payments terms

8/8/2019 Payments Terms

http://slidepdf.com/reader/full/payments-terms 1/12

Payments Terms

When you make payments through Facebook, you agree to these Payments Terms.

1. Making Purchases

1. When you confirm a transaction on Facebook, you agree to be bound by and pay for that transaction.

2. Pay attention to the details of the transaction, because your total price may include

taxes, fees, and shipping costs, which you are responsible for paying.

3. Don't commit to a transaction unless you are ready to pay, because all sales are final.

4. If you order something that becomes unavailable before it can be provided to you,

your only remedy is to receive a refund of your purchase price.

5. When you "purchase" a virtual gift from our gift shop, we commit to posting the gift

and any accompanying message from you on the recipient's profile (or sharing it

privately if you choose). Our obligation ends when we deliver the gift and message.

6. You may be presented with additional terms related to a specific purchase before you

confirm the transaction (such as shipping terms for tangible goods). Those additional

terms will also govern that transaction.

7. Even though it use terms like "purchase," "buy," "sell," and "order" to talk abouttransactions related to virtual gifts and credits, it doesn't transfer an ownership

interest in those items. For example, the virtual gifts it makes available through its

gift shop are licensed to you, not sold.

2. Payment Sources

It wants to make payments convenient, so it allows you to make payments using a number of

different payment sources, like credit cards and debit cards.

1. When you provide a payment source to us, you confirm that you are permitted to use

that payment source. You also authorize us to collect and store it, along with other

related transaction information.

2. When you make a payment, you authorize us (and its designated payment processor)

to charge the full amount to the payment source you designate for the transaction.

3. If you pay by credit or debit card it may obtain a pre-approval from the issuer of the

card for an amount up to the amount of the purchase. It will bill your card at the time

of purchase or shortly thereafter. If you cancel a transaction before completion, that

pre-approval may result in your funds not otherwise being immediately available.

4. If you pay by debit card and your payment results in an overdraft or other fee from

your bank, you alone are responsible for that fee.

3. Purchasing and Using Credits

You may purchase credits from Facebook to purchase virtual goods, or to send gifts or special

messages to other users.



1. When you purchase or receive credits, you do not own the credits. Rather, you

receive a limited right to use such credits in connection with certain features on

Facebook, such as the purchase of a virtual gift.

2. Purchases of credits are non-refundable.

3. You will not sell credits to anyone, or transfer them to anyone outside of Facebook.

4. It may change the purchase price for credits at any time as well as the ways that you

can use or transfer credits. It also reserves the right to stop issuing credits.5. Credits are not redeemable for any sum of money or monetary value from us unless it

agrees otherwise in writing.

6. If you leave a balance of credits unused for three years, it may redeem those credits

by sending virtual gifts to your Facebook friends or donating the credits to a

nonprofit organization of its choice (and charging standard redemption fees for those

transactions).

7. If you deactivate your account and do not reactivate it within 6 months, or if you

delete your account, you will lose any accumulated credits.

8. If it deactivates your account and you do not meet any conditions necessary to

reinstate it within 6 months, it may redeem those credits by donating the credits to a

nonprofit organization of its choice (and charging standard redemption fees for those

transactions).9. If you receive free or promotional Credits, it may expire them at any time.

4. Actions It May Take

As part of its effort to keep Facebook safe, it may take certain actions to reduce liability for

users and itself.

1. It may make any inquiries that it consider necessary, either directly or through third

parties, concerning your identity and creditworthiness.

2. It may cancel any transaction if it believes the transaction violates these Payments

Terms or the Statement of Rights and Responsibilities, or it believes doing so may

prevent financial loss.

3. It may place a delay on a payment for a period of time, limit payment sources for a

transaction, limit your ability to make a payment or deactivate your account if it

believes doing so may prevent financial loss.

4. It may contact your payment source issuer, law enforcement, or impacted third

parties (including other users) and share details of any payments you are associated

with if it believes doing so may prevent financial loss or a violation of law.

5. It may cancel any credits transferred, assigned, or sold in violation of these Payments

Terms or the Statement of Rights and Responsibilities.

6. If you purchase advertising, and your payment method fails or your account is past

due, it may take steps to collect past due amounts using other collection mechanisms.You agree to pay all expenses associated with such collection, including reasonable

attorneys' fees. Interest will accrue on any past due amounts at the rate of the lesser

of 1% per month or the lawful maximum.

