ouro lifestyle offers prajakta classique your own holiday home at dream destination goa
TRANSCRIPT
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Ouro Lifestyle offers
Prajakta Classique
Your Own Holiday Home
at Dream Destination Goa
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Ouro’s Prajakta Classique showcases your ‘Holiday Home’…. Move in with your baggage only
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Your worries on owning a Holiday Home
Worries of safety and security of your asset Up keep & Cost of Maintenance
◦Fixed costs :- Phone, electricity, water, cable◦Capital costs:- Fixtures & furniture, White
goods, Kitchen crockery and others Enjoying your Holiday Home
◦Holiday terms getting shorter◦Quality time spent in cleaning up for usage◦Under utilization of electrical assets leading
to damage of Fridge/ Air-conditioners◦Return on Investment
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Ouro Offering
Fully loaded – your ready to move in apartmentWith a three year rent back agreement
50 room nights for family & friends 25 in off season, 15 in mid season, 10 in peak season
A Concierge service To look after your property To meet your basic arrival needs
Other benefitsProperty value escalation- Approx. 15% PA
Income tax deductionOn interest paid on housing loanOn principal paid on housing loan
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Ouro’s Prajakta Classique – offering you ….
One bedroom apartment in two sizes ◦81sq/m &98 sq/m◦Set of 7 apartments in each size
900 meters from the Little Vagator beachClose proximity to other famous beaches -
Anjuna & Calangute.Near some of Goa’s happening night clubs
– Curlies, Club Cubana, Club 9 & Tito’s. Pharmacy, Grocery, and other utility
shops close by…
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Ouro’s Prajakta Classique Amenities
Gated property with security room at the entrance with intercom connection
Free Parking Space Elevator Special waterproofing treatment 100% central power backup for the complex and
specific points within each apartment Under ground water tank & overhead water tank with
adequate storage capacity Balconies with laminated wooden tile flooring Open space around the building with a jogging track
for the fitness enthusiasts Children play area Swimming Pool
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Ouro’s Prajakta Classique Indoors Amenities- (only with rent back option)
Living Room –Split AC , Flat TV with DTH, Sofa Cum
Bed , two comfortable sofa chairs, Dinning table for Four
Bedroom – Split AC, Flat TV with DTH and Home theatre system, Double Bed with side
tables, Linen sets, quilts wardrobe fitted with electronic safe and wall
mirror unit
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Ouro’s Prajakta Classique Indoors Amenities- (only with rent back option)
Kitchen- semi modular with induction cooker, microwave,
mixer-grinder, fridge, toaster, tea kettle and basic pots n pans with cutlery for 6
Balcony- with small coffee table set/deck chair
Bathroom –Large wall mirror, storage shelves, geyser, rain
shower and shower cabinBasics –
Curtains, Table Mats and rugs/door mats etc
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Ouro’s Prajakta Classique
The Financial workings and costs
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Property Cost Sheet
Type
CarpetTotal Super
Built UpArea
Rate/SM INR Total Cost
Living Kit. Toilet Bed Bal.-I Bal.-II Pass. Area
Upper Ground,to 3rd floor
Type A 26.40 7.10 4.15 11.66 5.17 4.95 2.05 61.48 98 4200041.16 Lakh
Type B 18.15 7.10 4.15 10.82 4.80 3.75 2.05 50.82 81 4200034.02 Lakh
Forth floor
Type A 26.40 7.10 4.15 11.66 5.17 4.95 2.05 61.48 98 4500044.10 Lakh
Type B 18.15 7.10 4.15 10.82 4.80 3.75 2.05 50.82 81 4500036.45 Lakh
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ROI- Rental Income - WithAnnual Escalation of 10%
Rental Income
Rent paid on Agreement by builder 2013-2014 2014-15 2015-2016
Yearly Rental Income
1.20 Lakh PA
1.32 Lakh PA.
1.45 Lakh PA
Total Income Rs. 3,97,200/- ( Three Years)
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Rental Income v/s Loan Interest –Start paying capital from year 1
Presume if the loan amount is Rs. 30 lakhs
The Bank Loan interest component for 3 years is Rs. 82,281/-p.a. @10%p.a. i.e. Rs. 2, 46, 843/-
Rent will compensate interest
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ROI – Projected Property escalation @ 15% p.a.- figures in Lakh
A B CD D - A
Description
Area/typeProperty
Cost 2013-14 2014-15 2015-16 Benefit/Profit1st to 3rd Floor Type A
98 41.16 47.33 54.43 62.59 21. 431st to 3rd Floor Type B
81 34.02 39.12 44.99 51.74 17.724th floor Type A
98 44.41 51.07 58.73 67.54 23.134th floor Type B
81 36.45 41.91 48.20 54.43 18.98
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Tax Saving
Tax Benefit in Housing Loan◦ Interest on Housing loan u/s. 24b Up to Rs. 150000 p.a.◦ Principal u/s. 80c.
Up to Rs. 100000 p.a. Savings in terms of Tax Payable
Rs 77,250/-3 year projection of Tax Saving
Rs. 2,31,750/-
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Room Tariff Costs50 Room nights a year free
Presumed notional saving at 50% self usage p.a. 2,43,750/-
No. of Rooms
Season Tariff (Rs) Total (Rs)
Peak Season 10 6000 60000
Mid Season 15 3500 52,500
Off Season 25 2000 50,000
Total 50 1,62,500 x 3 years = 4,87,500
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Over All Benefits for a period of 3 years
Amount in Lakh
Total Benefits to Buyer
Projected Escalation Benefit
1-3 floor Projected Escalation Benefit
4th floorType Type A Type B
Area in Sq/ Mt 98 81 98 81
ROI Rental 3.97 3.97 3. 97 3. 97
ROI – Projected Property escalation
21.43 17.72 23.13 27.30Tax saved 2.31 2.31 2.31 2.31
Room Rent 2.43 2.43 2.43 2.43
Total Benefits to Buyer
30.14 26.43 31.84 27.66
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Your Investment
Amount in Lakh
Total Investment of Buyer in Three Years
Investment 1-3 floor Investment 4th floorType Type A Type BArea 98 81 98 81Cost of Flat 41.16 34.02 44.10 36.45 Down payment (15% of total cost)
06.17 05.10 06.61 05.46
Loan amount 34.99 28.92 37.49 30.99EMI per month ( Approx for a period of 15 years)
00.37 00.31 00.41 00.33
Outgo for 36 months 13.32 11.16 14.76 11.88Total (Down payment + Outgo)
19.49 16.26 21.37 17.34
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Cost Benefit Analysis
Amount lakhNet Benefits to Buyer in Hand in Three Years
Net Benefits 1-3 floor Net Benefits 4th floorType Type A Type BArea 98 81 98 81Total Benefits to Buyer 30.14 26.43 31.84 27.66
Less Total (Down payment + Outgo for 3 years)
19.49 16.26 21.37 17.34
Net Saving in Hand post outgo for 3 years + a key asset
10.65 10.17 10.47 10.32
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Thanks
Our website:www.ourolifestyle.com
We are also on www.makaan.comWeb link:
http://www.makaan.com/ouro-lifestyle-prajakta-classique-goa-majorda/microsite/2463/911
for any queries write to;[email protected]@ourolifestyle.com