www.boltonholding.com

TAKING TRADITIONAL LEGACY BUSINESSES INTO THE 21CENTURY USING EMERGING TECHNOLOGY

PLAN FOR TOMORROW LIVE FOR TODAY

BOLTON HOLDING LTD

Company Profile

Emerging Technology, such as Blockchain and Artificial Intelligence has enormous potential to reduce intermediaries, decrease friction and improve the efficiency of traditional legacy businesses.

This is exactly why we are excited to leverage it in our operations in order to bring more value to our Investors, Shareholders, and Communities where we operate.

In 2014, I consolidated various related companies into what is today known as Bolton Holding Group with the mandate of improving our service offerings to our existing customers and increasing returns to our Investors and Shareholders by researching new marketplaces and implementing new technologies.

Since 2016 we have been exploring the world of Financial Technology as a viable alternative to the legacy financial services.

I am proud of my team of 35 full-time professionals working with me from over 15 countries, whose skills, knowledge and experience is exceptionally compli-mentary and span over multiple disciplines, including commodities mining and trading, financial services, Blockchain & AI, finance, as well as legal & regulatory.

CEO’s Welcome Message

Technology is already disrupt-ing every business model, and any company that is not put-ting technology as a corner stone of its operations, will be left behind.

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BOLTON HOLDING LTD

Dr. Roberto Diomedi President and CEO, Bolton Holding Group

Building a relationship of trust and confidence for today and tomorrow.

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We even have a retired football coach on our team, after all even the best performing team needs encouragement and hard talk every now and again.

It is after thorough deliberation and risk analysis that we decided to leverage Blockchain technology as a means of taking the traditional legacy business into the 21st cen-tury by issuing a blockchain native digital payment token – Bolton Coin (BFCL).

The Bolton Coin has strong use cases within our business ecosystem and supports our investment strategies. Bol-ton Coin ensures the provision of smooth transactional payment in relation to the precious stones and com-modities trading, it is used for settlement and clearance for our financial services offerings, ensures immediate distribution of dividends to Investors and Stakeholders, and provides transparency in our charitable and not-for-profit work that we undertake.

Our investment strategy is based on fundamentals - not speculation, in the same way, we build strong and last-ing relationships with our Customers and Investors. Our Stakeholders become our partners and therefore an inte-gral and essential part of our business.

Our business strategy is built on the idea of respect for the environment in which we operate and respect-ing the communities where we build our business.

We are democratising access to investment opportuni-ties while building a relationship of trust and confidence with our Stakeholders for today and tomorrow.

Bolton Holding Group has always had a very active Social Corporate Responsibility pro-gramme, we sponsored schools and sports activities, and otherwise supported communi-ties where we operate. In 2018 we formalized our CSR Program by establishing a Foundation that can hold assets in its name, and can be the conduit for our Stakeholders to actively participate in our CSR Program.

We are building a better future for the Com-munities where we operate – this is good for business and good for the future.

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BOLTON HOLDING LTD

VisionWe, the Bolton Holding Group, aspire to be the em-ployer of choice for our staff; partner of choice for our Customers, Shareholders and Investors; we set the standard of excellence in customer satisfaction, employee engagement, social responsibility and Shareholder value while positively impacting every community where we operate.

Trust and confidence is the most important commod-ity, and we are focused on building and sustaining our relationships for today and tomorrow.

Bolton Holding Group is a diversified Alternative Invest-ment Group with interests in gold, diamonds & rare-earth commodities mining and trading, financial services and emerging technologies such as robotics, blockchain and artificial intelligence.

Our operations are supported by over 400 years of col-lective Management experience and spread over 15 countries and 6 continents. We are leveraging Emerg-ing Technology to bring our traditional legacy businesses into the 21 Century.

Company Profile

MissionOur mission is to be the model of how traditional legacy businesses move into the 21st Century lever-aging Emerging Technology while still having people and communities to come first.

Who we are

Value We create value for all our Stakeholders We build relationships of trust and confidence We challenge current status and push for more We know that people come first We leave a positive footprint in every community where we operate We leverage technology where possible

BOLTON HOLDING LTD

Head-Quartered in the iconic Burj Khalifa in Dubai, the United Arab Emirates, with an operational of-fice in Business Bay (Dubai) and operational offices in 14 other jurisdictions.

Proven track record in financial services, and gold, diamonds & rare-earth commodities mining and trading, with the associated licenses in place. We hold several financial services related licenses from various jurisdictions.