5. Disputes and Reversals



1. If you believe that an unauthorized or otherwise problematic transaction has taken

place under your account, you agree to notify us immediately, so that it may take

action to prevent financial loss.

2. To the fullest extent permitted by law, you waive all claims against us related to

payments unless you submit the claim to us within 30 days after the charge.

3. You are responsible for and agree to reimburse us for all reversals, charge-backs,

claims, fees, fines, penalties and other liability incurred by it (including costs andrelated expenses) that were caused by or arising out of payments that you authorized

or accepted.

4. If you enter into a transaction with a third party and have a dispute over the goods or

services you purchased it has no liability for such goods or services. Its only

involvement with regard to such transaction is as a payment agent.

5. It may intervene in disputes between users concerning payments but have no

obligation to do so.

6. Your only remedy for a technical failure or interruption of service is to request that

your transaction be completed at a later time.

6. Special Provisions Applicable to Advertisers1. When you purchase advertising on or through Facebook, you agree to pay all

amounts specified in the order, along with any applicable taxes.

2. You are responsible for maintaining the security of your advertising account, and you

understand that you will be charged for any orders placed on or through your

advertising account.

3. You can cancel an advertising order at any time through our online portal, but your

ads may run for several days after you notify us, and you are still responsible for

paying for those ads.

4. Without limiting section 4.1, your order constitutes your written authorization for it

to obtain your personal and/or business credit report from a credit bureau. It may

obtain your credit report when you place an order, or at any time thereafter.5. It is your responsibility to remit any taxes that apply to your transactions. You agree

to indemnify and hold it harmless from and against any claim arising out of your

failure to do so.

7. Notices and Amendments to These Payments Terms

1. It may provide notices to you by posting them on its website, or by sending them to

an email address or street address that you previously provided to it. Website and

email notices shall be considered received by you within 24 hours of the time posted

or sent; notices by mail shall be considered received within three business days of the

time sent.2. Except as otherwise stated, you must send notices to it relating to payments and these

Payment Terms by postal mail to: Facebook, Attention: Legal Department, 1601

California Avenue, Palo Alto, California, 94304.

3. The Payment Terms in place at the time you confirm a transaction will govern that

transaction.

4. It may change these Payment Terms, in whole or in part, even though the changes

may affect accumulated credits. All amendments to these Payment Terms will be

made pursuant to Section 12 of the Statement of Rights and Responsibilities.



8. Other1. All of the commitments you make in the Facebook Statement of Rights and

Responsibilities apply to payments through Facebook. In the event of any conflict

between these Payments Terms and the Facebook Statement of Rights and

Responsibilities, the Payments Terms shall prevail.2. If you are under the age of 18, you may make payments only with the involvement of

a parent or guardian. You should review these Payments Terms with a parent or

guardian to make sure that you both understand them.

3. If you are a resident of or have your principle place of business in the US or Canada,

these Payments Terms are between you and Facebook, Inc. Otherwise, these

Payments Terms are between you and Facebook Ireland Limited. References to

“us,” “we,” and “our” mean either Facebook, Inc. or Facebook Ireland Limited, as

appropriate.

4. Some countries may restrict or prohibit your ability to make payments through

Facebook. Nothing in these Payments Terms should be read to override or

circumvent any such foreign laws.



Facebook Security and Privacy Features

The following are the various Facebook privacy settings.

1. Basic Privacy Management

2. Contact Information

3. Search Related Privacy Management

4. Application Privacy

5. Miscellaneous Facebook Security and Privacy tips and tricks

1. Basic Privacy ManagementWhen you are on the main page of your Facebook profile, you will see a settings option, which offers

a dropdown menu for access to Account Settings, Privacy Settings, and Application Settings.

Clicking settings alone will take you to the My Account menu and the Settings tab. More often than

not, this is where users go to manage their privacy settings.

After that you will move to the privacy area, where you can select what privacy settings you want to

control. In this section we will start with Profile.

http://www.thetechherald.com/article.php/200938/4434/A-guide-to-Facebook-security-and-privacy-Update?page=2








As part of the new privacy settings change, the Profile Information section has been revamped and

broken down into a granular level of access based on the information you can enter. Here you can

control who has access to things you have entered in Personal Info, About Me, Religious views,

Political views, your wall posts, video posts, photos, and comments.

This level of control in the new privacy section is great, but it isn’t without its flaws. There is still no

real explanation as to what each of the settings mean, such as how they can affect you with regard to

what others can see, or the impact the settings have on your overall privacy.

