197,771 185,172 127,563 106,027 42,236 677,444 XXX

7. 2016 1,670,217 615,909 1,953,451 680,938 3,957 542 314,813 102,161 140,950 30,076 55,648 2,653,761 XXX

8. 2017 2,065,878 742,118 2,678,085 776,901 9,862 3,573 339,849 108,146 195,948 51,214 79,589 3,607,669 XXX

9. 2018 1,982,442 731,982 3,029,922 925,638 11,106 4,290 321,225 71,385 223,686 44,026 95,069 3,791,059 XXX

10. 2019 2,125,671 767,775 3,535,341 815,834 12,992 11,636 422,475 93,521 272,140 41,914 125,255 4,637,939 XXX

11. 2020 2,588,217 760,678 6,977,822 2,718,179 10,299 10,291 577,447 243,001 438,257 83,507 172,734 6,776,386 XXX

12. Totals 20,934,073 10,773,668 29,539,325 14,687,539 54,290 31,201 3,886,099 2,247,682 2,440,788 1,074,447 669,714 28,040,038 XXX

TotalLosses and Loss Expenses Incurred

Loss and Loss Expense Percentage (Incurred /Premiums Earned) Nontabular Discount

34 Net Balance Sheet Reserves After Discount

26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense

Inter-Company Pooling

ParticipationPercentage

35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 86,736 0 XXX 3,880,205 385,478

2. 2011 21,955,313 4,140,143 17,815,170 82.1 63.1 88.2 13,519 0 100.0 320,104 53,085

3. 2012 20,658,846 3,942,976 16,715,870 76.5 51.5 86.4 14,934 0 100.0 312,716 57,008

4. 2013 15,362,062 2,241,673 13,120,389 64.8 42.3 71.3 15,532 0 100.0 294,987 40,401

5. 2014 16,494,413 2,425,818 14,068,595 69.8 50.3 74.9 14,812 0 100.0 346,418 59,844

6. 2015 16,185,994 2,445,753 13,740,241 65.6 38.3 75.2 16,947 0 100.0 624,187 36,310

7. 2016 16,422,269 2,959,810 13,462,459 72.4 56.1 77.3 42,635 0 100.0 2,284,185 326,941

8. 2017 17,743,861 3,868,781 13,875,080 91.7 85.3 93.7 44,193 0 100.0 3,180,750 382,726

9. 2018 15,965,475 3,709,638 12,255,838 76.2 61.8 81.9 63,109 0 100.0 3,291,635 436,315

10. 2019 14,956,305 4,047,695 10,908,610 69.6 66.0 71.0 69,426 0 100.0 4,007,977 560,536

11. 2020 15,085,151 4,544,333 10,540,818 71.2 61.4 76.4 58,094 0 100.0 6,029,088 689,204

12. Totals XXX XXX XXX XXX XXX XXX 439,937 0 XXX 24,572,254 3,027,846

Note: Parts 2 and 4 are gross of all discounting, including tabular discounting. Part 1 is gross of only nontabular discounting, which is reported in Columns 32 and 33 of Part 1. The tabular discount, if any, is reported in the Notes to Financial Statements which will reconcile Part 1 with Parts 2 and 4.

33


SCHEDULE P - PART 2 - SUMMARYYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT

Which Losses Were Incurred

12011

22012

32013

42014

52015

62016

72017

82018

92019

102020

11One Year

12Two Year

1. Prior 43,157,308 44,008,535 44,355,199 44,737,402 47,113,573 48,888,708 48,108,978 47,600,034 46,651,362 46,487,977 (163,385) (1,112,057)

2. 2011 16,044,175 16,062,956 16,188,859 16,262,768 16,528,641 16,677,793 16,595,608 16,608,069 16,609,835 16,658,922 49,087 50,853

3. 2012 XXX 15,208,958 15,079,592 15,086,786 15,491,678 15,822,711 15,627,718 15,607,980 15,672,205 15,605,555 (66,650) (2,425)

4. 2013 XXX XXX 11,989,638 11,776,231 12,080,864 12,403,751 12,142,357 12,140,857 12,169,926 12,141,017 (28,909) 160

5. 2014 XXX XXX XXX 12,593,820 12,658,488 13,284,265 13,154,488 13,155,548 13,151,257 13,106,275 (44,983) (49,273)

6. 2015 XXX XXX XXX XXX 11,842,995 12,841,669 12,700,418 12,696,830 12,906,625 12,991,932 85,307 295,102

7. 2016 XXX XXX XXX XXX XXX 11,900,384 12,619,310 12,784,111 12,806,601 12,855,575 48,974 71,464

8. 2017 XXX XXX XXX XXX XXX XXX 13,026,831 13,203,550 13,080,569 13,238,050 157,481 34,500

9. 2018 XXX XXX XXX XXX XXX XXX XXX 11,360,260 11,545,109 11,676,486 131,377 316,226

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 10,378,517 10,389,001 10,484 XXX

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 9,937,927 XXX XXX

12. Totals 178,783 (395,451)

SCHEDULE P - PART 3 - SUMMARYCUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12

Number ofYears inWhichLossesWere

Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

ClaimsClosedWithLoss

Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 8,928,184 15,447,340 20,791,096 25,253,609 30,013,513 35,210,031 40,241,833 41,379,684 42,176,175 XXX XXX

2. 2011 4,088,109 7,822,260 9,716,986 11,423,004 12,983,431 14,220,072 15,343,188 15,919,783 16,111,608 16,288,054 XXX XXX

3. 2012 XXX 3,602,879 7,081,493 9,225,365 11,056,176 12,535,080 14,069,460 14,675,523 15,106,951 15,250,870 XXX XXX

4. 2013 XXX XXX 1,954,048 5,048,845 6,897,910 8,614,233 10,292,009 11,115,299 11,545,642 11,816,051 XXX XXX

5. 2014 XXX XXX XXX 3,025,108 6,043,986 8,409,287 10,527,636 11,639,017 12,364,651 12,712,811 XXX XXX

6. 2015 XXX XXX XXX XXX 2,851,431 6,356,261 8,977,041 10,674,629 11,681,589 12,329,108 XXX XXX

7. 2016 XXX XXX XXX XXX XXX 3,019,432 6,227,094 7,994,245 9,284,392 10,287,362 XXX XXX

8. 2017 XXX XXX XXX XXX XXX XXX 3,057,795 6,535,443 8,432,351 9,757,388 XXX XXX

9. 2018 XXX XXX XXX XXX XXX XXX XXX 3,428,374 6,713,009 8,046,007 XXX XXX

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 3,302,411 5,962,806 XXX XXX


SCHEDULE P - PART 4 - SUMMARYBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhichLossesWere

Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 28,319,754 19,825,521 15,562,115 12,344,499 11,337,359 9,798,275 5,942,509 2,954,627 2,285,416 1,891,977

2. 2011 8,838,831 5,521,445 4,053,231 2,801,828 2,098,540 1,278,346 486,917 255,308 253,001 132,549

3. 2012 XXX 8,836,213 5,156,803 3,534,885 2,467,693 1,700,999 610,348 320,905 273,688 185,416

4. 2013 XXX XXX 7,470,809 4,508,021 3,171,153 2,174,309 816,017 425,375 173,123 66,431

5. 2014 XXX XXX XXX 7,101,385 4,404,418 2,997,695 1,271,206 616,633 282,867 234,015

6. 2015 XXX XXX XXX XXX 6,622,869 4,194,382 1,774,633 780,671 358,546 365,090

7. 2016 XXX XXX XXX XXX XXX 6,203,544 4,489,982 3,296,507 2,104,562 1,485,165

8. 2017 XXX XXX XXX XXX XXX XXX 6,180,330 4,108,443 2,682,668 2,132,887

9. 2018 XXX XXX XXX XXX XXX XXX XXX 5,429,974 3,300,194 2,354,123

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 4,997,164 3,048,461

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 4,594,089

34


SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS($000 OMITTED)

Premiums Earned Loss and Loss Expense Payments 12Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)

Claims ReportedDirect and Assumed

1. Prior XXX XXX XXX 85 205 192 10 4,097 4,099 353 60 XXX

2. 2011 979,675 166,217 813,458 939,235 574,366 39,691 5,605 12,024 2,326 11,393 408,653 114,691

3. 2012 1,218,200 313,807 904,393 665,109 160,609 49,547 2,182 29,854 1,977 17,798 579,742 88,108

4. 2013 1,140,525 257,748 882,777 382,134 49,337 33,538 1,740 15,188 1,235 13,394 378,548 70,040

5. 2014 1,277,735 297,593 980,142 526,003 37,507 65,791 6,729 11,942 1,122 22,135 558,378 68,961

6. 2015 1,275,469 348,855 926,614 535,849 24,764 44,090 5,023 25,968 188 24,522 575,932 74,257

7. 2016 1,261,861 150,655 1,111,206 656,568 43,053 38,815 2,614 20,720 176 22,907 670,260 92,137

8. 2017 1,192,080 89,657 1,102,423 1,169,418 45,152 67,774 1,886 71,000 879 245,676 1,260,275 115,966

9. 2018 1,238,907 109,301 1,129,607 2,122,253 334,545 47,606 603 39,548 37 111,992 1,874,223 222,683

10. 2019 1,367,158 197,201 1,169,958 943,304 133,610 31,904 776 27,423 39 7,754 868,206 189,648

11. 2020 1,395,066 863,099 531,968 361,520 8,775 17,199 7,961 20,844 25 728 382,802 117,391

12. Totals XXX XXX XXX 8,301,479 1,411,923 436,146 35,129 278,610 12,103 478,652 7,557,080 XXX

Losses Unpaid Defense and Cost Containment Unpaid Adjusting and23 24 25

Case Basis Bulk + IBNR Case Basis Bulk + IBNR Other Unpaid13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,085 496 (161) (109) 0 0 85 0 2 0 132 624 55

2. 2011 2,091 27 (741) (22) 0 0 203 0 (2) 0 190 1,546 18

3. 2012 924 258 120 (33) 0 0 17 0 8 0 267 844 38

4. 2013 973 0 355 (37) 0 0 0 0 5 0 203 1,370 75

5. 2014 23,112 16,361 (194) (41) 0 0 40 0 0 0 1,505 6,638 78

6. 2015 4,699 0 1,257 (35) 0 0 44 0 39 0 1,294 6,074 93

7. 2016 9,057 688 11,621 10,475 0 0 15 11 89 16 2,449 9,592 203

8. 2017 79,282 19,667 168,256 23,591 347 327 1,195 329 6,947 95 10,464 212,017 614

9. 2018 123,849 106,310 317,979 123,078 58 16 1,252 442 4,096 2,967 14,591 214,422 1,767

10. 2019 73,696 2,150 220,752 78,570 175 167 1,203 228 8,884 5,540 22,077 218,053 3,953

11. 2020 238,207 85,912 431,611 405,884 422 422 24,783 21,402 20,307 7,365 36,526 194,345 19,453

12. Totals 556,975 231,870 1,150,855 641,322 1,001 933 28,837 22,411 40,375 15,983 89,698 865,525 26,347




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 537 87

2. 2011 992,501 582,302 410,199 101.3 350.3 50.4 0 0 100.0 1,345 201

3. 2012 745,579 164,993 580,586 61.2 52.6 64.2 0 0 100.0 819 25

4. 2013 432,193 52,275 379,918 37.9 20.3 43.0 0 0 100.0 1,365 5

5. 2014 626,694 61,678 565,016 49.0 20.7 57.6 0 0 100.0 6,598 40

6. 2015 611,946 29,940 582,006 48.0 8.6 62.8 0 0 100.0 5,991 83

7. 2016 736,885 57,033 679,852 58.4 37.9 61.2 0 0 100.0 9,515 77

8. 2017 1,564,218 91,926 1,472,292 131.2 102.5 133.6 0 0 100.0 204,280 7,738

9. 2018 2,656,642 567,998 2,088,645 214.4 519.7 184.9 0 0 100.0 212,440 1,981

10. 2019 1,307,340 221,081 1,086,259 95.6 112.1 92.8 0 0 100.0 213,727 4,326

11. 2020 1,114,894 537,747 577,147 79.9 62.3 108.5 0 0 100.0 178,022 16,323

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 834,639 30,887

35


SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 5,397 1,856 332 279 (166) (1) 0 3,429 XXX

2. 2011 594,309 405,361 188,948 398,627 265,230 17,221 1,748 32,790 2,903 964 178,757 99,643

3. 2012 779,248 461,839 317,409 373,108 213,297 27,331 16,403 40,132 1,581 619 209,290 97,093

4. 2013 413,949 115,347 298,602 244,251 95,810 17,057 4,776 26,491 1,502 654 185,711 64,084

5. 2014 375,891 115,626 260,265 193,690 43,648 20,058 10,099 4,679 593 777 164,087 41,246

6. 2015 455,909 113,015 342,894 220,230 63,708 24,528 9,198 4,258 1,035 722 175,075 31,197

7. 2016 474,493 59,756 414,737 196,882 3,011 16,917 135 5,975 299 1,068 216,329 31,244

8. 2017 446,847 25,373 421,474 184,405 2,045 16,037 310 7,235 417 1,254 204,905 30,401

9. 2018 668,881 83,303 585,578 205,476 3,819 12,317 130 6,234 119 1,401 219,959 13,475

10. 2019 916,392 41,885 874,507 275,182 1,101 9,575 85 639 104 1,310 284,106 5,676

11. 2020 899,297 103,020 796,277 211,129 22,879 4,235 452 2,764 58 383 194,739 2,539

12. Totals XXX XXX XXX 2,508,377 716,404 165,608 43,615 131,031 8,610 9,152 2,036,387 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 12,682 5,713 (208) 259 0 0 81 1 229 17 202 6,794 6

2. 2011 1,663 15 729 334 0 0 65 13 28 10 24 2,113 1

3. 2012 883 91 903 777 0 0 24 6 43 25 34 954 7

4. 2013 2,206 1,044 3,128 1,455 0 0 38 16 91 35 27 2,913 119

5. 2014 448 3,491 508 5,688 0 0 52 43 133 269 54 (8,350) 319

6. 2015 3,161 746 362 5,777 0 0 121 48 363 274 100 (2,838) 209

7. 2016 20,402 4,910 10,012 437 0 0 641 65 721 0 256 26,364 494

8. 2017 37,857 12,362 23,784 351 0 0 458 101 1,378 0 247 50,663 8,551

9. 2018 62,782 9,679 44,691 9,550 0 0 953 95 6,389 0 641 95,491 1,888

10. 2019 107,435 10,877 40,814 276 0 0 361 387 15,037 0 669 152,107 322

11. 2020 155,439 2,093 124,380 29,295 0 0 6,683 1,011 14,839 2 2,376 268,940 616

12. Totals 404,958 51,021 249,103 54,199 0 0 9,477 1,786 39,251 632 4,630 595,151 12,532




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 6,502 292

2. 2011 451,123 270,253 180,870 75.9 66.7 95.7 0 0 100.0 2,043 70

3. 2012 442,424 232,180 210,244 56.8 50.3 66.2 0 0 100.0 918 36

4. 2013 293,262 104,638 188,624 70.8 90.7 63.2 0 0 100.0 2,835 78

5. 2014 219,568 63,831 155,737 58.4 55.2 59.8 0 0 100.0 (8,223) (127)

6. 2015 253,023 80,786 172,237 55.5 71.5 50.2 0 0 100.0 (3,000) 162

7. 2016 251,550 8,857 242,693 53.0 14.8 58.5 0 0 100.0 25,067 1,297

8. 2017 271,154 15,586 255,568 60.7 61.4 60.6 0 0 100.0 48,928 1,735

9. 2018 338,842 23,392 315,450 50.7 28.1 53.9 0 0 100.0 88,244 7,247

10. 2019 449,043 12,830 436,213 49.0 30.6 49.9 0 0 100.0 137,096 15,011

11. 2020 519,469 55,790 463,679 57.8 54.2 58.2 0 0 100.0 248,431 20,509


36


SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX (951) 1,118 615 (720) 2,706 178 520 1,795 XXX

2. 2011 1,214,527 273,973 940,554 778,849 117,639 92,321 8,689 53,362 418 935 797,786 203,617

3. 2012 1,065,146 237,001 828,145 797,785 137,558 98,445 6,299 61,444 771 924 813,046 166,854

4. 2013 1,247,914 338,374 909,540 796,131 44,296 93,466 6,570 58,304 1,953 1,084 895,082 165,959

5. 2014 1,087,591 141,083 946,508 985,147 75,244 116,620 11,320 72,338 10,136 1,147 1,077,406 161,211

6. 2015 1,151,707 173,839 977,868 939,703 89,801 129,095 12,699 68,000 3,331 1,781 1,030,968 175,186

7. 2016 1,005,661 286,075 719,586 683,624 140,815 86,045 17,224 53,776 14,663 1,292 650,742 188,129

8. 2017 694,394 298,567 395,827 434,336 146,781 59,457 14,032 46,399 29,450 622 349,928 156,149

9. 2018 703,124 300,929 402,196 262,074 64,568 33,112 14,375 25,369 3,092 694 238,520 204,357

10. 2019 655,759 262,793 392,966 161,343 49,904 11,025 3,906 16,335 2,268 492 132,625 312,842

11. 2020 766,169 402,797 363,372 78,399 19,955 5,320 976 15,193 1,228 182 76,753 230,328




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 18,234 9,110 7,574 2,583 0 0 205 954 97 (80) 482 13,543 265

2. 2011 9,265 2,737 9,233 736 0 0 967 (188) 513 (364) 121 17,057 91

3. 2012 6,779 1,968 11,712 351 0 0 1,898 850 538 (6) 292 17,764 97

4. 2013 18,361 5,593 18,070 10,215 52 6 2,702 1,859 659 792 958 21,379 168

5. 2014 30,927 13,836 28,956 20,343 40 3 4,668 2,896 1,578 1,349 873 27,742 269

6. 2015 46,079 14,609 30,586 12,627 32 1 7,494 5,303 3,144 2,476 904 52,319 519

7. 2016 143,022 50,447 59,157 6,889 29 0 11,559 3,130 6,772 1,741 955 158,333 1,356

8. 2017 159,837 56,691 87,192 27,266 154 61 16,799 5,524 9,740 3,475 741 180,705 3,781

9. 2018 117,025 34,170 158,945 46,584 112 94 25,734 5,199 12,489 3,272 630 224,986 4,414

10. 2019 99,435 29,566 212,390 57,067 229 194 42,548 12,261 14,874 4,748 289 265,640 13,571

11. 2020 51,868 24,413 394,538 218,556 20 20 53,774 28,707 15,454 6,242 968 237,716 55,797

12. Totals 700,831 243,139 1,018,352 403,217 669 380 168,348 66,494 65,859 23,645 7,213 1,217,184 80,328




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 14,115 (572)

2. 2011 944,510 129,667 814,843 77.8 47.3 86.6 0 0 100.0 15,025 2,032

3. 2012 978,601 147,791 830,810 91.9 62.4 100.3 0 0 100.0 16,172 1,592

4. 2013 987,745 71,284 916,461 79.2 21.1 100.8 0 0 100.0 20,624 756

5. 2014 1,240,274 135,127 1,105,148 114.0 95.8 116.8 0 0 100.0 25,704 2,038

6. 2015 1,224,133 140,846 1,083,287 106.3 81.0 110.8 0 0 100.0 49,429 2,891

7. 2016 1,043,984 234,909 809,075 103.8 82.1 112.4 0 0 100.0 144,843 13,490

8. 2017 813,913 283,280 530,633 117.2 94.9 134.1 0 0 100.0 163,072 17,633

9. 2018 634,861 171,354 463,507 90.3 56.9 115.2 0 0 100.0 195,216 29,771

10. 2019 558,179 159,914 398,265 85.1 60.9 101.3 0 0 100.0 225,192 40,448

11. 2020 614,566 300,097 314,469 80.2 74.5 86.5 0 0 100.0 203,437 34,279

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 1,072,827 144,357

37


SCHEDULE P - PART 1D - WORKERS' COMPENSATION(EXCLUDING EXCESS WORKERS’ COMPENSATION)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 331,887 157,528 44,271 37 63,329 9,507 4,304 272,415 XXX

2. 2011 3,962,335 491,727 3,470,608 2,502,131 (101,896) 387,050 13,497 162,087 (29,725) 66,673 3,169,392 206,053

3. 2012 3,306,440 293,322 3,013,118 1,739,694 (67,475) 331,732 7,166 85,179 (29,896) 51,630 2,246,810 126,310

4. 2013 3,111,574 369,372 2,742,202 1,449,206 (86,008) 257,292 6,241 127,189 (30,045) 44,963 1,943,499 94,548

5. 2014 2,900,366 410,662 2,489,704 1,301,052 (39,812) 256,123 926 174,959 (29,716) 30,545 1,800,736 88,000

6. 2015 2,799,114 379,881 2,419,233 1,271,398 (112,510) 236,346 (2,027) 91,090 (30,056) 17,943 1,743,427 84,321

7. 2016 2,533,658 622,761 1,910,897 831,049 134,726 105,981 13,792 40,512 5,107 7,756 823,917 79,289

8. 2017 1,900,805 771,776 1,129,029 564,844 182,705 79,338 20,680 44,030 5,594 3,193 479,233 76,567

9. 2018 1,888,801 618,254 1,270,547 402,056 135,991 67,236 14,866 46,785 2,843 1,565 362,377 69,235

10. 2019 1,810,439 568,104 1,242,335 348,398 117,745 58,222 18,832 27,478 148 485 297,373 56,100

11. 2020 1,480,948 432,249 1,048,699 125,459 39,542 19,319 5,706 19,184 94 11 118,620 29,313

12. Totals XXX XXX XXX 10,867,174 360,536 1,842,910 99,716 881,822 (126,145) 229,068 13,257,799 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 2,356,197 1,204,625 2,772,902 2,398,638 0 0 348,112 324,105 288,911 139,900 12,850 1,698,854 14,011

2. 2011 279,441 163,932 376,691 392,935 0 0 56,416 52,016 25,244 9,533 4,476 119,376 1,525

3. 2012 549,362 466,424 191,776 185,372 0 0 56,370 49,491 39,533 10,331 6,133 125,423 1,511

4. 2013 432,948 313,145 259,448 240,837 0 0 44,507 51,704 26,040 8,922 7,882 148,335 1,367

5. 2014 269,413 215,526 512,229 473,824 0 0 49,324 54,717 24,852 9,437 9,743 102,314 1,223

6. 2015 372,315 338,600 284,125 323,801 0 0 36,015 57,293 24,568 10,003 12,292 (12,674) 1,394

7. 2016 255,331 136,034 450,925 177,545 0 0 50,105 8,681 24,326 3,027 11,100 455,400 1,541

8. 2017 362,550 238,419 460,096 193,263 0 0 55,220 13,907 25,479 5,175 8,781 452,581 1,794

9. 2018 217,558 51,618 527,098 151,460 0 0 59,281 6,966 36,683 5,889 10,652 624,687 3,002

10. 2019 243,978 37,341 595,685 179,377 0 0 91,526 172 42,788 1,970 12,575 755,117 5,740

11. 2020 175,448 36,510 543,100 44,415 13 13 85,477 8,205 74,006 3,381 9,255 785,520 11,346

12. Totals 5,514,541 3,202,174 6,974,075 4,761,467 13 13 932,353 627,257 632,430 207,568 105,739 5,254,933 44,454




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 86,736 0 XXX 1,439,100 173,018

2. 2011 3,789,060 500,292 3,288,768 95.6 101.7 94.8 13,519 0 100.0 85,746 20,111

3. 2012 2,993,646 621,413 2,372,233 90.5 211.9 78.7 14,934 0 100.0 74,408 36,081

4. 2013 2,596,630 504,796 2,091,834 83.5 136.7 76.3 15,532 0 100.0 122,882 9,921

5. 2014 2,587,952 684,902 1,903,050 89.2 166.8 76.4 14,812 0 100.0 77,480 10,022

6. 2015 2,315,857 585,104 1,730,753 82.7 154.0 71.5 16,947 0 100.0 (22,908) (6,713)

7. 2016 1,758,229 478,912 1,279,317 69.4 76.9 66.9 42,635 0 100.0 350,042 62,723

8. 2017 1,591,557 659,743 931,814 83.7 85.5 82.5 44,193 0 100.0 346,771 61,617

9. 2018 1,356,697 369,633 987,064 71.8 59.8 77.7 63,109 0 100.0 478,469 83,109

10. 2019 1,408,075 355,585 1,052,490 77.8 62.6 84.7 69,426 0 100.0 553,519 132,172

11. 2020 1,042,006 137,866 904,140 70.4 31.9 86.2 58,094 0 100.0 579,529 147,897

12. Totals XXX XXX XXX XXX XXX XXX 439,937 0 XXX 4,085,038 729,958

38


SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 11,628 7,439 6,230 3,336 2,665 1,292 12 8,456 XXX

2. 2011 654,033 132,555 521,478 617,901 137,084 57,358 9,331 27,270 3,129 8,660 552,984 24,099

3. 2012 927,067 318,314 608,753 536,983 141,639 64,027 9,578 34,703 1,512 3,336 482,984 26,817

4. 2013 912,852 135,189 777,663 411,040 98,665 52,733 4,007 27,327 1,847 4,031 386,581 44,430

5. 2014 996,893 77,806 919,087 433,176 43,922 53,141 1,379 23,921 2,335 5,245 462,602 56,171

6. 2015 1,024,757 264,819 759,938 367,654 42,466 42,240 2,479 21,599 2,053 3,377 384,495 45,870

7. 2016 1,257,371 532,687 724,684 434,100 93,247 55,192 2,954 28,919 6,383 4,985 415,628 48,229

8. 2017 860,372 161,938 698,434 368,936 95,142 50,596 6,889 17,822 1,844 3,751 333,479 63,648

9. 2018 844,046 112,318 731,728 366,758 33,312 36,149 5,942 18,665 805 5,260 381,513 62,737

10. 2019 965,118 333,116 632,002 397,970 159,859 19,489 1,724 14,342 641 1,514 269,577 58,313

11. 2020 1,317,591 556,173 761,418 250,640 6,097 19,238 8,714 7,088 182 123 261,973 45,347




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 14,301 722 13,155 2,450 2 0 5,647 2,633 4,584 3,570 0 28,314 747

2. 2011 632 496 2,149 39 0 0 2,042 810 953 820 0 3,611 101

3. 2012 620 2,297 2,877 31 0 0 2,847 956 1,166 976 91 3,249 134

4. 2013 1,927 1,491 4,806 58 139 46 2,509 1,000 1,672 1,007 205 7,450 218

5. 2014 4,320 2,009 4,651 75 82 1 3,614 546 2,136 1,513 406 10,660 223

6. 2015 9,193 3,746 10,216 114 118 0 4,797 1,048 2,861 1,790 471 20,487 273

7. 2016 54,828 5,427 9,017 122 451 1 16,234 506 5,860 238 1,233 80,096 731

8. 2017 112,412 22,449 39,475 4,150 1,191 366 26,580 771 9,107 606 2,257 160,423 1,197

9. 2018 109,202 29,232 31,206 3,038 2,990 1,499 22,594 2,232 8,142 980 4,706 137,154 1,875

10. 2019 157,160 73,806 65,754 19,147 3,377 3,139 26,129 5,456 10,202 2,477 3,289 158,596 4,140

11. 2020 146,756 10,386 215,844 104,787 3,890 3,889 26,369 4,489 19,321 6,740 3,648 281,889 17,177

12. Totals 611,349 152,061 399,150 134,011 12,240 8,941 139,363 20,447 66,004 20,717 16,306 891,929 26,816




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 24,284 4,030

2. 2011 708,304 151,709 556,595 108.3 114.5 106.7 0 0 100.0 2,246 1,365

3. 2012 643,223 156,989 486,233 69.4 49.3 79.9 0 0 100.0 1,169 2,080

4. 2013 502,152 108,121 394,031 55.0 80.0 50.7 0 0 100.0 5,184 2,266

5. 2014 525,042 51,780 473,262 52.7 66.6 51.5 0 0 100.0 6,887 3,773

6. 2015 458,678 53,696 404,982 44.8 20.3 53.3 0 0 100.0 15,550 4,937

7. 2016 604,602 108,878 495,724 48.1 20.4 68.4 0 0 100.0 58,296 21,800

8. 2017 626,119 132,218 493,902 72.8 81.6 70.7 0 0 100.0 125,287 35,136

9. 2018 595,706 77,040 518,667 70.6 68.6 70.9 0 0 100.0 108,137 29,016

10. 2019 694,423 266,250 428,173 72.0 79.9 67.7 0 0 100.0 129,960 28,636

11. 2020 689,146 145,284 543,862 52.3 26.1 71.4 0 0 100.0 247,427 34,462


39


SCHEDULE P - PART 1F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 915 50 765 499 192 129 0 1,193 XXX

2. 2011 83,683 21,625 62,058 36,437 4,391 20,449 4,170 2,589 35 7 50,879 2,012

3. 2012 96,132 18,149 77,983 39,181 3,704 22,047 5,443 3,778 99 1 55,760 1,684

4. 2013 86,527 16,773 69,754 43,756 7,559 19,346 4,891 3,155 39 0 53,768 1,282

5. 2014 82,770 16,601 66,169 44,493 3,598 19,737 1,794 4,127 165 0 62,800 854

6. 2015 120,769 19,244 101,525 34,341 4,474 17,235 1,264 3,024 99 0 48,763 719

7. 2016 45,011 3,921 41,090 29,144 1,337 9,549 259 2,081 116 0 39,062 542

8. 2017 43,790 4,122 39,668 13,542 107 5,186 221 955 120 0 19,236 484

9. 2018 34,317 7,187 27,130 4,560 35 1,553 24 491 7 0 6,537 251

10. 2019 60,426 17,451 42,975 1,508 0 286 3 343 5 0 2,130 179

11. 2020 15,345 8,796 6,549 0 0 30 0 261 0 0 291 65

12. Totals XXX XXX XXX 247,876 25,255 116,183 18,568 20,997 814 8 340,419 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 3,448 2,024 1,174 321 4 2 29 17 230 105 0 2,416 80

2. 2011 3,103 906 3,724 2,935 0 0 559 97 184 19 0 3,613 25

3. 2012 3,055 2,019 3,875 2,657 0 0 400 119 16 16 0 2,535 61

4. 2013 5,399 1,892 8,321 6,304 0 0 947 40 606 65 0 6,972 53

5. 2014 7,315 2,439 7,837 4,734 0 0 1,414 37 783 50 0 10,089 84

6. 2015 9,215 2,257 11,463 5,250 0 0 1,853 65 854 40 0 15,773 65

7. 2016 7,578 1,176 7,168 3,394 0 0 2,247 592 1,067 47 0 12,851 95

8. 2017 9,125 965 7,973 3,050 39 0 4,058 866 788 45 0 17,057 126

9. 2018 7,138 178 5,889 2,376 12 1 3,229 1,171 517 30 0 13,029 97

10. 2019 7,479 11 35,051 8,147 136 120 3,425 2,010 280 32 0 36,050 41

11. 2020 2,588 0 9,313 6,903 0 0 2,982 2,001 421 13 0 6,387 43

12. Totals 65,443 13,867 101,788 46,072 190 123 21,143 7,015 5,746 462 0 126,772 770




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 67,045 12,553 54,492 80.1 58.0 87.8 0 0 100.0 2,986 627

3. 2012 72,352 14,057 58,295 75.3 77.5 74.8 0 0 100.0 2,254 281

4. 2013 81,530 20,790 60,740 94.2 123.9 87.1 0 0 100.0 5,524 1,448

5. 2014 85,706 12,817 72,889 103.5 77.2 110.2 0 0 100.0 7,979 2,110

6. 2015 77,985 13,449 64,536 64.6 69.9 63.6 0 0 100.0 13,171 2,602

7. 2016 58,834 6,921 51,912 130.7 176.5 126.3 0 0 100.0 10,176 2,675

8. 2017 41,666 5,374 36,292 95.1 130.4 91.5 0 0 100.0 13,083 3,974

9. 2018 23,389 3,823 19,566 68.2 53.2 72.1 0 0 100.0 10,473 2,556

10. 2019 48,509 10,328 38,180 80.3 59.2 88.8 0 0 100.0 34,372 1,679

11. 2020 15,595 8,917 6,678 101.6 101.4 102.0 0 0 100.0 4,998 1,389


40


SCHEDULE P - PART 1F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 9,350 24 3,553 147 1,848 955 0 13,625 XXX

2. 2011 402,032 31,399 370,633 302,784 16,655 84,011 13,042 27,676 1,881 11 382,893 5,713

3. 2012 441,132 86,387 354,745 287,746 29,400 68,718 10,554 31,394 740 0 347,164 4,870

4. 2013 353,662 40,416 313,246 278,268 12,558 69,135 2,528 39,335 1,360 0 370,292 4,085

5. 2014 338,526 34,347 304,179 251,943 6,214 78,013 5,728 38,848 898 0 355,964 3,840

6. 2015 316,772 27,469 289,303 245,863 7,652 66,622 6,040 38,211 538 2 336,466 3,350

7. 2016 253,700 37,029 216,671 91,147 5,354 36,182 1,944 7,575 516 0 127,090 2,468

8. 2017 170,443 80,733 89,710 39,152 6,818 15,609 2,227 6,366 994 0 51,088 1,834

9. 2018 127,531 60,652 66,879 33,120 7,303 8,270 1,642 5,825 749 0 37,521 955

10. 2019 118,279 49,023 69,256 20,855 7,805 2,176 768 2,634 346 0 16,746 400

11. 2020 46,761 12,228 34,533 371 276 145 9 2,227 120 0 2,338 271

12. Totals XXX XXX XXX 1,560,599 100,059 432,434 44,629 201,939 9,097 13 2,041,187 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 11,050 9,314 14,827 13,915 0 0 1,153 156 1,606 1,385 664 3,866 101

2. 2011 7,046 6,660 11,602 9,720 0 0 621 262 1,131 991 269 2,767 106

3. 2012 5,194 8,348 13,656 10,065 0 0 2,079 308 1,294 1,019 252 2,483 173

4. 2013 20,828 14,054 14,232 18,796 0 0 2,738 356 2,637 2,250 253 4,979 227

5. 2014 19,192 19,158 27,015 25,357 0 0 3,029 369 3,282 2,753 259 4,881 155

6. 2015 39,929 36,497 35,748 34,675 0 0 4,931 332 6,342 4,161 223 11,285 198

7. 2016 31,521 2,986 36,085 4,936 0 0 3,520 375 6,316 405 155 68,740 244

8. 2017 15,062 6,759 43,637 15,771 0 0 5,379 359 4,468 1,170 98 44,487 392

9. 2018 26,739 7,673 27,687 9,149 0 0 4,800 327 4,342 994 95 45,425 317

10. 2019 2,644 1,807 51,671 16,472 0 0 7,315 500 4,165 965 107 46,051 186

11. 2020 191 11 39,844 12,612 0 0 3,346 577 2,483 874 136 31,790 207

12. Totals 179,396 113,267 316,004 171,468 0 0 38,911 3,921 38,066 16,967 2,511 266,754 2,306




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 434,871 49,211 385,660 108.2 156.7 104.1 0 0 100.0 2,268 499

3. 2012 410,081 60,434 349,647 93.0 70.0 98.6 0 0 100.0 437 2,046

4. 2013 427,173 51,902 375,271 120.8 128.4 119.8 0 0 100.0 2,210 2,769

5. 2014 421,322 60,477 360,845 124.5 176.1 118.6 0 0 100.0 1,692 3,189

6. 2015 437,646 89,895 347,751 138.2 327.3 120.2 0 0 100.0 4,505 6,780

7. 2016 212,346 16,516 195,830 83.7 44.6 90.4 0 0 100.0 59,684 9,056

8. 2017 129,673 34,098 95,575 76.1 42.2 106.5 0 0 100.0 36,169 8,318

9. 2018 110,783 27,837 82,946 86.9 45.9 124.0 0 0 100.0 37,604 7,821

10. 2019 91,460 28,663 62,797 77.3 58.5 90.7 0 0 100.0 36,036 10,015

11. 2020 48,607 14,479 34,128 103.9 118.4 98.8 0 0 100.0 27,412 4,378


41


SCHEDULE P - PART 1G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 10,828 1,188 1,185 227 1,603 425 76 11,776 XXX

2. 2011 1,453,871 1,021,636 432,235 499,879 199,863 29,826 14,071 34,268 7,556 15,790 342,483 XXX

3. 2012 1,913,549 1,391,517 522,032 522,174 172,881 36,414 20,640 29,429 3,111 19,525 391,385 XXX

4. 2013 1,707,652 1,090,755 616,897 513,584 186,192 44,522 18,498 34,836 4,031 19,605 384,221 XXX

5. 2014 1,624,165 887,182 736,983 591,078 173,090 29,752 3,739 23,958 3,161 21,600 464,798 XXX

6. 2015 2,019,032 1,357,018 662,014 635,162 206,591 27,279 5,707 20,978 2,593 14,057 468,528 XXX

7. 2016 1,398,148 777,574 620,574 434,260 102,160 20,937 3,733 21,279 2,461 9,614 368,122 XXX

8. 2017 990,154 487,076 503,078 350,759 108,494 18,279 5,495 18,405 2,167 8,985 271,287 XXX

9. 2018 1,213,589 719,950 493,639 365,195 98,707 12,624 4,330 11,643 2,357 9,257 284,068 XXX

10. 2019 1,369,597 854,913 514,684 469,364 262,312 13,178 5,370 12,219 1,513 3,809 225,567 XXX

11. 2020 1,426,452 853,839 572,613 243,459 110,205 4,342 1,314 6,372 751 1,636 141,903 XXX




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 74,414 69,609 8,144 47 0 0 799 451 285 2 291 13,533 553

2. 2011 4,439 2,815 309 19 0 0 107 34 224 6 119 2,205 143

3. 2012 6,502 4,131 308 323 0 0 115 81 136 9 281 2,517 92

4. 2013 19,277 11,499 363 1,891 0 0 196 32 754 596 1,384 6,572 135

5. 2014 12,331 7,839 1,881 264 0 0 440 188 338 22 2,199 6,677 247

6. 2015 18,862 8,803 3,544 547 0 0 497 248 721 162 3,586 13,864 612

7. 2016 21,672 5,722 25,718 21,337 0 0 1,068 366 1,041 110 4,101 21,964 1,097

8. 2017 45,764 19,672 29,085 13,817 12 0 3,402 366 2,952 363 5,885 46,997 1,466

9. 2018 88,770 32,201 26,107 7,453 58 29 3,137 893 4,861 1,892 9,983 80,465 1,627

10. 2019 183,738 89,913 39,247 2,583 75 70 5,407 1,250 9,361 3,256 11,734 140,757 3,647

11. 2020 186,893 71,059 137,376 77,170 325 323 17,137 8,979 30,910 13,074 18,558 202,037 7,731

12. Totals 662,662 323,263 272,082 125,451 470 422 32,305 12,889 51,584 19,492 58,121 537,588 17,350




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 569,052 224,364 344,688 39.1 22.0 79.7 0 0 100.0 1,914 291

3. 2012 595,078 201,176 393,902 31.1 14.5 75.5 0 0 100.0 2,356 161

4. 2013 613,532 222,739 390,793 35.9 20.4 63.3 0 0 100.0 6,250 322

5. 2014 659,778 188,303 471,475 40.6 21.2 64.0 0 0 100.0 6,109 568

6. 2015 707,043 224,651 482,392 35.0 16.6 72.9 0 0 100.0 13,056 808

7. 2016 525,975 135,889 390,086 37.6 17.5 62.9 0 0 100.0 20,331 1,633

8. 2017 468,658 150,375 318,283 47.3 30.9 63.3 0 0 100.0 41,360 5,637

9. 2018 512,395 147,862 364,533 42.2 20.5 73.8 0 0 100.0 75,223 5,242

10. 2019 732,590 366,266 366,324 53.5 42.8 71.2 0 0 100.0 130,490 10,268

11. 2020 626,815 282,875 343,939 43.9 33.1 60.1 0 0 100.0 176,040 25,996


42


SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 378,970 63,566 141,350 29,801 63,216 10,494 1,305 479,674 XXX

2. 2011 4,380,656 889,225 3,491,431 2,910,744 109,823 531,727 40,734 263,877 (23,258) 6,294 3,579,049 196,190

3. 2012 3,860,165 792,125 3,068,039 2,419,656 226,195 373,645 26,738 219,297 (39,311) 7,779 2,798,976 178,645

4. 2013 2,959,877 320,877 2,639,000 1,915,239 86,019 342,301 15,644 192,787 (32,117) 3,009 2,380,782 142,724

5. 2014 3,610,227 612,284 2,997,943 2,340,674 106,444 311,684 21,005 261,422 (23,549) 5,583 2,809,879 108,973

6. 2015 3,237,907 818,771 2,419,135 2,343,593 208,837 310,268 23,822 161,974 (54,766) 7,040 2,637,941 108,083

7. 2016 3,424,064 1,120,341 2,303,723 1,465,376 326,573 174,022 33,771 138,164 12,783 4,834 1,404,434 133,731

8. 2017 2,475,330 832,383 1,642,947 813,310 305,204 108,525 44,771 99,741 24,257 3,366 647,344 144,264

9. 2018 2,294,981 810,042 1,484,938 399,675 134,610 56,156 17,598 70,249 24,067 907 349,806 130,269

10. 2019 2,193,576 695,978 1,497,599 419,494 154,529 30,251 8,601 32,799 2,759 2,887 316,656 123,378

11. 2020 2,515,128 861,991 1,653,136 197,454 35,798 8,716 3,201 31,099 1,110 50 197,160 78,945

12. Totals XXX XXX XXX 15,604,184 1,757,598 2,388,645 265,688 1,534,626 (97,530) 43,054 17,601,700 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 2,942,772 2,410,922 3,682,894 2,593,483 408 166 649,327 573,807 314,263 312,264 3,934 1,699,020 14,272

2. 2011 243,263 208,552 346,758 273,156 63 13 60,535 50,106 37,974 30,242 9,606 126,523 779

3. 2012 62,789 109,497 365,916 294,683 151 39 60,460 61,108 29,787 31,768 1,926 22,008 941

4. 2013 95,357 81,217 355,805 352,694 199 35 70,986 65,739 43,050 34,756 2,735 30,956 886

5. 2014 214,506 236,343 302,326 162,398 888 193 82,895 66,517 45,135 35,046 2,966 145,253 1,274

6. 2015 230,074 239,236 347,027 53,564 1,185 61 96,472 91,867 60,670 49,962 5,188 300,738 1,999

7. 2016 640,716 330,356 926,901 378,434 2,100 362 189,107 78,400 60,547 16,851 8,423 1,014,967 2,975

8. 2017 458,811 145,725 1,062,104 426,427 4,740 1,401 162,549 60,960 70,557 21,016 8,890 1,103,232 3,567

9. 2018 395,976 115,161 894,824 368,067 4,630 1,441 136,728 35,511 77,312 14,796 8,758 974,494 4,615

10. 2019 349,022 162,830 968,867 300,054 4,070 3,487 161,317 45,026 69,019 10,815 6,444 1,030,083 8,883

11. 2020 168,997 67,155 1,666,845 629,515 1,701 1,696 222,046 97,779 87,699 22,698 11,386 1,328,445 18,262

12. Totals 5,802,282 4,106,994 10,920,265 5,832,475 20,135 8,894 1,892,421 1,226,821 896,013 580,214 70,256 7,775,718 58,453




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 1,621,260 77,760

2. 2011 4,394,942 689,370 3,705,572 100.3 77.5 106.1 0 0 100.0 108,312 18,211

3. 2012 3,531,702 710,718 2,820,984 91.5 89.7 91.9 0 0 100.0 24,525 (2,517)

