Grade Scale Peru Chile Colombia Brazil Mexico

A+/A1 *+6

Moody's

(estable)

S&P (estable)

A/A2 *+5 Fitch (estable)

A-/A3 *+4Moody's

(estable)

Moody's

(negativo)

BBB+/Baa1 *+3S&P(estable)

Fitch (estable)S&P (negativo)

BBB/Baa2 *+2

Moody's

(estable)

Fitch

(negativo)

Fitch (estable)

BBB-/Baa3 *+1 S&P (estable)

BB+/Ba1 *-1

BB/Ba2 *-2Moody's

(estable)

BB-/Ba3 -3 S&P (positivo)

Fitch (estable)

0.0

1.0

2.0

3.0

4.0

5.0

6.0

7.0

8.0

4Q

13

1Q

14

2Q

14

3Q

14

4Q

14

1Q

15

2Q

15

3Q

15

4Q

15

1Q

16

2Q

16

3Q

16

4Q

16

1Q

17

2Q

17

3Q

17

4Q

17

1Q

18

2Q

18

3Q

18

4Q

18

1Q

19

2Q

19

3Q

19

4Q

19

Non-primary GDP GDP

Project MetalInvestment 1/

(USD millions)State

Quellaveco Copper 3,888

Mina Justa Copper 703

Toromocho Expansion Copper 703

Corani Silver 585

Pampas de Pongo Iron 2,500

Pukaqaqa Copper 700

Coroccohyaco Integration Copper 590

Yanacocha Sulfuros Copper 2,100

Haquira Copper 2,824

Magistral Copper 480

Zafranal Copper 1,160

Los Chancas Copper, Molybdenum 2,800

Rio Blanco Copper 2,500

Michiquillay Copper 2,500

Tía María Copper 1,400

Galeno Copper 3,500

Conga Copper, Gold 4,800

Total 33,733

ProjectInvestment 1/

(USD millions)State

Major 12,500

El Niño Reconstruction 7,900

Southern Peruvian Pipeline 4,600

Airports 2,220

Jorge Chávez Expansion 1,500

Chinchero Airport 720

Irrigation 1,144

Majes Siguas II 429

Chavimochic III 715

Ports 1,672

Chancay Port 1,300

San Martín General Port 114

Salaverry Port - Phase I 258

Railways 3,733

Line 2 Lima's Metro 3,733

Roads 2,221

Sol Highway 221

Lima Periferical Ring 2,000

Total 23,490

-1.8-1.6 -1.3 -1.0

20

11

20

12

20

13

20

14

20

15

20

16

20

17

20

18

20

19

20

20

20

21

20

22

20

23

20

24

-15.0

-10.0

-5.0

0.0

5.0

10.0

15.0

20.0

25.0

20

11

20

12

20

13

20

14

20

15

20

16

20

17

20

18

20

19

20

20

46

30%

60%

15%

15%

7%

3.2%

FY 2018 FY 2019

Advance on wages Consumer loans Others

7.8%

Chart 1: Digital Clients (1)

(% of total clients)

2016 2017 2018 2019

21%24%

31%

41%

+20pp

(1) Consumer Banking Customers who conducts 50% of their monetary transactions online; or conducts 50% of their non-monetary transactions online; or buys products online in the last 12 months

(2) Total sales were 8.0 and 9.0 millions in 2018 and 2019, respectively. Digital sales include mobile and internet banking.

2.1 Millions

3.3 Millions

+57%

Chart 3: Digital Sales Evolution (2)

(thousand of units, % of total units)

1,180

4.4%

490

% of digital sales by product

FY

2019

Advance on

wages

Savings

account

opening

Consumer

Loans

0% 6%

25% 46%

FY

2018

44% 49%

Chart 4: Yape total users(millions of users)

0.17 0.21 0.270.38

0.70

1.09

1.481.95

1Q18 2Q18 3Q18 4Q18 1Q19 2Q19 3Q19 4Q19

2021 Goal

10 million

users

+513%

1.3%

0.3%

6%

13%

2.0%

14% 17%

36%

FY 2017 FY 2018 FY 2019

Chart 2: EAP pre approved credits(% of clients that qualify for a credit)

▲ 2.4x

FY 19 / FY 18

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