peninsula news review, january 23, 2015

24
BMW & DOMESTIC Vehicles Locally Owned Community Auto Repair Shop Volvo & IMPORT Specialists 7865 East Saanich Rd. located across from Thrifty’s 250.544.8899 Servicing all other makes & models as well! Angela Cowan News staff In early October of last year, several months before his 80th birthday, North Saa- nich resident John McLeod received a letter from the Superintendent of Motor Vehicles informing him that as he moved into his ninth decade, he was required to complete a medical examination report to determine whether he was fit to drive. McLeod turned around and immediately wrote a letter to both Gary Holman, Saanich North and the Islands MLA, and John Hor- gan, leader of the B.C. NDP. The reason for his vexation: he believes the mandatory form is an invasion of pri- vacy, a violation of the Charter of Rights and Freedoms and age discrimination. “My contention is it’s an invasion of pri- vacy and a discrimination of an identifiable group,” said McLeod. “And it’s in violation of the Charter of Rights and Freedoms, that you’re innocent until proven guilty.” “They’re assuming you’re guilty of being incapable to drive, but that’s assuming that everybody at a certain age has a medical condition.” McLeod asserts that seniors are the most law-abiding demographic, and that there are far worse dangers on the road than elderly drivers. Steven Heywood/News staff John McLeod of Sidney holds his recently-renewed drivers’ license. He’s angry over B.C.’s mandatory driver’s medical form requiring people at 80 years of age to complete a medical examination to determine if they are fit to drive. Fit to be tied over exam; but still fit to drive Mandatory medical an invasion of privacy and age discrimination, says North Saanich resident PLEASE SEE: Little choice but to take exam, page 5 Watch for breaking news at www.peninsulanewsreview.com COMMUNITY NEWS MEDIA Black Press Friday, January 23, 2015 Artistic director speaks Brian Richmond of Blue Bridge Repertory Theatre comes to Sidney this month, page 15 Airport continues rise in 2015 The Victoria Airport Authority outlines it capital plans and successes, page 3 PENINSULA REVIEW NEWS ® ®

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January 23, 2015 edition of the Peninsula News Review

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Page 1: Peninsula News Review, January 23, 2015

BMW & DoMestic VehiclesLocally Owned Community Auto Repair Shop

Volvo &IMPORTSpecialists

7865 East Saanich Rd.located across from Thrifty’s

250.544.8899

Servicing all other makes & models as well!

Angela Cowan News staff

In early October of last year, several months before his 80th birthday, North Saa-nich resident John McLeod received a letter from the Superintendent of Motor Vehicles informing him that as he moved into his ninth decade, he was required to complete

a medical examination report to determine whether he was fit to drive.

McLeod turned around and immediately wrote a letter to both Gary Holman, Saanich North and the Islands MLA, and John Hor-gan, leader of the B.C. NDP.

The reason for his vexation: he believes the mandatory form is an invasion of pri-vacy, a violation of the Charter of Rights and

Freedoms and age discrimination. “My contention is it’s an invasion of pri-

vacy and a discrimination of an identifiable group,” said McLeod.

“And it’s in violation of the Charter of Rights and Freedoms, that you’re innocent until proven guilty.”

“They’re assuming you’re guilty of being incapable to drive, but that’s assuming that

everybody at a certain age has a medical condition.”

McLeod asserts that seniors are the most law-abiding demographic, and that there are far worse dangers on the road than elderly drivers.

Steven Heywood/News staff

John McLeod of Sidney holds his recently-renewed drivers’ license. He’s angry over B.C.’s mandatory driver’s medical form requiring people at 80 years of age to complete a medical examination to determine if they are fit to drive.

Fit to be tied over exam; but still fit to driveMandatory medical an invasion of privacy and age discrimination, says North Saanich resident

Please see: Little choice but to take exam, page 5

Watch for breaking news at www.peninsulanewsreview.comC O M M U N I T Y N E W S M E D I A

Black Press Friday, January 23, 2015

Artistic director speaksBrian Richmond of Blue Bridge Repertory Theatre comes to Sidney this month, page 15

Airport continues rise in 2015The Victoria Airport Authority outlines it capital plans and successes, page 3

PENINSULAR E V I E WNEWS

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Page 2: Peninsula News Review, January 23, 2015

A2 • www.peninsulanewsreview.com Friday, January 23, 2015- PENINSULA NEWS REVIEW

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Page 3: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A3

Good hearing, poor comprehension?The number of people who can hear well, but can’t understand what’s being said, is increasing. This is most evident in conversations and watching television. A newly-developed hearing chip is designed to restore speech comprehension without being noticeable in the ear.

A lot of people have poor comprehension, though they actually still hear well. It becomes noticeable in conversation, watching television and asking family to repeat what’s been said. A potential cause can be undetected loss in the high-frequency range. This means the sensory cells in the cochlea that hear high-range sounds are damaged as a result of circulatory disorders, diabetes, sudden hearing loss or workplace noise. Hearing loss in the high-frequency range makes speech sound muffled and unclear. The person with hearing loss mixes up, or can no longer hear, consonants like s, f, t, k, h and g. Speech comprehension is particularly impaired when there is background noise or when television programs have background music. The dilemma is that people with hearing loss in the high-frequency range do not

consider themselves to have a hearing problem. They can hear deep tones with no issue, and often put difficulty understanding speech down to unclear pronunciation. However, the time soon comes when problems with comprehension become annoying.

A new hearing chip has beendeveloped.

Swiss audiologists have developed a new hearing chip that restores speech comprehension, particularly with hearing loss in the high-frequency range. People can test the new Audéo V system by Phonak simply by calling now to do so. First, a hearing test

Ginette van Wijngaarden, at Connect Hearing, advises people with hearing loss on the new hearing chip, together with her colleagues.

and speech comprehension analysis is done. Where inner-ear damage is present, a software program analyzes the difference relative to normal hearing. These values are then input into the new Venture hearing chip in the Audéo V, which precisely takes into account and balances the frequency range of the person being tested. The test phase in particular is designed to clarify how speech comprehension can be improved in various situations and what role a new technology called “Autosense OS” plays. The chip recognizes where the person being spoken to is located and amplifies only his or her voice, while ambient noise is lowered and the optimum hearing programs are seamlessly adjusted. Thanks to several synchronous microphones, the hearing system can detect sound in all directions and select the direction that speech is coming from within milliseconds. According to Swiss researchers, this significantly augments speech comprehension, especially in conversation.

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PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A3

Tip of the Peninsula

CorrectionIn the PNR’s Jan. 7 story about the Victoria

Film Festival program coming to Sidney, we gave the wrong title to spokesperson Fulya Ozkul, who is the VFF’s communications co-ordinator, not the director. We apologize for the error. — Editor

Let there be solar-powered lightsSIDNEY — The Town of Sidney recently

completed the installation of solar-powered lights and paving along 400 metres of trail alongside the Pat Bay Highway.

Thanks to $80,000 in gas tax money, the municipality contracted Victoria-based First Light Technologies Ltd. to install the lights — the first of their kind in the Capital Region.

The Town states it installed the lights to increase pedestrian and cyclist safety. Using solar power and LED lights, there is minimal ongoing costs and the system is immune to power outages. Feedback on the lights can be made at sidneysays.ca. — News staff

HOW TO FIND US

CONTACT THE PNR

Follow us on Facebook and Twitterwww.facebook.com/PeninsulaNewsReviewtwitter.com/PeninsulaNews

General:Phone: 250-656-1151 / Fax: 250-656-5526Publisher: Jim Parker 250-656-1151 ext. 126 [email protected]: Dale Naftel 250-656-1151 ext. 130 [email protected]: Steven Heywood 250-656-1151 ext. 128 [email protected]: Angela Cowan 250-656-1151 ext. 127 [email protected]: 250-480-3277Classifieds: 250-388-3535 bcclassified.com

www.peninsulanewsreview.comSidney & the Saanich Peninsula

Opinion ............. 6Letters .............. 6Arts .................. 15

Driveway ........... 9Sports .............. 18Classifieds ........ 19

INSIDE

Victoria Airport Authority set to spend $13 million on capital improvementsSteven HeywoodNews staff

The Victoria Airport Authority (VAA) is on track to spend nearly the same amount on capital improvements this year is it did in 2014.

Last year, the authority operating the Victoria International Airport spent a lit-tle more than $14 million on interior and exterior improvements. Most people would notice, says James Crowley, an

expanded security screening area and additional retail

and food services on the other side of the security checkpoint. Terminal reno-vations cost the VAA around $8 million since 2013. One of the larger expenses in 2014 was $7.17 million to re-pave the main runway.

Crowley, a North Saanich member of the VAA board of directors, said the terminal upgrades were designed to improve travellers’ experiences at the airport, while the runway overlay will extend its lifespan.

This year, the VAA plans on spend-ing around $13 million more on such capital upgrades as: an apron expansion ($8.25 million to make room to park two more jets in front of the terminal), pub-lic address system ($425,000) and a bag-gage carousel ($400,000).

“We have to continue making these improvements,” added Gordon Safarik, the board’s other North Saanich rep-resentative, saying they help maintain VAA’s commitment to service levels, safety and environmental stewardship.

Safarik noted that additional money from Canadian Air Traffic Safety Author-ity could add around $5.5 million to their source funding.

The VAA will also spend around $100,000 in 2015 to plan for an expan-sion of the parking lot. Safarik said the airport experienced high passenger and traffic volume over the Christmas holi-day, filling the existing parking areas and forcing vehicles into overflow areas.

According to a presentation made by the board members and VAA President Geoff Dickson to North Saanich District council Jan. 19, that expansion plan will look to make room for an additional 400 vehicles.

The continued growth at the Victoria airport, said Dickson, is keeping pace with the record traffic seen over the last two years.

Profitable Victoria airport continues growth in 2015

PLEASE SEE: Airport maintains good local

relations, page 4

• 1,100 acres: the size of the aerodrome operated by the Victoria Airport Authority.

• 1997: the year the VAA was established to run the airport.

• $854,000: taxes paid by the VAA to the District of North Saanich

in 2014.• 5.6%: expected revenue

increase for 2014 over the previous year.

• $124 million: capital invest-ments made since 1997.

• 125: CCTV cameras around the

airport.• 9.3: the number of kilometres of

the Flight Path, the popular multi-use trail surrounding the airport, completed in 2014.

• $54,450: estimated charitable contributions made by VAA in 2014.

By the numbers - VAA in 2014

Page 4: Peninsula News Review, January 23, 2015

A4 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEWA4 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

“We’ve had a record level of traffic since October of 2013,” he said.

As Canada’s 10th-largest airport, Dickson said Victoria averages 120 flights per day, saw approximately 1.64 mil-lion passengers and generated $26 million in revenue.

Passenger numbers hovered around 1.5 mil-lion per year after 2008, jumping to well above ‘08 levels in 2013. A VAA report estimated 2014 will see that amount rise to more than 1.64 million.

Dickson noted that the VAA has been recog-

nized for its high level of non-aeronautical rev-enue sources, which in turn has helped the airport have the lowest cost per enplaned pas-senger in Canada of 12 major airports studied by the Air Transport Research Society. That

also helps, Dickson continued, keep their airport improvement fee low.

The VAA report to North Saanich coun-cil occurs annually, as outlined in a memoran-dum of understanding between the two pat-

ties, noted Mayor Alice Finall. That agreement calls for the VAA to con-sult with the municipal-ity, essentially ensuring good relations.

More details can be found in the VAA’s mas-ter plan, victoriaair-port.com/master-plan.

Steven Heywood/News staff

Victoria International Airport had its main runway resurfaced last summer. The work was done at night, when aircraft were not landing.

Continued from page 3

Airport maintains good local relations

CENTRAL SAANICH — The Habitat Acquisition Trust (HAT) is hosting a restoration event in Oak Haven Park in Central Saanich tomorrow (Jan. 24) to remove invasive species. The event runs from 9:30 a.m. to 2 p.m.

Oak Haven Park is a HAT Protected Site. Pack sturdy boots, a lunch and gloves. Training and tools are provided, as is free coffee and a snack.

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Public invited to pull weeds in Central Saanich park

NORTH SANNICH — A proposed public boat launch on Downey Road in North Saanich will be reviewed this year.

Resident Bruce Tutt told council on Jan. 19 the facility has been on the books since plan-ning for it began in 2003

— yet nothing has hap-pened.

Council voted to have municipal staff investi-gate its progress, how the sale of a Wain road property plays into the future of the boat launch and whether the project can be done in 2015. — News staff

Downey Road boat launch back on the table

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“You get a lot of peo-ple who get speeding tickets left right and centre, and they don’t lose their license,” he said.

“Whenever there’s a senior in an accident, (the public) blows it up, but if there’s a drunk driver, you hardly ever hear of it,” he said. “They never say to drunk drivers, ‘unless you join AA and prove that you don’t drink and drive, you can’t have your license.’ They would never put them through the pro-cess that they did when I turned 80.”

According to a spokesperson from the Ministry of Justice, the province has been screening aging drivers for potentially danger-ous medical conditions since at least 1975, when drivers were required to start sub-mitting medical reports at age 70.

Currently in B.C., the forms are mandatory for drivers who turn 80 and every two years thereafter, drivers who have commercial licenses, drivers with a known medical condi-tion, or drivers who are reported as having a

medical condition that may make it unsafe for them to drive.

The Motor Vehicle Act, section 29(b), states that the super-intendent may require anyone who has been issued a driver’s licence to be “examined as to the person’s fitness and ability to drive and operate motor vehi-cles of the category for which he or she is licensed.”

The guidelines for driver fitness, which include questions about cardiovascu-lar and respiratory disorders, vision and hearing, neurological disorders and drug or alcohol use, were developed in partner-ship with Doctors of B.C. (formerly the Brit-ish Columbia Medical Association).

In regards to the con-cern about privacy, the form states that the information is collected under the authority of section 26 of the Free-dom of Information and Protection of Privacy Act for the purpose of determining the per-son’s fitness to drive a motor vehicle.

