personal risk capacity & risk appetite (edition 1)

2
PERSONAL RISK CAPACITY AND RISK APPETITE CONCEPT RISK CAPACITY or RISK-TAKING CAPACITY RISK APPETITE WILL, DETERMINATION PHYSICAL FACTOR EMOTIONAL FACTOR NEGATIVE IMPACTS ON OTHERS RELATIONSHIPS WITH OTHERS AGE HEALTH TIME KNOWLEDGE EXPERIENCE CAPITAL FRIENDS ETC. IMAGE, REPUTATION, ETC. PAWASAK K. VERSION #02 : 19-JUL-2012 NOTE : FROM PERSONAL AND WORKING EXPERIENCES TAKE RISK TREAT RISK TRANSFER RISK TERMINATE RISK

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Personal Risk Capacity & Risk Appetite Concept -- Edition 1

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Page 1: Personal Risk Capacity & Risk Appetite (Edition 1)

PERSONAL RISK CAPACITY AND RISK APPETITE CONCEPT

RISK CAPACITY or RISK-TAKING CAPACITY

RISK APPETITE

WILL, DETERMINATION

PHYSICAL FACTOR EMOTIONAL FACTOR

NEGATIVE IMPACTS ON OTHERS

RELATIONSHIPS WITH OTHERS

AGE HEALTH

TIME

KNOWLEDGE EXPERIENCE

CAPITAL

FRIENDS ETC. IMAGE, REPUTATION, ETC.

PAWASAK K. VERSION #02 : 19-JUL-2012 NOTE : FROM PERSONAL AND WORKING EXPERIENCES

TAKE RISK TREAT RISK TRANSFER RISK TERMINATE RISK

Page 2: Personal Risk Capacity & Risk Appetite (Edition 1)

PERSONAL RISK CAPACITY AND RISK APPETITE CONCEPT

PAWASAK K. VERSION #02 : 19-JUL-2012 NOTE : FROM PERSONAL AND WORKING EXPERIENCES

RISK CAPACITY or RISK-TAKING CAPACITY

RISK APPETITE

WILL, DETERMINATION

PHYSICAL FACTOR EMOTIONAL FACTOR

NEGATIVE IMPACTS ON OTHERS

RELATIONSHIPS WITH OTHERS

AGE HEALTH

TIME

KNOWLEDGE EXPERIENCE

CAPITAL

FRIENDS ETC. IMAGE, REPUTATION, ETC.

TAKE RISK TREAT RISK TRANSFER RISK TERMINATE RISK

DECISION-MAKING COST

Each person has

different cost when

making a decision,

resulting in different

risk-taking capacity

and risk appetite.

Often, this cost is

outweighed by a

person’s will or

determination.