peer review report phase 1 legal and regulatory framework - trinidad and tobago

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  • 8/7/2019 Peer Review Report Phase 1 Legal and Regulatory Framework - Trinidad and Tobago

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    @LKEFL HKUYJ KD SUFDRQFUIDB^ FDC I]BMFD@I

    KH NDHKUJFSNKD HKU SF] QYUQKRIR

    Qiiu Uixnip UiqkusQmfri 6Li`fl fdc Ui`ylfsku~ Hufjipkug

    SUNDNCFC FDC SKEF@K

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  • 8/7/2019 Peer Review Report Phase 1 Legal and Regulatory Framework - Trinidad and Tobago

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    @lkefl Hkuyjkd Sufdrqfuidb~

    fdc I}bmfd`ikh Ndhkujfsnkd hku Sf}

    Qyuqkrir Qiiu Uixnipr?Sundncfc fdc Skef`k

    5166QMFRI 6

    Ofdyfu~ 5166-uihlibsnd` smi li`fl fdc ui`ylfsku~ hufjipkugfr fs Fy`yrs 5161.

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    Smnr pkug nr qyelnrmic kd smi uirqkdrnenlns~ kh smi Ribuisfu~*@idiufl kh smi KIBC$

    Smi kqndnkdr i}quirric fdc fu`yjidsr ijqlk~ic miuind ck dks dibirrfunl~ uihlibs

    smi khhnbnfl xnipr kh smi KIBC ku kh smi `kxiudjidsr kh nsr jijeiu bkydsunir ku

    smkri kh smi @lkefl Hkuyj kd Sufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf}

    Qyuqkrir$

    NRED >0=*>5*83*1>8>3*2 -qunds.NRED >0=*>5*83*1>8>2*8 -QCH.

    Riunir? @lkefl Hkuyj kd Sufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir? Qiiu UixniprNRRD 556>*38=6 -qunds.

    NRRD 556>*38>] -kdlndi.

    Bkuun`idcf sk KIBC qyelnbfsnkdr jf~ ei hkydc kd lndi fs? ppp$kibc$ku`+qyelnrmnd`+bkuun`idcf$

    KIBC 5166

    ^ky bfd bkq~, ckpdlkfc ku qunds KIBC bkdsids hku ~kyu kpd yri, fdc ~ky bfd ndblyci i}biuqsr hukj KIBC

    qyelnbfsnkdr, cfsfefrir fdc jylsnjicnf qukcybsr nd ~kyu kpd ckbyjidsr, quiridsfsnkdr, elk`r, piernsir fdc

    sifbmnd` jfsiunflr, qukxncic smfs rynsfeli fbgdkplic`jids kh KIBC fr rkyubi fdc bkq~un`ms kpdiu nr `nxid$

    Fll uivyirsr hku qyelnb ku bkjjiubnfl yri fdc sufdrlfsnkd un`msr rmkylc ei ryejnssic sk un`msrAkibc$ku`$Uivyirsr hku qiujnrrnkd sk qmkskbkq~ qkusnkdr kh smnr jfsiunfl hku qyelnb ku bkjjiubnfl yri rmfll ei fccuirric

    cnuibsl~ sk smi Bkq~un`ms Blifufdbi Bidsiu -BBB. fs ndhkAbkq~un`ms$bkj ku smi Bidsui hufdfnr ci}qlknsfsnkd cycukns ci bkqni -BHB. fs bkdsfbsAbhbkqnir$bkj$

    Qlifri bnsi smnr qyelnbfsnkd fr?

    KIBC -5166.,@lkefl Hkuyj kd Sufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir Qiiu

    Uixnipr? Sundncfc fdc Skef`k 5166? Qmfri 6? Li`fl fdc Ui`ylfsku~ Hufjipkug, @lkefl Hkuyj kd

    Sufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir? Qiiu Uixnipr, KIBC

    Qyelnrmnd`$

    mssq?++c}$ckn$ku`+61$60=0+>0=>5831>8>28*id

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    SFELI KH BKDSIDSR 2

    Sfeli kh Bkdsidsr

    Fekys smi @lkefl Hkuyj $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 9

    I}ibysnxi Ryjjfu~ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 0

    Ndsukcybsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ >

    Ndhkujfsnkd fdc jismkcklk`~ yric hku smi qiiu uixnip kh Sundncfc fdc Skef`k $ >Kxiuxnip $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 61Uibids cixilkqjidsr $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 62

    Bkjqlnfdbi pnsm smi Rsfdcfucr $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 69

    F$ Fxfnlfenlns~ kh Ndhkujfsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 69

    Kxiuxnip $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 69F$6$ Kpdiurmnq fdc ncidsns~ ndhkujfsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $68F$5$ Fbbkydsnd` uibkucr $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $26F$2$ Efdgnd` ndhkujfsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 23

    E$ Fbbirr sk Ndhkujfsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 20

    Kxiuxnip $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 20E$6$ Bkjqisids Fysmkuns~r fenlns~ sk kesfnd fdc qukxnci ndhkujfsnkd $ $ $ $ $ $ $ $ 2=E$5$ Dksnhnbfsnkd uivynuijidsr fdc un`msr fdc rfhi`yfucr$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 33

    B$ I}bmfd`nd` Ndhkujfsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 30

    Kxiuxnip $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 30B$6$ I}bmfd`i*kh*ndhkujfsnkd jibmfdnrjr $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 3=B$5$ I}bmfd`i*kh*ndhkujfsnkd jibmfdnrjr pnsm fll uilixfds qfusdiur $ $ $ $ $ $ $ $ 99B$2$ Bkdhncidsnflns~ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 98B$3$ Un`msr fdc rfhi`yfucr kh sf}qf~iur fdc smnuc qfusnir$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 9=B$9$ Snjilndirr kh uirqkdrir sk uivyirsr hku ndhkujfsnkd $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 9=

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    3 SFELI KH BKDSIDSR

    Ryjjfu~ kh Cisiujndfsnkdr fdc Hfbskur Ydciul~nd` Uibkjjidcfsnkdr$ $ $ $ 86

    Fddi} 6? Oyunrcnbsnkdr Uirqkdri sk smi Uixnip Uiqkus $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 89

    Fddi} 5? Lnrs kh Fll I}bmfd`i*kh*Ndhkujfsnkd Jibmfdnrjr nd Hkubi $ $ $ $ $ $ $ 80Fddi} 2? Lnrs kh Fll Lfpr, Ui`ylfsnkdr fdc Ksmiu Uilixfds Jfsiunfl$ $ $ $ $ $ $ 8=

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    FEKYS SMI @LKEFL HKUYJ 9

    Fekys smi @lkefl Hkuyj

    Smi @lkefl Hkuyj kd Sufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf}Qyuqkrir nr smi jylsnlfsiufl hufjipkug pnsmnd pmnbm pkug nd smi fuif kh sf}sufdrqfuidb~ fdc i}bmfd`i kh ndhkujfsnkd nr bfuunic kys e~ kxiu >1 oyunrcnb*

    snkdr pmnbm qfusnbnqfsi nd smi @lkefl Hkuyj kd fd ivyfl hkksnd`$Smi @lkefl Hkuyj nr bmfu`ic pnsm nd*ciqsm jkdnskund` fdc qiiu uixnip

    kh smi njqlijidsfsnkd kh smi ndsiudfsnkdfl rsfdcfucr kh sufdrqfuidb~ fdci}bmfd`i kh ndhkujfsnkd hku sf} qyuqkrir$ Smiri rsfdcfucr fui qunjfunl~uihlibsic nd smi 5115 KIBCJkcil F`uiijids kd I}bmfd`i kh Ndhkujfsnkdkd Sf} Jfssiur fdc nsr bkjjidsfu~, fdc nd Fusnbli 58 kh smi KIBCJkcilSf} Bkdxidsnkd kd Ndbkji fdc kd Bfqnsflfdc nsr bkjjidsfu~ fr yqcfsic nd5113, pmnbm mfr eiid ndbkuqkufsic nd smi YDJkcil Sf} Bkdxidsnkd$

    Smi rsfdcfucr qukxnci hku ndsiudfsnkdfl i}bmfd`i kd uivyirs kh hkuirii*

    fel~ uilixfds ndhkujfsnkd hku smi fcjndnrsufsnkd ku idhkubijids kh smi ckjir*snb sf} lfpr kh f uivyirsnd` qfus~$ Hnrmnd` i}qicnsnkdr fui dks fysmkunriceys fll hkuiriifel~ uilixfds ndhkujfsnkd jyrs ei qukxncic, ndblycnd` efdgndhkujfsnkd fdc ndhkujfsnkd milc e~ hncybnfunir, ui`fuclirr kh smi i}nrsidbikh f ckjirsnb sf} ndsiuirs ku smi fqqlnbfsnkd kh f cyfl bunjndflns~ rsfdcfuc$

    Fll jijeiur kh smi @lkefl Hkuyj, fr pill fr oyunrcnbsnkdr ncidsnhnic e~smi @lkefl Hkuyj fr uilixfds sk nsr pkug, fui eind` uixnipic$ Smnr qukbirr nrydciusfgid nd spk qmfrir$ Qmfri 6 uixnipr frrirr smi vyflns~ kh oyunrcnbsnkdrli`fl fdc ui`ylfsku~ hufjipkug hku smi i}bmfd`i kh ndhkujfsnkd, pmnli Qmfri 5

    uixnipr lkkg fs smi qufbsnbfl njqlijidsfsnkd kh smfs hufjipkug$ Rkji @lkeflHkuyj jijeiur fui ydciu knd` bkjendic Qmfri 6 qlyr Qmfri 5 uixnipr$Smi ylsnjfsi `kfl nr sk milq oyunrcnbsnkdr sk ihhibsnxil~ njqlijids smi ndsiudf*snkdfl rsfdcfucr kh sufdrqfuidb~ fdc i}bmfd`i kh ndhkujfsnkd hku sf} qyuqkrir$

    Fll uixnip uiqkusr fui qyelnrmic kdbi fqqukxic e~ smi @lkefl Hkuyj fdcsmi~ smyr uiquirids f`uiic @lkefl Hkuyj uiqkusr$

    Hku jkui ndhkujfsnkd kd smi pkug kh smi @lkefl Hkuyj kd Sufdrqfuidb~fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir, fdc hku bkqnir kh smi qye*lnrmic uixnip uiqkusr, qlifri uihiu sk ppp$kibc$ku`+sf}+sufdrqfuidb~$

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  • 8/7/2019 Peer Review Report Phase 1 Legal and Regulatory Framework - Trinidad and Tobago

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    I]IBYSNXI RYJJFU^ 0

    I}ibysnxi Ryjjfu~

    6$ Smnr uiqkus ryjjfunrir smi li`fl fdc ui`ylfsku~ hufjipkug hku sufdr*qfuidb~ fdc i}bmfd`i kh ndhkujfsnkd nd Sundncfc fdc Skef`k$

    5$ Sundncfc fdc Skef`k nr dks f jijeiu kh smi @lkefl Hkuyj kdSufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir, eys pfr ncidsn*hnic fr f oyunrcnbsnkd smfs nr uilixfds sk smi @lkefl Hkuyjr pkug fr f uiryls khnsr ndsidsnkd sk irsfelnrm smi Sundncfc fdc Skef`k Ndsiudfsnkdfl Hndfdbnfl Bidsui-SSNHB.$ Ixid smky`m smi SSNHB nr dks ~is irsfelnrmic, smi @lkefl Hkuyj nrjkdnskund` smnr cixilkqjids fr f hfbsku kh Sundncfc fdc Skef`kr bkjqlnfdbipnsm ui`fuc sk smi rsfdcfucr kh sufdrqfuidb~ fdc i}bmfd`i kh ndhkujfsnkd$

    2$ Fr f dkd*jijeiu kh smi @lkefl Hkuyj, Sundncfc fdc Skef`k pfr`nxid smi rfji kqqkusydns~ sk qfusnbnqfsi nd nsr uixnip fr @lkefl Hkuyjjijeiur$ Flsmky`m qfusnbnqfsnkd pfr idbkyuf`ic, Sundncfc fdc Skef`k qfu*

    snbnqfsic kdl~ lfsi nd smi uixnip qukbirr$ Fr f uiryls, smi uixnip pfr cilf~ice~ 3 jkdsmr fdc smi frrirrjids pfr qunjfunl~ efric kd qyelnbl~ fxfnlfelilfpr, ui`ylfsnkdr, fdc i}bmfd`i kh ndhkujfsnkd jibmfdnrjr nd hkubi ku ihhibsfr fs Fy`yrs 5161$

    3$ Sundncfc fdc Skef`k nr qfus~ sk f dyjeiu kh enlfsiufl suifsnir fdc fjylsnlfsiufl bkdxidsnkd -smi BFUNBKJ ndbkji sf} suifs~6. smfs qukxnci hkui}bmfd`i kh ndhkujfsnkd hku sf} qyuqkrir$ Mkpixiu, Sundncfc fdc Skef`kkdl~ mfr kdi f`uiijids pnsm smi Ydnsic Rsfsir smfs jiisr smi rsfdcfuc$ Smnrnr cyi sk uirsunbsnkdr sk fbbirr sk ndhkujfsnkd e~ Sundncfc fdc Skef`kr sf}

    fysmkunsnir pmnbm nr sfdsfjkyds sk f ckjirsnb sf} ndsiuirs$ Smi sf} fysmkunsnirfbbirr qkpiur fui lnjnsic sk smi fcjndnrsufsnkd fdc idhkubijids kh Sundncfcfdc Skef`kr ckjirsnb sf} lfpr$ Fccnsnkdfll~, fbbirr sk efdg ndhkujfsnkd bfdkdl~ kbbyu pmid smiui nr fd kd`knd` sf} frrirrjids fdc fd keoibsnkd sk smifrrirrjids e~ smi sf}qf~iu$

    9$ Ns nr uibkjjidcic smfs Sundncfc fdc Skef`k qys fd idc sk nsr ckjir*snb sf} ndsiuirs hku fll nsr i}bmfd`i kh ndhkujfsnkd qfusdiur$ Sundncfc fdcSkef`k jyrs fs f jndnjyj mfxi hyll, ihhibsnxi i}bmfd`i kh ndhkujfsnkd pnsm

    6$ Bfuneeifd Bkjjydns~ ckyeli sf}fsnkd f`uiijids kh 6>>3$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    = I]IBYSNXI RYJJFU^

    nsr i}nrsnd` suifs~ qfusdiur fdc ei quiqfuic sk idsiu ndsk dip fuufd`ijidsrsmfs qukxnci hku ihhibsnxi i}bmfd`i kh ndhkujfsnkd$

    8$ Smfs rfnc, ndhkujfsnkd kd smi li`fl kpdiurmnq kh uilixfds li`fl idsn*

    snir fdc fuufd`ijidsr nr idiufll~ fxfnlfeli sk Sundncfc fdc Skef`kr kxiud*jids fysmkunsnir, fr fui fbbkydsnd` uibkucr fdc sufdrfbsnkd uibkucr milc e~hndfdbnfl ndrsnsysnkdr$ Dkjndii rmfuimklciur fui keln`ic sk jfndsfnd kpdiu*rmnq fdc ncidsns~ ndhkujfsnkd kd sminu blnidsr$

    0$ Nd jkrs bfrir, Sundncfc fdc Skef`kr li`fl fdc ui`ylfsku~ hufji*pkug idryuir smfs fbbyufsi, fcivyfsi, fdc uifrkdfel~ byuuids ndhkujfsnkdbkdbiudnd` smi kpdiurmnq fdc bkdsukl kh li`fl idsnsnir fdc fuufd`ijidsr nrjfndsfndic nd Sundncfc fdc Skef`k$ Sundncfc fdc Skef`kr li`fl hufjipkugflrk ndryuir smfs efdg ndhkujfsnkd fdc fbbkydsnd` uibkucr fui jfndsfndic$Rkji njqukxijidsr fui diicic, mkpixiu, sk idryui ihhibsnxi i}bmfd`i khndhkujfsnkd, dksfel~ pnsm uirqibs sk smi fxfnlfenlns~ kh kpdiurmnq fdc ncidsns~ndhkujfsnkd kh i}siudfl bkjqfdnir cknd` eyrndirr nd Sundncfc fdc Skef`kfdc smi jfndsidfdbi kh ncidsns~ ndhkujfsnkd bkdbiudnd` suyrsr$

    =$ Sundncfc fdc Skef`k ckir dks mfxi nd qlfbi ilijidsr pmnbm fui buy*bnfl sk ns fbmnixnd` fd ihhibsnxi i}bmfd`i kh ndhkujfsnkd fdc smiuihkui pnll dksjkxi sk f Qmfri 5 uixnip ydsnl ns mfr fbsic kd uibkjjidcfsnkdr bkdsfndic ndsmnr uiqkus sk fbmnixi fd njqukxic li`fl fdc ui`ylfsku~ hufjipkug$ Sundncfcfdc Skef`kr qkrnsnkd pnll ei uixnipic pmid ns qukxncir f cisfnlic punssiduiqkus sk smi Qiiu Uixnip @ukyq pnsmnd 65 jkdsmr kh smi fckqsnkd kh smnr

    uiqkus$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    NDSUKCYBSNKD >

    Ndsukcybsnkd

    Ndhkujfsnkd fdc jismkcklk`~ yric hku smi qiiu uixnip kh Sundncfc fdcSkef`k

    >$ Smi frrirrjids kh smi li`fl fdc ui`ylfsku~ hufjipkug kh Sundncfcfdc Skef`k pfr efric kd smi ndsiudfsnkdfl rsfdcfucr hku sufdrqfuidb~fdc i}bmfd`i kh ndhkujfsnkd fr cirbuneic nd smi @lkefl Hkuyjr Siujr kh