SUMMARY

In August 2018, we issued a blockchain native digital payment token – Bolton Coin (BFCL), that is a payment utility token used within our Group’s businesses.

Late 2018, we received a pre-approval for a Bank-ing license from the UAE authorities. Beginning 2019, we acquired a diamond conces-sion in Angola – Tchegi, several more concessions are under negotiations with various governments. In 2019, we launched Bolton Foundation, a Not-For-Profit Blockchain enabled Foundation, which aims to educate children all over the world, focus-es on the economic empowerment of women and supports projects which reverse environmental damage.

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Focusing on acquiring sustainable gold & diamond mining concessions

COMMODITY INVESTMENTS

Our Core Business

Gold and Diamond trading has always been the strategic business for Bolton, we hold the required export licenses from key West African countries and have strong business relation-ships with key customers across Europe and the Middle East. Now we are in the process of commencing our own mining operations, which will boost the Company profits and take us to the next level.

Mr. Wael Marzouk Head of Commodity Trading, Bolton Holding Group

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”BOLTON HOLDING LTD

Bolton Holding Group believes that the future is bright for mining in Africa. Over 30% of the world’s global mineral reserves are found in Af-rica. However, less than 5% of the total global mineral exploration and extraction budget is in-vested in the continent. The opportunities in the mining and resources sector are immense. There are many obstacles, of course, starting from lack of basic infrastruc-ture through to complex regulatory regimes.

Some forward-looking governments, as part of the quest to diversify and capitalize upon their mineral-rich countries, are realizing the need for modern, open and transparent dealings with the international mining community.

We pride ourselves on having built stable work-ing relationships with local artisanal mining communities and Governments in West Africa, which gives us access to trading raw diamonds and gold.

We have already acquired a diamond consession in Angola and currently negotiating concession agreements in West & North Africa and South America.

Holders of Bolton Coin get priority access to our gold and diamond trading platform.

FOCUSING ON ACQUIRING SUSTAINABLE GOLD & DIAMOND MINING CONCESSIONS

DIGITAL BANKING

Our Core Business

Building the Digital Banking Platform of the Future

Innovative FinTech capabilities will radically change banking services. New types of Banking models will emerge, they will be customer-cen-tric, leveraging the technology to raise the bar in customer service. User experience must be the cornerstone of every provider of financial services

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BOLTON HOLDING LTD

The Digital Revolution in banking and financial ser-vices has only just begun.

More and more consumers around the globe are ex-pecting top notch digital user experience and they are willing to move their holdings to a financial ser-vices provider that offers a compelling digital-only proposition.

Building a Digital Banking Platform gives Bolton Holding Group the opportunity to take customer service to the next level at the same time offering the possibility for much higher automation and re-duction in related cost.

Essentially, we believe digitization takes banks from being product providers to offering a continuous service, helping customers to better understand their financial and commercial affairs and make smarter decisions.

We take our Digital Bank further, we look at the blockchain and the rise of the Digital Assets, and line with the demand from the clients we are incor-porating the Digital Assets offering in a legal and regulatory compliant manner. Leveraging latest cy-bersecurity technology we will ensure that private, as well as institutional investors, are able to fully participate in the Digital Economy.

Digital Banking Platform

Digital Currency & Digital Securi-ties Trading Platform

Compliant and Secure Alterna-tive Investments Tokenisation Platform: Security Tokens & Asset Backed Tokens

Secure Digital Assets Custody Services

Investment Solutions: Corporate Bond & Shariah Compliant Sukuk

Euro-backed Stable Coin

BOLTON Coin (BFCL) Wealth Management Services

Crypto Assets Mining

Bolton Holding Group have received the required regulatory pre-approvals from the UAE authorities for a Banking License.

BUILDING THE DIGITAL BANKING PLATFORM OF THE FUTURE

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BOLTON HOLDING LTD

Crypto Assets, such as cryptocurrencies, and most recently Security Tokens and Asset-Backed Tokens, have surged in popularity and investor interest. While cryptocurrencies bear a promise perhaps as profound as the Internet itself, they suffer from substantial price volatility, thereby hindering their use as a medium of exchange and unit of account – two of the three func-tions of money.

One proposed solution is the creation of a stable val-ue coin (often called a “stablecoin”), whereby an issuer distributes a cryptographic token to customers in ex-change for a specified fiat currency, like the Euro, at a fixed 1:1 exchange rate.

