one of the lowestpic.bankofchina.com/bocappd/singapore/201204/p... · 2012. 4. 5. · moneyplus –...
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Other terms & conditions apply. 附带其它条款。
MoneyPlus – Instant Cash, Anytime, Anywhere 易达钱 - 让您随时随地获取现金
Apply now! / 即日申请! Call / 拨打 1800 338 5335
or visit / 或浏览 www.bankofchina.com/sg
Here’s an illustration on how much you can save when you have S$8,000 outstanding.
Save with MoneyPlus Term Loan 易达钱定期贷款,为你带来更多节省!
下图表述了使用S$8,000易达钱定期贷款,您将享有的节省。
Credit Card 信用卡 (based on 24% p.a.)(挂牌利息,每年24% )
MoneyPlus Term Loan 易达钱定期贷款
(based on 6.38% p.a.)(挂牌利息,每年6.38%)
S$1,920S$510
S$1,410
YOUR SAVINGS 节省
One of the LOWEST rates in Town at 16.88% interest p.a!全城最低利率之一,16.88% 年利率优惠!
Enjoy Credit Limit of up to 4X your monthly income! 享有高达4倍月薪的信用额度!
Withdraw cash at any BOC ATM or CALL FOR CASH to transfer to the bank account of your choice.您可随时到中银自动取款机取现或拨电将您所需的金额转入您的指定帐户。
Information on MoneyPlus
Annual Fee年费
S$60每年年费60新元为逾到期日收取。
Interest rate利息
Effective interest rate – 16.88% per annum, minimum charge S$10有效利息: 每年16.88%, 最低收费每月10 新元。
Late charges迟交费
2% of minimum payment or S$80, whichever is higher按最低还款额的2%计算, 最低收费每月80新元。(late charge will not be charged if minimum payment is received by the payment due date)(在到期日或之前缴交最低付款额或结单所示结欠,无须缴交迟付费)
Returned Funds驳回费
S$40 per occasion for any returned cheques or GIRO payment驳回支票或驳回财路转账每次40新元。
Overlimit Fee超出信用额度收费
If the monthly outstanding balance exceeds the credit limit, an overlimit fee of S$40 shall be charged在结单日,对应收账款余额超出信用额度卡户,将收取40新元的超限费。
Minimum Monthly Repayment每月最低付款额
3% of current balance or S$50, whichever is higher按账单当前结欠金额的3%或50新元,视何者为高。
One of the LOWESTinterest rate in town
全城最低利率之一
MoneyPlus 易达钱
IMMEDIATE DRAWDOWN / 即刻提取贷款
BOC Credit Card: By signing below, I request that a Card Account be opened for me and for the Card(s) to be issued, renewed and replaced until the Card Account is terminated. I acknowledge and agree that my/our use of the Cards shall be subjected to the terms and conditions of the BOC Cardmember Agreement (as may be amended, supplemented and replaced from time to time) and agree to be bound thereby, a copy of which will be sent to me by mail with the Card(s) at my own risk.MoneyPlus: I, as principal applicant, understand that, subject to the discretion of BOC, a MoneyPlus Account may be opened for me upon my successful application of the Card. Where a MoneyPlus Account is made available to me, l agree to be bound by the BOC MoneyPlus Terms and Conditions, (a copy will be made available to me upon the MoneyPlus Account being made available to me) and any amendments and additions made thereto from time to time.(i) I represent and warrant that all information given in this application and all documents submitted to Bank of China
Limited, Singapore Branch (“BOC”) are complete, true and accurate and belong to BOC absolutely. If any of the given information changes or becomes inaccurate in any way, I shall promptly notify BOC in writing of any such change or inaccuracy.