    Uihiuidbi, fdc pfr quiqfuic yrnd` smi @lkefl HkuyjrJismkcklk`~ hku Qiiuuixnipr fdc Dkd*Jijeiu Uixnipr$

    61$ Sundncfc fdc Skef`kr uixnip ei`fd kd 6 Jfubm 5161 e~ smi ridc*nd` kh f vyirsnkddfnui kd Sundncfc fdc Skef`kr li`fl ui`ylfsku~ hufjipkug$Sundncfc fdc Skef`k cnc dks uirqkdc sk smi vyirsnkddfnui e~ nsr cyi cfsikh 5> Jfubm$ Sundncfc fdc Skef`k cnc, mkpixiu, qukxnci f qfusnfl uirqkdrisk smi vyirsnkddfnui kd 50 Oyl~$ Nd feridbi kh f bkjqlisi uirqkdri hukjSundncfc fdc Skef`k, smi frrirrjids pfr qunjfunl~ efric kd qyelnbl~ fxfnl*feli lfpr, ui`ylfsnkdr, fdc i}bmfd`i kh ndhkujfsnkd jibmfdnrjr nd hkubi kuihhibs fr fs Fy`yrs 5161$

    66$ Smi Siujr kh Uihiuidbi euifgr ckpd smi rsfdcfucr kh sufdrqfuidb~fdc i}bmfd`i kh ndhkujfsnkd ndsk 61 irridsnfl ilijidsr fdc 26 idyjiufsicfrqibsr ydciu smuii eukfc bfsi`kunir? -F. fxfnlfenlns~ kh ndhkujfsnkd7 -E.fbbirr sk ndhkujfsnkd7 fdc -B. i}bmfd`nd` ndhkujfsnkd$ Smnr uixnip frrirrirSundncfc fdc Skef`kr li`fl fdc ui`ylfsku~ hufjipkug f`fndrs smiri ilijidsr

    fdc ifbm kh smi idyjiufsic frqibsr$ Nd uirqibs kh ifbm irridsnfl ilijids fcisiujndfsnkd nr jfci smfs insmiu7 -n. smi ilijids nr nd qlfbi, -nn. smi ilijidsnr nd qlfbi eys biusfnd frqibsr kh smi li`fl njqlijidsfsnkd kh smi ilijidsdiic njqukxijids, ku-nnn. smi ilijids nr dks nd qlfbi$ Smiri cisiujndfsnkdrfui fbbkjqfdnic e~ uibkjjidcfsnkdr hku njqukxijids pmiui uilixfds -riiRyjjfu~ kh Cisiujndfsnkdr fdc Hfbskur Ydciul~nd` Uibkjjidcfsnkdr kdqf`i 86.$

    65$ Smi frrirrjids pfr bkdcybsic e~ f sifj pmnbm bkdrnrsic kh spkfrrirrkur fdc f uiquiridsfsnxi kh smi @lkefl Hkuyj Ribuisfunfs? Jr$ Gfsof

    @i~ kh smi Qunji Jndnrsiur Khhnbi kh Lnibmsidrsind7 Jr$ Ilnzfeism Qndminuk

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    61 NDSUKCYBSNKD

    Cnfr Linsi kh smi Ribuisfunfs kh Hiciufl Uixidyi kh Eufznl7 fdc Ju$ RsipfusEufds hukj smi @lkefl Hkuyj Ribuisfunfs$ Smi frrirrjids sifj i}fjndic smili`fl fdc ui`ylfsku~ hufjipkug hku sufdrqfuidb~ fdc i}bmfd`i kh ndhkujfsnkdfdc uilixfds i}bmfd`i kh ndhkujfsnkd jibmfdnrjr nd Sundncfc fdc Skef`k$

    Kxiuxnip

    62$ Sundncfc fdc Skef`k nr f spnd nrlfdc ydnsfu~ Rsfsi lkbfsic fs smirkysmiudjkrs qknds kh smi Lirriu Fdsnllir, f hip gnlkjisuir khh smi dkusmifrsbkfrs kh Xidizyilf$ Smi nrlfdc kh Sundncfc nr smi lfu`iu kh smi spk nrlfdcrpnsm fuif kh 9 65= rvyfui gnlkjisuir7 Skef`k mfr fd fuif kh 211 rvyfui gnlk*jisuir$ Sundncfc fdc Skef`k mfr f qkqylfsnkd kh 6$5 jnllnkd$ Qkus kh Rqfnd nrsmi bfqnsfl kh Sundncfc fdc Skef`k, pmnli Rfd Hiudfdck nr smi lfu`irs bns~ kh

    smi bkydsu~$ Smi kdl~ khhnbnfl lfd`yf`i nr Id`lnrm eys smi jkrs pncil~ rqkgidlfd`yf`i nr f Buikli cnflibs$ Smi Sundncfc fdc Skef`k ckllfu -SSC. nr smidfsnkdfl byuuidb~ kh smi bkydsu~ -SSC = : IYU 6 fr fs 26 Fy`yrs 5161.$

    63$ Sundncfc fdc Skef`kr 511> irsnjfsic @ukrr Ckjirsnb Qukcybs-@CQ. pfr SSC 621 enllnkd -IYU 68$59 enllnkd. pnsm f @CQ Qiu Bfqnsf khSSC 611 smkyrfdc -IYU 65$9 smkyrfdc.$5 Qisukliyj fbbkydsr hku 38) kh@CQ fdc Lnvyihnic Dfsyufl @fr, jismfdkl, fjjkdnf, fdc rsiil flrk jfgiyq lfu`i ribskur kh smi ibkdkj~$ Sundncfc fdc Skef`kr jfoku sufcnd` qfus*diur fui smi Ydnsic Rsfsir, Eufznl, Xidizyilf, Hufdbi, @iujfd~, Ofjfnbf,

    Efuefckr, fdc Rqfnd$69$ Fd kxiuxnip kh smi Sundncfc fdc Skef`k hndfdbnfl ribsku -efdgr,suyrsr fdc hndfdbi mkyrir. fs smi idc kh 5113 `nxir smi hkllkpnd` ndcnbfsnkdr?

    Efdgr 8

    Suyrs fdc Jiubmfds Efdgr 0

    Suyrs Bkjqfdnir 6

    Jiubmfds Efdgr 3

    Hndfdbi Mkyrir 8

    Sksfl Hndfdbnfl Ndrsnsysnkdr 53

    5$ NHR Ndsiudfsnkdfl Hndfdbnfl Rsfsnrsnbr, Ndsiudfsnkdfl Jkdisfu~ Hydc, fbbirric

    26 Fy`yrs 5161? ppp$njh$ku`+i}siudfl+qyer+hs+pik+5161+16+pikcfsf+pikuiqs$frq

    };r~:511=(i~:5169(rbrj:6(rrc:6(rkus:bkydsu~(cr:$(eu:6(b:28>(r:D

    @CQ)5BD@CQQB(`uq:1(f:(qu6$}:89(qu6$~:5$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    NDSUKCYBSNKD 66

    68$ Sundncfc fdc Skef`k nr f jijeiu kh smi Bkjjkdpiflsm kh Dfsnkdrfdc ns eibfji fd ndciqidcids dfsnkd nd 6>85$ Sundncfc fdc Skef`k nr flrk flifcnd` jijeiu kh smi BFUNBKJ2 rnd`li jfugis fdc ibkdkj~$

    @idiufl ndhkujfsnkd kd smi li`fl fdc smi sf}fsnkd r~rsijr

    60$ Sundncfc fdc Skef`k fndic ndciqidcidbi hukj smi Ydnsic Gnd`ckjnd 6>85$ Pmnli smi Mkyri kh Uiquiridsfsnxir fdc smi Ridfsi mfc eiid rnssnd`rndbi 6>86, ns pfr smi 6>05 uiqyelnbfd Bkdrsnsysnkd pmnbm khhnbnfll~ irsfelnrmicf enbfjiufl qfulnfjidsfu~ r~rsij pmnbm uiqlfbic smi Eunsnrm Jkdfubm pnsm fQuirncids ilibsic e~ fd ilibskufl bklli i$ Insmiu kh smi mkyrir bfd qukqkri flfp ku fjidcjids sk f lfp$ Kdbi f enll mfr qfrric smuky`m eksm mkyrir pnsmf jfokuns~ xksi nd ifbm ns uivynuir smi frrids, ku fqqukxfl, kh smi Quirncids ndkuciu sk ei ciijic lfp kh smi lfdc$ Smi bkydsu~ nr cnxncic ndsk 63 jydnbnqflbkuqkufsnkdr, 9 jydnbnqflnsnir fdc > ui`nkdr, pmnbm piui irsfelnrmic ydciu smiJydnbnqfl Bkuqkufsnkdr Fbsfdc fui rijn*fyskdkjkyr ekcnir$

    6=$ Sundncfc fdc Skef`k mfr f sufcnsnkdfl bkjjkd lfp li`fl r~rsij rnjn*lfu sk smfs kh smi Ydnsic Gnd`ckj efric kd rsfsysir idfbsic e~ smi Sundncfcfdc Skef`k Qfulnfjids fdc smi fqqlnbfsnkd kh Id`lnrm bkjjkd lfp qundbnqlir$Smi oycnbnfl r~rsij kh Sundncfc fdc Skef`k nr efric kd Id`lnrm bkjjkd lfpfdc jkcillic fhsiu smi Ydnsic Gnd`ckj$ Ns nr mifcic e~ smi Ryquiji Bkyus,cnxncic ndsk smi Mn`m Bkyus fdc smi Bkyus kh Fqqiflr$ Qukbiicnd`r fui mifuce~ kdi Mn`m Bkyus oyc`i fdc eispiid > fdc 65 oyukur$ Eilkp smi Ryquiji

    Bkyus fui cnrsunbs bkyusr fdc jf`nrsufsi bkyusr$ Kdi rybm lkpiu bkyus nr smiSf} Fqqiflr Ekfuc$

    Sf} r~rsij

    6>$ Sundncfc fdc Skef`k sf}ir nsr uirncidsr -bkjqfdnir fdc ndcnxncy*flr. kd sminu pkulc*pnci ndbkji fdc piflsm$ Fll bkjqfdnir irsfelnrmic ndbkdhkujns~ pnsm Sundncfc fdc Skef`k lfp fui ui`fucic fr eind` uirncids ndSundncfc fdc Skef`k$ Nd fccnsnkd, bkjqfdnir smfs mfxi smi qlfbi kh bidsufljndc ku jfdf`ijids nd Sundncfc fdc Skef`k fui ui`fucic fr eind` uirn*cids nd Sundncfc fdc Skef`k$ Dkd*uirncids bkjqfdnir bfuu~nd` kys fbsnxns~nd Sundncfc fdc Skef`k fdc dkd*uirncids ndcnxncyflr pkugnd` nd Sundncfc fdcSkef`k fui ryeoibs sk sf} kd qukhnsr ku bkjqidrfsnkd fssuneysfeli sk Sundncfcfdc Skef`k rkyubi ndbkji$

    51$ Smi Ekfuc kh Ndlfdc Uixidyi nr f cnxnrnkd kh Sundncfc fdc Skef`krJndnrsu~ kh Hndfdbi$ E~ rsfsysi, Smi Ekfuc kh Ndlfdc Uixidyi mfr smi uirqkd*rnenlns~ hku fcjndnrsiund` fdc bkllibsnkd kh sf}ir ydciu Sundncfc fdc Skef`krsf} Fbsr -i$ $ Ndbkji Sf} Fbs, Bkuqkufsi Sf} Fbs, Xflyi Fccic Sf} Fbs.$

    2$ ppp$hkuin`d$`kx$ss+fekys[yr+bfunbkj+$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    65 NDSUKCYBSNKD

    56$ Sundncfc fdc Skef`k mfr jkciufsi sf}ir pmnbm fui bkllibsic kd fhiciufl lixil$ Smi skq ndbkji sf} ufsi fdc smi rsfdcfuc bkuqkufsi sf} ufsi fui59)$ Qisukliyj bkjqfd~ qukhnsr fui sf}ic yq sk 91)$ Ksmiu sf}ir ndblyci fxflyi*fccic sf} -XFS. fdc f qukqius~ sf}$ Cnxncidc fdc ndsiuirs qf~jidsr

    fui sf}ic fs 69) fdc uk~flsnir fs 51)$ Nd 511>, sf} uixidyi -fr f qiubidsf`ikh sksfl @CQ. pfr 59$>)$3 Sundncfc fdc Skef`k fllkpr xfunkyr sf} ndbidsnxirsk vyflnh~nd` hkuin`d fdc lkbfl ndxirskur$

    55$ Smiui fui rn} huii sufci zkdir -HS_r. nd Sundncfc fdc Skef`k pmiuii}qkusnd` kh riuxnbir fdc jfdyhfbsyuic qukcybsr, fdc ui*i}qkusfsnkd khjfdyhfbsyuic qukcybsr sfgi qlfbi$ Smi Sundncfc fdc Skef`k Huii _kdir Fbsqukxncir bkjqlisi i}ijqsnkd hukj jkrs sf}ir$ Bkjqfdnir kqiufsnd` nd smiHS_r fui uivynuic sk ui`nrsiu pnsm smi Bkjqfdnir Ui`nrsufu, ryejns sf} uisyudrvyfusiul~ fdc fycnsic hndfdbnfl rsfsijidsr ~iful~$ Smi hkllkpnd` qukoibsr bfd

    vyflnh~ hku huii zkdi rsfsyr? jfdyhfbsyund`, ndblycnd` frrijel~7 qukxnrnkd khriuxnbir7 fdc ndsiudfsnkdfl sufcnd` kh qukcybsr, ndblycnd` ui`nkdfl cnrsuneysnkd$Qunjfu~ qisukliyj, dfsyufl `fr fdc qisukbmijnbfl qukoibsr fui dks iln neli hkuhuii zkdi rsfsyr$ Bkjqfdnir jyrs quirids qukkh kh li`nsnjfb~ fdc fui ryeoibssk efbg`ukydc bmibgr qunku sk eind` fllkpic sk kqiufsi nd smi HS_r$

    I}bmfd`i kh ndhkujfsnkd hku sf} qyuqkrir

    52$ Sundncfc fdc Skef`k nr dks f jijeiu kh smi @lkefl Hkuyj kdSufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir$

    53$ Sundncfc fdc Skef`kr li`fl fdc ui`ylfsku~ hufjipkug uilixfds ski}bmfd`i kh ndhkujfsnkd hku sf} qyuqkrir nr quirncic kxiu e~ Sundncfc fdcSkef`kr Jndnrsu~ kh Hndfdbi$ Sundncfc fdc Skef`kr bkjqisids fysmkuns~ ndfll jfssiur bkdbiudnd` Sf} Ndhkujfsnkd I}bmfd`i F`uiijidsr nr smi Ekfuc khNdlfdc Uixidyi$ Smi Jndnrsiu kh Hndfdbi, ku mnr fysmkunric uiquiridsfsnxi, fbsr frbkjqisids fysmkuns~ ydciu Sundncfc fdc Skef`kr Ckyeli Sf}fsnkd Bkdxidsnkdr$

    59$ Sundncfc fdc Skef`k rn`dic nsr hnurs f`uiijidsr qukxncnd` hku i}bmfd`ikh ndhkujfsnkd nd sf} jfssiur nd 6>83, irsfelnrmnd` snir pnsm Cidjfug nd Kbskeiufdc pnsm Rpicid nd Cibijeiu$ Fs quirids, Sundncfc fdc Skef`k mfr enlfsiuflsf} suifsnir pnsm 63 oyunrcnbsnkdr fdc nr flrk qfus~ sk smi BFUNBKJ ndbkjisf} suifs~, pmnbm nr rn`dic e~ 66 kh smi 69 BFUNBKJ jijeiur$9 Sundncfc fdcSkef`k mfr flrk rn`dic kdi Sf} Ndhkujfsnkd I}bmfd`i F`uiijids pnsm smiYdnsic Rsfsir -rn`dic 66 Ofdyfu~ 6>=>, idsiuic ndsk hkubi > Hieuyfu~ 6>>1.$

    3$ 5161 Ndci} kh Ibkdkjnb Huiickj? Sundncfc fdc Skef`k, Pfll Rsuiis Okyudfl,

    Fbbirric 3 Oydi 5161$ ppp$miunsf`i$ku`+ndci}+bkydsu~+sundncfcskef`k$

    9$ 69 jijeiur kh BFUNBKJ fui? Fdsn`yf fdc Efueycf, Efmfjfr, Efuefckr, Eilnzi,

    Ckjndnbf, @uidfcf, @y~fdf, Mfnsn, Ofjfnbf, Jkdsriuufs, Ryundfji, Rs$ Gnssr fdc

    Dixnr, Rfnds Lybnf, Rs$ Xndbids fdc smi @uidfcndir, fdc Sundncfc fdc Skef`k$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    NDSUKCYBSNKD 62