A second solution is to issue Security Tokens. Security tokens are cryptographic tokens that confer some sort of rights to the token holders, such as payment of divi-dends, share profits, a portion of ownership in income generating assets, voting rights etc. Basically, a tradi-tional ‘security’ instrument that has been tokenized, such as shares of a company, corporate bonds, rights to ownership as represented by an option, etc.

Bolton Payment Token

Another solution is to issue Asset-Backed Tokens, with commodities such as gold, diamonds, and oil being to-kenised. Other illiquid assets are being tokenized as well, such as property, art, real earth commodities, etc

Bolton Holding Group has decided to issue its own Pay-ment Token - Bolton Coin - and structure its Corporate In-vestment Program Solutions by combining the benefits of all of the above-mentioned structures in order to bring the best possible combination to the market.

Our Investment Solutions Programme is structured as a traditional Corporate Bond and Shariah compliant Sukuk offering that is very well understood by the finan-cial industry and by investors at large. For participants in the Investment Programme, Bolton Holding Group guarantees repurchase of the Bolton Coin at 0.9 Euros per token, thus ensuring that the downside is protected while upside (increase in the Bolton Coin price) is for the investor to capitalize on.

This Guarantee is backed by the 1,6 billion GBP of As-sets of Bolton Holding Group, consisting of rear earth commodities, precious stones and metals, as well as Government Bonds.

Bolton Coin is a cryptographic token that is built on the Ethereum network according to the ERC20 standard for tokens.

www.bfclcoin.com

Blockchain is the future and it is already disrupting many industries. Banking and Financial Services industry is full of friction, inefficiencies, intermediaries and not secure due to its centralised design. Its is ripe for disruption!

And Blockchain is already creating seamless, frictionless and secure operations minimising intermediaries. We, at Bolton Holding Group are taking it further. Join the future!

“ Eventually everything will be tokenised on a blockchain. Just like paper shares gradu-ally became entries in a company registrar’s database, just like cash and coins in our wallets became entries in a bank’s ledger. Now, moving assets onto a decentralised ledger is simply the next step in our digital evolution. There is no going back!

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BOLTON HOLDING LTD

Features and Benefits of the Bolton Payment Token

Bolton Coin holders have priority access to our Diamonds & Precious Commodities trading desk.

Bolton Coin is a payment token with the following utility:

Bolton Coin is the native unit of account within our Financial Banking Services Platform that is being built.

Bolton Coin holders are able to invest our Corporate Bonds & Shariah compliant Sukuks issued as part of our Investments Solutions Programme, which is offered through a private placement.

INVESTMENTS SOLUTIONS: CORPORATE BOND & SHARIAH COMPLIANT SUKUK

Private Placement

Our Investment Programme is secured by 1.6 billion GPB worth of assets

BOLTON HOLDING LTD

The Issuer intends to use the net pro-ceeds for the acquisition and expan-sion of of the Gold & Diamond Mining Projects, as well as development and expansion of the Digital Banking Plat-form.

24 Month Term

24 Months Term, monthly coupon of 1.83%, payable every quarter.

+1.83% MONTHLY

Use of Proceeds

Bolton Holding Limited has established an Investment Solutions Programme (“Programme”) through private placement for issuing of Corporate Bonds and Shariah Compliant Sukuk (“Notes”) for an expected minimum amount of EUR 200,000,000.

Each Note is in the denomination of EUR 1,000 each, with a minimum subscription amount of EUR 50,000, all subject to full terms and conditions and Private Placement Memorandum.

The Notes have the benefit of an unconditional and irrevocable guarantee (the “Guarantee”) of Bolton First Credit Limited (the “Guarantor”), and secured by the assets of the Guarantor assessed at 1,663,000,000 GBP.

The Notes will receive a coupon, in a form of profit sharing from the Bolton Holding Group op-erations at the rates set out below.

Restrictions apply to offers, sales and transfers of the Notes in various jurisdictions. See Our Private Placement Memorandum.

Participating in our Investment Solutions Pro-gramme is an excellent way to maximize your yield while having a high degree of security and collateral.

