payments for the rest of us

47
Tim Messerschmidt Developer Evangelist @SeraAndroid

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These slides were used for a PayPal monetization workshop at Login 2013 in Vilnius.

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Tim Messerschmidt Developer Evangelist

@SeraAndroid

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Developer Evangelist

Mentor Author

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Developer

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Tim Messerschmidt Developer Evangelist

@SeraAndroid

Painless Payments for Droids Tim Messerschmidt

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Innovation = Solving A Problem

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Tim Messerschmidt Developer Evangelist

@SeraAndroid

Painless Payments for Droids Tim Messerschmidt

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•  Subscriptions

•  Freemium

•  Affiliate NetworkS / Advertisement

•  Revenues Sharing

•  Ecommerce (Digital & Physical)

•  Transaction-based fees

•  Paid Apps

Monetization Models

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Subscriptions

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•  Best strategy around if your business model supports it

•  No reliance on the customer having to remember to pay

Examples: •  Charge fixed amounts based on a predefined schedule

•  Charge different amounts over time

Subscriptions

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Billing Agreements

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Reference Transaction

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•  Unlimited number of transactions & Amount –  Like a Direct Debit agreement

•  Much higher risk – Higher access barriers for developers / merchants

•  Allows for one-click experience – Each transaction triggers the API

Billing Agreements

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PRE-APPROVALS

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•  Similar to subscription but more flexible

•  Permission to charge the customer up to a certain amount or maximum number of transactions

•  Good for risk since buyer sets his own limit

Examples: •  Nice for pay per usage instead of fixed rates

Pre-Approvals

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FREEMIUM

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Cart Systems

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Crowdfunding

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Adaptive Payments

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Different Setups

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Sender Receiver

10 $

Simple Payments

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Sender

Receiver

Receiver

Receiver

10 $

20 $

5 $

Parallel Payments

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2nd Receiver

2nd Receiver

2nd Receiver

1st Receiver

Sender 100 $

20 $

20 $

20 $

Chained Payments

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2nd Receiver

2nd Receiver

2nd Receiver

1st Receiver

Sender 100 $

20 $

20 $

20 $

Chained Payments

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Mobile

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Express Checkout •  Uses an existing backend implementation

•  Optimized for phones & tablets

•  Can be loaded in apps via a WebView

Android: Mobile Payments Library •  Both for digital & physical Goods

Mobile

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iOS SDK

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The new Stuff

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•  eCommerce Identity

•  Provides a valid address

•  A trusted provider

•  Uses open standards: – OpenID Connect

– Oauth 2.0

•  New features coming soon

Log In with PayPal

Now:

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Available in the US – EUROPE SOON Testing works already via new Sandbox

developer.paypal.com

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Live CODE

REST API Sample

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GitHub.com/PayPal

Even more Code

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Announcing ...

June 8th & 9th

Berlin

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Questions?

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THANKS! [email protected]

@SeraAndroid / @PayPalEuroDev SlideShare.com/PayPal