orchard view stoke-sub-hamdon myhome buyers pack plots … · 2019. 10. 7. · standard and benefit...

14
V2 04102019 Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots 2, 3, 4, 12, 13 & 14 1. Introduction 2. Do you meet the criteria? 3. Check your finances 4. South Somerset District Council Confidential Application Form 5. The Kilve – 3 bedroom house 6. Specification 7. Site plan 8. Location & Directions 9. Health & Safety 10. Reservation

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Page 1: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

V2 04102019

Orchard View Stoke-Sub-Hamdon

myHOME BUYERS PACK

Plots 2, 3, 4, 12, 13 & 14

1. Introduction 2. Do you meet the criteria? 3. Check your finances 4. South Somerset District Council Confidential Application Form 5. The Kilve – 3 bedroom house 6. Specification 7. Site plan 8. Location & Directions 9. Health & Safety 10. Reservation

Page 2: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

V2 04102019

INTRODUCTION

An opportunity to buy and own a home at 25% less than the open market value

We are pleased to be able to offer the opportunity to own a home and pay 75% of the

open market value on selected plots on the Summerfield Homes myHOME scheme.

This means you will pay a lot less than you would on a similar property elsewhere.

You own the whole property, there is no rent to pay (which there would be with shared

equity homes) so there is a good chance that it will be cheaper to buy one of these

homes rather than rent a similar property!

We will be offering six 3 bedroom myHOME properties (Plots 2, 3, 4, 12, 13 & 14) for

sale at a discount of 25% to open market, with prices starting at £173,688.

Although the specification for the myHOME properties differs to the open market

properties, all the myHOME properties will be finished to Summerfield’s usual high

standard and benefit from gas fired central heating and double glazing and each

property will have a garden and parking.

Each property will also come with a 10-year NHBC warranty.

Page 3: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

V2 04102019

Do you meet the criteria?

To be eligible to purchase a property at Orchard View you will need to meet certain criteria: 1. An eligible person is a person who is unable to secure accommodation suitable for

their needs in the open market within the district who additionally satisfies one or more of the following criteria namely:

• Is ordinarily resident in the district • Is employed or has secured employment in the district • Has been resident in the district for periods totalling at least 2 of the 5 years • Has family associations with the district • Is eligible to be entered on the housing register in relation to

accommodation in the district • Is qualified to move to the district pursuant to a mobility scheme to which

the council is a participating authority.

2. You must be a ‘designated person’ which means you must be included on the current Help to Buy South West Register. To begin this process, register at www.helptobuysw.org.uk and click on ‘apply now’ and then click ‘continue to full application’.

PLEASE NOTE – HELP TO BUY IS NOT AVAILABLE ON myHOME PROPERTIES

3. Complete the Confidential Questionnaire enclosed with this pack and return it to

the Summerfield Homes Sales Representative together with associated paperwork, for submission to the Housing Enabling Officer at South Somerset District Council for approval of eligibility.

4. Received confirmation from South Somerset District Council that you are eligible

(eligibility letter).

5. You plan to live in the property as your sole residence and you do not plan to rent out the property.

6. You can afford to buy the property. 7. Although this is probably your last thought, you are aware that when you come to

sell the property you would need to sell at the same percentage discount (25%) and purchasers would need to meet the same criteria.

Page 4: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

V2 04102019

CHECK YOUR FINANCES

As these properties are subject to a Section 106 Legal Agreement which sets out

eligibility criteria, there are certain conditions that need to be met before a bank or

building society will lend money on these properties.

To save time it would be worth talking to an Independent Financial Advisor to find out

who will lend what and what costs may be involved. There are a limited number of

lenders who are willing to lend on a discounted home and it saves you time and money

if you find out who they are at an early stage.

As these are new homes it is worth speaking to someone who understands this sector.

We have identified some financial advisors who deal with new homes and may help,

and we can share this with you, but it is important that you make your own choices.

Help to Buy is not available on myHOME properties.

Page 5: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

Discounted Market Application Form

CONFIDENTIAL APPLICATION FORM Applicant One

Name

Address

Contact details

Applicant Two

Name

Address

Contact details

How many people under 18 live with you?

Home Work Mobile Email address

Home Work Mobile Email address

Page 6: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

2

What relationship are they to the first or second applicant?

How long have you been resident at the above address/es?

Is your present accommodation: living with family/privately renting/housing association/council accommodation?

What is your connection to the district? Please tick ALL that apply.

I currently live in the district Length of time: I have previously lived in the district Please provide

dates

I currently work in the district Length of time: My family live in the district Length of time My child/ren attend/s school in the district

Do you have any other special reason to live in South Somerset?

Applicant One

Job Title

Gross Income

Page 7: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

3

Applicant Two

Job Title

Gross Income

What amount of deposit do you have available?

Please give financial information to support the deposit above eg., savings, redundancy money etc

Are you on the Council's housing waiting list (Homefinder Somerset) and/or the Homebuy list (Help to Buy South)?

If you are, please provide your registration number:

Do you currently or have you ever owned your own home?

Applicant One

Applicant Two

Thank you for taking the time to complete this questionnaire, all answers are strictly confidential.