4. 2013 3,015,723 603,986 2,411,738 101.9 188.2 91.4 0 0 100.0 17,251 13,705

5. 2014 3,559,529 604,397 2,955,131 98.6 98.7 98.6 0 0 100.0 118,091 27,162

6. 2015 3,551,262 612,583 2,938,679 109.7 74.8 121.5 0 0 100.0 284,301 16,437

7. 2016 3,596,932 1,177,531 2,419,401 105.0 105.1 105.0 0 0 100.0 858,826 156,141

8. 2017 2,780,338 1,029,761 1,750,576 112.3 123.7 106.6 0 0 100.0 948,763 154,469

9. 2018 2,035,550 711,251 1,324,299 88.7 87.8 89.2 0 0 100.0 807,572 166,922

10. 2019 2,034,839 688,100 1,346,739 92.8 98.9 89.9 0 0 100.0 855,004 175,079

11. 2020 2,384,556 858,952 1,525,605 94.8 99.6 92.3 0 0 100.0 1,139,172 189,273


43


SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 86,943 61,150 4,072 562 22,093 6,878 538 44,518 XXX

2. 2011 3,955,869 492,696 3,463,173 2,547,865 117,454 180,566 13,747 162,709 4,896 3,639 2,755,043 31,907

3. 2012 3,488,597 299,221 3,189,376 2,391,203 (8,640) 149,801 51,412 146,194 5,557 4,432 2,638,869 29,859

4. 2013 3,685,045 430,907 3,254,138 2,060,823 44,727 80,666 12,585 173,568 7,752 634 2,249,993 29,505

5. 2014 3,945,077 705,629 3,239,448 2,008,897 (114,805) 108,845 16,448 161,023 2,729 566 2,374,393 27,036

6. 2015 3,780,895 480,699 3,300,196 2,003,161 (153,119) 78,519 747 126,567 14,753 114 2,345,866 25,660

7. 2016 3,535,525 394,292 3,141,233 2,394,225 101,074 56,341 4,823 135,293 9,007 0 2,470,954 27,632

8. 2017 3,277,204 267,148 3,010,056 1,602,096 104,695 34,853 6,044 106,931 20,824 231 1,612,316 25,554

9. 2018 3,048,601 331,434 2,717,167 1,002,426 95,423 29,581 4,363 66,894 12,670 0 986,446 22,614

10. 2019 3,272,920 385,797 2,887,123 731,130 109,397 22,059 7,402 55,472 3,819 13 688,042 27,793

11. 2020 3,039,123 390,641 2,648,482 425,610 59,404 4,796 2,075 35,736 1,609 0 403,056 24,319

12. Totals XXX XXX XXX 17,254,378 416,760 750,101 120,208 1,192,481 90,495 10,167 18,569,497 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 322,086 9,054 26,767 1,817 25 0 43,868 13,333 30,716 19,295 2,221 379,964 1,367

2. 2011 68,294 16,954 54,899 37,893 0 0 8,314 6,043 10,064 5,729 645 74,952 347

3. 2012 241,409 134,913 104,706 47,865 0 0 9,297 6,850 12,524 5,055 778 173,253 407

4. 2013 84,657 27,257 142,540 127,374 62 11 8,095 9,730 15,161 12,083 699 74,060 444

5. 2014 203,350 140,933 207,866 208,527 0 0 11,368 13,601 20,673 17,777 1,887 62,419 532

6. 2015 256,390 185,321 261,227 239,748 232 0 29,216 24,767 21,052 21,983 2,428 96,297 1,021

7. 2016 316,086 53,905 314,532 65,149 155 19 23,238 6,345 26,313 6,509 2,715 548,397 1,602

8. 2017 404,795 57,883 536,612 19,794 775 99 39,145 12,808 45,927 11,106 3,609 925,562 2,517

9. 2018 378,709 50,505 780,461 27,776 1,757 687 42,116 12,495 50,951 7,311 4,480 1,155,221 3,794

10. 2019 350,782 49,554 1,015,027 53,386 3,432 3,200 45,961 10,183 63,479 8,063 4,335 1,354,294 10,351

11. 2020 147,612 26,293 1,434,921 176,114 2,308 2,308 59,595 34,726 77,786 10,586 5,809 1,472,195 18,230

12. Totals 2,774,170 752,573 4,879,557 1,005,443 8,746 6,325 320,213 150,881 374,647 125,497 29,606 6,316,615 40,612




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 3,032,711 202,716 2,829,995 76.7 41.1 81.7 0 0 100.0 68,346 6,606

3. 2012 3,055,135 243,012 2,812,123 87.6 81.2 88.2 0 0 100.0 163,337 9,916

4. 2013 2,565,572 241,519 2,324,053 69.6 56.0 71.4 0 0 100.0 72,566 1,494

5. 2014 2,722,022 285,210 2,436,812 69.0 40.4 75.2 0 0 100.0 61,756 663

6. 2015 2,776,364 334,200 2,442,164 73.4 69.5 74.0 0 0 100.0 92,548 3,750

7. 2016 3,266,182 246,831 3,019,351 92.4 62.6 96.1 0 0 100.0 511,564 36,832

8. 2017 2,771,134 233,256 2,537,878 84.6 87.3 84.3 0 0 100.0 863,728 61,834

9. 2018 2,352,896 211,229 2,141,667 77.2 63.7 78.8 0 0 100.0 1,080,890 74,331

10. 2019 2,287,341 245,005 2,042,336 69.9 63.5 70.7 0 0 100.0 1,262,868 91,426

11. 2020 2,188,365 313,115 1,875,251 72.0 80.2 70.8 0 0 100.0 1,380,126 92,069


44


SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 1,024,835 418,127 41,125 14,168 18,319 10,656 113,860 641,328 XXX

2. 2019 5,870,456 2,480,196 3,390,260 3,097,449 1,172,645 24,646 9,889 116,001 13,057 20,313 2,042,504 XXX

3. 2020 5,342,052 2,692,973 2,649,079 1,429,528 351,265 21,138 10,285 121,522 6,476 7,491 1,204,162 XXX




Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 999,034 529,574 209,538 218,417 1,349 1,241 24,015 18,698 24,014 16,981 99,267 473,038 4,580

2. 2019 476,750 296,535 85,733 63,476 314 216 13,170 9,581 16,851 1,367 39,108 221,643 4,794

3. 2020 1,099,014 430,999 1,579,481 901,680 1,165 1,165 36,191 20,464 65,369 4,965 47,550 1,421,947 16,182

4. Totals 2,574,798 1,257,108 1,874,752 1,183,573 2,828 2,621 73,376 48,744 106,233 23,313 185,925 2,116,628 25,556




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2019 3,830,914 1,566,766 2,264,148 65.3 63.2 66.8 0 0 100.0 202,472 19,172

3. 2020 4,353,408 1,727,299 2,626,108 81.5 64.1 99.1 0 0 100.0 1,345,816 76,131


45


SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX (1,985) 1,383 2,640 322 549 174 6,224 (675) XXX

2. 2019 638,383 20,034 618,349 366,811 23,253 8,467 992 7,910 196 30,850 358,747 268,382

3. 2020 681,936 19,735 662,201 285,897 14,287 8,068 396 3,822 87 13,102 283,017 216,245

4. Totals XXX XXX XXX 650,723 38,923 19,175 1,710 12,281 457 50,176 641,089 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 9,454 882 2,997 84 21 18 375 373 342 18 6,910 11,814 1,928

2. 2019 5,125 353 574 41 0 0 674 389 1,090 8 6,262 6,672 5,418

3. 2020 40,586 2,855 12,189 30,197 1 1 4,254 754 6,531 3,270 22,200 26,484 38,494

4. Totals 55,165 4,090 15,760 30,322 22 19 5,303 1,516 7,963 3,296 35,372 44,970 45,840




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2019 390,651 25,232 365,419 61.2 125.9 59.1 0 0 100.0 5,305 1,367

3. 2020 361,348 51,847 309,501 53.0 262.7 46.7 0 0 100.0 19,723 6,761


46


SCHEDULE P - PART 1K - FIDELITY/SURETY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 92,688 27,429 7,364 2,567 4,995 888 3,184 74,163 XXX

2. 2019 281,345 48,624 232,721 93,257 13,062 1,709 1,006 6,634 129 289 87,403 XXX

3. 2020 314,121 39,066 275,055 29,167 195 167 52 2,608 135 17 31,560 XXX

4. Totals XXX XXX XXX 215,112 40,686 9,240 3,625 14,237 1,152 3,490 193,126 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 138,662 59,291 101,244 55,445 0 0 8,784 5,505 13,319 13,313 24,430 128,456 705

2. 2019 17,251 5,080 52,794 8,544 0 0 2,689 1,105 5,541 348 16,468 63,198 791

3. 2020 20,044 150 85,320 19,576 0 0 2,944 1,211 9,913 1,481 11,970 95,803 882

4. Totals 175,957 64,521 239,358 83,565 0 0 14,417 7,821 28,773 15,142 52,868 287,457 2,378




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2019 179,875 29,274 150,601 63.9 60.2 64.7 0 0 100.0 56,421 6,777

3. 2020 150,163 22,800 127,363 47.8 58.4 46.3 0 0 100.0 85,638 10,165


47


SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 65,834 13,465 1,344 79 4,135 (1,819) 3 59,588 XXX

2. 2019 1,529,689 116,683 1,413,006 565,222 23,083 13,753 101 10,523 19 0 566,295 XXX

3. 2020 1,451,705 77,159 1,374,546 371,813 4,131 10,473 123 2,552 28 0 380,556 XXX

4. Totals XXX XXX XXX 1,002,869 40,679 25,570 303 17,210 (1,772) 3 1,006,439 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 36,652 2,808 28,925 3,271 0 0 (1,365) (219) (2,063) 13 2,318 56,276 3,234

2. 2019 31,070 2,317 36,666 11,590 0 0 234 768 5,097 1,107 1,340 57,285 10,164

3. 2020 116,613 817 152,260 30,914 0 0 12,834 4,270 5,253 (520) 1,446 251,479 99,566

4. Totals 184,335 5,942 217,851 45,775 0 0 11,703 4,819 8,287 600 5,104 365,040 112,964




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 59,498 (3,222)

2. 2019 662,565 38,985 623,580 43.3 33.4 44.1 0 0 100.0 53,829 3,456

3. 2020 671,798 39,763 632,035 46.3 51.5 46.0 0 0 100.0 237,142 14,337


48


SCHEDULE P - PART 1M - INTERNATIONAL($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 0 0 0 0 0 0 0 0 XXX

2. 2011 1,146 1,146 0 0 0 0 0 0 0 0 0 XXX

3. 2012 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2013 861 861 0 0 0 0 0 0 0 0 0 XXX

5. 2014 8,052 636 7,416 0 0 0 0 0 0 0 0 XXX

6. 2015 0 0 0 0 0 0 0 0 0 0 0 XXX

7. 2016 2,000 2,000 0 0 0 0 0 0 0 0 0 XXX

8. 2017 0 0 0 0 0 0 0 0 0 0 0 XXX

9. 2018 0 0 0 0 0 0 0 0 0 0 0 XXX

10. 2019 0 0 0 0 0 0 0 0 0 0 0 XXX

11. 2020 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals XXX XXX XXX 0 0 0 0 0 0 0 0 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0 0 0 0

3. 2012 0 0 0 0 0 0 0 0 0 0 0 0 0

4. 2013 0 0 0 0 0 0 0 0 0 0 0 0 0

5. 2014 0 0 0 0 0 0 0 0 0 0 0 0 0

6. 2015 0 0 0 0 0 0 0 0 0 0 0 0 0

7. 2016 0 0 0 0 0 0 0 0 0 0 0 0 0

8. 2017 0 0 0 0 0 0 0 0 0 0 0 0 0

9. 2018 0 0 0 0 0 0 0 0 0 0 0 0 0

10. 2019 0 0 0 0 0 0 0 0 0 0 0 0 0

11. 2020 1 0 1 0 0 0 0 0 0 1 0 1 0

12. Totals 1 0 1 0 0 0 0 0 0 1 0 1 0




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

3. 2012 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

4. 2013 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

5. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

6. 2015 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

7. 2016 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

8. 2017 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

9. 2018 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

10. 2019 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

11. 2020 2 1 1 0.0 0.0 0.0 0 0 100.0 2 (1)

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 2 (1)

49


SCHEDULE P - PART 1N - REINSURANCE - NONPROPORTIONAL ASSUMED PROPERTY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2011 43,842 20,420 23,422 17,881 0 265 0 0 0 0 18,146 XXX

3. 2012 120,117 1,554 118,563 103,547 0 0 15 0 0 0 103,532 XXX

4. 2013 138,577 304 138,273 58,902 0 0 0 0 0 0 58,902 XXX

5. 2014 131,573 0 131,573 17,943 0 13 0 1 0 0 17,957 XXX

6. 2015 67,271 0 67,271 33,789 0 51 0 5 0 0 33,845 XXX

7. 2016 42,616 68 42,548 21,724 0 447 17 85 0 0 22,239 XXX

8. 2017 8,105 893 7,212 54,737 2 2,429 1 191 0 0 57,354 XXX

9. 2018 29,945 493 29,452 3,086 0 0 0 31 0 0 3,117 XXX

10. 2019 156 0 156 18,526 0 300 0 16 0 0 18,842 XXX

11. 2020 14,331 0 14,331 26,961 0 0 0 0 0 0 26,961 XXX

12. Totals XXX XXX XXX 357,096 2 3,505 33 329 0 0 360,895 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 2 0 0 0 0 0 0 0 0 0 0 2 XXX

2. 2011 135 0 292 0 0 0 0 0 0 0 0 427 XXX

3. 2012 25 0 0 0 0 0 0 0 0 0 0 25 XXX

4. 2013 774 0 474 0 0 0 0 0 0 0 0 1,248 XXX

5. 2014 304 0 1,377 0 0 0 0 0 0 0 0 1,681 XXX

6. 2015 367 0 1,896 0 0 0 56 0 0 0 0 2,319 XXX

7. 2016 8,375 0 951 0 0 0 330 0 0 0 0 9,656 XXX

8. 2017 9,565 0 817 0 0 0 529 0 0 0 0 10,911 XXX

9. 2018 7,625 0 19,669 0 0 0 169 0 0 0 0 27,463 XXX

10. 2019 50 0 3,761 0 0 0 0 0 0 0 0 3,811 XXX

11. 2020 (4,506) 0 372 0 0 0 0 0 0 0 0 (4,134) XXX

12. Totals 22,716 0 29,609 0 0 0 1,084 0 0 0 0 53,409 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 18,573 0 18,573 42.4 0.0 79.3 0 0 100.0 427 0

3. 2012 103,572 15 103,557 86.2 1.0 87.3 0 0 100.0 25 0

4. 2013 60,150 0 60,150 43.4 0.0 43.5 0 0 100.0 1,248 0

5. 2014 19,638 0 19,638 14.9 0.0 14.9 0 0 100.0 1,681 0

6. 2015 36,164 0 36,164 53.8 0.0 53.8 0 0 100.0 2,263 56

7. 2016 31,912 17 31,895 74.9 25.0 75.0 0 0 100.0 9,326 330

8. 2017 68,268 3 68,265 842.3 0.3 946.5 0 0 100.0 10,382 529

9. 2018 30,580 0 30,580 102.1 0.0 103.8 0 0 100.0 27,294 169

10. 2019 22,653 0 22,653 14,521.2 0.0 14,521.2 0 0 100.0 3,811 0

11. 2020 22,827 0 22,827 159.3 0.0 159.3 0 0 100.0 (4,134) 0


50


SCHEDULE P - PART 1O - REINSURANCE - NONPROPORTIONAL ASSUMED LIABILITY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2011 3,133 3,282 (149) 3 0 0 0 8 0 0 11 XXX

3. 2012 1,901 1,706 195 82 0 0 0 69 0 0 151 XXX

4. 2013 587 587 0 (517) 0 0 0 0 0 0 (517) XXX

5. 2014 321 0 321 0 0 0 0 0 0 0 0 XXX

6. 2015 44,792 10 44,782 11,622 0 822 0 134 0 0 12,578 XXX

7. 2016 46,352 3,022 43,330 34,896 472 693 0 327 100 0 35,344 XXX

8. 2017 48,522 0 48,522 1,011 1 324 0 36 0 0 1,370 XXX

9. 2018 15,476 0 15,476 1,536 0 0 0 280 0 0 1,816 XXX

10. 2019 42,264 0 42,264 13,338 0 400 0 33 2 0 13,769 XXX

11. 2020 23,698 0 23,698 85 0 0 0 0 0 0 85 XXX

12. Totals XXX XXX XXX 62,056 473 2,239 0 888 103 0 64,607 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 195 0 0 0 0 0 0 0 0 195 XXX

2. 2011 0 0 264 0 0 0 0 0 0 0 0 264 XXX

3. 2012 918 0 700 0 0 0 0 0 0 0 0 1,618 XXX

4. 2013 0 0 0 0 0 0 0 0 0 0 0 0 XXX

5. 2014 0 0 0 0 0 0 0 0 0 0 0 0 XXX

6. 2015 4,797 0 9,593 0 0 0 777 0 0 0 0 15,167 XXX

7. 2016 24,911 0 20,513 0 0 0 1,287 0 0 0 0 46,711 XXX

8. 2017 4,831 0 27,168 0 0 0 75 0 0 0 0 32,074 XXX

9. 2018 17,781 0 39,678 0 0 0 817 0 0 0 0 58,276 XXX

10. 2019 2,076 0 24,686 0 0 0 0 0 0 0 0 26,762 XXX

11. 2020 1,326 0 21,619 0 0 0 0 0 0 0 0 22,945 XXX

12. Totals 56,640 0 144,416 0 0 0 2,956 0 0 0 0 204,012 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 275 0 275 8.8 0.0 (184.6) 0 0 100.0 264 0

3. 2012 1,769 0 1,769 93.1 0.0 907.2 0 0 100.0 1,618 0

4. 2013 (517) 0 (517) (88.1) 0.0 0.0 0 0 100.0 0 0

5. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

6. 2015 27,745 0 27,745 61.9 0.0 62.0 0 0 100.0 14,390 777

7. 2016 82,627 572 82,055 178.3 18.9 189.4 0 0 100.0 45,424 1,287

8. 2017 33,445 1 33,444 68.9 0.0 68.9 0 0 100.0 31,999 75

9. 2018 60,092 0 60,092 388.3 0.0 388.3 0 0 100.0 57,459 817

10. 2019 40,533 2 40,531 95.9 0.0 95.9 0 0 100.0 26,762 0

11. 2020 23,030 0 23,030 97.2 0.0 97.2 0 0 100.0 22,945 0


51


SCHEDULE P - PART 1P - REINSURANCE - NONPROPORTIONAL ASSUMED FINANCIAL LINES($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2011 7,994 4,852 3,142 658 0 57 0 0 0 0 715 XXX

3. 2012 7,577 1,006 6,571 0 0 0 0 0 0 0 0 XXX

4. 2013 8,625 872 7,753 0 0 0 0 0 0 0 0 XXX

5. 2014 501 0 501 0 0 0 0 0 0 0 0 XXX

6. 2015 (27) 0 (27) 4 0 0 0 0 0 0 4 XXX

7. 2016 95 603 (508) 291 0 365 205 0 0 0 451 XXX

8. 2017 45 0 45 0 0 0 0 0 0 0 0 XXX

9. 2018 0 0 0 0 0 0 0 0 0 0 0 XXX

10. 2019 0 0 0 0 0 0 0 0 0 0 0 XXX

11. 2020 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals XXX XXX XXX 953 0 422 205 0 0 0 1,170 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 356 0 0 0 0 0 0 0 0 356 XXX

2. 2011 198 0 402 0 0 0 0 0 0 0 0 600 XXX

3. 2012 0 0 2,172 0 0 0 0 0 0 0 0 2,172 XXX

4. 2013 0 0 432 0 0 0 0 0 0 0 0 432 XXX

5. 2014 0 0 46 0 0 0 0 0 0 0 0 46 XXX

6. 2015 0 0 0 0 0 0 0 0 0 0 0 0 XXX

7. 2016 0 0 0 0 0 0 0 0 0 0 0 0 XXX

8. 2017 0 0 0 0 0 0 0 0 0 0 0 0 XXX

9. 2018 0 0 0 0 0 0 0 0 0 0 0 0 XXX

10. 2019 0 0 0 0 0 0 0 0 0 0 0 0 XXX

11. 2020 0 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals 198 0 3,408 0 0 0 0 0 0 0 0 3,606 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 1,315 0 1,315 16.4 0.0 41.9 0 0 100.0 600 0

3. 2012 2,172 0 2,172 28.7 0.0 33.1 0 0 100.0 2,172 0

4. 2013 432 0 432 5.0 0.0 5.6 0 0 100.0 432 0

5. 2014 46 0 46 9.2 0.0 9.2 0 0 100.0 46 0

6. 2015 4 0 4 (14.8) 0.0 (14.8) 0 0 100.0 0 0

7. 2016 656 205 451 690.5 34.0 (88.8) 0 0 100.0 0 0

8. 2017 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

9. 2018 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

10. 2019 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

11. 2020 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 3,606 0

52


SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 53,648 20,222 39,266 8,371 19,320 4,036 351 79,605 XXX

2. 2011 91,593 5,245 86,348 72,641 3,325 35,806 4,478 9,057 791 200 108,910 2,934

3. 2012 46,834 6,195 40,639 43,063 4,104 22,764 1,806 11,781 1,399 72 70,299 1,950

4. 2013 68,383 3,669 64,714 47,952 3,100 19,736 2,556 6,411 15 113 68,429 1,722

5. 2014 74,777 6,594 68,183 10,115 6,152 20,244 1,906 6,813 250 507 28,863 1,554

6. 2015 134,048 14,323 119,726 34,474 6,021 12,843 5,070 2,418 234 316 38,410 1,316

7. 2016 148,089 46,187 101,902 23,319 7,345 9,261 4,946 3,227 215 0 23,302 1,170

8. 2017 144,218 39,252 104,966 29,548 14,198 8,531 5,679 1,223 152 0 19,273 1,856

9. 2018 123,925 24,725 99,200 17,550 9,665 6,488 4,767 3,902 69 5 13,440 2,764

10. 2019 163,315 42,099 121,215 29,240 1,454 1,864 1,047 1,210 107 11 29,705 3,886

11. 2020 268,371 76,082 192,290 42,048 2,087 572 404 1,010 54 0 41,086 2,309

12. Totals XXX XXX XXX 403,599 77,673 177,374 41,030 66,372 7,322 1,575 521,321 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 426,698 236,756 265,812 84,582 558 10 55,576 12,672 32,902 8,241 53 439,285 4,917

2. 2011 1,166 276 11,287 1,133 19 0 4,567 508 2,520 202 6 17,441 53

3. 2012 1,223 279 8,528 968 116 0 3,438 485 1,791 200 363 13,164 52

4. 2013 3,399 363 8,588 631 432 0 4,045 666 2,152 241 316 16,715 62

5. 2014 2,080 302 13,179 1,833 347 31 6,122 1,100 2,763 348 159 20,877 69

6. 2015 7,046 1,576 23,053 2,120 873 215 6,701 1,590 4,179 457 241 35,894 114

7. 2016 4,440 212 36,336 2,988 1,178 146 12,288 1,388 4,137 543 232 53,102 114

8. 2017 6,051 2,050 52,762 9,221 1,460 220 14,496 3,861 6,131 1,493 95 64,055 187

9. 2018 5,086 409 44,151 878 1,342 401 11,526 227 3,347 633 834 62,905 289

10. 2019 10,525 4,778 68,182 15,584 1,143 1,002 16,631 3,644 5,012 1,160 284 75,324 831

11. 2020 5,000 1,966 95,384 27,767 454 454 17,672 7,910 7,555 3,170 512 84,798 1,080

12. Totals 472,713 248,967 627,263 147,705 7,922 2,479 153,060 34,049 72,488 16,688 3,095 883,560 7,768




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 137,063 10,713 126,351 149.6 204.2 146.3 0 0 100.0 11,044 6,396

3. 2012 92,704 9,241 83,463 197.9 149.2 205.4 0 0 100.0 8,504 4,660

4. 2013 92,715 7,572 85,143 135.6 206.4 131.6 0 0 100.0 10,992 5,722

5. 2014 61,663 11,922 49,741 82.5 180.8 73.0 0 0 100.0 13,124 7,753

6. 2015 91,587 17,283 74,303 68.3 120.7 62.1 0 0 100.0 26,402 9,491

7. 2016 94,185 17,782 76,404 63.6 38.5 75.0 0 0 100.0 37,576 15,527

8. 2017 120,201 36,873 83,328 83.3 93.9 79.4 0 0 100.0 47,542 16,513

9. 2018 93,392 17,047 76,345 75.4 68.9 77.0 0 0 100.0 47,950 14,954

10. 2019 133,806 28,777 105,029 81.9 68.4 86.6 0 0 100.0 58,345 16,979

11. 2020 169,695 43,811 125,884 63.2 57.6 65.5 0 0 100.0 70,651 14,147


53


SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 4,755 3,960 266 1 722 185 0 1,597 XXX

2. 2011 96,833 2,623 94,210 40,801 3,311 15,728 1,461 2,700 93 0 54,364 216

3. 2012 105,599 2,480 103,119 66,271 1,279 9,814 4,295 2,760 1,112 0 72,159 228

4. 2013 67,710 401 67,309 10,429 3,769 3,271 456 3,271 187 0 12,559 127

5. 2014 37,729 17,315 20,414 22,959 16,170 21,122 18,339 2,462 134 0 11,900 158

6. 2015 23,874 2,691 21,183 14,483 168 4,132 231 1,793 130 0 19,879 271

7. 2016 27,371 3,715 23,656 10,049 61 2,750 152 2,291 187 0 14,690 62

8. 2017 35,300 4,990 30,310 46,828 244 729 401 917 66 0 47,763 23

9. 2018 24,200 3,229 20,971 12,125 719 1,121 526 1,033 78 0 12,956 45

10. 2019 36,535 7,587 28,948 7,142 4 127 78 402 62 0 7,527 176

11. 2020 10,696 3,820 6,876 0 0 9 5 284 15 0 273 40

12. Totals XXX XXX XXX 235,842 29,685 59,069 25,945 18,635 2,249 0 255,667 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 8,217 911 10,606 7,277 0 0 23,017 6,670 2,983 2,096 1,464 27,869 67

2. 2011 228 222 1,439 195 0 0 1,164 155 286 209 184 2,336 8

3. 2012 665 128 2,808 1,084 0 0 1,618 49 155 51 365 3,934 10

4. 2013 16 0 3,355 1,091 0 0 748 357 445 380 12 2,736 0

5. 2014 6 0 3,690 1,093 0 0 878 412 599 530 14 3,138 0

6. 2015 59,430 0 8,014 2,213 0 0 4,093 272 529 322 73 69,259 3

7. 2016 1,016 0 4,370 2,012 0 0 852 565 364 249 11 3,775 3

8. 2017 110 105 5,329 1,265 0 0 1,329 590 343 86 258 5,065 1

9. 2018 1,449 528 6,296 932 12 12 1,911 665 494 84 161 7,941 5

10. 2019 2,164 856 9,786 1,441 41 40 3,858 557 460 58 258 13,357 164

11. 2020 166 60 5,138 1,227 0 0 1,059 502 370 165 265 4,779 30

12. Totals 73,467 2,810 60,830 19,830 53 52 40,527 10,794 7,028 4,230 3,065 144,189 291




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2011 62,346 5,646 56,700 64.4 215.2 60.2 0 0 100.0 1,250 1,086

3. 2012 84,091 7,998 76,093 79.6 322.5 73.8 0 0 100.0 2,261 1,673

4. 2013 21,535 6,240 15,295 31.8 1,556.1 22.7 0 0 100.0 2,280 456

5. 2014 51,716 36,678 15,038 137.1 211.8 73.7 0 0 100.0 2,603 535

6. 2015 92,474 3,336 89,138 387.3 124.0 420.8 0 0 100.0 65,231 4,028

7. 2016 21,691 3,227 18,465 79.2 86.9 78.1 0 0 100.0 3,374 401

8. 2017 55,585 2,757 52,828 157.5 55.3 174.3 0 0 100.0 4,069 996

9. 2018 24,441 3,544 20,897 101.0 109.8 99.6 0 0 100.0 6,285 1,656

10. 2019 23,980 3,096 20,884 65.6 40.8 72.1 0 0 100.0 9,653 3,704

11. 2020 7,026 1,974 5,052 65.7 51.7 73.5 0 0 100.0 4,017 762


54


SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 2,381 0 0 0 0 0 0 2,381 XXX

2. 2019 155,426 0 155,426 1,612 0 2 0 41 0 0 1,655 XXX

3. 2020 127,347 2,830 124,517 870 0 0 0 0 0 0 870 XXX

4. Totals XXX XXX XXX 4,863 0 2 0 41 0 0 4,906 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 4,206 0 8,530 0 0 0 0 0 0 0 0 12,736 0

2. 2019 5,293 0 7,111 0 0 0 0 0 0 0 0 12,404 0

3. 2020 35,975 0 1,262 0 0 0 0 0 0 0 0 37,237 0

4. Totals 45,474 0 16,903 0 0 0 0 0 0 0 0 62,377 0




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2019 14,059 0 14,059 9.0 0.0 9.0 0 0 100.0 12,404 0

3. 2020 38,107 0 38,107 29.9 0.0 30.6 0 0 100.0 37,237 0


55


SCHEDULE P - PART 1T - WARRANTY($000 OMITTED)


1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 2,307 91 0 0 47 22 0 2,241 XXX

2. 2019 49,041 8,246 40,795 44,030 1,458 1 0 623 0 0 43,196 13,516

3. 2020 61,375 6,275 55,100 15,951 137 1 0 413 0 0 16,228 7,723

4. Totals XXX XXX XXX 62,288 1,686 2 0 1,083 22 0 61,665 XXX



Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 127 0 0 0 (24) 2 0 0 60 101 2

2. 2019 0 0 791 79 0 0 26 4 0 0 16 734 0

3. 2020 0 0 27,023 1,566 0 0 300 13 40 0 129 25,784 7

4. Totals 0 0 27,941 1,645 0 0 302 19 40 0 205 26,619 9




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 127 (26)

2. 2019 45,471 1,541 43,930 92.7 18.7 107.7 0 0 100.0 712 22

3. 2020 43,728 1,716 42,012 71.2 27.3 76.2 0 0 100.0 25,457 327


56


SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERSYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12011

22012

32013

42014

52015

62016

72017

82018

92019

102020

11One Year

12Two Year

1. Prior 84,267 99,717 66,362 57,741 54,897 59,305 60,977 59,676 57,805 57,427 (378) (2,249)

2. 2011 441,048 413,034 414,271 411,349 408,153 403,520 401,734 401,025 400,251 400,503 252 (522)

3. 2012 XXX 592,292 556,760 546,928 546,147 543,291 547,213 549,186 551,840 552,701 861 3,515

4. 2013 XXX XXX 390,015 375,343 379,148 365,878 369,106 367,765 368,189 365,960 (2,229) (1,805)

5. 2014 XXX XXX XXX 515,345 542,393 553,854 555,668 549,040 552,941 554,196 1,255 5,156

6. 2015 XXX XXX XXX XXX 568,726 563,240 558,876 553,848 555,271 556,187 916 2,339

7. 2016 XXX XXX XXX XXX XXX 635,992 654,936 655,431 661,479 659,235 (2,244) 3,804

8. 2017 XXX XXX XXX XXX XXX XXX 1,256,876 1,515,566 1,399,859 1,395,319 (4,540) (120,247)

9. 2018 XXX XXX XXX XXX XXX XXX XXX 2,070,503 2,063,569 2,048,004 (15,565) (22,499)


11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 543,386 XXX XXX

12. Totals 12,337 (132,508)

SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 139,664 95,512 82,438 85,809 84,264 85,716 93,158 92,502 93,186 92,731 (455) 229

2. 2011 175,081 168,378 155,488 148,013 147,392 144,915 152,710 151,631 151,211 150,965 (246) (666)

3. 2012 XXX 199,204 166,032 171,988 171,864 170,217 175,058 174,014 171,376 171,675 299 (2,339)

4. 2013 XXX XXX 164,431 156,384 158,419 156,648 163,155 164,844 162,362 163,579 1,217 (1,265)

5. 2014 XXX XXX XXX 158,352 152,883 156,340 162,629 158,278 152,509 151,787 (722) (6,491)

6. 2015 XXX XXX XXX XXX 199,563 187,623 175,594 179,482 176,744 168,925 (7,819) (10,557)

7. 2016 XXX XXX XXX XXX XXX 216,144 225,584 233,482 233,114 236,296 3,182 2,814

8. 2017 XXX XXX XXX XXX XXX XXX 222,507 226,928 240,234 247,372 7,138 20,444

9. 2018 XXX XXX XXX XXX XXX XXX XXX 281,116 289,008 302,946 13,938 21,830

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 420,975 420,641 (334) XXX


12. Totals 16,198 23,999

SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 870,729 1,046,841 1,131,072 1,165,047 1,219,499 1,267,974 1,185,315 1,193,627 1,204,930 1,190,586 (14,344) (3,041)

2. 2011 641,081 653,631 711,813 727,354 781,553 763,902 749,373 755,420 760,531 761,022 491 5,602

3. 2012 XXX 591,854 636,458 691,412 757,502 774,490 772,272 763,027 767,204 769,593 2,389 6,566

4. 2013 XXX XXX 599,257 639,212 754,715 852,000 869,531 857,640 860,260 860,243 (17) 2,603

5. 2014 XXX XXX XXX 726,920 853,190 995,505 1,029,730 1,028,450 1,025,394 1,042,717 17,323 14,267

6. 2015 XXX XXX XXX XXX 748,756 951,155 995,054 986,615 998,704 1,017,949 19,245 31,334

7. 2016 XXX XXX XXX XXX XXX 664,140 794,544 775,791 794,334 764,931 (29,403) (10,860)

8. 2017 XXX XXX XXX XXX XXX XXX 436,583 444,771 508,517 507,419 (1,099) 62,648


10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 372,145 374,072 1,927 XXX


12. Totals 17,624 167,825


1. Prior 15,141,649 15,345,416 15,361,037 15,341,922 15,702,030 16,372,983 15,653,751 14,824,153 14,463,701 14,325,456 (138,245) (498,697)

2. 2011 3,017,872 3,070,939 3,207,524 3,269,194 3,235,523 3,229,314 3,134,751 3,117,771 3,111,361 3,092,977 (18,384) (24,794)

3. 2012 XXX 2,423,624 2,266,693 2,365,773 2,342,816 2,342,489 2,240,522 2,209,690 2,207,511 2,236,348 28,837 26,658

4. 2013 XXX XXX 1,982,749 1,944,698 2,013,750 2,035,775 1,926,379 1,890,422 1,857,483 1,924,955 67,472 34,533

5. 2014 XXX XXX XXX 1,811,569 1,852,775 1,899,425 1,795,018 1,764,318 1,697,134 1,690,247 (6,887) (74,071)

6. 2015 XXX XXX XXX XXX 1,808,860 1,886,866 1,800,906 1,772,249 1,711,539 1,601,947 (109,592) (170,302)

7. 2016 XXX XXX XXX XXX XXX 1,477,453 1,496,707 1,496,058 1,297,987 1,247,939 (50,048) (248,119)

8. 2017 XXX XXX XXX XXX XXX XXX 895,403 984,105 907,016 890,800 (16,216) (93,305)

9. 2018 XXX XXX XXX XXX XXX XXX XXX 958,338 998,000 931,401 (66,599) (26,937)



12. Totals (308,503) (1,075,034)

SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL1. Prior 397,903 385,855 413,286 418,443 440,408 443,467 459,233 469,941 463,387 462,120 (1,266) (7,821)

2. 2011 495,666 524,436 542,501 532,245 540,900 537,193 540,419 537,705 537,258 532,321 (4,937) (5,384)

3. 2012 XXX 403,305 440,603 463,727 451,171 476,769 474,328 465,340 461,505 452,853 (8,653) (12,487)

4. 2013 XXX XXX 325,380 357,674 362,837 382,459 385,620 379,890 372,003 367,886 (4,117) (12,004)

5. 2014 XXX XXX XXX 467,767 445,553 466,316 460,425 468,730 453,421 451,053 (2,368) (17,677)

6. 2015 XXX XXX XXX XXX 380,835 414,642 413,994 411,274 393,513 384,366 (9,147) (26,908)


8. 2017 XXX XXX XXX XXX XXX XXX 542,357 486,009 470,357 469,422 (935) (16,587)


10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 432,459 406,747 (25,712) XXX


12. Totals (73,163) (113,474)

57


SCHEDULE P - PART 2F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCEYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12011

22012

32013

42014

52015

62016

72017

82018

92019

102020

11One Year

12Two Year

1. Prior 146,774 146,120 149,729 133,335 154,483 132,814 129,856 130,791 130,479 129,864 (615) (927)

2. 2011 45,573 48,186 51,393 46,839 62,156 60,905 56,883 51,368 52,053 51,773 (280) 405

3. 2012 XXX 52,680 53,891 50,639 60,499 60,484 58,368 54,454 54,972 54,616 (356) 162

4. 2013 XXX XXX 47,619 47,695 56,958 63,423 62,835 60,521 59,358 57,083 (2,275) (3,438)

5. 2014 XXX XXX XXX 51,751 51,243 67,291 61,812 66,954 67,419 68,194 775 1,240

6. 2015 XXX XXX XXX XXX 45,761 67,128 65,955 66,741 65,354 60,797 (4,557) (5,944)


8. 2017 XXX XXX XXX XXX XXX XXX 30,214 28,485 41,184 34,714 (6,470) 6,229




12. Totals (23,283) (7,813)

SCHEDULE P - PART 2F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 809,441 901,263 853,881 859,104 956,817 967,717 938,577 939,312 940,921 945,234 4,313 5,922

2. 2011 278,851 284,005 283,601 290,599 326,551 352,478 348,816 359,448 342,113 359,725 17,612 277

3. 2012 XXX 376,053 228,580 303,215 292,162 349,600 342,988 341,448 314,540 318,718 4,178 (22,730)

4. 2013 XXX XXX 233,497 243,141 257,457 301,907 301,677 321,523 337,594 336,909 (685) 15,386

5. 2014 XXX XXX XXX 228,988 259,174 304,644 326,578 323,858 323,295 322,366 (929) (1,492)

6. 2015 XXX XXX XXX XXX 232,512 266,907 304,013 299,185 297,659 307,897 10,238 8,712

7. 2016 XXX XXX XXX XXX XXX 171,267 192,665 178,279 191,085 182,860 (8,225) 4,581





12. Totals 33,611 13,418


1. Prior 365,142 345,508 388,101 395,344 348,111 352,730 351,228 343,338 334,061 330,726 (3,335) (12,612)

2. 2011 352,507 341,854 327,110 321,265 322,688 319,657 317,594 324,716 320,233 317,758 (2,475) (6,958)

3. 2012 XXX 401,915 406,568 388,218 367,934 373,998 355,068 377,891 373,627 367,457 (6,170) (10,434)

4. 2013 XXX XXX 357,736 348,761 335,852 334,966 375,791 365,772 369,511 359,830 (9,681) (5,942)

5. 2014 XXX XXX XXX 478,743 471,516 470,806 466,200 465,064 450,641 450,362 (279) (14,702)

6. 2015 XXX XXX XXX XXX 426,460 430,037 502,745 457,041 463,371 463,448 77 6,407






12. Totals (17,734) (48,935)

SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 15,269,152 15,852,765 15,708,160 16,262,839 17,354,643 18,132,275 17,937,822 17,976,989 17,471,190 17,588,324 117,134 (388,665)

2. 2011 2,872,274 3,158,847 3,163,613 3,171,518 3,293,858 3,323,040 3,296,987 3,304,529 3,336,280 3,410,705 74,424 106,176

3. 2012 XXX 2,414,679 2,450,197 2,409,833 2,605,597 2,716,945 2,662,922 2,649,950 2,675,741 2,564,357 (111,384) (85,593)

4. 2013 XXX XXX 1,919,027 1,868,076 2,109,062 2,350,127 2,192,930 2,199,141 2,261,295 2,178,540 (82,755) (20,601)

5. 2014 XXX XXX XXX 2,198,675 2,250,142 2,552,457 2,498,570 2,510,659 2,608,846 2,660,072 51,226 149,413

6. 2015 XXX XXX XXX XXX 1,836,131 2,479,178 2,270,661 2,359,303 2,498,903 2,711,232 212,329 351,929

7. 2016 XXX XXX XXX XXX XXX 1,891,686 2,137,706 2,138,695 2,249,416 2,250,324 908 111,629





12. Totals 410,684 498,988

SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 7,098,169 7,049,856 7,130,004 7,022,491 7,559,839 7,648,186 7,754,366 7,814,007 7,744,081 7,701,967 (42,114) (112,040)

2. 2011 2,664,167 2,525,217 2,492,238 2,499,995 2,558,615 2,655,856 2,683,741 2,685,110 2,688,166 2,667,847 (20,319) (17,263)

3. 2012 XXX 2,439,011 2,468,279 2,330,609 2,522,681 2,545,106 2,552,290 2,572,551 2,649,721 2,664,016 14,295 91,465

4. 2013 XXX XXX 2,384,519 2,318,480 2,317,326 2,222,569 2,158,094 2,178,253 2,167,876 2,155,159 (12,716) (23,094)

5. 2014 XXX XXX XXX 2,184,249 2,168,253 2,283,318 2,267,285 2,297,805 2,311,898 2,275,622 (36,276) (22,183)

6. 2015 XXX XXX XXX XXX 2,138,441 2,249,188 2,217,944 2,187,785 2,326,100 2,331,280 5,180 143,495

7. 2016 XXX XXX XXX XXX XXX 2,200,856 2,600,352 2,767,831 2,791,229 2,873,261 82,032 105,430





12. Totals 221,528 496,100

58


SCHEDULE P - PART 2I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY, AND THEFT)

Years in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENTWhich Losses Were Incurred

12011

22012

32013

42014

52015

62016

72017

82018

92019

102020

11One Year

12Two Year

1. Prior XXX XXX XXX XXX XXX XXX XXX 3,233,362 3,052,299 3,078,551 26,252 (154,811)

2. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 2,237,813 2,145,719 (92,093) XXX


4. Totals (65,842) (154,811)

SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE

1. Prior XXX XXX XXX XXX XXX XXX XXX 75,536 71,770 66,834 (4,936) (8,702)



4. Totals (21,673) (8,702)

SCHEDULE P - PART 2K - FIDELITY/SURETY

1. Prior XXX XXX XXX XXX XXX XXX XXX 278,032 307,208 320,230 13,022 42,198



4. Totals 10,620 42,198

SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)

1. Prior XXX XXX XXX XXX XXX XXX XXX 353,579 337,105 335,806 (1,299) (17,773)



4. Totals 1,669 (17,773)

SCHEDULE P - PART 2M - INTERNATIONAL

1. Prior 0 0 (10) (1) (9) (1) (1) (1) (1) (1) 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0 0 0

7. 2016 XXX XXX XXX XXX XXX 0 0 0 0 0 0 0

8. 2017 XXX XXX XXX XXX XXX XXX 0 0 0 0 0 0

9. 2018 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 2 XXX XXX

12. Totals 0 0

59


SCHEDULE P - PART 2N - REINSURANCENONPROPORTIONAL ASSUMED PROPERTY

Years in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENTWhich Losses Were Incurred

12011

22012

32013

42014

52015

62016

72017

82018

92019

102020

11One Year

12Two Year

1. Prior 451 541 732 370 292 285 423 1,067 439 439 0 (628)

2. 2011 26,144 12,437 12,437 18,628 18,144 18,561 18,572 18,573 18,573 18,573 0 0

3. 2012 XXX 113,242 102,275 103,097 102,480 103,927 103,548 103,547 103,547 103,557 10 10

4. 2013 XXX XXX 56,966 61,093 60,000 60,007 61,356 60,134 60,132 60,150 18 16

5. 2014 XXX XXX XXX 43,425 36,204 26,180 20,520 19,642 19,635 19,637 2 (5)