Another point of con-tention that McLeod had with the process was the fee for the

form. Not covered by the

provincial Medical Services Plan, if doc-tors choose to charge for the form, patients are responsible for the cost. There is no set fee for the form, though it can range from $80 to $200.

Doctors of B.C. advises that doctors are mandated to reduce or waive the fee for the driver’s medical exami-nation form for patients who are experiencing economic hardship, said the Ministry of Jus-tice spokesperson. But a fixed-income doesn’t necessarily mean ‘hard-ship.’

McLeod laid out his concerns in his hand-written letter and sent it off to both politicians on Oct. 24 of last year, but weeks went by with no response.

“I never got a reply from them. I should have had a reply from my MLA at least,” said McLeod.

When the Peninsula News Review reached out to both offices, John Horgan stated through a spokesperson at his constituency office in Langford that he had not received McLeod’s letter either to the con-stituency office, or at his offices as the B.C. NDP leader at the legis-lature downtown.

Chris McLaren, a constituency assistant at Holman’s office in Sidney, confirmed they had received McLeod’s letter in October, but hadn’t replied to him because, although the office had his address, McLeod hadn’t sup-plied his phone num-ber.

“I wanted to give him a call, because I did want to speak to him directly,” said McLaren. “We have had some constituents bring it to our attention that they’re concerned about the fee.”

As a result of the Pen-insula News Review’s inquiry, McLaren was able to make contact with McLeod last week, but was unable to assuage his concerns.

“We had a good con-versation.

“But he’s got a deeper range of issues that he’s concerned about in terms of the discrimination,” said McLaren.

As for the form, McLeod said he did end up filling it out to avoid losing his license, and passed the evaluation without any problems.

“But it cost me $125. The cost is borne by the senior, and as a senior, it’s tough luck,” he said.

“If I was a criminal, I’d be treated with much more respect than I’ve been treated with when I turned 80,” he said.

“(Seniors) have con-tributed more than any other group to society, and we should be treated with more respect.”

[email protected]

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A5

Little choice but to take examContinued from page 1 “Whenever

there’s a senior in an accident (the public) blows it up, but if there’s a drunk driver, you hardly ever hear of it.”

– John McLeod

Service will impact Sidney’s tourism industry, says Price

NORTH SAANICH — Pacific Coastal Airlines has begun a new, non-stop service between Victoria International Airport and Prince George with an inaugural flight on Jan. 12.

Officially announced last fall, the new service operates six days a week. Flights link Vancouver Island and the central interior of the province.

“This creates a quicker and more efficient trans-portation alternative to the current options that make a stop in Vancouver before heading out on their way to Prince George,” said Pacific Coastal Airlines Director of Sales and Marketing Kevin Boothroyd in a media release.

Sidney Mayor Steve Price said the service “opens up a whole new passage in the province for people doing business in the resource sector.” He also stated it should have a positive impact on Sidney’s tourism industry. — News staff

Pacific Coastal adds new non-stop flights to PG

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Page 6: Peninsula News Review, January 23, 2015

A6 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEWA6 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

VIEWPOINTThe Peninsula News Review is published by Black Press Ltd. | #103-9830 Second St., Sidney, B.C. V8L 3C6 | Phone: 250-656-1151 • Fax: 250-656-5526 • Web: www.peninsulanewsreview.com

Jim Parker PublisherSteven Heywood EditorJanice Marshall Production ManagerBruce Hogarth Circulation Manager

The PENINSULA NEWS REVIEW is a member of the British Columbia Press Council, a self-regulatory body governing the province’s newspaper industry. The council considers complaints from the public about the conduct of member newspapers. If talking with the editor or publisher does not resolve your complaint about coverage or story treatment, you may contact the B.C. Press Council.

Your written concern, with documentation, should be sent to B.C. Press Council, PO Box 1356, Ladysmith,B.C. V9G 1A9. For information, phone 888-687-2213 or go to www.bcpresscouncil.org.

The Peninsula News Review is published every Wednesday and Friday by Black Press Ltd., #103 - 9830 Second St., Sidney, B.C. V8L 3C6. Phone: 250-656-1151. Fax: 250-656-5526. Web: www.peninsulanewsreview.com

OUR VIEW

What do you think? Give us your comments by e-mail: [email protected] or fax 250-656-5526. All letters must have a name and a telephone number for verification.

YOUR VIEW

Strawberry. A favourite fruit flavour for children. This makes me wonder why I see it in such a terrible form: tobacco.

Almost half of B.C.’s youth smokers are using flavoured tobacco products. Might seem as though the addition of fruit would make tobacco friendlier and healthier, right? Unfortunately, flavoured tobacco carries the same health and addiction risks as regular tobacco. Research shows increasing tobacco taxes is the most effective way to reduce smoking rates and increasing taxes can help prevent youth from purchasing cigarettes or starting to smoke. Make it happen!

Also, it’s time to legislate smoke-free outdoor public places. Smoke-free parks, beaches and campuses create a positive environment for youth and people who want to quit. Considering that 40 municipalities in B.C. already have smoke-free outdoor place bylaws, it’s time to act and make this a provincewide policy. Second-hand smoke is never a fun time.

I’ve been affected by cancer just as you have. Cancer-causing products should never be masked by strawberry flavours, from which the second-hand smoke is just as bad. This new year it’s time for not only individual commitments, but also a commitment from the B.C. government to help reduce smoking rates.

Paul KimVictoria

Oil price drop well-timedHow many of us are wondering

about the 5 Ws when it comes to

the free fall in oil prices? Seems there is no clear or consistent answer why pump prices vary. It leaves one wondering how produc-tion, profits and price setting occurs for the consumer.

Who, or what, do we believe?When oil prices were high the

stock piles were too low for the demand and production costs were the reason for high prices.

Now there is too much oil on the market and this is driving the price down. 

Yet the Conservatives claim they can still balance the books by the end of April. 

In the world of oil  and the unpre-dictability of cause and effect any-

thing could happen by April. Personally, the timing of this free

fall couldn’t happen at a better time — an election year. 

The Conservative government has allowed the natural resource sector to get away with virtually paying no taxes and no pollution penalties.  The Conservatives have allowed Canada’s natural resources to be hemorrhaged with no security or payback to Canadians.

We all seem to forget that our taxes pay for health, education and three levels of taxation for infra-structure. When billions of dollars are given away in international aid (corporate welfare and programs for the wealthy) it begs the ques-tion if we are paying too much taxes. Who and what can Canadians believe?

Will government stop relying on our natural resources for the only economic plan, relying on foreign ownership to employ Canadians, importing no skill to skilled workers on a temporary basis?

Maybe this is just the right time for all governments to create sus-tainable jobs, return to manufactur-ing at home, employ Canadians, cre-ate international opportunities to our natural resource sector instead of having high priced politicians selling on behalf of billion dollar companies.  

The hidden gem in all of this is those overpaid executives who profit from natural resources are going to have to do a little belt tight-ening.

It’s going to take more than plum-meting oil prices to correct the inequities between rich and poor.

Jo-Anne BerezanskiNorth Saanich

Tobacco flavour doesn’t reduce harm

Prepare, but don’t fretM

ost of us are pretty good about not living in fear about when the next “big one” is going to occur.

Yet that doesn’t mean we should go around thinking that a large

earthquake event is probably not going to happen to us, so we don’t really need to prepare for such an occasion.

Trying not to live in fear is one thing — not taking steps to mitigate disaster when it occurs, is foolish.

It could be argued that there’s little anyone can do to protect against a devastating earthquake and a resulting tsunami. There have been plenty of recent examples, world-wide, that demonstrated the terrible impact of these natural disasters.

Scientists, as well, are warning that it’s only a matter of time before the west coast witnesses another major quake, like the

one in 1700 that hit the Pacific Ocean to the west of Vancouver Island. Yet they cannot accurately predict when it’s going to happen.

That creates a lot of uncertainty — or a lot of complacency — and the latter is a battle that emergency officials continue to fight, from earthquakes to local disasters.

On a small scale, we take precautions in our day-to-day lives (life insurance, seat belts) and in our homes (smoke and carbon monoxide detectors).

We are also encouraged to keep emergency preparedness kits close by, in case the larger events occur. These might include temporary shelters (tents), blankets, lighting, battery-powered radios, food and water. The official line is we should have enough supplies on hand (and accessible in the event of a quake, fire or flood) for 72 hours, but after disasters in relatively well-off nations, that estimate has gone up, given that it could take days for emergency and government personnel to open roads and get help convoys rolling.

To a great extent, we’re on our own in a disaster and at the mercy of our neighbours if we are not.

So, it behooves us to take precautions — just in case.

We can then shed the fear of the unknown and continue to enjoy where we live, knowing that when the big one comes, we have a fighting chance.

Letters to the editor should discuss issues and stories that have been covered in the pages of the News Review.

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Letters to the Editor

To a great extent, we’re on our own in a disaster

Page 7: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A7

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Dan EbenalNews staff

Three hundred and fifteen years and count-ing.

It was Jan. 26, 1700 when one of the world’s largest earthquakes occurred off the west coast of Vancouver Island. The under-sea Cascadia thrust fault ruptured along a 1,000-kilometre length, from mid Vancouver Island to northern Cal-ifornia, producing a megathrust earthquake with an estimated mag-nitude of 8.7.

“We know that these earthquakes do occur in a cyclic fashion so there is going to be another megaquake,” said Stephen Johnston, director of the School of Earth and Ocean Sci-ences at the University of Victoria.

He said it’s impos-sible to accurately predict when the next megaquake will hit but they occur in cycles of between 300 and 700 years.

“What a lot of research is going into of late is trying to pin down whether it’s closer to 300 years, in which case we should start being concerned, or if it’s closer to 700 years, in which case we can relax a bit,” said Johnston.

The earthquake in 1700 collapsed houses of the Cowichan people on Vancouver Island and caused numerous landslides and a tsu-nami that swept across the Pacific, causing devastation in Japan. According to Natural Resources Canada, the shaking from the earth-quake was so violent on Vancouver Island that people could not stand and lasted so long it made them sick. The

tsunami completely destroyed the winter village of the Pachena Bay people, leaving no survivors.

Geological evidence indicates that there have been 13 mega-quakes over the past 6,000 years. 

In contrast, the earthquake that struck northeast of Tofino on Jan. 8 was a magnitude 4.8, the largest onshore quake to have hit the region since 2000.

Johnston said there’s a big differ-ence between onshore quakes like the one that struck near Tofino and the megaquakes that occur offshore, typi-cally at the subduction zone.

“Usually the ones off-shore are hugely more powerful. For example, the 1700 megaquake was probably on the order of 35,000 times more powerful than that Tofino earthquake, so it’s an enormous dif-ference in power.”

And it’s the offshore quakes that give rise to tsunamis, which are typically responsible for the greatest loss of life.

Johnston said the fault responsible for the 1700 quake lies about

100 kilometres west of Port Renfrew.

“And that is the same fault that will rupture again and cause the next megaquake.”

The extent of the dev-astation caused by that megaquake remains

unclear.“There would be a

huge tsunami and Port Alberni and all the other west coast towns would be at risk,” said Johnston. “I think it’s obvious Tofino, much of it, would be inundated.

Shaking is going to be a problem and old build-ings that are not seismi-cally upgraded — you can think of brick build-ings in downtown Vic-toria that were built a long time ago — they would be liable to be

heavily damaged.”He said those living

closer to the west coast will likely see more vio-lent shaking but a lot of local issues will also come into play.

“If you’re built, and much of Victoria is built, on bedrock, then there won’t be such severe shaking. But if you’re built on recent sediments — think of regions around here where it’s very flat lying and muddy — those are lake beds that formed 10,000 years ago and they will shake like a bowl of jelly.”

But Johnston said a smaller quake like the one that struck Tofino can prove to be just as deadly as a megaquake.

“That’s the bigger concern, not the mega-quake but something like the earthquake that took place near Tofino except maybe a little bit stronger than that.”

He pointed to the 6.3 magnitude quake that rocked Christchurch, New Zealand in 2011, resulting in 185 deaths.

“People die in magni-tude 4 earthquakes and they don’t die because of the shaking, they die because a wall falls on them or something like that.”

Very few earth-quakes have been cen-tred around Victoria. Johnston recalls a mag-nitude 2 quake hitting Langford a year or two ago, “but it was so tiny that even people stand-ing right on top of it couldn’t feel it.”

He said the Nisqually earthquake that struck south of Seattle in 2001 caused significant trem-ors felt in Victoria. The aftermath of that quake has left Victoria reason-ably well prepared.

“We’ve had all of our public schools and a lot of the buildings at UVic and downtown seismi-cally upgraded since then because we did have a good shake and it gave us a little taste of what might come.”

Johnston said Island residents would be well-advised to have a plan in place in the event of a large earth-quake but admits that’s not something he’s put a lot of thought into.

“It’s something that you can’t get out of your mind but at the same time we’re all pretty happily living here and I’m not get-ting ready to move,” he said.

— Oak Bay News/Black Press

Megaquake will happen, eventually

Dan Ebenal/News Staff

Stephen Johnston, director of the School of Earth and Ocean Sciences at the University of Victoria, points out the subduction zone that lies just off the west coast of Vancouver Island.

UVic scientist says it’s impossible to accurately predict when the next major earthquake will occur

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Page 8: Peninsula News Review, January 23, 2015

A8 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

Be Informed… Be Involved… Learn About...

Engaging learners through play. Optimal learning environments for the success of every child. Beginning literacy, language and numeracy development. Kindergarten experiences. Opportunities to be involved at school. French Immersion option (K - 12)

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Wednesday, January 28, 2015 7pm- 8:30pm

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Children born in 2010 are eligible.