Signature Date

Signature Date

Page 8: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

4

Supporting documentation:-

Last 3 months payslips Registration details to demonstrate the applicant is either on the current Homefinder

Somerset Register (www.homefindersomerset.co.uk) and/or Homebuy list (https://www.helptobuysouth.co.uk/user/)

Please return the completed questionnaire and supporting documentation to: Jo Calvert South Somerset District Council The Council Offices Brympton Way Yeovil Somerset BA20 2HT 01935 462040 [email protected] South Somerset District Council (SSDC) is the Data Controller, under the Data Protection Act 2018 (DPA) for personal information. As the Data Controller SSDC is responsible for ensuring that it meets the DPA's requirements in the way in which it processes your personal data. Your personal information is required to assess your eligibility for Discounted Open Market Properties. If you would like any further information about how and for how long we keep your information secure; with whom we will share your personal information; how you can request correction of inaccurate information; or how you can access the information we hold about you then please see our website where our fully privacy policy is available here

Page 9: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a
Page 10: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

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Page 11: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

SP

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tegr

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den

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tom

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on m

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prop

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MA

NA

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ap

prov

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third

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w

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to

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ain

grou

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mai

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ance

an

d at

tenu

atio

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t is

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ach

prop

erty

will

pay

£228

.00

per a

nnum

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sing

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late

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ar N

atio

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ouse

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lder

s C

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) war

rant

y.

Page 12: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a
Page 13: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

SU

MM

ER

FIE

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right

into

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into

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ollo

w th

e ro

ad in

to W

est S

treet

w

here

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deve

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en o

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e le

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cate

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deve

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and

side

, ind

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site

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or

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for t

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QL

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alt

h &

Safe

tyYo

ur s

afet

y is

of t

he u

tmos

t im

port

ance

to u

s, a

nd h

ence

w

e ha

ve p

rod

uced

the

follo

win

g gu

idel

ines

whi

ch c

ompl

y to

the

curr

ent H

ealth

& S

afet

y Le

gisl

atio

n:

i. P

leas

e on

ly u

se d

esig

nate

d c

ar p

arki

ng s

pace

s an

d

visi

t our

site

sal

es o

ffice

firs

t. P

leas

e av

oid

par

king

ou

tsid

e an

y ne

ighb

ourin

g pr

oper

ties

ii.

You

MU

ST

alw

ays

be a

ccom

pani

ed b

y a

repr

esen

tativ

e of

Sum

mer

field

Hom

es a

nyw

here

on

site

out

sid

e of

the

sale

s ar

ea.

iii.

Har

d h

ats,

app

ropr

iate

foot

wea

r an

d h

igh

visi

bilit

y w

ear

MU

ST

be w

orn

at a

ll tim

es o

n th

e si

te d

urin

g co

nstr

uctio

n.

iv.

Acc

ess

cann

ot b

e gi

ven

to a

reas

whe

re s

caffo

ldin

g is

in

pla

ce.

v.

Ple

ase

wea

r ap

prop

riate

foot

wea

r w

hen

visi

ting

the

site

, as

foot

path

s an

d g

roun

ds

may

be

unev

en o

r un

finis

hed

.

vi.

Ple

ase

note

that

ther

e m

ay b

e co

nstr

uctio

n ve

hicl

es

mov

ing

arou

nd th

e si

te, y

ou m

ust e

nsur

e th

at y

ou

follo

w th

e cl

early

def

ined

ped

estr

ian

foot

path

s at

all

times

.

vii.

Ple

ase

note

that

Chi

ldre

n ar

e no

t allo

wed

on

site

at

any

time.

Flo

or

Pla

ns

& D

ime

nsi

on

sW

e ha

ve p

rovi

ded

floo

r pl

ans

with

in th

is b

roch

ure

to s

how

th

e ap

prox

imat

e d

imen

sion

s of

the

prop

ertie

s on

this

site

. Th

e d

imen

sion

s m

ay v

ary

with

in th

e N

HB

C g

uid

elin

es, a

s ea

ch p

rope

rty

is b

uilt

ind

ivid

ually

and

pre

cise

inte

rnal

fin

ishe

s m

ay v

ary

dur

ing

the

cour

se o

f con

stru

ctio

n.

Ele

vati

on

s an

d I

nte

rnal F

inis

he

sA

rtis

t's Im

pres

sion

s, S

ite P

lans

, Flo

or P

lans

and

CG

I's

have

bee

n us

ed th

roug

hout

this

bro

chur

e to

rep

rese

nt th

e ho

uses

to b

e bu

ilt o

n th

is s

ite. T

he c

olou

rs a

nd fi

nish

of

the

vario

us e

xter

nal e

leva

tions

may

var

y fr

om p

lot t

o pl

ot.

Som

e pl

ots

may

be

hand

ed v

ersi

ons

of th

e ill

ustr

atio

ns

(mirr

or im

age)

and

som

e m

ay b

e d

etac

hed

, se

mi-d

etac

hed

or

terr

aced

. The

are

a su

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Page 14: Orchard View Stoke-Sub-Hamdon myHOME BUYERS PACK Plots … · 2019. 10. 7. · standard and benefit from gas fired central heating and double glazing and each property will have a

V1 27092019

RESERVATION

Summerfield Homes will take a reservation from anyone who wishes to purchase a

myHOME property who can tick all the boxes on the ‘Do you meet the criteria?’ page,

can also provide proof that that they have a mortgage agreed in principle or funds

available, and be approved by South Somerset District Council (be in receipt of an

eligibility letter from SSDC) prior to reservation.

The reservation deposit for a myHOME property at Orchard View is £500.00.

An anticipated build completion date will be provided at reservation, however any

dates quoted are anticipated and subject to the construction programme which may

be affected by factors outside of our control. We will not be able to guarantee or fix

any legal completion dates until we are in receipt of the NHBC Certificate. Please

bear this in mind if you are considering ordering any items of furniture etc. or giving

notice if you are in rented accommodation.