6. 2015 XXX XXX XXX XXX 35,610 39,928 39,988 35,793 37,120 36,159 (961) 366




10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 163 22,637 22,474 XXX


12. Totals 4,947 (18,614)

SCHEDULE P - PART 2O - REINSURANCENONPROPORTIONAL ASSUMED LIABILITY

1. Prior 12 (76) (87) 27 14 112 112 112 112 112 0 0

2. 2011 (352) 0 0 446 444 267 267 267 267 267 0 0

3. 2012 XXX 149 0 987 1,115 764 964 1,702 1,700 1,700 0 (2)

4. 2013 XXX XXX 98 749 937 (517) (517) (517) (517) (517) 0 0

5. 2014 XXX XXX XXX 732 731 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 198 171 50,425 55,632 55,408 27,611 (27,797) (28,021)






12. Totals 76,709 79,188

SCHEDULE P - PART 2P - REINSURANCENONPROPORTIONAL ASSUMED FINANCIAL LINES

1. Prior 0 0 256 356 370 356 0 336 336 356 20 20

2. 2011 2,766 1,370 1,103 1,487 1,873 1,280 1,064 1,309 1,348 1,315 (33) 6

3. 2012 XXX 2,167 250 2,306 2,052 2,357 356 2,053 2,014 2,172 158 119

4. 2013 XXX XXX 2,703 492 421 320 248 452 452 432 (20) (20)

5. 2014 XXX XXX XXX 1 68 0 2,357 0 0 46 46 46

6. 2015 XXX XXX XXX XXX 6 4 324 4 4 4 0 0

7. 2016 XXX XXX XXX XXX XXX 451 451 451 451 451 0 0

8. 2017 XXX XXX XXX XXX XXX XXX 142 0 0 0 0 0

9. 2018 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0 0

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX


12. Totals 171 171

60


SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCEYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12011

22012

32013

42014

52015

62016

72017

82018

92019

102020

11One Year

12Two Year

1. Prior 1,310,930 1,203,210 1,447,781 1,476,352 1,685,254 1,861,241 2,009,362 2,238,620 2,239,242 2,148,302 (90,941) (90,318)

2. 2011 97,997 72,659 90,450 90,383 114,438 120,253 116,928 117,778 116,190 115,766 (423) (2,012)

3. 2012 XXX 53,369 86,317 72,440 67,743 80,486 73,664 77,923 76,301 71,490 (4,812) (6,433)

4. 2013 XXX XXX 69,108 57,811 73,635 70,730 73,060 78,913 74,121 76,836 2,715 (2,077)

5. 2014 XXX XXX XXX 77,333 74,486 74,251 73,028 63,625 49,499 40,763 (8,736) (22,862)

6. 2015 XXX XXX XXX XXX 96,080 79,899 70,789 73,259 66,878 68,398 1,520 (4,861)






12. Totals (107,900) (146,026)

SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE

1. Prior 402,362 393,353 440,883 379,294 392,851 390,579 380,006 345,341 349,033 342,286 (6,747) (3,055)

2. 2011 74,386 74,678 64,148 89,484 67,593 61,339 57,931 56,095 54,948 54,016 (932) (2,079)

3. 2012 XXX 60,647 56,918 87,519 82,849 70,946 75,492 83,038 78,657 74,341 (4,316) (8,697)

4. 2013 XXX XXX 28,829 36,680 29,321 19,376 19,197 12,482 9,718 12,146 2,428 (336)

5. 2014 XXX XXX XXX 31,885 30,759 22,025 22,512 20,084 13,100 12,641 (459) (7,443)

6. 2015 XXX XXX XXX XXX 22,806 78,870 76,058 82,985 80,207 87,268 7,061 4,283



9. 2018 XXX XXX XXX XXX XXX XXX XXX 19,816 14,873 19,532 4,659 (284)



12. Totals (10,492) 7,210

SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY

1. Prior XXX XXX XXX XXX XXX XXX XXX 28,581 27,098 27,162 64 (1,419)



4. Totals (386) (1,419)

SCHEDULE P - PART 2T - WARRANTY

1. Prior XXX XXX XXX XXX XXX XXX XXX 16,655 15,010 17,216 2,206 561



4. Totals 1,661 561

61


SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERSCUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 49,197 30,262 37,005 43,751 49,482 52,238 56,524 56,743 56,805 11,526 0

2. 2011 248,955 367,111 387,307 393,411 398,432 399,538 398,996 399,429 398,739 398,955 99,898 14,775

3. 2012 XXX 247,666 495,110 511,253 524,271 531,861 541,864 544,017 549,895 551,865 73,625 14,445

4. 2013 XXX XXX 201,588 329,246 344,977 355,593 360,614 363,484 365,870 364,595 51,593 18,372

5. 2014 XXX XXX XXX 319,634 456,296 499,365 521,043 534,491 543,522 547,558 55,157 13,726

6. 2015 XXX XXX XXX XXX 349,482 508,808 532,827 542,086 544,991 550,152 60,582 13,582


8. 2017 XXX XXX XXX XXX XXX XXX 557,252 1,153,201 1,335,903 1,190,154 95,587 19,765


10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 519,011 840,822 149,493 36,202

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 361,983 80,046 17,892

SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 000 38,381 39,278 64,135 74,005 79,981 81,297 86,164 82,555 86,149 9,787 0

2. 2011 73,089 113,745 121,287 131,031 139,674 142,895 145,548 146,899 148,150 148,870 81,407 18,235

3. 2012 XXX 85,295 101,350 134,048 149,555 161,257 166,394 169,566 168,731 170,739 75,884 21,202

4. 2013 XXX XXX 37,676 98,325 125,823 137,588 147,002 155,081 154,589 160,722 42,887 21,078

5. 2014 XXX XXX XXX 51,205 98,971 121,519 136,712 147,987 147,707 160,001 23,214 17,713

6. 2015 XXX XXX XXX XXX 53,906 120,807 135,120 151,592 164,905 171,852 20,261 10,727




10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 215,357 283,571 4,876 478

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 192,033 1,751 172

SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 000 442,817 679,786 898,048 1,013,839 1,087,804 1,128,397 1,151,277 1,177,954 1,177,220 96,294 0

2. 2011 134,696 269,137 408,886 545,974 642,250 710,607 730,644 738,324 755,350 744,842 167,625 35,901

3. 2012 XXX 110,318 212,626 393,834 534,292 653,363 703,826 733,624 757,782 752,373 142,732 24,025

4. 2013 XXX XXX 73,247 213,674 406,061 625,372 730,532 800,778 835,941 838,731 117,216 48,575

5. 2014 XXX XXX XXX 120,429 326,143 619,289 773,244 931,782 996,126 1,015,203 118,750 42,192

6. 2015 XXX XXX XXX XXX 103,263 384,285 556,232 813,799 918,216 966,298 128,682 45,985







1. Prior 000 1,922,937 3,762,524 5,217,518 6,434,828 8,060,968 10,008,337 12,097,545 12,407,350 12,625,943 374,852 0

2. 2011 552,198 1,195,925 1,621,812 1,959,931 2,216,647 2,479,620 2,840,863 2,907,832 2,951,583 2,977,580 181,360 23,168

3. 2012 XXX 436,544 804,519 1,107,872 1,311,161 1,599,866 1,967,087 2,042,616 2,081,919 2,131,735 109,690 15,109

4. 2013 XXX XXX 261,656 616,485 893,509 1,217,530 1,599,769 1,681,740 1,722,132 1,786,265 78,144 15,037

5. 2014 XXX XXX XXX 236,286 590,287 986,087 1,350,937 1,464,187 1,543,984 1,596,061 75,621 11,156

6. 2015 XXX XXX XXX XXX 250,771 755,470 1,299,604 1,452,162 1,574,183 1,622,281 73,339 9,588






SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL1. Prior 000 122,172 207,351 276,882 319,291 345,418 370,559 424,206 427,738 434,820 10,788 0

2. 2011 181,883 344,020 415,911 457,519 480,690 498,914 501,286 518,215 521,577 528,843 17,108 6,890

3. 2012 XXX 104,314 274,683 343,871 388,777 426,718 439,005 443,594 446,514 449,793 19,297 7,386

4. 2013 XXX XXX 98,732 206,353 249,757 302,811 330,134 347,575 357,301 361,101 30,806 13,406

5. 2014 XXX XXX XXX 180,631 277,249 339,755 386,743 412,731 428,765 441,016 41,535 14,413

6. 2015 XXX XXX XXX XXX 152,181 253,177 296,614 342,693 357,666 364,949 32,140 13,457






62


SCHEDULE P - PART 3F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCECUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 25,746 65,042 89,113 103,068 112,597 118,234 124,010 126,442 127,573 3,745 0

2. 2011 (570) 2,739 11,508 23,703 36,644 39,539 41,088 46,894 48,115 48,325 1,674 313

3. 2012 XXX 752 5,328 10,031 22,788 35,049 40,549 49,988 50,781 52,081 1,307 316

4. 2013 XXX XXX (1,839) (391) 14,638 24,947 31,655 48,579 50,002 50,652 942 287

5. 2014 XXX XXX XXX 3,201 4,734 13,791 23,653 48,270 55,486 58,838 497 273

6. 2015 XXX XXX XXX XXX (4,092) 392 7,154 34,278 40,814 45,838 420 234

7. 2016 XXX XXX XXX XXX XXX 1,879 3,233 25,528 33,063 37,097 325 122

8. 2017 XXX XXX XXX XXX XXX XXX 2,751 6,119 12,341 18,400 270 88

9. 2018 XXX XXX XXX XXX XXX XXX XXX 591 2,416 6,053 97 57

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 59 1,791 44 94

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 30 12 10

SCHEDULE P - PART 3F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 000 272,662 415,843 565,279 661,195 782,964 863,817 912,158 928,857 941,589 6,342 0

2. 2011 (2,504) 38,966 106,416 163,525 224,593 270,473 297,758 329,055 332,806 357,098 3,429 2,178

3. 2012 XXX 3,171 22,690 102,639 181,309 241,573 277,760 295,473 302,462 316,510 2,911 1,786

4. 2013 XXX XXX 8,292 44,912 108,062 167,105 240,987 278,337 322,193 332,317 2,395 1,463

5. 2014 XXX XXX XXX 3,078 46,713 116,404 230,494 272,324 312,384 318,014 1,965 1,720

6. 2015 XXX XXX XXX XXX (8,415) 55,198 175,088 242,987 271,700 298,793 1,679 1,473

7. 2016 XXX XXX XXX XXX XXX 3,670 26,591 68,611 89,464 120,031 1,245 979

8. 2017 XXX XXX XXX XXX XXX XXX 3,747 26,041 34,832 45,716 830 612

9. 2018 XXX XXX XXX XXX XXX XXX XXX 1,576 21,505 32,445 340 298




1. Prior 000 99,224 173,377 222,528 242,605 271,173 279,493 295,607 306,878 317,476 XXX XXX

2. 2011 134,558 218,732 255,520 271,441 300,841 307,529 307,068 315,654 316,448 315,771 XXX XXX

3. 2012 XXX 160,286 289,999 318,740 338,080 349,357 343,225 367,562 363,532 365,067 XXX XXX

4. 2013 XXX XXX 114,198 228,947 264,984 280,834 313,286 343,983 350,837 353,416 XXX XXX

5. 2014 XXX XXX XXX 170,825 345,378 398,228 420,221 439,554 434,511 444,001 XXX XXX

6. 2015 XXX XXX XXX XXX 160,904 306,001 353,691 423,337 439,047 450,143 XXX XXX

7. 2016 XXX XXX XXX XXX XXX 173,060 289,678 327,917 342,248 349,304 XXX XXX

8. 2017 XXX XXX XXX XXX XXX XXX 110,929 221,069 252,558 255,049 XXX XXX

9. 2018 XXX XXX XXX XXX XXX XXX XXX 76,979 228,267 274,783 XXX XXX

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 107,048 214,860 XXX XXX


SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 000 3,055,035 5,346,208 7,362,585 8,951,052 10,967,543 13,151,194 15,045,391 15,464,351 15,891,303 188,931 0

2. 2011 296,582 657,130 996,653 1,432,935 1,870,007 2,364,963 2,804,013 3,068,848 3,158,716 3,291,914 162,630 32,781

3. 2012 XXX 144,508 293,896 627,096 1,037,282 1,540,025 2,186,949 2,352,967 2,508,686 2,540,368 149,461 28,243

4. 2013 XXX XXX (191,122) 101,898 467,382 999,852 1,617,165 1,876,247 2,055,263 2,155,878 110,110 31,728

5. 2014 XXX XXX XXX 166,599 474,631 1,014,960 1,761,489 2,066,003 2,351,806 2,524,908 81,226 26,473

6. 2015 XXX XXX XXX XXX 132,499 828,741 1,398,275 1,833,073 2,166,404 2,421,202 79,099 26,985

7. 2016 XXX XXX XXX XXX XXX 95,681 477,155 688,249 1,034,307 1,279,053 101,988 28,768





SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 000 1,962,688 3,427,739 4,341,541 5,252,692 5,816,111 6,485,409 7,142,652 7,304,121 7,333,424 24,167 0

2. 2011 197,994 606,313 1,044,401 1,461,482 1,939,791 2,230,341 2,434,840 2,587,901 2,603,521 2,597,230 8,358 23,202

3. 2012 XXX 156,896 426,671 894,633 1,498,512 1,771,035 2,071,744 2,302,709 2,480,273 2,498,232 6,329 23,123

4. 2013 XXX XXX 51,809 544,170 1,011,345 1,361,128 1,715,030 1,947,846 2,035,999 2,084,177 5,550 23,511

5. 2014 XXX XXX XXX 86,630 503,151 1,015,662 1,558,550 1,895,261 2,106,590 2,216,099 5,112 21,392

6. 2015 XXX XXX XXX XXX 135,796 516,980 1,304,604 1,818,503 2,052,735 2,234,052 5,215 19,424

7. 2016 XXX XXX XXX XXX XXX 194,382 928,986 1,517,110 1,934,229 2,344,668 5,359 20,671

8. 2017 XXX XXX XXX XXX XXX XXX 153,287 514,585 948,518 1,526,210 4,410 18,627




63



CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END($000 OMITTED)

11Number of

12Number of


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020


Payment

ClaimsClosedWithout

LossPayment

1. Prior XXX XXX XXX XXX XXX XXX XXX 000 1,978,880 2,612,545 XXX XXX

2. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 1,209,925 1,939,560 XXX XXX



1. Prior XXX XXX XXX XXX XXX XXX XXX 000 56,394 55,344 0 0




1. Prior XXX XXX XXX XXX XXX XXX XXX 000 121,724 191,780 XXX XXX








1. Prior 000 0 (10) (1) (9) (1) (1) (1) (1) (1) XXX XXX

2. 2011 0 0 0 0 0 0 0 0 0 0 XXX XXX

3. 2012 XXX 0 0 0 0 0 0 0 0 0 XXX XXX

4. 2013 XXX XXX 0 0 0 0 0 0 0 0 XXX XXX

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0 XXX XXX

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0 XXX XXX

7. 2016 XXX XXX XXX XXX XXX 0 0 0 0 0 XXX XXX

8. 2017 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX

9. 2018 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX


64



CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END($000 OMITTED)

11Number of

12Number of


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 132 202 293 421 421 421 437 437 437 XXX XXX

2. 2011 12,437 12,437 12,437 18,078 18,103 18,127 18,141 18,141 18,143 18,146 XXX XXX

3. 2012 XXX 102,275 102,275 102,263 102,480 102,706 103,256 103,497 103,532 103,532 XXX XXX

4. 2013 XXX XXX 13,082 58,922 57,563 58,782 58,774 58,881 58,898 58,902 XXX XXX

5. 2014 XXX XXX XXX 14,219 25,318 21,533 17,236 17,832 17,935 17,956 XXX XXX

6. 2015 XXX XXX XXX XXX 32,329 34,364 35,821 33,509 33,927 33,840 XXX XXX

7. 2016 XXX XXX XXX XXX XXX 169 1,599 5,743 11,904 22,154 XXX XXX

8. 2017 XXX XXX XXX XXX XXX XXX 6,011 42,627 55,370 57,163 XXX XXX

9. 2018 XXX XXX XXX XXX XXX XXX XXX 1 1 3,086 XXX XXX

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 18,826 XXX XXX



1. Prior 000 (76) (83) (84) (83) (83) (83) (83) (83) (83) XXX XXX

2. 2011 0 0 3 0 3 3 3 3 3 3 XXX XXX

3. 2012 XXX 0 0 0 0 0 0 0 0 82 XXX XXX

4. 2013 XXX XXX (517) (517) (517) (517) (517) (517) (517) (517) XXX XXX


6. 2015 XXX XXX XXX XXX 171 171 3,259 5,229 7,478 12,444 XXX XXX

7. 2016 XXX XXX XXX XXX XXX 911 3,517 4,924 8,137 35,117 XXX XXX

8. 2017 XXX XXX XXX XXX XXX XXX 541 954 1,731 1,334 XXX XXX

9. 2018 XXX XXX XXX XXX XXX XXX XXX (6) (6) 1,536 XXX XXX




1. Prior 000 0 0 0 0 0 0 0 0 0 XXX XXX

2. 2011 0 662 761 986 1,153 762 708 708 710 715 XXX XXX

3. 2012 XXX 0 0 0 0 0 0 0 0 0 XXX XXX

4. 2013 XXX XXX 0 0 0 0 0 0 0 0 XXX XXX


6. 2015 XXX XXX XXX XXX 4 4 4 4 4 4 XXX XXX

7. 2016 XXX XXX XXX XXX XXX 451 451 451 451 451 XXX XXX

8. 2017 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX

9. 2018 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX


65


SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCECUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 299,701 545,009 758,784 1,002,361 1,238,743 1,386,754 1,541,391 1,669,356 1,733,677 56,165 0

2. 2011 1,613 7,830 17,681 27,463 58,864 76,102 82,310 87,194 95,847 100,644 1,767 1,114

3. 2012 XXX 2,480 6,873 15,134 18,981 30,936 37,921 51,697 58,859 59,917 1,041 857

4. 2013 XXX XXX 455 3,889 26,646 28,980 36,902 45,872 53,342 62,033 921 739

5. 2014 XXX XXX XXX 1,509 9,883 16,774 26,914 32,944 33,798 22,300 720 765

6. 2015 XXX XXX XXX XXX 955 3,442 6,694 13,586 21,626 36,226 592 610

7. 2016 XXX XXX XXX XXX XXX 851 2,691 6,976 12,801 20,289 505 551

8. 2017 XXX XXX XXX XXX XXX XXX 226 1,715 2,395 18,202 914 755

9. 2018 XXX XXX XXX XXX XXX XXX XXX 812 2,895 9,607 1,562 913


11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 40,130 755 474


1. Prior 000 48,677 89,194 113,294 183,503 188,425 241,934 309,239 314,244 315,304 769 0

2. 2011 11,613 13,168 14,531 36,875 45,911 46,222 47,545 51,631 51,757 51,757 67 141

3. 2012 XXX 5,800 6,353 45,202 48,316 51,402 52,920 69,907 70,024 70,511 69 149

4. 2013 XXX XXX 326 1,372 2,107 3,116 4,026 7,481 9,475 9,475 56 71

5. 2014 XXX XXX XXX 1,212 1,671 1,512 2,881 9,573 9,572 9,572 44 114

6. 2015 XXX XXX XXX XXX 1 828 3,760 10,341 14,286 18,216 78 190

7. 2016 XXX XXX XXX XXX XXX 458 1,136 5,666 6,608 12,586 22 37

8. 2017 XXX XXX XXX XXX XXX XXX (77) (49) 3,431 46,912 15 7

9. 2018 XXX XXX XXX XXX XXX XXX XXX 79 445 12,001 6 34








1. Prior XXX XXX XXX XXX XXX XXX XXX 000 14,899 17,115 24,671 0



66


SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERSBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 31,919 20,538 12,558 6,763 5,346 5,227 4,061 535 231 33

2. 2011 95,210 26,564 13,115 7,726 3,742 1,439 1,349 349 210 (516)

3. 2012 XXX 142,957 35,426 13,590 4,957 2,368 1,230 698 393 170

4. 2013 XXX XXX 86,857 23,809 10,357 1,798 1,987 424 636 392

5. 2014 XXX XXX XXX 82,326 33,421 24,118 12,143 7,046 1,623 (113)

6. 2015 XXX XXX XXX XXX 98,050 23,475 5,626 1,425 3,530 1,336

7. 2016 XXX XXX XXX XXX XXX 103,710 23,681 9,535 4,764 1,150

8. 2017 XXX XXX XXX XXX XXX XXX 252,322 159,558 (48,221) 145,530

9. 2018 XXX XXX XXX XXX XXX XXX XXX 778,534 264,202 195,712

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 284,483 143,157

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 29,108

SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 48,189 12,057 6,244 596 2,588 1,888 7,202 3,731 3,890 (387)

2. 2011 62,567 28,954 6,356 2,235 1,302 237 2,134 1,468 1,107 447

3. 2012 XXX 66,782 14,166 7,080 4,192 955 2,837 3,021 1,146 144

4. 2013 XXX XXX 43,680 15,546 7,523 2,393 3,847 3,167 1,984 1,695

5. 2014 XXX XXX XXX 49,632 12,095 5,097 6,003 4,707 1,837 (5,171)

6. 2015 XXX XXX XXX XXX 75,471 22,871 9,996 9,206 3,142 (5,342)


8. 2017 XXX XXX XXX XXX XXX XXX 66,099 40,268 24,709 23,790




SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 464,809 257,642 234,557 128,001 112,757 92,017 25,432 12,023 25,041 4,242

2. 2011 393,244 208,697 145,273 62,980 68,938 25,591 15,502 12,857 14,670 9,652

3. 2012 XXX 347,167 239,268 127,256 108,333 55,002 42,514 26,108 12,671 12,409

4. 2013 XXX XXX 415,060 256,329 158,188 95,090 64,540 35,042 6,530 8,698

5. 2014 XXX XXX XXX 458,760 298,310 208,830 125,349 34,080 564 10,385

6. 2015 XXX XXX XXX XXX 484,349 304,410 213,894 72,389 21,946 20,150







1. Prior 8,425,037 7,046,588 5,778,976 4,780,536 4,337,921 4,212,576 2,959,745 1,259,695 873,972 398,271

2. 2011 1,938,035 1,244,122 931,473 785,460 581,657 384,894 154,110 154,396 69,965 (11,844)

3. 2012 XXX 1,613,726 985,858 809,840 639,726 416,419 162,810 128,895 55,913 13,283

4. 2013 XXX XXX 1,403,313 918,638 699,768 464,477 202,961 152,539 45,241 11,414

5. 2014 XXX XXX XXX 1,284,306 898,178 575,502 291,224 236,386 65,795 33,012

6. 2015 XXX XXX XXX XXX 1,238,286 706,554 326,211 268,526 44,798 (60,954)






SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL1. Prior 211,848 152,831 112,652 71,815 67,224 65,590 39,963 19,913 16,282 13,719

2. 2011 125,681 67,620 52,495 35,190 23,816 14,172 14,217 7,438 3,819 3,342

3. 2012 XXX 127,890 64,380 59,236 32,260 27,123 23,695 11,660 6,951 4,736

4. 2013 XXX XXX 129,417 92,475 55,179 42,309 31,250 18,621 6,823 6,257

5. 2014 XXX XXX XXX 168,904 87,180 70,581 39,781 32,707 11,228 7,644

6. 2015 XXX XXX XXX XXX 130,703 88,520 61,221 38,378 16,983 13,852






67


SCHEDULE P - PART 4F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCEBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 117,903 88,910 59,170 24,866 24,480 8,720 5,370 3,720 1,415 865

2. 2011 44,624 36,789 31,501 11,408 15,350 15,401 9,909 1,433 1,507 1,251

3. 2012 XXX 49,402 45,047 35,894 25,828 19,522 14,260 3,381 1,401 1,499

4. 2013 XXX XXX 48,800 43,439 30,646 27,906 22,030 7,847 5,665 2,924

5. 2014 XXX XXX XXX 47,726 40,552 41,037 26,278 10,481 7,641 4,480

6. 2015 XXX XXX XXX XXX 46,875 55,626 44,334 18,567 12,243 8,001






SCHEDULE P - PART 4F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 578,982 377,188 272,360 152,802 146,668 109,371 33,526 9,813 1,542 1,909

2. 2011 237,216 164,309 116,838 70,613 69,588 50,822 33,910 19,072 4,904 2,241

3. 2012 XXX 336,339 158,635 126,273 69,491 72,376 46,469 30,101 2,356 5,362

4. 2013 XXX XXX 193,658 156,990 91,049 71,696 28,744 11,473 5,399 (2,182)

5. 2014 XXX XXX XXX 211,061 143,772 89,085 44,514 12,868 4,893 4,318

6. 2015 XXX XXX XXX XXX 220,444 127,165 55,455 6,735 6,944 5,672







1. Prior 108,732 39,581 21,731 17,521 11,176 21,106 8,049 19,788 10,273 8,445

2. 2011 119,465 47,966 31,782 11,635 4,241 2,706 2,899 3,495 1,143 363

3. 2012 XXX 126,805 54,667 24,596 3,511 3,797 1,833 3,015 665 19

4. 2013 XXX XXX 124,486 49,714 24,015 12,496 3,379 5,114 2,010 (1,364)

5. 2014 XXX XXX XXX 119,602 46,647 23,479 7,482 2,677 4,575 1,869

6. 2015 XXX XXX XXX XXX 98,400 42,403 17,417 6,891 6,569 3,246






SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 12,129,155 8,394,860 6,751,759 5,494,269 5,167,182 4,218,712 2,022,048 1,090,851 918,720 1,164,930

2. 2011 2,283,174 2,003,963 1,580,792 1,125,997 910,788 545,584 155,465 6,683 92,940 84,031

3. 2012 XXX 2,068,125 1,807,760 1,313,998 1,003,560 697,512 170,739 53,567 114,330 70,585

4. 2013 XXX XXX 1,760,686 1,347,446 1,126,923 816,994 209,524 47,850 29,803 8,358

5. 2014 XXX XXX XXX 1,820,688 1,431,358 1,047,814 370,233 144,858 139,233 156,306

6. 2015 XXX XXX XXX XXX 1,483,257 1,335,569 493,467 201,665 151,625 298,068

7. 2016 XXX XXX XXX XXX XXX 1,570,333 1,443,019 1,157,857 842,524 659,173

8. 2017 XXX XXX XXX XXX XXX XXX 1,234,982 999,063 902,226 737,266


10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 1,000,931 785,104


SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 4,798,077 2,587,103 1,525,076 1,049,484 936,929 568,690 401,057 56,866 46,782 55,485

2. 2011 2,205,932 1,454,353 986,815 564,342 331,155 181,358 61,571 8,604 40,579 19,277

3. 2012 XXX 1,921,650 1,454,210 856,094 479,475 340,946 106,189 18,151 51,351 59,288

4. 2013 XXX XXX 2,076,370 1,396,838 885,510 578,320 198,567 114,180 50,733 13,531

5. 2014 XXX XXX XXX 1,888,845 1,250,319 813,267 288,526 106,763 28,254 (2,894)

6. 2015 XXX XXX XXX XXX 1,807,979 1,347,486 450,566 66,678 23,357 25,927

7. 2016 XXX XXX XXX XXX XXX 1,753,553 1,272,346 900,298 482,329 266,276

8. 2017 XXX XXX XXX XXX XXX XXX 1,706,787 1,412,498 861,818 543,154

9. 2018 XXX XXX XXX XXX XXX XXX XXX 1,384,779 1,118,530 782,307

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 1,637,137 997,419


68



BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)Years inWhichLossesWere

Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior XXX XXX XXX XXX XXX XXX XXX 1,031,426 177,867 (3,563)




1. Prior XXX XXX XXX XXX XXX XXX XXX 17,181 3,346 2,915

2. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 14,757 818

3. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX (14,508)










1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0

7. 2016 XXX XXX XXX XXX XXX 0 0 0 0 0

8. 2017 XXX XXX XXX XXX XXX XXX 0 0 0 0

9. 2018 XXX XXX XXX XXX XXX XXX XXX 0 0 0

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 0

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1

69



BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)Years inWhichLossesWere

Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 50 0 0 0 0 0 0

2. 2011 0 0 0 0 0 218 223 334 382 292

3. 2012 XXX 0 0 0 0 366 0 0 (10) 0

4. 2013 XXX XXX 18,344 281 74 73 1,481 489 459 474

5. 2014 XXX XXX XXX 28,488 2,978 2,346 1,914 1,360 1,393 1,377

6. 2015 XXX XXX XXX XXX 3,279 3,065 2,891 1,842 2,091 1,952

7. 2016 XXX XXX XXX XXX XXX 1,031 1,597 955 6,130 1,281


9. 2018 XXX XXX XXX XXX XXX XXX XXX 4,589 489 19,838

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 137 3,761



1. Prior 0 0 0 109 97 195 195 195 195 195

2. 2011 0 0 0 442 441 264 264 264 264 264

3. 2012 XXX 143 0 813 613 464 364 1,100 700 700

4. 2013 XXX XXX 614 1,140 926 0 0 0 0 0

5. 2014 XXX XXX XXX 731 731 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 22,366 14,165 15,581 10,370







1. Prior 0 0 256 356 370 356 0 336 336 356

2. 2011 2,766 708 342 425 669 518 0 440 440 402

3. 2012 XXX 2,167 250 2,306 2,052 2,357 356 2,053 2,014 2,172

4. 2013 XXX XXX 2,703 492 421 320 248 452 452 432

5. 2014 XXX XXX XXX 1 68 0 2,357 0 0 46

6. 2015 XXX XXX XXX XXX 2 0 320 0 0 0






70


SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCEBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 942,949 599,329 645,386 493,697 430,589 420,321 362,168 430,469 360,420 224,134

2. 2011 92,826 57,643 64,125 48,875 40,272 31,471 29,332 27,073 16,329 14,213

3. 2012 XXX 45,460 71,017 52,135 40,076 31,825 26,991 24,912 16,756 10,513

4. 2013 XXX XXX 63,000 46,678 37,952 32,729 30,556 27,074 16,476 11,336

5. 2014 XXX XXX XXX 73,152 59,708 52,372 38,649 26,293 12,139 16,368

6. 2015 XXX XXX XXX XXX 92,689 71,406 51,922 45,533 40,191 26,044







1. Prior 199,092 152,088 90,597 69,318 66,001 51,583 59,551 23,459 22,140 19,676

2. 2011 62,045 59,922 46,151 41,592 21,080 14,948 10,207 4,458 3,185 2,253

3. 2012 XXX 54,397 49,476 37,866 28,547 15,239 5,270 12,751 8,078 3,293

4. 2013 XXX XXX 27,529 34,530 26,320 15,934 15,064 4,981 223 2,655

5. 2014 XXX XXX XXX 29,723 27,536 18,675 18,192 10,500 3,517 3,063

6. 2015 XXX XXX XXX XXX 22,305 17,634 10,033 12,213 2,923 9,622











1. Prior XXX XXX XXX XXX XXX XXX XXX 20,324 106 101



71


SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERSSECTION 1

CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR ENDYears in Which

PremiumsWere Earnedand Losses

Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 16,848 2,878 6,601 540 319 392 408 138 140 110

2. 2011 74,375 96,812 98,560 99,084 99,362 99,581 99,712 99,779 99,863 99,898

3. 2012 XXX 50,056 70,826 72,309 72,868 73,208 73,395 73,528 73,587 73,625

4. 2013 XXX XXX 37,293 48,963 50,220 50,853 51,192 51,385 51,504 51,593

5. 2014 XXX XXX XXX 37,548 50,572 52,944 54,142 54,685 54,990 55,157

6. 2015 XXX XXX XXX XXX 39,295 57,192 59,189 59,951 60,356 60,582






SECTION 2NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END

Years in Which Premiums

Were Earnedand Losses

Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 2,198 937 671 284 199 182 99 90 62 55

2. 2011 14,923 1,078 301 223 154 127 94 63 22 18

3. 2012 XXX 13,932 733 360 218 141 95 65 41 38

4. 2013 XXX XXX 8,004 682 368 241 182 139 105 75

5. 2014 XXX XXX XXX 7,838 965 558 323 226 126 78

6. 2015 XXX XXX XXX XXX 10,878 1,929 432 229 146 93

7. 2016 XXX XXX XXX XXX XXX 11,818 1,885 512 299 203

8. 2017 XXX XXX XXX XXX XXX XXX 20,468 4,028 3,073 614




SECTION 3CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 20,059 1,725 8,647 303 327 457 419 552 512 116

2. 2011 100,297 111,496 113,007 113,574 113,836 114,075 114,196 114,414 114,653 114,691

3. 2012 XXX 74,232 84,866 86,417 86,978 87,329 87,507 87,815 88,056 88,108

4. 2013 XXX XXX 59,124 66,933 68,280 68,952 69,327 69,672 69,952 70,040

5. 2014 XXX XXX XXX 53,877 63,794 66,313 67,581 68,311 68,776 68,961

6. 2015 XXX XXX XXX XXX 57,129 70,648 72,629 73,469 74,015 74,257






72


SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICALSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 23,560 2,817 2,577 293 79 46 2,915 14 971 75

2. 2011 58,691 79,108 80,939 81,200 81,270 81,313 81,356 81,367 81,388 81,407

3. 2012 XXX 54,010 74,420 75,336 75,540 75,663 75,769 75,805 75,849 75,884

4. 2013 XXX XXX 29,946 40,882 42,021 42,425 42,652 42,751 42,839 42,887

5. 2014 XXX XXX XXX 14,142 20,937 22,226 22,718 22,946 23,121 23,214

6. 2015 XXX XXX XXX XXX 10,740 18,216 19,441 19,835 20,127 20,261









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 2,976 1,324 1,086 64 45 33 12 11 8 6

2. 2011 15,695 1,963 795 73 45 19 10 6 5 1

3. 2012 XXX 15,889 1,655 281 159 66 37 27 17 7

4. 2013 XXX XXX 7,135 1,610 875 467 266 246 158 119

5. 2014 XXX XXX XXX 6,239 1,658 882 527 475 367 319

6. 2015 XXX XXX XXX XXX 5,245 1,085 589 466 267 209

7. 2016 XXX XXX XXX XXX XXX 5,278 1,440 1,013 631 494








Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 30,640 2,059 4,180 (523) 68 38 3,250 23 1,081 84

2. 2011 85,404 97,451 99,707 99,455 99,524 99,545 99,585 99,598 99,622 99,643

3. 2012 XXX 80,751 96,483 96,633 96,834 96,902 96,987 97,019 97,060 97,093

4. 2013 XXX XXX 52,024 62,671 63,523 63,782 63,891 64,001 64,057 64,084

5. 2014 XXX XXX XXX 34,278 39,432 40,414 40,799 41,064 41,177 41,246

6. 2015 XXX XXX XXX XXX 23,945 29,418 30,437 30,912 31,091 31,197






73


SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 70,065 13,685 15,681 2,814 2,589 2,295 54,877 2,718 1,199 436

2. 2011 108,825 149,231 154,678 156,880 158,227 159,319 166,794 167,163 167,434 167,625

3. 2012 XXX 88,131 125,187 130,034 132,240 133,638 141,603 142,139 142,477 142,732

4. 2013 XXX XXX 69,069 101,074 105,669 107,938 115,678 116,452 116,915 117,216

5. 2014 XXX XXX XXX 70,215 100,999 106,241 116,318 117,614 118,337 118,750

6. 2015 XXX XXX XXX XXX 70,923 108,404 123,812 126,377 127,889 128,682









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 17,357 6,375 3,822 2,994 2,230 1,085 768 470 330 265

2. 2011 46,963 6,372 3,043 1,904 1,063 551 315 174 112 91

3. 2012 XXX 33,081 5,975 3,272 1,769 824 467 228 136 97

4. 2013 XXX XXX 28,923 6,297 3,298 1,565 900 414 230 168

5. 2014 XXX XXX XXX 29,017 5,896 2,950 2,012 732 389 269

6. 2015 XXX XXX XXX XXX 33,287 6,778 4,339 1,745 771 519









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 61,879 2,316 25,235 3,800 2,396 2,581 80,357 3,609 1,569 626

2. 2011 181,537 187,695 188,894 190,898 191,781 192,778 202,559 202,996 203,334 203,617

3. 2012 XXX 143,772 148,849 152,799 154,488 155,588 165,570 166,102 166,538 166,854

4. 2013 XXX XXX 126,905 149,256 152,814 154,543 164,290 165,019 165,596 165,959

5. 2014 XXX XXX XXX 122,538 142,519 146,528 159,412 160,021 160,772 161,211

6. 2015 XXX XXX XXX XXX 127,030 152,896 171,832 173,114 174,366 175,186






74



SECTION 1CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 163,036 113,794 89,522 44,654 32,676 28,678 25,048 20,295 11,219 8,966

2. 2011 78,926 133,230 152,875 162,501 168,578 173,042 176,210 178,376 180,099 181,360

3. 2012 XXX 47,192 82,089 91,939 97,938 101,984 104,940 106,985 108,537 109,690

4. 2013 XXX XXX 32,306 56,377 64,702 69,453 73,058 75,326 76,949 78,144

5. 2014 XXX XXX XXX 28,461 55,059 63,903 68,994 72,088 74,255 75,621

6. 2015 XXX XXX XXX XXX 28,403 55,686 64,707 69,144 71,873 73,339









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 81,013 64,858 52,632 41,937 35,808 28,421 25,498 19,667 17,974 14,011

2. 2011 43,428 16,398 9,560 6,249 4,257 2,984 2,259 1,735 1,510 1,525

3. 2012 XXX 26,720 10,732 6,553 4,370 2,835 1,980 1,563 1,387 1,511

4. 2013 XXX XXX 21,262 7,885 5,029 3,235 2,136 1,599 1,319 1,367

5. 2014 XXX XXX XXX 18,884 7,418 4,427 2,862 2,017 1,491 1,223

6. 2015 XXX XXX XXX XXX 18,041 8,158 4,276 2,668 1,914 1,394









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 84,410 57,674 82,836 60,440 29,485 23,331 23,838 15,777 10,726 5,990

2. 2011 134,896 170,839 183,538 190,539 195,028 198,499 201,124 202,930 204,578 206,053

3. 2012 XXX 83,593 105,299 112,054 116,346 119,216 121,548 123,348 124,875 126,310

4. 2013 XXX XXX 62,527 77,327 83,471 86,841 89,628 91,600 93,169 94,548

5. 2014 XXX XXX XXX 53,478 71,745 78,237 82,149 84,742 86,740 88,000

6. 2015 XXX XXX XXX XXX 49,503 70,562 77,318 80,801 83,149 84,321






75


SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERILSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 8,371 3,968 1,942 1,285 965 822 633 453 357 363

2. 2011 7,836 13,573 14,906 15,907 16,451 16,756 16,917 17,015 17,076 17,108

3. 2012 XXX 8,592 14,496 17,301 18,237 18,768 19,012 19,147 19,239 19,297

4. 2013 XXX XXX 6,429 26,850 29,086 29,930 30,375 30,607 30,731 30,806

5. 2014 XXX XXX XXX 26,562 38,822 40,204 40,818 41,236 41,434 41,535

6. 2015 XXX XXX XXX XXX 21,766 29,333 30,629 31,554 31,947 32,140









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 5,010 3,580 2,699 2,603 2,082 1,634 1,356 964 938 747

2. 2011 4,708 2,232 1,286 1,160 764 500 366 168 128 101

3. 2012 XXX 5,588 1,901 1,848 1,032 618 365 250 200 134

4. 2013 XXX XXX 4,299 3,900 1,710 1,020 645 422 299 218

5. 2014 XXX XXX XXX 10,631 3,235 1,136 684 471 310 223

6. 2015 XXX XXX XXX XXX 12,888 4,791 1,262 925 405 273

7. 2016 XXX XXX XXX XXX XXX 13,158 4,198 1,999 1,093 731








Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 8,990 3,253 1,173 2,762 1,030 868 787 547 687 444

2. 2011 15,329 21,555 21,775 23,157 23,573 23,784 23,931 23,994 24,063 24,099

3. 2012 XXX 17,231 20,784 25,141 25,846 26,237 26,431 26,650 26,767 26,817

4. 2013 XXX XXX 14,059 41,262 43,077 43,688 43,988 44,167 44,377 44,430

5. 2014 XXX XXX XXX 44,021 54,321 54,859 55,387 55,863 56,093 56,171

6. 2015 XXX XXX XXX XXX 40,449 43,058 44,131 45,431 45,717 45,870






76


SCHEDULE P - PART 5F - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCESECTION 1A

Years in CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR ENDYears in Which


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 1,312 1,132 794 450 692 310 178 108 53 28

2. 2011 271 528 705 863 1,316 1,517 1,594 1,631 1,655 1,674

3. 2012 XXX 284 558 733 916 1,081 1,176 1,252 1,289 1,307

4. 2013 XXX XXX 234 387 547 684 803 879 916 942

5. 2014 XXX XXX XXX 8 65 173 288 384 450 497

6. 2015 XXX XXX XXX XXX 11 82 175 275 355 420






SECTION 2AYears in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 1,225 954 714 425 463 286 177 138 106 80

2. 2011 130 193 223 204 233 111 64 44 32 25

3. 2012 XXX 189 260 325 268 188 130 88 76 61

4. 2013 XXX XXX 446 195 241 205 120 78 67 53

5. 2014 XXX XXX XXX 175 227 219 147 87 72 84

6. 2015 XXX XXX XXX XXX 179 197 204 147 101 65






SECTION 3AYears in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 1,876 1,430 1,053 818 1,242 623 546 68 42 4

2. 2011 428 810 1,084 1,262 1,794 1,906 1,949 1,973 1,992 2,012

3. 2012 XXX 494 943 1,241 1,413 1,524 1,597 1,649 1,677 1,684

4. 2013 XXX XXX 732 713 974 1,108 1,183 1,232 1,264 1,282

5. 2014 XXX XXX XXX 221 407 556 664 728 786 854

6. 2015 XXX XXX XXX XXX 209 360 538 615 676 719






77


SCHEDULE P - PART 5F - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 4,938 2,566 1,594 687 538 409 248 153 89 58

2. 2011 653 1,506 2,097 2,552 2,870 3,119 3,262 3,347 3,400 3,429

3. 2012 XXX 659 1,364 1,866 2,276 2,548 2,708 2,826 2,876 2,911

4. 2013 XXX XXX 378 912 1,373 1,772 2,064 2,250 2,342 2,395

5. 2014 XXX XXX XXX 175 633 1,105 1,458 1,726 1,906 1,965

6. 2015 XXX XXX XXX XXX 142 578 993 1,347 1,542 1,679

7. 2016 XXX XXX XXX XXX XXX 137 518 866 1,089 1,245





SECTION 2BYears in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 4,766 2,795 1,731 1,105 834 440 290 182 122 101

2. 2011 2,043 1,509 955 579 445 293 209 169 116 106

3. 2012 XXX 1,787 1,262 794 586 397 271 236 193 173

4. 2013 XXX XXX 1,245 1,153 919 611 380 327 257 227

5. 2014 XXX XXX XXX 1,771 1,324 844 522 325 201 155

6. 2015 XXX XXX XXX XXX 1,634 1,212 682 419 284 198

7. 2016 XXX XXX XXX XXX XXX 1,228 780 507 354 244





SECTION 3BYears in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 4,555 1,687 957 724 754 286 168 89 58 53

2. 2011 3,249 4,251 4,709 4,997 5,303 5,469 5,589 5,656 5,689 5,713

3. 2012 XXX 2,793 3,719 4,059 4,382 4,554 4,667 4,795 4,840 4,870

4. 2013 XXX XXX 1,936 2,843 3,309 3,561 3,745 3,941 4,027 4,085

5. 2014 XXX XXX XXX 2,179 2,934 3,297 3,539 3,698 3,801 3,840

6. 2015 XXX XXX XXX XXX 1,983 2,560 2,872 3,112 3,244 3,350






78


SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 113,833 54,252 49,514 20,876 13,312 11,754 18,717 11,921 4,654 3,931