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Saanich Schools (SD63) Kindergarten 2015 Information Evening

(Children born in 2010)

Kindergarten Information Evening

Wednesday, January 28, 2015 7pm- 8:30pm

Sidney Elementary 2281 Henry Avenue, Sidney, V8L 2A8

Kindergarten Registration in School District 63 takes place at your

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Children born in 2010 are eligible.

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Saanich Schools (SD63) Kindergarten 2015 Information Evening

(Children born in 2010)

Kindergarten Information Evening

Wednesday, January 28, 2015 7pm- 8:30pm

Sidney Elementary 2281 Henry Avenue, Sidney, V8L 2A8

Kindergarten Registration in School District 63 takes place at your

Neighbourhood School February 2 - 6 , 2015.

Children born in 2010 are eligible.

Be Informed… Be Involved… Learn About...

Engaging learners through play. Optimal learning environments for the success of every child. Beginning literacy, language and numeracy development. Kindergarten experiences. Opportunities to be involved at school. French Immersion option (K - 12)

Every success for every child

www.sd63.bc.ca

Saanich Schools (SD63) Kindergarten 2015 Information Evening

(Children born in 2010)

Kindergarten Information Evening

Wednesday, January 28, 2015 7pm- 8:30pm

Sidney Elementary 2281 Henry Avenue, Sidney, V8L 2A8

Kindergarten Registration in School District 63 takes place at your

Neighbourhood School February 2 - 6 , 2015.

Children born in 2010 are eligible.

Be Informed… Be Involved… Learn About...

Engaging learners through play. Optimal learning environments for the success of every child. Beginning literacy, language and numeracy development. Kindergarten experiences. Opportunities to be involved at school. French Immersion option (K - 12)

Every success for every child

www.sd63.bc.ca

Saanich Schools (SD63) Kindergarten 2015 Information Evening

(Children born in 2010)

Kindergarten Information Evening

Wednesday, January 28, 2015 7pm- 8:30pm

Sidney Elementary 2281 Henry Avenue, Sidney, V8L 2A8

Kindergarten Registration in School District 63 takes place at your

Neighbourhood School February 2 - 6 , 2015.

Children born in 2010 are eligible.

ESQUIMALT RDSAGHALIE RD

A8 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

Andrea PeacockNews staff

The Greater Victoria Conver-sation on Amalgamation group wants the amalgamation conver-sation to continue, despite the election being long over.

“One of the frustrations over the last few municipal elections is that leading into the election, [amalgamation] is a number 1 topic. But immediately following elections, it gets dropped,” said Rod Phillips, Greater Victoria Conversation on Amalgamation volunteer. “After all the work we’ve put in to get the ques-tion put on the ballot so we can once and for all get this question answered, we thought we can’t just let it go at just having gov-ernment doing it the way they typically do it.”

On Feb. 24, volunteers will be hosting a conversation on amal-gamation as an opportunity for residents to find out more infor-mation and ask questions.

“We want to ensure that we [bring] the community together as much as possible to bring together all of the various opin-ions for and against, and more importantly, all those who don’t really know what it’s all about,” said Phillips.

Expert panelists will give three-minute fact overviews of eight topics, including transpor-tation, emergency services and

governance of municipalities.The group will then disperse

into groups to discuss those top-ics including questions and pos-sible solutions.

All questions and ideas from participants and panelists will be recorded and packaged

together.“The goal is to provide effec-

tive aggregation of ideas and thoughts and questions so that it can be provided to govern-ment in an appropriate way,” said Phillips.

The amalgamation conver-sation takes place on Tuesday, Feb. 24 from 5 to 9:30 p.m. at the SJ Willis Education Centre, 923 Topaz Ave.

For more information, go online to greatervictoriaconver-sation.ca. To RSVP, go online to eventbrite.ca/e/greatest-greater-victoria-conversation-tick-ets-15128438567.

— Victoria News/Black Press

Around the region - Greater Victoria

Conversation on amalgamation

Steven HeywoodNews staff

Amalgamation Yes representative Colin Nelson praised North Saanich council for including a non-binding ques-tion on its civic election ballot in November, helping set in motion a provincial study into amalgamation issues among the 13 Greater Victoria municipalities.

Nelson encouraged the council to consider his lobby group’s suggestions for the terms of reference for the pro-vincial study, including at least three options in the Capital Region and completing the report in a timely manner.

North Saanich council agreed and also passed its own resolution — to ask the province to include municipalities in the creation of the study and that CRD municipalities lead the study using provincial funds.

North Saanich to ask province to be involved in the amalg. study

“The goal is to provide effective aggregation of ideas and thoughts and questions.”

– Rod Phillips

Page 9: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A9

Question of the WeekThis week we offer comprehensive coverage of the Detroit Show. What car caught your eye?

Send your choice to our [email protected]

Safety Tip:Consider using your headlights when it’s foggy or weather is

otherwise poor and visibility is reduced – even during the day – to help you see ahead and be seen by other drivers. Low beams are more effective in fog or heavy snow.

follow us…

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@DrivewayCanada

OF THE WEEK!

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DrivewayCanada.ca | Welcome to the driver’s seat

Detroit Auto Show: New wheels, big dollar price tagsDetroit, MI – The daddy of all auto shows isn’t offering much new for folks with lean budgets this year.But if you are in the market for trucks, super cars or green vehicles, then there’s plenty to feast your eyes upon at the North American International Auto Show. In recent years, new compact cars have been heavily featured but there was none of significance launched here during this year’s press preview days. Asian manufacturers tend to dominate that market segment and increasingly they choose to launch their new wares at other shows such as the now important Los Angeles extravaganza in November (of the preceding model year).But those whose work demands truck ownership will not be disappointed with new offerings populating the stands here. Traditionally, domestic manufac-turers have dominated the truck market but now the so-called import manufac-turers (most of whom now operate full production lines and design centres here in Canada and the U.S.) are mounting a serious challenge.The introduction of the Nissan Titan at the turn of the century caused some rip-ples in the full-size truck market but the 2016 Nissan Titan XD could make some more substantial waves. It takes its design lead from the Big Guys, with a bold and bulky design because that’s what consumers want. Nis-san doesn’t threaten to be number one in performance and fuel economy because it believes you can’t have it both ways. Arguing that excelling in one often comes at a cost to the other. Listening to its existing owners and new customers, it determined being “up there” in both areas will check more consumer boxes.

The fully equipped XD promises a towing capability of more than 12,000 pounds, and payload capacity of 2,000 pounds with the fuel-efficiency of a half-ton pickup. Looking forward to later this year when we can put our truck expert Ian Harwood into a production

version of the Cummins 5.0-litre V8 Turbo Diesel Crew Cab example on show here. No prices yet or news of a rollout for the rest of the new Titan range.Our Zack Spencer shares his thoughts on another truck grabbing some limelight at the show: “the Detroit-three automakers might have the lion’s share of full size pickup sales but it’s the Toyota Tacoma mid-size pickup that rules the road, out-selling the competition two-to-one.“Toyota is offering a heavily updated Tacoma with a new 3.5L V6, replacing the old 4.0L V6, and choice of either a 6-speed manual or automatic transmis-sion. The engine features direct injection technology and should vastly improve fuel economy. These and other updates should ensure the latest Tacoma remains dominant.”Hybrid and electric powered-vehicles are no longer a novelty feature here and

now an increasing share of the floor space. Virtually every manufacturer has a production model to sell or a promise of more for the near future.The second generation Chevrolet Volt looks nearly as sharp as the artist’s impression of the first model, which didn’t live up to its promised looks when it rolled off the production line. More importantly, the new version delivers much more in fuel economy Alexandra Straub reports on its compact sibling: “For the EV enthusiast or those looking for alternative fuel,

Chevrolet expands its electrifying portfolio with the Bolt EV Concept. With a range of more than 300 kilometres, this all-electric stylish crossover is aimed for the masses, not just the select few.“While it’s still a concept, pricing for this type of vehicle will be in the $30,000 range. Not cheap, but certainly attainable. It even allows you to use a smartphone to perform as the key fob.”Acura is showing off the return of its simply beautiful NSX sports car to the market. The Porsche-loving Jerry Seinfeld was flown in to add some celebrity power but there was no — because this $150,000-plus super car speaks loudly for itself.It will be powered by a new Honda V6 mated to a nine-speed dual clutch transmission, assisted greatly by three electric motors — one for each of the front wheels and another to add torque while the turbos get up to speed. Interesting that Honda should be getting back into F1 racing; now it features hybrid power plants!Ford is teasing showgoers with a stunning new 600-horsepower Ford GT, which will more than likely have a price sticker similar to that of the NSX.The Infiniti Q60 concept’s premiere appearance was somewhat overshadowed by the aforementioned machines in the media here. However, Alfonso Albaisa, the Infiniti executive director of design, delivered a passionate description of the high-performance sports coupe that will come to market within the next year, with a price tag somewhat lower than the Ford and Acura products.View our team’s Detroit gallery and complete show reports online at drivewaybc.ca

[email protected]

Visit the Auto Show gallery at DrivewayCanada.ca

Nissan Titan XD

Bolt EV concept

Infiniti Q60Acura NSX

‘‘In recent years, compact cars have heavily featured but there was none of significance launched here.’’Keith Morgan

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A10 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

DrivewayBC.ca

BLACK PRESS GREATER VICTORIA- Friday, January 23, 2015 Driveway • BPB

By Ian Harwood

Pack everything into the Honda Pilot and there is still surprisingly enough room for eight people.

LooksThe vehicle was re-designed in 2009 yet it still fits today’s market and has a unique style to it. It rally resembles no other competitor which is more than can be said of many in this market segment,

In The CabThere is plenty of room in this eight-passenger sport ute. The second row has an extra 25 millimetres, the third has 50 millimetres and there’s a slight an increase to the cargo area. The 60/40 second row and third row bench seats fold flat to give a good surface to transport larger items. Another added improvement is the rear glass that can be opened independently from the hatch. If you go for the EX-L RES or Touring edition there is a power lift gate. A 229-watt audio system with seven speakers and a subwoofer is available on the LX, SE and EX-L RES model while the Touring comes with a 650-watt, AM/FM/CD Premium

audio system with MP3/Windows media and 10 speakers including a 5.1 surround sound theater mode, also a 15 GB hard drive (HDD) audio storage. There is an available Honda DVD rear en-tertainment system with 9-inch display. An available Honda satellite-linked navigation system

with trilingual voice recognition that responds to over 800 verbal commands, as I do at home.

Safety firstThe 2015 Pilot’s standard safety equipment includes Vehicle Stability Assist, commonly known as electronic stability control with traction control and ABS. There are three-row side curtain airbags with roll over sensor; dual stage front air bags, a driver’s front side air bag, and a passenger’s front side air bag with occupant position detection system. There is also hill start assist on all models. The VTM-4 system directs power to the front

differential when extra traction is not required, helping with the fuel economy, when more traction is required, the system engages the rear differential.

RoadworthyI had the opportunity to take the SE 4WD along some logging roads in Squamish. It was in-credibly smooth as it glided over potholes and dodged ditches. Although they were not rough roads it is certainly nice to know that you could take your family camping knowing you can travel to most locations without experi-encing problems because you left the pavement. The Pilot has variable cylinder management (VCM), which shuts down two or three cylinders when not required. The five speed automatic transmission runs smoothly and very quietly when shifting. When the green ECO light comes on, I noticed the transmission was a little noisier as the engine decreased the number of cylinders in operation. The Pilot has a tow rating of 2045 kg (4500 lb).VerdictThe 2015 Honda Pilot is a reli-able/spacious SUV and is a real joy to [email protected]

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DrivewayBC.ca

Page 11: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A11

By Zack Spencer

Detroit, MI – There’s a buzz in motor city because the car industry has roared back in the US and 2014 was another record year in Canada.

Ford GTThere is no question the Ford GT supercar stole the show at the media preview in Detroit. The mid-engine heart powering this carbon fibre and aluminum 2-door beauty is a new twin-turbo EcoBoost V6 with over 600hp. What really stunned the crowd was the fact Ford has already committed to building the GT, it will be for sale late in 2016. The car displayed is essentially

a production model, not a far-reaching concept car. The carbon fibre passenger

cell and bodywork, along with alumi-num suspension components will help return one of the best power to weight rations in the business. The best part is

the design that looks fast standing still, thanks to a teardrop shape and aggressive aerodynamics and functional wings and spoilers. Ford is using the GT as a technology test to help implement features like carbon fibre in all new Ford models to come.

Audi Q7Since we love SUVs in North America, it was logical for Audi have the world debut of the three-row Q7 SUV in Detroit. This all-new model is slightly smaller than the outgoing model but it actually offers more interior space for passengers and cargo. The design also makes the Q7 look much less imposing. The biggest news is the re-

Boom, boom buzz at the big Detroit auto show

‘‘The VW Golf won car of the year, following on the heels of World Car of the Year and Motor trend Car of the Year awards, and the Golf is a finalist for the Canadian Car of the Year.’’

Continued on next page

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JENNER 2015PRE-OWNED

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Page 12: Peninsula News Review, January 23, 2015

A12 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A13

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HOLIDAY DEBT GETTING YOU DOWN?

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HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

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YOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLS

HOLIDAY DEBT GETTING YOU DOWN?

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YOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLS O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C.CONSOLIDATE

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YOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLS

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Page 13: Peninsula News Review, January 23, 2015

A12 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A13

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HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

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HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

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HOLIDAY DEBT GETTING YOU DOWN?

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HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

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HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

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YOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLS

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

HOLIDAY DEBT GETTING YOU DOWN?

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YOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLS O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C. O.A.C.CONSOLIDATE

CONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATECONSOLIDATE

FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!

YOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLSYOUR HOLIDAY BILLS

FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!FOR UP TO 6 MONTHS!NO PAYMENTS

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Page 14: Peninsula News Review, January 23, 2015

A14 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

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72 MOS. $ 571 /MO. 0 DOWN 5.24% 72 MOS. $ 496 /MO.

