paydollar 3-d secure mpi · 2018. 2. 10. · paydollar 3-d secure mpi hk -sale b028 (last updated...

2
HK-SALE-B028 (Last Updated Date: 20180209) PayDollar 3-D Secure MPI PayDollar MPI enables acquiring banks and merchants to participate in Visa, MasterCard, JCB and American Express 3 - D Secure Program. The MPI sends a request to the Card Brands in order to check if the card used by the credit card holder is participating in the 3 - D Secure Program. Participating in the 3 - D Secure adds a layer of security for online credit card transactions and helps protect the acquiring bank, merchants and cardholders from financial costs due to unauthorized credit card usage. Benefits Mitigate risk Protects merchants from chargeback losses and costs related to fraudulent or disputed online Comprehensive and integrated Single license of up to 4 international credit card types; saving considerable setup and maintenance overheads over time for merchants and banks Ease-of-deployment With flexible license offering for different deployment approaches; choice of standalone or hosted license Flexible product offering Provides much wider merchant needs Support change of IP over server / hosting migration Support merchant without dedicated server Stable and proven Currently used by more than 4,000 merchants across Asia Quality service support On standby, with ready local support in most Asian countries Features Certified and complies with Verified by Visa 3 - D Secure Protocol version 1.0.2 MasterCard SecureCode American Express SafeKey JCB J/Secure Flexible setup License installed at the bank, PSP or merchant’s server or through a hosted, licensed PSP gateway Flexible and configurable IP No need to apply for a new license in case of IP address relocation Integrated reporting Covers Verified by VISA, MasterCard SecureCode, JCB J/Secure, and American Express SafeKey Built-in license control manager Allows banks and PSPs to administrate license issue and IP changes available in Java or Web interfaces

Upload: others

Post on 22-Sep-2020

0 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: PayDollar 3-D Secure MPI · 2018. 2. 10. · PayDollar 3-D Secure MPI HK -SALE B028 (Last Updated Date: 20180209) 網上詐騙個案按年遞升,為保障顧客及公司利益,客人身份驗證是電子商貿重要的一環。

HK-SALE-B028 (Last Updated Date: 20180209)

PayDollar 3-D Secure MPI

PayDollar MPI enables acquiring banks and merchants to participate in Visa, MasterCard, JCB and American Express 3-D Secure Program.

The MPI sends a request to the Card Brands in order to check if the card used by the credit card holder is participating in the 3-D Secure Program.

Participating in the 3-D Secure adds a layer of security for online credit card transactions and helps protect the acquiring bank, merchants and cardholders from financial costs due to unauthorized credit card usage.

Benefits

Mitigate riskProtects merchants from chargeback losses and costs related to fraudulent or disputed online

Comprehensive and integratedSingle license of up to 4 international credit card types; saving considerable setup and maintenance overheads over time for merchants and banks

Ease-of-deploymentWith flexible license offering for different deployment approaches; choice of standalone or hosted license

Flexible product offeringProvides much wider merchant needs

Support change of IP over server / hosting migrationSupport merchant without dedicated server

Stable and provenCurrently used by more than 4,000 merchants across Asia

Quality service supportOn standby, with ready local support in most Asian countries

Features

Certified and complies with

Verified by Visa 3-D Secure Protocol version 1.0.2

MasterCard SecureCode

American Express SafeKey

JCB J/Secure

Flexible setupLicense installed at the bank, PSP or merchant’s server or through a hosted, licensed PSP gateway

Flexible and configurable IPNo need to apply for a new license in case of IP address relocation

Integrated reportingCovers Verified by VISA, MasterCard SecureCode, JCB J/Secure, and American Express SafeKey

Built-in license control managerAllows banks and PSPs to administrate license issue and IP changes available in Java or Web interfaces

Page 2: PayDollar 3-D Secure MPI · 2018. 2. 10. · PayDollar 3-D Secure MPI HK -SALE B028 (Last Updated Date: 20180209) 網上詐騙個案按年遞升,為保障顧客及公司利益,客人身份驗證是電子商貿重要的一環。

PayDollar 3-D Secure MPI

HK-SALE-B028 (Last Updated Date: 20180209)

PayDollar 3-D Secure MPI

網上詐騙個案按年遞升,為保障顧客及公司利益,客人身份驗證是電子商貿重要的一環。3-D Secure MPI 方案是一個適合銀行及商戶使用的付款認証方案。此方案透過加強身份認証以保障信用卡持有人,減低信用卡

被盜用之風險;商戶可籍此確保信用卡使用者身份,減低拒付及欺詐風險;而銀行亦可透過3-D認証以確保

交易的合法性。

如何運作

顧客於商戶的網站進行付款時,當輸入信用卡資

料以後,3-D Secure 軟件會要求顧客提供額外的

私人密碼,並把密碼轉送給發卡行核實,確認密

碼及信用卡持有人授權使用此卡作網上交易。

優勢

節省成本減低欺詐、拒付及爭議個案帶來之損失

全面綜合單一授權支援4種主要國際信用卡

簡易安裝提供各種安裝方法,可選擇獨立安裝或寄存

彈性產品組合商戶毋須安裝專用伺服器,於遷移伺服器/寄

存公司時支援更改 IP

產品特性

支援以下四種國際保安規格:

Verified by Visa 3-D Secure Protocol version 1.0.2

MasterCard SecureCode

American Express SafeKey

JCB J/Secure

靈活設定系統可設置於銀行、付款服務供應商或商戶

之伺服器或寄存系統於獲授權的付款關閘服

務供應商

靈活變更 IP地址若更改 IP地址亦毋須額外申請新授權

綜合報告 一個報表詳列所有3-D認証記錄

內置授權控制管理銀行及付款服務供應商可透過Java或 Web介

面控制授權及變更 IP設定