Your guide to new homes prime. i 49FeBruArY 9, 2011west newsmAgAZine

Active 55+ Living at its Best!

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Your Next Home Magazine Sales & Product Manager: Lori Randolph-Wille @ 314-744-5716

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Real Estate Operations Supervisor:Paula Staten 314-744-5739

Index

All real estate advertising in this newspaper is subject to the Federal Fair Housing Act of 1968, as amended which makes it illegal to advertise ‘any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any

such preference, limitation, or discrimination.’ This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertising in this newspaper are available on an equal opportunity basis.

All prices and finance claims appearing in this publication are subject to change without prior notice. Your Next Home is published biweekly by The St. Louis Post Dispatch. Advertising rates available upon request. Every effort is made to ensure the accuracy of the information contained herein.

However the publisher cannot guarantee such accuracy. Advertising is subject to errors, omissions and/or other changes without notice. All rights reserved by copyright. This publication or parts thereof must not be reproduced in any form without permission in writing from the publisher.

Information contained herein has been furnished by builders, developers, brokers, Realtors, agents, and service providers; The St. Louis Post-Dispatch does not make any representations as to opinions and facts. All terms and conditions of sales are subject to change.

Top Agents of 2010: PAGES 6 - 14Meet Some of the Nominees for the 2010 St. Louis Post-Dispatch Top Real Estate Agent Award & Learn How to Vote for Your Top Agent

Central St. Louis: PAGES 15 - 17 Brentwood, Maplewood, Clayton, Ladue, Richmond Heights, Central West End, Kirkwood, Glendale, Warson Woods, Webster Groves, Rock Hill, University City ...and more

West St. Louis County: PAGES 18 - 20 Chesterfield, Clarkson Valley, Creve Couer, Frontenac, Town and Country, Manchester, Peerless Park, Westwood, Des Peres, Ballwin, Wildwood, Ellisville, Maryland Heights …and more

South St. Louis City/County: PAGES 21 - 26 Benton Park, Compton Heights, Lafayette Square, Shaw, Soulard, Tower Grove, Bevo, Boulevard Heights, Holly Hills, Clifton Heights, Dogtown, The Hill, Oakville, Mehlville, Lemay, Jefferson Barracks, Affton, Sappington, Mackenzie Hills, St. George, Marlborough, Crestwood, Concord Village, Sunset Hills, …and more

North St. Louis City/County: PAGES 27 - 30 Ferguson, Florissant, Hazelwood, Bridgeton, Normandy, Berkeley, Jennings, Bellefontaine Neighbors, Black Jack, Overland, St. Ann, Wellston, Pine Lawn …and more

St. Charles County (and outlining areas): PAGES 31 - 47 St. Charles, O’Fallon, St. Peters, Lake St. Louis, Wentzville, Warrenton, Wright City, …and more

Lincoln County : PAGES 48 - 52 Troy, Moscow Mills, Winfield, Old Monroe, Elsberry, Foley, Hawk Pointe ...and more

Quad Counties : PAGES 53 - 61 (Jefferson/Franklin/Ste.Genevieve/St. Francis/St.Louis County)Arnold, Barnhart, Bloomdale, Farmington, Desloge, Imperial, Kimmswick, Crystal City, De Soto, Dittmer, Hillsboro, House Springs, Eureka, Pacific, Gray Summit, Villa Ridge. High Ridge, Valley Park ...and more

Prudential Select Properties: PAGES 62 - 74 Serving St. Louis City, St. Louis County, Jefferson County, St. Charles County, Franklin County and surrounding areas

Illinois: PAGES 75 - 103 Alton, Collinsville, Caseyville, Fairview Heights, Troy, Glen Carbon, Fairmont City, Maryville, Edwardsville, Granite City, Wood River, Cottage Hills, East Carondelet, Fults, Mayestown, Waterloo, Red Bud, Millstadt, Smithton, Belleville …and more

Other: PAGE 104Folio Fast Finder: PAGE 105Classifieds: PAGE: 106

Front Cover Feature:

Directions- Take Hwy 100 (Manchester Road) to Hwy. 109 South. Turn right at the New College

Avenue stop light. Turn left at Generations Drive and follow to the entrance of Meadows of Wildwood. The

sales center and clubhouse are to the right.

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From the 290’s

Lake Living at its best. 75% off select lake lots

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.Your guide to the area’s finest new homes

N e w H o m e G u i d e

folio: .5 – .4708month: 2.067 – .4916

Kevin Weaks

The era of near 4% mortgage rates has ended. But some industry experts think that actually may be a good thing for the housing market.

The average 30-year fixed rate mort-gage rate has risen to 4.86% from 4.17%, according to Freddie Mac’s weekly mort-gage market survey. In the Bankrate.com weekly survey, the rate has risen to 5.02% -- crossing the 5% mark for the second time in three weeks -- after being as low as 4.42% as recently as early November. In the St. Louis area 30-year fixed rates range from 4.625% to 5.125%

Rates haven’t been this high since May of 2010 and forecasters now predict them to remain between 5% and 6% for all of 2011, according to Bankrate.com. “You can kiss those record lows goodbye,” said Greg McBride, Bankrate’s chief economist. The increase will push mortgage payments higher for homebuyers. When rates rise from 4.25% to 5% it takes away about 9% of buying power, McBride estimated.

