Post-

Secondary:

What Should I

Expect?

Part One

November 26th, 2015

Period One

A Few Reminders…Before we start our lesson let’s make sure to:

Be in proper uniform

Put our cell phones away

Put other course work away

Write down any

questions/concerns/thoughts you may have

as we go along

Purpose of Today’s Lesson

• Get you thinking about the your future and the steps you will need to get where you want to be.

• Explain expectations and level of responsibility.

• Inspire you to make the most of your experience, opportunities and investment.

• Answer questions you may have.

** Today’s lesson is informal, which means I encourage you all to share any insights/experiences/thoughts you have on what is being discussed!**

The Age Old Question:

What Do I Want To Do With My

Life?

There is more than ONE path to follow after high school, and YOUR

path will be guided and affected by the following:

Your passion

Your confidence

Your perceptiveness/savvy

Before you figure out what it is that you want to do, it is

IMPORTANT to figure out what you want.

Happiness/success ≠ Money

Passion

"Passion is energy. Feel the power that comes from focusing on

what excites you."

Oprah Winfrey

What are you passionate about?

People/animals/food/technology/art/music/sport/travelling/culture/

writing/reading/social media/film/helping

others/learning/religion/design/science/language/love/social

justice/trends/innovations/math/the environment/etc.

Confidence

“You gain strength, courage, and confidence by

every experience in which you really stop to look

fear in the face. You are able to say to yourself, 'I

lived through this horror. I can take the next thing

that comes along.”

– Eleanor Roosevelt

The Most Terrifying and True

Lesson I Learned in High School

“Once you leave this classroom, you are no longer considered equals.”

-Mr. Loudfoot

What causes this inequality?

Money/race/age/gender/sexual orientation/socioeconomic class/legal

status/religion/body/ability/education/etc.

Perceptiveness/savvy

“My experiences at Princeton have made me far more aware of my

'blackness' than ever before. I have found that at Princeton, no matter

how liberal and open-minded some of my white professors and

classmates try to be toward me, I sometimes feel like a visitor on

campus; as if I really don't belong.”

– Michelle Obama

Once you come to the realization that, unlike school where your

teachers assist you, or home where your family loves you, or church/at

friends where they support you, very few people will actively try and

help you succeed. That is reality. YOU are your biggest ally.

Being Your Best Ally

THIS IS THE MOST CRUCIAL.

Most people follow the direction everyone else is headed, and don’t take

the time to see what is going on. Some follow the path of least resistance

(i.e. perhaps going to university) instead of truly examining society and

how they can manoeuvre through it to reach their goals.

For example:

Stacy wants to be an artist. In fact she already has some of her own art

pieces already. Stacy is in her last year of high school and dreams of

opening up her own studio one day, what do you think she should do?

How Do I Decide My Goals?

This is where you start making your own decisions, where no one can

hold your hand and talk you through it: YOU DECIDE.

A few things to think about:

o What is my current standard of living? Am I comfortable with it? Or

am I okay with less? Or am I striving for more?

o What are my strengths and weaknesses? What are my limitations?

o Who do I know that I can go to for advice? Are they in the field I am

thinking about?

o Should I volunteer?

Self-Reflection Assignment

On your own:

1. Brainstorm 3 words that you would use to describe yourself.

2. List 2 activities you enjoy doing.

3. List 2 activities you hate doing.

4. What did you want to be as a child? Do you still feel the same way? Why or why not?

In groups of two or three:

1. Discuss your answers.

2. Ask your partner/partners to describe you in 3 words (please take this seriously.)

3. Prepare a question for the class to discuss as a group.

In Class Reading:

Handout

The Value of Education in

Modern Society

This article emphasized the value of education from a

monetary standpoint, what value does education bring besides

it’s ability to open up more career opportunities for you?

What do you think about this evaluation? How did it make you

feel?

Things to consider:

What kind of person are you? Do you thrive on academic

endeavours or cringe at the thought of writing an essay? Are

you hands on? Do you want to pursue a field that necessitates

university education? (i.e. Aerospace engineering, etc.)

