product brochure: middle east and africa online payment methods: full year 2015

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MIDDLE EAST AND AFRICA ONLINE PAYMENT METHODS: FULL YEAR 2015 PUBLICATION DATE: MARCH 2016

PAGE 2 GENERAL INFORMATION I PAGE 3 KEY FINDINGS I PAGE 4 - 5 TABLE OF CONTENTS I PAGE 6 REPORT-SPECIFIC SAMPLE

CHARTS I PAGE 7 METHODOLOGY I PAGE 8 RELATED REPORTS I PAGE 9 CLIENTS I PAGE 10-11 FREQUENTLY ASKED QUESTIONS

PAGE 12 ORDER FORM I PAGE 13 TERMS AND CONDITIONS

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PRODUCT DETAILS Title:

Type of Product:

Category:

Covered Regions:

Covered Countries:

Language:

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Number of Charts:

Middle East And Africa Online Payment Methods: Full Year 2015

Market Report

Online Payment

Middle East And Africa

UAE, South Africa, Nigeria, Morocco, Kenya

English

PDF & PowerPoint

49

PRICES* Single User License:

Site License:

Global Site License:

€ 950 (exc. VAT)

€ 1425 (exc. VAT)

€ 1900 (exc. VAT)

QUESTIONS

ANSWERED

IN THIS REPORT

Which payment methods do online shoppers in the major markets in the Middle East and Africa

prefer?

How are mobile payments developing in this region?

How high is the share of online shoppers using cash-on-delivery in the Middle East?

What are some of the major trends in online payments arising worldwide and in this region in

particular?

SECONDARY MARKET

RESEARCH

Our reports are exclusively based on secondary market research. Our researchers derive

information and data from a variety of reliable published sources and compile the data into

understandable and easy-to-use formats.

ADVANTAGES Maximum Objectivity

Reliable Sources

Up-To-Date Analysis

Boardroom-Ready PowerPoint Presentations

Guidance For Strategic Company Decisions

MIDDLE EAST AND AFRICA ONLINE PAYMENT METHODS: FULL YEAR 2015

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PAYMENT BY CARD RIVALED BY CASH ON DELIVERY AND MOBILE PAYMENT IN

AFRICA AND THE MIDDLE EAST

While credit card is the payment method most used by online shoppers worldwide, in

many emerging markets of the Middle East and Africa cash on delivery is still more popular. In

countries such as Egypt, Nigeria, the UAE and Saudi Arabia this method was used by more than

50% of online shoppers to pay for purchases made over the Internet in 2015, as revealed in a

new report by yStats.com. Nevertheless, there are a few exceptions to this trend, such as in South

Africa where the majority of online transactions were paid with credit or check card. Moreover, in

Morocco, the number and value of online payment transactions made with credit cards is

growing rapidly, though cash on delivery still leads in usage.

Another popular alternative to credit card payments in the Middle East and Africa is

mobile payment. Low banking penetration and growing mobile phone penetration rates in Africa

are driving the use of this innovative payment method. Kenya is the regional leader in mobile

payments, with mobile payment users accounting for more than two thirds of the country’s

population in 2015. Also in Nigeria, payment transactions made with mobile phones were

growing at triple-digit rates last year. A number of new mobile payment solutions were launched

in Africa in 2015, including BlackBerry’s BBM and WeChat’s mobile wallet to rival local solutions

such as MFS Africa and M-Pesa. In wealthier Middle Eastern states mobile payments are also

gaining pace, with more than half of Internet users surveyed in mid-2015 declaring their

readiness to make payments via smartphones, according to the finding cited in yStats.com’s

report.


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MANAGEMENT SUMMARY

GLOBAL DEVELOPMENTS

Online and Mobile Payment Trends and News about Players, H1 2015


Breakdown of E-Commerce Sales by Cards and Alternative Payment Methods, by Region , in %, 2014 & 2019f

Non-Cash Payment Methods Used in Online Shopping, in % of Online Shoppers, 2015

Share of Online Shoppers Paying with Cash on Delivery, in %, by Selected Emerging Markets, 2015

Share of Online Shoppers Who Would Drop out of Purchase if the Preferred Method is Displayed on the Website

but is not Available at the Checkout, in %, September 2015

Share of Consumers Who Are Satisfied with the Payment Methods Used, by POS, Browser and Mobile, in % of