As mentioned in the previous versionof this premier, there is no information on what it means to

select Only Friends over Friends of Friends. At the same time, Facebook has removed the My

Networks and Friends option, so that layer of confusion is a thing of the past.

The help section on Facebook covers some of this, but not in any serious detail. The images below

show the various options, including the available settings and custom settings.










The image above lists all the settings you can select for your profile. Everyone means that literally,

anyone on Facebook can view your profile.

Friends of Friends, Facebook explains in their help section. However, to cover it here, it just means

that your friends will see your profile, and their friends will too.

Lastly, you have the Only Friends option, meaning that only those you have added as a friend can seeyour profile.

There is a noteworthy change to the privacy section in the upper right part of the screen. This allows

you to preview what each of the settings mean to your account. You can look at your profile after each

change and view what most people on Facebook will see. This is not a new option, but a better

placement for it compared to past versions of the privacy center.

The image below, is what you see if you select the customize option. As you can see, there is no real

customization. However, Facebook has added the Only Me option, which will prevent everyone but

you from seeing the information. You can also actively block certain people from access if you wish.

In each part of the Profile Information settings, make sure you take the time to check each section and

select the option that best matches what you wish to share. It seems like this is common sense advice, but a good deal of Facebook users never check this section.

Also, there are some new sections to take note of. You can see them in the image below.



The ability to control access to Photos and Videos of you is important. Yet, clear explanation is once

again missing from these options. The sub-title says, “Photos andVideos you've been tagged in” but it

offers the same controls (Everyone, Only Friends, Friends of Friends, Customize) as the other sections

in this area of the privacy center.

Searching for help on this topic will offer more questions than answers, as the FAQ’s and help topics

still talk abut the older privacy settings. In short, the Photos and Videos of Me options allow you tocontrol the link under your profile image. If you set this to Everyone, then when someone sees your

profile they can link to tagged images of you.

“While there is the option to block users from viewing the tagged photos section on your own profile,

there is no way to restrict the visibility of a photo that you are not the owner of,” Facebook explains.

The Posts by Me section works by granting access over who can see your posts, notes, links, photos,

and video. You can pick from the normal options here as well. Likewise, the section for Posts by

Friends (available if you allow friends to post to your wall), covers the same stuff, but is directed at

comments or posts made by friends to your profile. You can control who is allowed to comment on

your things as well, which is another layer of selective privacy.

In the Photo Albums section, you will be taken to a separate page that controls who can see the images

you have posted. Again, here you need to check the settings and pick the one that best matches your

desired level of privacy.

What options to select

When it comes to selecting the optimum settings for profile related privacy, everyone will be different.

The trick is to know what information you have already posted to your profile, and how comfortable

you are with people viewing it. You should never post personal and sensitive information to











Facebook, and what information that you do post should always be considered before being published.

Does anyone really need to know your maiden name or the street you grew up on?

If you notice in the images, I selected the Only Friends option for all of my settings. I’ve also selected

the checkbox that will permit friends to post to my wall.

Now, none of these privacy settings will matter if you are in a race to collect the most friends. You

should be cautious when adding friends at will. The best bet is to add those who you know or knew at

one time personally, and if a friend of theirs offers something of interest, such as personality or they’rea source of information for example, consider adding them as well.

2. Contact InformationWhen Facebook changed their privacy settings, the part of your profile that governs contact

information, such as IM, Phone, address, Website, Hometown, and Email, were moved to a separate

section.

You have the same level of access as you do in the profile section, which is Everyone, Only Friends,

Friends of Friends, or Custom. When you go to configure this section, you should avoid the Everyone

option for the best privacy, only use the Everyone option if you are positive you are ok with the entire

Web seeing this information.

Again, as was the case in the profile section, there is a Preview link in the upper right for you to use

that will allow you to see the information available at any given moment to other Facebook users.

3. Search Related Privacy ManagementSearch privacy on Facebook is covered in the Facebook help section, but again, there is a cross section

of old and new information. Like other sections, this too was altered when Facebook updated their

privacy controls.

In this section, you can select who can view your profile as a result of a search on Facebook, and

either deny or allow your public profile to be indexed on search engines. As is the case in other

sections, there is a preview button to use as well.








As you can see in the image above, I have allowed the option for Everyone to search for me through

Facebook’s search options. I’ve also allowed a public search listing, meaning you can see me if you

searched on Google for example.