Was $29,990

12 370Z 12 370Z SPORTS COUPE SPORTS COUPE 14-11165A extra wheels and snow tires, local no accidents, 6 speed

Now $ 22 , 858

13 NISSAN 13 NISSAN ROGUE S ROGUE S AWD AWD SPECIAL EDITION. Sunroof, alloys, CVT transmission. A6601

Now $ 31 , 990 Was $23,990

10 NISSAN 10 NISSAN MURANO SL MURANO SL AWD AWD Leather, sunroof, well appt.,1 owner. A6591

13 NISSAN 13 NISSAN ALTIMA ALTIMA Local Victoria vehicle, CVT transmission, reliable and dependable history! 14-6696A

Now $ 19 , 275 Now

$ 20 , 471 0 DOWN 4.99% 60 MOS. $ 450 /MO.

0 DOWN 5.24% 72 MOS. $ 593 /MO.

0 DOWN 5.24% 72 MOS. $ 326 /MO.

Was $17,990

Low Interest Low Interest Rate Financing Rate Financing

Available Available

ASK ABOUT NISSAN CERTIFIED PRE OWNED!• Enhanced inspection

and reconditioning process

• Low finance rates from 0.9%

• Exchange privilege• Complimentary oil

change included• AND MUCH MORE!!

F IVE FIVE AVAILABLE! AVAILABLE!

0 DOWN 5.24% 72 MOS. $ 427 /MO.

0 DOWN 5.24% 72 MOS. $ 375 /MO.

Was $19,990

Was $6,990

Low Interest Low Interest Rate Financing Rate Financing

Available Available

www.campusnissan.com *Prices plus documentation fee of $295

Over $

1,0

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Pre

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icle

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3361 OAK STREET

250-475-2227 DL #5059

Was $28,990 Now

$ 26 , 781

Now $ 31 , 990

12 NISSAN 12 NISSAN PATHFINDER PATHFINDER ARMADA ARMADA Full size, rare, V8, 4x4, only 41,000 kms. 14-0634A

11 MERCEDES 11 MERCEDES B200 B200 No accidents, local low kms. A6579A

1 1 - 1 3 NISSAN 1 1 - 1 3 NISSAN LEAF LEAF The hottest used car on the market, fully electric, pay no gas again. Make the switch, the best car decision you will ever make! PAY NO GAS AGAIN!

06 TOYOTA 06 TOYOTA TACOMA TACOMA SR5 TRD SR5 TRD Local Victoria truck, no accidents, strong resale value and dependability. A6586A

12 KIA 12 KIA SORRENTO SORRENTO SX AWD SX AWD Every option fully appointed, local Victoria SUV. A6577

13 NISSAN 13 NISSAN PATHFINDER PATHFINDER 7 passenger, local, great value. A6565.

Now $ 30 , 990

14 NISSAN 14 NISSAN XTERRA 4X4 XTERRA 4X4 The perfect outdoors vehicle, ready for anything. Iconic Design. A6602

Now $ 3 0 , 310

12 NISSAN 12 NISSAN MURANO MURANO PLATINUM PLATINUM Loaded, AWD, Navi, backup camera. A6560

10 NISSAN 10 NISSAN MURANO SL MURANO SL AWD AWD Leather, sunroof, well appt., 1 owner. A6591

Now $ 28 , 742

07 JEEP 07 JEEP LIBERTY 4X4 LIBERTY 4X4 SPORT LIMITED SPORT LIMITED BC vehicle, one owner, leather, loaded. 15-12162A

Now $ 12 , 990

Now $ 21 , 990 $ 2 1 , 99 0 - $ 28 , 990

Now $ 22 , 990

Now $ 18 , 990

0 DOWN 5.24% 84 MOS. $ 505 /MO.

0 DOWN 5.24% 72 MOS. $ 498 /MO.

0 DOWN 5.24% 72 MOS. $ 593 /MO.

0 DOWN 5.24% 72 MOS. $ 525 /MO.

0 DOWN 5.24% 72 MOS. $ 559 /MO.

0 DOWN 5.24% 72 MOS. $ 382 /MO.

Only 4 left to choose from

Was $29,990

Was $32,990

0 DOWN 4.99% 60 MOS. $ 498 /MO.

0 DOWN 5.99% 48 MOS. $ 363 /MO.

Low Interest Low Interest Rate Financing Rate Financing

Available Available

www.campusnissan.com *Prices plus documentation fee of $295

Over $

1,0

00,0

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Worth

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ium

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Was $28,990 Now

$ 26 , 781

Now $ 31 , 990

12 NISSAN 12 NISSAN PATHFINDER PATHFINDER ARMADA ARMADA Full size, rare, V8, 4x4, only 41,000 kms. 14-0634A

11 MERCEDES 11 MERCEDES B200 B200 No accidents, local low kms. A6579A

1 1 - 1 3 NISSAN 1 1 - 1 3 NISSAN LEAF LEAF The hottest used car on the market, fully electric, pay no gas again. Make the switch, the best car decision you will ever make! PAY NO GAS AGAIN!

06 TOYOTA 06 TOYOTA TACOMA TACOMA SR5 TRD SR5 TRD Local Victoria truck, no accidents, strong resale value and dependability. A6586A

12 KIA 12 KIA SORRENTO SORRENTO SX AWD SX AWD Every option fully appointed, local Victoria SUV. A6577

13 NISSAN 13 NISSAN PATHFINDER PATHFINDER 7 passenger, local, great value. A6565.

Now $ 30 , 990

14 NISSAN 14 NISSAN XTERRA 4X4 XTERRA 4X4 The perfect outdoors vehicle, ready for anything. Iconic Design. A6602

Now $ 3 0 , 310

12 NISSAN 12 NISSAN MURANO MURANO PLATINUM PLATINUM Loaded, AWD, Navi, backup camera. A6560

10 NISSAN 10 NISSAN MURANO SL MURANO SL AWD AWD Leather, sunroof, well appt., 1 owner. A6591

Now $ 28 , 742

07 JEEP 07 JEEP LIBERTY 4X4 LIBERTY 4X4 SPORT LIMITED SPORT LIMITED BC vehicle, one owner, leather, loaded. 15-12162A

Now $ 12 , 990

Now $ 21 , 990 $ 2 1 , 99 0 - $ 28 , 990

Now $ 22 , 990

Now $ 18 , 990

0 DOWN 5.24% 84 MOS. $ 505 /MO.

0 DOWN 5.24% 72 MOS. $ 498 /MO.

0 DOWN 5.24% 72 MOS. $ 593 /MO.

0 DOWN 5.24% 72 MOS. $ 525 /MO.

0 DOWN 5.24% 72 MOS. $ 559 /MO.

0 DOWN 5.24% 72 MOS. $ 382 /MO.

Only 4 left to choose from

Was $29,990

Was $32,990

0 DOWN 4.99% 60 MOS. $ 498 /MO.

0 DOWN 5.99% 48 MOS. $ 363 /MO.

www.campusnissan.com

$8,990

2006 CHRYSLER SEBRINGIncredibly low kms! 41,000! No accidents, local Victoria car! Great shape, new tires. 15-12102A

Now

$25,855

14 NISSAN MAXIMALocal BC car, no accidents, gorgeous, powerful, flagship sedan for years. A66040 DOWN 5.24%

72 MOS. $475/MO. Now

$33,990

2013 SUBARU TRIBECA LTDLocal, super low kms, every option loaded, AWD. 15-12162B.

0 DOWN 5.24%84 MOS. $553/MO. Now

$29,257

$18,989

$21,882

$19,825

$19,990-$27,990

$16,706

NISSAN CERTIFIED PRE OWNED

RATES FROM JUST 0.9%!

NISSAN CERTIFIEDPRE OWNED RATES FROM JUST 0.9%!

WAS $26,990

$436/MO.

$310/MO.

$412/MO.

Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric, Low mileage, fully electric,

FIVEFIVEFFIVEFFFIVEFFIVEFIVEVFIVEVVFIVEVVFIVEVFIVEFIVEAVAILABLE!AVAILABLE!AVAILABLE!AVAILABLE!AVAILABLE!AVAILABLE!LAVAILABLE!LAVAILABLE!AAVAILABLE!AAAVAILABLE!AAAVAILABLE!AAVAILABLE!AVAILABLE!AVAILABLE!LAVAILABLE!LLAVAILABLE!LAVAILABLE!AVAILABLE!AVAILABLE!

NOW 13TO CHOOSE

FROM!

BPB • Friday, January 23, 2015 - BLACK PRESS GREATER VICTORIA

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Pic of the Week

Subaru’s bright yellow specialSubaru will introduce a 2015 XV Crosstrek Special Edition this spring, limited to just 1,000 models.Based from the 2.0i Premium trim, the Special Edition adds STARLINK™ Multimedia six-speaker audio system with a 7-inch touch screen display offering multi-touch control that offers swipe and scrolling gesture control. Additional features include a power moonroof, exclusive sunrise yellow exterior with body color foldable mirrors with integrated turn signals along with blackened headlight bezels. As standard, the Special Edition offers Keyless Access with Push-Button Start as well as Pin Code Access, leather-wrapped shift lever handle and steering [email protected]

duction in weight; this new Q7 is 325kg lighter than the older model, which is a whopping number, making it roughly 26 percent more efficient. Shortly after the Q7 arrives at dealerships a plug-in diesel hybrid model will be introduced that can deliver the equivalent of 1.7L/100km. Styling is much more sophisticated and the interior has the all-new dash and MMI system that was first introduced in the soon to arrive Audi TT.

Lexus GS FAnother trend at the Detroit show was the introduction or very powerful cars. Lexus introduced the latest “F” performance model called the GS F. Based on the GS mid-sized luxury sedan, the GS F takes things to a much more aggressive level, with a 467hp 5.0L V8 engine pushing all that power through an 8-speed automatic to the rear wheels. Lexus hopes this 1830kg sedan will be lean enough and powerful enough to attract buyers of cars like the BMW M5. With standard 19-inch wheels framing orange Brembo

brake calipers and featuring a Torque Vectoring Differ-ential, Lexus thinks this Nurburgring tuned sedan is a more than enough to take on the German dominant brands. Styling is dramatic and functional with a lower and wider stance than the regular model.

Volkswagen GolfThe Detroit show always starts with the announce-ment of the North American Car of the Year. This year the VW Golf won, following on the heels of World Car of the Year and Motor trend Car of the Year awards, and the Golf is a finalist for the Canadian Car of the Year. The Golf is turning heads because of the very refined driving dynamics, class-above interior and powerful and efficient engine choic-es. The price will also win over buyers, thanks to the production coming out of Mexico; the starting price is $18,995. The Golf features a new 1.8L direct injection and turbocharged 4-cylin-der engine, an optional TDI diesel or the more powerful GTI and Golf R models. The Golf is on sale now.

2015 Toyota TacomaThe Detroit-three automak-ers might have the lion’s share of full size pickup sales but it’s the Toyota Ta-coma mid-size pickup that rules the road, outselling the competition two-to-one. Announced at the Detroit show is a heavily updated Tacoma with a new 3.5L V6, replacing the old 4.0L V6, plus either a 6-speed man-ual or automatic transmis-sion. The engine features direct injection technology and should vastly improve fuel economy. The chassis has been strengthened and the interior updated to today’s standards. The tailgate now has a locking feature and a soft open for easier use, plus the optional cargo bed cover can be secured as well. Also shown was the TRD off-road version, which is a big seller for Toyota and for 2015 it has a crawl feature to aid in off-road adventures, plus a go-pro camera mount to capture all the action. With these updated the latest Tacoma is sure to remain dominant.

Detroit auto show Continued from previous page

There’s more online For more stories and web

exclusives visit peninsulanewsreview.com

Page 15: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A15

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006345_7.31x9.64_VIT_wk3Creation Date: 07/08/10

Ad No (File name): 006345_7.31x9.64_VIT_wk3

Ad Title: ---

Revision Date: January 19, 2015 2:48 PM

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Publication/Printer: Various

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PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A15

Angela CowanNews Staff

The Canadian Fed-eration of University Women presents guest speaker Brian Rich-mond this Tuesday (Jan. 27).

Richmond is an award-winning theatre producer and teacher and the founder and producing artistic director of the Blue Bridge Repertory The-atre.

He’ll talk about the origins of the theatre group, why it was founded and their upcoming shows.

“The thing that’s distinctive about Blue Bridge is we’re the only company that produces the classics, the great

plays from the past,” he said, adding that a lot of local companies focus on producing great con-temporary and modern work.

“But you wouldn’t want to have a library that only carried the best sellers.”

Richmond, who also teaches at the Univer-sity of Victoria, said Blue Bridge is one of the leading theatres across the country that provides opportunities to early career theatre artists.

“It’s very hard when you’re a young artist to get those first oppor-tunities, so it’s really important to have a company like this.”

With a forty-year career as a freelance

professional director and experience run-ning theatres all over the world, Richmond has a wealth of experi-ence to offer.

The talk begins at 7 p.m. at the Mary Win-spear Centre, 2243 Bea-con Ave. in Sidney.

For more informa-tion, visit cfuwsaanich-

peninsula.org or blue-bridgetheatre.ca.

[email protected]

THE ARTS

Blue Bridge Repertory Theatre’s Artistic

Director Brian Richmond speaks in

Sidney Jan. 27.Submitted photo

Blue Bridge founder speaks on theatre’s history, showsBrian Richmond brings 40-plus years experience to the table

CENTRAL SAANICH — Woodwynn Farms marked the winter solstice by launching Sanctuary of Peace, a 22-foot sculpture whose shadow, like a sundial, will sweep across a labyrinth, a hopeful metaphor for life at whose centre it stands.

The work is created by artist Deryk Houston, known for his relentless pursuit of peace through art. — Submitted

Sundial sanctuary

Page 16: Peninsula News Review, January 23, 2015

A16 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

peninsualnewsreview.com

&17th

AnnualVolunteer Awards

Hearts of the CommunityPresent the

Please nominate outstanding volunteers on the Saanich Peninsula!