2. 2011 91,461 136,377 145,362 150,235 153,449 158,546 160,033 161,389 162,171 162,630

3. 2012 XXX 93,185 132,436 136,317 139,071 141,443 145,808 146,730 147,397 149,461

4. 2013 XXX XXX 80,160 97,014 100,427 103,018 105,440 106,774 107,616 110,110

5. 2014 XXX XXX XXX 45,545 68,413 72,887 75,582 77,419 78,736 81,226

6. 2015 XXX XXX XXX XXX 43,702 65,927 70,538 73,360 76,301 79,099









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 77,236 57,819 46,075 34,808 32,506 23,700 21,356 17,080 17,674 14,272

2. 2011 32,881 11,928 7,879 5,670 3,870 2,505 1,855 1,330 965 779

3. 2012 XXX 22,359 7,492 6,224 4,394 2,909 1,865 1,342 1,052 941

4. 2013 XXX XXX 16,587 7,078 5,697 4,047 2,634 1,753 1,223 886

5. 2014 XXX XXX XXX 17,711 7,393 5,604 4,003 2,599 1,807 1,274

6. 2015 XXX XXX XXX XXX 18,228 8,276 6,381 5,391 2,928 1,999









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 99,960 38,322 78,840 45,429 25,839 17,379 27,775 18,845 12,081 6,424

2. 2011 140,429 172,382 179,791 184,674 187,587 192,262 193,709 195,017 195,721 196,190

3. 2012 XXX 128,120 159,457 165,167 168,330 170,539 174,739 175,688 176,428 178,645

4. 2013 XXX XXX 112,875 127,823 132,861 135,748 138,118 139,385 140,249 142,724

5. 2014 XXX XXX XXX 73,083 94,922 100,483 103,548 105,244 106,543 108,973

6. 2015 XXX XXX XXX XXX 71,998 93,393 99,402 103,399 105,396 108,083






79


SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 11,671 8,260 8,606 1,896 1,371 1,085 1,032 1,167 455 295

2. 2011 1,520 4,175 5,622 6,546 7,194 7,669 7,989 8,144 8,311 8,358

3. 2012 XXX 1,236 3,034 4,292 5,116 5,627 5,938 6,120 6,238 6,329

4. 2013 XXX XXX 820 2,644 3,813 4,574 5,016 5,310 5,461 5,550

5. 2014 XXX XXX XXX 984 2,619 3,581 4,295 4,711 4,949 5,112

6. 2015 XXX XXX XXX XXX 1,024 2,712 3,820 4,569 4,969 5,215



9. 2018 XXX XXX XXX XXX XXX XXX XXX 927 2,273 3,124






Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 21,983 13,563 9,446 7,853 6,073 4,607 3,858 2,853 2,442 1,367

2. 2011 15,957 7,986 4,454 2,843 1,961 1,288 899 639 476 347

3. 2012 XXX 16,420 7,498 4,079 2,474 1,619 1,108 822 586 407

4. 2013 XXX XXX 15,615 6,900 3,637 2,102 1,377 2,611 660 444

5. 2014 XXX XXX XXX 14,311 6,334 3,413 2,025 562 899 532

6. 2015 XXX XXX XXX XXX 13,725 6,769 3,793 685 1,574 1,021

7. 2016 XXX XXX XXX XXX XXX 14,828 6,967 899 2,544 1,602








Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 13,135 6,131 15,212 5,641 1,929 7,679 1,414 1,161 590 (26)

2. 2011 24,205 28,813 29,347 30,310 30,930 31,300 31,546 31,677 31,899 31,907

3. 2012 XXX 24,389 26,442 27,849 28,509 28,994 29,253 29,608 29,794 29,859

4. 2013 XXX XXX 23,670 26,506 27,610 28,246 28,633 29,057 29,456 29,505

5. 2014 XXX XXX XXX 21,231 24,517 25,470 26,061 26,489 26,917 27,036

6. 2015 XXX XXX XXX XXX 19,740 23,358 24,483 25,130 25,507 25,660






80


SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 19,833 15,409 17,303 1,869 4,929 4,842 4,404 3,082 2,640 1,687

2. 2011 585 964 1,125 1,257 1,399 1,529 1,596 1,664 1,732 1,767

3. 2012 XXX 288 550 666 816 903 961 1,003 1,028 1,041

4. 2013 XXX XXX 251 489 640 760 822 864 902 921

5. 2014 XXX XXX XXX 152 313 437 526 625 687 720

6. 2015 XXX XXX XXX XXX 139 303 389 475 537 592



9. 2018 XXX XXX XXX XXX XXX XXX XXX 824 1,426 1,562

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 893 1,604





Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 21,513 22,086 22,963 19,310 17,144 15,029 13,159 7,976 6,845 4,917

2. 2011 408 349 341 289 193 128 110 101 69 53

3. 2012 XXX 383 337 263 165 89 57 61 46 52

4. 2013 XXX XXX 382 263 199 119 85 69 59 62

5. 2014 XXX XXX XXX 342 273 233 193 142 114 69

6. 2015 XXX XXX XXX XXX 298 228 172 167 126 114









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 15,087 14,716 17,391 23,114 10,683 9,142 7,762 6,552 4,737 1,742

2. 2011 1,220 1,870 2,184 2,371 2,490 2,623 2,707 2,818 2,889 2,934

3. 2012 XXX 863 1,355 1,535 1,673 1,739 1,796 1,868 1,914 1,950

4. 2013 XXX XXX 808 1,185 1,394 1,487 1,561 1,617 1,674 1,722

5. 2014 XXX XXX XXX 628 990 1,192 1,316 1,442 1,532 1,554

6. 2015 XXX XXX XXX XXX 553 836 979 1,144 1,225 1,316

7. 2016 XXX XXX XXX XXX XXX 359 590 926 1,081 1,170

8. 2017 XXX XXX XXX XXX XXX XXX 388 1,509 1,763 1,856




81


SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 209 253 183 81 62 26 90 33 27 14

2. 2011 5 30 43 50 58 63 65 66 67 67

3. 2012 XXX 6 20 30 40 48 57 63 65 69

4. 2013 XXX XXX 6 22 30 37 47 54 56 56

5. 2014 XXX XXX XXX 1 24 26 33 42 43 44

6. 2015 XXX XXX XXX XXX 7 15 28 50 68 78









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 603 457 304 221 150 121 98 69 167 67

2. 2011 80 72 37 24 14 9 10 8 6 8

3. 2012 XXX 51 46 27 20 16 10 6 14 10

4. 2013 XXX XXX 41 26 22 9 5 1 0 0

5. 2014 XXX XXX XXX 24 26 20 13 2 0 0

6. 2015 XXX XXX XXX XXX 74 81 57 15 8 3









Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 489 343 184 196 57 62 89 24 136 (13)

2. 2011 114 184 188 198 204 208 212 213 214 216

3. 2012 XXX 98 140 161 196 203 211 215 225 228

4. 2013 XXX XXX 69 93 113 114 121 124 127 127

5. 2014 XXX XXX XXX 36 138 146 152 156 157 158

6. 2015 XXX XXX XXX XXX 122 214 236 248 264 271






82


SCHEDULE P - PART 5T - WARRANTYSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior XXX XXX XXX XXX XXX XXX XXX 17,084 6,963 624



SECTION 2Years in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior XXX XXX XXX XXX XXX XXX XXX 4,819 380 2



SECTION 3Years in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior XXX XXX XXX XXX XXX XXX XXX 22,651 2,784 368



83


SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1

Years in Which CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11Premiums


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (32,968) 17,548 (4,771) (23,858) 2,473 (405) (5,010) (950) 3,098 1,577 1,577

2. 2011 1,121,229 1,094,273 1,090,417 1,086,762 1,084,736 1,085,231 1,084,991 1,084,225 1,084,942 1,084,991 49

3. 2012 XXX 1,050,347 1,037,398 1,031,671 1,031,589 1,030,824 1,031,002 1,030,269 1,030,208 1,030,051 (157)

4. 2013 XXX XXX 1,234,205 884,309 878,063 876,173 876,098 878,243 877,734 877,442 (292)

5. 2014 XXX XXX XXX 1,126,397 1,107,265 1,101,836 1,101,401 1,105,622 1,104,706 1,104,317 (389)

6. 2015 XXX XXX XXX XXX 1,159,125 1,145,522 1,144,797 1,145,084 1,143,560 1,143,081 (479)

7. 2016 XXX XXX XXX XXX XXX 1,005,113 948,691 941,556 939,271 939,246 (25)

8. 2017 XXX XXX XXX XXX XXX XXX 700,023 842,432 836,051 836,598 547

9. 2018 XXX XXX XXX XXX XXX XXX XXX 703,528 674,450 671,256 (3,194)

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 660,531 653,632 (6,899)

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 775,431 775,431

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 766,169

13. Earned Premiums (Sch P-Pt. 1) 1,214,527 1,065,146 1,244,109 1,087,591 1,151,707 1,005,661 694,394 703,124 655,759 766,169 XXX

SECTION 2Years in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (1,768) 6,110 (2,918) 4,363 343 1,136 (131) 166 239 (3) (3)

2. 2011 276,463 267,145 268,814 272,149 272,092 272,123 272,113 272,097 272,097 272,108 11

3. 2012 XXX 223,553 229,823 230,479 233,162 233,161 233,276 232,868 232,867 232,820 (47)

4. 2013 XXX XXX 336,991 17,909 19,100 19,399 19,407 20,141 20,141 20,139 (2)

5. 2014 XXX XXX XXX 131,658 154,383 157,995 158,000 162,905 162,882 162,878 (4)

6. 2015 XXX XXX XXX XXX 165,805 171,650 171,690 174,903 174,997 174,998 1

7. 2016 XXX XXX XXX XXX XXX 266,785 215,997 215,526 215,593 215,614 21

8. 2017 XXX XXX XXX XXX XXX XXX 297,950 449,382 448,584 447,614 (970)

9. 2018 XXX XXX XXX XXX XXX XXX XXX 284,767 261,259 260,882 (377)

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 254,556 263,212 8,656



13. Earned Premiums (Sch P-Pt. 1) 273,973 237,001 334,569 141,083 173,839 286,075 298,567 300,929 262,793 402,797 XXX


SECTION 1Years in Which CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 247,963 (65,751) 102,179 157,228 49,170 22,088 (29,772) (6,320) (31,830) (97,709) (97,709)

2. 2011 3,759,467 3,703,211 3,740,559 3,777,225 3,774,382 3,771,891 3,768,882 3,756,422 3,742,092 3,743,961 1,869

3. 2012 XXX 3,140,203 3,164,527 3,169,846 3,166,168 3,170,111 3,164,889 3,162,464 3,157,503 3,162,821 5,318

4. 2013 XXX XXX 2,830,319 2,714,890 2,735,309 2,734,574 2,731,017 2,731,239 2,729,643 2,743,126 13,483

5. 2014 XXX XXX XXX 2,675,296 2,664,002 2,705,648 2,703,515 2,706,909 2,711,174 2,718,999 7,825

6. 2015 XXX XXX XXX XXX 2,670,961 2,908,483 2,899,876 2,896,684 2,900,663 2,912,576 11,913

7. 2016 XXX XXX XXX XXX XXX 2,271,027 2,266,195 2,282,795 2,273,415 2,265,862 (7,553)

8. 2017 XXX XXX XXX XXX XXX XXX 1,957,937 2,144,285 2,159,023 2,147,477 (11,546)

9. 2018 XXX XXX XXX XXX XXX XXX XXX 1,786,820 1,936,744 1,954,799 18,055

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 1,716,855 1,823,737 106,882

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,432,411 1,432,411

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,480,948

13. Earned Premiums (Sch P-Pt. 1) 3,962,335 3,306,440 3,111,574 2,900,366 2,799,114 2,533,658 1,900,805 1,888,801 1,810,439 1,480,948 XXX



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 12,716 10,322 (18,162) (268) 8,494 19,700 (15) (1,481) 5,955 51 51

2. 2011 466,933 338,319 342,778 348,403 348,596 360,211 360,214 360,789 360,779 360,371 (408)

3. 2012 XXX 240,391 180,807 182,583 185,640 194,179 194,184 198,897 198,864 198,519 (345)

4. 2013 XXX XXX 363,793 224,464 227,259 229,417 229,431 231,346 231,265 232,209 944

5. 2014 XXX XXX XXX 401,572 333,324 353,995 354,007 365,051 365,242 366,508 1,266

6. 2015 XXX XXX XXX XXX 357,212 510,481 510,515 527,394 527,712 527,802 90

7. 2016 XXX XXX XXX XXX XXX 446,151 446,306 477,626 475,967 478,453 2,486

8. 2017 XXX XXX XXX XXX XXX XXX 771,568 940,681 955,406 957,327 1,921

9. 2018 XXX XXX XXX XXX XXX XXX XXX 464,362 534,313 544,529 10,216





84


SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERILSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (25,538) 1,005 (366) 127 40 108 88 17 4 0 0

2. 2011 645,583 793,352 793,116 793,095 793,112 793,169 793,281 793,280 793,280 793,279 (1)

3. 2012 XXX 915,945 946,385 946,385 946,368 945,925 945,996 945,995 945,994 945,994 0

4. 2013 XXX XXX 892,549 1,006,817 1,007,890 1,008,243 1,008,259 1,008,260 1,008,258 1,008,254 (4)

5. 2014 XXX XXX XXX 990,356 1,595,693 1,595,929 1,595,922 1,595,878 1,595,935 1,595,807 (128)

6. 2015 XXX XXX XXX XXX 1,015,007 976,080 976,089 975,947 976,143 976,016 (127)

7. 2016 XXX XXX XXX XXX XXX 1,250,054 970,236 960,421 959,982 959,810 (172)


9. 2018 XXX XXX XXX XXX XXX XXX XXX 853,756 1,004,746 1,007,106 2,360




13. Earned Premiums (Sch P-Pt. 1) 654,033 927,067 909,460 996,893 1,024,757 1,257,371 860,372 844,046 965,118 1,317,591 XXX



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (6,840) 792 (140) 48 48 106 98 5 2 0 0

2. 2011 135,114 302,127 301,953 301,935 301,939 301,946 301,981 301,980 301,980 301,980 0

3. 2012 XXX 313,065 365,215 365,210 365,230 365,239 365,260 365,260 365,260 365,260 0

4. 2013 XXX XXX 128,525 287,719 287,939 287,829 287,834 287,835 287,835 287,913 78

5. 2014 XXX XXX XXX 75,887 743,233 743,483 743,480 743,444 743,507 743,528 21

6. 2015 XXX XXX XXX XXX 261,148 254,748 254,771 254,792 254,972 254,927 (45)

7. 2016 XXX XXX XXX XXX XXX 530,753 282,647 272,264 272,160 272,122 (38)


9. 2018 XXX XXX XXX XXX XXX XXX XXX 129,045 274,574 275,174 600





SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (45,244) 66,659 (32,716) 79,448 (67,084) (45,407) (3,749) 8,657 (30,776) (30,984) (30,984)

2. 2011 4,375,884 4,605,966 4,591,800 4,619,034 4,611,959 4,658,729 4,659,273 4,653,980 4,649,896 4,643,124 (6,772)

3. 2012 XXX 3,743,736 4,186,364 4,187,999 4,183,704 4,199,751 4,199,372 4,197,583 4,199,874 4,195,995 (3,879)

4. 2013 XXX XXX 3,058,998 2,999,930 2,990,445 2,997,224 2,997,238 3,011,610 3,014,192 3,029,500 15,308

5. 2014 XXX XXX XXX 3,481,820 3,327,614 3,321,752 3,322,991 3,333,381 3,339,860 3,359,018 19,158

6. 2015 XXX XXX XXX XXX 3,291,673 3,338,364 3,341,893 3,359,087 3,361,982 3,380,075 18,093

7. 2016 XXX XXX XXX XXX XXX 3,361,310 3,251,125 3,253,147 3,254,709 3,260,575 5,866

8. 2017 XXX XXX XXX XXX XXX XXX 2,462,025 2,470,276 2,462,147 2,464,050 1,903

9. 2018 XXX XXX XXX XXX XXX XXX XXX 2,200,615 2,269,974 2,264,123 (5,851)





SECTION 2AYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 3,825 (2,255) (30,395) (6,504) 7,597 2,834 138 3,566 (3,596) (1,112) (1,112)

2. 2011 888,291 1,183,971 1,178,594 1,181,456 1,181,512 1,184,036 1,184,046 1,184,658 1,184,546 1,182,781 (1,765)

3. 2012 XXX 809,104 1,341,361 1,343,878 1,342,922 1,344,387 1,344,670 1,348,289 1,348,301 1,346,331 (1,970)

4. 2013 XXX XXX 278,297 312,688 315,495 319,301 319,397 333,587 333,247 335,482 2,235

5. 2014 XXX XXX XXX 604,392 560,096 565,235 565,258 576,133 575,782 577,687 1,905

6. 2015 XXX XXX XXX XXX 787,646 916,885 917,110 926,387 926,363 926,803 440

7. 2016 XXX XXX XXX XXX XXX 1,070,018 1,011,730 1,015,490 1,014,505 1,015,234 729


9. 2018 XXX XXX XXX XXX XXX XXX XXX 721,446 800,192 804,323 4,131




13. Earned Premiums (Sch P-Pt. 1) 889,225 792,125 309,327 612,284 818,771 1,120,341 832,383 810,042 695,978 861,991 XXX

85


SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (2,996) 12,364 (739) 4,298 537 (9,589) 454 324 152 3,502 3,502

2. 2011 3,942,359 3,943,791 3,945,630 3,945,232 3,944,903 3,944,789 3,944,826 3,944,854 3,944,900 3,945,348 448

3. 2012 XXX 3,489,990 3,677,455 3,677,868 3,731,732 3,731,885 3,732,151 3,732,424 3,732,481 3,732,930 449

4. 2013 XXX XXX 3,666,230 3,767,946 3,759,267 3,760,552 3,762,286 3,763,962 3,764,023 3,764,463 440

5. 2014 XXX XXX XXX 3,934,046 3,807,467 3,811,807 3,816,135 3,820,152 3,820,290 3,820,715 425

6. 2015 XXX XXX XXX XXX 3,764,039 3,874,115 3,877,269 3,881,144 3,881,629 3,882,433 804

7. 2016 XXX XXX XXX XXX XXX 3,499,805 3,492,332 3,498,973 3,500,643 3,501,461 818

8. 2017 XXX XXX XXX XXX XXX XXX 3,251,376 3,361,774 3,364,616 3,365,850 1,234

9. 2018 XXX XXX XXX XXX XXX XXX XXX 2,995,621 3,054,735 3,058,349 3,614





SECTION 2BYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 10,724 670 2,726 (320) (121) 92 211 (37) 629 4,008 4,008

2. 2011 482,038 486,221 486,736 486,716 486,645 486,633 486,649 486,659 486,719 487,167 448

3. 2012 XXX 298,785 494,730 494,781 545,917 545,996 546,110 546,194 546,255 546,691 436

4. 2013 XXX XXX 410,736 519,238 541,576 541,949 542,399 542,723 542,785 543,201 416

5. 2014 XXX XXX XXX 703,202 643,253 644,331 645,140 645,579 645,650 646,180 530

6. 2015 XXX XXX XXX XXX 382,171 484,825 485,909 486,803 486,883 487,339 456








SCHEDULE P - PART 6M - INTERNATIONALSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2011 1,146 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 861 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 8,052 10,733 10,733 10,733 10,733 10,733 10,733 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0 0

7. 2016 XXX XXX XXX XXX XXX 2,000 0 0 0 0 0

8. 2017 XXX XXX XXX XXX XXX XXX 0 0 0 0 0

9. 2018 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0

10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0

11. 2020 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 0

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 0

13. Earned Premiums (Sch P-Pt. 1) 1,146 0 861 8,052 0 2,000 0 0 0 0 XXX



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2011 1,146 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 861 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 636 3,317 3,317 3,317 3,317 3,317 3,317 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0 0







13. Earned Premiums (Sch P-Pt. 1) 1,146 0 861 636 0 2,000 0 0 0 0 XXX

86


SCHEDULE P - PART 6N - REINSURANCE - NONPROPORTIONAL ASSUMED PROPERTYSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2011 20,420 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 1,554 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 304 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 131,573 131,605 131,605 131,605 131,605 131,605 131,605 0

6. 2015 XXX XXX XXX XXX 67,271 67,184 67,184 67,184 67,184 67,184 0







13. Earned Premiums (Sch P-Pt. 1) 43,842 120,117 138,577 131,573 67,271 42,616 8,105 29,945 156 14,331 XXX



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2011 20,420 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 1,554 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 304 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 32 32 32 32 32 32 0

6. 2015 XXX XXX XXX XXX 0 (87) (87) (87) (87) (87) 0

7. 2016 XXX XXX XXX XXX XXX 68 1,560 1,560 1,560 1,560 0






13. Earned Premiums (Sch P-Pt. 1) 20,420 1,554 304 0 0 68 893 493 0 0 XXX

SCHEDULE P - PART 6O - REINSURANCE - NONPROPORTIONAL ASSUMED LIABILITYSECTION 1



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2011 3,291 9 9 9 9 9 9 9 9 9 0

3. 2012 XXX 1,901 391 391 391 391 391 391 391 391 0

4. 2013 XXX XXX 587 1,729 1,729 1,729 1,729 1,729 1,729 1,729 0

5. 2014 XXX XXX XXX 321 321 321 321 321 321 321 0

6. 2015 XXX XXX XXX XXX 44,792 44,782 44,782 44,782 44,782 44,782 0




10. 2019 XXX XXX XXX XXX XXX XXX XXX XXX 42,264 42,264 0



13. Earned Premiums (Sch P-Pt. 1) 3,133 1,901 587 321 44,792 46,352 48,522 15,476 42,264 23,698 XXX



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2011 3,282 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 1,706 196 196 196 196 196 196 196 196 0

4. 2013 XXX XXX 587 761 761 761 761 761 761 761 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 10 0 0 0 0 0 0







13. Earned Premiums (Sch P-Pt. 1) 3,282 1,706 587 0 10 3,022 0 0 0 0 XXX

87


SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (11,648) (2,701) (24,450) 8,626 49,391 26,440 40 319 8,003 7,714 7,714

2. 2011 65,916 75,194 70,341 69,988 70,185 66,494 66,494 65,853 65,908 66,467 559

3. 2012 XXX 15,594 8,155 12,067 11,968 12,578 12,578 10,668 10,942 11,057 115

4. 2013 XXX XXX 57,054 43,592 43,799 43,824 43,824 43,652 43,726 43,513 (213)

5. 2014 XXX XXX XXX 59,730 32,583 32,926 32,926 34,142 34,282 34,268 (14)

6. 2015 XXX XXX XXX XXX 82,396 60,983 60,983 61,418 61,036 61,198 162


8. 2017 XXX XXX XXX XXX XXX XXX 143,937 112,351 113,207 114,269 1,062






SECTION 2AYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior (1,360) 19 (476) 230 29 5,135 0 (42) (155) (1) (1)

2. 2011 7,887 18,947 16,730 16,730 16,730 16,730 16,730 16,730 16,730 16,754 24

3. 2012 XXX 4,770 10,251 10,700 10,701 10,730 10,730 10,730 10,730 10,730 0

4. 2013 XXX XXX 5,834 9,791 9,792 9,762 9,762 9,762 9,762 9,762 0

5. 2014 XXX XXX XXX 4,941 3,760 3,770 3,770 3,769 3,769 3,769 0

6. 2015 XXX XXX XXX XXX 13,388 10,575 10,575 10,576 10,576 10,576 0

7. 2016 XXX XXX XXX XXX XXX 39,873 17,639 17,675 17,818 17,805 (13)


9. 2018 XXX XXX XXX XXX XXX XXX XXX 23,395 19,392 19,283 (109)





SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 2,306 (2,099) (624) 43 0 0 0 0 0 0 0

2. 2011 94,381 100,176 100,280 100,287 100,287 100,287 100,287 100,287 100,287 100,287 0

3. 2012 XXX 105,402 109,959 110,033 110,051 110,051 110,051 110,051 110,051 110,051 0

4. 2013 XXX XXX 67,642 74,004 73,976 73,976 73,976 73,976 73,976 73,976 0

5. 2014 XXX XXX XXX 36,966 31,757 31,811 31,811 31,811 31,811 31,811 0

6. 2015 XXX XXX XXX XXX 23,907 23,723 23,723 23,723 23,723 23,723 0








SECTION 2BYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

CurrentYear

Premiums Earned

1. Prior 73 (23) (204) 25 0 0 0 0 0 0 0

2. 2011 2,547 6,103 6,132 6,136 6,136 6,136 6,136 6,136 6,136 6,136 0

3. 2012 XXX 2,477 6,450 6,453 6,453 6,453 6,453 6,453 6,453 6,453 0

4. 2013 XXX XXX 553 6,279 6,279 6,279 6,279 6,279 6,279 6,279 0

5. 2014 XXX XXX XXX 17,280 12,094 12,094 12,094 12,094 12,094 12,094 0

6. 2015 XXX XXX XXX XXX 2,691 2,112 2,112 2,112 2,112 2,112 0







13. Earned Premiums (Sch P-Pt. 1) 2,623 2,480 401 17,315 2,691 3,715 4,990 3,229 7,587 3,820 XXX

88


SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS ($000 OMITTED)SECTION 1

Schedule P - Part 1

1

Total Net Losses and Expenses

Unpaid

2Net Losses and

Expenses Unpaidon Loss Sensitive

Contracts

3

Loss Sensitiveas Percentage

of Total

4

Total NetPremiums

Written

5Net Premiums

Written onLoss Sensitive

Contracts

6


of Total

1. Homeowners/Farmowners 865,525 0 0.0 143,311 0 0.0

2. Private Passenger Auto Liability/ Medical 595,151 0 0.0 703,194 0 0.0

3. Commercial Auto/Truck Liability/ Medical 1,217,184 17,379 1.4 358,999 11,017 3.1

4. Workers’ Compensation 5,254,933 2,048,446 39.0 956,911 168,587 17.6

5. Commercial Multiple Peril 891,929 0 0.0 832,934 0 0.0

6. Medical Professional Liability - Occurrence 126,772 11,739 9.3 7,942 (101) (1.3)

7. Medical Professional Liability - Claims -Made 266,754 22,699 8.5 37,091 (1,897) (5.1)

8. Special Liability 537,588 0 0.0 555,060 0 0.0

9. Other Liability - Occurrence 7,775,718 714,552 9.2 1,142,985 14,024 1.2

10. Other Liability - Claims-Made 6,316,615 0 0.0 2,803,342 0 0.0

11. Special Property 2,116,629 0 0.0 2,493,950 0 0.0

12. Auto Physical Damage 44,970 1,399 3.1 668,563 53 0.0

13. Fidelity/Surety 287,457 0 0.0 220,651 0 0.0

14. Other 365,040 0 0.0 1,309,275 0 0.0

15. International 1 0 0.0 0 0 0.0

16. Reinsurance - Nonproportional Assumed Property XXX XXX XXX XXX XXX XXX

17. Reinsurance - Nonproportional Assumed Liability XXX XXX XXX XXX XXX XXX

18. Reinsurance - Nonproportional Assumed Financial Lines XXX XXX XXX XXX XXX XXX

19. Products Liability - Occurrence 883,560 69,042 7.8 218,207 787 0.4

20. Products Liability - Claims-Made 144,189 0 0.0 7,902 0 0.0

21. Financial Guaranty/Mortgage Guaranty 62,377 0 0.0 9,815 0 0.0

22. Warranty 26,619 0 0.0 46,864 0 0.0

23. Totals 27,779,011 2,885,256 10.4 12,516,996 192,470 1.5

SECTION 2INCURRED LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 15,048,167 14,829,655 13,923,121 13,021,166 12,645,214 13,179,824 11,120,283 10,064,745 8,678,272 7,154,064

2. 2011 607,603 777,440 827,009 865,088 860,880 869,388 853,485 836,923 788,209 722,543

3. 2012 XXX 234,038 365,235 374,559 390,350 442,538 430,885 440,748 429,657 390,909

4. 2013 XXX XXX 170,601 280,471 311,042 387,679 379,866 389,654 401,161 356,275

5. 2014 XXX XXX XXX 166,239 331,789 435,318 423,344 372,266 356,496 323,330

6. 2015 XXX XXX XXX XXX 172,794 425,517 450,627 371,320 373,404 315,585






SECTION 3BULK AND INCURRED BUT NOT REPORTED RESERVES FOR LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES AT YEAR END

($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 3,255,689 2,571,655 1,271,519 1,579,434 1,620,910 1,961,573 1,572,550 1,323,516 1,226,917 1,285,363

2. 2011 572,750 517,700 227,490 300,947 221,125 211,476 179,790 182,126 175,827 85,496

3. 2012 XXX 202,057 155,126 210,519 131,261 155,772 127,695 119,811 109,761 61,618

4. 2013 XXX XXX 89,168 195,969 164,826 175,500 149,369 107,547 108,381 70,335

5. 2014 XXX XXX XXX 131,106 228,693 270,780 231,688 149,990 123,939 81,275

6. 2015 XXX XXX XXX XXX 138,646 307,578 280,868 169,810 146,721 82,311






89


SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS (Continued)SECTION 4

NET EARNED PREMIUMS REPORTED AT YEAR END ($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 14,330,236 14,092,438 12,671,010 11,530,982 9,913,492 7,729,810 5,525,565 3,708,557 2,037,421 413,491

2. 2011 620,015 865,532 864,044 877,925 882,883 878,504 905,177 875,366 875,472 870,669

3. 2012 XXX 221,574 365,568 335,256 351,475 428,840 420,669 395,534 391,935 385,255

4. 2013 XXX XXX 186,031 306,661 319,420 363,899 367,509 356,249 359,088 344,133

5. 2014 XXX XXX XXX 228,152 372,999 426,670 389,198 362,040 365,308 367,749

6. 2015 XXX XXX XXX XXX 159,548 334,262 288,109 297,912 305,065 304,454






SECTION 5NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 3,553,558 2,715,555 2,150,222 1,850,962 1,316,516 1,288,500 1,091,796 812,962 810,106 770,064

2. 2011 434,105 369,573 302,774 204,917 178,085 58,627 76,447 89,050 48,116 34,287

3. 2012 XXX 126,204 154,498 95,625 97,661 43,959 37,525 49,631 37,681 10,165

4. 2013 XXX XXX 75,535 126,349 98,884 69,073 63,728 55,013 56,005 17,574

5. 2014 XXX XXX XXX 100,352 183,311 118,073 111,192 84,946 61,938 41,568

6. 2015 XXX XXX XXX XXX 161,008 101,867 86,566 55,562 51,957 39,026






90


SCHEDULE P - PART 7B - REINSURANCE LOSS SENSITIVE CONTRACTS ($000 OMITTED)SECTION 1

Schedule P - Part 1

1

Total Net Losses and Expenses

Unpaid

2Net Losses and

Expenses Unpaidon Loss Sensitive

Contracts

3


of Total

4

Total NetPremiums

Written

5Net Premiums

Written onLoss Sensitive

Contracts

6


of Total

1. Homeowners/Farmowners 865,525 0 0.0 143,311 0 0.0

2. Private Passenger Auto Liability/Medical 595,151 0 0.0 703,194 0 0.0

3. Commercial Auto/Truck Liability/Medical 1,217,184 0 0.0 358,999 0 0.0

4. Workers’ Compensation 5,254,933 0 0.0 956,911 0 0.0

5. Commercial Multiple Peril 891,929 0 0.0 832,934 0 0.0

6. Medical Professional Liability - Occurrence 126,772 0 0.0 7,942 0 0.0

7. Medical Professional Liability - Claims -Made 266,754 0 0.0 37,091 0 0.0

8. Special Liability 537,588 0 0.0 555,060 0 0.0

9. Other Liability - Occurrence 7,775,718 0 0.0 1,142,985 0 0.0

10. Other Liability - Claims-Made 6,316,615 0 0.0 2,803,342 0 0.0

11. Special Property 2,116,629 0 0.0 2,493,950 0 0.0

12. Auto Physical Damage 44,970 0 0.0 668,563 0 0.0

13. Fidelity/Surety 287,457 0 0.0 220,651 0 0.0

14. Other 365,040 0 0.0 1,309,275 0 0.0

15. International 1 0 0.0 0 0 0.0

16. Reinsurance - Nonproportional Assumed Property 53,409 0 0.0 14,331 0 0.0

17. Reinsurance - Nonproportional Assumed Liability 204,012 0 0.0 23,698 0 0.0

18. Reinsurance - Nonproportional Assumed Financial Lines 3,606 0 0.0 0 0 0.0

19. Products Liability - Occurrence 883,560 0 0.0 218,207 0 0.0

20. Products Liability - Claims-Made 144,189 0 0.0 7,902 0 0.0

21. Financial Guaranty/Mortgage Guaranty 62,377 0 0.0 9,815 0 0.0

22. Warranty 26,619 0 0.0 46,864 0 0.0

23. Totals 28,040,038 0 0.0 12,555,024 0 0.0

SECTION 2INCURRED LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0






SECTION 3BULK AND INCURRED BUT NOT REPORTED RESERVES FOR LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES AT YEAR END

($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0






91


SCHEDULE P - PART 7B - REINSURANCE LOSS SENSITIVE CONTRACTS (Continued)SECTION 4

NET EARNED PREMIUMS REPORTED AT YEAR END ($000 OMITTED)Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0






SECTION 5NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0






SECTION 6INCURRED ADJUSTABLE COMMISSIONS REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0






SECTION 7RESERVES FOR COMMISSION ADJUSTMENTS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2011

2

2012

3

2013

4

2014

5

2015

6

2016

7

2017

8

2018

9

2019

10

2020

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2011 0 0 0 0 0 0 0 0 0 0

3. 2012 XXX 0 0 0 0 0 0 0 0 0

4. 2013 XXX XXX 0 0 0 0 0 0 0 0

5. 2014 XXX XXX XXX 0 0 0 0 0 0 0

6. 2015 XXX XXX XXX XXX 0 0 0 0 0 0






92


92.1

2020 Statutory Combined Annual Statement Schedule P Disclosure

This disclosure provides supplemental facts and methodologies intended to

enhance understanding of Schedule P reserve data. It provides additional

information underlying Schedule P data regarding events and circumstances

which may be factored in to attempts to analyze reserves based on Schedule P,

description of the contents of various lines as disclosed in Schedule P,

methodological information on reserving for different types of business and

alternative approaches to define/calculate implied loss ratios and tail factors

using Schedule P and the additional methodologies and calculations provided

herein. The reader should also refer to the Insurance Liabilities section within the

Notes to Consolidated Financial Statements in AIG’s Form 10-K for further

information and discussion.

1. Basis of Presentation

The liabilities for losses and loss adjustment expenses (“loss reserves”)

presented in the 2020 American International Group, Inc. statutory

Combined Annual Statement were prepared and presented in

accordance with Statements of Statutory Accounting Principles and the

NAIC annual statement Instructions (together, “statutory accounting

practices”), which differ from accounting principles generally accepted in

the United States (“GAAP”) used in the preparation of AIG’s consolidated

financial statements included in the 2020 Annual Report on Form 10-K.

The principal differences at December 31, 2020 relate primarily to certain

foreign affiliates, which are included in the GAAP consolidated financial

statements but excluded from the statutory Combined Annual Statement

Loss reserve reviews are conducted for each AIG subsidiary by AIG’s

actuaries each year. These reviews consist of hundreds of individual

analyses. The purpose of these reviews is to test the reasonableness of the

reserves carried by each of the individual subsidiaries, and therefore of

AIG’s overall carried reserves. AIG continues to use third-party actuarial

reviews of the U.S. and international classes of business that are among

the more complex long-tail classes of business, to supplement the internal

studies and help inform management in their reserving judgments.

We note that AIG has discontinued or significantly decreased its exposure

in various portfolios over the last several years. In addition to impacting the

historic loss development patterns for the affected lines of business, this

would impact any attempts to reconcile the Combined Schedule P with

the loss development triangles within AIG’s 10-K.

In addition, we note that AIG has entered into certain significant quota

share reinsurance contracts in recent years. Since these agreements are

proportional in nature, they do not affect the loss development patterns;

however, they do impact the overall business volume for the affected

lines of business. The lines of business most affected are: Commercial

Auto Liability, Workers’ Compensation, Medical Malpractice Claims

Made, Other Liability Occurrence, and Other Liability Claims-Made.


92.2

AIG believes that its net loss reserves are adequate to cover net unpaid

losses and loss expenses as of December 31, 2020. While AIG regularly

reviews the adequacy of established loss reserves, there can be no

assurance that AIG’s ultimate loss reserves will not develop adversely and

materially exceed AIG’s loss reserves as of December 31, 2020. In the

opinion of management, such adverse development and resulting

increase in reserves are not likely to have a material adverse effect on

AIG’s consolidated financial condition, although such events could have

a material adverse effect on AIG’s consolidated results of operations for

an individual reporting period.

When AIG establishes reserves it does not derive them from the

information provided in Schedule P. Schedule P prescribes certain

methods of disclosure (for example, it requires AIG to fit approximately 500

segments for U.S. business into 22 prescribed categories) and a

consequence of this legally prescribed nature of Schedule P disclosures is

that a user has to apply methodologies for loss reserving that are different

than those used by AIG in its internal studies. Schedule P categories are

less refined than those used by AIG. As a result, reserve adequacy analysis

results derived solely from Schedule P may vary significantly either above

or below estimates of reserves that are publicly disclosed by AIG. Thus,

AIG has provided below (i) explanations of factors affecting estimates of

reserve adequacy made from Schedule P data for certain AIG lines, and

(ii) disclosure of certain facts underlying Schedule P data relevant to the

classes of business that AIG writes. These explanations and adjustments

are made in the interests of transparency to facilitate a better

understanding of the limitations of Schedule P data.

2. Reserving Principles and Methodologies and How They Relate

to Schedule P

Loss reserves can generally be categorized into two distinct groups. One

group is short-tail classes of business consisting principally of property,

personal lines and certain casualty classes. The other group is long-tail

casualty classes of business which includes excess and umbrella liability,

D&O, professional liability, medical malpractice, workers’ compensation,

general liability, products liability and related classes.

Short-Tail Reserves

For operations writing short-tail coverages, such as property coverages,

the process of recording quarterly loss reserves is generally geared toward

maintaining an appropriate reserve for the outstanding exposure, rather

than determining an expected loss ratio for current business.

Hypothetically, the IBNR reserve required for a class of property business

might be expected to approximate a certain percent of the latest year’s

earned premiums, and this level of reserve would generally be maintained

regardless of the loss ratio emerging in the current quarter. That percent

factor would be adjusted to reflect changes in rate levels, loss reporting


92.3

patterns, known exposure to unreported losses, or other factors affecting

the particular class of business.

Long-Tail Reserves

Estimation of ultimate net losses and loss expenses (net losses) for long-tail

casualty classes of business is a complex process and depends on a

number of factors, including the class and volume of business involved.

Experience in the more recent accident years of long-tail casualty classes

of business shows limited statistical credibility in reported net losses

because a relatively low proportion of net losses would represent reported

claims and expenses and an even smaller percentage would represent

net losses paid. Therefore, IBNR would constitute a relatively high

proportion of net losses.

A variety of actuarial methods and assumptions is normally employed to

estimate net losses for long-tail casualty classes of business. These methods

and assumptions are periodically reviewed and adjusted, as appropriate,

to reflect emerging trends. Actuarial assumptions would include the

following:

Loss trend factors used to establish expected loss ratios for subsequent

accident years based on the projected loss ratios for prior accident

years. Loss trend factors reflect many items including changes in claims

handling, exposure and policy forms, current and future estimates of

monetary inflation and social inflation and increases in litigation and

awards.

Loss development factors used to project the reported losses for each

accident year to an ultimate basis. Generally, the actual loss

development factors observed from prior accident years would be

used as a basis to determine the loss development factors for the

subsequent accident years.

For long-tail lines of business, the direct application of loss

development factors to immature accident years (in particular

accident years 2019 and 2020) can produce highly volatile results. As a

result, it may be more appropriate to give weight to expected loss

ratios in the estimation process. The expected loss ratio generally

reflects the projected loss ratio from prior accident years, adjusted for

the loss trend (see above) and the effect of rate changes and other

quantifiable factors on the loss ratio.

Frequency/severity methods based on claims counts are sometimes

used, in particular for lines that typically have high frequency and low

severity, to provide a stable basis for comparison of claim count and

average amount of loss between accident years. Although Schedule P

(part five) provides gross claim counts, such counts are affected by a

high degree of aggregation of diverse businesses, changes in how

claims are defined over the years, and data issues including difficulties


92.4

in obtaining reliable claim count data for certain assumed classes of

reinsurance. Accordingly, as use of the claim count data in Schedule P

to assist in loss reserve projections may be of limited value, we have not

attempted to include in our adjustment disclosure claim counts

associated with those adjustments.

The determination of data segmentation and actuarial methods is

carefully considered for each class of business. The segmentation and

actuarial methods chosen are those which together are expected in the

exercise of actuarial judgment to produce the most reasonable best

estimate of the loss reserves. These methods cannot be applied to

Schedule P classes or Parts which reflect a prescribed aggregation that

results in more heterogeneous groupings of classes of business. Estimates

of loss reserves derived from such aggregated and heterogeneous data

would neither meet the requirements for producing reasonable best

estimates of loss reserves nor reliably produce estimates of the adequacy

of loss reserves. Moreover, use of different sets of assumptions could cause

results to vary widely. Accordingly, AIG, in following accepted actuarial

practice would not use data organized as in Schedule P as a basis for

performing its necessarily more granular assessment of loss reserves.

Other notable characteristics of the disclosures required by Schedule P

include:

• No disclosure of history beyond ten years, which may be shorter than

necessary to select development patterns for long tail classes of business

• No disclosures of assumptions relating to rate changes, loss trends,

retentions, attachment points, and other facts, which would be useful to

support premium based or frequency/severity analysis based

assessments of reserve adequacy

•No disclosures of large losses, catastrophes, commutations/novations

and loss caps, which may affect loss development patterns within

Schedule P-aggregated classes of business

•No disclosures of changes in reinsurance structures, mix of business, claim

settlement/ reserving practices, policy limits, coverage forms and

underwriting and distribution strategy.

An example of a Schedule P class of business affected by the issues

discussed above is the Other Liability – Claims Made line. This includes

coverages such as D&O, E&O, Cat Excess Liability, Environmental Liability

and Employment Practices Liability among others. Some of these policies

are written on a primary basis and some on an excess basis, and some

policies are written with ALAE costs that are subject to policy limits while

others are written with ALAE costs not subject to policy limits. In addition to

these differences, these classes of business are likely to have different

growth trends, pricing trends, loss ratio trends and loss development

factors. An analysis of reserves that utilizes this aggregated data would be

affected by this heterogeneity and could result in widely-varying results,

divergent from AIG’s estimates which are made using more refined,

homogenous and segmented analysis.


