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Pick the Perfect Engagement Ring for Popping the Question

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How to buy a diamond engagement ring might be the second most important question you'll ever ask. The one that goes "will you marry me?" will definitely be the first.

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» So while you're going to have to fly solo on the proposal, there are some ways we can hold your hand to make the process of buying that ring smooth sailing.

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Proposing might be the most important question you ever pop, but before you even get to that pivotal moment, you have to choose the perfect engagement ring.

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Selecting an engagement ring is no small task because after all, your future bride will be wearing it for a very long time to come. Even though the proposal is the mother of all questions, there are many other smaller questions that need to be answered to find the perfect ring.

What's her sense of style? What kind of center stone should you buy? What's your budget? We've come up with some guidelines to make sure you buy an engagement ring she'll cherish without breaking your bank or stumbling over the other pitfalls out there waiting to entrap the uninformed.

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Know Before You Go1.1.

• Before you venture out there shopping for engagement rings, do a little research on diamonds, and popular settings. If you're considering something a little more exotic, like a fancy color diamond, read about natural pink, blue, green, yellow and other color diamonds to know how to tell a natural stone from a treated one. • Get in the know about diamond certifications, and which ones most accurately grade a diamond's characteristics, such as GIA. You may also want to get a sense of what settings are out there.

• If your fiancée the more traditional type, she might prefer a classic Tiffany setting. If she's a little more daring, perhaps a more elaborate micro-pave setting with a pink diamond center stone and small white diamond elaborately surrounding it?

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Size Does Matter2.2.

• Next, consider the maxim "size does matter", and then toss it from your thinking. While some people prefer large blingy center stones, most of us are a little more reserved than that (and prefer to make those six-figure purchases on things like houses.)

• Instead of a large, prominent center stone, consider a band with a row of smaller diamonds, to create a ring with a streamlined channel of brilliance.

• Or think about a carat's worth of micro-pave diamonds surrounding a non-traditional center stone, like a ruby or sapphire. You only have three limitations here: your budget, your fiancée's taste and your own imagination.

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Shapes and Color3.3.

• There are more options available to you now than ever before. It used to be that a traditional diamond engagement ring was a four- pronged affair, the classic Tiffany setting with a nice white diamond (usually round) plopped in the center.

• Well, the days of your grandmother's engagement ring are gone. Today, rings come in all shapes and sizes, and so do diamonds. Your fiancée doesn't fancy a round? Well then, dazzle her with a princess cut or radiant.

• Or perhaps she doesn't care as much for colorless diamonds? Then make her center stone as colorful as she is by getting her a pink, blue or yellow diamond.

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Dollars and Sense4.4.

• Unless your last name is Rockefeller, you're going to have to set some budgetary guidelines around your purchase. Let's be honest, diamonds are expensive, but don't forget that you're making an investment in a symbol of your enduring love that your partner will wear for a lifetime.

• But that doesn't mean you need to go into hock to make her happy (she probably won't be if it means eating franks and beans for the next few years). So make a prudent decision about what you can reasonably afford to spend, and then fit your search for an engagement ring into those parameters.

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The Details Matter5.5.

• Before you even venture online or to a jewelry store to shop for an engagement ring, get familiar with your fiancée's personal preferences.

• Collect basic information, like her ring size (though size can always be adjusted later), and dig a little deeper to learn what kinds of ring styles she likes (for example, vintage versus contemporary) and whether she might prefer a fancy color diamond over a white one (if she really likes pink or blue diamonds, you may wind up getting a smaller size diamond, because color stones tend to be worth more than conventional white ones.)

• Her preference for a certain shape of diamond (round versus, say, a square cut) will also influence the kind of setting you might choose. Understanding these details will help lead you to an engagement ring that she will adore not only because it comes from you, but because it fits her unique sense of style.

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The 4Cs6.6.

• Finally, you've done all the research, learned the 4Cs, surreptitiously obtained her ring size (secretly wrapping a twist tie around her finger), and scoured the city for the right diamond (you listened to our advice and went for that gorgeous 1 carat pink diamond).

• What's next? You're ready to pop the question. But before you do, there are lots of preliminary questions racing through your head (in a race with the butterflies racing around your stomach.)

• Where should you do it (Paris? At dinner? At her gym?) When's the right time (Christmas Eve? Her birthday? Columbus Day?) Here's the magic answer to all of these questions: they're all right, because no matter where, when or how you do it, it will be the most magical and special moment of your lives.

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