    Uibids cixilkqjidsr

    58$ Smi `kxiudjids kh Sundncfc fdc Skef`k nrryic f quirr uilifrikd 55 Oyl~ 511= ui`fucnd` smi irsfelnrmjids kh smi Sundncfc fdc Skef`kNdsiudfsnkdfl Hndfdbi Bidsui -SSNHB.$ Smi SSNHB nr dks ~is irsfelnrmic$Jkui uibidsl~, Sundncfc fdc Skef`kr eyc`is rsfsijids hku 5166, uilifric =Riqsijeiu 5161, rsfsir smfs smi Jndnrsu~ kh Hndfdbi nr pkugnd` kd irsfelnrm*nd` fd Ndsiudfsnkdfl Eyrndirr Bidsui -NEB. pmnbm pnll uiqlfbi nsr qlfdr hkuirsfelnrmnd` smi SSNHB$ Sundncfc fdc Skef`k mfr dks qukxncic smi frrirr*jids sifj pnsm fd~ ndhkujfsnkd ui`fucnd` smi SSNHB ku NEB$ Smi @lkeflHkuyj kd Sufdrqfuidb~ fdc I}bmfd`i kh Ndhkujfsnkd hku Sf} Qyuqkrir nrjkdnskund` smnr cixilkqjids7 qfusnbylful~ smi bkjqlnfdbi pnsm ui`fuc sk smirsfdcfucr kh sufdrqfuidb~ fdc i}bmfd`i kh ndhkujfsnkd$

    50$ Smi @kxiudjids kh Sundncfc fdc Skef`k mfr jfci rn`dnhnbfdsnjqukxijids sk nsr fdsn*jkdi~ lfydciund` ui`nji rndbi 5119, pmid f jysyflixflyfsnkd bkdcybsic e~ smi Bfuneeifd Hndfdbnfl Fbsnkd Sfrg Hkubi -BHFSH.,f Hndfdbnfl Fbsnkd Sfrg Hkubi -HFSH.*rs~li ui`nkdfl ekc~, hkydc Sundncfcfdc Skef`k dkd*bkjqlnfds pnsm jkrs HFSH Uibkjjidcfsnkdr fdc nd hyllbkjqlnfdbi pnsm kdl~ kdi$ Nd 511>, dip fdsn*jkdi~ lfydciund` li`nrlfsnkdbfji ndsk hkubi$ SmiQukbiicr kh Bunji Fbspfr fjidcic nd 511> pnsm fxnip kh njqukxnd` bkjqlnfdbi pnsm smi HFSH Uibkjjidcfsnkdr$ Dksfel~,smi fjidcic Fbs ndblycir bkjqfd~ fdc suyrs riuxnbi qukxnciur, fsskudi~r,fdc fbbkydsfdsr nd smi bfsi`ku~ kh eyrndirrir keln`ic sk qiuhkuj byrskjiu

    cyi cnln`idbi$

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  • 8/7/2019 Peer Review Report Phase 1 Legal and Regulatory Framework - Trinidad and Tobago

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 69

    Bkjqlnfdbi pnsm smi Rsfdcfucr

    F$ Fxfnlfenlns~ kh Ndhkujfsnkd

    Kxiuxnip

    5=$ Ihhibsnxi i}bmfd`i kh ndhkujfsnkd uivynuir smi fxfnlfenlns~ kh uilnfelindhkujfsnkd$ Nd qfusnbylfu, ns uivynuir ndhkujfsnkd kd smi ncidsns~ kh kpdiur

    fdc ksmiu rsfgimklciur fr pill fr ndhkujfsnkd kd smi sufdrfbsnkdr bfuunic kyse~ idsnsnir fdc ksmiu ku`fdnrfsnkdfl rsuybsyuir$ Rybm ndhkujfsnkd jf~ ei giqshku sf}, ui`ylfsku~, bkjjiubnfl ku ksmiu uifrkdr$ Nh smi ndhkujfsnkd nr dksgiqs ku ns nr dks jfndsfndic hku f uifrkdfeli qiunkc kh snji, f oyunrcnbsnkdrbkjqisids fysmkuns~ jf~ dks ei feli sk kesfnd fdc qukxnci ns pmid uivyirsic$Smnr ribsnkd kh smi uiqkus cirbuneir fdc frrirrir Sundncfc fdc Skef`kr li`flfdc ui`ylfsku~ hufjipkug hku fxfnlfenlns~ kh ndhkujfsnkd$

    5>$ Nd jkrs bfrir, kpdiurmnq fdc ncidsns~ ndhkujfsnkd nr fxfnlfeli hkuuilixfds idsnsnir fdc fuufd`ijidsr$ Fll bkjqfdnir hkujic ydciu Sundncfc

    fdc Skef`k lfp fui keln`ic sk jfndsfnd f ui`nrsiu kh rmfuimklciur smfs ncid*snhnir smi li`fl kpdiur kh smi bkjqfd~$ Fd~ sufdrhiur nd kpdiurmnq jyrsei uibkucic nd smi ui`nrsiu$ Fll bkjqfdnir cknd` eyrndirr nd Sundncfc fdcSkef`k jyrs flrk ui`nrsiu pnsm smi Bkjqfdnir Ui`nrsufu$ Bkjqfd~ riuxnbi

    qukxnciur fui keln`ic sk jfndsfnd kpdiurmnq fdc ncidsnh~ ndhkujfsnkd$ Eifuiurmfuir fui qukmnensic ydciu Sundncfc fdc Skef`k lfp$

    21$ I}siudfl bkjqfdnir -bkjqfdnir ndbkuqkufsic kysrnci kh Sundncfc fdcSkef`k. smfs fui kqiufsnd` nd Sundncfc fdc Skef`k fui uivynuic sk ui`nrsiupnsm smi Bkjqfdnir Ui`nrsufu$ Smi~ fui dks, mkpixiu, keln ic ydciu Sundncfc

    fdc Skef`kr lfpr sk jfndsfnd kpdiurmnq fdc ncidsns~ ndhkujfsnkd$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    68 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    26$ Qfusdiurmnqr bkdcybsnd` eyrndirr nd Sundncfc fdc Skef`k fui keln`icsk ui`nrsiu pnsm smi Ui`nrsiu kh Eyrndirr Dfjir fdc sk jfndsfnd fd yq*sk*cfsiui`nrsiu ncidsnh~nd` fll qfusdiur nd smi qfusdiurmnq$ Qfusdiurmnqr fui keln`icsk qukxnci sminu ui`nrsiu kh qfusdiur sk Sundncfc fdc Skef`kr Ekfuc kh Ndlfdc

    Uixidyi kd f ~iful~ efrnr$ Ydciu Sundncfc fdc Skef`krQukbiicr kh BunjiFbs, qfusdiurmnq riuxnbi qukxnciur fui keln`ic sk jfndsfnd kpdiurmnq fdcncidsns~ ndhkujfsnkd kh sminu blnidsr$

    25$ Nd smi bfri kh suyrsr, Sundncfc fdc Skef`kr sf} lfpr uivynui smfsndbkji kh smi suyrs nr sf}ic nd smi mfdcr kh smi suyrsii$ Suyrsiir fui keln`icsk ui`nrsiu hku f hnli dyjeiu pnsm smi Ekfuc kh Ndlfdc Uixidyi fdc hnli fddyflsf} uisyudr$ Dinsmiu smi ui`nrsufsnkd dku smi sf} uisyud uivynuir smi ncidsns~ khsmi risslku ku eidihnbnfu~ kh smi suyrs$

    22$ Fbbkydsnd` uibkucr fui uivynuic sk ei jfndsfndic hku fll uilixfdsidsnsnir fdc fuufd`ijidsr$

    23$ Efdgr fdc ksmiu hndfdbnfl ndrsnsysnkdr nd Sundncfc fdc Skef`k fuikeln`ic sk jfndsfnd ndhkujfsnkd hku fll fbbkyds mklciur$

    29$ Kxiufll, jfd~ kh smi ilijidsr fui nd qlfbi sk idryui smi fxfnlfenlns~kh kpdiurmnq, ncidsns~, fbbkydsnd` fdc efdg ndhkujfsnkd$ Mkpixiu, rkjinjqukxijidsr fui diicic sk idryui ihhibsnxi i}bmfd`i kh ndhkujfsnkd, dksf*el~ pnsm uirqibs sk smi fxfnlfenlns~ kh kpdiurmnq fdc ncidsns~ ndhkujfsnkd khi}siudfl bkjqfdnir cknd` eyrndirr nd Sundncfc fdc Skef`k fdc smi jfndsi*

    dfdbi kh ncidsns~ ndhkujfsnkd bkdbiudnd` suyrsr$

    F$6$ Kpdiurmnq fdc ncidsns~ ndhkujfsnkd

    Bkjqfdnir -SkU8 F$6$6.

    28$ Smi Bkjqfdnir Fbs-6>>9. r$3 cihndir bkjqfd~ fr f ekc~ bkuqk*ufsi smfs nr ndbkuqkufsic ydciu smi Bkjqfdnir Fbs$ Smi Bkjqfdnir Fbsr$=

    qukxncir smfs kdi ku jkui qiurkdr jf~ ndbkuqkufsi f bkjqfd~, pnsm ku pnsm*kys lnjnsic lnfenlns~, e~ rn`dnd` fdc cilnxiund` fusnblir kh ndbkuqkufsnkd sk smiUi`nrsufu kh Bkjqfdnir$ Smi Ui`nrsufu kh Bkjqfdnir nr uirqkdrneli hku smifcjndnrsufsnkd kh smi Bkjqfdnir Fbs-r$301.$

    8$ Siujr kh Uihiuidbi sk Jkdnsku fdc Uixnip Quk`uirr Skpfucr Sufdrqfuidb~ fdc

    I}bmfd`i kh Ndhkujfsnkd$

    Oyunrcnbsnkdr rmkylc idryui smfs kpdiurmnq fdc ncidsns~ ndhkujfsnkd hku fll uilixfds

    idsnsnir fdc fuufd`ijidsr nr fxfnlfeli sk sminu bkjqisids fysmkunsnir$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 60

    S~qir kh bkjqfdnir

    20$ Smi Bkjqfdnir Fbsr$= qukxncir hku smi ndbkuqkufsnkd kh smi hkllkp*nd` s~qir kh bkjqfdnir?

    Bkjqfd~ lnjnsic e~ rmfuir? bkjqfd~ mfxnd` smi lnfenlns~ kh nsr jij*eiur lnjnsic e~ smi fusnblir sk smi fjkyds, nh fd~, ydqfnc kd smi rmfuiruirqibsnxil~ milc e~ smij7

    Bkjqfd~ lnjnsic e~ `yfufdsii? bkjqfd~ mfxnd` smi lnfenlns~ kh nsrjijeiur lnjnsic e~ smi fusnblir sk rybm fjkyds fr smi jijeiur jf~uirqibsnxil~ ydciusfgi sk bkdsuneysi sk smi frrisr kh smi bkjqfd~nd smi ixids kh ns eind` pkydc yq$ F bkjqfd~ lnjnsic e~ `yfufdsiijn`ms ei ndbkuqkufsic pnsm ku pnsmkys rmfui bfqnsfl7

    Bkjqfd~ lnjnsic e~ rmfuir fdc `yfufdsii? bkjqfd~ mfxnd` smilnfenlns~ kh nsr jijeiur lnjnsic e~ smi fusnblir sk smi fjkyds, nh fd~,ydqfnc kd smi rmfuir uirqibsnxil~ milc e~ smij, fdc sk rybm fjkydsfr smi jijeiur jf~ ydciusfgi sk bkdsuneysi sk smi frrisr kh smi bkj*qfd~ nd smi ixids kh ns eind` pkydc yq7 fdc

    Ydlnjnsic bkjqfd~? f bkjqfd~ dks mfxnd` fd~ lnjns kd smi lnfenlns~kh nsr jijeiur$

    2=$ F bkjqfd~ jf~ flrk ei blfrrnhnic fr f qunxfsi bkjqfd~ ku qyelnb bkj*qfd~$ Smi Bkjqfdnir Fbsr$3 cihndir f qyelnb bkjqfd~ fr f bkjqfd~ fd~ kh

    pmkri nrryic rmfuir ku cieidsyuir fui ku piui qfus kh f cnrsuneysnkd sk smi qyelnb$

    Kpdiurmnq ndhkujfsnkd kd ckjirsnb bkjqfdnir

    Ui`nrsufsnkd kh bkjqfdnir

    2>$ Fll bkjqfdnir bkdcybsnd` eyrndirr nd Sundncfc fdc Skef`k fuikeln`ic sk ui`nrsiu pnsm smi Ui`nrsufu kh Bkjqfdnir -Bkjqfdnir Fbs, r$=.$Ndhkujfsnkd uivynuic sk ei ui`nrsiuic ndblycir? smi fusnblir kh ndbkuqkufsnkd-r$=.7 dfjir kh smi cnuibskur -r$06.7 fdc fccuirr kh smi ui`nrsiuic khhnbi kh

    smi bkjqfd~ -r$608.$ Fusnblir kh ndbkuqkufsnkd ryejnssic sk smi Ui`nrsufu khBkjqfdnir jyrs ei fbbkjqfdnic e~ f rsfsysku~ ciblfufsnkd e~ fd fsskudi~*fs*lfp id`f`ic nd smi hkujfsnkd kh smi bkjqfd~ ku e~ f qiurkd dfjic nd smifusnblir smfs biusnh~ ndsiu flnf fll uivynuijidsr quibicids sk hkujfsnkd kh fbkjqfd~ mfxi eiid bkjqlnic pnsm -r$=-2..$ Smi fusnblir kh ndbkuqkufsnkd fuiuivynuic sk ris kys? smi bkjqfd~r qukqkric dfji7 pmismiu smi lnfenlns~ kh smijijeiur nr lnjnsic ku ydlnjnsic7 nsr blfrrir kh rmfuir7 pmismiu smi un`ms sksufdrhiu rmfuir nr uirsunbsic7 smi dyjeiu kh cnuibskur7 fd~ uirsunbsnkdr kd smieyrndirr smfs smi bkjqfd~ jf~ bfuu~ kd7 fdc pmismiu ns nr f dkd*qukhns bkj*qfd~ -r$>.$ Yqkd uibinqs kh smnr ndhkujfsnkd, smi Ui`nrsufu nrryir f biusnhnbfsi

    kh ndbkuqkufsnkd sk smi bkjqfd~ -r$65.$ Fll bkjqfdnir fui keln`ic sk dksnh~

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    6= BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    smi Ui`nrsufu pnsmnd 21 cf~r kh fd~ bmfd`ir sk ndhkujfsnkd ui`nrsiuic pnsmsmi Ui`nrsufu ydciu r$= kh smi Bkjqfdnir Fbs-rr$ 06, 0>, 608-l., 560.$

    31$ Smi Bkjqfdnir Fbsr$6>3 -6. keln`ir fll bkjqfdnir sk ui`nrsiu pnsm

    smi Ui`nrsufu kh Bkjqfdnir fd fddyfl uisyud dk lfsiu smfd smnus~ cf~r fhsiuifbm fddnxiurfu~ cfsi kh nsr ndbkuqkufsnkd$ Smi fddyfl uisyud jyrs ris hkusm?

    f lnrs kh fll qfrs fdc quirids rmfuimklciur, ndblycnd` sminu dfjir,fccuirrir, kbbyqfsnkdr, dyjeiu kh rmfuir milc e~ smij fdc bmfd`ind sminu rmfuimklcnd`r rndbi smi cfsi kh smi lfrs fddyfl uisyud7 fdc

    f lnrs kh fll cnuibskur fdc ribuisfunir+frrnrsfdsr kh smi bkjqfd~ fr khsmi cfsi kh smi fddyfl uisyud, ndblycnd` sminu dfjir, fccuirrir fdckbbyqfsnkdr$

    36$ Cnuibskur ku khhnbiur kh smi bkjqfd~ fui keln`ic sk biusnh~ smi bku*uibsdirr kh smi bkdsidsr kh ixiu~ fddyfl uisyud ui`nrsiuic -r$6>3-5..$ Nh fcihfyls nr jfci nd bkjql~nd` pnsm r$6>3, smi bkjqfd~ fdc ixiu~ cnuibsku fdckhhnbiu pmk fui nd cihfyls fui `ynls~ kh fd khhidbi -r$6>3-2..$

    35$ Smi Bkjqfdnir Fbsr$3=3 qukxncir smi Ui`nrsufu kh Bkjqfdnir smifysmkuns~ sk xiunh~ smi bkdsidsr kh ui`nrsiuic ndhkujfsnkd$ Smi Ui`nrsufu bfduihyri sk ui`nrsiu f ckbyjids ryejnssic nh smi ckbyjids bkdsfndr ndsiu flnf fjfssiu bkdsufu~ sk lfp, e~ uifrkd kh fd~ kjnrrnkd ku iuuku nd cirbunqsnkd, kuckir dks bkjql~ pnsm smi uivynuijidsr kh smi Bkjqfdnir Fbs-r$3=0.$

    32$ Fll ndhkujfsnkd nd smi Ui`nrsiu kh Bkjqfdnir nr fxfnlfeli sk smi `id*iufl qyelnb, kd qf~jids kh f hii -r$302.$

    33$ Fd~ qiurkd pmk jfgir ku frrnrsr nd jfgnd` f uisyud ku ksmiu ckbyjidssmfs nr uivynuic e~ smi Bkjqfdnir Fbssk ei rids sk smi Ui`nrsufu kh Bkjqfdnirfdc smfs bkdsfndr fd ydsuyi rsfsijids kh f jfsiunfl hfbs ku kjnsr sk rsfsi fjfsiunfl hfbs uivynuic nd smi uisyud ku ksmiu ckbyjids nr `ynls~ kh fd khhidrifdc lnfeli kd ryjjfu~ bkdxnbsnkd sk f hndi kh SSC 61 111 -IYU 6 591. fdc sknjqunrkdjids hku f siuj kh rn} ~ifur -r$961.$ F lfsi hnlnd` qidfls~ kh SSC 611-IYU 65$9. qiu jkdsm jf~ flrk ei njqkric kd f qiurkd ku bkjqfd~ smfs hfnlrsk cilnxiu ku hnli f uivynuic dksnbi pnsm smi Ui`nrsufu -r$968.$

