QLD 14,925$

950$

600$

200$

100$

-$

400,000$

85%

6.15%

3,960$

650$

200$

2,500$

-$

Cash Flow Analysis

24 Oliver Mews Dr Moranbah QLD 4744

Purchase

A. Purchase Price 470,000$

Buyer's Agent Fees

B. Settlement Costs:

Govt. Stamp Duty

Legal Fees (Solicitor/Conveyance fee)

Building Inspection

Pest Inspection

Title search

Loan Application fees

Other Loan costs (bank valuation, registration of mortgage, etc)

Renovations

D. Renovations:

Internal Renovations (if any)

External Renovations (if any)

Loan

Loan Amount

LVR %

Interest rate %

C. Loan Costs:

Lender's Mortgage Insurance (LMI)

Dr Cr

Total Purchase Price 494,085$

85% 400,000$

15% 70,000$

16,775$

4,810$

2,500$

770

3,337$

40,040$

48

6.60%

36,960$

- Interest Payable 24,600$

- Council rates 1,400$

- Water rates 800$

- Strata Levies (Body corporate) -$

- Landlord Insurance 1,000$

- Building & Contents Insurance -$

- Property management fees 2,439$

- Repairs & Maintenance (roughly per year) 500$

- Yearly Pest treatment -$

Funding

Paid by:

Loan Amount

Your Deposit

Settlement Costs

Loan Costs

Renovations

Property management fees %

Inflow Outflow

+ Rent Receivable

494,085$ 494,085$

Your Initial Cash Outlay 94,085

Rental

Rent per Week

~ Rent Per month

~ Rent per Annum

Occupancy Factor

- Accountant's Fees 100$

- Legal Fees -$

- Stationary, Phone & postage 50$

- Travel expenses 100$

- Annual tenancy renewal fees -$

Sum Total 36,960$ 30,989$

Profit/Loss (Before Tax) 5,971

weekly 115 132

monthly 498 572

894

Profit/Loss (After Tax) 6,865

Cash Flows Befor Tax After Tax

Final Transaction

Summary

Profit/Loss (Before Tax) 5,971

Depreciation (Non-CF Loss) -6,925

Other Deductibles (Reno & Loan costs) -1,462

P&L (for Tax) -2,416

Tax Credits

Estimated Return (per annum) 32,900

per annum 5,971 6,865

Growth

* Estimated suburb growth rate (per annum) 7.00%