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BOLTON HOLDING LTD

Company Wordlwide

Our Global Reach

BOLTON FIRST CREDIT LIMITED LONDON - UNITED KINGDOM

BOLTON BROKERAGE FIRM BURJ KHALIFA - DUBAI

BOLTON HOLDING LTD BUSINESS BAY - DUBAI

BOLTON FIRST CREDIT LIMITED MONGKOK - HONG KONG

BOLTON BRASIL BRASILIA - BRASIL

BOLTON SOUTH AMERICA CIUDAD DEL ESTE - REPÚBLICA DEL PARAGUAY

BOLTON PLATFORM BELGRADE - ZEMUN

LEONES ALLIANCE GOLD HOUSE OUAGADOUGOU - BURKINA FASO

LEONES ALLIANCE GOLD HOUSE LUANDA - ANGOLA

BOLTON FIRST CREDIT LIMITED ZAGREB - CROATIA

BOLTON AG ZUG - SWITZERLAND

BOLTON FIRST CREDIT KB STOCKHOLM - SWEDEN

DIGIBANK OU TALLIN - ESTONIA

BOLTON FIRST CREDIT LIMITED BRATISLAVA - SLOVAKIA

BFCL LLC GRAN CAYMAN -CAYMAN ISLAND

BOLTON HOLDING LTD

BOLTON HOLDING LIMITED SUITE 14301 Burj Khalifa DUBAI WWW.BOLTONHOLDING.COM INFO@BOLTONHOLDING.COM

“General Disclaimer

This document is not an offer to sell or a solicitation of offers to purchase any securities. This document is not a prospectus under any applicable laws. Copies of this document may not be sent to jurisdictions, or distributed in or sent from jurisdictions, in which this is barred or prohibited by law. The information contained herein shall not constitute an offer to sell or the solicitation of an of-fer to buy, in any jurisdiction in which such offer or solicitation would be unlawful prior to registration, exemption from registration or qualification under the securities laws of any jurisdiction. This document and the information contained herein are not for publication, distribution or release in or into (directly or indirectly) the United States or any other jurisdiction in which the publication, distribution or release would be unlawful. This document does not constitute an offer of securities for sale in or into the United States, Canada, Australia or Japan. The securities of Bolton Holding Group to which these materials relate have not been and will not be registered under the United States Securities Act of 1933, as amended (the “Securities Act”), and may not be offered or sold in the United States absent registration or an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act. There will not be any public offering of securities in the United States. This communication has not been approved by an authorized person in the United Kingdom. This communication is not being distributed to, and must not be passed on to, the general public in the United Kingdom. This communication is only being distributed to and is only directed at persons within the United Kingdom who: (i) are persons having professional experience in matters relating to investments who fall within the definition of “investment professionals” in Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended from time to time) (the “Order”); (ii) high net worth bodies corporate, unincorporated associations, partnerships, trustees of high value trusts and other persons as described in Article 49(2)(a)-(d) of the Order; or (iii) persons to whom it would otherwise be lawful to distribute it to are outside the United Kingdom (all such persons together being referred to as “Relevant Persons”). Any person who is not a Relevant Person should not act or rely on the following web pages or any of their contents. Any investment or investment activity, or controlled investment or controlled activity to which this communication relates is available only to Relevant Persons and will be engaged in only with Relevant Persons. Bolton Holding Group securities are only available to, and any invitation, offer or agreement to subscribe, purchase or otherwise acquire such securities will be engaged in only with, relevant persons and certain other persons to whom it may law-fully be communicated. Any offer of securities to the public that may be deemed to be made pursuant to this communication in any member state of the European Economic Area (each an “EEA Member State”) that has implemented Directive 2003/71/EC (as amended, including by Directive 2010/73/EU, and together with any applicable implementing measures in any EEA Member State, the “Prospectus Directive”) is only addressed to qualified investors in that EEA Member State within the meaning of the Prospectus Directive. This publication may contain specific forward-looking statements, e.g., statements including terms like “believe”, “assume”, “expect”, “forecast”, “project”, “may”, “could”, “might”, “will” or similar expressions. Such forward-looking statements are subject to known and unknown risks, uncertainties and other factors which may result in a substantial divergence between the actual results, financial situation, development or performance of Bolton Holding Group and those explicitly or implicitly presumed in these statements. Against the background of these uncertainties, readers should not rely on forward-looking statements. Bolton Hold-ing Group assumes no responsibility to up-date forward-looking statements or to adapt them to future events or developments.

All rights reserved. This document is the property of Bolton Holding Limited. No part can be reproduced or transmitted in any form or by any means without the prior written consent of Bolton Holding Limited. This is not a financial advice.”