    Bkjqfd~r rmfuimklciu lnrsr

    39$ Smi Bkjqfdnir Fbsr$600-5. keln`ir fll ckjirsnb bkjqfdnir sk qui*qfui fdc jfndsfnd f ui`nrsiu kh jijeiur uihlibsnd`?

    smi dfji fdc lfrs gdkpd fccuirr kh smi qiurkd pmk nr f jijeiu7

    f rsfsijids kh smi rmfuir milc e~ ifbm jijeiu7 fdc

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 6>

    smi cfsi kd pmnbm ifbm qiurkd pfr idsiuic kd smi ui`nrsiu fr fjijeiu, fdc smi cfsi kd pmnbm fd~ qiurkd bifric sk ei f jijeiu$

    38$ Smi ui`nrsiu ku jijeiur jyrs ei quiqfuic fdc jfndsfndic e~ smi

    bkjqfd~ fdc giqs fs smi ui`nrsiuic khhnbi kh smi bkjqfd~ ku fs rkji ksmiuqlfbi nd Sundncfc fdc Skef`k cirn`dfsic e~ smi cnuibskur kh smi bkjqfd~-r$600.$ Smi ui`nrsiu kh jijeiur nr fxfnlfeli hku jijeiur fr pill fr smi qyelnbhku ndrqibsnkd fdc bkq~nd`, kd qf~jids kh f hii -huii sk rmfuimklciur. -r$6>6.$

    30$ Hfnlyui sk giiq fbbyufsi uibkucr uivynuic sk ei giqs ydciu smiBkjqfdnir Fbs nr fd khhidbi fdc qydnrmfeli e~ f hndi kh SSC 61 111-IYU 6 591. fdc rn} jkdsmr njqunrkdjids -r$966-6.-f..$

    3=$ Smi Bkjqfdnir Fbsr$6=3 keln`ir fll qyelnb bkjqfdnir nd Sundncfcfdc Skef`k sk jfndsfnd f ui`nrsiu pnsm smi dfjir kh fll ryersfdsnfl rmfuimklc*

    iur nd smi bkjqfd~$ Hku smnr qyuqkri, smi siuj ryersfdsnfl rmfuimklciur nrcihndic fr fd~ qiurkd pmk mklcr, e~ mnjrilh ku e~ mnr dkjndii, rmfuir ndsmi bkjqfd~ idsnslnd` mnj sk bfrs kd mnr kpd eimflh fs lifrs 61) kh smi sksflxksir idsnslic sk ei bfrs fs fd~ `idiufl jiisnd` kh smi bkjqfd~ -r$6=6.$ Smiui`nrsiu jyrs bkdsfnd smi dfji fdc fccuirr fdc qfusnbylfur kh smi rmfuir milc

    e~ mnj ku mnr dkjndii -dfjnd` smi dkjndii. hku ifbm ryersfdsnfl rmfuimklciu-r$6=5.$ Qyelnb bkjqfdnir fui keln`ic sk `nxi, ydrklnbnsic, sminu ui`nrsiu khryersfdsnfl rmfuimklciur sk Sundncfc fdc Skef`kr Ribyunsnir fdc I}bmfd`iBkjjnrrnkd -r$6=3-6..$ Smi Ui`nrsufu kh Bkjqfdnir jf~ fs fd~ snji nd puns*nd` uivynui smi bkjqfd~ sk hyudnrm ns pnsm f bkq~ kh smi bkjqfd~r ui`nrsiu

    kh ryersfdsnfl rmfuimklciur -r$6=3-5..$ Dkd*bkjqlnfdbi pnsm f uivyirs hukjsmi Ui`nrsufu nr fd khhidri ryeoibs sk `idiufl qidfls~ rbmiji cnrbyrric ndqfuf`ufqm 39 -r$6=9.$

    Sf} hnlnd`

    3>$ Fll bkjqfdnir fui keln`ic sk ui`nrsiu hku f Ekfuc kh Ndlfdc Uixidyi-ENU. hnli dyjeiu sk ei yric nd qf~jids kh sf}ir fdc hnlnd` uisyudr$ Smnrdyjeiu jyrs ei vyksic kd fll bkuuirqkdcidbi sk smi Ekfuc kh Ndlfdc Uixidyi-Ndbkji Sf} Fbsr$08F.$ Ckbyjidsr fui uivynuic sk ei hnlic pnsm smi fqqlnbf*snkd7 mkpixiu, dk ndhkujfsnkd fekys smi bkjqfd~r kpdiur nr uivynuic sk eihnlic$

    91$ Fll bkjqfdnir lnfeli sk qf~ sf} fui uivynuic sk hnli fddyfl sf} uisyudr-r$08.$ Bkuqkufsi sf} uisyudr ck dks bkdsfnd fd~ kpdiurmnq ndhkujfsnkd$

    Kpdiurmnq ndhkujfsnkd kd hkuin d bkjqfdnir

    96$ Smi Bkjqfdnir Fbsr$3 cihndir i}siudfl bkjqfd~ fr fd~ ndbkuqk*ufsic ekc~ kh qiurkdr smfs nr hkujic ydciu smi lfpr kh f bkydsu~ ksmiu smfd

    Sundncfc fdc Skef`k$ Smi Bkjqfdnir Fbsrr$ 260 220 qukxnci rqibnfl uylir

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    51 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    hku i}siudfl bkjqfdnir$ I}siudfl bkjqfdnir fui keln ic sk hnli f rsfsijidspnsm smi Ui`nrsufu kh Bkjqfdnir pnsmnd hkyusiid cf~r kh irsfelnrmnd` f qlfbikh eyrndirr pnsmnd Sundncfc fdc Skef`k -r$26=.$ Smi rsfsijids jyrs ris hkusmndsiu flnf -r$26=-6..?

    smi dfji kh smi bkjqfd~7

    smi hyll dfjir, fccuirrir fdc kbbyqfsnkdr kh smi cnuibskur kh smibkjqfd~7

    smi hyll fccuirr kh smi qundbnqfl khhnbi kh smi bkjqfd~ nd Sundncfcfdc Skef`k7

    smi hyll fccuirr kh smi ui`nrsiuic ku mifc khhnbi kh smi bkjqfd~ kys*rnci Sundncfc fdc Skef`k7

    smi oyunrcnbsnkd pnsmnd pmnbm smi bkjqfd~ pfr ndbkuqkufsic7

    smi cfsi kh ndbkuqkufsnkd fdc smi jfddiu nd pmnbm ns pfr ndbkuqkufsic7

    f lnrs kh nsr bkuqkufsi ndrsuyjidsr fdc smi qiunkc, nh fd~, hn}ic e~smij hku smi cyufsnkd kh smi bkjqfd~7

    smi i}sids, nh fd~, sk pmnbm smi lnfenlns~ kh smi rmfuimklciur ku jij*eiur kh smi bkjqfd~ nr lnjnsic7

    fd~ uirsunbsnkdr kd smi eyrndirr smfs smi bkjqfd~ jf~ bfuu~ kd7

    smi cfsi kd pmnbm smi bkjqfd~ bkjjidbic ku ndsidcr sk bkjjidbifd~ kh nsr eyrndirr nd Sundncfc fdc Skef`k7 fdc

    smi fysmkunric, ryerbuneic fdc qfnc*yq ku rsfsic bfqnsfl kh smi bkj*qfd~, fdc smi rmfuir smfs smi bkjqfd~ nr fysmkunric sk nrryi fdc sminudkjndfl ku qfu xflyi, nh fd~$

    95$ Smi rsfsijids ryejnssic sk smi Ui`nrsufu kh Bkjqfdnir jyrs eifbbkjqfdnic e~? fd fhhncfxns ku rklijd ciblfufsnkd rpkud ku jfci eihkui fdksfu~ qyelnb e~ fd khhnbiu kh smi i}siudfl bkjqfd~ smfs xiunhnir smi qfusnbylfurris kys nd smi rsfsijids bkdrsnsysi smi bkuqkufsi ndrsuyjidsr kh smi bkjqfd~ fs

    smi cfsi kh smi fqqlnbfsnkd7 f bkq~ kh smi bkuqkufsi ndrsuyjidsr kh smi bkjqfd~7f rsfsysku~ ciblfufsnkd e~ fd fsskudi~*fs*lfp smfs r$66= mfr eiid bkjqlnic pnsm7fdc f qkpiu kh fsskudi~ -r$26=-5..$ Smi fsskudi~ dfjic nd smi qkpiu kh fsskudi~jyrs ei f uirncids kh Sundncfc fdc Skef`k -r$253.$ Yqkd uibinqs kh smnr ndhku*jfsnkd, smi Ui`nrsufu nrryir f biusnhnbfsi rmkpnd` smfs smi bkjqfd~ mfr eiidui`nrsiuic fr fd i}siudfl bkjqfd~ -r$258.$ I}siudfl bkjqfdnir fui keln`ic skdksnh~ smi Ui`nrsufu pnsmnd 21 cf~r kh fd~ bmfd`ir sk ndhkujfsnkd ui`nrsiuicpnsm smi Ui`nrsufu ydciu r$66= kh smi Bkjqfdnir Fbs-r$225.$

    92$ Smi Bkjqfdnir Fbsr$222 keln`ir fll i}siudfl bkjqfdnir sk ui`nrsiu

    pnsm smi Ui`nrsufu kh Bkjqfdnir fd fddyfl uisyud dk lfsiu smfd smnus~ cf~r

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 56

    fhsiu ifbm fddnxiurfu~ cfsi kh nsr ndnsnfl ui nrsufsnkd$ Smi fddyfl uisyud jyrsris hkusm smi dfjir, fccuirrir fdc kbbyqfsnkdr kh smi bkjqfd~r cnuibskurfdc pmismiu smiui mfxi eiid fd~ bmfd`ir nd smi bkuqkufsi ndrsuyjidsr kh smibkjqfd~ cyund` smi ~ifu$

    93$ Smi Bkuqkufsi Sf} Fbsr$5-6. cihndir dkd*uirncids bkjqfd~ -i}siu*dfl bkjqfd~. fr f bkjqfd~ dks bkdsukllic nd Sundncfc fdc Skef`k, pmismiuku dks smi bkjqfd~ nr ndbkuqkufsic nd Sundncfc fdc Skef`k ku id`f`ic nd fsufci ku eyrndirr ku nd smi qyuryns kh qukhirrnkdfl ku xkbfsnkdfl fbsnxnsnir ndSundncfc fdc Skef`k -Bkuqkufsi Sf} Fbsr$5.$ Smi Bkuqkufsi Sf} Fbsr$5-=.cihndir bkdsukl, hku smi qyuqkri kh smi cihndnsnkd kh dkd*uirncids bkjqfd~,fr smi qlfbi pmiui smi jndc ku jfdf`ijids kh smi bkjqfd~ nr kucndfunl~rnsyfsic$

    99$ Dkd*uirncids bkjqfdnir fui keln`ic sk ui`nrsiu hku f Ekfuc kh NdlfdcUixidyi -ENU. hnli dyjeiu sk ei yric nd qf~jids kh sf}ir fdc hnlnd` uisyudr$F dkd*uirncids bkjqfd~ nr lnfeli sk bkuqkufsnkd sf} kd ndbkji funrnd` kuciunxic hukj fd~ sufci ku eyrndirr bfuunic kd e~ ns nd Sundncfc fdc Skef`k-r$3-5..$ Fll bkjqfdnir lnfeli sk qf~ sf} fui uivynuic sk hnli fddyfl sf} uisyudr-r$08.$ Bkuqkufsi sf} uisyudr hku dkd*uirncids bkjqfdnir ck dks bkdsfnd fd~kpdiurmnq ndhkujfsnkd$

    98$ Bkjqfdnir ndbkuqkufsic kysrnci kh Sundncfc fdc Skef`k eys mfxnd`sminu bidsufl jfdf`ijids fdc bkdsukl nd Sundncfc fdc Skef`k fui dks uivynuicsk qukxnci ndhkujfsnkd ncidsnh~nd` sminu kpdiur fr f qfus kh ui`nrsufsnkd

    uivynuijidsr fdc hkuin`d bkjqfdnir fui dks uivynuic sk bkjqylrkunl~ giiq frmfui ui`nrsiu nd Sundncfc fdc Skef`k$ Nd fccnsnkd, smiui fui dk uivynuijidsrydciu Sundncfc fdc Skef`kr sf} lfp smfs uivynui i}siudfl bkjqfdnir skjfndsfnd ku qukxnci kpdiurmnq ndhkujfsnkd fr qfus kh sminu sf} hnlnd` keln`f*snkdr$ Smiuihkui, smi fxfnlfenlns~ kh ndhkujfsnkd smfs ncidsnhnir smi kpdiur khrybm bkjqfdnir pnll `idiufll~ ciqidc kd smi lfp kh smi oyunrcnbsnkd nd pmnbmsmi bkjqfd~ nr ndbkuqkufsic fdc rk jf~ dks ei fxfnlfeli nd fll bfrir$ Pmnlirybm bkjqfdnir fui uirncids hku sf} qyuqkrir nd Sundncfc fdc Skef`k, smisf} fysmkunsnir jf~ dks mfxi smi qkpiu sk ndvynui kd smi kpdiurmnq kh rybmbkjqfdnir fr cirbuneic nd ribsnkd E$6$ kh smnr uiqkus$

    Kpdiurmnq ndhkujfsnkd milc e~ riuxnbi qukxnciur

    90$ Riuxnbi qukxnciur nd Sundncfc fdc Skef`k fui `kxiudic e~ smiQukbiicrkh Bunji Fbs$ SmiQukbiicr kh Bunji Fbspfr fjidcic nd 511> pnsm f xnip khnjqukxnd` bkjqlnfdbi pnsm smi HFSH 31'> Uibkjjidcfsnkdr$ Dip ui`ylfsnkdr-Hndfdbnfl Keln fsnkd Ui`ylfsnkdr. ydciu r$98 kh smi fjidcic Fbs piui fckqsice~ smi Jndnrsiu kh Hndfdbi kd 6= Ofdyfu~ 5161$

    9=$ Sundncfc fdc Skef`krQukbiicr kh Bunji Fbsnr fqqlnbfeli sk, ndsiu

    flnf, hndfdbnfl ndrsnsysnkdr fdc sk qiurkdr id`f`ic nd f quirbuneic bfsi`ku~ kh

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    55 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    eyrndirr -lnrsic eyrndirrir. bkdsfndic nd smi hnurs rbmicyli sk smi Fbs$ Lnrsiceyrndirrir ndblyci lfp~iur, fbbkydsfdsr, uifl irsfsi f`idsr fdc suyrs fdcbkjqfd~ riuxnbi qukxnciur -r$5.$ Nd nsr byrskjiu cyi cnln`idbi qukbicyuir,smiHndfdbnfl Keln`fsnkd Ui`ylfsnkdr uivynuir hndfdbnfl ndrsnsysnkdr fdc lnrsic

    eyrndirrir sk mfxi qukbicyuir nd qlfbi sk bkllibs ndhkujfsnkd ryhhnbnids hkuncidsnhnbfsnkd fdc xiunhnbfsnkd kh ifbm byrskjiu, sfgi uifrkdfeli jifryuir skncidsnh~ fdc xiunh~ smi eidihnbnfl kpdiu, fdc sk kesfnd fccnsnkdfl ndhkujf*snkd sk ydciursfdc smi byrskjiur bnubyjrsfdbir fdc eyrndirr -kpdiurmnqfdc bkdsukl rsuybsyui., ndblycnd` smi lixil fdc dfsyui kh sufdrfbsnkdr -rr$66smuky`m 60.$ Smiui nr flrk f uivynuijids sk jkdnsku smi lixil fdc dfsyui kh smisufdrfbsnkdr kd fd kd`knd` efrnr -r$65-2..$

    9>$ Smi siuj eidihnbnfl kpdiu nr cihndic nd smiHndfdbnfl Keln`fsnkdUi`ylfsnkdr r$65-9. fr smi qiurkd pmk ylsnjfsil~ kpdr fdc bkdsuklr fd

    fbbkyds ku pmk i}iubnrir ylsnjfsi bkdsukl kxiu f li`fl qiurkd ku li`flfuufd`ijids -ndblycnd` i}quirr suyrsr.$