NOMINATIONS CLOSE JAN 29Awards include Outstanding Youth Volunteer $1000 scholarship

Get a nomination form at www.beaconcs.caThe Peninsula News Review of� ce ❤ Beacon Community Services’ Third Street of� ce

SHOAL Activity Centre ❤ Beacon’s Peninsula Thrift StoresUp to 6 award winners will be honoured, with all nominees, at the

Public Awards Ceremony & Luncheon Thursday, Feb 19 - 11 a.m. at the Mary Winspear Centre

Free event tickets available soon

Victoria Health ShowJanuary 24th & 25th • Saturday 10am - 6pm & Sunday 11am - 5pmPearkes Recreation Centre • Behind Tillicum Centre

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Over 100 Exhibitors displaying the latest health products, trends and services!

Non-GMO products, vegan lifestyle, gluten-free products,

fitness, pain relief, mental health, cholesterol and more. Sam Graci Brad King Dr. Julian Whitaker

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Follow us on social media for chances to WIN FREE entry to our shows and great prizes!

Travel GREEN and SAVE!Present your transit ticket or

show us your bike helmet and get in for half price.

A16 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

Tradition to ‘bless the orchard’ and ‘scare away evil spirits’Angela CowanNews Staff

Join the Wassail Celebrations at Sea Cider this Sunday to bless the orchard and scare away all the evil spirits.

Traditionally involving singing and drinking to the health of the trees, Sea Cider’s festivities will also include guided tours of the orchard and cidery, kids crafts, prizes and giveaways and a complimentary welcome glass of cider.

Enjoy the high-energy displays of the Morris dancers and a traditional Mummers play amidst plates of tasty samples from the cidery’s catering partners.

Wassailing is an ancient custom, and the word itself comes from the Anglo-Saxon phrase ‘waes hael,’ meaning ‘good health.’

The event kicks off at 11 a.m. this Sunday (Jan. 25) at the Sea Cider Farm & Ciderhouse, 2487 Mt. St. Michael Road in Saanichton.

For more information, visit http://on.fb.me/1xucfTR.

[email protected]

Wassail celebrations at Sea Cider

News Review file photo

Wassail traditions, such as the Morris dancers, come alive this Sunday.

SIDNEY — On Valentine’s Day Eve, poets Lorna Crozier and Patrick Lane, both recipients of the Order of Canada for their literary accomplish-ments, will launch the new Red Brick Readings series with selected read-ings from their collected works.

Tickets are $10, available at Tan-ner’s Books in Sidney, Munro’s Books in Victoria or at the door.

The event runs 7 to 9 p.m. and will also feature musicians and a 50/50 draw. Doors open at 6:30 p.m. at the Red Brick Café, 2423 Beacon Ave., Sidney. The series will feature local authors and will fundraise for the Sid-

ney and Peninsula Literary Festival this fall. For details on the authors, visit lornacrozier.ca and patricklane.ca. — News staff

Power poetry couple to read at Red Brick Café Feb. 13

Submitted photo by Rafal Gerszak

Lorna Crozier and Patrick Lane of North Saanich.

David OlsenContributor

Inspired by the words of a First Nations Chief, “Let us lift each other up,” the Right Honourable Joe Clark challenged a Sidney audience to break the habit of “looking at the world from our own point of view, interests and prejudices.”

Canada’s 16th prime minis-ter, Clark spoke before a capac-ity crowd at the Mary Win-spear Centre Jan. 19, partici-pating in MP Elizabeth May’s eminent speakers program. He addressed the subject How we Lead – Canada in a Century of Change — also the subject of his most recent book. Clark focused on Canada’s role in the world, how the country had a signifi-cant and positive role in world affairs in the decades following the Second World War and how it could and should do so again.

Clarke’s address mirrored his deep concern, “that the pres-ent Canadian government has aggressively narrowed Canada’s official international policy to concentrate on trade and mili-tary initiatives; and rejecting conciliation, most notably in the tinderbox of the Middle East.”

While relaxed and often humorous, he left his audience in no doubt that time is run-ning out if Canada is to regain its rightful status in the world.

Clark also praised the work of non-governmental organizations such as Oxfam, MSF and Green-peace. He recalled that Canada was a key architect of the United Nations, the Commonwealth and NATO and that Canada needs to identify new alliances including Ghana — one of Africa’s most successful democracies — the Nordic States and Indonesia, which has the world’s largest Muslim community.

Clark said he sees such engage-ments as a key response to “the threatening time” in which we live, citing Ukraine, Boko Haram, Paris and Ebola.

“Even wars,” he said, “once had rules” which allowed the UN, MSF, Red Cross/Crescent and others to alleviate suffering in conflict zones. But now, he continued, “attacking the inno-

cents” is all too common. In a rousing call to action

Clarke declared, “we are here tonight as citizens of the world to make a difference.”

“We will never again have the world’s seventh-largest GDP,” he cautioned. “Our soft assets, not military or resource power, will define our future international reputation. Our quality of fair-ness, our capacity to find com-mon ground — these will help to inch steadily towards a more just and peaceful world and we need to lead from beside, con-vincing others to want the same outcomes as ourselves.”

Recalling that 2015 is the 800th anniversary of Magna Carta, Clark said he deplored the serious decline in the ability of Parliament to hold the gov-ernment accountable and had harsh words for the current use of omnibus bills which prevent parliamentary discussion.

Asked about Canadian mili-tary action in the Middle East, “the most dangerous place in the world,” Clark observed, “we have taken sides — and there are already too many sides.”

Clarke’s final message of the evening was: “Be involved and ask what could we be and to what can we aspire.”

— David Olsen lives in North Saanich. Retired from a career in

aviation, he writes regularly for Wings magazine.

Clark issues call to actionFormer Prime Minister Joe Clark speaks to full house

Submitted photo

Joe Clark spoke to a full house at the Mary Winspear Centre.

Page 17: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A17

unionvictoria.com

Page 18: Peninsula News Review, January 23, 2015

A18 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

Offer more than a job, offer an experience.

1.855.678.7833 @localworkbc/localwork-bc

The District of North Saanich advises residents that �ushing of watermains will commence February 2 and continue until May 31, 2015. Watermain �ushing occurs annually throughout the District to remove sediment and maintain satisfactory water quality within the distribution system.

Temporary water discolouration and/or low water pressure may occur as a result of this activity. This water discolouration is not a health hazard and may require you to clear your water lines by turning on your cold water tap until the water runs clear.

Upon request, the District will provide advance warning of �ushing in your vicinity for persons with special requirements for water clarity. Please contact the Public Works department at 250-655-5480 if you require advance noti�cation.

The District does not accept responsibility for damages caused by low water volume or the use of discoloured water. We therefore advise consumers to be on the alert for reduced water volume and/or temporary discolouration of water.

Ron Maylen, Works Superintendent

District of North Saanich

WATERMAIN FLUSHING NOTICE

A18 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

SPORTSParkland juniors ranked fifth in B.C.Girls basketball team looking for strong competition before Vancouver Island playoffsSteven HeywoodNews staff

Parkland’s junior girls basketball team is having a little trouble finding teams willing to play them during a bit of a lull in local hoops action this month.

So, the strong squad is hoping to invite some Vancouver-area teams over to the Island prior to the South Island playoffs in early February.

Coach Larry Green says a couple teams have cancelled games recently and he hopes to make them up later and add some extra matches into the void to keep his girls competitive.

“Sometimes, that’s what happens when you’re a ranked team,” Green said Wednesday, prior to a home game he had to scrounge up at the last minute.

The Parkland Secondary School Panthers junior girls have jumped into fifth spot in the provincial rank-ings. Green said those grades are based on how well a team does in games outside of their immediate area, as well as how they do against other locally ranked teams. Parkland recently beat Oak Bay, ranked 13th.

The only other ranked team in Greater Victoria at this level is Cla-remont (No. 10), which Green said recently cancelled a league game.

Undaunted, Green will take the girls to the mainland again this week-end, visiting Carson Graham school

in North Vancouver.Leading the way are Green’s core

four — Lauren Fanelli, Arianne Ste-venson, Emma Dennis and Sarah Gib-son. They played on Green’s senior girls team last year as Grade 9s, but with a lack of senior-level players this season, moved them back to the

junior level. The coach plans to work with them as they move up next year.

Parkland, which plays in the tier one division in the south Island, has four or five league games remaining before the lower Island finals Feb. 9 to 11. If successful there, they will play in the Island finals at Welling-

ton school in Nanaimo the follow-ing weekend. There, Green said they could face Dover Bay, which is cur-rently ranked 15th in the province.

Green said he hasn’t seen many teams from the north Island this sea-son, but plans to prepare his team well for end-of-season play.

Steven Heywood/News staff

Parkland’s Arianne Stevenson, in white, is part of the Panthers’ core of experienced players this season.

SPORTS In Brief

Panthers hockeyThe Peninsula Pan-

thers play back-to-back games against the Victoria Cougars this week.

They played Thurs-day in Esquimalt (results unavailable at press time) and host the Cougars tonight (Jan. 23) at 7:30 p.m. at Panorama Recre-ation Centre.

The Panthers are winners of six of their last seven games and recently sent forward and former captain Reece Costain to the Campbell River Storm for cash and a player to be named later.

Have sports news? Email editor@

peninsulanewsreview.com

North defeats the South

The South all stars scored four times in the 2015 Vancouver Island Junior Hockey League All Star game Jan. 17 in Comox.

However, the North scored six times, en route to the win.

Three Peninsula Panthers players were on the South roster: Conner Mowat, Mitch-ell Newman and Ben DeJong.

VICTORIA — The second race in the Frontrunners Island Race Series, the Cobble Hill 10K, takes place on Sunday, Jan. 25 at 11 a.m.

The race starts and finishes at George Bonner Middle School, Cob-ble Hill Road. The 10K is hosted by the CEEVACS Road Runners.

This race comes on the heels of the Pioneer 8K, held Jan. 11 at the Saanich Fairgrounds in Central Saa-nich. In club standings, the Prairie Inn Harriers lead with 811 points, fol-lowed by Comox Valley Road Run-ners with 270 and Salt Spring Sneak-ers with 179.

“We look forward to seeing over 500 runners on our flat, fast course, and with good weather expected on race day, we should see some age class records set,” says Ian Milne,

Race Director. “It is also a good course for anyone looking for a per-sonal best time for a 10K run.”

Runners can register at www.vira.bc.ca or on race day. Race day regis-tration is open on Sunday until 10:30 a.m. at a cost of $35 ($30 for stu-dents).

Eight races make up the Frontrun-ners Island Race Series. Cobble Hill will be followed by Cedar 12K on Feb. 8, Hatley Castle 8K on Feb. 22, Syn-ergy Health Management Ltd Bazan Bay 5K on March 8, Comox Valley RV Half Marathon on March 22, Merville 15K on April 12, and Sooke River 10K on April 19.

Synergy Health Management Ltd. Bazan Bay 5K and the Comox Valley RV Half Marathon are also part of the Timex BC Series. — VIRA

Island race series continues in Cobble Hill this weekend

Gordon Lee Photography

Peninsula dealt Reece Costain to Campbell River on Jan. 10.

Page 19: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A19Peninsula News Review Fri, Jan 23, 2015 www.peninsulanewsreview.com A19

The City of Nelson is currently seeking to fill the position of Manager, IT & Fiber. This position reports to the Director of Corporate Services and plays a key role by providing input and influencing key decisions relating to all aspects of managing Information Technology and Fiber initiatives for the City of Nelson.

Further information regarding this position can be found on the City of Nelson website at www.nelson.ca.

Resumes must be submitted no later than 8:00 am February 5, 2015, quoting posting # 15EX01 to::

Human Resources City of Nelson

#101 – 310 Ward Street, Nelson, BC, V1L 5S4Fax: 1-250-352-2131

Email: [email protected]

We thank all applicants in advance for their interest, however; only those under consideration will be contacted.

The City of NelsonThe City of Nelson is currently recruiting for

MANAGER, IT & FIBER

COMMUNITY ANNOUNCEMENTS

COMING EVENTS

BOTTLE DRIVEVictoria High

CONCERT BANDMusic Tour to

Europe!SATURDAY, JAN 24

10am - 2:30pm1260 Grant Street

Vic High parking lotPlease bring your

empties to support a great cause!

INFORMATION

Advertise in the 2015 - 2017

BC FreshwaterFishing Regulations

SynopsisPlease call Annemarie 1.800.661.6335 or email:

fi [email protected]

DID YOU KNOW? BBB Ac-credited Businesses contractu-ally agree to operate by the BBB’s 8 Standards of Trust. Look for the 2014 BBB Ac-credited Business Directory E-edition on your Black Press Community Newspaper web-site at

www.blackpress.ca.You can also go to

http://vi.bbb.org/directory/ and click on the 2014 BBB

Accredited Business Directory

Disability Benefi tsFree Seminar

Speakers: Dr. Alison Bested, on

ME/FM, CFS, other

Julie Fisher, Lawyer, Long-Term Disability

and CPP

Annamarie Kersop, Lawyer,

Injury & No-Fault Benefi ts

Date: Mon. Feb.9, 2015

at 7 pmWhere: Hyatt Regency

VancouverRSVP: 604-554-0078 oroffi [email protected]

CAREER OPPORTUNITIES

COMMUNITY ANNOUNCEMENTS

LEGALS

NOTICE TO CREDITORS AND OTHERS

Re: The estate of LUDOVI-CO GARY TRIONFI, also known as GARY TRIONFI, DECEASED, formerly of 204 – 3460 Quadra Street, Victoria, BC

Creditors and others having claims against the estate of Ludovico Gary Trionfi , also known as Gary Trionfi are hereby notifi ed under section 38 of the Trustee Act that particulars of their claims should be sent to the executors, Michael Holmes and Daryl Clegg at c/o Infi nity Law, 200 – 931 Fort Street, Victoria, BC, V8V 3K3 on or before March 31, 2015, after which date the executor will distribute the estate among the parties entitled to it, having regard to the claims of which the executor then has notice.