Consumers in Selected Developed Countries, June 2015

Payment Methods Used in M-Commerce, in % of Surveyed Mobile Phone Users, February 2015

Mobile Payment User Penetration, in % of Shoppers, by Selected Regions and the USA, 2014

Main Criteria For Adopting Innovative Payment Methods, in % of Consumers in Selected Developed Countries, by

Very Important and Rather Important, June 2015

Perception of Security of Mobile Payments, by Selected Regions, and by Age Group, in % of Shoppers, 2014

Mobile Payment Users Penetration, by Product/Service Category, by UK, France, Germany, Italy, USA, Japan,

Australia, Spain, China, in % of Mobile Phone Users, 2014

Types of Mobile Payments Used for Purchasing Non-Digital Goods, by UK, France, Germany, Italy, USA, Japan,

Australia, Spain, China, in % of Mobile Phone Users, 2014

Share of Online Shoppers Who Would Use Digital Currency, in % of Online Shoppers, by Selected Countries and

Territories, 2014

MIDDLE EAST AND AFRICA

3.1 REGIONAL

Breakdown of Payment Methods Used in Online Shopping, by Egypt, Jordan, Kuwait, Lebanon, Saudi Arabia, and

the UAE, 2015e

Share of Individuals Using Mobile Payments, in %, by Cameroon, Ivory Coast, Kenya, Morocco and Nigeria, October

2015

3.2 UAE


Purposes of Using Online Payments, in % of Internet Users, Q2 2015

Share of Internet Users Who Would be Comfortable Using a Smartphone to Pay for Purchases of Goods and

Services, in %, Q2 2015


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TABLE OF CONTENTS (1 OF 2)

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MIDDLE EAST AND AFRICA (Cont.)

3.3 SOUTH AFRICA

Share of Online Transactions Paid with Credit/Check Card, in %, 2015e

Share of Internet Users Not Shopping Online Due to Lack of Trust to Online Payment, in % of Respondents, 2014

Share of Payments for Online Purchases Made via Mobile Phone, in %, 2014

Shopping-Related Actions Carried out via Mobile Internet, incl. Payment, in % of Mobile Internet Users, August 2015

3.4 NIGERIA

Mobile Payment Statistics, incl. Number of Transactions, in thousands, Value of Transactions, in NGN million, and

In % Year-on-Year Change, H2 2012 - H1 2015 & July 2015 - November 2015

3.5 MOROCCO

Share of Online Shoppers Paying with Cash on Delivery, in %, 2015e

Number and Value of Online Payment Transactions Made with Credit Cards, in millions and in MAD million, by

Domestic Credit Cards and Domestic and Foreign Credit Cards, First 9 Months of 2012 - First 9 Months of 2015

Share of Mobile Phone Users who Made a Purchase or Payment via Mobile Phone, in %, and Type of Purchase or

Payment Made via Mobile Phone, in %, November 2014

Breakdown of Payment Methods Used to Pay for a Purchase via Mobile, % of Mobile Phone Owners who Made a

Purchase or Payment via Mobile Phone, November 2014

3.6 KENYA

Breakdown of Payment Methods Used in Online Shopping, in % of Online Shoppers, Q3 2015

Mobile Payment Statistics, incl. Number of Transactions, in millions, Value of Transactions, in KES billion, Number

of Customers, in millions, and Number of Agents, in thousands, 2008 - 2014 & First 10 Months of 2015

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TABLE OF CONTENTS (2 OF 2)

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REPORT-SPECIFIC SAMPLE CHARTS

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GENERAL METHODOLOGY OF OUR MARKET REPORTS

Secondary Market Research

The reports are compiled based on secondary

market research. Secondary research is information

gathered from previously published sources. Our reports are

solely based on information and data acquired from national

and international statistical offices, industry and trade

associations, business reports, business and company

databases, journals, company registries, news portals and

many other reliable sources. By using various sources we

ensure maximum objectivity for all obtained data. As a result,

companies gain a precise and unbiased impression of the

market situation.

Cross referencing of data is conducted in order to

ensure validity and reliability.

The source of information and its release date are

provided on every chart. It is possible that the information

contained in one chart is derived from several sources. If this

is the case, all sources are mentioned on the chart.