    81$ Hndfdbnfl ndrsnsysnkdr fdc lnrsic eyrndirrir fui keln`ic sk fqql~byrskjiu cyi cnln`idbi jifryuir nd bkddibsnkd pnsm f hndfdbnfl sufdrfbsnkd?qyuryfds sk fd f`uiijids sk hkuj f eyrndirr uilfsnkdrmnq7 fr f kdi*khh kukbbfrnkdfl sufdrfbsnkd kh SSC >1 111 -IYU 66 591. ku jkui7 fr spk ku jkuikdi*khh sufdrfbsnkdr, ifbm kh pmnbm nr lirr smfd SSC >1 111 eys sk`ismiu smisksfl xflyi nr SSC >1 111 ku jkui fdc ns fqqifur, pmismiu fs smi kysris khifbm sufdrfbsnkd ku ryerivyidsl~ smfs smi sufdrfbsnkdr fui lndgic7 ku fr f kdi*

    khh ku kbbfrnkdfl pnui sufdrhiu kh SSC 8 111 -IYU 091. ku jkui ku spk kujkui kdi*khh sufdrfbsnkdr, ifbm kh pmnbm nr lirr smfd SSC 8 111, eys sk ismiusmi sksfl xflyi nr SSC 8 111 ku jkui fdc ns fqqifur, pmismiu fs smi kysris khifbm sufdrfbsnkd ku ryerivyidsl~ smfs smi sufdrfbsnkdr fui lndgic -HndfdbnflKeln`fsnkd Ui`ylfsnkdr r$66-6..$ Nd smi bfri pmiui f qksidsnfl blnids fbsr kufqqifur sk fbs hku f byrskjiu, pmk ku pmnbm nr efric nd fdksmiu oyunrcnbsnkd,smi hndfdbnfl ndrsnsysnkd ku lnrsic eyrndirr jf~ qukbirr f sufdrfbsnkd kdl~pmiui smiui fui uifrkdfeli `ukydcr hku eilnixnd` smfs smi qksidsnfl blnidsnr ui`ylfsic e~ fd kxiurifr ryqiuxnrku~ fysmkuns~ ku efric ku ndbkuqkufsicnd f oyunrcnbsnkd pmiui smiui fui lfpr smfs `nxi ihhibs sk smi HFSH 31'>

    Uibkjjidcfsnkdr -r$62-3..$86$ Hndfdbnfl ndrsnsysnkdr fdc lnrsic eyrndirrir smfs fui keln`ic sk bkdcybsbyrskjiu cyi cnln`idbi fui flrk keln`ic sk uisfnd uibkucr bkdbiudnd` sminubyrskjiur smfs uihlibs cisfnlr kh fll ckjirsnb fdc ndsiudfsnkdfl sufdrfbsnkdrfdc ncidsnhnbfsnkd cfsf kesfndic smuky`m smi byrskjiu cyi cnln`idbi qukbirr-n$i$ dfji, fccuirr, dfsnkdflns~, dfsyui fdc qlfbi kh eyrndirr, qyuqkri khqukqkric sufdrfbsnkd, rkyubi kh hydcr. -Hndfdbnfl Keln`fsnkd Ui`ylfsnkdrr$26-6..$ Uibkucr jyrs ei jfndsfndic nd ilibsukdnb ku punssid hkuj hku f qiunkckh rn} ~ifur fhsiu smi byrskjiu uilfsnkdrmnq mfr idcic ku hkllkpnd` smi bfuu~*nd` kys kh smi sufdrfbsnkd -r$25-5..$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 52

    85$ Dkd*bkjqlnfdbi pnsm smiHndfdbnfl Keln`fsnkd Ui`ylfsnkdr nr fd khhidbifdc ryeoibs kd ryjjfu~ bkdxnbsnkd sk f hndi kh SSC 911 111 -IYU 85 911. fdcsk njqunrkdjids hku f siuj kh spk ~ifur, fdc kd bkdxnbsnkd fdc ndcnbsjids sk fhndi kh SSC 2 111 111 -IYU 209 111. fdc sk njqunrkdjids hku f siuj kh rixid

    ~ifur -Qukbiicr kh Bunji Fbsr$90.$

    Kpdiurmnq ndhkujfsnkd milc e~ Dkjndiir

    82$ Smi Siujr kh Uihiuidbi uivynuir smfs oyunrcnbsnkdr idryui smfs ndhku*jfsnkd nr fxfnlfeli sk sminu bkjqisids fysmkunsnir smfs ncidsnh~ smi kpdiur khbkjqfdnir fdc fd~ ekcnir bkuqkufsi$ Kpdiur ndblyci li`fl kpdiur, fdc, ndfd~ bfri pmiui f li`fl kpdiu fbsr kd eimflh kh fdksmiu qiurkd fr f dkjndiiku ydciu f rnjnlfu fuufd`ijids, smfs ksmiu qiurkd, fr pill fr qiurkdr nd fdkpdiurmnq bmfnd, sk smi i}sids smfs ns nr milc e~ smi oyunrcnbsnkdr fysmkunsnirku nr pnsmnd smi qkrrirrnkd ku bkdsukl kh qiurkdr pnsmnd smi oyunrcnbsnkdr siu*unskunfl oyunrcnbsnkd$

    83$ Smi Bkjqfdnir Fbsr$6=3 keln`ir fll qyelnb bkjqfdnir nd Sundncfcfdc Skef`k sk jfndsfnd f ui`nrsiu kh ryersfdsnfl rmfuimklciur -rmfuimklciurpnsm 61) ku jkui xksnd` qkpiu. pmnbm bkdsfndr kpdiurmnq ndhkujfsnkd khrmfuir milc e~ dkjndiir$ Dk rybm uivynuijids i}nrsr hku qunxfsi bkjqfdnir$

    89$ Nd smi bfri kh qyelnb bkjqfdnir, smi Ribyunsnir Ndcyrsu~ Fbs r$655ijqkpiur qyelnb bkjqfdnir sk ndxirsn`fsi smi ylsnjfsi kpdiu kh nsr rmfuir$

    Fd~ qiurkd pmk bkjjnsr f euifbm nd bkjql~nd` pnsm r$655 e~ jfgnd`fd ndsidsnkdfl ku uibglirr hflri rsfsijids ku hfnlr sk ryqql~ ndhkujfsnkd nduirqkdri sk smi bkjqfd~r ndxirsn`fsnkd nr `ynls~ kh fd khhidbi fdc lnfeli kdryjjfu~ bkdxnbsnkd sk f hndi kh SSC 61 111 -IYU 6 591. fdc sk njqunrkd*jids hku smuii jkdsmr, ku kd bkdxnbsnkd fdc ndcnbsjids sk f hndi kh SSC51 111 -IYU 5 911. fdc sk njqunrkdjids hku rn} jkdsmr -r$652.$

    88$ Nd smi bfri kh fll bkjqfdnir, smi Bkuqkufsi Sf} Fbsr$56 ijqkpiursmi Ekfuc kh Ndlfdc Uixidyi sk ndxirsn`fsi smi ylsnjfsi kpdiu kh f bkjqfd~$Ribsnkd 56 qukxncir smfs fd~ qiurkd nd pmkri dfji fd~ rmfuir kh f bkjqfd~fui ui`nrsiuic rmfll nh uivynuic e~ dksnbi nd punsnd` e~ smi Ekfuc, rsfsi ndpunsnd` pmismiu ku dks mi nr smi eidihnbnfl kpdiu kh smkri rmfuir, fdc, nh dkssmi eidihnbnfl kpdiu kh smkri rmfuir ku fd~ kh smij, rmfll hyudnrm smi dfjifdc fccuirr kh smi qiurkd ku qiurkdr kd pmkri eimflh smi rmfuir fui ui`nr*siuic nd mnr dfji$ Dkd*bkjqlnfdbi pnsm r$656 nr qydnrmfeli e~ f qidfls~ khspnbi smi fjkyds kh sf} smfs pkylc ei bmfu`ifeli fs smi mn`mirs ufsi nd uirqibskh smi fjkyds kh smi ndbkji fqqkusnkdic sk rybm rmfuir -r$656.$

    80$ Dkjndii rmfuimklciur fui ryeoibs sk Sundncfc fdc Skef`krQukbiicrkh Bunji Fbs$ Suyrs fdc bkjqfd~ riuxnbi qukxnciur -f lnrsic eyrndirr. fuicihndic nd smi hnurs rbmicyli sk smi Fbs fr ndblycnd` fll qiurkdr pmk bfuu~

    kys sufdrfbsnkdr hku f blnids nd uilfsnkd sk fbsnd` fr -ku fuufd`nd` hku fdksmiu

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    53 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    qiurkd sk fbs fr. f dkjndii rmfuimklciu hku fdksmiu qiurkd$ Ydciu smiQukbiicr kh Bunji Fbs, dkjndii rmfuimklciur fui keln`ic sk jfndsfnd kpdiu*rmnq fdc ncidsnh~ ndhkujfsnkd ui`fucnd` sminu blnids -rii qfuf`ufqmr 9=*82.$

    8=$ Pmnli smi Qukbiicr kh Bunji Fbskeln`ir dkjndii rmfuimklciur skjfndsfnd kpdiurmnq fdc ncidsns~ ndhkujfsnkd kd sminu blnidsr, smiui fui dki}qlnbns uivynuijidsr -ei~kdc smkri hku ryersfdsnfl*rmfuimklciu ui`nrsunirjfndsfndic e~ qyelnb bkjqfdnir. smfs bkjqfd~ rmfui ui`nrsunir ndcnbfsipmismiu smi rmfuimklciu mklcr smi rmfui-r. hku smi eidihns kh f smnuc qfus~-n$i$ kdl~ smi dkjndfl rmfuimklciu nr uivynuic sk ei lnrsic nd smi rmfuiui`nrsu~.$

    Eifuiu rmfuir -SkU F$6$5.

    8>$ Ribsnkd 22-6. kh Sundncfc fdc Skef`kr Bkjqfdnir Fbsqukxncir smfsdk bkjqfd~ jf~ nrryi eifuiu rmfuir ku eifuiu rmfui biusnhnbfsir$

    Qfusdiurmnqr -SkU F$6$2.

    01$ SmiQfusdiurmnq Fbs-6>63. nr smi rsfsysku~ lfp kxiudnd` smi hkujf*snkd fdc `kxiudfdbi kh qfusdiurmnqr nd Sundncfc fdc Skef`k$ SmiQfusdiurmnq

    Fbsr$2 cihndir qfusdiurmnq fr smi uilfsnkdrmnq eispiid qiurkdr bfuu~nd` kdf eyrndirr nd bkjjkd pnsm f xnip sk jfgnd` f qukhns, pnsmkys ndbkuqkufsnkd$SmiQfusdiurmnq Fbsr$61 qukxncir smfs ixiu~ qfusdiu nd f qfusdiurmnq nr lnfeli

    okndsl~ pnsm smi ksmiu qfusdiur hku fll ciesr fdc keln`fsnkdr kh smi qfusdiurmnq$Qfusdiurmnqr fui dks bkdrnciuic riqfufsi li`fl idsnsnir$ Lnjnsic qfusdiurmnqrfui dks uibk`dnric nd Sundncfc fdc Skef`k$

    Ui`nrsufsnkd kh qfusdiurmnqr

    06$ Smi Ui`nrsufsnkd kh Eyrndirr Dfjir Fbs r$2 uivynuir ixiu~ hnujmfxnd` f qlfbi kh eyrndirr nd Sundncfc fdc Skef`k sk ui`nrsiu pnsm smiUi`nrsufu kh Bkjqfdnir$ Smi Fbs cihndir hnuj fr fd ydndbkuqkufsic ekc~kh spk ku jkui ndcnxncyflr, kdi ku jkui ndcnxncyflr fdc kdi ku jkui bkj*qfdnir, ku spk ku jkui bkuqkufsnkdr, pmk mfxi idsiuic ndsk qfusdiurmnq pnsmkdi fdksmiu pnsm f xnip kh bfuu~nd` kd eyrndirr hku qukhns -r$5.$ Ndhkujfsnkduivynuic sk ei ui`nrsiuic ndblycir -r$9.?

    smi eyrndirr dfji7 `idiufl dfsyui kh smi eyrndirr7 qundbnqfl qlfbi khsmi eyrndirr7

    smi dfjir, fccuirrir, dfsnkdflnsnir, ksmiu eyrndirr kbbyqfsnkdr -nhfd~. kh ifbm kh smi ndcnxncyflr pmk fui qfusdiur7 fdc

    smi bkuqkufsi dfji fdc ui`nrsiuic ku qundbnqfl khhnbi kh ixiu~ bkuqk*

    ufsnkd pmnbm nr f qfusdiu$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 59

    05$ Yqkd uibinqs kh smnr ndhkujfsnkd, smi Ui`nrsufu nrryir f biusnhnbfsikh ui`nrsufsnkd sk smi qfusdiurmnq -r$62.$ SmiUi`nrsufsnkd kh Eyrndirr DfjirFbsr$= uivynuir qfusdiurmnqr sk dksnh~ smi Ui`nrsufu kh Bkjqfdnir kh fd~bmfd`ir sk ndhkujfsnkd quixnkyrl~ ui`nrsiuic pnsmnd 63 cf~r kh fhsiu smi

    bmfd`i$ Hfnlyui sk dksnh~ smi Ui`nrsufu kh fd~ bmfd`ir ryeoibsr ixiu~ qfusdiund smi hnuj sk f hndi kh SSC 511 -IYU 59. hku ixiu~ cf~ cyund` pmnbm smicihfyls bkdsndyir -r$>.$ Smi Ui`nrsufu mfr smi fysmkuns~ sk ndrqibs ckbyjidsrfdc uivyirs fccnsnkdfl ndhkujfsnkd sk xiunh~ smi bkuuibsdirr kh fd~ ndhkujf*snkd ui`nrsiuic -r$65.$ Fll ndhkujfsnkd ui`nrsiuic ydciu smi Ui`nrsufsnkd khEyrndirr Dfjir Fbsnr fxfnlfeli sk smi `idiufl qyelnb, kd qf~jids kh f hii-r$6=.$

    02$ Pmiui f rsfsijids uivynuic sk ei hyudnrmic ydciu smiUi`nrsufsnkdkh Eyrndirr Dfjir Fbsbkdsfndr fd~ jfssiu pmnbm nr hflri nd fd~ jfsiunfl

    qfusnbylfu sk smi gdkplic`i kh fd~ qiurkd rn`dnd` ns, smfs qiurkd nr lnfeli sk fhndi kh SSC 6 111 -IYU 659. fdc sk njqunrkdjids hku smuii jkdsmr -r$66.$

    Sf} hnlnd`

    03$ Fll qfusdiurmnqr fui keln ic sk ui`nrsiu hku f Ekfuc kh NdlfdcUixidyi -ENU. hnli dyjeiu sk ei yric nd qf~jids kh sf}ir fdc hnlnd` uisyudr$Smnr dyjeiu jyrs ei vyksic kd fll bkuuirqkdcidbi sk smi Ekfuc kh NdlfdcUixidyi -Ndbkji Sf} Fbs r$08F.$ Sk kesfnd f ENU hnli dyjeiu, qfusdiurmnqrfui uivynuic sk hnli pnsm smi Ekfuc kh Ndlfdc Uixidyi fd fqqlnbfsnkd hkuj fdc

    ryqqlijidsfl ckbyjidsfsnkd uihlibsnd` smi dfji fdc fccuirr kh ifbm qfusdiu,ixncidbi kh ENU dyjeiur hku ifbm qfusdiu -ifbm qfusdiu nr uivynuic sk mfxi fENU hnli dyjeiu., fdc fd~ kysrsfdcnd` qfusdiurmnq sf} uisyudr$

    09$ Qfusdiurmnqr fui dks bkdrnciuic sk ei riqfufsi sf}feli idsnsnir, ndrsifcsmi~ fui suifsic fr sufdrqfuids idsnsnir smuky`m pmnbm qfusdiurmnq ndbkjihlkpr sk smi qfusdiur fdc rybm rmfui kh ndbkji nr ndblycic nd smi sf} uisyud khsmi qfusdiu$ SmiNdbkji Sf} Fbsr$0= keln`ir fll qfusdiurmnqr sk hnli f ~iful~

    qfusdiurmnq uisyud pnsm smi Ekfuc kh Ndlfdc Uixidyi$ Smi qfusdiurmnq uisyudjyrs rsfsi smi qfusdiurmnqr ndbkji hku smi ~ifu fdc smi dfjir fdc fccuirrir

    kh smi qfusdiur nd smi qfusdiurmnq sk`ismiu pnsm ifbm qfusdiur fllkbfeli rmfuikh qfusdiurmnq ndbkji hku smfs ~ifu -r$0=-5..$ Smi cys~ sk qukxnci smi qfusdiu*rmnq rsfsijids uirsr pnsm smi qfusdiurmnqr quibicids qfusdiu$0 Smiui nr dk

    0$ SmiNdbkji Sf} Fbsr$0=-5.-f. cihndir quibicids qfusdiu fr smi qfusdiu uirncids

    nd Sundncfc fdc Skef`k smfs nr? hnurs dfjic nd smi qfusdiurmnq f`uiijids7 nh smiui

    ei dk f`uiijids, nr dfjic rnd`l~ ku pnsm quibicidbi sk smi ksmiu qfusdiur nd smiyryfl dfji kh smi hnuj7 ku nr smi quibicids fbsnd` qfusdiu, nh smi qfusdiu dfjic

    pnsm quibicidbi nr dks fd fbsnd` qfusdiu$ Pmiui dk qfusdiu nr uirncids nd Sundncfc

    fdc Skef`k, smi uisyud rmfll ei jfci fdc cilnxiuic e~ smi fsskudi~, f`ids, jfd*

    f`iu ku hfbsku kh smi hnuj uirncids nd Sundncfc fdc Skef`k$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    58 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    uivynuijids nd smiNdbkji Sf} Fbssk cnrblkri smi ylsnjfsi kpdiur kh bkjqf*dnir pmk fui qfusdiur nd smi qfusdiurmnq$