WAREHOUSEMEN’SLIEN ACT

NOTICE OF SALE

Take notice that a Lien is claimed by Van Isle Mari-na Co., against the 28’x14.75’ boathouse, located in slip C59, and owned by Jody McPhee. This lien is claimed in re-spect of moorage charg-es which remain unpaid by Jody McPhee. The above mentioned boat will be sold at a public auction to be held at Van Isle Marina, 2320 Har-bour Road, Sidney, BC at 2pm on Febraury 10, 2015.

No Reserve Price.

CAREER OPPORTUNITIES

COMMUNITY ANNOUNCEMENTS

LEGALS

WAREHOUSEMEN’SLIEN ACT

NOTICE OF SALE

Take notice that a Lien is claimed by Van Isle Mari-na Co., against the 30’x14’ boathouse, lo-cated in slip A45, and owned by Ian McLaren. This lien is claimed in re-spect of moorage charg-es which remain unpaid by Ian McLaren. The above mentioned boat will be sold at a public auction to be held at Van Isle Marina, 2320 Har-bour Road, Sidney, BC at 2pm on Febraury 5, 2015.

No Reserve Price.

PERSONALS

CONNECT INSTANTLY with sexy local singles free trial! 250-220-1300 or 1-800-210-1010 www.livelinks.com 18+

LOST AND FOUND

$250 REWARD! Lost Siamese cat- our 2 little girls have lost their best friend Wolverine (aka Wolvie or Zed). 9 mos old Seal Point Siamese with ear tattoo. Last seen Oct. 18, by Christmas Hill. 250-389-0184 [email protected]

FOUND BACKPACK, good quality, in bush at Royal Oak bus loop. (778)433-1716.

LOST CHINESE jade pendent on a chain. If found please call (250)595-1382.

LOST: SOLITAIRE Diamond engagement ring. January 16, on Oak Bay Ave. or Foul Bay Road at Chaucer. Strong sen-timental value. If found, please call 250-475-1951.

TRAVEL

GETAWAYS

LONG BEACH - Ucluelet - Deluxe waterfront cabin,

sleeps 6, BBQ. Fall Special. 2 nights $239 or 3 nights $299Pets Okay. Rick 604-306-0891

BUSINESS OPPORTUNITIES

DEALER REQUIRED- earn $8,000 to $10,000 cash per month servicing 100 snack boxes in your area. Your in-vestment $15,000.00, some fi -nancing is available. 1(604)930-6040.

CAREER OPPORTUNITIES

M’akola Development Servic-es CONTROLLER position: full cycle accounting, fi nancial technical support and assis-tance. Visit: makola.bc.ca DEADLINE: Feb 9

EDUCATION/TRADE SCHOOLS

INTERIOR HEAVY EQUIP-MENT OPERATOR SCHOOL.NO Simulators. In-the-seat training. Real world tasks.Weekly start dates. Job board! Funding options.SignUp online! iheschool.com 1-866-399-3853

HELP WANTED

Local Pet Care Business seeking responsible,

reliable individual to assist with In Home Pet Care.

Extensive pet care exp., knowledge of animal

health/medical training, fl exible schedule. Casual

position would suit semi/retired person with

availability. Must be bondable & have own

transportation. Please send resume with cover letter:

[email protected]

HOME CARE/SUPPORT

DO YOU need help in caring for the Senior in your life? Ap-pointments? Chores? Compa-ny? Call 250-652-1167.

VOLUNTEERS

ALZHEIMER SOCIETY of B.C seeks volunteers to support the Investors Group Walk for Memories at Victoria’s Robert Bateman Centre for a few hours on Sunday, January 25. Roles include greeters, set-up and cleanup helpers, registra-tion assistants, food and drink masters, route marshals, and face painters. Call Volunteer Victoria at 250-386-2269.

THE CANADIAN Cancer So-ciety is seeking Volunteer Dis-patchers to coordinate rides to transport patients to primary cancer-related treatments in the Greater Victoria Area, Western Communities, Sooke, North Saanich and Sidney. If you can spare 4 hours per week & want to make a differ-ence in peoples life’s, please contact the Canadian Cancer Society at 250-414-4253 or http://www.cancervolunteer.ca

THE CANADIAN Diabetes As-sociation seeks a volunteer with excellent writing skills to collaborate on developing and producing a variety of written materials: simple business proposals, brief reports, news-letters, promotional material, press releases, etc. Call Vol-unteer Victoria at 250-386-2269.

VOLUNTEEREXECUTIVE DIRECTOR

The Victoria Disability Resource Centre is looking for a part-time, volunteer executive director to manage daily operations. The Centre promotes independent living for people with disabilities through its core programs of information and referral, peer support, employment & community development.

See www.drcvictoria.com for more information

or contact us at250-595-0044 or email

[email protected]

PERSONAL SERVICES

MIND BODY & SPIRIT

KRIPALU MASSAGE, Reiki, Acupressure, Chair Massage. I have relaxed clients that have been with me for 5-12 years. See testimonials on website. Women only. Call 250-514-6223 or visit online at: www.andreakober.com

PERSONAL SERVICES

MIND BODY & SPIRIT

YOGA CONFERENCE for the curious to the serious. Market Place, Jan. 31 & Feb. 1. Open to public! Victoria Conference Centre. Visit us online: www. VictoriaYogaConference.com

HOLISTIC HEALTH

Trager® Bodywork allows you to move more freely with less pain and

tension. You’ll feel deeply relaxed & have greater mental clarity.

Rae BilashCertifi ed Trager PractitionerWomen only, men by referral

250-380-8733www.raebilash.ca

* Also Hot Stone Massage

FINANCIAL SERVICES

GET BACK ON TRACK! Bad credit? Bills? Unemployed? Need Money? We Lend! If you own your own home - you qualify. Pioneer Acceptance Corp. Member BBB.

1-877-987-1420 www.pioneerwest.com

INCOME TAX PROBLEMS?Have you been audited, reas-sessed or disallowed certain claims by Canada Revenue Agency? Call Bob Allen @ 1-250-542-0295 35yrs. Income Tax experience, 8.5yrs. with Revenue Canada. Email: [email protected] C- 250-938-1944

LARGE FUNDBorrowers Wanted

Start saving hundreds of dollars today! We can easily approve you by phone. 1st, 2nd or 3rd mortgage money is available right now. Rates start at Prime. Equity counts. We don’t rely on credit, age or income.

Call Anytime1-800-639-2274 or

604-430-1498. Apply online www.capitaldirect.ca

MERCHANDISE FOR SALE

BICYCLES

BIKE for Sale Pedego Cruiser Women’s Electric Bike. Sun-shine yellow, like new, ridden only three times. Lithium Ion battery, keys and charger. Use its six gears or ride electric on-ly. Also comes with basket and helmet, $2,400 new, asking $1,500. Call Dale in Sidney at: 1-403-380-9463 to view.

FREE ITEMS

FREE STAMP collection and NLP tapes & books. Call (250)642-0754.

FRIENDLY FRANK

2 CUSTOM framed pictures, moving, must sell, $10 each. Call (778)440-3084.

MERCHANDISE FOR SALE

FRIENDLY FRANK

QUEEN-SIZED mattress, ex-cellent shape, will deliver, $99.Call 250-544-4933.

TWIN WOOL mattress topper, $40. Betty Crocker kettle, $20.Call (250)656-9272.

WICKER ROCKING chair,light brown, good cond. $75.obo. (250)385-3400.

FUEL/FIREWOOD

ARBUTUS, CYPRESS, fi r,hardwoods. Seasoned. Call250-661-7391.

DRY, FULLY Seasoned Firfi rewood. $240. full cord. Call(250)920-6440.

GARAGE SALES

SIDNEY- #4 9877 7th Street,Sat, Jan 24, 9-1pm. No EarlyBirds. Moving Sale!

MISCELLANEOUS FOR SALE

HOT TUB (SPA) COVERS. Best price. Best quality. Allshapes & colours available.1-866-652-6837 www.thecoverguy.com/newspaper?

NEWSPRINT ROLLENDS- $2-$10. Fridays only, 8:30amto 4:30pm. #200-770 Enter-prise Cres, Victoria. Gold-stream Press Division.

SET OF 4 winter tires, mount-ed (175/65R1), $200. Sofabed with infl atable dbl mat-tress, $600. (250)655-1599.

WALK-IN BATHTUB, Premierwith overhead/ hand-held shower, quality taps, plumbingfi ttings. $500. (250)704-6126.

MISCELLANEOUS WANTED

ANTIQUES, BOOKS, col-lectibles, furniture, china, jew-elry. Estates/private librariespurchased. Galleon Books &Antiques, 250-655-0700.

REAL ESTATE

REAL ESTATE SERVICES

SELLING?I charge far less commis-sion. For example only $6,900 on a $600,000 Sale. A Full commission realtor would cost you $21,000 at 6 and 3.✱When you buy with me, I give you $1000 to $9000 cash!

www.JimParsons.comCall me now at250-508-0739.JIM PARSONS

Onepercent Realty VI

BUYING - RENTING- SELLING

250.388.3535

ALL YOU NEED IN PRINT AND

ONLINE

bcclassifi ed.com

Page 20: Peninsula News Review, January 23, 2015

A20 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEWA20 www.peninsulanewsreview.com Fri, Jan 23, 2015, Peninsula News Review

RENTALS

APARTMENT/CONDO

LAVENDER CO-OP accept-ing applications for a 1 bdrm, $620/mo. Quiet area, sm pet ok, W/D hook up, insuite stor-age, lrg bright kitchen. Gross income $25,000 +, share pur-chase is $2,500. Applications available in the glass case out-side the Community Hall; 10A-620 Judah St.

SAFE and secure condo in Sidney’s Landmark bldg. One bedroom with ocean view available Feb 1st. N/S-N/P. $1150/m + utils. Steps from all amenities. 250-656-5371

APARTMENTS FURNISHEDSIDNEY- BRIGHT Executive 1 bdrm suite. $1200./month. Email: [email protected]

SHARED ACCOMMODATIONGOLDSTREAM AREA- 1400 sq ft, newly furnished, W/D, D/W, A/C, big deck & yard, hi-def TV, parking. Working male only. $650 inclusive. Call Ray 778-433-1233.

UPPER QUADRA- close to Uvic & Camosun, on bus route. $650 inclusive. Call (250)480-8964.

SUITES, LOWERESQUIMALT 1-BDRM ground level, W/D. NS/NP. $850. Avail now. (250)385-2846.

SIDNEY: BRIGHT 1bdrm suite, quiet, utils incl’d. NS/NP. $775. Feb. 1st. (250)655-1616

SIDNEY- LRG 1 bdrm suite, shared W/D. NS/NP. $950 all inclusive. Call (250)656-2378.

TRANSPORTATION

AUTO SERVICES$$$ TOP CA$H PAID $$$. For ALL unwanted Vehicles, any condition. Call (250)885-1427.

CARS

We Buy Cars!$50 to $1000

Scrap Junk Running or Not!Cars Trucks Vans

FREE TOW AWAY

250-686-3933

HOME/BUSINESS SERVICES

CARPENTRY

JEREMIAH’S CARPENTRY- Small repairs, interior fi nishing, weather proofi ng. Reasonable rates. Senior’s Discounts. In-sured. Call 250-857-1269.www.jeremiahscarpentry.com

CLEANING SERVICES

HUSBAND and wife cleaning team $60 per hour. Excellent long term local references. Ef-fi cient and always reliable. Sidney-Brentwood. 250-896-0703

ELECTRICAL

(250)217-3090.ELECTRICIAN Lic.#3003. 25 yrs exp. Renos, new homes, knob & tube re-place. Sr.Disc.No job too small

250-361-6193 Quality Electric Reno’s, res & comm. No job too small. Lic# 22779.

KENDRA’S ELECTRICAL Co. #86952. No Job too Small. Kendra, 250-415-7991.

NORTHERN SUN Electric Comm/Res. $40/hr. Work Guaranteed. Any size job. (250)888-6160. Lic#13981.

CLASSIFIED ADS WORK!Call 250.388.3535

HOME/BUSINESS SERVICES

FENCING

ALL TYPES of fencing, re-pairs. Reliable, on-time. Free estimates. Call 250-888-8637.

GARDENING

20% OFF! Pruning, cleanup, soil/mulch del (max 2 cu yd), hauling, aerate (250)479-6495

A&R LANDSCAPING- Certifi ed Horticulturist, yearly maintenance, clean-ups, prun-ing, renovating older gardens, great rates, Seniors Discounts. Call (250) 686-4361.

MIKE’S LAWN and Garden. Clean-ups, pruning, power washing & more. Senior disc. Free est. 250-216-7502.

HOME/BUSINESS SERVICES

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(250)889-5794. DIAMOND Dave- window, gutter cleaning, roof-de-moss, gutter guards, power washing. Free est.

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HANDYPERSONS

ASK ROB. Carpentry, decks, landscaping, garden clean up, rock walls and renos. Free Es-timates. Call 250-744-4548.

BIG BEAR Handyman. Decks, Painting, Repairs. Free estimate. Barry 250-896-6071.

HANDYMAN SERVICES. Lawns, fences, pruning, fl oor-ing, painting, drywall, small re-no’s. Mike/Chris 250-656-8961

HAULING AND SALVAGE

$20 & Up Garbage & Garden waste removal. Senior Disc. Free estimates. 250-812-2279.

CLEAN-UP SPECIAL. You load bins, size 12 yard $100 plus dump fee or we do it all. Call 250-361-6164.

HAUL A WAY- Clean and green, Junk removal. Free quotes. Call (778)350-5050.

HOME/BUSINESS SERVICES

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JUNK BOX- Junk Removal Company. Local guys. Low rates. Call (250)658-3944.