The reports include mainly data from the last 12

months prior to the date of report publication. Exact

publication dates are mentioned in every chart.

Definitions

The reports take into account a broad definition of

B2C E-Commerce, which might include mobile commerce. As

definitions may vary among sources, exact definition used by

the source (if available) is included at the bottom of the chart.

Chart Types

Our reports include text charts, pie charts, bar

charts, rankings, line graphs and tables. Every chart contains

an Action Title, which summarizes the main idea/finding of

the chart and a Subtitle, which provides necessary

information about the country, the topic, units or measures

of currency, and the applicable time period(s) to which the

data refers. With respect to rankings, it is possible that the

summation of all categories amounts to more than 100%. In

this case, multiple answers were possible, which is noted at the

bottom of the chart.

Report Structure

Reports are comprised of the following elements, in

the following order: Cover page, preface, legal notice,

methodology, definitions, table of contents, management

summary (summarizing main information contained in each

section of report) and report content (divided into sections and

chapters). When available, we also include forecasts in our

report content. These forecasts are not our own; they are

published by reliable sources. Within Global and Regional

reports, we include all major developed and emerging

markets, ranked in order of importance by using evaluative

criteria such as sales figures.

Notes and Currency Values

If available, additional information about the data

collection, for example the time of survey and number of

people surveyed, is provided in the form of a note. In some

cases, the note (also) contains additional information needed

to fully understand the contents of the respective data.

When providing information about amounts of

money, local currencies are most often used. When

referencing currency values in the Action Title, the EUR values

are also provided in brackets. The conversions are always

made using the average currency exchange rate for the

respective time period. Should the currency figure be in the

future, the average exchange rate of the past 12 months is

used.

METHODOLOGY OF OUR MIDDLE EAST AND AFRICA ONLINE PAYMENT METHODS: FULL YEAR 2015

REPORT Report Coverage

This report covers the online payment market. It

takes into account a wide definition of online payment,

including payment methods used in online shopping and

mobile payment, such as remote and proximity payments.

All major countries in the region are covered, while

data availability varied across the markets.

The report includes data mostly published in 2015.

The exact date of publication of the source is stated on each

chart. The time period which the data refers to differs by

source.

Report Structure

The countries in the region are presented in the

descending order of B2C E-Commerce sales. Besides country

and regional data, information about global development is

also included.

Depending on data availability, the following types of

market information are included: the payment methods most

used in online shopping, number and volume of online and

mobile payment transactions, information about online and

mobile payment users. Not all the mentioned types of

information are available for each of the covered countries.

For the leading country in the region, also online and mobile

payment trends, and news about major market players, such

as payment providers, are presented.


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UPCOMING RELATED REPORTS

Middle East B2C E-Commerce Market 2015 March 2015 € 1,950

UAE B2C E-Commerce Market 2015 March 2015 € 750

MENA B2C E-Commerce Market 2015 March 2015 € 2,450

Africa B2C E-Commerce Market 2015 February 2015 € 1,750

Sub-Saharan Africa B2C E-Commerce Market 2015 February 2015 € 1,250

South Africa B2C E-Commerce Market 2015 February 2015 € 750

Nigeria B2C E-Commerce Market 2015 February 2015 € 450

Europe Online Payment Methods: Full Year 2015 March 2016 € 1,950

Asia-Pacific Online Payment Methods: Full Year 2015 March 2016 € 1,950

Global Online Payment Methods: Full Year 2015 February 2016 € 2,950

Global Online Payment Methods: Second Half 2015 February 2016 € 1,950

Global Mobile Payment Methods: Second Half 2015 February 2016 € 950

Global Alternative Online Payment Methods: Second Half 2015 February 2016 € 950

Company Profiles Of 10 Leading Online Payment Service Providers 2015 July 2015 € 2,950

Global B2C E-Commerce Delivery 2015 October 2015 € 2,950

Global Cross-Border B2C E-Commerce 2015 August 2015 € 2,950

Global M-Commerce 2015: Smartphones & Tablets March 2015 € 1,950

REPORT

PUBLICATION

DATE

PRICE*

Middle East B2C E-Commerce Market 2016

Africa B2C E-Commerce Market 2016

Global Online Payment Methods: First Half 2016

Quarter 2 2016

Quarter 2 2016

Quarter 3 2016

€ 1,950

€ 1,950

€ 1,950


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