But oddly, higher interest rates may even be stimulating to home sales. “The initial phase of an interest rate increase generally does not hurt markets,” said Lawrence Yun, chief economist for the National Associa-tion of Realtors. “In fact, it can help.”

How? Well, the rapid rise introduces an element of urgency for potential homebuy-ers, he explained. “They may now rush to buy before rates spurt even more.”

Plus, we all know that if hiring starts to pick up, so will the housing market. “If we add 2 million jobs as expected in 2011, and mortgage rates rise only moderately, we should see existing-home sales rise to a higher volume,” said Yun.

In the end, it’s not rising mortgage rates that are the problem; it’s the number of homebuyers who can qualify for a loan.

Here’s what else is happening:

“We’ve always said ‘you get more with McKelvey,’ and our 113th anniversary sale proves it more than ever!” said McK-elvey Homes President Jim Brennan. To celebrate the company’s 113th anniversary, McKelvey is offering buyers 113% off options through March 6. “In honor of our long tradition of fine homebuilding, we’re not only giving 100% off options up to

$20,000, but also an additional 13% rebate on every to-be-built home. For example, select $20,000 in options absolutely free, and receive an additional $2,600 rebate which you can use for more options, clos-ing costs or a reduction in the sale price of your new McKelvey home. To learn more about McKelvey Homes’ 113% off pro-motion, stop by any of the 11 McKelvey Homes communities. For locations and directions visit www.mckelveyhomes.com.

Want to pocket a cool $2,000 and help a friend at the same time? Refer them to The Meadows of Wildwood, a 55-and-older active retirement community, and if they purchase a home by E-404 Construction, you both come out ahead. Call 636-273-5300 for details or visit www.meadowsof-wildwood.com. This offer expires Feb. 28. But there’s more! Now through Feb. 15 you can take $10,000 off options up to $30,000 and $15,000 off options up to $50,000, and the prices on selected lake lots have been reduced by 75%. Only 24 homesites remain at The Meadows of Wildwood, a private enclave in the heart of Wildwood which features luxurious, maintenance-free detached villa homes priced from the mid $290’s. To visit, take Highway 100 to south on Highway 109 to right at the New College Avenue stoplight. Turn left at Gen-erations Drive and follow to the entrance of Meadows of Wildwood. The sales center and clubhouse are on the right.

Greater Missouri Builders has new, lower, anniversary pricing at Queens-brooke Condominiums, now starting at $ 99,900. There are 10 ready to move into at that price featuring 1,070 square feet, two bedrooms, two full baths, wood cabinets, pantry, laundry room in each unit and a balcony or patio. Queensbrooke features an elevator building, covered parking and a great location on Highway 94 at Har-vester Road. “We’ll also be ready to open the New Townhomes at Queensbrooke in March,” announced Kim Davison-Whalen, residential sales and marketing director for GMB. The townhomes will be priced from $154,900 with two bedrooms, 1½ baths and a loft, with a three-bedroom option, and a two-master bedroom option. All have a

Will rising mortgage rates kill the housing recovery?

See RISING MORTGAGE, page 52

50 I prime. Your guIde to new homes FeBruArY 9, 2011west newsmAgAZIne

It just keeps getting better.

Visit the all new newsmagazinenetwork.comThe official internet home of West & Mid Rivers Newsmagazine

*Offer good for up to $20,000 in free options and a $2,600 rebate on any to-be-built McKelvey home. Contracts must be signed by 3-6-11. Some restrictions apply. See salesperson for details.

folio: .5 – .4708month: 2.067 – .4916

two-car detached garage, large back yards, full basement, brick front, large kitchen and more, Kim said. “We have great pric-ing on all of our inventory homes in all of our communities,” she added. “Plus, we’re getting ready to start two new villas at Brunhaven, with new prices from $280’s.” For information click on www.greatermis-souribuilders.com.

Just in time for spring, Thomas & Suit Homes is offering for quick move-in a new Alberta model at The Enclave at Som-mers Pointe in St. Charles County. “This 2,260-square-foot home represents an exceptional value, priced at just $329,000,” said Community Sales Manager Char Rich-ards “It has a wonderful open floor plan, with 11-foot ceilings in the great room, breakfast room, hearth room and kitchen. Another exceptional feature of this home is the direct-vent gas fireplace.” At nearby Wyndgate Forest, buyers have the rare opportunity to purchase a move-in-ready 1½-story sitting on a wooded homesite that is over a half acre. The 3,311-square-foot Persimmon model has four-bedrooms, 3½-baths and architectural features galore like a two-story window wall in the expan-sive great room and a covered deck. Both are designed to take full advantage of the breathtaking setting, Char said. Price of this home is $449,000. For information call 636-561-2120 or go to www.tshomes.net.