Cost

Time

Experience

Connections

Value of your degree in a given field. (i.e. certain fields may

look more favourably on a university degree, or they may look

more favourably on experience.

College vs. University

What kind of information can I find on CUDO?

CUDO offers key data, in a common format, about Ontario’s universities:

CUDO-Website

Number of degrees awarded, student enrolment and entering averages – all by

program;

Number of students living on campus and activities offered;

Student satisfaction;

First-year tuition and ancillary fees by program;

Number of teaching faculty;

Undergraduate class size, by year level;

Research awards granted; and

Graduation rates and employment rates by program.

CUDO has been designed to provide data that has been gathered on a consistent basis.

Courtesy of: http://cou.on.ca/numbers/cudo/

Important Resource: CUDO-Common University Data Ontario

Average cost of tuition for one academic year in an Ontario college program:

Diploma Programs - $2,400

Graduate Certificate Programs - $3,600

Bachelor’s Degree Programs - $6,100

Collaborative Programs - $5,000

You can also expect an average of $800 in ancillary fees (student activity fees, athletic

fees, health insurance, etc.) and $1300 for books and supplies. Please note that these

figures do not include living costs, such as rent, utilities and transportation.

Tuition for specialized programs may be higher. For example, programs that involve

training on specialized equipment (such as heavy equipment operator or aviation) require

college investment in this equipment, as well as in facilities and ongoing maintenance.

These costs are often factored into tuition costs. Other programs, such as photography or

fine arts programs, may require you to buy extra equipment or supplies on top of the cost

of tuition fees, which can increase your expenses.

Source: http://www.ontariocolleges.ca/colleges/paying-for-college

Let’s Talk $$$: College

Let’s Talk $$$: University

Program Tuition Fees Ancillary Fees Total Fees

Arts & Science, Social Science

$6,032 $807 $6,839

Architecture $8,731 $807 $9,538

Business & Commerce

$7,681 $975 $8,656

Computer Science $7,827 $807 $8,634

Engineering / Applied Science

$9,314 $872 $10,186

Household and Food Science

$6,144 $807 $6,951

Journalism $6,144 $807 $6,951

Nursing $6,144 $807 $6,951

Social Work $6,144 $807 $6,951

Courtesy of Ryerson.ca, see CUDO for your school for more information.

Let’s Talk $$$:

Moving Out

Courtesy of:

http://www.reside

nceatwestern.ca/r

ates.cfm#rates

Let’s Break It Down

Arnold works at Tim Horton’s for minimum wage ($11.25) for 5

days a week, 8 hours a day (from 9AM-6:30PM, he get’s a 30 min

break). He is saving up for university, and has a whole summer

(let’s say a university summer which is from May 1-September 1

(approximately). This is how much he can save for school:

8 (hours) x 5 (days) = 45 (hours a week)

45 (hours a week) x 16 (weeks in the summer) = 720 (hours in the summer)

720 (hours in the summer) x 11.25 (rate of pay) = $8100

Not too bad? But what about taxes?

Based on Arnold’s monthly salary he takes home…

So…

1695.87 (monthly net pay) x 4 (months) = $6783.48 (Arnold’s total earnings)

Arnold’s earnings will not cover tuition entirely, so he must apply for OSAP…

Courtesy of: https://www.simplepay.ca/canada_payroll/web_tod/canada_payroll_tax_calculator.php?employee_id=462168&setup_date=2015-

10-01

OSAP: Navigating Loans and Understanding Debt

What is OSAP?

The Ontario Student

Assistance

Program ( OSAP ) is a mix

of grants and loans for

students. Through

one OSAP application, you

have access to this mix of

different financial aid

programs, depending on your

circumstances. You can

get OSAP to attend any

schools that are approved

for OSAP.

Courtesy of Google and Youtube.

Any Questions?

Next Week-

Tips & Tricks

for Success in

Post-Secondary

Life

Please bring as many questions as

you have, so we can discuss in

class!