Ooraa!

Ooraa is a matching service that can be used to find the best program for your circumstances. The business was started in 2008 and has helped many people settle large and small amounts of debt. Because they help match you to an appropriate debt counselor and program, information about their company is pretty light on their website.!

Who They Are!

•  Debt Settlement!•  Bankruptcy!•  Medical Bills!!

Services Offered!

•  Tax Relief !•  Filing Back Taxes!•  IRS Payment Plans!•  IRS Income Tax Audit Types, Process, Tips,

and Representation!•  Penalty Abatement!•  Procedures, Guidelines, and Flags!•  Process and Steps!•  IRS Bank Levy!•  IRS Tax Lien!•  IRS Tax Fraud!•  Protect Your Property!

Other Services Offered!

Unfortunately they do not. The information on the website is very detailed about each process that they can help you with, but there are no education link, blogs, or videos for customers to access and learn about staying out of debt.!

Do They Offer Debt!Management Resources?!

•  They have not currently been rated by the BBB.!•  One complaint has been closed since March 2013.!

o  Ooraa made a good faith effort to resolve this issue but the customer was not satisfied.!

BBB Rating!

We were unable to get any kind of a quote from a representative both on the phone or on live chat. They were insistent that we give them all our information and debt amounts before they would quote us anything. !!This was a red flag for us because some companies will charge a much higher percentage for those that owe higher amounts of debt. !

What Do They Charge?!

You are free to cancel anytime without fees or penalty, though it is not recommended since your creditors can start charging you higher interest rates as you no longer have representation for the negotiated amounts.!For tax services, refunds are available for work that has not yet been done.!

Do They Have a Refund!Policy?!

Look under the Case Studies heading and click on Actual Results and you will see letters scanned and uploaded showing amounts creditors have settled for. !!While settlement amounts will vary from creditor to creditor, it gives you a good idea of what you can expect to pay.!

Can They Get You Results?!

Ooraa has an active Facebook account. There are no other social media outlets that this company is a part of.!

Are They Active on Social!Media?!

There are questions and answers on their website covering questions specifically about debt settlement. !!•  Does it Work?!•  How is it Different from Credit Counseling?!•  Will it Affect My Credit Score?!•  Can I Repair My Credit After the Program?!•  I’ve Not Missed Any Payments, Is Debt Settlement

a Good Option For Me?!•  Is It Right For Everyone?!

FAQ’s and More Info!

•  Their website clearly lists the process for each service they offer so you know what to expect.!

•  Free consultations.!•  They offer not only debt management solutions, but

tax and bankruptcy as well as medical bills.!•  They offer Live Chat on the website which is very

convenient.!•  They offer many different financial calculators.!

The Good!

The Bad!

•  They were not forthcoming with their fees or prices for their services.!

•  There is no consumer education resources on their website.!

•  They do not offer help with student loans. !

The Bottom Line!

We feel that this could be a good company to work with. We advise that you are clear on the cost of services and ask about any hidden fees during your consultation. Compare them to a few other companies before making your decision.!

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