There’s always something new at The New Town at St. Charles: Whittaker Homes is debuting three different sized versions of its new Cottage Villas with two bedrooms and two baths priced from $128,500 to

$148,500. President Greg Whittaker also announced that there are two new two-story models with four bedrooms priced from an unbelievable $149,500. Many have been asking about larger lots at New Town, Whittaker said, “so we now have half-acre homesites that you can build on. Buyers can meet with our town architect, Tim Bussee, and design a custom home as one couple did recently.” Call 636-949-2700 or visit www.newtownatstcharles.com. At Whittaker’s unique Glenhurst townhome community in Wentzville, savvy home-buyers can move into a three-bedroom, 2½-bath home with two-car garage from just $106,500. Call 636-332-9988.

Payne Family Homes prides itself in listening to customers, says Sales and Marketing Director Ed Lott. As a result, the homebuilder has introduced a new line of homes called the Vision Series, “a visionary collection of customer-designed homes at prices and sizes consistent with the way you want to live,” according to their advertisements. The seven all-new designs have features such as two master suites with luxury baths and walk-in closets, multi-purpose rooms, and a sin-gle-level model that offers an optional penthouse suite. The Vision Series is available at Ashton Woods in Eureka; Ohmes Farm, Bella Vista and The Pointe at Heritage Crossing, all in St. Peters. Prices start in the upper $100,000s. In addition to the new Vision Series, Payne recently announced that it is now selling homes from the low $200,000s at Boulder Ridge on Highway Z just south of I-70. For information call 314-477-1218 or go to www.paynefamilyhomes.com.

RISING MORTGAGE, from page 50

52 I prime. Your guIde to new homes FeBruArY 9, 2011west newsmAgAZIne

667 Barrow Ridge. Detached Villa in Barrow Ridge, the Ashley model.

Your guide to new homes prime. i 53FeBruArY 9, 2011west newsmAgAZine

Were you born between 1980 and the early 2000s? That would make you a member of Generation Y, and there are an estimated 80 million of you – even more than the fabled Baby Boomer generation. While Boomers prefer suburbia, Generation Y – also known as Millennials - likes a more urban setting, and they’re willing to pay for the ability to walk to work, shopping and entertainment.

If you like to walk rather than drive, The New Town at St. Charles was made for you. In 2003, New Town was established as the first true New Urbanism develop-ment in Missouri and one of the premier Traditional neighborhoods in the country, designed in the style of Seaside, Fla. Seven years later, New Town has eclipsed Sea-side in growth and amenities. New Town is designed to accommodate a wide price range of homes and small businesses in a setting that combines old with new, creat-ing a town reminiscent of the past where children can ride their bikes to the corner market or ice cream shop and residents can walk to restaurants and bars

More than 1,000 families and individuals have purchased homes in New Town since it opened in 2003. “We’ve sold more homes in just seven years in New Town than any other project in our company’s 30-year history,” noted Greg Whittaker, president of Whittaker Homes and developer of The New Town at St. Charles. “People like the close-in location in the city of St. Charles, the products and the pricing, Whittaker said. “New Town has continued to sell even during this slow period. Last year over 200 moved into New Town. Nothing close to that is happening anywhere else.”

While New Town appeals to Gen Y’ers, who are entering their 30s, the community also is attracting 20-somethings, Whittaker pointed out.

“From the beginning I’ve said that our buyers at New Town have been younger AND older than I expected. They range from singles to empty nesters, and over half

have kids. New Town serves everybody’s needs, no matter what they’re looking for.

“We have so many different styles that we appeal to all ages.”

This spring Whittaker has rolled out two new homestyles at New Town: Three ver-sions of Cottage Villas with two bedrooms and two baths priced from $128,500 to $148,500, and two new two-story models with four bedrooms priced from just $149,500.

Many have been asking about larger lots at New Town, Whittaker said, “so we now have half-acre homesites that you can build on. Buyers can meet with our town architect, Tim Bussee, and design a custom home as one couple did recently.”

Residents can enjoy shopping at Marsa-la’s Market, the new Second Hand Rose home décor shop, and a new jewelry store which just opened. Plus there’s fun under the sun at Shire Lane Pool, sand volleyball, an ice-skating rink and a full yearly sched-ule of music festivals, all of which contrib-ute to the stimulating atmosphere. “There are so many things to do at New Town,” said Whittaker. “It’s just an unbelievable place.”

To visit New Town take Highway 364 to north on New Town Boulevard 1.5 miles to the entrance on the right. Call 636-949-2700 or visit www.newtownatstcharles.com.

Meanwhile, at Whittaker’s unique Glen-hurst townhome community in Wentzville, savvy homebuyers can move into a three-bedroom, 2½-bath home with two-car garage from just $106,500. The townhomes are only attached at the two-car garage, and buyers have their own front yard and large back yard, so there are no monthly maintenance fees. Buyers also enjoy an ideal location just minutes from Wentz-ville Parkway shopping. To visit Glenhurst take I-70 to Wentzville Parkway to west on the South Service Road to left on Point Prairie Road. Call 636-332-9988.

Generation Y finds a perfect fit at Whittaker’s New Town

at St. Charles