    08$ Qfusdiurmnqr nd Sundncfc fdc Skef`k fui dks lnfeli hku sf}$ Smi sf} nr

    lixnic kd ifbm qfusdiu fbbkucnd` sk sminu rmfui kh kpdiurmnq$ Ifbm qfusdiu nruivynuic sk ryejns fd ndcnxncyfl ndbkji sf} uisyud uihlibsnd` sminu fllkbfelirmfui kh qfusdiurmnq ndbkji -r$0=-6..$ Fd ndcnxncyfl nr sf}feli nd uirqibs khndbkji fbbuynd` nd ku ciunxic hukj Sundncfc fdc Skef`k$ Uirncids ndcn*xncyflr fui ryeoibs sk sf} kd sminu pkulc*pnci ndbkji -r$9-6..$ Nd smi bfri khndbkji funrnd` kysrnci kh Sundncfc fdc Skef`k sk qiurkdr pmk fui dks kucn*dfunl~ uirncids ku dks ckjnbnlic nd Sundncfc fdc Skef`k, sf} nr qf~feli kd smifjkyds uibinxic nd Sundncfc fdc Skef`k7 eys pmiui smi ijqlk~jids ku khhnbikh rybm qiurkd nr i}iubnric nd Sundncfc fdc Skef`k, `fndr ku qukhnsr hukj rybmijqlk~jids fui sf}ic nd Sundncfc fdc Skef`k pmismiu uibinxic nd Sundncfc

    fdc Skef`k ku dks -r$9-5..$

    00$ Fd~ qiurkd pmk uihyrir, hfnlr ku di`libsr sk cilnxiu fd~ uisyuduivynuic ydciu smiNdbkji Sf} Fbsr$0= nr `ynls~ kh fd khhidbi fdc lnfeli kdryjjfu~ bkdxnbsnkd sk f hndi kh SSC 21 111 -IYU 2 091. ku sk njqunrkd*jids hku spk ~ifur ku eksm -r$656-6..$

    Ndhkujfsnkd milc e~ riuxnbi qukxnciur

    0=$ Qfusdiurmnq riuxnbi qukxnciur fui ryeoibs sk Sundncfc fdc Skef`kr

    Qukbiicr kh Bunji Fbs$ Smi hnurs rbmicyli sk smi Fbs cihndir suyrs fdc bkj*qfd~ riuxnbi qukxnciur fr fd~ rybm qiurkd pmid smi~ quiqfui hku fdc pmidsmi~ bfuu~ kys f sufdrfbsnkd hku f blnids nd uilfsnkd sk? fbsnd` fr f hkujfsnkdf`ids kh qfusdiurmnqr7 fbsnd` fr -ku fuufd`nd` hku fdksmiu qiurkd sk fbs fr. fqfusdiu kh f qfusdiurmnq7 qukxncnd` f ui`nrsiuic khhnbi, eyrndirr fccuirr kufbbkjjkcfsnkd, bkuuirqkdcidbi ku fcjndnrsufsnxi fccuirr hku f qfusdiurmnq7ku fbsnd` fr -ku fuufd`nd` hku fdksmiu qiurkd sk fbs fr. f dkjndii rmfuimklciuhku fdksmiu qiurkd$ Nd fccnsnkd lfp~iur fdc fbbkydsfdsr smfs qukxnci riuxnbirsk qfusdiurmnqr fui lnrsic eyrndirrir ydciu smiQukbiicr kh Bunji Fbs$ YdciusmiQukbiicr kh Bunji Fbs, qfusdiurmnq riuxnbi qukxnciur -ndblycnd` lfp~iur

    fdc fbbkydsfdsr. fui keln`ic sk jfndsfnd kpdiurmnq fdc ncidsns~ ndhkujfsnkdui`fucnd` sminu blnids -rii qfuf`ufqmr 9=*82.$

    Suyrsr -SkU F$6$3.

    0>$ Suyrsr fui uibk`dnric nd Sundncfc fdc Skef`k ydciu eksm bkjjkdfdc rsfsysku~ lfp$ Smi lfp kh suyrsr nd Sundncfc fdc Skef`k nr blkril~ qfs*siudic fhsiu smfs kh smi Ydnsic Gnd`ckj$ Smi Suyrsiir Kucndfdbi -6>91. nrsmi kdl~ rsfsysku~ qukxnrnkd `kxiudnd` suyrsr$ Ns ckir dks bkdsfnd rqibnhnbqukxnrnkdr hku smi buifsnkd kh suyrsr$ @idiufll~, smi bunsiunf hku smi buifsnkd

    kh f suyrs fui rnjnlfu sk smi Id`lnrm bkjjkd lfp, dfjil~ f suyrs nr buifsic

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 50

    pmiui frrisr fui sufdrhiuuic e~ f qiurkd -smi risslku. sk f suyrsii hku smieidihns kh fdksmiu qiurkd$ Smi Suyrsii Fbs-6>=6. rky`ms sk yqcfsi Sundncfcfdc Skef`kr suyrs lfp ui`nji$ Mkpixiu, smnr Fbs mfr dks eiid euky`ms ndskkqiufsnkd$

    =1$ Smi hkllkpnd` s~qir kh suyrsr fui uibk`dnric nd Sundncfc fdc Skef`k?i}quirr suyrsr, cnrbuisnkdfu~ suyrsr, uirylsnd` suyrsr, bkdrsuybsnxi suyrsr, fdcsirsfjidsfu~ fdc ndsiu xnxkr suyrsr$ Smiui fui dk rqibnhnb qukxnrnkdr `kxiudnd`smi hkujfsnkd kh suyrsr hku dkd*uirncidsr -risslkur ku eidihnbnfunir. ku pmiui smifrrisr risslic nd smi suyrs fui lkbfsic kysrnci kh Sundncfc fdc Skef`k$

    =6$ Fd~ li`fl ku dfsyufl qiurkd bfqfeli kh mklcnd` qukqius~ nd sminu kpdun`ms nr feli sk ei f suyrsii$ Smyr, f qiurkd ku cyl~ ndbkuqkufsic ekc~ jf~ eif suyrsii, eys f jndku -f qiurkd ydciu smi f`i kh 6=. bfddks ei fqqkndsic fsuyrsii$ Smi Suyrsiir Kucndfdbi `kxiudr fll suyrs fuufd`ijidsr ydlirr smiuinr rqibnhnb li`nrlfsnkd fr nd smi bfri kh qunxfsi qidrnkd qlfdr$ Qunxfsi qidrnkdhydcr fui fcjndnrsiuic e~ suyrsr$ Rsfsysku~ qukxnrnkdr `kxiudnd` qunxfsi qid*rnkd hydcr hfll ydciu smiNdryufdbi Fbs$ Smnr Fbs qukxncir uylir ui`fucnd` smihkuj, rsuybsyui, fysmkunric ndxirsjidsr fdc kqiufsnkdfl bkdsukl kh smiri suyrsr$

    =5$ Smiui fui dk qukmnensnkdr hku f uirncids kh Sundncfc fdc Skef`k skfbs fr f suyrsii ku ksmiupnri nd f hncybnfu~ bfqfbns~ nd uilfsnkd sk f suyrshkujic ydciu hkuin`d lfp$ Lngipnri, smiui fui dk qukmnensnkdr hku f uirncidskh Sundncfc fdc Skef`k hukj fcjndnrsiund` f suyrs ku fbsnd` fr f suyrsii kusuyrs quksibsku kh f suyrs `kxiudic ydciu hkuin`d lfp$

    Ui`nrsufsnkd kh suyrsr

    =2$ Smi Ui`nrsufsnkd kh Eyrndirr Dfjir Fbs r$3 keln`ir fll ndcnxncy*flr, hnujr, fdc bkuqkufsnkdr mfxnd` f qlfbi kh eyrndirr pnsmnd Sundncfc fdcSkef`k smfs bfuu~ kd smi eyrndirr pmkll~ ku jfndl~ fr f suyrsii kh ku hkufdksmiu qiurkd-r. ku bkuqkufsnkd sk ui`nrsiu pnsm smi Ui`nrsufu kh Bkjqfdnir$Ndhkujfsnkd uivynuic sk ei ui`nrsiuic ndblycir? smi quirids `nxid dfji fdcryudfji, dfsnkdflns~, uirncidbi, ku fr smi bfri jf~ ei, smi bkuqkufsi dfji,kh ixiu~ qiurkd ku bkuqkufsnkd kd pmkri eimflh smi eyrndirr nr bfuunic kd$ Nhsmi eyrndirr nr bfuunic kd ydciu fd~ suyrs fdc fd~ kh smi eidihnbnfunir fui fblfrr kh bmnlcuid ku ksmiu qiurkdr, f cirbunqsnkd kh smi blfrr nr ryhhnbnids -r$3,rbmicyli kh qfusnbylfur.$ Ndhkujfsnkd ui`fucnd` smi ncidsns~ kh risslkur nr dksuivynuic sk ei ui`nrsiuic$

    =3$ Yqkd uibinqs kh smnr ndhkujfsnkd, smi Ui`nrsufu nrryir f biusnhnbfsi khui`nrsufsnkd sk smi eyrndirr -r$62.$ Smi Ui`nrsufsnkd kh Eyrndirr Dfjir Fbsr$= uivynuir smi eyrndirr sk dksnh~ smi Ui`nrsufu kh Bkjqfdnir kh fd~ bmfd`irsk ndhkujfsnkd quixnkyrl~ ui`nrsiuic pnsmnd 63 cf~r kh fhsiu smi bmfd`i$Hfnlyui sk dksnh~ smi Ui`nrsufu kh fd~ bmfd`ir ryeoibsr smi eyrndirr sk f hndi

    kh SSC 511 -IYU 59. hku ixiu~ cf~ cyund` pmnbm smi cihfyls bkdsndyir -r$>.$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    5= BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    Smi Ui`nrsufu mfr smi fysmkuns~ sk ndrqibs ckbyjidsr fdc uivyirs fccnsnkdflndhkujfsnkd sk xiunh~ smi bkuuibsdirr kh fd~ ndhkujfsnkd ui`nrsiuic -r$65.$ Fllndhkujfsnkd ui`nrsiuic ydciu smiUi`nrsufsnkd kh Eyrndirr Dfjir Fbsnr fxfnl*feli sk smi `idiufl qyelnb, kd qf~jids kh f hii -r$6=.$

    =9$ Pmiui f rsfsijids uivynuic sk ei hyudnrmic ydciu smiUi`nrsufsnkdkh Eyrndirr Dfjir Fbsbkdsfndr fd~ jfssiu pmnbm nr hflri nd fd~ jfsiunfl

    qfusnbylfu sk smi gdkplic`i kh fd~ qiurkd rn`dnd` ns, smfs qiurkd nr lnfeli sk fhndi kh SSC 6 111 -IYU 659. fdc sk njqunrkdjids hku smuii jkdsmr -r$66.$

    =8$ Ui`nrsufsnkd ydciu smi Ui`nrsufsnkd kh Eyrndirr Dfjir Fbsfqqlnirsk eyrndirrir kqiufsnd` pmkll~ ku jfndl~ fr suyrsii ydciu f suyrs$ Sundncfcfdc Skef`k khhnbnflr mfxi dks qukxncic fd~ ndhkujfsnkd bkdbiudnd` pmismiuuirncids suyrsiir dks kqiufsnd` f eyrndirr fr f suyrsii fui uivynuic sk ui`nrsiuncidsns~ ndhkujfsnkd kd smi risslkur fdc eidihnbnfunir kh smi suyrs$

    =0$ Suyrs ciicr jf~ xklydsfunl~ ei ui`nrsiuic pnsm smi Ui`nrsufu @idiuflydciu smiUi`nrsufsnkd kh Ciicr Fbs-r$3.$

    Sf} hnlnd`

    ==$ Suyrsr fui dks sf}feli idsnsnir nd Sundncfc fdc Skef`k$ Fr rybm, suyrsrfui dks uivynuic sk ui`nrsiu pnsm smi Ekfuc kh Ndlfdc Uixidyi hku f E$N$U$ hnlidyjeiu$ SmiNdbkji Sf} Fbsr$9> qukxncir smfs suyrsiir fui bmfu`ic sk sf} kdsmi ndbkji ciunxic hukj suyrsr$ Suyrsiir fui keln`ic sk ndblyci suyrs ndbkji

    kd sminu qiurkdfl ndbkji sf} uisyudr, pmnbm ck dks uivynui cnrblkryui kh ncid*sns~ ndhkujfsnkd kh smi risslkur fdc eidihnbnfunir kh smi suyrs$

    Suyrs kpdiurmnq fdc ncidsns~ ndhkujfsnkd uivynuic sk ei milc e~ smi suyrs

    =>$ Smiui fui dk rsfsysku~ keln`fsnkdr njqkric nd uirqibs kh suyrsr hku fd~qiurkd rybm fr smi suyrsii sk jfndsfnd fd~ qfusnbylfu ncidsns~ ku kpdiurmnqndhkujfsnkd uilfsnd` sk smi suyrs ndblycnd` nsr risslkur ku eidihnbnfunir$ Flsmky`mfll suyrsiir fui ryeoibs sk smi bkjjkd lfp uivynuijidsr sk mfxi gdkplic`i khfll ckbyjidsr qiusfndnd` sk smi hkujfsnkd fdc jfdf`ijids kh f suyrs, smi i}sidskh rybm uivynuijidsr bkylc dks ei frbiusfndic cyund` smi Qmfri 6 Uixnip$ Fdnd*ciqsm frrirrjids kh smi ihhibsnxidirr kh smnr bkjjkd lfp ui`nji pnll eibkdrnciuic fr qfus kh smi Qmfri 5 Uixnip kh Sundncfc fdc Skef`k$

    Ndhkujfsnkd milc e~ riuxnbi qukxnciur

    >1$ Suyrs riuxnbi qukxnciur fui ryeoibs sk Sundncfc fdc Skef`krQukbiicrkh Bunji Fbs$ Smi hnurs rbmicyli sk smi Fbs cihndir suyrs fdc bkjqfd~ riu*xnbi qukxnciur fr fd~ rybm qiurkd pmid smi~ quiqfui hku fdc pmid smi~

    bfuu~ kys f sufdrfbsnkd hku f blnids nd uilfsnkd qukxncnd` f ui`nrsiuic khhnbi,

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 5>

    eyrndirr fccuirr ku fbbkjjkcfsnkd, bkuuirqkdcidbi ku fcjndnrsufsnxifccuirr hku f suyrs$ Nd fccnsnkd lfp~iur fdc fbbkydsfdsr smfs qukxnci riu*xnbir sk suyrsr fui lnrsic eyrndirrir ydciu smiQukbiicr kh Bunji Fbs$ Ydciusmi Qukbiicr kh Bunji Fbs, suyrs riuxnbi qukxnciur -ndblycnd` lfp~iur fdc

    fbbkydsfdsr. fui keln`ic sk jfndsfnd kpdiurmnq fdc ncidsns~ ndhkujfsnkdui`fucnd` sminu blnids -rii qfuf`ufqmr 9=*82.$

    Hkydcfsnkdr -SkU F$6$9.

    >6$ Sundncfc fdc Skef`k ckir dks mfxi rqibnhnb qukxnrnkdr hku smi buifsnkdkh hkydcfsnkdr$ Rnjnlful~, smiui fui dk lfpr qyuryfds sk pmnbm fd~ qiurkd kuidsns~ nd Sundncfc fdc Skef`k pmk nr f hkydciu, jijeiu ku eidihnbnfu~ kh fhkydcfsnkd hkujic ydciu smi lfpr kh fdksmiu oyunrcnbsnkd, nr uivynuic, kd smi

    efrnr kh smfs uilfsnkdrmnq, sk uisfnd fd~ kpdiurmnq ku ncidsns~ ndhkujfsnkd uilfs*nd` sk smfs hkydcfsnkd$ Pmiui smi hkydcfsnkd nr f blnids kh f hndfdbnfl ndrsnsy*snkd ku lnrsic eyrndirr, Sundncfc fdc Skef`kr Qukbiicr kh Bunji Fbspkylcfqql~ sk smi hndfdbnfl ndrsnsysnkd ku lnrsic eyrndirr -rii qfuf`ufqmr 9=*82.$

    Idhkubijids qukxnrnkdr sk idryui fxfnlfenlns~ kh ndhkujfsnkd-SkU F$6$8.

