payments faq presentation.pptx

7/23/2019 Payments FAQ Presentation.pptx

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How can I enter a new credit card number

in SAP applications?

SD

CRMBillerDirect

Open AR

EIPP



Card Detail : Sales order

Abilit! to "o into

more details #or#urt$er

processin"



Card Detail : Biller Direct



Card Detail : Open AR



Card Entry :- eCommerce Store

Select font(s) fromthat font family and

add to Cart



Final Review andCheckout

Card Entry :- eCommerce Store



%

Customer can select oneor more unpaid in&oices'

#or pa!ments and clic(pa! Bills

Card Entry :- EIPP



)

Customer can eit$er

c$oose to pa! usin" aE*istin" Credit

Card+secured wit$to(en, or usin" -ew

Credit card

Card Entry :- EIPP



.

PCI compliant Pa"e #or

Enterin" Credit Carddetails ensures Card

Sa#et!

Card Entry :- EIPP



/$at is data intercept and w$! doesPa!ments Ondemand use it?

Does Pa!ments Ondemand store t$ecredit card in#ormation?

How do I "et a to(en replacement #or acredit card number? /$at is a card &ault?

/$ere is it located? Is it secure?

/$o actuall! "enerates t$e to(en?/$ere is t$e credit card number stored

t$at t$e to(en replaces?



Credit Card Pa!ments 0 How does it

1low?

Processor

2atewa!

Issuin" Ban(+CustomerAccount,

Merc$ant

S!stemAc3uirin"

Ban(+Merc$antAccount,

Customer

Issue Credit Cards

EnterCard

Details

Pro&ideCard

Details

Card -etwor(s

A

A

A

S

S

S

S

i i C d



Cloud Based Payment

GatewayClient Processor

SAPServer

Windows Server

Gateway

Server

CardVault

Processor

Server

CardVault

C C

C C

C

C C

T

T

T

Other Gateway

Cloud Based Payment


SAPServer

Gateway

Server

Processor

Server

CardVault

CT

C

TT

HighRadius

Toeni!ation "# $ew Card

4 4o(en 4ransmission C Card Information

T i i % i i C d



Cloud Based Payment


SAPServer

Windows Server

Gateway

Server

CardVault

Processor

Server

CardVault

C

C

C C

T

T

T

Other Gateway

Cloud Based Payment


SAPServer

Gateway

Server

Processor

Server

CardVault

C C

T

HighRadius

Toeni!ation "# %&isting Card

4 4o(en 4ransmission C Card Information

T



I# I am usin" an eCommerce solution t$atis not SAP5s /eb C$annel' $ow do I "et

t$e to(en into SAP #or processin"?

AS 'S Process %commerce Store

rocess e ommerce tore re t



AS 'S Process ( %commerce Store (Credit Cards

Select 6Pa! 7ia Credit Card8 on S$oppin"Cart Pa"e

Processor+C!bersource'Pa!ment4ec$'1irst Data etc9,

4 4o(eniation A Authorization S Settlement

CreateOrder in SAP

Deli&er!

Billin"

4A

OpenIn&oice

D!namics -A7

eCommerce Store

Batc$ 1ile

S

ManualReconciliation#or In&oiceProcessin" in-A7

rocess ( e ommerce tore ( re tCards

u ure a e es gn e ommerce



)uture State *esign # SAP %commerce 'ntegration

Select 6Pa! 7iaCredit Card8 onS$oppin" Cart

Pa"e

Hi"$Radius

Credit CardPa!ment Pa"e

Processor+C!bersource'Pa!ment4ec$'1irst Data etc,

Hi"$RadiusPa!ments2atewa!

4 4o(eniation A Authorization S Settlement

CreateOrder in SAP

Deli&er!

Billin"

4A

Accountin" In&oice

S

SAP

eCommerce Store

Real4ime or Batc$

u ure a e es gn ( e ommerce'ntegration



/$at i# I amacceptin" a debitcard not a credit

card?

Is a Pcard or ot$er cardused #or a ;e&el III

transaction entered

di<erentl!?

Si"nature based debitcards are supported andutilied t$e same as a

credit card9 A pinbaseddebit card re3uires t$eenterin" o# a pin code

&ia proprietar! $andlin"

uni3ue to t$e de&ice andprocessor' t$ereb!re3uirin" a special'

custom connection9

-o' t$e entr! into t$e

Data Intercept screen ist$e same as t$ere3uested in#ormation#rom t$e card is t$esame9 4$e le&el III

details are sent wit$ t$etransaction processin"'not t$e to(en re3uest9



/$at tri""ers an aut$oriation #or an

order in SAP s!stems?

A thori ation Sa e Order to Trigger A thori ation



Authorization: Save Order to Trigger Authorization

After Tokenizationsave order to

trigger

Authorization

Real-time

request to

gateway

Authorization: Authorization in Progress



Authorization: Authorization in Progress

Real-time

response from

gateway



How is an aut$oriation re3uest$andled b! t$e processor?

SAPPa!mentsOndemand Processor

Issuin"

ban( #ort$e creditCard

A A

A R

RR

Issuin" ban( C$ec(s =t$in"s

>9 Card 7alidit!

=9 Credit ;imit on Card

Ty+ically is taes ,#- Seconds to getthe authori!ation.rom the +rocessor



Is an aut$oriation "ranted in all cases?I# not' w$at (eeps an aut$oriation #rom

bein" success#ul?

Aut$oriati

on Status

Aut$oriation

Success#ul

Aut$oriation So#tDecline

Aut$oriation $ardDecline

will not accept t$etransaction in addition to anaut$oriation "rantedstatus w$ic$ returns anaut$oriation code t$at istransmitted w$en t$e

settlement re3uest is

Success#ull!reser&e t$emone! in t$eCredit card wit$Response code

as Success

It will stillprocess t$etransactionbased onCompan! polic!9

Reason #or so#tdecline would be

payments faq presentation.pptx

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