You can select Everyone, meaning anyone registered on Facebook, Friends of Friends, or Only

Friends as options when setting Search privacy options.

What options to select

When it comes to what options to select, you should consider if you even want to appear in searches.

The default setting is for Everyone to find you in searches, this also includes the recommended

feature, where you are recommended to people. If everyone is selected, then you will appear in

searches and as a person who is likely recommended to others.

To stop this, change the setting to Only Friends. You should note that friends will always be able to

find you in search, as they should since you added them.

If you do not mind that you will appear in search results or recommended listings, then you can leave

the visibility set to Everyone. The public search listing is entirely optional, if you want to avoid being

listed in the search engines, uncheck this option.

4. Application PrivacyOn Facebook, there are thousands of applications to use. Some are quizzes, some give gifts, some are

games, and sadly, some are completely malicious. When you or a frienduses an application, you will

grant it access to almost everything on your profile. Adding to this, the developers of applications on

Facebook have no privacy policy enforcement to keep them inline. All that is required is that they

follow Facebook’s Terms of Service and Acceptable Use Policy.

As Facebook explains, “Applications you use will access your Facebook information in order for them

to work...When you visit a Facebook-enhanced application or website, it may access any information

you have made visible to Everyone [sic] as well as your publicly available information. This includes

your Name, Profile Picture, Gender, Current City, Networks, Friend List, and Pages. The application

will request your permission to access any additional information it needs.”

You used to have almost total control over what information was shared to applications. Now, you can

ignore certain application invites, block applications, and limit the information friends can share about

you.




















The image above shows the Applications and Websites area of the privacy center. We’ll focus most of

the attention on the “What your friends can share about you” section.

“When your friend visits a Facebook-enhanced application or website, they may want to share certain

information to make the experience more social. For example, a greetingcard application may use

your birthday information to prompt your friend to send acard,” explains Facebook.The catch is, the publicly available information rule applies here. So you will hand over Name, Profile

Picture, Gender, Current City, Networks, Friend List, Pages, and information set to Everyone in your

privacy controls.

Sadly, there is no way around handing that information over if you entered it into your profile. This

section, which used to offer great control over the information an application could harvest, now

offers a slimmed down shell of its former self.

The best option here is to opt out of everything to best control privacy. Otherwise, be picky and

selective if you choose to allow something.

Also in this section is the ability to list the applications you have blocked from the request page, and if

you wish, remove them. You can likewise list friends that you will ignore application invites from as

well.It’s a sad thought, but in all honestly this section of the privacy controls is nothing like it used to be,

and the publicly available information rule will be a sticking point for some people.

5. Miscellaneous Facebook Security and Privacy tips and tricksWhen you use Facebook, in addition to the privacy settings mentioned in this primer, there are some

other things to consider.

As you access Facebook.com from home, a coffee shop, or the office, use https instead of http when

entering the URL. This will add an extra layer or protection, and since the SSL certificate is an EV








(Extended Validation) one, you will know you are on Facebook.com by the fact that the address bar in

the browser will change colors.

When clicking on links that are reported to belong to Facebook, never go by looks alone. Always

ensure that the URL is www.facebook.com and not something that looks like Facebook.com.cn. The

entire Facebook platform will only run from facebook.com and never from a sub-domain or within

another domains directory, such as random-malicious-domain.com/Facebook.

Under the Settings menu we discussed earlier, check the Applications Settings regularly and clean outthose you’re not using. You can remove them by clicking the ‘X’ next to the application name. There

is a dropdown with the option to view Granted Additional Permissions, this is the view you would

want to use to clean out old applications.

When posting photos or notes, check the permissions levels and ensure that they are aligned with your

profile privacy settings. This means if your profile is set to Only Friends, setting a photo of yourself or

a note to Everyone will allow those who are not friends to view them.

Change your Facebook password often, and never use a password that is close to or an exact match of

a password used for financial transactions online (PayPal, banking, Google checkout, etc.), nor should

the password be the same as any email account.

When it comes to the secret question, pick a phrase that no one would know, something that cannot be

guessed, and use it as the answer. In short, lie and say that the name of your first pet was “river rats in

a showboat on the Mississippi” as an example.

Under the Privacy settings menu, you have the option to block users on Facebook. This is a handyway to deal with stalkers, harassment, and Spammers. This is in addition to actually reporting the

person to Facebook at [email protected] .

http://www.facebook.com/

mailto:[email protected]

http://www.facebook.com/

mailto:[email protected]

payments terms

Documents