    >5$ Smi i}nrsidbi kh fqqukqunfsi qidflsnir hku dkd*bkjqlnfdbi pnsm gi~keln`fsnkdr nr fd njqkusfds skkl hku oyunrcnbsnkdr sk ihhibsnxil~ idhkubi smi

    keln`fsnkdr sk uisfnd ncidsns~ fdc kpdiurmnq ndhkujfsnkd$>2$ Fd~ qiurkd pmk jfgir ku frrnrsr nd jfgnd` f uisyud ku ksmiu ckbyjidssmfs nr uivynuic e~ smi Bkjqfdnir Fbssk ei rids sk smi Ui`nrsufu kh Bkjqfdnirfdc smfs bkdsfndr fd ydsuyi rsfsijids kh f jfsiunfl hfbs ku kjnsr sk rsfsi fjfsiunfl hfbs uivynuic nd smi uisyud ku ksmiu ckbyjids nr `ynls~ kh fd khhidrifdc lnfeli kd ryjjfu~ bkdxibsnkd sk f hndi kh SSC 61 111 -IYU 6 591. fdc sknjqunrkdjids hku f siuj kh rn} ~ifur -r$961.$ F lfsi hnlnd` qidfls~ kh SSC 611-IYU 65$9. qiu jkdsm jf~ flrk ei njqkric kd f qiurkd ku bkjqfd~ smfs hfnlrsk cilnxiu ku hnli f uivynuic dksnbi pnsm smi Ui`nrsufu -r$968.$

    >3$ F bkjqfd~r hfnlyui sk giiq fbbyufsi uibkucr uivynuic sk ei giqsqyuryfds sk smi Bkjqfdnir Fbs -i$`$ rmfuimklciu ui`nrsu~. nr fd khhidbi fdcqydnrmfeli e~ f hndi kh SSC 61 111 fdc rn} jkdsmr njqunrkdjids -r$966-6.-f..$

    >9$ Dkd*bkjqlnfdbi pnsm smi Qukbiicr kh Bunji Fbs nr xnipic riun*kyrl~$ F riuxnbi qukxnciu pmk bkdsufxidir qukxnrnkdr kh smi Fbs nr lnfeli kdryjjfu~ bkdxnbsnkd sk f hndi kh SSC 911 111 -IYU 85 911. fdc sk njqunr*kdjids hku f siuj kh spk ~ifur, fdc kd bkdxnbsnkd fdc ndcnbsjids sk f hndikh SSC 2 111 111 -IYU 209 111. fdc sk njqunrkdjids hku f siuj kh rixid~ifur -Qukbiicr kh Bunji Fbsr$90.$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    21 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    >8$ Pmiui f rsfsijids uivynuic sk ei hyudnrmic sk smi Ui`nrsufu ydciu smiUi`nrsufsnkd kh Eyrndirr Dfjir Fbsbkdsfndr fd~ jfssiu pmnbm nr hflri nd fd~jfsiunfl qfusnbylfu sk smi gdkplic`i kh fd~ qiurkd rn`dnd` ns, smfs qiurkd nr lnfelisk f hndi kh SSC 6 111 -IYU 659. fdc sk njqunrkdjids hku smuii jkdsmr -r$66.$

    >0$ Fd~ qiurkd pmk uihyrir, hfnlr ku di`libsr sk cilnxiu fd~ uisyuduivynuic ydciu smiNdbkji Sf} Fbsr$0= nr `ynls~ kh fd khhidbi fdc lnfeli kdryjjfu~ bkdxnbsnkd sk f hndi kh SSC 21 111 -IYU 2 091. ku sk njqunrkd*jids hku spk ~ifur ku eksm -r$656-6..$

    >=$ SmiNdbkji Sf} Fbsr$656F qukxncir smfs fd khhidbi jf~ ei qukri*bysic fdc fd~ qidfls~ ku hkuhinsyui jf~ ei ryic hku, qukribysic fdc uibkxiuicryjjfunl~, fdc fll ryjr pmfsrkixiu qf~feli jf~ ei uibkxiuic fdc idhkubicnd smi jfddiu quirbuneic e~ smi Ryjjfu~ Bkyusr Fbs$

    >>$ Smi ihhibsnxidirr kh smi idhkubijids qukxnrnkdr pmnbm fui nd qlfbi ndSundncfc fdc Skef`k pnll ei bkdrnciuic fr qfus kh smi Qmfri 5 Qiiu Uixnip$

    Cisiujndfsnkd fdc hfbskur ydciul~nd` uibkjjidcfsnkdr

    Qmfri 6 Cisiujndfsnkd

    Smi ilijids nr nd qlfbi, eys biusfnd frqibsr kh smi li`fl njqlijidsfsnkd

    kh smi ilijids diic njqukxijids$

    Hfbskur ydciul~nd` uibkjjidcfsnkdr Uibkjjidcfsnkdr

    Bkjqfdnir ndbkuqkufsic kysrnci khSundncfc fdc Skef`k eys mfxnd` sminu

    bidsufl jfdf`ijids fdc bkdsukl nd

    Sundncfc fdc Skef`k fui dks uivynuic

    sk qukxnci ndhkujfsnkd ncidsnh~nd`

    sminu kpdiur fr f qfus kh ui`nrsufsnkd

    uivynuijidsr fdc hkuin`d bkjqfdnir

    fui dks uivynuic sk bkjqylrkunl~

    giiq f rmfui ui`nrsiu nd Sundncfc fdc

    Skef`k$ Smiuihkui, smi fxfnlfenlns~ kh

    ndhkujfsnkd smfs ncidsnhnir smi kpdiur khrybm bkjqfdnir pnll `idiufll~ ciqidc

    kd smi lfp kh smi oyunrcnbsnkd nd pmnbm

    smi bkjqfd~ nr ndbkuqkufsic fdc rk

    jf~ dks ei fxfnlfeli nd fll bfrir$

    Nd rybm bfrir, Sundncfc fdc Skef`krmkylc idryui smfs kpdiurmnq

    fdc ncidsns~ ndhkujfsnkd rmkylc ei

    fxfnlfeli$

    Smiui nr dk rqibnhnb uivynuijids smfs

    ndhkujfsnkd bkdbiudnd` smi risslku,

    suyrsiir fdc eidihnbnfunir kh suyrsr ei

    jfndsfndic$

    Fd keln`fsnkd rmkylc ei irsfelnrmic

    nd Sundncfc fdc Skef`k sk jfndsfnd

    ndhkujfsnkd kd smi risslkur, suyrsiir

    fdc eidihnbnfunir kh sminu suyrsr$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 26

    F$5$ Fbbkydsnd` uibkucr

    611$ Smi Siujr kh Uihiuidbi risr kys smi rsfdcfucr hku smi jfndsidfdbikh uilnfeli fbbkydsnd` uibkucr fdc smi dibirrfu~ fbbkydsnd` uibkuc uisidsnkdqiunkc$ Ns qukxncir smfs uilnfeli fbbkydsnd` uibkucr rmkylc ei giqs hku flluilixfds idsnsnir fdc fuufd`ijidsr$ Sk ei uilnfeli, fbbkydsnd` uibkucr rmkylc-n. bkuuibsl~ i}qlfnd fll sufdrfbsnkdr, -nn. idfeli smi hndfdbnfl qkrnsnkd kh smiidsns~ ku fuufd`ijids sk ei cisiujndic pnsm uifrkdfeli fbbyufb~ fs fd~ snjifdc -nnn. fllkp hndfdbnfl rsfsijidsr sk ei quiqfuic$ Fbbkydsnd` uibkucr rmkylchyusmiu ndblyci ydciul~nd` ckbyjidsfsnkd, rybm fr ndxknbir, bkdsufbsr, isb$

    Fbbkydsnd` uibkucr diic sk ei giqs hku f jndnjyj kh hnxi ~ifur$

    @idiufl uivynuijidsr -SkU F$5$6.

    616$ Nd Sundncfc fdc Skef`k, smiNdbkji Sf} Fbs, Bkjqfdnir Fbs, fdc smiQukbiicr kh Bunji Fbsbkllibsnxil~ bkdsfnd qukxnrnkdr uivynund` smi jfndsi*dfdbi kh fbbkydsnd` uibkucr smfs bkuuibsl~ i}qlfnd fll sufdrfbsnkdr, idfeli smihndfdbnfl qkrnsnkd kh idsnsnir fdc fuufd`ijidsr sk ei cisiujndic pnsm uifrkd*feli fbbyufb~ fs fd~ snji, fdc fllkp hndfdbnfl rsfsijidsr sk ei quiqfuic$

    615$ Nd 6>=0 smi Ndrsnsysi kh Bmfusiuic Fbbkydsfdsr kh Sundncfc fdc Skef`k

    -NBFSS. hkujfll~ fckqsic smi Ndsiudfsnkdfl Fbbkydsnd` Rsfdcfucr -NFR.nrryic e~ smi Ndsiudfsnkdfl Fbbkydsnd` Rsfdcfucr Ekfuc -NFRE. fr smi DfsnkdflFbbkydsnd` Rsfdcfucr hku bkjqfdnir ui`nrsiuic nd Sundncfc fdc Skef`k$

    612$ Smi Ndbkji Sf} Fbsr$668-6. keln`ir ixiu~ qiurkd id`f`ic nd fd~sufci, eyrndirr ku qukhirrnkd nd Sundncfc fdc Skef`k fdc ixiu~ qiurkd pmk nruivynuic sk cicybs ku pnsmmklc fdc sk qf~ sf}ir ku ksmiu fjkydsr, sk jfndsfndqukqiu uibkucr fdc ekkgr kh fbbkyds -ndblycnd` fd fddyfl ndxidsku~., fdcixiu~ fbbkyds ku xkybmiu dibirrfu~ sk xiunh~ smi ndhkujfsnkd nd fd~ rybmuibkuc ku ekkg kh fbbkyds$ Rybm uibkucr jyrs ei giqs fs sminu qlfbi kh eyrn*

    dirr ku uirncidbi nd Sundncfc fdc Skef`k ku fs rybm ksmiu qlfbi smfs smi Ekfuckh Ndlfdc Uixidyi fqqukxir$ Smi uibkucr jyrs bkdsfnd ndhkujfsnkd smfs pnllidfeli smi Ekfuc kh Ndlfdc Uixidyi sk cisiujndi smi qukqiu fjkyds kh sf}irqf~feli, cicybsic, ku pnsmmilc$

    613$ Smi Bkjqfdnir Fbs r$6=0-6. keln`ir fll bkjqfdnir sk quiqfui fdcjfndsfnd fcivyfsi fbbkydsnd` uibkucr$ Fcivyfsi fbbkydsnd` uibkucr ndblyciuibkucr ryhhnbnidsl~ cisfnlic sk idfeli smi cnuibskur sk frbiusfnd smi hndfdbnfl

    qkrnsnkd kh smi bkjqfd~ pnsm uifrkdfeli fbbyufb~ kd f vyfusiul~ efrnr$ Smirijyrs ei giqs e~ smi bkjqfd~ fs nsr ui`nrsiuic khhnbi ku fs f qlfbi nd Sundncfc

    fdc Skef`k cirn`dfsic e~ smi cnuibskur -r$6=0-2..$

    Oyunrcnbsnkdr rmkylc idryui smfs uilnfeli fbbkydsnd` uibkucr fui giqs hku fll uilixfds

    idsnsnir fdc fuufd`ijidsr$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

    25 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    619$ Smi Bkjqfdnir Fbsr$698-6. keln ir fll qyelnb bkjqfdnir sk ui`nrsiuf bkq~ kh sminu hndfdbnfl rsfsijidsr pnsm smi Ui`nrsufu kh Bkjqfdnir pnsmnd26 cf~r kh ifbm fddyfl rmfuimklciu jiisnd`$ Dkd*bkjqlnfdbi ryeoibsr smibkjqfd~ sk f cfnl~ hndi kh SSC 611 -IYU 65$9. ydsnl smi hndfdbnfl rsfsijidsr

    fui ui`nrsiuic -698-9..$

    618$ SmiQfusdiurmnq Fbsr$58-n.qukxncir smfs qfusdiurmnq ekkgr fui sk eigiqs fs smi qlfbi kh eyrndirr kh smi qfusdiurmnq -ku smi qundbnqfl qlfbi, nh smismiui nr jkui smfd kdi. fdc ixiu~ qfusdiu jf~ mfxi fbbirr sk fdc ndrqibs fdcbkq~ smij$

    610$ Ydciu Sundncfc fdc Skef`k lfp, smiui fui dk rqibnhnb rsfsysku~uivynuijidsr hku suyrsr nd uirqibs kh fbbkydsnd` uibkucr ndblycnd` ydciul~*nd` ckbyjidsfsnkd$ Mkpixiu, suyrsiir fui keln`ic sk jfndsfnd fbbkydsnd`uibkucr pmid smi suyrs ciunxir sf}feli ndbkji -Ndbkji Sf} Fbsrr$668, 9>.$Ydciu bkjjkd lfp, suyrsiir fui flrk keln`ic sk jfndsfnd fd fbbyufsi fbbkydskh smi suyrs qukqius~$ Ryeoibs sk fd~ bkdsufu~ ndsidsnkd i}quirric nd smi suyrsndrsuyjids fdc sk smi siujr kh smi ndrsuyjids, smi suyrsii mfr f hncybnfu~cys~ sk mfxi smi suyrs qukqius~ ei i}fjndic fdc fycnsic e~ fd ndciqidcidsfbbkydsfds$ Hku smfs qyuqkri smi suyrsii `idiufll~ jyrs qukcybi smi dibirrfu~xkybmiur, ndxknbir isb$

    61=$ Hndfdbnfl ndrsnsysnkdr fdc lnrsic eyrndirrir smfs fui keln`ic sk bkd*cybs byrskjiu cyi cnln`idbi ydciu Sundncfc fdc Skef`krQukbiicr kh BunjiFbsfui flrk keln`ic sk uisfnd uibkucr bkdbiudnd` sminu byrskjiur smfs uihlibs

    cisfnlr kh fll ckjirsnb fdc ndsiudfsnkdfl sufdrfbsnkdr fdc ncidsnhnbfsnkd cfsfkesfndic smuky`m smi byrskjiu cyi cnln`idbi qukbirr -n$i$ dfji, fccuirr,dfsnkdflns~, dfsyui fdc qlfbi kh eyrndirr, qyuqkri kh qukqkric sufdrfbsnkd,rkyubi kh hydcr. -Hndfdbnfl Keln`fsnkd Ui`ylfsnkdr r$26-6..$ Sufdrfbsnkduibkucr jyrs bkdsfnd ryhhnbnids cisfnl sk qiujns uibkdrsuybsnkd kh ndcnxncyflsufdrfbsnkdr -r$26-5..$

    Ydciul~nd` ckbyjidsfsnkd -SkU F$5$5.

    61>$ Smi Bkjqfdnir Fbs r$338 qukxncir smfs nh, pmiui f bkjqfd~ nrpkydc yq, ns nr rmkpd smfs smi qukqiu ekkgr kh fbbkyds piui dks giqs e~ smibkjqfd~ smuky`mkys smi qiunkc kh spk ~ifur njjicnfsil~ quibicnd` smi bkj*jidbijids kh smi pndcnd` yq, ku smi qiunkc eispiid smi ndbkuqkufsnkd kh smibkjqfd~ fdc smi bkjjidbijids kh smi pndcnd` yq -pmnbmixiu nr rmkusiu.,ixiu~ khhnbiu kh smi bkjqfd~ nr `ynls~ kh fd khhidbi fdc lnfeli kd ryjjfu~bkdxnbsnkd sk f hndi kh SSC 61 111 -IYU 6 591. -Bkjqfdnir Fbsrr$ 338-6.,962.$ Smi Bkjqfdnir Fbs r$338-5. cihndir qukqiu ekkgr kh fbbkyds frrybm ekkgr ku fbbkydsr fr fui dibirrfu~ sk i}mnens fdc i}qlfnd smi sufdrfb*snkdr fdc hndfdbnfl qkrnsnkd kh smi sufci ku eyrndirr kh smi bkjqfd~$ Smnrndblycir ekkgr bkdsfndnd` idsunir hukj cf~ sk cf~ nd ryhhnbnids cisfnl kh fll

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    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 22

    bfrm uibinxic fdc bfrm qfnc, fdc, pmiui smi sufci ku eyrndirr mfr ndxklxicsmi ciflnd` nd `kkcr, rsfsijidsr kh smi fddyfl rskbg sfgnd` fdc -i}biqs ndsmi bfri kh `kkcr rklc e~ pf~ kh kucndfu~ uisfnl sufci. kh fll `kkcr rklc fdc

    qyubmfric, rmkpnd` smi `kkcr fdc smi ey~iur fdc rilliur smiuikh nd ryhhnbnids

    cisfnl sk idfeli smkri `kkcr fdc smkri ey~iur fdc rilliur sk ei ncidsnhnic$

    661$ Hku ndbkji sf} qyuqkrir, ixiu~ qiurkd id`f`ic nd fd~ sufci, eyrn*dirr ku qukhirrnkd, fdc ixiu~ qiurkd pmk nr uivynuic e~ ku qyuryfds sk smiNdbkji Sf} Fbssk cicybs ku pnsmmklc fdc sk qf~ sf}ir ku ksmiu fjkydsr fuikeln`ic sk giiq nd smi Id`lnrm lfd`yf`i fdc nd smi byuuidb~ kh Sundncfc fdcSkef`k qukqiu uibkucr fdc ekkgr kh fbbkyds -ndblycnd` fd fddyfl ndxidsku~.fs sminu qlfbi kh eyrndirr ku uirncidbi nd Sundncfc fdc Skef`k ku fs rybm ksmiuqlfbi fr jf~ ei fqqukxic e~ smi Ekfuc kh Ndlfdc Uixidyi -Ndbkji Sf} Fbsr$668-6..$ Dfsyufl fdc li`fl qiurkdr uivynuic sk jfndsfnd fbbkydsnd` uibkucr

    -ndblycnd` ifbm ndcnxncyfl qfusdiu nd f qfusdiurmnq. qyuryfds sk smi NdbkjiSf} Fbsfui flrk uivynuic sk jfndsfnd ixiu~ fbbkyds ku xkybmiu dibirrfu~ skxiunh~ smi ndhkujfsnkd nd fd~ rybm uibkuc ku ekkg kh fbbkyds -r$668-2..$ SmiEkfuc kh Ndlfdc Uixidyi mfr cixilkqic dkd*endcnd` rsfsijidsr kh `yncfdbifdc qundbnqlir sk frrnrs sf}qf~iur jiis sminu sf} fdc uibkuc giiqnd` keln`f*snkdr$ Smi @yncilndir hku Rjfll Eyrndirr Qiurkdr qukxncir `yncfdbi kd smis~qir kh uibkucr uivynuic sk ei jfndsfndic -n$i$qyubmfri ekkg, rflir ekkg,uibkuc kh i}qidrir, rskbg rmiisr, pf`i fdc rflfunir ekkg, cieskur fdc buicn*skur lic`iur, frris ui`nrsiu., pmnbm ndblycir ydciul~nd` ckbyjidsfsnkd$ Pmnlibkdsufbsr fui dks i}qlnbnsl~ jidsnkdic nd smi `yncilndir, fll bkdsufbsr pmnbm

    uilfsi sk fbbkydsnd` idsunir jyrs flrk ei jfndsfndic$

    Ckbyjids uisidsnkd -SkU F$5$2.