92.5

3. Additional Disclosure Regarding Classes of Business within

Schedule P Data

o The main business class for AIG under Part A (Homeowners/Farmers) is

the Private Client Group’s high net worth individuals Homeowners

business which includes both property and liability coverages.

o The main business classes for AIG under Part B (Private Passenger Auto

Liability/Medical) are the Private Client Group’s high net worth

individuals automobile and nonstandard automobile business classes.

o The main business classes for AIG under Part C (Commercial Auto/Truck

Liability/Medical) include small and large Commercial Automobile

fleet related business including large and small trucks, vans and private

passenger type automobiles. This business is written at various

deductibles and self-insured retentions.

o The main business classes for AIG under Part D (Workers'

Compensation) include small guaranteed cost workers’ compensation

accounts, large first dollar guaranteed cost and retrospectively rated

workers’ compensation accounts, and large workers’ compensation

accounts written at various deductibles and self-insured retentions.

o The main business classes for AIG under Part E (Commercial Multiple

Peril) include small to medium commercial property and liability

package related business classes including those sold to small

professional services companies.

o The main business classes for AIG under Part F1 (Medical Professional

Liability – Occurrence) include primary individual practitioners liability

related business with small amounts of primary and excess hospitals

and facilities liability and primary and excess physicians and surgeons

group liability related business.

o The main business classes for AIG under Part F2 (Medical Professional

Liability - Claims Made) include primary and excess Hospitals and

Facilities liability, primary and excess Physicians and Surgeons group

liability, and primary individual practitioners liability related business.

o The main business classes for AIG under Part G (Special Liability (Ocean

Marine, Aircraft (All Perils), Boiler & Machinery) include Aircraft (Hull and

Liability), Ocean Marine (Cargo, Hull and Liability) and Boiler &

Machinery related business.

o The main business classes for AIG under Part H1(Other Liability

Occurrence) include small guaranteed cost General Liability accounts,

larger first dollar guaranteed cost and retrospectively rated General

Liability accounts, large General Liability accounts written at various

deductibles and self-insured retentions, personal umbrella accounts,


92.6

Excess Liability accounts written over primary General Liability accounts

and high layer Excess Liability accounts.

o The main business classes for AIG under Part H2 (Other Liability - Claims

Made) include primary and excess Directors & Officers Liability

accounts for both commercial and financial institutions, primary and

excess Professional Liability accounts for many professions, and various

categories of Environmental Impairment Liability accounts.

o The main business classes for AIG under Part R1 (Product Liability

Occurrence) include primary and excess Products Liability related

business.

o The main business classes for AIG under Part R2 (Products Liability

Claims Made) include both primary and excess Products Liability

related business.

o The main business classes for AIG under Parts I, J, K, L, S and T include

Property, Auto Physical Damage, Fidelity, Surety, Accident & Health,

Credit, Mortgage Guarantee, Financial Guarantee and Warranty

related business.

4. Additional Data and Disclosures Related to Schedule P

I. Natural Catastrophe Losses

A disproportionate burden of catastrophes across accident years may

distort the loss development patterns implied from Schedule P data. The

volume of losses associated with catastrophes varies significantly across

accident years. For example, accident year 2018 had significant losses

relating to the Woolsey Fire and accident year 2017 had significant

losses related to Hurricanes Harvey, Irma and Maria. Additional

disclosures are provided in respect of natural catastrophe losses for ease

of use.

II. COVID

The Covid-19 pandemic emerges as an unprecedented risk, creating

significant societal and economic disruption. The event has many

unique and complex uncertainties that may affect the reserves for many

lines of business. These uncertainties include the frequency and severity

of the associated claims, the occurrence and duration of the event,

which or if claims are covered by our policies, the latency potential for

some classes of claims and the application of reinsurance recovery.

Given the disparate impacts on different types of businesses, it may

have also impacted our premium and business mix at the granular level

and thus our expected loss ratios selected for AY 2020 in unknown ways.

Covid-19 should mainly impact AY 2020 reserves but it may also affect

claim reserves for older accident years if claims development patterns

have changed for the last 9 months. Changes in payment and

reporting patterns may take an extended period of time to isolate as we


92.7

need to judge (1) if changes have systemically occurred and (2) what is

the quantitative impact.

III. Commutations and Novations

Information for the 2010, 2012, 2013 and 2014 calendar years is

impacted by restructuring of certain foreign operations of AIG's affiliates

during 2009, and various assumed and ceded commutations or

novations with affiliates during 2010, 2012, 2013 and 2014.

These restructurings and commutations resulted in changes to AIG's

carried loss and loss expense reserves for many accident years, with a

corresponding increase or decrease in paid losses and loss expenses.

The reserves impacted by these restructurings are now carried by both

U.S. and non-U.S. domiciled affiliates of AIG, and non-U.S. companies

are not included in the Combined Annual Statement. The additional

disclosures provided in respect of these commutations/novations are as

follows:

i. UK Quota Share - AIG assumed a quota share treaty from its UK

affiliate for underwriting year 2008. This treaty was novated to a

non-U.S. affiliate in 2010 resulting in all reserves dropping to zero

with corresponding positive payments. An additional disclosure in

respect of the novation is provided for ease of use.

ii. Defense Base Act (DBA) Workers Compensation Quota Share –

The ceded quota share arrangement AIG had with its non-U.S.

affiliate was commuted in 2012 resulting in all ceded reserves

dropping to zero with corresponding positive ceded payments.

An additional disclosure is respect of the commutation is provided

for ease of use.

iii. AIU Insurance Company Japan Branch – The Japan Branch of AIU

Insurance Company, a U.S. affiliate, was novated to a local

affiliate in Japan in 2013 resulting in all reserves dropping to zero.

The consideration paid for the novation was done as a negative

written premium. An additional disclosure in respect of the

novation is provided for ease of use.

iv. American Home Assurance Company of Japan Branch – The

Japan Branch of American Home Assurance Company, a U.S.

affiliate was novated to a local affiliate in Japan in 2014 resulting

in all reserves dropping to zero. The consideration paid for the

novation was done as

v. AIRCO – an AIG Bermuda based affiliate company, participated

in a QS arrangement with the U.S. Pool. In 20Q2, accident years

2016-2019 were commuted resulting in all U.S. Pool reserves for

those years dropping to zero with corresponding positive

payments.


92.8

IV. Assumed from Affiliates

i. Several transactions involving both US and non-US business have

affected the company’s payout patterns and mix of business

involving assumptions from affiliates. These include 1) the

restructuring of certain non-US business that were commuted or

novated starting in 2008 from an affiliate to other non-U.S. affiliates

that resulted in positive payments for these transactions with

corresponding reductions in reserves; 2) an assumed treaty of a

portion of AIG’s Japan business was novated to a U.S. affiliate in

2013 resulting in an increase to reserves for all accident years with

corresponding negative payments. Also, subsequent to 2013,

certain business in Japan was ceded directly into the NU pool on

a quota share basis; 3) new quota share assumptions in 2019 from

Western World Insurance Company as well as AIG Europe

impacted the Company’s mix of business, where the loss

experience for this business may be materially different than our

direct book. Note that as of yearend 2020, the quota share treaty

with AIG Europe was commuted with no net exposure going

forward.

V. Mix of Business Changes

i. Warranty Business

AIG’s Warranty business written before 2008 is reported in Other

Liability Occurrence (Part H1). Starting with policy year 2008, AIG’s

Warranty business is now recorded under Warranty (Part T). The

data for Warranty that was recorded under Part H1 is being

provided as an additional disclosure since the development

pattern for this business is materially different from the remainder

of AIG’s Other Liability Occurrence classes of business.

VI. Reclassification of IBNR to Case Reserves

As part of our ongoing efforts to improve reserving practices, during the

first quarter of 2012, AIG reclassified IBNR reserves to case reserves

primarily for Other Liability lines of business, particularly the portions of

Other Liability related to excess casualty and environmental. Beginning

in 2014, AIG also reclassified IBNR to case reserves for our Excess Workers

Compensation lines of business contained in Other Liability Occurrence

and Workers’ Compensation. For these coverages, AIG’s evaluation

and monitoring of individual case reserves continues to be improved by

enhanced consideration of the drivers of claims cost. This revised

process allows AIG to establish the best estimate of ultimate case basis

reserves sooner in the claim cycle. It is possible that AIG may determine

to make similar revisions for other coverages in the future. This change in

case reserving process had no material impact on the ultimate loss

estimates before or after the change in process. An additional

disclosure in respect of this reclass is provided for ease of use and shows

what the reclass would have been at prior year end points.


92.9

VII. Retrospective Reinsurance – Adverse Development Reinsurance

Agreement (ADC)

In the beginning of 2017, AIG entered into an Adverse Development

Reinsurance Agreement with National Indemnity Company (NICO). It

covers what we believe to be our most volatile, long-tail U.S. Commercial

exposures for accident years 2015 and prior that had previously remained

net at American Home, Lexington and National Union, whereby NICO is

responsible for 80% of future paid losses above $25 billion, up to an

aggregate limit of 80% of $25 billion, or $20 billion. Retrospective

reinsurance is not recognized on a statutory basis. However, for year-end

2016 AIG received a permitted practice in New York which required us to

recognize the ADC as prospective reinsurance in one of our Pool

companies - American Home, which is a 35% participant in the pool. For

year-end 2017 AIG received a permitted practice to recognize the ADC

as prospective reinsurance in our remaining Pool companies – from

Pennsylvania for National Union, which is a 35% participant in the pool,

and from Delaware for Lexington, which is a 30% participant in the pool.

VIII. Loss Portfolio Transfers to Fortitude Re

In 2018, the Pool and Eaglestone, an affiliate, entered into several Loss

Portfolio Transfers (LPTs) of discontinued business with Fortitude Re, which is

now an unaffiliate reinsurer as AIG sold it off in 2020. These LPTs covered

Environmental Impairment Liability (post-1986) reserves, Healthcare

Products reserves, Excess Workers Compensation reserves, Runoff Trucking

reserves, and Accident & Health reserves. The data for the business

relating to these LPTs is provided separately for ease of use.

5. Additional Disclosure of Certain Reserving Methods

Actuarial methods used by AIG for most long-tail casualty classes of

business include loss development methods and expected loss ratio

methods, including “Bornhuetter/ Ferguson” methods described below.

Other methods considered include frequency/severity methods, where

appropriate. A fuller description of the actuarial methods used by AIG for

each of the major classes of business is provided in AIG’s 2020 Annual

Report Form 10K (pages 59 to 61).

Loss development methods utilize the actual loss development patterns

from prior accident years to project the reported losses to an ultimate

basis for subsequent accident years. Loss development methods

generally are most appropriate for classes of business which exhibit a

stable pattern of loss development from one accident year to the next,

and for which the components of the classes have similar development

characteristics. For example, property exposures would generally not be

combined into the same class as casualty exposures, and primary

casualty exposures would generally not be combined into the same class

as excess casualty exposures.


92.10

Expected loss ratio methods may be used where the reported loss data

lacks sufficient credibility to utilize loss development methods, such as for

new classes of business or for long-tail classes at early stages of loss

development (for example where less than one third (33 percent) of

ultimate claim payments have been paid or incurred for the more recent

accident years).

Expected loss ratio methods rely on the application of an expected loss

ratio to the earned premium for the class of business to determine the loss

reserves. For example, an expected loss ratio of 70 percent applied to an

earned premium base of $10 million for a class of business would generate

an ultimate loss estimate of $7 million. Subtracting any reported paid

losses and loss expense would result in the indicated loss reserve for this

class.

‘‘Bornhuetter/ Ferguson’’ methods are expected loss ratio methods for

which the expected loss ratio is applied only to the expected unreported

portion of the losses. For example, for a long-tail class of business for which

only 10 percent of the losses are expected to be reported at the end of

the accident year, the expected loss ratio would be applied to the 90

percent of the losses still unreported. The actual reported losses at the end

of the accident year would be added to determine the total ultimate loss

estimate for the accident year. Subtracting the reported paid losses and

loss expenses would result in the indicated loss reserve. In the example

above, the expected loss ratio of 70 percent would be multiplied by 90

percent. The result of 63 percent would be applied to the earned

premium of $10 million resulting in an estimated unreported loss of $6.3

million. Actual reported losses would be added to arrive at the total

ultimate losses. If the reported losses were $1 million, the ultimate loss

estimate under the ‘‘Bornhuetter/ Ferguson’’ method would be $7.3

million versus the $7 million amount under the expected loss ratio method

described above.

Thus, the ‘‘Bornhuetter/ Ferguson’’ method gives partial credibility to the

actual loss experience to date for the class of business. Loss development

methods generally give full credibility to the reported loss experience to

date. In the example above, loss development methods would typically

indicate an ultimate loss estimate of $10 million, as the reported losses of

$1 million would be estimated to reflect only 10 percent of the ultimate

losses.

A key advantage of loss development methods is that they tend to

respond quickly to any actual changes in loss costs for the class of

business. Therefore, if loss experience is unexpectedly deteriorating or

improving, the loss development method gives greater credibility to the

changing experience. Expected loss ratio methods would be slower to

respond to the change, as they would continue to give more weight to

the expected loss ratio, until enough evidence emerged for the expected

loss ratio to be modified to reflect the changing loss experience.


92.11

On the other hand, loss development methods may have the

disadvantage of overreacting to changes in reported losses if in fact the

loss experience is not credible because of a lack of sufficient

development (e.g. less than one third (or 33 percent) of ultimate losses for

an accident year have been paid). For example, the presence or

absence of large losses at the early stages of loss development could

cause the loss development method to overreact to the unfavorable or

favorable experience by assuming it will continue at later stages of

development. In these instances, expected loss ratio methods such as

“Bornhuetter/ Ferguson” have the advantage of recognizing large losses

without extrapolating unusual large loss activity onto the unreported

portion of the losses for the accident year.

AIG’s loss reserve reviews for long-tail classes typically utilize a

combination of both loss development and expected loss ratio methods.

Loss development methods are generally given more weight for accident

years and classes of business where the loss experience is highly credible.

Expected loss ratio methods are given more weight where the reported

loss experience is less credible, or is driven more by large losses. Expected

loss ratio methods require sufficient information to determine the

appropriate expected loss ratio. This information generally includes the

actual loss ratios for prior accident years, and rate changes as well as

underwriting or other changes which would affect the loss ratio. Further,

an estimate of the loss cost trend or loss ratio trend is required in order to

allow for the effect of inflation and other factors which may increase or

otherwise change the loss costs from one accident year to the next.

6. Actuarial Methods That Could Be Applied to Adjusted Schedule

P Data

I. Expected Loss Ratios for the “Bornhuetter/Ferguson” Method

As noted above, even after making all of the adjustments relevant to the

additional disclosures, it is still not possible to determine the adequacy of

AIG’s loss and loss expense reserves using Schedule P data as the sole

source of information. This is particularly true for the more recent accident

years, for which the paid and case incurred losses that have emerged to

date are only a small percentage (e.g. less than one third or 33 percent)

of the ultimate loss. While it is common to attempt to determine reserve

sensitivities by a review of ratios of reserves to paid loss and ratios of IBNR

to case incurred loss, such measures are especially unreliable for recent

accident years such as 2019 and 2020. For less mature years, it is common

to supplement or replace such an analysis with a review of the ratios of

expected loss and loss adjustment expenses to earned premium. These

expected loss ratios could be derived using the loss ratios calculated from

Schedule P (unadjusted or adjusted for rate changes, loss cost trends and

exposure changes) or a relevant estimate of an industry loss ratio or a

combination of the two.


92.12

To provide additional perspective on Schedule P as related to loss

reserves, two loss ratio measures have been provided: loss ratio as

calculated from Schedule P, and a loss ratio after applying the disclosure

adjustments as discussed above. For these calculations, the Company

calculated expected loss ratios from these historical figures as well as the

average of the loss ratios over the ten most recent accident years.

II. Implied Tail Factors

As previously noted, Schedule P does not provide disclosure of losses

beyond ten years of development, which would be relevant in the

assessment of long-tailed classes of business. We refer here to the

development beyond ten years as the “tail factor”. From the 2020

Schedule P disclosure, one indication of tail factor could be calculated by

dividing the recorded losses (including IBNR) by the paid or case incurred

losses for accident year 2011 and this estimate has been provided by AIG

in the disclosure.

7. Reconciliation of Subject Long-Tail to Total Reserves and

Conclusion

The additional data and methodological disclosures provided herein are

offered to assist in interpreting Schedule P data. However, AIG does not

consider Schedule P data alone sufficient to assess its reserve adequacy,

even with the additional disclosures. As it is common for users of Schedule

P data to focus on the long-tail lines, we have provided a reconciliation of

the subject long-tail reserves of approximately $22.7 billion after adjusting

for the above additional disclosures to the total reserves of approximately

$27.6 billion shown in the Combined Annual Statement as of December

31, 2020 as shown below:

AIG Subject Long-Tail Reserves

(Based on Adjusted Schedule P Data)


92.13

The distribution of the subject long tail reserves by Schedule P class of

business is shown below.

AIG Subject Long-Tail Reserves

(Based on Adjusted Schedule P Data)

The chart shows that three classes (Parts D (Workers Compensation), H1

(Other Liability –Occurrence) and H2 (Other Liability – Claims Made)

account for approximately 83% of the total subject long tail reserves.

The process of assessing reserves starting with Schedule P differs from the

process AIG uses to determine its carried reserves, both in data

interpretation and segmentation and analytic methodology. AIG’s

carried reserves rely on more refined data groupings and methodologies

as described in this disclosure that inform the judgment that its net loss

reserves are adequate to cover net unpaid losses and loss expenses as of

December 31, 2020.


92.14

AIG Combined Annual Statement

2020 Schedule P

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 49% 45%

2012 61% 42%

2013 41% 34%

2014 57% 60%

2015 60% 61%

2016 59% 58%

2017 127% 51%

2018 181% 97%

2019 90% 71%

2020 102% 82%

Average 60%

(1) Based on Schedule P data

(2) Based on Schedule P data reflecting data adjustments

B. Derivation of Calculated Tail Factors - 120 Months to Ultimate

Accident Year (3)

Implied Paid 2011 1.005

Loss & ALAE

Tails

Implied Incurred 2011 0.998

Loss & ALAE

Tails


Part A - Homeowners/Farmowners - Unadjusted

Paid Losses and Defense and Cost Containment Expenses Schedule P

Ultimate

12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos Net EP Loss & ALAE

2011 248,955 367,111 387,307 393,414 398,435 399,541 398,999 399,433 398,743 398,959 813,458 400,507

2012 247,666 495,110 511,260 524,278 531,868 541,871 544,024 549,902 551,872 904,393 552,708

2013 201,588 329,246 344,977 355,593 360,614 363,484 365,870 364,595 882,777 365,960

2014 319,563 456,225 499,365 521,043 534,490 543,521 547,557 980,142 554,195

2015 349,481 508,807 532,826 542,085 544,990 550,151 926,614 556,186

2016 350,182 575,877 619,244 636,597 648,475 1,111,206 657,994

2017 557,259 1,153,208 1,335,910 1,190,161 1,102,423 1,395,326

2018 1,015,036 1,770,341 1,834,714 1,129,607 2,048,007

2019 519,011 840,822 1,169,958 1,055,531

2020 361,983 531,968 543,386

9,552,545 8,129,800

Case Incurred Losses and Defense and Cost Containment Expenses

12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos

2011 345,838 386,470 401,155 403,627 404,414 402,084 400,388 400,679 400,045 401,023

2012 449,335 521,334 533,346 541,198 540,930 545,990 548,495 551,454 552,538

2013 303,158 351,534 368,791 364,079 367,119 367,341 367,553 365,568

2014 433,018 508,973 529,736 543,525 541,994 551,317 554,308

2015 470,674 539,764 553,249 552,422 551,740 554,850

2016 532,309 630,814 645,455 655,474 656,844

2017 1,004,559 1,356,016 1,448,087 1,249,796

2018 1,291,968 1,799,370 1,852,295

2019 737,039 912,375

2020 514,278

Part A - Homeowners/Farmowners - Adjustments - Total


Ultimate


2011 69,204 101,590 103,987 104,469 104,915 104,541 104,890 104,955 104,958 104,878 163,043 104,880

2012 46,433 205,642 214,947 220,582 224,828 225,197 225,426 225,654 225,783 125,409 226,116

2013 45,410 63,490 65,353 66,392 67,493 67,561 67,431 67,496 5,240 67,583

2014 103,055 158,212 165,112 166,981 167,588 167,955 167,921 341,387 168,928

2015 57,370 78,485 83,262 83,931 84,506 84,253 153,998 84,540

2016 68,450 105,659 115,135 117,291 118,740 182,091 118,797

2017 211,709 608,563 910,785 805,016 169,467 916,182

2018 619,266 1,075,461 1,123,562 242,471 1,190,209

2019 156,712 272,967 283,724 424,908

2020 177,334 201,635 273,625

1,868,464 3,575,768



2011 99,237 103,139 103,208 104,887 105,129 104,795 105,089 104,977 105,030 104,880

2012 216,822 209,692 223,300 224,949 224,009 224,536 224,520 224,662 226,102

2013 65,669 67,206 67,956 68,587 69,427 69,729 69,468 67,448

2014 117,117 165,527 171,036 173,138 173,538 173,407 168,934

2015 67,633 77,440 80,482 80,594 81,197 84,543

2016 95,162 113,192 118,894 119,823 119,141

2017 488,009 745,079 971,258 839,371

2018 779,030 997,263 1,063,101

2019 238,801 296,598

2020 240,931

Part A - Homeowners/Farmowners - Adjustments - Natural Catastrophes


Ultimate


2011 65,642 93,845 96,256 96,227 96,346 96,380 96,383 96,383 96,383 96,383 0 96,383

2012 36,816 194,897 202,926 208,169 212,545 212,750 212,874 213,107 213,141 0 213,334

2013 18,139 26,511 28,041 28,077 28,081 28,081 28,081 28,081 0 28,081

2014 42,439 86,539 86,582 86,506 86,543 86,282 86,149 0 86,417

2015 13,341 21,567 22,667 22,483 22,495 22,070 0 22,070

2016 36,541 57,806 63,137 64,271 65,128 0 65,195

2017 166,944 537,067 836,519 728,993 0 838,909

2018 431,481 581,932 585,061 0 607,791

2019 78,370 147,817 0 265,624

2020 67,778 0 105,059

0 2,328,861



2011 91,450 94,831 94,646 96,229 96,372 96,405 96,407 96,407 96,407 96,383

2012 204,461 197,350 210,690 212,144 211,478 211,643 211,754 211,986 213,334

2013 28,854 29,002 29,897 29,933 29,937 29,937 29,937 28,081

2014 45,251 91,431 91,303 91,505 91,527 91,266 86,417

2015 15,201 18,540 19,009 18,687 18,699 22,070

2016 53,000 61,862 65,848 66,560 65,195

2017 422,239 670,398 895,221 762,297

2018 418,973 489,165 517,482

2019 111,929 156,778

2020 104,750

Part A - Homeowners/Farmowners

A. Booked Loss and ALAE Ratios


92.15

Part A - Homeowners/Farmowners - Adjustments - AIU Japan Branch


Ultimate


2011 1,937 3,249 3,312 3,312 3,312 3,312 3,312 3,312 3,312 3,312 12,109 3,312

2012 3,414 3,913 3,913 3,913 3,913 3,913 3,913 3,913 3,913 13,622 3,913

2013 425 425 425 425 425 425 425 425 (74,259) 425

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

(48,529) 7,651



2011 3,248 3,390 3,312 3,312 3,312 3,312 3,312 3,312 3,312 3,312

2012 4,116 3,913 3,913 3,913 3,913 3,913 3,913 3,913 3,913

2013 425 425 425 425 425 425 425 425

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part A - Homeowners/Farmowners - Adjustments - American Home Japan Branch


Ultimate


2011 811 879 906 906 906 906 906 906 906 906 1,677 906

2012 182 422 422 422 422 422 422 422 422 2,793 422

2013 316 333 333 333 333 333 333 333 2,653 333

2014 31 31 31 31 31 31 31 409 31

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

7,532 1,691



2011 852 936 906 906 906 906 906 906 906 906

2012 516 422 422 422 422 422 422 422 422

2013 462 333 333 333 333 333 333 333

2014 31 31 31 31 31 31 31

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part A - Homeowners/Farmowners - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 0 271 271 271 271 0 271

2012 0 0 0 0 0 25 25 25 25 0 25

2013 0 0 0 0 402 402 402 402 0 402

2014 0 0 0 636 636 636 636 0 636

2015 0 0 1,599 1,599 1,599 1,599 0 1,599

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 2,932



2011 0 0 0 0 0 0 271 271 271 271

2012 0 0 0 0 0 25 25 25 25

2013 0 0 0 0 402 402 402 402

2014 0 0 0 636 636 636 636

2015 0 0 1,599 1,599 1,599 1,599

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part A - Homeowners/Farmowners - Adjustments - Assumed from Affiliates


Ultimate


2011 814 3,617 3,513 4,024 4,350 3,943 4,018 4,083 4,087 4,007 149,257 4,009

2012 6,020 6,410 7,687 8,079 7,949 8,087 8,192 8,187 8,282 108,995 8,423

2013 26,529 36,222 36,553 37,557 38,252 38,320 38,190 38,255 76,846 38,342

2014 60,584 71,642 78,498 79,808 80,378 81,006 81,105 340,978 81,844

2015 44,029 56,918 58,996 59,850 60,413 60,584 153,998 60,871

2016 31,908 47,852 51,998 53,020 53,612 182,091 53,602

2017 44,765 71,495 74,266 76,022 169,467 77,273

2018 187,785 493,528 538,501 242,471 582,419

2019 78,342 125,150 283,724 159,284

2020 109,556 201,635 168,566

1,909,461 1,234,632



2011 3,687 3,982 4,344 4,440 4,539 4,171 4,193 4,081 4,134 4,009

2012 7,729 8,006 8,276 8,470 8,196 8,533 8,406 8,316 8,408

2013 35,927 37,446 37,301 37,896 38,331 38,633 38,372 38,208

2014 71,834 74,065 79,702 80,967 81,344 81,474 81,850

2015 52,432 58,900 59,874 60,308 60,899 60,875

2016 42,162 51,330 53,046 53,263 53,947

2017 65,770 74,681 76,037 77,074

2018 360,057 508,098 545,619

2019 126,872 139,820

2020 136,180


92.16

Part A - Homeowners/Farmowners - After Adjustments


Ultimate


2011 179,751 265,520 283,321 288,945 293,520 295,000 294,109 294,478 293,785 294,081 650,415 295,627

2012 201,233 289,468 296,313 303,695 307,039 316,673 318,597 324,248 326,089 778,984 326,591

2013 156,178 265,756 279,625 289,201 293,121 295,923 298,439 297,099 877,537 298,377

2014 216,508 298,013 334,253 354,062 366,902 375,566 379,636 638,755 385,267

2015 292,111 430,322 449,564 458,154 460,484 465,898 772,616 471,646

2016 281,732 470,218 504,109 519,306 529,735 929,115 539,197

2017 345,550 544,645 425,125 385,145 932,956 479,144

2018 395,769 694,881 711,152 887,136 857,797

2019 362,299 567,855 886,233 630,623

2020 184,649 330,333 269,761

7,684,081 4,554,031



2011 246,601 283,331 297,948 298,740 299,285 297,289 295,299 295,702 295,015 296,142

2012 232,513 311,642 310,045 316,248 316,921 321,453 323,975 326,792 326,436

2013 237,489 284,328 300,835 295,492 297,692 297,612 298,085 298,120

2014 315,901 343,446 358,700 370,387 368,456 377,910 385,374

2015 403,040 462,324 472,767 471,828 470,543 470,307

2016 437,147 517,622 526,561 535,651 537,703

2017 516,550 610,937 476,829 410,425

2018 512,938 802,106 789,194

2019 498,238 615,777

2020 273,347

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 80% 92%

2012 54% 64%

2013 55% 59%

2014 58% 72%

2015 49% 49%

2016 57% 40%

2017 59% 56%

2018 52% 70%

2019 48% 69%

2020 56% 63%

Average 63%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part B - Private Passenger Auto Liability/Medical - Unadjusted


Ultimate


2011 73,089 113,745 121,287 131,046 139,689 142,910 145,563 146,915 148,172 148,886 188,948 150,981

2012 85,295 101,350 134,055 149,562 161,264 166,401 169,572 168,732 170,745 317,409 171,681

2013 37,676 98,320 125,818 137,583 146,997 155,076 154,584 160,717 298,602 163,574

2014 51,205 98,971 121,519 136,712 147,988 147,709 160,002 260,265 151,788

2015 53,907 120,808 135,121 151,593 163,268 171,853 342,894 168,926

2016 76,084 141,797 174,674 199,399 209,015 414,737 234,658

2017 71,177 137,564 177,471 198,102 421,474 247,387

2018 94,033 175,233 213,844 585,578 302,946

2019 215,357 283,571 874,507 420,641

2020 192,033 796,277 446,136

4,500,691 2,458,718



2011 112,514 139,424 149,133 145,793 146,105 144,694 150,591 150,178 150,126 150,534

2012 132,422 151,866 164,915 167,679 169,268 172,228 171,000 170,231 171,537

2013 120,751 140,832 150,892 154,250 159,303 161,672 160,373 161,879

2014 108,719 140,788 151,243 156,626 153,571 150,674 156,959

2015 124,090 164,753 165,599 170,277 171,965 174,268

2016 157,055 195,406 212,418 220,154 224,507

2017 156,425 186,675 215,540 223,597

2018 204,060 251,280 266,947

2019 317,652 380,129

2020 345,379

Part B - Private Passenger Auto Liability/Medical - Adjustments - Total


Ultimate


2011 51,672 79,752 66,332 75,704 76,118 77,484 79,056 80,290 81,230 80,963 115,041 82,848

2012 26,791 9,690 28,831 30,926 32,524 34,845 36,451 37,007 37,229 109,480 37,780

2013 5,978 38,629 41,722 45,673 48,633 51,980 53,036 53,451 111,472 53,541

2014 26,481 42,809 48,715 52,598 55,984 57,450 58,646 110,660 44,698

2015 21,371 39,717 51,719 58,128 61,197 65,315 112,943 55,131

2016 30,685 83,203 97,129 104,134 107,907 121,463 116,707

2017 6,352 44,806 56,379 62,246 109,839 71,865

2018 70,445 146,709 181,548 462,432 217,020

2019 191,114 245,590 730,505 321,682

2020 184,441 742,282 411,976

2,726,116 1,413,247



2011 76,175 93,992 82,073 82,121 81,967 79,592 83,662 83,431 82,826 82,605

2012 52,162 37,251 36,923 35,831 35,113 37,816 38,308 38,260 37,895

2013 50,155 51,105 50,720 50,912 52,378 54,803 54,335 53,784

2014 52,800 58,349 57,119 58,765 58,611 56,202 53,138

2015 44,927 54,060 64,595 68,485 64,634 63,514

2016 52,354 106,328 113,321 112,269 114,526

2017 46,428 66,342 67,212 68,514

2018 174,364 191,388 209,346

2019 268,620 312,883

2020 325,170

Part B - Private Passenger Auto Liability/Medical



92.17

Part B - Private Passenger Auto Liability/Medical - Adjustments - Reclassification of IBNR to Case Reserves


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 0



2011 (248) 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part B - Private Passenger Auto Liability/Medical - Adjustments - AIU Japan Branch


Ultimate


2011 44,727 68,986 69,996 69,996 69,996 69,996 69,996 69,996 69,996 69,996 92,323 69,996

2012 20,049 27,491 27,491 27,491 27,491 27,491 27,491 27,491 27,491 86,914 27,491

2013 5,222 5,222 5,222 5,222 5,222 5,222 5,222 5,222 22,773 5,222

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

202,010 102,708



2011 63,381 79,998 69,996 69,996 69,996 69,996 69,996 69,996 69,996 69,996

2012 39,761 27,491 27,491 27,491 27,491 27,491 27,491 27,491 27,491

2013 5,222 5,222 5,222 5,222 5,222 5,222 5,222 5,222

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part B - Private Passenger Auto Liability/Medical - Adjustments - American Home Japan Branch


Ultimate


2011 6,945 10,766 12,489 12,671 12,671 12,671 12,671 12,671 12,671 12,671 22,718 12,671

2012 6,742 10,322 10,700 10,700 10,700 10,700 10,700 10,700 10,700 22,565 10,700

2013 4,841 5,704 5,704 5,704 5,704 5,704 5,704 5,704 19,260 5,704

2014 1,039 1,039 1,039 1,039 1,039 1,039 1,039 (16,284) 1,039

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

48,259 30,114



2011 13,042 13,993 14,286 12,671 12,671 12,671 12,671 12,671 12,671 12,671

2012 12,401 13,085 10,700 10,700 10,700 10,700 10,700 10,700 10,700

2013 8,680 5,704 5,704 5,704 5,704 5,704 5,704 5,704

2014 1,039 1,039 1,039 1,039 1,039 1,039 1,039

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part B - Private Passenger Auto Liability/Medical - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 (541)

2012 0 0 0 0 0 0 0 0 0 0 (1,397)

2013 0 0 0 0 0 0 0 0 0 (1,924)

2014 0 0 0 0 0 0 0 0 (15,671)

2015 0 0 0 0 0 0 0 (15,988)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (35,520)



2011 0 0 0 0 0 0 0 0 (139) (211)

2012 0 0 0 0 0 0 0 (274) (546)

2013 0 0 0 0 0 0 (303) (751)

2014 0 0 0 0 0 (2,963) (6,120)

2015 0 0 0 0 (2,642) (6,244)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.18

Part B - Private Passenger Auto Liability/Medical - Adjustments - Eaglestone Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 0 0 0 0 (3,610) (3,610) (3,610) (3,610) (3,610) (3,610) 0 (3,610)

2012 0 0 0 (2,786) (2,786) (2,786) (2,786) (2,786) (2,786) 0 (2,786)

2013 0 0 (3,994) (3,994) (3,994) (3,994) (3,994) (3,994) 0 (3,994)

2014 0 (173) (173) (173) (173) (173) (173) 0 (173)

2015 (5,140) (5,140) (5,140) (5,140) (5,140) (5,140) 0 (5,140)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (15,703)



2011 0 0 0 0 (650) (3,610) (3,610) (3,610) (3,610) (3,610)

2012 0 0 0 (2,275) (2,786) (2,786) (2,786) (2,786) (2,786)

2013 0 0 (2,645) (3,994) (3,994) (3,994) (3,994) (3,994)

2014 0 2,423 (173) (173) (173) (173) (173)

2015 (4,723) (5,140) (5,140) (5,140) (5,140) (5,140)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part B - Private Passenger Auto Liability/Medical - Adjustments - Assumed from Affiliates


Ultimate


2011 0 0 (16,152) (6,963) (2,939) (1,573) (1) 1,233 2,173 1,906 0 4,332

2012 0 (28,123) (9,360) (4,478) (2,881) (560) 1,046 1,602 1,825 0 3,772

2013 (4,084) 27,703 34,790 38,741 41,701 45,048 46,104 46,519 69,438 48,532

2014 25,443 41,943 47,850 51,732 55,119 56,584 57,780 126,944 59,503

2015 26,511 44,857 56,859 63,268 66,337 70,455 112,943 76,259

2016 30,685 83,203 97,129 104,134 107,907 121,463 116,707

2017 6,352 44,806 56,379 62,246 109,839 71,865

2018 70,445 146,709 181,548 462,432 217,020

2019 191,114 245,590 730,505 321,682

2020 184,441 742,282 411,976

2,475,847 1,331,648



2011 0 0 (2,209) (546) (50) 535 4,605 4,374 3,908 3,759

2012 0 (3,324) (1,268) (85) (292) 2,412 2,903 3,129 3,036

2013 36,254 40,178 42,438 43,980 45,446 47,870 47,706 47,604

2014 51,762 54,888 56,253 57,899 57,745 58,299 58,392

2015 49,650 59,200 69,735 73,625 72,416 74,897

2016 52,354 106,328 113,321 112,269 114,526

2017 46,428 66,342 67,212 68,514

2018 174,364 191,388 209,346

2019 268,620 312,883

2020 325,170

Part B - Private Passenger Auto Liability/Medical - After Adjustments


Ultimate


2011 21,417 33,993 54,955 55,342 63,571 65,426 66,507 66,625 66,942 67,923 73,907 68,133

2012 58,504 91,660 105,224 118,636 128,741 131,557 133,121 131,726 133,516 207,929 133,902

2013 31,697 59,691 84,096 91,910 98,364 103,096 101,548 107,266 187,130 110,033

2014 24,723 56,162 72,803 84,114 92,003 90,259 101,356 149,605 107,090

2015 32,536 81,091 83,402 93,465 102,071 106,538 229,951 113,795

2016 45,399 58,594 77,545 95,265 101,108 293,274 117,951

2017 64,825 92,758 121,092 135,856 311,635 175,522

2018 23,588 28,524 32,296 123,146 85,926

2019 24,243 37,981 144,002 98,959

2020 7,592 53,995 34,160

1,774,575 1,045,471



2011 36,339 45,432 67,060 63,672 64,138 65,102 66,929 66,747 67,300 67,929

2012 80,260 114,614 127,993 131,849 134,155 134,412 132,693 131,972 133,642

2013 70,595 89,728 100,172 103,338 106,925 106,869 106,038 108,094

2014 55,919 82,439 94,124 97,861 94,960 94,472 103,821

2015 79,163 110,693 101,004 101,792 107,331 110,754

2016 104,701 89,078 99,097 107,885 109,981

2017 109,997 120,333 148,328 155,083

2018 29,696 59,892 57,601

2019 49,032 67,246

2020 20,209

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 81% 79%

2012 93% 90%

2013 95% 100%

2014 110% 104%

2015 104% 93%

2016 106% 112%

2017 128% 146%

2018 107% 108%

2019 95% 102%

2020 80% 87%

Average 102%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part C - Commercial Auto Liability/Medical



92.19

Part C - Commercial Auto Liability/Medical - Unadjusted


Ultimate


2011 134,696 269,137 408,886 545,970 642,246 710,603 730,640 738,320 755,346 744,838 940,554 761,018

2012 110,318 212,626 393,836 534,294 653,365 703,828 733,626 757,784 752,374 828,145 769,594

2013 73,247 213,674 406,061 625,372 730,532 800,778 835,940 838,730 909,540 860,242

2014 120,430 326,143 619,289 773,244 931,782 996,126 1,015,204 946,508 1,042,717

2015 103,261 384,283 556,230 813,797 918,214 966,296 977,868 1,017,947

2016 84,213 233,684 417,639 534,654 611,640 719,586 764,941

2017 55,728 136,755 232,736 332,982 395,827 507,422

2018 31,813 126,753 216,245 402,196 432,014

2019 29,615 118,558 392,966 374,072

2020 62,788 363,372 291,292

6,876,562 6,821,259



2011 247,837 444,934 566,540 664,370 712,611 738,308 733,867 742,559 745,857 751,366

2012 244,687 397,190 564,158 649,171 719,491 729,760 736,921 754,534 757,185

2013 184,197 382,883 596,527 756,910 804,991 822,598 853,729 851,544

2014 268,161 554,879 786,675 904,381 994,371 1,024,829 1,032,331

2015 264,403 646,743 781,158 914,225 976,756 997,797

2016 236,917 404,988 564,598 637,799 704,244

2017 159,629 278,450 366,965 436,221

2018 121,998 246,833 299,118

2019 107,741 188,462

2020 90,243

Part C - Commercial Auto Liability/Medical - Adjustments - Total


Ultimate


2011 56,207 94,723 113,410 135,088 147,262 157,882 166,054 175,851 175,861 175,876 207,155 184,556

2012 81,705 85,469 138,111 166,168 201,389 212,223 234,673 234,953 234,979 233,051 236,798

2013 4,470 17,122 46,439 97,355 114,199 150,151 150,385 150,485 188,094 141,292

2014 45,981 86,489 190,257 205,479 260,323 260,843 260,885 177,572 242,003

2015 20,771 121,726 170,184 266,592 265,193 265,478 125,395 224,820

2016 29,472 49,934 87,354 88,122 88,922 120,428 91,364

2017 (7,717) 13,080 14,814 15,331 63,888 22,183

2018 4,095 6,671 7,972 13,217 11,201

2019 4,213 33,166 61,053 36,281

2020 42,093 79,059 42,739

1,268,911 1,233,235



2011 78,972 138,064 146,425 159,781 154,948 170,916 172,542 175,935 176,623 179,583

2012 126,930 130,847 179,501 183,774 213,713 215,811 235,523 234,938 235,958

2013 20,379 58,596 76,205 123,114 123,689 150,693 148,777 147,137

2014 82,575 116,927 205,647 216,754 261,117 257,443 253,868

2015 53,589 159,028 210,765 257,136 255,597 246,026

2016 54,919 61,455 91,279 90,136 90,619

2017 33,061 21,292 20,761 21,776

2018 18,043 9,577 10,154

2019 30,736 34,224

2020 42,268

Part C - Commercial Auto Liability/Medical - Adjustments - AIU Japan Branch


Ultimate


2011 21,744 28,899 29,772 29,772 29,772 29,772 29,772 29,772 29,772 29,772 49,712 29,772

2012 54,081 58,181 58,181 58,181 58,181 58,181 58,181 58,181 58,181 82,427 58,181

2013 11,892 11,892 11,892 11,892 11,892 11,892 11,892 11,892 91,570 11,892

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

223,710 99,845



2011 30,442 31,496 29,772 29,772 29,772 29,772 29,772 29,772 29,772 29,772

2012 70,738 58,181 58,181 58,181 58,181 58,181 58,181 58,181 58,181

2013 11,892 11,892 11,892 11,892 11,892 11,892 11,892 11,892

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part C - Commercial Auto Liability/Medical - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 5,904 9,879 9,879 9,879 9,879 0 18,415

2012 0 0 0 0 12,636 15,438 15,438 15,438 15,438 0 16,927

2013 0 0 0 21,660 22,173 22,173 22,173 22,173 0 12,794

2014 0 0 46,391 43,618 43,618 43,618 43,618 0 24,531

2015 0 68,892 86,935 86,935 86,935 86,935 0 49,591

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 122,258



2011 0 0 0 0 0 5,904 9,879 9,879 10,606 13,567

2012 0 0 0 0 12,636 15,438 15,438 15,215 16,262

2013 0 0 0 21,660 22,173 22,173 20,245 18,618

2014 0 0 46,391 43,618 43,618 39,888 36,304

2015 0 68,892 86,935 86,935 77,219 72,339

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.20

Part C - Commercial Auto Liability/Medical - Adjustments - Pool Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 2 17,552 63,469 77,166 83,183 84,351 85,863 95,697 95,697 95,697 85,019 95,697

2012 4,031 13,668 53,641 70,138 80,066 84,961 104,272 104,272 104,272 85,604 104,272

2013 102 11,669 33,189 44,509 58,879 92,381 92,381 92,381 81,573 92,381

2014 5,167 28,447 57,022 73,091 124,043 124,043 124,043 87,636 124,043

2015 554 14,341 39,619 122,003 122,003 122,003 85,410 122,003

2016 1,380 5,779 39,265 39,265 39,265 31,739 39,265

2017 0 0 0 0 (1,519) 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

455,463 577,661



2011 2,400 54,664 76,480 86,225 89,550 91,403 91,714 95,697 95,697 95,697

2012 12,334 40,941 81,164 83,207 87,067 84,967 104,272 104,272 104,272

2013 2,428 39,181 57,542 65,404 65,702 92,381 92,381 92,381

2014 19,690 53,885 68,305 81,837 124,043 124,043 124,043

2015 19,408 44,697 72,410 122,003 122,003 122,003

2016 6,913 6,622 39,265 39,265 39,265

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part C - Commercial Auto Liability/Medical - Adjustments - Eaglestone Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 0 0 0 0 0 1,411 3,991 3,911 3,911 3,911 0 3,911

2012 0 0 0 0 365 628 1,554 1,554 1,554 0 1,554

2013 0 0 0 766 1,505 3,543 3,543 3,543 0 3,543

2014 0 0 4,916 5,264 8,668 8,668 8,668 0 8,668

2015 0 464 854 4,148 4,148 4,148 0 4,148

2016 146 191 1,084 1,084 1,084 842 1,084

2017 0 0 0 0 198 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

1,040 22,908



2011 0 0 0 0 0 3,578 4,115 3,911 3,911 3,911

2012 0 0 0 0 655 628 1,554 1,554 1,554

2013 0 0 0 1,724 2,687 3,543 3,543 3,543

2014 0 0 5,502 6,091 8,668 8,668 8,668

2015 0 1,363 1,681 4,148 4,148 4,148

2016 194 211 1,084 1,084 1,084

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part C - Commercial Auto Liability/Medical - Adjustments - Assumed from Affiliates