JUNK REMOVAL 7 days / wk.Fast Service, Best Prices!! Free quotes. (250)857-JUNK.

PARRY’S HAULING We haul it all - FREE estimates. Call Wes 250-812-7774.

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SAVE-A-LOT HAULING Furniture, appliance, garden waste, we take it all! Always lowest rate, senior discount. Brad 250-217-9578.

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HEATING, VENTILATION & INDOOR AIR QUALITYInstallation Services &

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ALFRED, ALFRED Quality Painting. Wholesale, Dis-counts! 50 years experience. 250-382-3694.

A PROFESSIONAL Woman painter. Karen Bales Painting & Wall coverings. Over 25yrs exp. Free est. 250-514-5220.

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CrosswordACROSS 1. Dog’s bark 4. Fall back (time abbr.) 7. Point midway between S and SE10. Heap12. Gross revenue14. Smallest merganser 15. Mild yellow Dutch cheese16. Small integer17. Restore to health18. Banishments20. Layers of rock22. Hill (Celtic)23. Male cat24. Past tense of 60 across26. Humans as a group29. Introduces a further negative30. Area of conflict34. A licensed accountant35. Deep distress or misery

36. A winglike structure37. Having defined limits43. A brother or sister44. A small shiny ornamental disk45. True firs47. No. Am. republic (abbr.)48. Bacon-lettuce-tomato sandwich49. Most guileful52. Casual trousers55. Abba ____, Israeli politician56. Papier-_____, art material58. Am. costume designer Edith60. Stand up61. Operatic songs62. Talk incessantly63. Shock treatment64. Form a sum65. Norweigan currency (abbr.)

29. National Council on Disability (abbr.)31. Same birthdate sibling32. 2,000 pounds33. A light stroke38. Relating to a horse39. A subterfuge40. Unwholesome atmosphere41. Dining, coffee and card42. Cunieform tablets found in 197446. Scratchy49. Invests in little enterprises50. Foot-shaped shoe form51. Scarlett’s home52. Genus alosa53. New Jersey university54. Paper bag55. Before57. Castilian knight El ___59. Denmark

DOWN 1. Mimic 2. Journey on horseback 3. Linen plant 4. Dashes 5. Single Lens Reflex 6. Golf ball stands 7. A particle of dirt 8. Clear blood fluids 9. Female sheep11. Utters12. Tern genus13. Small sofa14. Shrimp sauteed in butter and garlic19. Leoppold and ____21. Top of motor vehicle24. Securing devices25. Highly incensed26. Earnest entreaty27. Rent28. Am. immigration island

Today’s Answers

Tod

ay

’s S

olu

tion

Sudoku

Remember no number can occur more than once in any row, column or box.

To solve a Sudoku puzzle,every number 1 to 9must appear in:• Each of the nine vertical columns• Each of the nine horizontal rows• Each of the nine 3 x 3 boxes

Page 21: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A21

Harbord Insurance Penninsula News Review • Home Finder - “Joy” ad

Banner: 10.33” x 3” prepared by Art Department Design 250 381-4290

Modified: Dec 15 2014

656-0111 • harbordinsurance.com

Joy Connor, CAIB

Insurance Broker since 1998Long-time Peninsula resident

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A21

HomeFinderFind a place to call home

» 165/342

» 541/1,090» 3,121/3,489

NET UNCONDITIONAL SALES/ TOTAL, JAN. 2014

NEW LISTINGS/TOTAL, JAN. 2014

ACTIVE RES. LISTINGS/PEAK, JAN. 2014

AS OF JAN. 19/15 - COURTESY OFVICTORIA REAL ESTATE BOARD

Do you have a home-buying or selling story to

share? Email editor@peninsulanewsreview.

com

To advertise in Home� nder,

contact Jim Parker at: publisher@

peninsulanewsreview.com

SHARE YOUR EXPERIENCES

IN BUYING AND SELLING YOUR

HOME

The Peninsula News Review is looking to help tell your stories about buy-ing and selling your home.

Homefinder is going local this month and our staff are collecting story ideas for this page. So, whether you are a first-time home buyer or a senior couple looking to downsize, contact us to share your story and it just might help someone else going through one of the biggest events of their lives.

You can call the editor at 250-656-1151, ext. 128 or email [email protected] to share your ideas.

Buyers dictate homes’ selling prices, not objective government agentsValerie EdwardsContributor

There is no other con-cept within real estate that is more misun-

derstood than tax assessed value as it relates to market value.

Let’s start with definitions.Market value is the value

buyers place on a property. It’s what buyers are willing and able to pay for a spe-cific property at a specific time. Tax assessment is the value a municipality places on a home once a year, to determine its annual prop-erty taxes.

From the above definitions you can see at once the vast difference between the two. First of all, the people who determine market value as opposed to assessed value are very different.

Buyers determine market value. Government employ-ees determine tax assessed value.

Secondly, the purpose for which these values are determined are plainly dif-ferent. Government agents working for the tax author-ity are objective, or should be, in their value determina-tion. They use data such as lot size, house size and very generalized “sold” data from the MLS system. Consider-ing that only a small per-

centage of homes sell every year, this data is quite lim-ited when used to determine the assessed values of each and every home in a juris-diction.

Timing is also an impor-tant aspect to consider.

The tax authority’s data is collected and adjusted once a year, whereas the market that is buyerdriven can change, literally, in two weeks. In fact the market is often very fluid, changing subtly with every property coming on and going off the market at the same time that new buyers are coming in and going out of the market.

Unlike buyers, govern-ment agents rarely enter properties to see if there has

been any updating.There can be two proper-

ties side by side that seem similar on paper: same sized lot, same sized house and built in the same year. But if one has had a recent $40,000 kitchen and bathroom ren-ovation and the other one is still in its original 1950s glory, the tax assessment will not reflect this differ-ence, but a buyer’s estima-tion of value will certainly be affected.

Buyers and their respec-tive real estate representa-tives compare properties that not only have recently sold, but are currently on the market in order to deter-mine what value a particu-lar property holds for them.

That value can be general in nature, but at the same time unique to each buyer and property.

For instance, a buyer may be willing to pay more for a certain property than another very similar one in a similar neighbourhood, because the first one is just blocks away from where their children’s grandpar-ents live. This is the type of value that can’t be deter-mined by objective data.

However, beyond per-sonal reasons, buyers deter-mine value by concrete features of the property itself. Buyers actually enter these properties to see and experience their condition, upgrades, layout, square

footage and so on.Approximately 90 per

cent of buyers hire a build-ing inspector to look over everything from the roof to the drainage, electrical sys-tem, plumbing, foundation and so on. And if a major problem is discovered that the buyers were unaware of prior to making their offer, such as a dangerous and complex electrical issue costing many thousands of dollars to fix, a price renego-tiation may ensue to reflect a lowered value.

In over 20 years of expe-rience, I have found that, other than in the most gen-eral sense, there is no con-sistent or reliable relation-ship between tax assessed value and market value.

When in the process of determining the value of a property for the purposes of selling or buying, never rely on the tax assessed value. Instead use the services of a Realtor who will have information on recently sold properties similar to yours, they will have actually seen the condition of the prop-erty in question.

They will also know the current state of the market, whether it’s going up, down or is static. A skilled agent can sometimes know that a certain property is likely to sell for more or less based on experience.

Determining market value is both a science and an art.

Most residential buyers buy with their heart first and then look to the data to sup-port their decision.

Valerie Edwards is a licensed Realtor with

Pemberton Holmes Realty.

MORTGAGE COSTS | Paying weekly or bi-weekly can save you thousands of dollars

Science and art in setting home values

Steven Heywood/News staff

Different properties, side by side, can have very different values attached to them, depending on factors such as renovations and inspections.

Page 22: Peninsula News Review, January 23, 2015

A22 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW

Resort -Style Oceanside Dream!This Active 55+ Adventurer lifestyle includes tennis courts, indoor swimming pool, library, billiards, gym, and wonderful Community kitchen… never a dull moment! Your fabulous 1200 sqft Condo offers a Master with walk-in closet and full Ensuite, cozy Fireplace, Formal dining, Guest bedroom/Den, and westerly views! Safe and Secure combines with Fun in the Sun, right here on Vancouver Island! Sea your new Lifestyle today.$269,000

Picture PerfectCarefree living at its finest. Beautiful, freshly decorated, 1 level spacious2 bed 2 bath townhouse in Broadmead’s desirable Foxborough Hills. It’s1,572 sq ft with many quality features & lovely views over Rithet’s BogPark. Amazing separate clubhouse with pool, exercise room, tennis court& guest suite. No outdoor maintenance. $539,000

Good Morning StarshineCapture the feelings of childhood summers again, and move to thisquarter acre sunny home in Deep Cove, across from the quaint Marina.The lovely home is nestled in very private gardens with views of theocean and Mt.Tuam. Gorgeous new kitchen, windows, hardwoodfloors, and baths! A home for all... Water you waiting for? $629,000

State of the ArtCustom-built Whistler-inspired, 1 Acre Haven. Highly evolved designis evident by controlled skylights, pre-set temperature Schluter showersystem and AH!, a deep Japanese soaker tub. The Master Suite aweswith its Vaulted ceiling, and rain-sensor Skylight. The “piece deresistance” handsome fir doors open 180° to a gorgeous covered deckfor dining al fresco, w/ Sunset Malahat Views! $660,000

A Honey of a Deal Custom 3006sqft home on a useable 1 acre featuring a spacious familyroom, elegant winding oak staircase, amazing lofty ceilings in the LRwith FP and HW flooring. The gourmet kitchen and dining area; offer abuilt-in oven, cook-top, and island for culinary joy. Downstairs the 1 BR‘Sweet’ surely must be the largest ever built! The level entry space offersa very palatable option for today’s families. $675,000

Birds of a FeatherSophisticated Buyers, will flock to this Mid-Century 3/4 bedroomhome, combining all the very best of the era, with modern upgradeslike granite countertops, NEST thermostat, cherry hardwood andLEATHER flooring! Beautiful 1/3 acre sunny backyard; a gardener’sparadise located right in coveted Oak Bay! $720,000

Quality Built Zen Home This well designed 3 bedroom home enjoys a garden view open kitchen,cozy adjoining family room, and rare formal dining room, completewith gorgeous rock fireplace. Custom design is evident in the avante-gard open stairways and straight clean lines of its exterior. Beautifullylandscaped Japanese zen-like terraced backyard takes full advantage ofthe one acre property. Call Now! $750,000

Money, Money, Money!FANTASTIC opportunity. Located in desirable Oak Bay border area.Live in one, and rent the other! The main level retains the 1912 charm,while the upper level is recently updated. 7 ft height bonus inlawaccommodation in the lower area. Main floor presently usedcommercially, current revenue approximately $4643 per month (buyerto verify). Be quick on this one! (Floor Plans Avail) $899,000

Maximum Views with Precision DesignLuxury home w/ breathtaking ocean & mountain views. Precision builtfeaturing a cathedral entrance, smartly designed kitchen, formalsitting/reception rm & family rm. both w. gas fp, and a gracious diningrm. Sumptuous master bed w. generous walk-in closet/dressing rm. &ensuite. Lower level offers self-contained suite & wine celler.$959,000

Baby You Can Drive My Car Amazing executive Oceanfront home features 4397 sqft of open conceptliving including 5 beds (with master suite, walk in closet, fire place &spa like en-suite). Outside offers over 1700 sqft of deck space to takeadvantage of the spectacular views, water front fire pit & patio, hot tub& plenty of space for all toys in the 5 car garage. $1,099,000

You Have Arrived Elegant and stately .72 acre Oceanfront home features Control 4 lightingwhich integrates lighting with music, shades, locks, climate control, andvideo. Enduring construction is seen in the built-in cabinetry, and darkBirch HW placed in a bright ambiance of voluminous rooms. The customkitchen is a worthy match for Jamie Oliver! The convenient locationblends all the best in life seamlessly! $1,099,999

The Balvenie Executive NEW residence on 2.5 acres. Exceptional Quality & featuringluxury finishing throughout; including gourmet kitchen, stunning Greatroom with a double sided indoor-outdoor fireplace, and separate livingareas. Huge windows, triple garage, professional landscaping, and just20 min to the capital city, with proximity to ferries, & the InternationalAirport offers the ultimate in Living! $1,350,000

Wright for Frank Newly updated contemporary Oceanfront masterpiece + dock. Archi-tecturally designed taking advantage of the spectacular private location.Floor to sky windows create a true indoor-outdoor flow. At 3200sqft it will suit most circumstances & incl In Law. Once inside themost discerning buyer will be wowed by the Artistry! $1,499,800

Escape to the CountryA magnificent Schubart designed residence surrounded by 10 acresof natural beauty. Dream kitchen: custom cabinetry, elegant design,superior appliances. 2 excellent BRs & den. The lower floor has adelightful self-contained legal suite. A separate character farm house.Unspoiled beaches, golf courses, amazing outdoors & ocean activities.Just 30-minutes drive to downtown Victoria. $1,549,000

Splendour in the GrassDutch farm house meets West Coast design on this superb scenic 5 acfarm, overlooking Elk lake. Private and picturesque this 4 bed 4 bathwith 3 wings that provide separation for the growing family. Low farmtaxes. 3 excellent multi functional farm buildings. Excellent for horsesand animals. Large veg garden, fruit trees, & fish pond. A splendidcountry property. $1,690,000

Have Your Oceanfront & Swim There Too!Rare south facing Oceanfront offers full sun and Sensational sunsets!Amazing folding wall system opens for an indoor-outdoor feel, easy accessto the beach, and your own mooring buoy. The kitchen sizzles with a covetedInduction cooktop, double-oven, and sit-up counter for guests. Unwind inthe Master suite, or paint in the airy studio. Enjoy the Sauna and relaxing hottub. This is West Coast Living at its very best. $1,698,800