(ii) I authorise BOC to disclose, obtain and/or verify any information about me or the Card Account in any way as BOC deems fit in its absolute discretion (including but not limited to checks with any credit bureau of which BOC is a member or subscriber; disclosure of information to the head office of BOC, any branches, sub-branches, subsidiaries, affiliates, related companies or associated companies of the Bank of China Limited Group, whether situated in Singapore or elsewhere; disclosure of information to any service provider, whether situated in Singapore or elsewhere, engaged by BOC or the Bank of China Limited Group and agent or third party selected by such service provider for the purpose of or in connection with providing services/products under or in connection with BOCís business). This consent or authorization shall be in addition to and shall not be in any way prejudiced or affected by any other agreement, expressed or implied, between me and BOC with regard to disclosure by BOC of any information about me nor shall any other agreement to be in any way prejudiced or affected by this clause. For the avoidance of doubt, information or data herein referred shall include information or data that BOC may obtain from third parties such as any credit bureau recognised by the Monetary Authority of Singapore.
(iii) I agree that in the event that the MoneyPlus Account is closed or terminated for whatever reasons within 12 months from the date of the opening of such MoneyPlus Account, BOC is entitled to claim from me a full reimbursement of the cost of any welcome gift that BOC may have given to me upon approval of my MoneyPlus application. I hereby authorize BOC to debit the MoneyPlus Account for the cost of such gift (as determined by BOC), if any, prior to the closure of the MoneyPlus Account.
(iv) I agree that the Card/ATM Card in relation to MoneyPlus Account and personal identification number may be collected by me personally at my option or be sent to me by ordinary mail at my sole risk to my billing address.
(v) I confirm that as at the time of this application, I am not an undischarged bankrupt(s) and there has been no statutory demand served on me nor legal proceedings commenced against me.
(vi) I understand that BOC reserves the right to decline this application at its sole discretion without giving any reason and without entering into any correspondence; and to retain all supporting documents submitted for the processing.
(vii) I agree and consent for BOC to communicate with me with regard to any promotion relating to the Cards/MoneyPlus Account by electronic mail, SMS or any other means which BOC may deem appropriate at my contact details set out in this application or which I may furnish to BOC from time to time. I authorise BOC to accept and act upon all communications or instructions from me via electronic mail or SMS with regard to such promotions and BOC shall not be liable if it acts upon such communications in good faith.
BOC MONEYPLUS TERM LOAN TERMS AND CONDITIONS:1. Upon completion of your MoneyPlus Term Loan tenure, the MoneyPlus Account prevailing interest rate will apply.
Usage of your MoneyPlus Account available credit limit will be charged at the MoneyPlus Account prevailing interest rate.
2. MoneyPlus Term Loan interest rate is applicable to the approved MoneyPlus Term Loan amount only.3. Disbursed MoneyPlus Term Loan amount will be rounded down to the nearest hundred. The total MoneyPlus Term
Loan amount shall not exceed 90% of the available credit limit on the MoneyPlus Account at the time of application.4. Interest is calculated on a front end add-on method. MoneyPlus Term Loan interest rates are at 6.38% p.a. for
12-month loan, 7.38% p.a. for 24-month loan or 8.68% p.a. for 36-month loan. Effective interest rates are at 11.58% p.a. for 12-month loan, 13.58% p.a. for 24-month loan or 15.70% p.a. for 36-month loan.
5. A non-refundable processing fee of 2% of loan amount or S$75 applies, whichever is higher.6. An early repayment fee of 1% on the outstanding MoneyPlus Term Loan amount or S$100, whichever is higher, is
applicable if the MoneyPlus Term Loan is terminated or if the Customer makes early repayment of the MoneyPlus Term Loan before expiry of the MoneyPlus Term Loan tenure.
7. To initiate early repayment before expiry of the MoneyPlus Term Loan tenure, the Customer shall inform BOC of such repayment in writing. Otherwise, monthly instalments will continue to be effected.
8. BOC may vary the interest rate chargeable, the basis of calculation of interest rates, fees, charges at any time at BOC’s sole discretion and without giving any reason therefore.