Ultimate


2011 34,461 48,272 20,169 28,150 34,307 36,444 36,549 36,592 36,602 36,617 72,423 36,761

2012 23,593 13,620 26,289 37,849 50,141 53,016 55,228 55,508 55,534 65,020 55,865

2013 (7,524) (6,438) 1,359 18,527 19,750 20,162 20,396 20,496 14,950 20,682

2014 40,814 58,042 81,927 83,506 83,994 84,514 84,556 89,935 84,760

2015 20,217 38,029 42,776 53,506 52,107 52,391 39,985 49,077

2016 27,946 43,964 47,005 47,773 48,573 87,847 51,015

2017 (7,717) 13,080 14,814 15,331 65,209 22,183

2018 4,095 6,671 7,972 13,217 11,201

2019 4,213 33,166 61,053 36,281

2020 42,093 79,059 42,739

588,699 410,563



2011 46,131 51,904 40,173 43,784 35,625 40,260 37,063 36,676 36,636 36,636

2012 43,858 31,725 40,156 42,386 55,174 56,597 56,079 55,716 55,690

2013 6,059 7,523 6,771 22,433 21,235 20,704 20,717 20,703

2014 62,885 63,042 85,449 85,208 84,788 84,843 84,853

2015 34,181 44,077 49,739 44,050 52,226 47,535

2016 47,812 54,623 50,930 49,787 50,270

2017 33,061 21,292 20,761 21,776

2018 18,043 9,577 10,154

2019 30,736 34,224

2020 42,268

Part C - Commercial Auto Liability/Medical - After Adjustments


Ultimate


2011 78,489 174,415 295,476 410,882 494,984 552,722 564,587 562,469 579,485 568,962 733,399 576,462

2012 28,613 127,157 255,725 368,127 451,975 491,605 498,953 522,831 517,395 595,094 532,796

2013 68,778 196,552 359,622 528,017 616,333 650,627 685,555 688,245 721,446 718,950

2014 74,448 239,654 429,032 567,766 671,459 735,283 754,319 768,936 800,714

2015 82,489 262,556 386,046 547,205 653,021 700,818 852,473 793,127

2016 54,742 183,750 330,286 446,533 522,718 599,158 673,578

2017 63,445 123,675 217,922 317,651 331,939 485,239

2018 27,718 120,081 208,273 388,979 420,813

2019 25,402 85,392 331,913 337,791

2020 20,695 284,313 248,553

5,607,650 5,588,024



2011 168,865 306,870 420,115 504,588 557,664 567,392 561,325 566,624 569,234 571,783

2012 117,757 266,343 384,657 465,396 505,778 513,949 501,397 519,596 521,227

2013 163,818 324,287 520,322 633,796 681,302 671,905 704,952 704,407

2014 185,586 437,953 581,028 687,627 733,253 767,387 778,463

2015 210,814 487,715 570,393 657,089 721,159 751,771

2016 181,998 343,533 473,319 547,663 613,625

2017 126,568 257,158 346,204 414,445

2018 103,955 237,256 288,964

2019 77,005 154,238

2020 47,975


92.21

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 89% 93%

2012 74% 77%

2013 70% 73%

2014 68% 73%

2015 66% 71%

2016 65% 67%

2017 79% 83%

2018 73% 76%

2019 81% 84%

2020 79% 83%

Average 78%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part D - Workers' Compensation - Unadjusted


Ultimate


2011 552,198 1,195,925 1,621,812 1,959,931 2,216,635 2,479,608 2,840,851 2,907,820 2,951,571 2,977,568 3,470,608 3,092,965

2012 436,544 804,519 1,107,872 1,311,165 1,599,870 1,967,091 2,042,620 2,081,923 2,131,739 3,013,118 2,236,352

2013 261,656 616,485 893,509 1,217,530 1,599,769 1,681,740 1,722,132 1,786,265 2,742,202 1,924,955

2014 236,286 590,287 986,087 1,350,937 1,464,187 1,543,984 1,596,061 2,489,704 1,690,247

2015 250,772 755,471 1,299,605 1,452,163 1,574,184 1,622,282 2,419,233 1,601,948

2016 218,214 409,813 593,153 733,440 788,519 1,910,897 1,247,946

2017 68,465 275,708 412,785 440,797 1,129,029 890,800

2018 99,643 213,497 318,434 1,270,547 931,400

2019 110,746 270,043 1,242,335 1,002,824

2020 99,530 1,048,699 827,290

20,736,372 15,446,727



2011 1,079,837 1,826,817 2,276,051 2,483,734 2,653,854 2,855,303 2,980,628 2,963,363 3,041,384 3,104,809

2012 809,898 1,280,835 1,555,933 1,703,094 1,937,595 2,077,715 2,080,799 2,151,602 2,223,069

2013 579,436 1,026,060 1,313,982 1,581,938 1,723,418 1,737,883 1,812,242 1,913,541

2014 527,263 954,597 1,332,134 1,503,794 1,527,932 1,631,339 1,657,235

2015 570,577 1,186,688 1,474,696 1,503,724 1,666,742 1,662,902

2016 483,556 640,100 784,111 930,625 933,142

2017 176,720 424,489 560,422 582,654

2018 250,656 416,386 503,447

2019 315,554 495,162

2020 251,333

Part D - Workers' Compensation - Adjustments - Total


Ultimate


2011 22,990 44,788 31,326 40,188 46,575 153,135 367,290 370,401 372,833 373,717 47,315 (74,959)

2012 18,931 (14,395) (3,037) 10,592 128,032 351,143 358,651 360,268 362,603 36,742 (58,343)

2013 (28,397) (21,585) (11,278) 117,907 358,077 365,912 368,191 370,690 11,676 (76,672)

2014 4,898 15,310 170,821 393,002 400,878 404,586 405,700 67,911 (68,918)

2015 4,499 203,989 414,397 431,247 432,824 434,608 62,489 (62,658)

2016 11,035 2,269 39,863 43,508 47,085 132,074 55,382

2017 (42,839) 22,135 28,256 32,315 107,456 47,356

2018 4,470 15,647 24,416 118,061 55,072

2019 8,776 38,101 149,884 85,539

2020 28,754 186,079 107,118

919,688 8,917



2011 43,496 53,533 48,210 52,251 54,515 159,251 214,813 191,973 228,653 209,242

2012 23,033 12,365 16,519 25,827 137,426 215,944 190,044 230,428 209,836

2013 (16,799) (8,369) (1,033) 125,637 199,150 184,029 226,335 206,471

2014 12,137 21,904 178,878 257,154 218,240 266,003 231,593

2015 14,197 212,627 277,214 235,247 290,647 252,380

2016 32,684 17,086 49,220 50,201 52,145

2017 (24,587) 35,571 36,439 39,443

2018 26,994 33,335 40,771

2019 36,538 63,267

2020 48,905

Part D - Workers' Compensation - Adjustments - Defense Base Act


Ultimate


2011 0 (554) (554) (554) (554) (554) (554) (554) (554) (554) 1,076 (554)

2012 0 0 0 0 0 0 0 0 0 2,363 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

3,438 (554)



2011 (0) (554) (554) (554) (554) (554) (554) (554) (554) (554)

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part D - Workers' Compensation



92.22

Part D - Workers' Compensation - Adjustments - AIU Japan Branch


Ultimate


2011 899 1,155 1,310 1,310 1,310 1,310 1,310 1,310 1,310 1,310 11,005 1,310

2012 18 226 226 226 226 226 226 226 226 10,634 226

2013 0 0 0 0 0 0 0 0 (609) 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

21,030 1,536



2011 2,088 2,170 1,310 1,310 1,310 1,310 1,310 1,310 1,310 1,310

2012 436 226 226 226 226 226 226 226 226

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part D - Workers' Compensation - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 103,261 321,292 321,292 321,292 321,292 0 (131,596)

2012 0 0 0 0 110,974 334,625 334,625 334,625 334,625 0 (93,648)

2013 0 0 0 124,038 364,644 364,644 364,644 364,644 0 (86,053)

2014 0 0 152,076 372,125 372,125 372,125 372,125 0 (106,718)

2015 0 185,643 400,567 400,567 400,567 400,567 0 (102,392)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (520,406)



2011 0 0 0 0 0 103,261 162,383 138,204 174,010 153,580

2012 0 0 0 0 110,974 192,287 160,742 197,983 176,028

2013 0 0 0 124,038 200,010 179,226 217,765 197,743

2014 0 0 152,076 230,910 183,830 229,619 194,802

2015 0 185,643 256,193 200,552 254,602 214,313

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part D - Workers' Compensation - Adjustments - Assumed from Affiliates


Ultimate


2011 22,091 44,187 30,569 39,432 45,819 49,118 45,241 48,353 50,784 51,668 35,235 55,881

2012 18,913 (14,621) (3,263) 10,366 16,832 16,292 23,800 25,417 27,752 23,746 35,079

2013 (28,397) (21,585) (11,278) (6,131) (6,567) 1,268 3,547 6,046 12,285 9,380

2014 4,898 15,310 18,745 20,877 28,752 32,461 33,575 67,911 37,799

2015 4,499 18,346 13,830 30,680 32,256 34,041 62,489 39,734

2016 11,035 2,269 39,863 43,508 47,085 132,074 55,382

2017 (42,839) 22,135 28,256 32,315 107,456 47,356

2018 4,470 15,647 24,416 118,061 55,072

2019 8,776 38,101 149,884 85,539

2020 28,754 186,079 107,118

895,220 528,341



2011 41,408 51,917 47,454 51,495 53,758 55,233 51,674 53,013 53,887 54,906

2012 22,597 12,139 16,293 25,601 26,227 23,430 29,076 32,220 33,581

2013 (16,799) (8,369) (1,033) 1,599 (860) 4,804 8,570 8,727

2014 12,137 21,904 26,801 26,244 34,410 36,384 36,791

2015 14,197 26,984 21,021 34,695 36,045 38,067

2016 32,684 17,086 49,220 50,201 52,145

2017 (24,587) 35,571 36,439 39,443

2018 26,994 33,335 40,771

2019 36,538 63,267

2020 48,905

Part D - Workers' Compensation - After Adjustments


Ultimate


2011 529,208 1,151,137 1,590,486 1,919,743 2,170,060 2,326,473 2,473,561 2,537,419 2,578,738 2,603,851 3,423,293 3,167,924

2012 417,613 818,914 1,110,909 1,300,573 1,471,838 1,615,948 1,683,969 1,721,655 1,769,136 2,976,376 2,294,695

2013 290,053 638,070 904,787 1,099,623 1,241,692 1,315,828 1,353,941 1,415,575 2,730,526 2,001,627

2014 231,388 574,977 815,266 957,935 1,063,309 1,139,398 1,190,361 2,421,793 1,759,165

2015 246,273 551,482 885,208 1,020,916 1,141,360 1,187,674 2,356,744 1,664,606

2016 207,179 407,544 553,290 689,932 741,434 1,778,823 1,192,564

2017 111,304 253,573 384,529 408,482 1,021,573 843,444

2018 95,173 197,850 294,018 1,152,486 876,328

2019 101,970 231,942 1,092,451 917,285

2020 70,776 862,620 720,172

19,816,684 15,437,810



2011 1,036,341 1,773,284 2,227,841 2,431,483 2,599,339 2,696,052 2,765,815 2,771,390 2,812,731 2,895,567

2012 786,865 1,268,470 1,539,414 1,677,267 1,800,169 1,861,771 1,890,755 1,921,174 2,013,233

2013 596,235 1,034,429 1,315,015 1,456,301 1,524,268 1,553,854 1,585,907 1,707,070

2014 515,126 932,693 1,153,256 1,246,640 1,309,692 1,365,336 1,425,642

2015 556,380 974,061 1,197,482 1,268,477 1,376,095 1,410,522

2016 450,872 623,014 734,891 880,424 880,997

2017 201,307 388,918 523,983 543,211

2018 223,662 383,051 462,676

2019 279,016 431,895

2020 202,428


92.23

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 102% 94%

2012 74% 61%

2013 47% 48%

2014 49% 52%

2015 51% 52%

2016 65% 67%

2017 67% 55%

2018 67% 49%

2019 64% 64%

2020 69% 55%

Average 60%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part E - Commercial Multiple Peril - Unadjusted


Ultimate


2011 181,883 344,020 415,911 457,521 480,692 498,916 501,288 518,218 521,580 528,846 521,478 532,324

2012 104,314 274,683 343,861 388,767 426,708 438,995 443,584 446,504 449,783 608,753 452,843

2013 98,732 206,353 249,757 302,811 330,134 347,575 357,301 361,101 777,663 367,886

2014 180,631 277,249 339,755 386,743 412,731 428,765 441,016 919,087 451,053

2015 152,181 253,177 296,614 342,693 357,665 364,949 759,938 384,366

2016 132,140 246,978 315,539 352,440 393,101 724,684 467,575

2017 97,622 233,189 276,953 317,503 698,434 469,424

2018 162,081 313,934 363,651 731,728 493,642

2019 151,074 255,876 632,002 406,747

2020 255,068 761,418 524,376

7,135,185 4,550,236



2011 369,985 456,816 490,006 497,057 517,086 523,022 526,204 530,269 533,442 528,982

2012 275,415 376,223 404,481 418,901 449,636 450,623 453,670 454,544 448,106

2013 195,963 265,199 307,658 340,150 354,370 361,269 365,180 361,629

2014 298,863 358,373 395,735 420,644 436,023 442,192 443,408

2015 250,130 326,122 352,773 372,896 376,529 370,514

2016 267,869 359,831 409,126 433,032 442,951

2017 349,138 387,425 403,612 408,290

2018 364,614 434,319 445,112

2019 339,733 339,467

2020 391,439

Part E - Commercial Multiple Peril - Adjustments - Total


Ultimate


2011 68,329 115,439 111,575 122,259 125,364 132,684 129,479 140,482 146,755 156,063 117,447 151,638

2012 37,529 115,016 139,051 153,604 165,628 167,900 169,357 169,928 170,545 138,206 164,672

2013 39,887 62,839 69,566 73,271 77,200 78,467 78,664 78,833 159,742 71,533

2014 88,311 107,563 129,794 132,789 136,135 136,560 137,123 289,370 126,280

2015 49,891 73,375 82,053 86,646 88,376 88,977 179,941 80,468

2016 43,225 62,510 87,193 97,074 100,701 177,524 98,727

2017 28,196 98,089 133,782 143,347 167,030 175,034

2018 70,591 169,543 184,747 158,624 210,307

2019 77,661 135,821 315,034 204,307

2020 202,738 475,672 366,750

2,178,590 1,649,715



2011 174,268 150,388 149,832 137,065 148,739 146,994 147,764 148,716 155,263 153,356

2012 101,327 165,199 168,396 171,458 174,389 172,103 171,492 173,671 166,611

2013 77,252 86,281 88,423 79,827 81,695 81,076 78,793 73,838

2014 113,889 128,636 137,783 137,783 137,871 135,637 129,114

2015 69,868 82,266 85,537 88,539 84,172 82,256

2016 87,969 107,088 104,254 102,806 99,920

2017 166,323 158,372 180,497 155,357

2018 157,990 230,052 201,537

2019 192,470 175,154

2020 292,711

Part E - Commercial Multiple Peril - Adjustments - Natural Catastrophes


Ultimate


2011 11,259 35,786 43,907 47,557 47,826 48,080 49,064 49,163 49,228 49,228 0 49,228

2012 15,368 107,017 122,887 133,938 139,511 140,094 140,091 140,128 140,128 0 140,134

2013 2,746 10,726 12,018 12,365 12,453 12,379 12,379 12,379 0 12,379

2014 15,756 24,066 24,259 24,319 24,405 24,405 24,375 0 24,375

2015 25,324 39,991 41,090 43,179 43,193 43,193 0 43,194

2016 21,998 44,725 47,311 51,748 52,567 0 52,827

2017 30,067 78,329 101,370 107,396 0 132,348

2018 20,429 83,432 95,266 0 107,565

2019 5,061 9,396 0 13,040

2020 18,613 0 47,159

0 622,249



2011 78,143 52,116 50,458 49,218 49,103 49,355 50,340 50,429 50,494 49,228

2012 69,280 134,347 137,985 136,474 139,940 140,121 140,101 140,137 140,134

2013 7,986 12,352 12,456 12,365 12,453 12,379 12,379 12,379

2014 29,514 25,448 25,543 24,166 24,219 24,219 24,375

2015 37,172 37,554 36,663 38,152 38,166 43,194

2016 45,345 49,966 49,732 51,825 52,827

2017 132,365 113,518 105,472 113,862

2018 71,351 106,972 107,199

2019 11,897 13,007

2020 31,344


Part E - Commercial Multiple Peril


92.24

Part E - Commercial Multiple Peril - Adjustments - AIU Japan Branch


Ultimate


2011 898 1,185 1,273 1,273 1,273 1,273 1,273 1,273 1,273 1,273 1,537 1,273

2012 2,196 2,645 2,645 2,645 2,645 2,645 2,645 2,645 2,645 10,920 2,645

2013 158 158 158 158 158 158 158 158 1,984 158

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

14,442 4,076



2011 1,134 1,278 1,273 1,273 1,273 1,273 1,273 1,273 1,273 1,273

2012 2,514 2,645 2,645 2,645 2,645 2,645 2,645 2,645 2,645

2013 158 158 158 158 158 158 158 158

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part E - Commercial Multiple Peril - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 (6,461)

2012 0 0 0 0 0 0 0 0 0 0 (7,565)

2013 0 0 0 0 0 0 0 0 0 (8,293)

2014 0 0 0 0 0 0 0 0 (12,480)

2015 0 0 0 0 0 0 0 (14,700)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (49,499)



2011 0 0 0 0 0 0 0 0 (916) (4,363)

2012 0 0 0 0 0 0 0 (975) (4,955)

2013 0 0 0 0 0 0 (1,268) (5,754)

2014 0 0 0 0 0 (2,247) (9,205)

2015 0 0 0 0 (3,049) (11,568)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part E - Commercial Multiple Peril - Adjustments - Assumed from Affiliates


Ultimate


2011 56,172 78,469 66,395 73,429 76,265 83,331 79,141 90,046 96,253 105,562 115,910 107,598

2012 19,965 5,355 13,519 17,021 23,472 25,162 26,621 27,156 27,772 127,286 29,458

2013 36,983 51,954 57,389 60,748 64,589 65,930 66,127 66,296 157,758 67,289

2014 72,555 83,497 105,535 108,471 111,730 112,155 112,748 289,370 114,385

2015 24,567 33,384 40,963 43,467 45,183 45,784 179,941 51,974

2016 21,227 17,785 39,881 45,326 48,134 177,524 45,900

2017 (1,871) 19,760 32,412 35,951 167,030 42,687

2018 50,162 86,111 89,481 158,624 102,742

2019 72,600 126,426 315,034 191,267

2020 184,125 475,672 319,591

2,164,148 1,072,889



2011 94,991 96,994 98,100 86,573 98,362 96,365 96,151 97,014 104,412 107,218

2012 29,533 28,207 27,767 32,340 31,805 29,338 28,747 31,865 28,788

2013 69,109 73,771 75,808 67,304 69,084 68,539 67,524 67,055

2014 84,375 103,189 112,240 113,617 113,651 113,665 113,944

2015 32,696 44,712 48,873 50,387 49,055 50,629

2016 42,624 57,122 54,522 50,981 47,093

2017 33,958 44,854 75,025 41,495

2018 86,639 123,080 94,337

2019 180,573 162,147

2020 261,367

Part E - Commercial Multiple Peril - After Adjustments


Ultimate


2011 113,554 228,580 304,336 335,262 355,328 366,232 371,809 377,736 374,825 372,783 404,031 380,686

2012 66,785 159,667 204,810 235,163 261,080 271,095 274,227 276,576 279,239 470,547 288,171

2013 58,845 143,515 180,192 229,541 252,934 269,108 278,637 282,268 617,921 296,354

2014 92,320 169,686 209,961 253,954 276,595 292,205 303,893 629,717 324,773

2015 102,290 179,802 214,561 256,047 269,289 275,972 579,997 303,898

2016 88,916 184,469 228,347 255,366 292,400 547,160 368,848

2017 69,426 135,101 143,171 174,155 531,404 294,390

2018 91,490 144,390 178,904 573,104 283,335

2019 73,413 120,055 316,969 202,440

2020 52,330 285,746 157,626

4,956,595 2,900,521



2011 195,717 306,428 340,174 359,992 368,347 376,029 378,440 381,553 378,179 375,626

2012 174,088 211,024 236,084 247,443 275,247 278,520 282,178 280,873 281,495

2013 118,711 178,918 219,236 260,323 272,676 280,193 286,387 287,791

2014 184,974 229,737 257,953 282,861 298,152 306,555 314,294

2015 180,262 243,856 267,237 284,356 292,358 288,258

2016 179,900 252,744 304,872 330,226 343,031

2017 182,815 229,054 223,115 252,933

2018 206,624 204,268 243,575

2019 147,262 164,314

2020 98,728


92.25

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 97% 97%

2012 90% 89%

2013 108% 107%

2014 106% 102%

2015 106% 100%

2016 84% 84%

2017 97% 99%

2018 111% 112%

2019 83% 80%

2020 88% 88%

Average 96%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part F2 - Medical Professional Liability - Claims Made - Unadjusted


Ultimate


2011 (2,504) 38,966 106,416 163,524 224,592 270,472 297,757 329,054 332,805 357,097 370,633 359,724

2012 3,171 22,690 102,641 181,311 241,575 277,762 295,475 302,464 316,512 354,745 318,720

2013 8,292 44,912 108,062 167,105 240,987 278,338 322,194 332,318 313,246 336,910

2014 3,078 46,713 116,404 230,494 272,324 312,384 318,014 304,179 322,366

2015 (8,413) 55,200 175,090 242,989 271,702 298,795 289,303 307,899

2016 3,668 26,589 68,609 89,462 120,029 216,671 182,858

2017 3,751 26,045 34,836 45,720 89,710 86,909

2018 1,577 21,506 32,446 66,879 74,523

2019 561 14,458 69,256 57,309

2020 231 34,533 30,412

2,109,155 2,077,630



2011 41,635 119,697 166,763 219,985 256,962 301,655 314,905 340,375 337,208 357,483

2012 39,714 69,945 176,944 222,673 277,226 296,521 311,349 312,186 313,358

2013 39,839 86,151 166,408 230,211 272,933 310,050 332,196 339,092

2014 17,926 115,402 215,559 282,064 310,990 318,402 318,048

2015 12,070 139,744 248,560 292,452 290,717 302,227

2016 26,004 65,247 121,857 129,403 148,564

2017 15,421 37,652 45,140 54,023

2018 5,242 29,935 51,512

2019 11,512 15,295

2020 411

Part F2 - Medical Professional Liability - Claims Made - Adjustments - Total


Ultimate


2011 0 0 1 2 (14,769) (1,192) 8,046 16,101 16,101 16,101 0 1,395

2012 238 240 240 (15,938) 370 10,318 19,704 19,704 19,704 0 4,588

2013 (16) 103 (20,689) (2,312) 18,550 32,450 32,450 32,450 0 1,776

2014 59 (17,858) 1,324 42,796 54,510 54,510 54,510 19 13,186

2015 (19,439) 7,556 70,026 83,842 83,842 83,842 33 19,069

2016 29 80 4,459 4,459 4,459 4,460 4,463

2017 (0) (2) (1) 6 1,726 115

2018 (0) 50 27 1,322 1,204

2019 32 1,726 136 1,868

2020 84 248 77

7,944 47,742



2011 0 0 1 2 (11,661) (15) 9,342 16,101 13,278 9,659

2012 244 240 240 (12,555) 1,715 11,479 19,704 14,220 12,604

2013 1 103 (15,927) 972 19,925 32,450 25,061 18,727

2014 68 (16,124) 2,488 43,952 54,510 45,972 36,301

2015 (18,393) 12,387 73,055 83,842 68,195 54,869

2016 219 302 4,459 4,459 4,459

2017 3 10 30 40

2018 66 846 1,131

2019 346 1,835

2020 95

Part F2 - Medical Professional Liability - Claims Made - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 9,328 18,314 18,314 18,314 18,314 0 3,607

2012 0 0 0 0 13,571 22,752 22,752 22,752 22,752 0 7,636

2013 0 0 0 12,442 30,499 30,499 30,499 30,499 0 (174)

2014 0 0 16,420 56,271 56,271 56,271 56,271 0 14,946

2015 0 24,872 85,660 85,660 85,660 85,660 0 20,888

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 46,903



2011 0 0 0 0 0 9,328 18,314 18,314 15,490 11,872

2012 0 0 0 0 13,571 22,752 22,752 17,268 15,652

2013 0 0 0 12,442 30,499 30,499 23,110 16,777

2014 0 0 16,420 56,271 56,271 47,732 38,061

2015 0 24,872 85,660 85,660 70,014 56,688

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part F2 - Medical Professional Liability - Claims Made



92.26

Part F2 - Medical Professional Liability - Claims Made - Adjustments - Eaglestone Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 0 0 0 0 (14,771) (10,521) (10,269) (2,214) (2,214) (2,214) 0 (2,214)

2012 0 0 0 (16,178) (13,440) (12,673) (3,287) (3,287) (3,287) 0 (3,287)

2013 0 0 (20,792) (14,856) (12,052) 1,848 1,848 1,848 0 1,848

2014 0 (17,918) (15,156) (13,534) (1,820) (1,820) (1,820) 0 (1,820)

2015 (19,456) (17,332) (15,651) (1,835) (1,835) (1,835) 0 (1,835)

2016 8 58 4,437 4,437 4,437 4,460 4,437

2017 0 0 0 0 940 0

2018 0 0 0 (41) 0

2019 0 0 0 0

2020 0 0 0

5,359 (2,871)



2011 0 0 0 0 (11,663) (9,344) (8,973) (2,214) (2,214) (2,214)

2012 0 0 0 (12,795) (12,095) (11,512) (3,287) (3,287) (3,287)

2013 0 0 (16,030) (11,572) (10,677) 1,848 1,848 1,848

2014 0 (16,184) (13,992) (12,378) (1,820) (1,820) (1,820)

2015 (18,402) (12,501) (12,622) (1,835) (1,835) (1,835)

2016 197 280 4,437 4,437 4,437

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part F2 - Medical Professional Liability - Claims Made - Adjustments - Assumed from Affiliates


Ultimate


2011 0 0 1 2 2 2 2 2 2 2 0 2

2012 238 240 240 240 239 239 239 239 239 0 239

2013 (16) 103 103 103 103 103 103 103 0 103

2014 59 60 60 60 60 60 60 19 60

2015 17 16 16 16 16 16 33 17

2016 21 22 22 22 22 0 26

2017 (0) (2) (1) 6 786 115

2018 (0) 50 27 1,363 1,204

2019 32 1,726 136 1,868

2020 84 248 77

2,585 3,710



2011 0 0 1 2 2 2 2 2 2 2

2012 244 240 240 240 239 239 239 239 239

2013 1 103 103 103 103 103 103 103

2014 68 60 60 60 60 60 60

2015 9 16 16 16 16 16

2016 22 22 22 22 22

2017 3 10 30 40

2018 66 846 1,131

2019 346 1,835

2020 95

Part F2 - Medical Professional Liability - Claims Made - After Adjustments


Ultimate


2011 (2,504) 38,966 106,416 163,523 239,362 271,664 289,711 312,953 316,704 340,996 370,633 358,330

2012 2,933 22,450 102,401 197,249 241,205 267,444 275,771 282,760 296,808 354,745 314,132

2013 8,308 44,809 128,751 169,416 222,437 245,888 289,744 299,868 313,246 335,133

2014 3,019 64,571 115,080 187,698 217,814 257,874 263,504 304,160 309,180

2015 11,026 47,644 105,064 159,147 187,860 214,953 289,270 288,830

2016 3,639 26,509 64,150 85,003 115,570 212,211 178,395

2017 3,751 26,047 34,837 45,714 87,984 86,794

2018 1,577 21,456 32,419 65,557 73,319

2019 529 12,732 69,120 55,441

2020 147 34,285 30,335

2,101,211 2,029,888



2011 41,635 119,697 166,763 219,984 268,624 301,670 305,563 324,274 323,931 347,824

2012 39,470 69,705 176,704 235,228 275,511 285,042 291,645 297,966 300,754

2013 39,837 86,048 182,335 229,238 253,008 277,600 307,135 320,364

2014 17,858 131,526 213,071 238,112 256,480 272,430 281,747

2015 30,463 127,357 175,505 208,610 222,522 247,358

2016 25,785 64,945 117,398 124,944 144,105

2017 15,418 37,642 45,110 53,983

2018 5,176 29,089 50,381

2019 11,166 13,460

2020 316

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 74% 70%

2012 70% 57%

2013 58% 60%

2014 61% 66%

2015 70% 70%

2016 60% 56%

2017 60% 51%

2018 71% 75%

2019 68% 72%

2020 56% 46%

Average 62%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part G - Special Liability



92.27

Part G - Special Liability - Unadjusted


Ultimate


2011 134,558 218,732 255,520 271,444 300,844 307,532 307,071 315,658 316,452 315,775 432,235 317,762

2012 160,286 289,999 318,753 338,093 349,370 343,238 367,576 363,546 365,081 522,032 367,471

2013 114,198 228,947 264,984 280,834 313,286 343,983 350,837 353,416 616,897 359,830

2014 170,826 345,379 398,229 420,222 439,555 434,512 444,002 736,983 450,363

2015 160,907 306,004 353,694 423,340 439,050 450,146 662,014 463,451

2016 173,047 289,665 327,905 342,236 349,292 620,574 370,325

2017 110,930 221,070 252,559 255,050 503,078 299,458

2018 76,980 228,269 274,784 493,639 352,280

2019 107,048 214,860 514,684 349,512

2020 136,281 572,613 320,482

5,674,749 3,650,933



2011 233,042 293,888 295,328 309,633 318,450 316,954 314,698 321,224 319,094 317,399

2012 275,110 351,901 363,635 364,436 370,214 353,248 374,889 372,976 367,452

2013 233,250 299,046 311,837 322,470 372,412 360,658 367,501 361,194

2014 359,142 424,870 447,328 458,719 462,388 446,067 448,494

2015 328,065 387,637 485,331 450,153 456,805 460,205

2016 315,115 330,971 360,972 365,281 365,242

2017 232,634 283,942 286,871 281,155

2018 252,472 315,204 331,383

2019 241,755 308,690

2020 252,118

Part G - Special Liability - Adjustments - Total


Ultimate


2011 24,507 34,336 38,655 39,991 41,108 41,448 41,208 41,711 42,011 41,365 40,775 41,936

2012 21,231 67,205 70,628 69,457 70,989 69,791 89,824 88,458 89,311 38,248 89,383

2013 (25,755) (4,024) (4,626) (3,316) 2,457 2,340 3,175 3,317 24,739 2,980

2014 10,792 20,974 32,602 33,525 35,148 35,196 35,501 110,693 37,041

2015 17,223 45,678 51,399 54,373 54,294 58,183 85,021 59,541

2016 49,317 83,663 89,708 90,642 90,899 124,475 93,848

2017 45,210 86,768 91,601 94,508 142,250 114,185

2018 (1,437) 40,972 42,106 127,296 77,434

2019 29,510 78,877 170,851 100,834

2020 75,674 235,278 165,204

1,099,626 782,386



2011 29,585 37,136 36,439 40,745 42,570 42,343 42,198 42,199 42,397 41,649

2012 50,323 74,801 73,782 71,010 72,150 70,567 74,215 92,267 89,592

2013 5,915 1,116 3,126 1,905 3,695 3,933 6,110 4,637

2014 34,748 28,441 37,708 35,564 36,479 36,959 36,897

2015 48,508 51,705 57,211 56,477 56,069 59,322

2016 87,865 96,501 94,965 93,350 92,579

2017 85,921 103,923 96,993 102,228

2018 73,914 60,225 55,546

2019 88,171 94,073

2020 144,361

Part G - Special Liability - Adjustments - Natural Catastrophes


Ultimate


2011 7,400 8,569 9,992 9,943 9,999 10,004 10,004 10,004 10,640 10,614 0 10,614

2012 11,769 52,746 54,525 55,484 55,997 56,331 56,338 55,397 55,481 0 55,541

2013 1,108 1,210 1,202 1,202 1,202 1,202 1,202 1,393 0 1,393

2014 1,182 4,247 4,539 4,910 4,910 4,910 4,910 0 4,910

2015 3,230 5,181 5,361 5,327 5,327 5,327 0 5,327

2016 35,466 38,226 38,239 38,239 38,239 0 38,239

2017 16,233 28,367 28,988 29,327 0 39,766

2018 5,817 9,640 9,586 0 10,290

2019 3,654 4,677 0 5,575

2020 13,005 0 47,922

0 219,579



2011 8,706 8,836 10,010 9,994 9,999 9,996 9,996 9,996 10,632 10,614

2012 33,562 56,462 56,281 56,763 56,602 56,511 56,198 55,257 55,541

2013 1,196 1,216 1,202 1,202 1,202 1,202 1,202 1,393

2014 4,892 5,364 4,698 4,910 4,910 4,910 4,910

2015 4,567 5,453 5,476 5,292 5,292 5,327

2016 40,777 38,437 38,238 38,238 38,239

2017 24,225 31,714 27,861 30,250

2018 7,361 10,786 10,179

2019 5,128 5,158

2020 42,480

Part G - Special Liability - Adjustments - AIU Japan Branch


Ultimate


2011 3,067 3,159 3,164 3,164 3,164 3,164 3,164 3,164 3,164 3,164 12,362 3,164

2012 (9) (9) (9) (9) (9) (9) (9) (9) (9) 171 (9)

2013 (71) (71) (71) (71) (71) (71) (71) (71) 1,797 (71)

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

14,330 3,084



2011 3,626 3,164 3,164 3,164 3,164 3,164 3,164 3,164 3,164 3,164

2012 44 (9) (9) (9) (9) (9) (9) (9) (9)

2013 (71) (71) (71) (71) (71) (71) (71) (71)

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.28

Part G - Special Liability - Adjustments - Assumed from Affiliates


Ultimate


2011 14,040 22,608 25,499 26,884 27,944 28,279 28,039 28,543 28,207 27,586 28,413 28,157

2012 9,471 14,468 16,112 13,983 15,002 13,469 33,496 33,070 33,839 38,077 33,852

2013 (26,792) (5,163) (5,757) (4,447) 1,326 1,209 2,044 1,995 22,942 1,658

2014 9,610 16,727 28,063 28,615 30,237 30,286 30,591 110,693 32,130

2015 13,993 40,496 46,038 49,046 48,967 52,856 85,021 54,214

2016 13,851 45,436 51,470 52,403 52,660 124,475 55,609

2017 28,977 58,402 62,613 65,181 142,250 74,419

2018 (7,254) 31,331 32,520 127,296 67,143

2019 25,857 74,200 170,851 95,259

2020 62,670 235,278 117,282

1,085,296 559,723



2011 17,253 25,136 23,266 27,587 29,407 29,182 29,037 29,038 28,601 27,870

2012 16,716 18,348 17,510 14,256 15,557 14,065 18,026 37,019 34,061

2013 4,790 (29) 1,995 774 2,564 2,802 4,979 3,315

2014 29,856 23,077 33,010 30,653 31,568 32,049 31,986

2015 43,941 46,252 51,735 51,185 50,777 53,995

2016 47,088 58,064 56,727 55,112 54,340

2017 61,696 72,209 69,132 71,978

2018 66,553 49,439 45,367

2019 83,043 88,915

2020 101,880

Part G - Special Liability - After Adjustments


Ultimate


2011 110,051 184,396 216,865 231,452 259,736 266,084 265,863 273,947 274,440 274,410 391,460 275,826

2012 139,055 222,794 248,125 268,636 278,381 273,447 277,752 275,088 275,770 483,784 278,088

2013 139,953 232,971 269,610 284,150 310,829 341,643 347,662 350,100 592,158 356,851

2014 160,034 324,405 365,627 386,697 404,407 399,315 408,501 626,290 413,322

2015 143,683 260,326 302,295 368,967 384,755 391,963 576,993 403,910

2016 123,730 206,002 238,196 251,594 258,393 496,099 276,477

2017 65,720 134,302 160,958 160,542 360,828 185,273

2018 78,417 187,297 232,678 366,342 274,846

2019 77,537 135,983 343,833 248,678

2020 60,607 337,335 155,277

4,575,123 2,868,547



2011 203,457 256,752 258,889 268,888 275,880 274,611 272,500 279,025 276,696 275,750

2012 224,787 277,100 289,853 293,426 298,064 282,681 300,674 280,709 277,860

2013 227,336 297,930 308,711 320,566 368,717 356,725 361,391 356,557

2014 324,394 396,429 409,620 423,155 425,909 409,108 411,597

2015 279,557 335,932 428,119 393,676 400,736 400,883

2016 227,250 234,470 266,007 271,931 272,663

2017 146,713 180,019 189,878 178,927

2018 178,558 254,979 275,836

2019 153,584 214,617

2020 107,757

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 98% 103%

2012 84% 88%

2013 83% 92%

2014 89% 87%

2015 112% 141%

2016 97% 108%

2017 99% 118%

2018 82% 103%

2019 84% 96%

2020 87% 101%

Average 104%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part H1 - Other Liability - Occurrence - Unadjusted


Ultimate


2011 296,582 657,130 996,653 1,432,934 1,870,006 2,364,962 2,804,012 3,068,848 3,158,716 3,291,914 3,491,431 3,410,705

2012 144,508 293,896 627,098 1,037,284 1,540,027 2,186,951 2,352,969 2,508,688 2,540,370 3,068,039 2,564,359

2013 (191,122) 101,899 467,383 999,853 1,617,166 1,876,248 2,055,264 2,155,879 2,639,000 2,178,541

2014 166,598 474,630 1,014,959 1,761,488 2,066,001 2,351,805 2,524,907 2,997,943 2,660,071

2015 132,500 828,781 1,398,274 1,833,072 2,166,403 2,421,201 2,419,135 2,711,231

2016 95,681 470,330 681,424 1,027,482 1,272,228 2,303,723 2,243,499

2017 12,940 90,668 226,652 571,861 1,642,947 1,625,552

2018 26,483 186,506 303,624 1,484,938 1,215,602

2019 109,277 286,615 1,497,599 1,258,494

2020 167,171 1,653,136 1,430,615

23,197,892 21,298,668



2011 589,100 1,154,884 1,582,821 2,045,520 2,383,069 2,777,455 3,141,521 3,297,845 3,243,340 3,326,673

2012 346,553 642,437 1,095,837 1,602,039 2,019,435 2,492,185 2,596,385 2,561,412 2,493,774

2013 158,341 520,631 982,140 1,533,134 1,983,407 2,151,291 2,231,494 2,170,184

2014 377,989 818,784 1,504,644 2,128,336 2,365,800 2,469,611 2,503,765

2015 352,877 1,143,609 1,777,193 2,157,636 2,347,277 2,413,162

2016 321,353 687,862 974,013 1,400,067 1,584,326

2017 98,073 388,595 632,984 888,287

2018 206,980 357,910 587,629

2019 238,745 473,391

2020 269,018

Part H1 - Other Liability - Occurrence



92.29

Part H1 - Other Liability - Occurrence - Adjustments - Total


Ultimate


2011 127,265 168,962 146,780 182,874 153,657 296,594 565,677 583,841 586,650 583,109 426,805 252,028

2012 52,063 9,585 47,382 48,969 260,392 550,107 579,581 581,789 566,642 267,716 87,889

2013 (246,520) (136,508) (95,227) 124,604 398,531 445,769 455,606 458,845 231,758 (24,380)

2014 68,331 118,832 425,541 764,577 843,608 847,658 849,781 367,288 369,663

2015 90,900 467,669 896,119 1,002,784 1,012,213 1,031,477 734,266 339,393

2016 47,396 165,319 205,440 216,858 217,758 455,919 245,191

2017 (26,144) 31,752 48,977 112,504 406,266 171,847

2018 (7,174) 56,085 90,149 446,230 150,733

2019 70,384 226,579 587,361 388,644

2020 141,908 618,210 380,711

4,541,818 2,361,719



2011 160,730 206,038 195,920 225,456 210,854 336,027 595,902 593,613 496,032 491,059

2012 85,371 46,637 99,163 128,675 298,422 566,300 597,539 498,832 376,448

2013 (67,186) (28,915) (22,152) 168,020 431,712 464,814 368,952 270,055

2014 159,782 250,121 508,518 816,039 881,571 756,131 661,937

2015 144,731 528,433 929,946 1,013,226 851,302 754,445

2016 114,695 190,901 226,299 234,136 230,888

2017 12,358 103,397 121,201 150,042

2018 85,337 82,140 108,469

2019 150,462 282,965

2020 193,832

Part H1 - Other Liability - Occurrence - Adjustments - Warranty


Ultimate


2011 77,671 80,102 80,102 80,102 80,102 80,102 80,102 80,102 80,102 80,102 142,367 80,102

2012 21,196 22,966 22,966 22,966 22,966 22,966 22,966 22,966 22,966 (139,952) 22,966

2013 4,621 4,814 4,814 4,814 4,814 4,814 4,814 4,814 649 4,814

2014 3,246 3,254 3,254 3,254 3,254 3,254 3,254 544 3,254

2015 625 669 669 669 669 669 2,915 669

2016 2,586 2,586 2,586 2,586 2,586 264 2,586

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

6,787 114,390



2011 77,671 80,102 80,102 80,102 80,102 80,102 80,102 80,102 80,102 80,102

2012 21,196 22,966 22,966 22,966 22,966 22,966 22,966 22,966 22,966

2013 4,621 4,814 4,814 4,814 4,814 4,814 4,814 4,814

2014 3,246 3,254 3,254 3,254 3,254 3,254 3,254

2015 625 669 669 669 669 669

2016 2,586 2,586 2,586 2,586 2,586

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H1 - Other Liability - Occurrence - Adjustments - Reclassification of IBNR to Case Reserves


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 0



2011 (25,658) 37 37 2,039 2 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H1 - Other Liability - Occurrence - Adjustments - AIU Japan Branch


Ultimate


2011 22,964 32,218 33,508 33,508 33,508 33,508 33,508 33,508 33,508 33,508 59,880 33,508

2012 13,802 16,432 16,432 16,432 16,432 16,432 16,432 16,432 16,432 55,859 16,432

2013 495 495 495 495 495 495 495 495 (22,858) 495

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

92,881 50,436



2011 32,978 34,349 33,508 33,508 33,508 33,508 33,508 33,508 33,508 33,508

2012 20,434 16,432 16,432 16,432 16,432 16,432 16,432 16,432 16,432

2013 495 495 495 495 495 495 495 495

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.30

Part H1 - Other Liability - Occurrence - Adjustments - American Home Japan Branch


Ultimate


2011 251 533 658 658 658 658 658 658 658 658 1,667 658

2012 328 515 515 515 515 515 515 515 515 1,616 515

2013 378 401 401 401 401 401 401 401 753 401

2014 8 8 8 8 8 8 8 (1,323) 8

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

2,713 1,582



2011 426 623 692 658 658 658 658 658 658 658

2012 724 587 515 515 515 515 515 515 515

2013 570 401 401 401 401 401 401 401

2014 8 8 8 8 8 8 8

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H1 - Other Liability - Occurrence - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 122,847 359,831 359,831 359,831 359,831 0 (44,413)

2012 0 0 0 0 157,803 424,191 424,191 424,191 424,191 0 (65,671)

2013 0 0 0 183,794 425,739 425,739 425,739 425,739 0 (73,737)

2014 0 0 233,474 524,812 524,812 524,812 524,812 0 23,307

2015 0 298,227 653,783 653,783 653,783 653,783 0 (58,369)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (218,884)