Builder’s Oceanfront DreamRARE opportunity to build an Oceanfront Estate in Victoria BC. This1.24 acre lot in Margaret’s Bay offers 195.5 feet of waterfront, with180° views across Haro Strait to the San Juan Islands. Choice locationprovides a panorama of mountain and island views. The neighbourhoodis serene and private, close to UVIC and all amenities. A blank paletteto create your dream! $1,698,000

A Sea of HoneyAn esteemed, private, south facing 1.24 acre ocean front enclave. Thestunning fjord view of the Saanich Inlet captures an awe-inspiringpeaceful vista. The 4500 sq ft home is rich in potential, and ready forthe next vision. The superb location provides an exceptional oceanorientation with outstanding views of sea & sky. $1,825,000

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

Open Sunday 2-4

29 Brigadoon Plc.

Brigadoon, there my Heart Forever Lies.One of the loveliest beach fronts on the Gorge waterway! This 4-levelhome oceanfront home features oak hardwood floors, an open conceptGreat room, and 2 bed extra accommodation. A glassed-in Conservatorycovers a relaxing hot tub. Walk across 1/3 Acre of English countrygardens, down to the water’s edge; launch your canoe from your 130 ftof waterfront. This private Paradise is a mere 15 mins. to Victoriacity centre. $750,000

2013 Gold MLS Winners

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Hook Your DreamWelcome to an exquisite, completely renewed lakefront Haven with so much to offer, it just has to be seen. Two romantic fireplaces, warm and elegant finishing, views, sunrises; how can we describe the waterside playground oasis that this property is? Pride of ownership is detailed throughout, and when you are not drinking your coffee on the Adirondack chairs overlooking the Lake, you will be luxuriating in the Spa soaker tub-shower ensuite, or happily gazing over the quartzite counters of your Urbana designed kitchen to the magic Blue! $1,298,888

It’s MagicNestled in a premier enclave of Victoria, close to the rich vibe of the Cook St Village and Fairfield Plaza is your early 1900’s Edwardian Lady, singing with the original charm and features of this beloved Era! From the original hardwood floors and Fireplaces, and main level Ocean View Studio, 4 beds plus huge potential Ensuite, this home is sure to please! The fenced Secret Garden promises lush prized plantings, and a private brick courtyard. Just up the street from the ocean, and with easy access to Beacon Hill Park. Call now! $717,200

Magical Mystery TourTOWNER PARK the most exclusive ocean front neighborhood (freehold section). Rare south facing 2.24 acre beach trophy property is one that few can achieve or acquire. Featuring old growth firs and sensational southerly Ocean vistas of the inlet fjord; from the home, sun drenched patios and deck. Orchard, organic vegetable garden and courtyard entry welcomes you to the main one level 4669 square foot home. Splendid living room, teak kitchen, formal and informal dining open to the sunset warm beach below. 36x18 indoor swimming pool.Call to view this Irreplaceable Oceanfront Paradise. $1,680,000

Rare Commercial/ResidentialStunning exquisitely presented rare Oak Bay boutique property with residential and commercial zoning. Currently configured as 2 suites and 2 commercial areas. A second floor addition is possible subject to Oak Bay municipality approval. This mixed use immaculate building includes: 1101 sq ft of commercial space. One 2 bedroom 892 sq ft. residential suite and one 746 sq ft studio suite, with external entrances. High visibility corner of St Patrick St and Central Avenue. A rare supreme “live work” opportunity. $1,150,000

Can you please keep this ad the same, but switch out to the other Ocean view photo that you have for 725 Towner Park (Magical Mystery Tour), and the couch and outdoor view photo for "On Top of the World"? Also, please delete "Above and Beyond" and put in its place, "It's Magic" with the house photo, and list it as an OPEN HOUSE Sun 2-4 pm. 192 Bushby Ave. (This Sunday Jan. 18).

On Top of the WorldYour Mountain Top Aerie Awaits! Be on top of the world with this Care Award Winner built home of virtually 4700 square feet. Floor to ceiling windows beautifully frame Ocean AND Lakefront Views (swim next door!) in nearly every room. The layout melds effortlessly to three decks for perfect indoor-outdoor flow. Potential Suite, Billiards-Bar-Media Room below leave the High Flyer perfectly sated. Choose Life’s finest: Entertain family and friends in your designer nest complete with authentic Wine cellar, or peacefully exhale, AWAY from it all. $799,999

- "On Top of the World" is short on copy. Can you please add to the end, "Choose Life's finest: Enter-tain family and friends in your designer nest complete with authentic Wine cellar, or peacefully exhale, AWAY from it all."

- "It's Magic" is missing the word "enclave", right after "nestled in a premier"...

The Fine Art of Marketing for your

Top Dollar

VICTORIA902-373 Tyee Road, $425,000MLS 345472, Saturday 12-1:30Burr Properties Ltd.Mike Pearce, 250-382-6636

1003-250 Douglas St., $349,900MLS 339521, Saturday 2-4RE/MAX CamosunPaul Askew, 250-744-3301

2609 Avebury Avenue, $539,800MLS 345610, Saturday 11-1 &Sunday 2-4 Macdonald RealtyNiels Madsen, 250-388-5882

83 Saghalie Road, From $439,900Daily 12-5Bosa Properties, 250-382-2672

403-1041 Rockland Ave, $215,000Saturday 1-3Royal LePage Coast Capital RealtyCheri Crause, 250-592-4422

102-1120 McClure, $462,500Saturday 2-4RE/MAX CamosunLorraine Stundon, 250-812-0642

83 Saghalie Road, $599,900Daily 12-5Bosa Properties, 250-382-2672

OAK BAY2680 Margate Avenue, $1,250,000MLS 345311Saturday & Sunday 2-4RE/MAX CamosunDeana Fawcett, 250-744-3301

VIEW ROYAL#206-290 Island HWY, $259,900MLS 345377, Saturday 1-3Royal LePage Coast Capital RealtyNorma Campbell, 250-477-5353

ESQUIMALT10-850 Parklands Dr., $357,500MLS 345139, Saturday 2-4Fair RealtyKevin Ramsay, 250-217-5091

SAANICH EAST1563 Kenmore Road, $539,900MLS 345671, Saturday 1-3RE/MAX CamosunCheryl Barnes, 250-413-7943

4942 Cordova Bay Rd., $775,000MLS 343314, Saturday 11-1Newport RealtyJulie Rust, 250-385-2033

2485 Cadboro Heights Lane, $1,499,000Sunday 1-3 Newport RealtyJulie Rust, 250-385-2033

3651 Quadra Street, $699,000MLS 345422, Saturday 2-4Newport RealtyJulie Rust, 250-385-2033

206-982 McKenzie Ave., $309,900MLS 344648, Sunday 2-4Fair RealtySukhmeet Grewal, 250-704-9794

#105-820 Short Street, $295,000Sunday 1-3Pemberton Holmes Ltd.Cheryl Ashby, 250-478-9141

104-3900 Shelbourne Street, $244,900MLS 345468, Sunday 2-4DFH Real Estate Ltd.Patrick Achtzner, 250-656-0131

4128 Burnley CloseMLS 345098Saturday 1-2:30Sutton Group West Coast RealtyWendy Thompson, 778-678-4321

1608 Pear Street, Sunday 2:30-4RE/MAX CamosunDaniel Clover, 250-370-7788

SAANICH WEST211-4529 West Saanich Road, $339,900MLS 343719Saturday & Sunday 1-3 Pemberton HolmesCorie Meyer, 250-384-8124

3912 Carey Road, From $229,000Saturday - Monday 1-5Macdonald RealtyMatthew Lee, 250-744-4441

740 Travino LaneTuesday - Sunday 1-4Royal LePage Coast Capital RealtyScott Munro, 250-477-5353

SAANICH PENINSULA1965 Brackman$469,800MLS 345711Saturday & Sunday 1-3DFH Real Estate Ltd.Mike Hartshorne, 250-474-6003

TH24-2353 Harbour Rd., $590,000MLS 344410, Saturday 1-4Macdonald RealtyEleanor Smith, 250-388-5882

2-2321 Island View Rd., $399,900MLS 345374, Sunday 1-3RE/MAX CamosunCraig Walters, 250-655-0608

305-7161 West Saanich Road, $289,900MLS 344445, Sunday 1-3RE/MAX CamosunCraig Walters, 250-655-0608

7182 West Saanich Road., From $370,000Friday, Saturday & Sunday 1-3Royal LePageCoast Capital RealtyMurray Lawson, 250-477-5353

683 Bradley Dyne RoadMLS 345628Saturday 1-3Royal LePage Coast Capital RealtyBill Walters, 250-477-5353

6253 Marie Meadows, $675,000MLS 343471, Saturday 1-3DFH Real Estate Ltd.Elaine Wright, 250-474-6003

8607 Sansum Park Dr., $692,500MLS 345539, Sunday 2-4Pemberton Holmes Ltd.Mike Lock, 250-384-8124

WEST SHOREThe Terraces atLatoria WalkFrom $639,900Thursday - Sunday 12-3Pemberton HolmesGreg Long, 250-384-8124

Heron’s Landing atLatoria CreekFrom $294,900Saturday & Sunday 1-4Pemberton HolmesGreg Long, 250-384-8124

more details in Real Estate Victoria, available FREE on news stands now

OPENHOUSESJAN. 23 - JAN. 29, 2015

2818 Pickford Road, $479,900MLS 345625Saturday 1-3DFH Real Estate Ltd.Mike Hartshorne, 250-474-6003

103 & 105-990Rattanwood Pl., $319,900Sunday 1-3Sutton Group West Coast RealtyKomal Dodd250-479-3333

2655 Sooke Rd., from $199,900Saturday & Sunday 2-4RE/MAX CamosunJohn Percy, 250-508-1551

MALAHAT1116 Adams Close, $499,900MLS 345253, Sunday 2-4Sotheby’s InternationalRealty CanadaBrad MacLaren250-380-3933

Page 23: Peninsula News Review, January 23, 2015

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A23

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NATURAL STONE NATURAL BEAUTY

PENINSULA NEWS REVIEW - Friday, January 23, 2015 www.peninsulanewsreview.com • A23

Owning one’s own home remains a high priority for many Canadians.

The aspiration to own a home remains a worthy objective. However, to a greater degree than ever before, Canadians cannot embark upon ownership without a sound appreciation of the emerging risks.

The single greatest risk is not the ability to afford today’s mortgage payments when rates are at historic lows, but the abil-ity to meet payments if rates increase by 2 to 3 percent once the initial mortgage term expires.

Will the home still be affordable? The simplest and surest way to enhance

affordability is to delay buying a home if, in the process of qualifying, one barely meets the minimum income and debt-ser-vice benchmarks. Ideally, a larger down-payment of at least 20 per cent will not only avoid many thousands of dollars of high-ratio mortgage insurance premiums, but also mean lower monthly payments.

Another prudent approach, especially for the first-time buyer, is to opt for the lowest-possible rate on a 5-year fixed-term mortgage. Choosing the slightly lower variable- rate option would leave the bor-rower vulnerable to increases in the prime rate. If one can lock-in for 5 years at a rate approximating 3 per cent, the mortgagee should be able to cope with the impact, if rates do increase by the end of the term.

The most important, and perhaps most challenging, risk-management strategy is to moderate the appetite for the biggest and best home for which they qualify.

Outside North America, much of the developed world’s population live in con-dos or apartments. Slowly but surely, the high cost of home ownership is forcing

many Canadians to follow suit. Today, some 30 per cent of new-home construction is condo units. Twenty years ago, the fig-ure was only 9.4 per cent. This trend is likely to continue.

This shifting demand repre-sents an emerging risk: fewer buyers for larger, single-family homes, thus moderating future values. Over the long-term, sin-gle-family home price increases are likely at best, to match infla-tion.

In the last 15 years, the aver-age Canadian’s net worth has risen by about $125,000, to $480,000. Virtually all of this increase however, has come not from savings and investment, but from ris-ing real estate values. If real estate prices were to adjust downward, much of this increase in net worth would be erased.

A 10 per cent value adjustment is cer-tainly not out of the question. Recently, the Bank of Canada expressed concern that national house prices are from 10 to 30 per cent overvalued; the International Monetary Fund set Canada’s home over-valuation at a minimum 10 percent. Both conclusions were based on well-estab-lished historical relationships between home prices and family incomes.

As long as we can clearly afford the home we buy and view home ownership not as a ‘sure thing’ investment, but rather a long-term vehicle for a comfortable life-style, we can enjoy it and remain relaxed about the obligations home ownership entails. No longer should home owner-ship be viewed as a means for substan-tial equity growth through ever-increasing demand and upward price adjustments. Peter Dolezal is a retired corporate executive, enjoying post-retirement as an independent

financial consultant.

Emerging risks of home ownership

Peter DolezalFinancial Savvy

WELCOMING GLYNIS MACLEOD SOTHEBY’S INTERNATIONAL REALTY CANADA IS PROUD TO

WELCOME GLYNIS MACLEOD TO ITS LOCAL TEAM

Glynis, combined with Sotheby’s International Realty Canada’s unique brand and marketing, will use her skills in promotion and home renovation and her passion for real estate to provide both buyers and sellers the experience, professionalism and integrity required to successfully sell or buy a home, regardless of size, location or price.

GLYNIS MACLEOD, YOUR PENINSULA EXPERT

[email protected] 250.661.7232 sothebysrealty.ca

VANCOUVER · VICTORIA · WHISTLER · TORONTO · MONTRÉAL LOCAL EXPERTISE, GLOBAL CONNECTIONS.

Sotheby’s International Realty Canada, Independently Owned and Operated. E.&O.E.: This information is from sources which we deem reliable, but must be verified by prospective Purchasers and may be subject to change or withdrawal.

Listing your home? Please call me.

GLYNIS MACLEOD [email protected] glynismacleod.com

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Page 24: Peninsula News Review, January 23, 2015

A24 • www.peninsulanewsreview.com Friday, January 23, 2015 - PENINSULA NEWS REVIEW