    666$ Smi Ndbkji Sf} Fbsr$668-2. uivynuir smi jfndsidfdbi kh fbbkyds*nd` uibkucr, ndblycnd` ydciul~nd` ckbyjidsfsnkd, hku f qiunkc kh fs lifrs rn}~ifur hukj smi ~ifu kh ndbkji ku smuii ~ifur hukj smi cfsi smi sf} uisyud nrhnlic, pmnbmixiu nr lfsiu, sk pmnbm smi fbbkydsnd` uibkucr uilfsi$ Smi Ekfuc khNdlfdc Uixidyi jf~ flrk, e~ dksnbi nd punsnd`, uivynui rybm ndhkujfsnkd sk

    ei jfndsfndic ydsnl punssid qiujnrrnkd hku nsr cnrqkrfl nr kesfndic$ Hfnlyui sk

    giiq rybm uibkucr, ekkgr kh fbbkyds fdc ixiu~ fbbkyds ku xkybmiu fr jf~ eiuivynuic sk ei rk giqs e~ r$668 nr fd khhidbi fdc ryeoibs kd ryjjfu~ bkdxnb*snkd sk f hndi kh SSC 21 111 -IYU 2 091. ku sk njqunrkdjids hku spk ~ifurku eksm$

    665$ Smi Bkjqfdnir Fbsr$338, pmnbm qukxncir cisfnlic fbbkydsnd` uibkucjfndsidfdbi uivynuijidsr hku bkjqfdnir, kdl~ uivynuir bkjqfdnir sk jfnd*sfnd rybm ndhkujfsnkd -qukqiu ekkgr kh fbbkyds. hku f qiunkc kh 5 ~ifur$Ui`fuclirr kh smnr rmkus rsfsysku~ uisidsnkd qiunkc, ns pkylc fqqifu smfs smirfji s~qir kh fbbkydsnd` uibkucr fui uivynuic sk ei jfndsfndic hku 8 ~ifur

    qyuryfds sk smiNdbkji Sf} Fbs$

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    23 BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD

    662$ Hndfdbnfl ndrsnsysnkdr fdc lnrsic eyrndirrir smfs fui keln`ic sk bkdcybsbyrskjiu cyi cnln`idbi ydciu Sundncfc fdc Skef`krQukbiicr kh Bunji Fbsfui keln`ic sk jfndsfnd uibkucr nd ilibsukdnb ku punssid hkuj hku f qiunkc khrn} ~ifur fhsiu smi byrskjiu uilfsnkdrmnq mfr idcic ku hkllkpnd` smi bfuu~nd`

    kys kh smi sufdrfbsnkd -Qukbiicr kh Bunji Fbsr$25-5..$

    663$ Flsmky`m, smiui fui dk rqibnhnb rsfsysku~ fbbkydsnd` uibkuc uisidsnkduivynuijidsr hku suyrsr, suyrsiir fui keln`ic sk jfndsfnd fbbkydsnd` uibkucrhku f qiunkc kh 8 ~ifur -Ndbkji Sf} Fbsr$668-2..$ Fs bkjjkd lfp, fll suyrsiirfui flrk ryeoibs sk f hncybnfu~ cys~ sk smi suyrsr eidihnbnfunir sk giiq qukqiuuibkucr fdc fbbkydsr kh sminu suyrsiirmnq$

    Cisiujndfsnkd fdc hfbskur ydciul~nd` uibkjjidcfsnkdr

    Qmfri 6 Cisiujndfsnkd

    Smi ilijids nr nd qlfbi$

    F$2$ Efdgnd` ndhkujfsnkd

    Uibkuc*giiqnd` uivynuijidsr -SkU F$2$6.

    669$ Qiurkdr bfuu~nd` kd efdgnd` eyrndirrir fui ryeoibs sk eksm lnbidrnd`uivynuijidsr ydciu Sundncfc fdc Skef`krHndfdbnfl Ndrsnsysnkdr Fbs-511=.fdc byrskjiu cyi cnln`idbi fdc uibkuc uisidsnkd uivynuijidsr ydciu Sundncfcfdc Skef`krQukbiicr kh Bunji Fbs$

    668$ Smi Hndfdbnfl Ndrsnsysnkdr Fbs uivynuir fll qiurkdr bfuu~nd` kd fefdgnd` eyrndirr nd Sundncfc fdc Skef`k sk kesfnd f lnbidri hukj smi BidsuflEfdg kh Sundncfc fdc Skef`k -r$68.$ Smi siuj efdgnd` eyrndirr nr cihndicfr smi eyrndirr kh rklnbnsnd` fdc uibinxnd` ryjr kh jkdi~ hukj smi qyelnb kd

    byuuids ku ciqkrns fbbkyds pmnbm jf~ ei pnsmcufpd kd cijfdc, e~ bmivyi,cufhs, kuciu ku dksnbi, fdc smi rklnbnsfsnkd fdc `ufdsnd` kh buicns i}qkryuir,e~ f qiurkd pmismiu fr qundbnqfl ku f`ids fdc ndblycir qf~jids bfuc eyrndirrfdc, `idiufll~, smi ydciusfgnd` kh fd~ eyrndirr fqqiusfndnd` sk smi eyrndirrkh bkjjiubnfl efdgnd` -Hndfdbnfl Ndrsnsysnkdr Fbs r$68-5..$ Smi HndfdbnflNdrsnsysnkdr Fbsckir dks bkdsfnd uibkuc uisidsnkd uivynuijidsr bkdbiudnd`fbbkyds*mklciur$

    660$ Byrskjiu cyi cnln idbi fdc uibkuc uisidsnkd uivynuijidsr ydciuSundncfc fdc Skef`krQukbiicr kh Bunji Fbsfqql~ sk fll hndfdbnfl ndrsnsy*snkdr nd Sundncfc fdc Skef`k$ Smi siuj hndfdbnfl ndrsnsysnkdr nr cihndic fr

    Efdgnd` ndhkujfsnkd rmkylc ei fxfnlfeli hku fll fbbkyds*mklciur$

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    BKJQLNFDBI PNSM SMI RSFDCFUCR? FXFNLFENLNS^ KH NDHKUJFSNKD 29

    ndblycnd` fll efdgr fdc hndfdbnfl ndrsnsysnkdr lnbidric ydciu smi HndfdbnflNdrsnsysnkdr Fbs-Qukbiicr kh Bunji Fbsr$5.$ Hndfdbnfl ndrsnsysnkdr fui keln`icsk uisfnd uibkucr bkdbiudnd` sminu byrskjiur smfs uihlibs cisfnlr kh fll ckjir*snb fdc ndsiudfsnkdfl sufdrfbsnkdr fdc ncidsnhnbfsnkd cfsf kesfndic smuky`m

    smi byrskjiu cyi cnln`idbi qukbirr -n$i$ dfji, fccuirr, dfsnkdflns~, dfsyuifdc qlfbi kh eyrndirr, qyuqkri kh qukqkric sufdrfbsnkd, rkyubi kh hydcr.-Hndfdbnfl Keln fsnkd Ui`ylfsnkdr r$26-6..$ Sufdrfbsnkd uibkucr jyrs bkdsfndryhhnbnids cisfnl sk qiujns uibkdrsuybsnkd kh ndcnxncyfl sufdrfbsnkdr -r$26-5..$

    Cisiujndfsnkd fdc hfbskur ydciul~nd` uibkjjidcfsnkdr

    Qmfri 6 Cisiujndfsnkd

    Smi ilijids nr nd qlfbi$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

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    E$ Fbbirr sk Ndhkujfsnkd

    Kxiuxnip

    66=$ F xfunis~ kh ndhkujfsnkd jf~ ei diicic nd f sf} idvynu~ fdc oyunrcnb*snkdr rmkylc mfxi smi fysmkuns~ sk kesfnd fll rybm ndhkujfsnkd$ Smnr ndblycirndhkujfsnkd milc e~ efdgr fdc ksmiu hndfdbnfl ndrsnsysnkdr fr pill fr ndhku*jfsnkd bkdbiudnd` smi kpdiurmnq kh bkjqfdnir ku smi ncidsns~ kh ndsiuirsmklciur nd ksmiu qiurkdr ku idsnsnir, rybm fr qfusdiurmnqr fdc suyrsr, fr pillfr fbbkydsnd` ndhkujfsnkd nd uirqibs kh fll rybm idsnsnir$ Smnr ribsnkd kh smiuiqkus i}fjndir pmismiu Sundncfc fdc Skef`kr li`fl fdc ui`ylfsku~ hufji*pkug `nxir smi fysmkunsnir fbbirr qkpiur smfs bkxiu fll uilixfds qiurkdr fdcndhkujfsnkd fdc pmismiu un`msr fdc rfhi`yfucr pkylc ei bkjqfsneli pnsmihhibsnxi i}bmfd`i kh ndhkujfsnkd$

    66>$ Smnr uiqkus ncidsnhnir qksidsnfll~ rn`dnhnbfds cihnbnidbnir nd smi Ekfuckh Ndlfdc Uixidyir qkpiur sk kesfnd ndhkujfsnkd hku i}bmfd`i kh ndhkujf*snkd qyuqkrir$ Pmnli Sundncfc fdc Skef`kr Ekfuc kh Ndlfdc Uixidyi mfr

    eukfc qkpiur sk kesfnd efdg, kpdiurmnq, ncidsns~, fdc fbbkydsnd` ndhkujfsnkdfdc mfr jifryuir sk bkjqil smi qukcybsnkd kh rybm ndhkujfsnkd, smiri qkpiurfui lnjnsic sk smi fcjndnrsufsnkd fdc idhkubijids kh Sundncfc fdc Skef`krckjirsnb sf} lfpr fdc sk qukxncnd` i}bmfd`i kh ndhkujfsnkd frrnrsfdbi ydciuf ciblfuic f`uiijids$ Quiridsl~, kdl~ kdi kh Sundncfc fdc Skef`kr 53i}bmfd`i kh ndhkujfsnkd f`uiijidsr nr f ciblfuic f`uiijids$

    651$ Smi lnjnsfsnkd kd smi Ekfuc kh Ndlfdc Uixidyir fenlns~ sk kesfndndhkujfsnkd nd uirqkdri sk f uivyirs dks jfci ydciu f ciblfuic f`uiijidsnr sfdsfjkyds sk f ckjirsnb sf} ndsiuirs$ Nd rybm bfrir, smi Ekfuc kh NdlfdcUixidyir fbbirr qkpiur fui lnjnsic sk smi fcjndnrsufsnkd fdc idhkubijidskh Sundncfc fdc Skef`kr sf} lfpr$ Fbbirr sk efdg ndhkujfsnkd nr flrk lnjnsicsk cisiujndnd` fd~ keoibsnkd sk fd frrirrjids kh sf} fdc bfd kdl~ kbbyufhsiu dksnhnbfsnkd sk smi sf}qf~iu$ Nd uirqkdri sk f uivyirs dks jfci ydciu fciblfuic f`uiijids, smi Ekfuc kh Ndlfdc Uixidyi jf~ kdl~ ei feli sk quk*xnci ndhkujfsnkd pmnbm ns fluifc~ qkrrirrir ku qyelnbl~ fxfnlfeli ndhkujfsnkdjfndsfndic nd kdi kh Sundncfc fdc Skef`kr qyelnb ui`nrsunir$

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    656$ Sundncfc fdc Skef`kr Ekfuc kh Ndlfdc Uixidyi nr keln`ic sk `nxiqunku dksnhnbfsnkd sk sf}qf~iur kh sminu ndsidsnkd sk fbbirr sminu efdg fbbkydsndhkujfsnkd$ Smiui fui dk i}biqsnkdr sk qunku dksnhnbfsnkd$ Ns nr uibkjjidcicsmfs biusfnd i}biqsnkdr hukj qunku dksnhnbfsnkd ei qiujnssic -i$`$ nd bfrir nd

    pmnbm smi ndhkujfsnkd uivyirsic nr kh f xiu~ yu`ids dfsyui ku smi dksnhnbfsnkdnr lngil~ sk ydciujndi smi bmfdbi kh smi rybbirr kh smi ndxirsn`fsnkd bkd*cybsic e~ smi uivyirsnd` oyunrcnbsnkd.$

    E$6$ Bkjqisids Fysmkuns~r fenlns~ sk kesfnd fdc qukxnci ndhkujfsnkd

    Efdg, kpdiurmnq fdc ncidsns~ ndhkujfsnkd -SkU E$6$6. fdcfbbkydsnd` uibkucr -SkU E$6$5.

    Ndhkujfsnkd `fsmiund` qkpiur hku ckjirsnb sf} qyuqkrir

    655$ Sundncfc fdc Skef`kr Ekfuc kh Ndlfdc Uixidyi mfr eukfc qkpiur skkesfnd ndhkujfsnkd hku fd~ qyuqkri uilfsic sk smi fcjndnrsufsnkd ku idhkubi*

    jids kh nsr sf} lfpr hukj fd~ qiurkd pnsm uirqibs sk sminu ndbkji, frrirrjids,ku frrisr fdc hukj fd~ smnuc qfus~ pnsm uirqibs sk smi ndbkji, frrirrjids,ku frrisr kh f Sundncfc fdc Skef`k sf}qf~iu -Ndbkji Sf} Fbs, r$660-6..$ Hkusmnr qyuqkri, smi Ekfuc kh Ndlfdc Uixidyi bfd uivynui fd~ qiurkd sk hyudnrmns pnsmnd f rqibnhnic snji pnsm rybm qfusnbylfur fr jf~ ei uivynuic hku smifcjndnrsufsnkd kh Sundncfc fdc Skef`kr sf} lfpr pnsm uirqibs sk sminu ndbkji-r$>0-6..$ Smi Ekfuc kh Ndlfdc Uixidyi jf~ flrk, e~ dks lirr smfd hkyusiidcf~r dksnbi nd punsnd`, uivynui fd~ qiurkd sk fssidc eihkui ns fdc `nxi ixn*cidbi pnsm uirqibs sk sminu ndbkji, fdc sk qukcybi fll ekkgr ku ksmiu ckby*jidsr nd smiui byrskc~ ku ydciu sminu bkdsukl uilfsnd` sk rybm ndbkji -r$>0-2..$

    652$ Fd~ qiurkd pmk hfnlr ku di`libsr sk hyudnrm ndhkujfsnkd sk smi Ekfuckh Ndlfdc Uixidyi nr `ynls~ kh fd khhidri fdc lnfeli kd ryjjfu~ bkdxnbsnkdsk f hndi kh SSC 21 111 -IYU 2 091. ku sk njqunrkdjids hku spk ~ifur kueksm -rr$>0-5.7 656-6..$ Fd~ qiurkd pmk, pnsmkys lfphyl i}byri, uihyrir kudi`libsr sk fssidc ku `nxi ixncidbi qyuryfds sk f dksnbi hukj smi Ekfuc khNdlfdc Uixidyi ku sk qukcybi rybm ekkgr ku ksmiu ckbyjidsr, ku pmk uihyrirsk fdrpiu fd~ lfphyl vyirsnkd ui`fucnd` smi jfssiur ydciu bkdrnciufsnkdku gdkpnd`l~ ku pnlhyll~ `nxir fd~ hflri ixncidbi sk smi Ekfuc kh NdlfdcUixidyi, nr `ynls~ kh fd khhidbi fdc lnfeli sk f hndi kh SSC 21 111 ku sk

    njqunrkdjids hku spk ~ifur ku eksm -rr$>0-3.7 656-6..$

    Bkjqisids fysmkunsnir rmkylc mfxi smi qkpiu sk kesfnd fdc qukxnci ndhkujfsnkd

    smfs nr smi ryeoibs kh f uivyirs ydciu fd i}bmfd`i kh ndhkujfsnkd fuufd`ijids hukj

    fd~ qiurkd pnsmnd sminu siuunskunfl oyunrcnbsnkd pmk nr nd qkrrirrnkd ku bkdsukl kh rybm

    ndhkujfsnkd -nuuirqibsnxi kh fd~ li`fl keln`fsnkd kd rybm qiurkd sk jfndsfnd smi ribuib~kh smi ndhkujfsnkd.$

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    QIIU UIXNIP UIQKUS QMFRI 6? LI@FL FDC UI@YLFSKU^ HUFJIPKUG SUNDNCFC FDC SKEF@K KIBC 5166

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    653$ Smi Ekfuc kh Ndlfdc Uixidyi ckir dks mfxi smi `idiufl un`ms skfbbirr efdg fbbkyds ndhkujfsnkd hukj efdgr hku ckjirsnb sf} qyuqkrir$ SmiNdbkji Sf} Fbsr$660-5. qukxncir smfs smi Ekfuc kh Ndlfdc Uixidyi jf~ kdl~fbbirr efdg fbb