2011 0 0 0 0 0 122,847 359,831 359,831 260,082 196,938

2012 0 0 0 0 157,803 424,191 424,191 330,360 227,405

2013 0 0 0 183,794 425,739 425,739 323,651 226,913

2014 0 0 233,474 524,812 524,812 406,354 325,373

2015 0 298,227 653,783 653,783 496,893 370,359

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H1 - Other Liability - Occurrence - Adjustments - Pool Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 0 8,302 10,307 29,334 35,821 36,623 36,623 38,902 38,902 38,902 62,952 38,902

2012 6,752 39,787 49,477 83,981 87,066 87,949 99,138 99,138 99,138 73,483 99,138

2013 1,125 14,720 29,407 47,109 62,285 83,058 83,058 83,058 67,486 83,058

2014 4,730 21,499 33,984 49,565 97,739 97,739 97,739 67,130 97,739

2015 1,841 28,991 69,809 146,228 146,228 146,228 62,869 146,228

2016 23 12,535 37,107 37,107 37,107 19,376 37,107

2017 0 0 0 0 (2,734) 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

350,563 502,172



2011 12,009 13,371 20,319 37,843 37,024 36,626 37,624 38,902 38,902 38,902

2012 16,783 49,500 66,439 87,449 88,183 87,950 99,138 99,138 99,138

2013 4,580 40,947 46,965 56,126 65,959 83,058 83,058 83,058

2014 13,264 42,123 51,384 58,681 97,739 97,739 97,739

2015 24,905 66,717 78,680 146,228 146,228 146,228

2016 9,017 18,752 37,107 37,107 37,107

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H1 - Other Liability - Occurrence - Adjustments - Eaglestone Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 0 (218) (218) (1,325) (32,256) (17,947) (15,068) 4,146 4,146 4,146 0 4,146

2012 (161) (161) (396) (29,652) (12,855) (11,334) 6,769 6,769 6,769 82 6,769

2013 0 (144) (22,699) (21,108) (15,580) 3,009 3,009 3,009 252 3,009

2014 (10) (33,545) (30,327) (26,530) (398) (398) (398) 174 (398)

2015 (24,386) (23,800) (23,423) 1,177 1,177 1,177 0 1,177

2016 1 126 4,033 4,033 4,033 5,981 4,033

2017 0 0 0 0 (2,931) 0

2018 0 0 0 (353) 0

2019 0 0 0 0

2020 0 0 0

3,205 18,736



2011 0 (218) (218) 439 (13,799) (10,356) (6,815) 4,146 4,146 4,146

2012 (161) (161) (391) (16,240) (8,046) (5,911) 6,769 6,769 6,769

2013 0 (144) (18,968) (15,109) (14,540) 3,009 3,009 3,009

2014 (10) (29,459) (24,838) (22,481) (398) (398) (398)

2015 (23,064) (21,759) (21,853) 1,177 1,177 1,177

2016 252 126 4,033 4,033 4,033

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.31

Part H1 - Other Liability - Occurrence - Adjustments - Assumed from Affiliates


Ultimate


2011 26,378 48,025 22,423 40,597 35,824 40,803 70,023 66,693 69,503 65,961 159,939 139,124

2012 10,145 (69,954) (41,612) (45,273) (11,535) 9,388 9,569 11,778 (3,370) 276,628 7,740

2013 (253,139) (156,795) (107,645) (90,901) (79,623) (71,747) (61,910) (58,670) 185,477 (42,420)

2014 60,357 127,615 185,148 213,467 218,193 222,242 224,366 300,762 245,753

2015 112,820 163,582 195,281 200,926 210,355 229,619 668,482 249,688

2016 44,785 150,060 161,498 172,661 162,617 411,555 190,049

2017 (26,146) 31,695 48,901 56,875 396,339 116,217

2018 (7,174) 56,033 74,779 434,636 135,363

2019 70,382 219,529 582,432 381,595

2020 141,908 618,210 380,711

4,034,460 1,803,821



2011 63,304 77,773 61,479 70,867 73,358 72,642 90,994 76,465 78,634 136,805

2012 26,396 (42,687) (6,798) 17,553 20,569 20,157 27,528 22,651 3,223

2013 (77,453) (75,427) (55,859) (62,502) (51,156) (52,702) (46,476) (48,634)

2014 143,274 234,195 245,235 251,765 256,155 249,174 235,961

2015 142,265 184,579 218,666 211,368 206,335 236,011

2016 102,833 169,270 176,310 189,935 175,747

2017 12,332 73,380 91,146 94,413

2018 85,327 82,073 93,099

2019 150,461 275,915

2020 193,832

Part H1 - Other Liability - Occurrence - Adjustments - AIRCO Commute


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 1 12 216 471 11,416 18,743 11,416

2017 2 57 76 55,630 15,591 55,630

2018 0 52 15,370 11,947 15,370

2019 1 7,049 4,929 7,049

2020 0 0 0

51,210 89,465



2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 6 167 6,264 475 11,416

2017 26 30,017 30,056 55,630

2018 10 68 15,370

2019 1 7,049

2020 0

Part H1 - Other Liability - Occurrence - After Adjustments


Ultimate


2011 169,318 488,168 849,873 1,250,060 1,716,349 2,068,368 2,238,335 2,485,007 2,572,065 2,708,805 3,064,626 3,158,677

2012 92,445 284,311 579,716 988,315 1,279,636 1,636,845 1,773,388 1,926,899 1,973,728 2,800,324 2,476,469

2013 55,398 238,407 562,611 875,249 1,218,635 1,430,480 1,599,659 1,697,034 2,407,242 2,202,922

2014 98,267 355,798 589,418 996,912 1,222,393 1,504,147 1,675,125 2,630,655 2,290,408

2015 41,600 361,112 502,155 830,288 1,154,190 1,389,724 1,684,869 2,371,838

2016 48,286 305,011 475,984 810,624 1,054,470 1,847,804 1,998,308

2017 39,084 58,916 177,675 459,357 1,236,681 1,453,706

2018 33,658 130,421 213,475 1,038,708 1,064,869

2019 38,893 60,036 910,237 869,850

2020 25,263 1,034,926 1,049,903

18,656,073 18,936,949



2011 428,370 948,846 1,386,901 1,820,064 2,172,215 2,441,428 2,545,619 2,704,232 2,747,308 2,835,614

2012 261,182 595,800 996,674 1,473,365 1,721,014 1,925,885 1,998,846 2,062,580 2,117,326

2013 225,527 549,546 1,004,292 1,365,115 1,551,695 1,686,477 1,862,542 1,900,129

2014 218,207 568,663 996,126 1,312,297 1,484,229 1,713,480 1,841,827

2015 208,147 615,176 847,247 1,144,411 1,495,974 1,658,718

2016 206,658 496,961 747,713 1,165,931 1,353,437

2017 85,715 285,198 511,782 738,245

2018 121,643 275,770 479,159

2019 88,283 190,426

2020 75,186

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 77% 73%

2012 84% 77%

2013 66% 56%

2014 70% 74%

2015 71% 63%

2016 91% 85%

2017 80% 83%

2018 75% 76%

2019 67% 70%

2020 67% 68%

Average 73%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part H2 - Other Liability - Claims Made



92.32

Part H2 - Other Liability - Claims Made - Unadjusted


Ultimate


2011 197,993 606,313 1,044,401 1,461,487 1,939,795 2,230,345 2,434,844 2,587,905 2,603,525 2,597,234 3,463,173 2,667,851

2012 156,896 426,671 894,634 1,498,513 1,771,036 2,071,746 2,302,711 2,480,276 2,498,235 3,189,376 2,664,019

2013 51,809 544,169 1,011,344 1,361,127 1,715,029 1,947,845 2,035,999 2,084,177 3,254,138 2,155,159

2014 86,631 503,152 1,015,663 1,558,551 1,895,262 2,106,591 2,216,100 3,239,448 2,275,623

2015 135,798 516,982 1,304,606 1,818,505 2,052,738 2,234,054 3,300,196 2,331,283

2016 194,366 928,970 1,517,093 1,934,213 2,344,651 3,141,233 2,873,244

2017 153,287 514,584 948,517 1,526,209 3,010,056 2,416,950

2018 47,138 509,525 932,222 2,717,167 2,043,803

2019 122,126 636,389 2,887,123 1,935,267

2020 368,928 2,648,482 1,773,923

30,850,392 23,137,121



2011 458,234 1,070,865 1,505,423 1,935,657 2,227,465 2,474,503 2,622,174 2,676,510 2,647,591 2,648,574

2012 517,361 1,014,069 1,474,515 2,043,208 2,204,161 2,446,103 2,554,403 2,598,373 2,604,731

2013 308,149 921,641 1,431,815 1,644,248 1,959,526 2,064,073 2,117,142 2,141,627

2014 295,403 917,935 1,470,052 1,978,760 2,191,044 2,283,645 2,278,517

2015 330,473 901,704 1,767,380 2,121,109 2,302,745 2,305,355

2016 447,288 1,327,990 1,867,517 2,308,884 2,606,968

2017 500,363 894,671 1,466,294 1,873,796

2018 438,516 820,949 1,261,496

2019 259,845 937,848

2020 490,247

Part H2 - Other Liability - Claims Made - Adjustments - Total


Ultimate


2011 6,137 (30,041) (3,321) 61,583 86,909 147,421 208,205 262,784 273,426 272,098 152,104 246,606

2012 (195,933) (203,702) (141,433) (50,153) (30,699) 69,874 267,796 295,120 321,659 138,923 303,128

2013 12,445 158,074 247,598 327,132 472,493 583,401 592,524 596,823 227,107 461,783

2014 26,983 80,158 144,858 363,465 468,759 483,576 511,132 559,747 281,781

2015 40,889 108,591 461,160 658,774 678,252 684,129 211,144 384,184

2016 98,565 350,769 462,374 502,244 557,434 486,904 612,906

2017 32,301 93,530 111,609 227,057 473,069 305,626

2018 (31,115) 14,781 76,573 264,515 188,168

2019 22,452 200,124 607,703 333,907

2020 287,413 741,557 477,959

3,862,772 3,596,047



2011 37,005 86,868 77,247 126,901 150,688 186,860 252,117 287,046 274,059 274,112

2012 11,614 47,643 109,860 131,947 138,314 232,841 294,778 296,350 322,607

2013 166,753 310,950 393,141 396,599 549,124 593,788 581,901 544,571

2014 123,942 155,452 195,469 410,291 485,497 468,498 424,072

2015 137,755 231,800 575,861 684,317 644,521 580,347

2016 219,244 413,080 501,726 525,384 570,621

2017 103,043 212,897 232,688 248,565

2018 78,660 44,737 108,345

2019 58,737 231,289

2020 301,811

Part H2 - Other Liability - Claims Made - Adjustments - Reclassification of IBNR to Case Reserves


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 0



2011 (4,415) 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H2 - Other Liability - Claims Made - Adjustments - AIU Japan Branch


Ultimate


2011 313 582 805 805 805 805 805 805 805 805 26,062 805

2012 5 349 349 349 349 349 349 349 349 22,435 349

2013 2 2 2 2 2 2 2 2 4,960 2

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

53,458 1,156



2011 734 1,584 805 805 805 805 805 805 805 805

2012 229 349 349 349 349 349 349 349 349

2013 2 2 2 2 2 2 2 2

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.33

Part H2 - Other Liability - Claims Made - Adjustments - Adverse Development Cover

`


Ultimate


2011 0 0 0 0 0 0 56,965 56,965 56,965 56,965 0 4,067

2012 0 0 0 0 0 92,000 92,000 92,000 92,000 0 47,062

2013 0 0 0 0 126,881 126,881 126,881 126,881 0 (27,038)

2014 0 0 0 197,793 197,793 197,793 197,793 0 (66,320)

2015 0 0 307,469 307,469 307,469 307,469 0 (47,055)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (89,283)



2011 0 0 0 0 0 0 56,965 56,965 46,690 36,585

2012 0 0 0 0 0 92,000 92,000 71,472 75,306

2013 0 0 0 0 126,881 126,881 106,928 67,068

2014 0 0 0 197,793 197,793 153,814 94,414

2015 0 0 307,469 307,469 242,767 169,477

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H2 - Other Liability - Claims Made - Adjustments - Pool Loss Portfolio Transfer to Fortitude Re

`


Ultimate


2011 1,647 14,279 23,000 32,947 35,598 46,058 50,144 69,883 69,883 69,883 126,041 69,883

2012 11,076 34,708 40,638 44,538 47,455 50,169 88,935 88,935 88,935 101,590 88,935

2013 1,920 13,796 51,717 60,892 67,789 130,059 130,059 130,059 122,684 130,059

2014 3,846 17,759 47,454 53,919 127,987 127,987 127,987 191,987 127,987

2015 13,679 52,349 79,812 177,438 177,438 177,438 143,194 177,438

2016 6,652 18,184 93,049 93,049 93,049 82,281 93,049

2017 3,657 3,657 3,657 3,657 33,714 3,657

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

801,493 691,008



2011 3,234 23,255 35,815 44,345 54,089 62,660 64,265 69,883 69,883 69,883

2012 19,421 47,180 52,025 54,972 58,293 58,507 88,935 88,935 88,935

2013 16,021 52,289 76,417 85,250 102,925 130,059 130,059 130,059

2014 18,585 55,955 64,831 66,970 127,987 127,987 127,987

2015 35,987 104,711 114,195 177,438 177,438 177,438

2016 19,427 42,626 93,049 93,049 93,049

2017 14,248 3,657 3,657 3,657

2018 0 0 0

2019 0 0

2020 0

Part H2 - Other Liability - Claims Made - Adjustments - Eaglestone Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 0 (79,635) (47,399) (21,814) (37,460) 6,859 11,995 31,483 31,483 31,483 0 31,483

2012 (209,378) (182,256) (181,801) (147,096) (123,104) (121,417) 20,357 20,357 20,357 14,897 20,357

2013 109,610 129,329 114,320 125,575 126,607 164,970 164,970 164,970 99,463 164,970

2014 1,818 (13,546) (12,631) (10,959) 19,924 19,924 19,924 42,498 19,924

2015 4,175 5,287 7,022 72,022 72,022 72,022 45,693 72,022

2016 55,727 101,596 89,477 89,477 89,477 56,857 89,477

2017 17,204 0 0 0 60,912 0

2018 0 0 0 (57,514) 0

2019 0 0 0 0

2020 0 0 0

262,806 398,233



2011 0 (7,731) (6,462) (3,631) (16,626) 17,649 18,360 31,483 31,483 31,483

2012 (11,423) 16,995 17,305 4,706 5,428 4,409 20,357 20,357 20,357

2013 128,538 148,412 176,897 147,744 150,428 164,970 164,970 164,970

2014 18,916 1,548 2,950 7,172 19,924 19,924 19,924

2015 45,825 51,671 53,262 72,022 72,022 72,022

2016 61,125 109,562 89,477 89,477 89,477

2017 23,150 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part H2 - Other Liability - Claims Made - Adjustments - Assumed from Affiliates


Ultimate


2011 4,177 34,733 20,273 49,646 87,967 93,698 88,297 103,648 114,290 112,962 0 140,368

2012 2,365 (56,503) (620) 52,055 44,601 48,773 66,154 93,478 120,017 0 146,424

2013 (99,088) 14,947 81,559 140,663 151,214 161,490 170,613 174,912 0 193,790

2014 21,319 75,945 110,034 122,713 123,055 137,872 165,428 325,261 200,189

2015 23,035 50,955 66,857 101,845 121,323 127,200 22,257 181,779

2016 36,184 230,973 279,547 319,062 324,741 258,866 380,213

2017 11,436 89,785 107,837 114,859 303,668 193,428

2018 (31,425) (14,911) (8,449) 252,366 103,146

2019 22,452 173,853 564,698 307,635

2020 287,413 741,557 477,959

2,468,673 2,324,932



2011 37,452 69,759 47,089 85,382 112,421 105,747 111,723 127,910 125,199 135,356

2012 3,388 (16,881) 40,180 71,920 74,244 77,576 93,136 115,236 137,660

2013 22,191 110,247 139,825 163,603 168,888 171,877 179,941 182,472

2014 86,442 97,949 127,688 138,355 139,793 166,773 181,747

2015 55,943 75,418 100,934 127,388 152,294 161,410

2016 138,683 260,660 310,478 342,194 337,928

2017 65,605 116,727 125,895 136,367

2018 78,330 12,520 23,323

2019 58,722 205,017

2020 301,811


92.34

Part H2 - Other Liability - Claims Made - Adjustments - AIRCO Commute


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 2 16 301 656 50,167 88,900 50,167

2017 4 88 115 108,541 74,775 108,541

2018 309 29,691 85,022 69,663 85,022

2019 0 26,272 43,005 26,272

2020 0 0 0

276,342 270,002



2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 9 232 8,722 664 50,167

2017 39 92,513 103,137 108,541

2018 330 32,217 85,022

2019 16 26,272

2020 0

Part H2 - Other Liability - Claims Made - After Adjustments


Ultimate


2011 191,856 636,354 1,047,722 1,399,904 1,852,886 2,082,925 2,226,639 2,325,121 2,330,099 2,325,136 3,311,069 2,421,245

2012 352,829 630,373 1,036,067 1,548,666 1,801,735 2,001,871 2,034,915 2,185,156 2,176,576 3,050,453 2,360,891

2013 39,364 386,094 763,746 1,033,995 1,242,536 1,364,444 1,443,474 1,487,354 3,027,031 1,693,376

2014 59,648 422,994 870,805 1,195,086 1,426,503 1,623,015 1,704,968 2,679,701 1,993,842

2015 94,910 408,392 843,446 1,159,731 1,374,485 1,549,925 3,089,052 1,947,099

2016 95,801 578,202 1,054,719 1,431,969 1,787,217 2,654,329 2,260,339

2017 120,986 421,055 836,908 1,299,152 2,536,987 2,111,323

2018 78,254 494,744 855,649 2,452,652 1,855,635

2019 99,674 436,265 2,279,420 1,601,361

2020 81,515 1,906,925 1,295,964

26,987,620 19,541,074



2011 421,230 983,997 1,428,176 1,808,757 2,076,776 2,287,642 2,370,057 2,389,464 2,373,532 2,374,462

2012 505,747 966,425 1,364,656 1,911,261 2,065,846 2,213,262 2,259,625 2,302,023 2,282,123

2013 141,397 610,691 1,038,674 1,247,648 1,410,402 1,470,284 1,535,242 1,597,056

2014 171,461 762,483 1,274,584 1,568,469 1,705,547 1,815,147 1,854,445

2015 192,717 669,904 1,191,519 1,436,792 1,658,224 1,725,008

2016 228,043 914,911 1,365,791 1,783,500 2,036,347

2017 397,320 681,774 1,233,606 1,625,230

2018 359,856 776,212 1,153,152

2019 201,108 706,559

2020 188,436

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2020

Booked

Adjusted Loss

& ALAE Ratios

12/31/2020

2011 57% 31%

2012 72% 79%

2013 18% 17%

2014 62% 98%

2015 412% 758%

2016 69% 94%

2017 171% 109%

2018 93% 71%

2019 70% 55%

2020 67% 67%

Average 138%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part R2 - Products Liability - Claims Made - Unadjusted


Ultimate


2011 11,613 13,168 14,531 36,881 45,917 46,228 47,551 51,637 51,763 51,763 94,210 54,022

2012 5,800 6,353 45,207 48,321 51,407 52,925 69,912 70,029 70,516 103,119 74,346

2013 326 1,372 2,107 3,116 4,026 7,481 9,475 9,475 67,309 12,146

2014 1,211 1,670 1,511 2,880 9,572 9,571 9,571 20,414 12,640

2015 0 827 3,759 10,340 14,285 18,215 21,183 87,267

2016 446 1,124 5,654 6,596 12,574 23,656 16,234

2017 (77) (49) 3,431 46,912 30,310 51,720

2018 79 445 12,001 20,971 19,532

2019 2 7,187 28,948 20,142

2020 4 6,876 4,578

416,996 352,627



2011 12,341 14,756 17,997 47,898 46,519 46,397 47,730 51,643 51,769 51,769

2012 6,250 7,442 49,658 54,307 55,712 70,227 70,292 70,584 71,053

2013 1,300 2,150 3,001 3,442 4,133 7,501 9,495 9,491

2014 2,162 3,222 3,349 4,319 9,583 9,582 9,577

2015 501 61,235 66,024 70,771 77,283 77,645

2016 450 2,367 6,183 33,178 13,590

2017 3 15,051 32,213 46,917

2018 238 3,642 12,922

2019 433 8,496

2020 110

Part R2 - Products Liability - Claims Made



92.35

Part R2 - Products Liability - Claims Made - Adjustments - Total


Ultimate


2011 8 987 1,197 18,299 26,625 27,099 27,074 34,499 34,499 34,499 31,722 34,499

2012 1 175 253 659 1,758 5,670 14,635 14,635 14,635 27,603 14,635

2013 6 268 289 240 246 3,200 3,200 3,200 15,999 3,200

2014 0 8 15 30 5,489 5,489 5,489 13,140 5,489

2015 0 18 1,523 5,795 5,795 5,795 10,438 5,795

2016 1 6 1,964 2,097 7,815 14,717 7,815

2017 1 28 38 27,570 8,052 27,570

2018 0 35 10,499 8,161 10,499

2019 1 6,669 4,663 6,669

2020 0 0 0

134,495 116,171



2011 63 2,305 3,045 28,091 27,177 27,218 27,194 34,499 34,499 34,499

2012 24 502 944 5,909 5,908 5,780 14,635 14,635 14,635

2013 46 356 304 240 246 3,200 3,200 3,200

2014 121 1,071 1,163 1,276 5,489 5,489 5,489

2015 31 30 1,524 5,795 5,795 5,795

2016 12 187 5,124 28,669 7,815

2017 13 14,832 15,035 27,570

2018 7 2,566 10,499

2019 9 6,669

2020 0

Part R2 - Products Liability - Claims Made - Adjustments - Pool Loss Portfolio Transfer to Fortitude Re


Ultimate


2011 8 987 1,197 18,299 26,625 27,099 27,074 34,499 34,499 34,499 31,722 34,499

2012 1 175 253 659 1,758 5,670 14,635 14,635 14,635 27,603 14,635

2013 6 268 289 240 246 3,200 3,200 3,200 15,999 3,200

2014 0 8 15 30 5,489 5,489 5,489 13,140 5,489

2015 0 18 1,523 5,795 5,795 5,795 10,438 5,795

2016 0 0 1,851 1,851 1,851 4,924 1,851

2017 0 0 0 0 325 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

104,151 65,468



2011 63 2,305 3,045 28,091 27,177 27,218 27,194 34,499 34,499 34,499

2012 24 502 944 5,909 5,908 5,780 14,635 14,635 14,635

2013 46 356 304 240 246 3,200 3,200 3,200

2014 121 1,071 1,163 1,276 5,489 5,489 5,489

2015 31 30 1,524 5,795 5,795 5,795

2016 9 100 1,851 1,851 1,851

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part R2 - Products Liability - Claims Made - Adjustments - AIRCO Commute


Ultimate


2011 0 0 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 1 6 113 246 5,965 9,793 5,965

2017 1 28 38 27,570 7,727 27,570

2018 0 35 10,499 8,161 10,499

2019 1 6,669 4,663 6,669

2020 0 0 0

30,344 50,703



2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 3 87 3,273 26,818 5,965

2017 13 14,832 15,035 27,570

2018 7 2,566 10,499

2019 9 6,669

2020 0

Part R2 - Products Liability - Claims Made - After Adjustments


Ultimate


2011 11,605 12,181 13,334 18,582 19,292 19,129 20,477 17,138 17,264 17,264 62,488 19,523

2012 5,799 6,178 44,954 47,662 49,649 47,255 55,277 55,394 55,881 75,516 59,711

2013 320 1,104 1,818 2,876 3,780 4,281 6,275 6,275 51,310 8,946

2014 1,211 1,662 1,496 2,850 4,083 4,082 4,082 7,274 7,151

2015 0 809 2,236 4,545 8,490 12,420 10,745 81,472

2016 445 1,118 3,690 4,499 4,759 8,939 8,418

2017 (78) (77) 3,393 19,342 22,258 24,150

2018 79 410 1,502 12,810 9,033

2019 1 518 24,285 13,473

2020 4 6,876 4,578

282,501 236,455



2011 12,278 12,451 14,952 19,807 19,342 19,179 20,536 17,144 17,270 17,270

2012 6,226 6,940 48,714 48,398 49,804 64,447 55,657 55,949 56,418

2013 1,254 1,794 2,697 3,202 3,887 4,301 6,295 6,291

2014 2,041 2,151 2,186 3,043 4,094 4,093 4,088

2015 470 61,205 64,500 64,976 71,488 71,850

2016 438 2,180 1,059 4,509 5,775

2017 (10) 219 17,178 19,347

2018 231 1,076 2,423

2019 424 1,827

2020 110


92.36

Total Short Tail Lines - Adjustments

Part I - Special Property - Adjustments - AIU Japan Branch


Ultimate


2011 15,183 18,202 18,305 18,305 18,305 18,305 18,305 18,305 18,305 18,305 15,121 18,305

2012 4,675 5,510 5,510 5,510 5,510 5,510 5,510 5,510 5,510 10,355 5,510

2013 237 237 237 237 237 237 237 237 (50,607) 237

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

(25,131) 24,052



2011 18,361 18,846 18,305 18,305 18,305 18,305 18,305 18,305 18,305 18,305

2012 5,469 5,510 5,510 5,510 5,510 5,510 5,510 5,510 5,510

2013 237 237 237 237 237 237 237 237

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part I - Special Property - Adjustments - Natural Catastrophes


Ultimate


2011 307,351 808,926 1,004,287 1,055,082 1,081,668 1,094,829 1,098,526 1,098,134 1,097,742 1,097,680 0 1,099,954

2012 357,356 1,361,062 1,702,854 1,859,599 1,934,560 2,017,302 2,022,156 2,034,481 2,042,626 0 2,052,043

2013 201,354 173,796 204,397 220,093 228,151 255,587 256,261 256,582 0 256,582

2014 98,350 214,630 253,421 264,940 271,571 278,937 279,909 0 282,343

2015 73,787 175,399 198,809 205,835 209,210 209,875 0 212,140

2016 215,533 459,892 502,807 523,238 529,957 0 541,212

2017 442,877 1,126,781 1,390,420 1,516,969 0 1,625,604

2018 192,261 422,179 435,287 0 356,595

2019 94,872 184,004 0 239,663

2020 128,362 0 854,105

0 7,520,241



2011 958,985 1,065,581 1,123,539 1,115,268 1,105,614 1,106,908 1,104,661 1,105,049 1,103,454 1,099,954

2012 817,703 1,943,435 1,955,456 1,980,191 2,073,131 2,054,266 2,055,234 2,060,052 2,050,349

2013 381,028 303,489 293,525 290,836 292,410 297,972 297,900 256,582

2014 297,635 294,034 288,338 289,599 288,276 289,570 282,343

2015 175,259 216,469 212,110 213,517 213,978 212,140

2016 569,158 572,574 557,025 549,592 541,212

2017 1,568,102 1,600,994 1,559,809 1,587,239

2018 380,004 495,203 400,460

2019 286,430 243,113

2020 398,180

Part I - Special Property - Adjustments - American Home Japan Branch


Ultimate


2011 563 563 563 563 563 563 563 563 563 563 28 563

2012 0 0 0 0 0 0 0 0 0 7 0

2013 0 0 0 0 0 0 0 0 4 0

2014 21 0 0 0 0 0 0 1 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

39 563



2011 563 563 563 563 563 563 563 563 563 563

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 21 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part I - Special Property - Adjustments - Assumed from Affiliates


Ultimate


2011 125,035 191,653 173,560 238,993 264,424 261,133 261,788 264,818 266,012 267,174 237,139 269,201

2012 47,647 (31,784) 42,251 90,483 100,742 100,945 86,453 87,383 87,294 82,453 89,540

2013 (357,905) (145,995) 3,148 43,291 43,376 50,539 54,018 58,734 89,845 63,677

2014 117,347 347,376 508,269 523,800 528,559 531,365 497,076 492,092 503,974

2015 95,524 273,917 267,920 271,834 303,370 312,750 568,683 343,524

2016 144,125 312,362 425,429 473,717 506,099 674,788 584,299

2017 292,260 558,693 678,266 699,701 550,762 757,885

2018 230,473 500,561 639,768 522,358 738,535

2019 527,051 811,504 1,277,751 878,665

2020 528,597 1,412,377 899,826

5,908,247 5,129,125



2011 261,456 259,535 262,724 259,017 252,185 266,220 266,832 267,536 267,863 268,388

2012 88,573 82,108 82,645 106,318 107,485 108,217 89,909 89,773 89,450

2013 31,911 54,791 56,099 68,137 70,741 71,681 64,113 62,005

2014 523,156 579,185 542,733 547,755 546,825 543,421 503,375

2015 212,147 402,264 412,870 404,693 335,321 327,253

2016 415,984 479,288 489,414 513,112 554,674

2017 720,614 793,030 689,886 722,459

2018 424,381 609,541 712,247

2019 721,254 856,500

2020 680,994


92.37

Part J - Auto Physical Damage - Adjustments - AIU Japan Branch


Ultimate


2011 32,600 37,227 37,301 37,301 37,301 37,301 37,301 37,301 37,301 37,301 71,135 37,301

2012 33,353 36,902 36,902 36,902 36,902 36,902 36,902 36,902 36,902 64,654 36,902

2013 7,036 7,036 7,036 7,036 7,036 7,036 7,036 7,036 (24,838) 7,036

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

110,950 81,240



2011 35,865 37,307 37,301 37,301 37,301 37,301 37,301 37,301 37,301 37,301

2012 36,610 36,902 36,902 36,902 36,902 36,902 36,902 36,902 36,902

2013 7,036 7,036 7,036 7,036 7,036 7,036 7,036 7,036

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part J - Auto Physical Damage - Adjustments - Natural Catastrophes


Ultimate


2011 983 1,428 1,082 1,082 1,082 1,082 1,082 1,082 1,082 1,082 0 1,082

2012 6,944 15,332 15,104 15,080 15,080 15,080 15,080 15,080 15,080 0 15,080

2013 781 777 780 780 780 780 780 780 0 780

2014 61 436 437 437 437 437 437 0 437

2015 701 660 661 661 661 661 0 661

2016 2,441 2,265 2,266 2,268 2,268 0 2,272

2017 11,870 10,912 10,915 10,299 0 10,846

2018 1,945 2,723 2,463 0 2,770

2019 3,118 2,848 0 5,550

2020 2,837 0 795

0 40,273



2011 1,032 4,959 1,082 1,082 1,082 1,082 1,082 1,082 1,082 1,082

2012 15,292 15,336 15,104 15,080 15,080 15,080 15,080 15,080 15,080

2013 812 777 780 780 780 780 780 780

2014 66 436 437 437 437 437 437

2015 723 660 661 661 661 661

2016 2,491 2,283 2,271 2,274 2,272

2017 12,815 10,870 10,873 10,299

2018 2,646 2,724 2,463

2019 3,201 2,848

2020 2,980

Part J - Auto Physical Damage - Adjustments - American Home Japan Branch


Ultimate


2011 5,204 5,784 5,798 5,798 5,798 5,798 5,798 5,798 5,798 5,798 8,704 5,798

2012 4,448 4,886 4,887 4,887 4,887 4,887 4,887 4,887 4,887 8,744 4,887

2013 3,092 3,228 3,228 3,228 3,228 3,228 3,228 3,228 7,523 3,228

2014 808 808 808 808 808 808 808 1,074 808

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

26,044 14,720



2011 5,642 5,814 5,798 5,798 5,798 5,798 5,798 5,798 5,798 5,798

2012 4,892 4,887 4,887 4,887 4,887 4,887 4,887 4,887 4,887

2013 3,484 3,228 3,228 3,228 3,228 3,228 3,228 3,228

2014 808 808 808 808 808 808 808

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part J - Auto Physical Damage - Adjustments - Assumed from Affiliates


Ultimate


2011 26,612 34,192 26,697 30,222 32,502 34,270 34,750 35,787 36,556 36,758 55,389 37,319

2012 16,976 8,528 14,276 16,868 19,015 20,240 21,449 22,052 22,236 50,019 22,579

2013 15,024 28,222 28,809 29,891 29,965 30,058 30,263 30,030 97,348 30,234

2014 60,480 74,108 77,134 80,064 80,200 80,260 80,103 121,407 80,365

2015 51,044 82,269 98,302 98,657 98,722 98,377 165,588 98,777

2016 81,820 107,207 109,033 109,469 109,561 220,934 110,330

2017 81,907 100,824 101,504 101,764 191,550 102,920

2018 116,451 147,010 147,000 296,407 149,823

2019 186,132 218,764 415,034 223,268

2020 179,164 484,854 215,768

2,098,530 1,071,383



2011 33,471 37,466 33,716 35,455 35,624 36,248 36,329 36,574 37,047 37,196

2012 24,083 17,969 20,498 20,599 20,803 21,664 21,951 22,329 22,404

2013 24,511 29,736 29,691 30,614 30,088 30,126 30,345 30,044

2014 71,143 74,754 77,459 80,298 80,264 80,296 80,139

2015 66,114 83,707 99,464 99,171 98,883 98,460

2016 102,549 110,582 110,642 110,032 109,802

2017 102,122 103,607 103,051 102,006

2018 148,408 149,927 148,909

2019 224,770 222,553

2020 205,032


92.38

Part K - Fidelity/Surety - Adjustments - AIU Japan Branch


Ultimate


2011 10 13 14 14 14 14 14 14 14 14 545 14

2012 (0) 3 3 3 3 3 3 3 3 271 3

2013 4 4 4 4 4 4 4 4 57 4

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

874 21



2011 20 17 14 14 14 14 14 14 14 14

2012 5 3 3 3 3 3 3 3 3

2013 4 4 4 4 4 4 4 4

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part K - Fidelity/Surety - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 0 411 411 411 411 0 (452)

2012 0 0 0 0 0 1,856 1,856 1,856 1,856 0 2,320

2013 0 0 0 0 1,906 1,906 1,906 1,906 0 911

2014 0 0 0 3,630 3,630 3,630 3,630 0 3,232

2015 0 0 5,207 5,207 5,207 5,207 0 (10,152)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (4,141)



2011 0 0 0 0 0 0 411 411 212 (242)

2012 0 0 0 0 0 1,856 1,856 1,951 2,212

2013 0 0 0 0 1,906 1,906 1,820 1,537

2014 0 0 0 3,630 3,630 3,548 3,335

2015 0 0 5,207 5,207 1,352 (6,179)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part K - Fidelity/Surety - Adjustments - Assumed from Affiliates


Ultimate


2011 678 4,174 16,946 17,313 19,551 18,527 18,555 18,568 18,577 19,587 15,041 19,715

2012 1,620 (5,182) (3,472) (467) 3,280 6,108 6,658 6,770 8,973 16,855 9,178

2013 (19,507) (14,982) (8,195) (3,808) (3,807) (3,580) (3,447) (3,149) 739 (1,380)

2014 (6,978) (615) 5,577 6,332 6,977 7,064 7,285 40,958 9,239

2015 1,659 16,944 11,895 12,554 45,343 38,603 40,929 39,776

2016 (1,849) 2,082 6,625 19,222 27,303 46,913 29,152

2017 38,515 31,193 32,350 32,053 39,025 45,201

2018 (410) 4,863 26,333 28,628 30,748

2019 37,421 52,594 149,494 62,286

2020 23,220 164,931 51,086

543,514 295,002



2011 20,533 15,714 18,445 19,369 20,349 19,058 18,600 18,612 18,708 19,630

2012 3,380 852 (457) 2,190 6,271 6,739 7,273 7,040 8,995

2013 (7,754) (5,420) (3,914) (2,230) (2,206) (2,551) (2,379) (2,066)

2014 (2,375) 1,141 6,784 8,964 7,754 8,271 7,937

2015 15,386 21,870 25,964 27,695 51,534 38,470

2016 1,167 2,883 6,710 21,340 27,499

2017 44,760 41,818 40,760 42,581

2018 5,769 16,811 26,429

2019 54,052 51,625

2020 32,999

Part L - Accident & Health and Credit - Adjustments - AIU Japan Branch


Ultimate


2011 86,167 136,336 139,367 139,367 139,367 139,367 139,367 139,367 139,367 139,367 311,318 139,367

2012 68,266 90,232 90,232 90,232 90,232 90,232 90,232 90,232 90,232 333,679 90,232

2013 8,062 8,062 8,062 8,062 8,062 8,062 8,062 8,062 841 8,062

2014 0 0 0 0 0 0 0 0 0

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

645,838 237,661



2011 133,370 143,412 139,367 139,367 139,367 139,367 139,367 139,367 139,367 139,367

2012 101,278 90,232 90,232 90,232 90,232 90,232 90,232 90,232 90,232

2013 8,062 8,062 8,062 8,062 8,062 8,062 8,062 8,062

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0


92.39

Part L - Accident & Health and Credit - Adjustments - American Home Japan Branch


Ultimate


2011 172,323 274,313 286,874 288,185 288,185 288,185 288,185 288,185 288,185 288,185 724,914 288,185

2012 181,420 274,294 277,894 277,894 277,894 277,894 277,894 277,894 277,894 743,031 277,894

2013 173,986 209,369 209,369 209,369 209,369 209,369 209,369 209,369 638,503 209,369

2014 35,327 35,327 35,327 35,327 35,327 35,327 35,327 36,951 35,327

2015 0 0 0 0 0 0 0 0

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

2,143,399 810,775



2011 256,774 288,193 290,961 288,185 288,185 288,185 288,185 288,185 288,185 288,185

2012 258,321 285,744 277,894 277,894 277,894 277,894 277,894 277,894 277,894

2013 240,084 209,369 209,369 209,369 209,369 209,369 209,369 209,369

2014 35,327 35,327 35,327 35,327 35,327 35,327 35,327

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part L - Accident & Health and Credit - Adjustments - Adverse Development Cover


Ultimate


2011 0 0 0 0 0 0 1 1 1 1 0 76

2012 0 0 0 0 0 7 7 7 7 0 (13)

2013 0 0 0 0 8 8 8 8 0 (23)

2014 0 0 0 71 71 71 71 0 72

2015 0 0 294 294 294 294 0 (792)

2016 0 0 0 0 0 0 0

2017 0 0 0 0 0 0

2018 0 0 0 0 0

2019 0 0 0 0

2020 0 0 0

0 (680)



2011 0 0 0 0 0 0 1 1 9 31

2012 0 0 0 0 0 7 7 4 (1)

2013 0 0 0 0 8 8 4 (4)

2014 0 0 0 71 71 70 72

2015 0 0 294 294 156 (136)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2019 0 0

2020 0

Part L - Accident & Health and Credit - Adjustments - Assumed from Affiliates


Ultimate


2011 78,112 126,030 116,246 123,084 127,926 129,125 129,811 131,399 131,616 131,642 276,668 131,908

2012 47,839 38,779 57,929 66,009 68,698 69,503 69,817 70,153 70,107 156,040 70,691

2013 (11,796) 83,395 101,677 106,091 107,379 108,892 109,259 109,592 226,351 110,897

2014 121,332 215,040 233,480 238,299 239,813 240,597 241,144 516,301 242,936

2015 42,719 127,655 143,006 148,374 150,335 151,520 542,113 152,667

2016 120,836 235,170 253,660 258,792 261,697 694,360 265,119

2017 176,945 282,403 299,268 304,819 742,552 310,450

2018 186,422 302,719 327,275 840,361 336,541

2019 260,445 459,283 1,158,214 491,983

2020 311,523 1,181,239 498,101

6,334,200 2,611,293



2011 104,929 132,367 127,118 128,337 130,917 130,996 130,922 131,791 131,981 131,901

2012 67,618 62,665 66,242 70,306 70,874 70,787 70,812 70,573 70,620

2013 87,985 105,001 109,064 109,831 110,536 110,625 110,511 110,663

2014 199,334 235,178 240,940 241,899 242,117 242,345 242,643

2015 111,980 145,348 151,229 151,398 152,060 152,330

2016 201,141 257,678 263,519 263,201 264,717

2017 255,121 303,797 306,046 309,627

2018 267,462 322,163 334,508

2019 377,169 482,981

2020 413,367


SCHEDULE T - EXHIBIT OF PREMIUMS WRITTENAllocated by States and Territories

1 Gross Premiums, Including Policy and Membership Fees, Less Return Premiums and Premiums on Policies Not

Taken

4

DividendsPaid or

5

Direct

6 7 8

Finance and

9Direct

Premiums Written for

Federal

States, Etc.

ActiveStatus

(a)

2Direct

Premiums Written

3Direct

Premiums Earned

Credited to Policyholders

on Direct Business

LossesPaid

(DeductingSalvage)

DirectLosses Incurred

DirectLossesUnpaid

Service Charges Not Included in Premiums

Purchasing Groups

(Included in Column 2)

1. Alabama AL L 145,850,431 140,695,094 0 135,618,471 213,234,813 485,550,298 0 82,751

2. Alaska AK L 39,247,203 40,301,806 0 20,408,270 20,354,409 129,850,139 0 61,091

3. Arizona AZ L 159,608,440 154,006,515 0 133,173,660 114,001,688 439,727,826 0 327,385

4. Arkansas AR L 113,182,180 110,423,727 0 98,280,171 94,325,919 209,107,145 0 36,989

5. California CA L 1,723,337,985 1,755,698,121 0 1,167,951,591 914,136,621 6,560,335,529 0 7,503,734

6. Colorado CO L 222,237,056 225,381,835 0 181,606,694 214,398,351 607,184,991 0 233,513

7. Connecticut CT L 197,513,645 208,045,538 0 161,213,585 120,402,143 622,807,407 0 310,750

8. Delaware DE L 58,049,364 55,218,298 0 55,658,449 29,141,330 230,198,611 0 51,930

9. District of Columbia DC L 54,925,495 56,761,783 0 60,871,288 50,227,574 164,302,689 0 4,095

10. Florida FL L 1,198,811,957 1,217,333,365 0 790,644,050 1,047,275,514 2,665,820,756 0 607,053

11. Georgia GA L 341,856,573 345,614,498 0 199,993,831 132,891,610 1,101,150,312 0 3,507,380

12. Hawaii HI L 80,684,630 81,900,776 0 44,298,041 36,495,181 192,083,086 0 62,348

13. Idaho ID L 51,071,204 48,838,399 0 24,294,709 28,486,113 116,414,176 0 53,334

14. Illinois IL L 548,461,721 547,219,096 0 500,201,795 406,916,910 2,261,814,885 0 18,937,718

15. Indiana IN L 215,779,813 216,048,570 0 128,239,487 47,585,511 398,228,321 0 193,104

16. Iowa IA L 86,714,114 86,388,308 0 76,337,141 84,630,339 287,045,638 0 105,574

17. Kansas KS L 116,049,527 114,793,331 0 67,916,888 73,871,505 261,259,254 0 51,710

18. Kentucky KY L 90,889,115 89,972,067 0 88,172,519 85,398,381 377,647,296 0 110,435

19. Louisiana LA L 245,645,996 239,058,715 0 220,056,351 468,044,862 902,886,665 0 187,566

20. Maine ME L 29,986,329 30,227,833 0 7,408,619 6,671,628 58,807,264 0 99,829

21. Maryland MD L 172,173,660 177,455,657 0 94,848,015 101,781,107 489,662,921 0 244,628

22. Massachusetts MA L 472,017,043 452,245,546 0 285,386,866 274,716,626 1,186,398,924 0 307,836

23. Michigan MI L 223,784,953 217,912,326 0 121,406,618 95,468,780 567,672,415 0 437,432

24. Minnesota MN L 176,250,721 175,832,736 0 221,439,569 248,125,314 651,569,814 0 184,208

25. Mississippi MS L 99,793,280 95,340,357 0 46,628,151 63,255,154 170,556,247 0 36,143

26. Missouri MO L 185,067,191 182,234,358 0 152,065,639 176,612,789 506,641,581 0 116,961

27. Montana MT L 42,721,040 41,363,036 0 35,466,650 26,081,468 78,179,572 0 67,691

28. Nebraska NE L 115,163,698 113,968,076 0 119,940,712 96,400,771 168,998,712 0 73,341

29. Nevada NV L 99,571,443 102,124,386 0 175,904,893 (12,236,474) 704,851,464 0 144,791

30. New Hampshire NH L 27,324,074 27,931,598 0 6,335,520 2,578,403 87,698,420 0 76,216

31. New Jersey NJ L 425,397,481 415,125,924 0 363,689,650 444,256,290 1,773,615,208 0 568,179

32. New Mexico NM L 52,181,001 51,385,496 0 40,512,899 31,322,859 114,968,148 0 110,716

33. New York NY L 1,300,996,383 1,336,525,290 0 1,203,248,272 1,702,876,143 6,076,988,377 0 2,649,673

34. North Carolina NC L 265,597,297 258,122,115 0 200,988,896 128,182,172 597,914,121 0 246,171

35. North Dakota ND L 43,431,964 43,316,030 0 68,787,977 70,086,087 43,960,519 0 28,817

36. Ohio OH L 253,230,998 250,365,787 0 145,798,500 189,673,266 813,015,563 0 1,365,457

37. Oklahoma OK L 133,552,701 139,256,958 0 123,392,334 115,997,227 336,104,378 0 48,595

38. Oregon OR L 84,360,788 86,770,187 0 106,444,315 95,345,205 322,666,809 0 264,217

39. Pennsylvania PA L 451,842,271 442,427,376 0 359,337,433 484,255,132 1,610,691,826 0 1,691,835

40. Rhode Island RI L 56,520,408 54,139,019 0 40,907,710 42,384,364 129,652,508 0 71,498

41. South Carolina SC L 181,292,798 180,085,747 0 118,381,575 107,678,825 369,207,306 0 142,944

42. South Dakota SD L 46,786,841 47,989,924 0 37,614,554 50,301,861 64,786,998 0 35,426

43. Tennessee TN L 182,803,796 178,421,049 0 164,417,012 153,616,437 593,519,563 0 275,960

44. Texas TX L 1,192,910,398 1,173,878,177 0 970,277,564 1,041,243,371 3,656,292,562 0 12,521,673

45. Utah UT L 92,908,620 92,818,976 0 55,906,687 202,503,363 353,208,151 0 72,318

46. Vermont VT L 18,862,075 19,914,878 0 9,085,364 11,196,333 58,590,090 0 50,286

47. Virginia VA L 283,972,173 284,690,581 0 167,577,302 85,952,813 834,338,971 0 2,213,380

48. Washington WA L 265,903,908 272,511,535 0 122,432,473 144,377,521 508,847,016 0 436,590

49. West Virginia WV L 6,991,436 43,972,805 0 54,062,028 28,696,920 310,792,164 0 123,417

50. Wisconsin WI L 193,172,044 196,059,233 0 135,823,089 102,770,123 546,487,439 0 131,627

51. Wyoming WY L 32,910,720 28,566,212 0 11,524,946 13,901,056 29,655,845 0 39,971

52. American Samoa AS N 1,440 4,717 0 0 (1,014) 582 0 0

53. Guam GU L 32,825,527 32,605,796 0 6,596,410 7,398,475 34,207,805 0 0

54. Puerto Rico PR L 93,652,541 94,871,013 0 64,744,370 (45,255,572) 163,408,551 0 0

55. U.S. Virgin Islands VI N 4,804,191 3,516,098 0 11,235,027 1,273,038 355,594 0 0

56. Northern Mariana Islands MP L 1,303,454 1,757,307 0 4,573 1,034,805 2,484,850 0 0

57. Canada CAN N 0 0 0 0 0 0 0 0

58. Aggregate other alien

OT XXX 471,337,796 520,757,142 0 212,467,347

(1,147,187,806

) 708,506,703 0 0

59. Totals XXX 13,503,320,930 13,600,191,120 0 10,217,026,547 9,325,153,635 42,738,720,003 0 57,306,286


58999. Totals (Lines 58001 through 58003 plus 58998)(Line 58 above) XXX 471,337,796 520,757,142 0 212,467,347

(1,147,187,806

) 708,506,703 0 0

(a) Active Status Counts:

L - Licensed or Chartered - Licensed insurance carrier or domiciled RRG 54 R - Registered - Non-domiciled RRGs 0

E - Eligible - Reporting entities eligible or approved to write surplus lines in the state (other Q - Qualified - Qualified or accredited reinsurer 0

than their state of domicile - see DSLI) 0 N - None of the above - Not allowed to write

D - Domestic Surplus Lines Insurer (DSLI) - Reporting entities authorized to write surplus business in the state 3

lines in the state of domicile 0

(b) Explanation of basis of allocation of premiums by states, etc.Property Risks: Allocation is based on location of risks insured. Ocean Marine Risks: Allocation is based on location of insureds home office. Automotive Risks: Allocation is to the jurisdiction where vehicle is principally garaged. Casualty Risks: Allocation is based on location of insured's home office. Workers Compensation: Allocation is based on location of insured's employees.

94


SCHEDULE D - SUMMARY BY COUNTRYLong-Term Bonds and Stocks OWNED December 31 of Current Year

Description

1Book/Adjusted Carrying Value

2

Fair Value

3

Actual Cost

4

Par Value of Bonds

BONDS

Governments

(Including all obligations guaranteed by governments)

1. United States 643,809,118 704,572,671 639,209,616 740,141,562

2. Canada 122,602,203 129,931,773 127,166,767 119,961,000

3. Other Countries 902,790,080 961,838,478 902,733,344 884,809,567

4. Totals 1,669,201,401 1,796,342,922 1,669,109,727 1,744,912,129

U.S. States, Territories and Possessions

(Direct and guaranteed) 5. Totals 869,168,076 976,054,623 899,223,271 826,387,000

U.S. Political Subdivisions of States, Territories and Possessions (Direct and guaranteed)

6. Totals 913,005,093 968,457,004 947,208,124 886,294,191

U.S. Special Revenue and Special Assessment Obligations and all Non-Guaranteed Obligations of Agencies and Authorities of Governments and their Political Subdivisions 7. Totals 7,326,668,117 7,822,964,451 7,470,197,898 6,956,184,920

Industrial and Miscellaneous, SVO Identified Funds, Unaffiliated Bank Loans and Hybrid Securities (unaffiliated)

8. United States 21,686,970,539 23,053,246,721 21,858,597,188 22,873,073,672

9. Canada 356,436,520 375,030,449 352,378,675 349,328,889

10. Other Countries 5,714,073,957 5,885,786,077 5,654,682,084 5,816,977,551

11. Totals 27,757,481,016 29,314,063,247 27,865,657,947 29,039,380,112

Parent, Subsidiaries and Affiliates 12. Totals 1,597,560,584 1,796,649,216 1,600,978,671 1,799,400,640

13. Total Bonds 40,133,084,287 42,674,531,463 40,452,375,638 41,252,558,992

PREFERRED STOCKS

Industrial and Miscellaneous (unaffiliated)

14. United States 7,300,000 7,710,250 7,300,000

15. Canada 0 0 0

16. Other Countries 0 0 0

17. Totals 7,300,000 7,710,250 7,300,000

Parent, Subsidiaries and Affiliates 18. Totals 0 0 0

19. Total Preferred Stocks 7,300,000 7,710,250 7,300,000

COMMON STOCKS

Industrial and Miscellaneous (unaffiliated)

20. United States 72,027,553 72,027,553 72,562,222

21. Canada 0 0 0

22. Other Countries 1,562,888 1,562,888 1,160,366

23. Totals 73,590,440 73,590,440 73,722,588

Parent, Subsidiaries and Affiliates 24. Totals 681,635,315 769,511,208 750,889,222

25. Total Common Stocks 755,225,756 843,101,649 824,611,810

26. Total Stocks 762,525,756 850,811,899 831,911,810

27. Total Bonds and Stocks 40,895,610,042 43,525,343,362 41,284,287,448

SI04


SCHEDULE D - PART 1A - SECTION 1Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

1. U.S. Governments

1.1 NAIC 1 216,967,159 196,054,399 103,234,365 15,345,576 111,115,408 XXX 642,716,907 1.6 850,784,220 2.1 612,127,171 30,589,735

1.2 NAIC 2 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.7 Totals 216,967,159 196,054,399 103,234,365 15,345,576 111,115,408 XXX 642,716,907 1.6 850,784,220 2.1 612,127,171 30,589,735

2. All Other Governments

2.1 NAIC 1 172,665,515 263,855,591 139,704,360 8,657,836 51,458,706 XXX 636,342,008 1.6 692,761,918 1.7 446,169,787 190,172,221

2.2 NAIC 2 17,424,433 91,749,314 72,230,611 50,524,817 88,988,854 XXX 320,918,028 0.8 462,765,658 1.1 226,560,263 94,357,765

2.3 NAIC 3 40,758 11,394,199 10,377,385 9,631,590 30,123,039 XXX 61,566,971 0.2 35,257,822 0.1 23,212,185 38,354,786

2.4 NAIC 4 100,848 3,400,481 1,472,136 485,138 482,696 XXX 5,941,300 0.0 7,512,424 0.0 967,896 4,973,404

2.5 NAIC 5 1,495,847 8,679,488 2,448,099 0 0 XXX 12,623,434 0.0 9,981,847 0.0 12,523,338 100,096

2.6 NAIC 6 3,573,641 1,906,663 0 0 0 XXX 5,480,304 0.0 6,164,397 0.0 5,480,304 0

2.7 Totals 195,301,042 380,985,736 226,232,591 69,299,381 171,053,295 XXX 1,042,872,046 2.6 1,214,444,065 3.0 714,913,774 327,958,272

3. U.S. States, Territories and Possessions etc., Guaranteed

3.1 NAIC 1 144,017,207 447,135,912 116,593,861 130,409,320 12,446,547 XXX 850,602,847 2.1 1,092,617,158 2.7 850,602,847 0

3.2 NAIC 2 0 15,112,411 0 0 0 XXX 15,112,411 0.0 15,211,022 0.0 15,112,411 0

3.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.7 Totals 144,017,207 462,248,323 116,593,861 130,409,320 12,446,547 XXX 865,715,259 2.1 1,107,828,180 2.7 865,715,259 0

4. U.S. Political Subdivisions of States, Territories and Possessions , Guaranteed

4.1 NAIC 1 301,188,879 503,036,494 38,565,048 6,507,371 0 XXX 849,297,792 2.1 1,033,877,276 2.5 849,297,792 0

4.2 NAIC 2 0 200,000 61,103,090 0 0 XXX 61,303,090 0.2 68,623,169 0.2 61,303,090 0

4.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.7 Totals 301,188,879 503,236,494 99,668,138 6,507,371 0 XXX 910,600,882 2.3 1,102,500,445 2.7 910,600,882 0

5. U.S. Special Revenue & Special Assessment Obligations, etc., Non-Guaranteed

5.1 NAIC 1 1,451,084,264 4,069,676,753 1,122,266,065 360,637,923 152,598,609 XXX 7,156,263,614 17.7 7,395,982,887 18.0 7,151,358,611 4,905,003

5.2 NAIC 2 23,631,169 33,574,871 54,847,754 0 0 XXX 112,053,794 0.3 146,851,137 0.4 112,053,794 0

5.3 NAIC 3 48,077,849 0 0 0 0 XXX 48,077,849 0.1 46,707,238 0.1 48,077,849 0

5.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

5.5 NAIC 5 0 5,301 0 4,745,000 0 XXX 4,750,301 0.0 4,745,000 0.0 5,301 4,745,000

5.6 NAIC 6 0 0 0 749,365 0 XXX 749,365 0.0 754,877 0.0 749,365 0

5.7 Totals 1,522,793,282 4,103,256,925 1,177,113,819 366,132,288 152,598,609 XXX 7,321,894,923 18.1 7,595,041,140 18.5 7,312,244,920 9,650,003

SI0

5


SCHEDULE D - PART 1A - SECTION 1 (Continued)Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

6. Industrial & Miscellaneous (Unaffiliated)

6.1 NAIC 1 3,284,452,819 8,899,382,779 3,868,578,108 629,484,537 766,507,631 XXX 17,448,405,875 43.1 17,405,275,122 42.5 9,018,851,167 8,429,554,708

6.2 NAIC 2 788,381,497 3,797,360,177 1,896,826,354 356,798,121 552,133,269 XXX 7,391,499,418 18.3 6,975,131,498 17.0 3,815,284,744 3,576,214,674

6.3 NAIC 3 133,566,690 427,661,364 177,611,959 27,937,928 28,194,834 XXX 794,972,774 2.0 595,246,044 1.5 236,472,352 558,500,422

6.4 NAIC 4 43,628,065 244,957,754 53,779,011 20,175,352 5,579,001 XXX 368,119,184 0.9 325,712,645 0.8 84,692,678 283,426,506

6.5 NAIC 5 11,005,962 35,913,481 7,385,959 1,545,227 104,604 XXX 55,955,233 0.1 82,598,489 0.2 8,574,730 47,380,503

6.6 NAIC 6 1,119,077 1,356,129 340,707 8,038,138 22,806,103 XXX 33,660,154 0.1 162,789,970 0.4 2,879,565 30,780,589

6.7 Totals 4,262,154,110 13,406,631,684 6,004,522,099 1,043,979,303 1,375,325,442 XXX 26,092,612,638 64.5 25,546,753,767 62.3 13,166,755,235 12,925,857,403

7. Hybrid Securities

7.1 NAIC 1 0 0 0 13,643,786 0 XXX 13,643,786 0.0 16,490,545 0.0 13,643,786 0

7.2 NAIC 2 401,792 0 31,624,729 6,610,790 26,599,073 XXX 65,236,383 0.2 66,332,426 0.2 65,236,383 0

7.3 NAIC 3 0 1,000,000 1,991,501 0 1,024,904 XXX 4,016,405 0.0 7,213,150 0.0 1,024,904 2,991,501

7.4 NAIC 4 0 2,000,000 0 0 0 XXX 2,000,000 0.0 2,000,000 0.0 0 2,000,000

7.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.7 Totals 401,792 3,000,000 33,616,230 20,254,576 27,623,977 XXX 84,896,574 0.2 92,036,121 0.2 79,905,073 4,991,501

8. Parent, Subsidiaries and Affiliates

8.1 NAIC 1 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.2 NAIC 2 0 849,400,640 0 0 0 XXX 849,400,640 2.1 808,159,080 2.0 0 849,400,640

8.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.5 NAIC 5 347,613,382 595,908,649 0 0 0 XXX 943,522,031 2.3 806,684,015 2.0 0 943,522,031

8.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.7 Totals 347,613,382 1,445,309,289 0 0 0 XXX 1,792,922,671 4.4 1,614,843,095 3.9 0 1,792,922,671

9. SVO Identified Funds

9.1 NAIC 1 XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0






9.7 Totals XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

10. Unaffiliated Bank Loans

10.1 NAIC 1 167,245,380 6,928,000 0 0 0 XXX 174,173,380 0.4 110,346,193 0.3 174,173,380 0

10.2 NAIC 2 4,189,831 87,418,639 4,474,954 0 0 XXX 96,083,424 0.2 74,569,340 0.2 24,191,812 71,891,612

10.3 NAIC 3 45,335,016 445,153,662 79,000,959 0 0 XXX 569,489,637 1.4 536,275,043 1.3 97,426,128 472,063,509

10.4 NAIC 4 0 482,560,885 98,188,891 0 0 XXX 580,749,775 1.4 943,737,345 2.3 128,540,904 452,208,872

10.5 NAIC 5 13,518,606 209,925,656 28,654,395 0 0 XXX 252,098,657 0.6 189,137,939 0.5 64,259,096 187,839,560

10.6 NAIC 6 3,372,754 13,409,061 0 0 0 XXX 16,781,816 0.0 3,111,090 0.0 3,068,107 13,713,709

10.7 Totals 233,661,586 1,245,395,904 210,319,198 0 0 XXX 1,689,376,689 4.2 1,857,176,949 4.5 491,659,427 1,197,717,262

SI0

6


SCHEDULE D - PART 1A - SECTION 1 (Continued)Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

11. Total Bonds Current Year

11.1 NAIC 1 (d) 5,737,621,226 14,386,069,927 5,388,941,807 1,164,686,348 1,094,126,901 0 27,771,446,209 68.7 XXX XXX 19,116,224,542 8,655,221,667

11.2 NAIC 2 (d) 834,028,720 4,874,816,052 2,121,107,491 413,933,728 667,721,196 0 8,911,607,187 22.0 XXX XXX 4,319,742,496 4,591,864,691

11.3 NAIC 3 (d) 227,020,312 885,209,225 268,981,804 37,569,518 59,342,777 0 1,478,123,636 3.7 XXX XXX 406,213,418 1,071,910,219

11.4 NAIC 4 (d) 43,728,913 732,919,120 153,440,038 20,660,491 6,061,697 0 956,810,259 2.4 XXX XXX 214,201,478 742,608,782

11.5 NAIC 5 (d) 373,633,796 850,432,576 38,488,453 6,290,227 104,604 0 (c) 1,268,949,656 3.1 XXX XXX 85,362,466 1,183,587,190

11.6 NAIC 6 (d) 8,065,472 16,671,854 340,707 8,787,503 22,806,103 0 (c) 56,671,639 0.1 XXX XXX 12,177,341 44,494,298

11.7 Totals 7,224,098,439 21,746,118,754 7,971,300,301 1,651,927,814 1,850,163,278 0 (b) 40,443,608,587 100.0 XXX XXX 24,153,921,740 16,289,686,847

11.8 Line 11.7 as a % of Col. 7 17.9 53.8 19.7 4.1 4.6 0.0 100.0 XXX XXX XXX 59.7 40.3

12. Total Bonds Prior Year

12.1 NAIC 1 4,710,173,827 14,358,250,999 7,088,355,476 1,410,502,373 1,030,852,645 0 XXX XXX 28,598,135,320 69.8 19,456,788,606 9,141,346,714

12.2 NAIC 2 562,683,395 4,744,594,296 2,520,798,132 444,083,163 345,484,342 0 XXX XXX 8,617,643,328 21.0 4,431,334,999 4,186,308,330

12.3 NAIC 3 140,452,749 739,361,830 327,284,890 11,487,340 2,112,488 0 XXX XXX 1,220,699,297 3.0 757,945,128 462,754,169

12.4 NAIC 4 62,256,549 713,593,723 491,295,666 8,775,291 3,041,186 0 XXX XXX 1,278,962,414 3.1 1,059,125,710 219,836,704

12.5 NAIC 5 82,518,586 281,121,213 133,727,481 163,030,904 432,749,105 0 XXX XXX (c) 1,093,147,289 2.7 1,036,395,661 56,751,628

12.6 NAIC 6 12,563,781 46,243,793 31,779,349 32,238,041 49,995,369 0 XXX XXX (c) 172,820,334 0.4 106,828,124 65,992,210

12.7 Totals 5,570,648,888 20,883,165,854 10,593,240,993 2,070,117,112 1,864,235,136 0 XXX XXX (b) 40,981,407,983 100.0 26,848,418,228 14,132,989,754

12.8 Line 12.7 as a % of Col. 9 13.6 51.0 25.8 5.1 4.5 0.0 XXX XXX 100.0 XXX 65.5 34.5

13. Total Publicly Traded Bonds

13.1 NAIC 1 3,963,442,393 10,028,838,946 3,177,996,368 963,960,846 981,985,988 0 19,116,224,541 47.3 19,456,788,606 47.5 19,116,224,541 XXX

13.2 NAIC 2 452,953,879 1,949,985,614 1,174,223,024 236,685,517 505,894,463 0 4,319,742,496 10.7 4,431,334,999 10.8 4,319,742,496 XXX

13.3 NAIC 3 124,691,260 168,413,767 65,190,625 11,958,257 35,959,510 0 406,213,419 1.0 757,945,128 1.8 406,213,419 XXX

13.4 NAIC 4 19,167,955 141,917,753 31,745,409 20,033,716 1,336,644 0 214,201,478 0.5 1,059,125,710 2.6 214,201,478 XXX

13.5 NAIC 5 6,596,080 61,795,487 15,429,114 1,541,785 0 0 85,362,466 0.2 1,036,395,661 2.5 85,362,466 XXX

13.6 NAIC 6 4,304,139 5,683,305 0 2,189,897 0 0 12,177,341 0.0 106,828,124 0.3 12,177,341 XXX

13.7 Totals 4,571,155,706 12,356,634,872 4,464,584,541 1,236,370,017 1,525,176,605 0 24,153,921,741 59.7 26,848,418,228 65.5 24,153,921,741 XXX

13.8 Line 13.7 as a % of Col. 7 18.9 51.2 18.5 5.1 6.3 0.0 100.0 XXX XXX XXX 100.0 XXX

13.9 Line 13.7 as a % of Line 11.7, Col. 7, Section 11 11.3 30.6 11.0 3.1 3.8 0.0 59.7 XXX XXX XXX 59.7 XXX

14. Total Privately Placed Bonds

14.1 NAIC 1 1,774,178,832 4,357,230,981 2,210,945,439 200,725,502 112,140,913 0 8,655,221,667 21.4 9,141,346,714 22.3 XXX 8,655,221,667

14.2 NAIC 2 381,074,841 2,924,830,438 946,884,467 177,248,211 161,826,733 0 4,591,864,691 11.4 4,186,308,330 10.2 XXX 4,591,864,691

14.3 NAIC 3 102,329,052 716,795,459 203,791,179 25,611,261 23,383,268 0 1,071,910,218 2.7 462,754,169 1.1 XXX 1,071,910,218

14.4 NAIC 4 24,560,959 591,001,367 121,694,629 626,775 4,725,053 0 742,608,782 1.8 219,836,704 0.5 XXX 742,608,782

14.5 NAIC 5 367,037,716 788,637,088 23,059,339 4,748,443 104,604 0 1,183,587,190 2.9 56,751,628 0.1 XXX 1,183,587,190

14.6 NAIC 6 3,761,334 10,988,549 340,707 6,597,606 22,806,103 0 44,494,298 0.1 65,992,210 0.2 XXX 44,494,298

14.7 Totals 2,652,942,733 9,389,483,882 3,506,715,761 415,557,798 324,986,673 0 16,289,686,846 40.3 14,132,989,754 34.5 XXX 16,289,686,846

14.8 Line 14.7 as a % of Col. 7 16.3 57.6 21.5 2.6 2.0 0.0 100.0 XXX XXX XXX XXX 100.0

14.9 Line 14.7 as a % of Line 11.7, Col. 7, Section 11 6.6 23.2 8.7 1.0 0.8 0.0 40.3 XXX XXX XXX XXX 40.3

(a) Includes $ 10,112,883,125 freely tradable under SEC Rule 144 or qualified for resale under SEC Rule 144A.

(b) Includes $ 406,780,351 current year of bonds with Z designations and $ 839,671,105 prior year of bonds with Z designations. The letter "Z" means the NAIC designation was not assigned by the Securities Valuation Office (SVO) at the date of the statement.

(c) Includes $ 995,905,904 current year, $ 898,999,753 prior year of bonds with 5GI designations and $ 26,915,558 current year, $ 13,186,933 prior year of bonds with 6* designations. "5GI" means the NAIC designation was assigned by the

(SVO) in reliance on the insurer's certification that the issuer is current in all principal and interest payments. "6*" means the NAIC designation was assigned by the SVO due to inadequate certification of principal and interest payments.

(d) Includes the following amount of short-term and cash equivalent bonds by NAIC designation: NAIC 1 $ 247,884,740 ; NAIC 2 $ 55,460,903 ; NAIC 3 $ 2,630,696 ; NAIC 4 $ 0 ; NAIC 5 $ 4,417,464 ; NAIC 6 $ 130,500

SI0

7


SCHEDULE D - PART 1A - SECTION 2Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Type and Subtype of Issues

Distribution by Type

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.08

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed

1. U.S. Governments1.01 Issuer Obligations 47,142,886 66,276,060 71,516,477 6,365,630 110,475,882 XXX 301,776,936 0.7 398,015,616 1.0 301,776,935 0

1.02 Residential Mortgage-Backed Securities 158,015,301 98,337,730 23,131,752 8,979,947 639,526 XXX 289,104,256 0.7 396,361,699 1.0 289,100,064 4,192

1.03 Commercial Mortgage-Backed Securities 7,386,965 13,752,583 110,624 0 0 XXX 21,250,172 0.1 24,828,552 0.1 21,250,173 (1)

1.04 Other Loan-Backed and Structured Securities 4,422,006 17,688,024 8,475,511 0 0 XXX 30,585,541 0.1 31,578,354 0.1 0 30,585,541

1.05 Totals 216,967,159 196,054,397 103,234,364 15,345,576 111,115,409 XXX 642,716,905 1.6 850,784,220 2.1 612,127,172 30,589,732

2. All Other Governments

2.01 Issuer Obligations 195,301,042 380,985,736 226,232,592 69,299,381 171,053,296 XXX 1,042,872,046 2.6 1,214,444,065 3.0 714,913,773 327,958,273

2.02 Residential Mortgage-Backed Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.03 Commercial Mortgage-Backed Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.04 Other Loan-Backed and Structured Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.05 Totals 195,301,042 380,985,736 226,232,592 69,299,381 171,053,296 XXX 1,042,872,046 2.6 1,214,444,065 3.0 714,913,773 327,958,273

3. U.S. States, Territories and Possessions, Guaranteed

3.01 Issuer Obligations 144,017,207 462,248,323 116,593,862 130,409,320 12,446,547 XXX 865,715,259 2.1 1,107,828,180 2.7 865,715,258 1




3.05 Totals 144,017,207 462,248,323 116,593,862 130,409,320 12,446,547 XXX 865,715,259 2.1 1,107,828,180 2.7 865,715,258 1

4. U.S. Political Subdivisions of States, Territories and Possessions, Guaranteed

4.01 Issuer Obligations 301,188,878 503,236,494 99,668,138 6,507,371 0 XXX 910,600,880 2.3 1,102,500,445 2.7 910,600,882 (2)




4.05 Totals 301,188,878 503,236,494 99,668,138 6,507,371 0 XXX 910,600,880 2.3 1,102,500,445 2.7 910,600,882 (2)

5. U.S. Special Revenue & Special Assessment Obligations etc., Non-Guaranteed

5.01 Issuer Obligations 461,544,932 2,757,431,726 612,389,312 100,699,461 70,364,956 XXX 4,002,430,385 9.9 4,360,850,832 10.6 3,997,525,387 4,904,998

5.02 Residential Mortgage-Backed Securities 1,048,027,786 1,301,523,125 502,785,956 258,551,401 22,812,501 XXX 3,133,700,769 7.7 3,037,048,774 7.4 3,133,700,768 1

5.03 Commercial Mortgage-Backed Securities 13,220,564 7,513,092 22,042,175 6,881,426 59,421,151 XXX 109,078,408 0.3 112,137,829 0.3 104,333,408 4,745,000

5.04 Other Loan-Backed and Structured Securities 0 36,788,982 39,896,379 0 0 XXX 76,685,361 0.2 85,003,704 0.2 76,685,358 3

5.05 Totals 1,522,793,282 4,103,256,924 1,177,113,822 366,132,288 152,598,607 XXX 7,321,894,923 18.1 7,595,041,139 18.5 7,312,244,921 9,650,002

6. Industrial and Miscellaneous

6.01 Issuer Obligations 1,499,602,179 5,880,091,304 2,662,794,028 594,759,316 1,113,668,688 XXX 11,750,915,515 29.1 10,576,981,250 25.8 7,099,400,902 4,651,514,613

6.02 Residential Mortgage-Backed Securities 1,017,423,237 1,909,386,995 734,387,691 257,297,803 215,179,313 XXX 4,133,675,039 10.2 5,000,402,147 12.2 3,424,637,549 709,037,490

6.03 Commercial Mortgage-Backed Securities 495,056,867 2,334,603,513 629,649,054 130,486,005 15,607,722 XXX 3,605,403,160 8.9 3,023,313,398 7.4 1,573,280,978 2,032,122,182

6.04 Other Loan-Backed and Structured Securities 1,250,071,829 3,282,549,869 1,977,691,325 61,436,181 30,869,719 XXX 6,602,618,923 16.3 6,954,044,121 17.0 1,069,435,807 5,533,183,117

6.05 Totals 4,262,154,112 13,406,631,681 6,004,522,098 1,043,979,305 1,375,325,442 XXX 26,092,612,638 64.5 25,554,740,917 62.4 13,166,755,236 12,925,857,402

7. Hybrid Securities

7.01 Issuer Obligations 401,792 3,000,000 33,616,230 20,254,575 27,623,977 XXX 84,896,574 0.2 92,036,121 0.2 79,905,073 4,991,500




7.05 Totals 401,792 3,000,000 33,616,230 20,254,575 27,623,977 XXX 84,896,574 0.2 92,036,121 0.2 79,905,073 4,991,500

8. Parent, Subsidiaries and Affiliates

8.01 Issuer Obligations 0 849,400,640 0 0 0 XXX 849,400,640 2.1 809,117,480 2.0 0 849,400,640



8.04 Other Loan-Backed and Structured Securities 347,613,382 595,908,649 0 0 0 XXX 943,522,031 2.3 805,725,615 2.0 0 943,522,031

8.05 Affiliated Bank Loans - Issued 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.06 Affiliated Bank Loans - Acquired 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.07 Totals 347,613,382 1,445,309,289 0 0 0 XXX 1,792,922,671 4.4 1,614,843,095 3.9 0 1,792,922,671

SI0

8


SCHEDULE D - PART 1A - SECTION 2 (Continued)Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Type and Subtype of Issues

Distribution by Type

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.08

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed

9. SVO Identified Funds9.01 Exchange Traded Funds Identified by the SVO XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

9.02 Bond Mutual Funds Identified by the SVO XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

9.03 Totals XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

10. Unaffiliated Bank Loans10.01 Unaffiliated Bank Loans - Issued 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

10.02 Unaffiliated Bank Loans - Acquired 233,661,587 1,245,395,902 210,319,200 0 0 XXX 1,689,376,689 4.2 1,849,189,799 4.5 491,659,427 1,197,717,262

10.03 Totals 233,661,587 1,245,395,902 210,319,200 0 0 XXX 1,689,376,689 4.2 1,849,189,799 4.5 491,659,427 1,197,717,262

11. Total Bonds Current Year11.01 Issuer Obligations 2,649,198,916 10,902,670,283 3,822,810,638 928,295,052 1,505,633,345 XXX 19,808,608,234 49.0 XXX XXX 13,969,838,211 5,838,770,023

11.02 Residential Mortgage-Backed Securities 2,223,466,325 3,309,247,849 1,260,305,399 524,829,151 238,631,340 XXX 7,556,480,064 18.7 XXX XXX 6,847,438,381 709,041,683

11.03 Commercial Mortgage-Backed Securities 515,664,396 2,355,869,188 651,801,853 137,367,431 75,028,873 XXX 3,735,731,740 9.2 XXX XXX 1,698,864,559 2,036,867,181

11.04 Other Loan-Backed and Structured Securities 1,602,107,217 3,932,935,523 2,026,063,215 61,436,181 30,869,719 XXX 7,653,411,856 18.9 XXX XXX 1,146,121,165 6,507,290,692

11.05 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 XXX XXX 0 0

11.06 Affiliated Bank Loans 0 0 0 0 0 XXX 0 0.0 XXX XXX 0 0

11.07 Unaffiliated Bank Loans 233,661,587 1,245,395,902 210,319,200 0 0 XXX 1,689,376,689 4.2 XXX XXX 491,659,427 1,197,717,262

11.08 Totals 7,224,098,440 21,746,118,746 7,971,300,305 1,651,927,815 1,850,163,277 0 40,443,608,584 100.0 XXX XXX 24,153,921,743 16,289,686,841

11.09 Line 11.08 as a % of Col. 7 17.9 53.8 19.7 4.1 4.6 0.0 100.0 XXX XXX XXX 59.7 40.3

12. Total Bonds Prior Year12.01 Issuer Obligations 2,138,142,292 10,347,665,867 5,280,820,160 903,800,627 991,345,043 XXX XXX XXX 19,661,773,989 48.0 14,140,705,823 5,521,068,166

12.02 Residential Mortgage-Backed Securities 1,867,499,687 3,863,861,728 1,584,749,338 795,149,943 322,551,924 XXX XXX XXX 8,433,812,620 20.6 7,496,054,758 937,757,862

12.03 Commercial Mortgage-Backed Securities 210,371,078 1,942,590,755 845,351,899 100,171,852 61,794,195 XXX XXX XXX 3,160,279,779 7.7 1,578,999,460 1,581,280,319

12.04 Other Loan-Backed and Structured Securities 1,253,393,021 3,627,085,982 2,245,061,732 262,267,085 488,543,974 XXX XXX XXX 7,876,351,793 19.2 1,784,002,807 6,092,348,986

12.05 SVO Identified Funds XXX XXX XXX XXX XXX 0 XXX XXX 0 0.0 0 0

12.06 Affiliated Bank Loans 0 0 0 0 0 XXX XXX XXX 0 0.0 0 0

12.07 Unaffiliated Bank Loans 101,242,811 1,101,961,520 637,257,863 8,727,605 0 XXX XXX XXX 1,849,189,799 4.5 1,848,655,377 534,422

12.08 Totals 5,570,648,889 20,883,165,853 10,593,240,992 2,070,117,112 1,864,235,136 0 XXX XXX 40,981,407,981 100.0 26,848,418,226 14,132,989,755

12.09 Line 12.08 as a % of Col. 9 13.6 51.0 25.8 5.1 4.5 0.0 XXX XXX 100.0 XXX 65.5 34.5

13. Total Publicly Traded Bonds

13.01 Issuer Obligations 1,900,008,291 7,590,020,529 2,539,888,908 691,789,962 1,248,130,521 XXX 13,969,838,211 34.5 14,140,705,823 34.5 13,969,838,211 XXX13.02 Residential Mortgage-Backed Securities 2,130,534,745 2,864,815,563 1,147,426,726 487,424,915 217,236,431 XXX 6,847,438,380 16.9 7,496,054,758 18.3 6,847,438,380 XXX13.03 Commercial Mortgage-Backed Securities 53,920,221 1,072,696,927 469,713,241 42,887,575 59,646,594 XXX 1,698,864,558 4.2 1,578,999,460 3.9 1,698,864,558 XXX13.04 Other Loan-Backed and Structured Securities 276,575,447 585,405,159 269,709,933 14,267,565 163,059 XXX 1,146,121,163 2.8 1,784,002,807 4.4 1,146,121,163 XXX13.05 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 XXX13.06 Affiliated Bank Loans 0 0 0 0 0 XXX 0 0.0 0 0.0 0 XXX13.07 Unaffiliated Bank Loans 210,117,003 243,696,692 37,845,732 0 0 XXX 491,659,427 1.2 1,848,655,377 4.5 491,659,427 XXX13.08 Totals 4,571,155,706 12,356,634,871 4,464,584,540 1,236,370,017 1,525,176,605 0 24,153,921,739 59.7 26,848,418,226 65.5 24,153,921,739 XXX13.09 Line 13.08 as a % of Col. 7 18.9 51.2 18.5 5.1 6.3 0.0 100.0 XXX XXX XXX 100.0 XXX13.10 Line 13.08 as a % of Line 11.08, Col. 7, Section 11 11.3 30.6 11.0 3.1 3.8 0.0 59.7 XXX XXX XXX 59.7 XXX

14. Total Privately Placed Bonds

14.01 Issuer Obligations 749,190,625 3,312,649,754 1,282,921,730 236,505,090 257,502,824 XXX 5,838,770,023 14.4 5,521,068,166 13.5 XXX 5,838,770,023

14.02 Residential Mortgage-Backed Securities 92,931,580 444,432,286 112,878,673 37,404,236 21,394,909 XXX 709,041,684 1.8 937,757,862 2.3 XXX 709,041,684

14.03 Commercial Mortgage-Backed Securities 461,744,175 1,283,172,261 182,088,611 94,479,856 15,382,279 XXX 2,036,867,182 5.0 1,581,280,319 3.9 XXX 2,036,867,182

14.04 Other Loan-Backed and Structured Securities 1,325,531,770 3,347,530,364 1,756,353,283 47,168,616 30,706,660 XXX 6,507,290,694 16.1 6,092,348,986 14.9 XXX 6,507,290,694

14.05 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 XXX 0

14.06 Affiliated Bank Loans 0 0 0 0 0 XXX 0 0.0 0 0.0 XXX 0

14.07 Unaffiliated Bank Loans 23,544,584 1,001,699,210 172,473,468 0 0 XXX 1,197,717,262 3.0 534,422 0.0 XXX 1,197,717,262

14.08 Totals 2,652,942,734 9,389,483,875 3,506,715,765 415,557,798 324,986,672 0 16,289,686,844 40.3 14,132,989,755 34.5 XXX 16,289,686,844

14.09 Line 14.08 as a % of Col. 7 16.3 57.6 21.5 2.6 2.0 0.0 100.0 XXX XXX XXX XXX 100.0

14.10 Line 14.08 as a % of Line 11.08, Col. 7, Section 11 6.6 23.2 8.7 1.0 0.8 0.0 40.3 XXX XXX XXX XXX 40.3

SI0

9


SCHEDULE D - PART 1Showing All Long-Term BONDS Owned December 31 of Current Year

1 2 Codes 6 7 Fair Value 10 11 Change in Book/Adjusted Carrying Value Interest Dates3 4 5 8 9 12 13 14 15 16 17 18 19 20 21 22

CUSIP Identification Description

Code

Foreign

BondChar

NAICDesig-nation,NAICDesig-nation

ModifierandSVO

Admini-strative Symbol

ActualCost

Rate Used to Obtain

Fair Value

FairValue

ParValue

Book/AdjustedCarrying

Value

UnrealizedValuationIncrease/

(Decrease)

CurrentYear's(Amor-tization)

Accretion

CurrentYear'sOther-Than-

TemporaryImpairmentRecognized

TotalForeign

ExchangeChange

inBook/

AdjustedCarrying

ValueRate

of

EffectiveRate

ofWhenPaid

AdmittedAmountDue andAccrued

Amount Received

During Year Acquired

StatedContractual

MaturityDate

8399999 - Total Bonds 40,452,375,637 XXX 42,674,531,471 41,252,558,993 40,133,084,289 (67,742,750) 205,447,299 79,187,059 231,761,113 XXX XXX XXX 447,863,436 1,178,090,445 XXX XXX

Book/Adjusted Carrying Value by NAIC Designation Category Footnote: 1A $ 1B $ 1C $ 1D $ 1E $ 1F $ 1G $

2A $ 2B $ 2C $

3A $ 3B $ 3C $

4A $ 4B $ 4C $

5A $ 5B $ 5C $

6 $

E10


SCHEDULE D - PART 2 - SECTION 1Showing All PREFERRED STOCKS Owned December 31 of Current Year

1 2 Codes 5 6 7 8 Fair Value 11 Dividends Change in Book/Adjusted Carrying Value 20 21

CUSIP Identi-fication Description

3

Code

4

For-eign

Numberof

Shares

ParValuePer

Share

RatePer

Share


Value

9

RatePer

ShareUsed to Obtain

FairValue

10

Fair Value Actual Cost

12

Declaredbut Unpaid

13

Amount Received

During Year

14

Nonadmitted Declared But

Unpaid

15

Unrealized Valuation Increase/

(Decrease)

16

Current Year's (Amor-tization)

Accretion

17

Current Year's

Other-Than- Temporary Impairment Recognized

18

Total Change in

Book/Adjusted Carrying Value (15 + 16 - 17)

19

Total Foreign

Exchange Change in

Book/Adjusted Carrying

Value


ModifierandSVO


Date Acquired

8999999 - Total Preferred Stocks 7,300,000 XXX 7,710,250 7,300,000 0 414,278 0 0 0 0 0 0 XXX XXX


2A $ 2B $ 2C $

3A $ 3B $ 3C $

4A $ 4B $ 4C $

5A $ 5B $ 5C $

6 $

E11


SCHEDULE D - PART 2 - SECTION 2Showing All COMMON STOCKS Owned December 31 of Current Year

1 2 Codes 5 6 Fair Value 9 Dividends Change in Book/Adjusted Carrying Value 17 18

CUSIP Identi-fication Description

3

Code

4

For-eign

Numberof

Shares


Value

7

RatePer

ShareUsed to Obtain

FairValue

8

Fair Value Actual Cost

10

Declaredbut Unpaid

11

Amount Received

During Year

12

Nonadmitted Declared But

Unpaid

13

Unrealized Valuation Increase/

(Decrease)

14

Current Year's Other-Than- Temporary Impairment Recognized

15

Total Change in Book/Adjusted Carrying Value

(13 - 14)

16

Total Foreign Exchange Change in

Book/Adjusted Carrying

ValueDate

Acquired


ModifierandSVO


9899999 - Total Preferred and Common Stocks 762,525,756 XXX 850,811,899 831,911,810 0 1,298,728 0 207,559,892 6,161,186 201,398,706 0 XXX XXX


2A $ 2B $ 2C $

3A $ 3B $ 3C $

4A $ 4B $ 4C $

5A $ 5B $ 5C $

6 $

E12


SCHEDULE ZPART 1 - COMPANIES INCLUDED IN THE CURRENT YEAR THAT ARE CONSOLIDATED OR COMBINED

Ownership InterestName of Company NAIC Code FIT Current Prior Basis for Inclusion

AIG ASSURANCE COMPANY 40258 02-6008643 100.0 100.0 Consolidation

AIG INSURANCE COMPANY - PUERTO RICO 31674 66-0319193 100.0 100.0 Consolidation

AIG PROPERTY CASUALTY COMPANY 19402 25-1118791 100.0 100.0 Consolidation

AIG SPECIALTY INSURANCE COMPANY 26883 02-0309086 100.0 100.0 Consolidation

AIU INSURANCE COMPANY 19399 13-5303710 100.0 100.0 Consolidation

AMERICAN HOME ASSURANCE COMPANY 19380 13-5124990 100.0 100.0 Consolidation

COMMERCE AND INDUSTRY INSURANCE COMPANY 19410 13-1938623 100.0 100.0 Consolidation

EAGLESTONE REINSURANCE COMPANY 10651 22-3423217 100.0 100.0 Consolidation

GRANITE STATE INSURANCE COMPANY 23809 02-0140690 100.0 100.0 Consolidation

ILLINOIS NATIONAL INSURANCE COMPANY 23817 37-0344310 100.0 100.0 Consolidation

LEXINGTON INSURANCE COMPANY 19437 25-1149494 100.0 100.0 Consolidation

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA 19445 25-0687550 100.0 100.0 Consolidation

NEW HAMPSHIRE INSURANCE COMPANY 23841 02-0172170 100.0 100.0 Consolidation

THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 19429 13-5540698 100.0 100.0 Consolidation

BLACKBOARD SPECIALTY INSURANCE COMPANY 13551 26-2996716 100.0 100.0 Consolidation

BLACKBOARD INSURANCE COMPANY 26611 52-0976199 100.0 100.0 Consolidation

STRATFORD INSURANCE COMPANY 40436 02-0361360 100.0 100.0 Consolidation

TUDOR INSURANCE COMPANY 37982 13-3018617 100.0 100.0 Consolidation

WESTERN WORLD INSURANCE COMPANY 13196 02-0266622 100.0 100.0 Consolidation

PART 2 - COMPANIES INCLUDED IN THE CURRENT YEAR AND EXCLUDED IN THE PRIOR YEAROwnership Interest

Name of Company NAIC Code FIT Current Prior Reason for Inclusion

PART 3 - COMPANIES EXCLUDED IN THE CURRENT YEAR AND INCLUDED IN THE PRIOR YEAROwnership Interest

Name of Company NAIC Code FIT Current Prior Reason for Exclusion

914

property and casualty 2020 - aig

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