9. All information is correct at the point of print.
DECLARATION AND AGREEMENT / 声明与协议
Amount requested 数额 (min S$1,000) (最少S$1,000):
Account Name 账户姓名:
Bank’s Name 银行名称:
Account Type 银行账户类型:
Account number 账户号码:
(as shown in your bank account)(与银行账户一致)
(savings/current)(储蓄/来往)
For immediate drawdown, please select the following 即刻提取贷款,请选择: MoneyPlus revolving credit at 16.88% p.a. effective interest rate
易达钱循环贷款有效利率为16.88%Or 或 Apply for MoneyPlus Term Loan to enjoy lower interest rate. (Please select one only) 申请易达钱定期贷款,以享有较低的利率。(请仅选择其中之一)
6.38% p.a. for 12 months 7.38% p.a. for 24 months 8.68% p.a. for 36 months
Upon approval, if your requested loan amount exceeds the approved loan amount, the amount disbursed will be the approved loan amount.如您的申请金额超出批核贷款额,最终存入金额为批核贷款额
Date 日期Principal Card Applicant’s Signature 主卡申请人签名
Remarks
Approved By
AP CL LIENAmt
BTAmt
Acct Status Code
(for security verification)
Ban
k of
Chi
na L
imite
d (I
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in C
hina
)
MoneyPlus APPlicAtion ForM 易达钱申请表
MP
04/
2012
Basic Documents Required: All applicants must be 21 years and above, with annual income of S$30,000 p.a.• Forsalariedemployee,pleasesubmityourlatestIncomeTaxNoticeofAssessment*,latestcomputerisedpaysliporlast6 months’CPFStatementofAccountandphotocopyofNRIC(frontandback).• Forself-employed,commissionorvariableincomeearners,pleasesubmitpast12months’CPFstatementorlast2years’ IncomeTaxNoticeofAssessmentandphotocopyofNRIC(frontandback).*You can now print your Notice of Assessment at myTax with your SingPass or IRAS PIN. The service is free. Log on to www.mytax.iras.gov.sg
Insufficientinformationmaycausedelaysinprocessing.
*您现在可以使用SingPass或IRAS PIN登陆税务局网页打印您的所得税单。服务免费。预知详情,请登陆www.mytax.iras.gov.sg查阅如所提交的资料不足将拖延申请程序。
长城威士白金卡
申请者须满二十一岁,年收入须达三万新元。所需文件:• 受雇人士请提交最近期的所得税单*,电脑打印薪金单或至少6个月的公积金户头结单及正反两面复印身份证。• 自雇、佣金或浮动收入人士请提交近12个月的公积金户头结单或近两年的所得税单及正反两面的复印身份证。
Name as in NRIC / Passport (Please underline surname)姓名 (与身份证/护照一致并于姓氏下划线)
Mr 先生 Miss 小姐 Mdm 女士 Mrs 太太 Dr 博士
(Please specify 请注明)
Length of Stay居住年数 Years 年
Months 月
Name to appear on Card (Max. 19 characters)显示在卡面的姓名 (不超过19个字母)
Marital Status 婚姻状况
0 Single 单身
1 Married 已婚
2 Divorced 离婚
3 Widowed 寡居 / 鳏居
Expiry Date of Employment Pass _ _ / _ _ / _ _ d d m m y y工作准证有效期至 日 月 年
Home Country ID No.本国身份证号码
NRIC / Passport No.身份证/护照号码
Date of Birth _ _ / _ _ / _ _ d d m m y y出生日期 日 月 年
Gender 0 F 女
性别 1 M 男
MYPERSONALDETAILS/ 申请个人资料
Nationality PR Y 是
国籍 永久居民 N 否
Language Preferred 常用语言 1 English 英文 2 Chinese 华文
Residential Status 住宅
1 Rented 租用 3 Employers’ 雇主所有 5 Others 其他 2 Parents’ 父母所有 4 Mortgaged 抵押 6 Owned 自有
APPLYNOWFORMONEYPLUS即刻申请易达钱
Home 住家电话
Mobile 手提电话
Office 办公电话
E-mail 电邮地址
Home Address 住家地址 Block大牌 Unit # 门牌
Street Name 街道名称
Building Name 大厦名称
Postal Code 邮区号
Overseas Permanent Address (If non-Singaporean) 外籍人士的海外永久居住地址
Postal Code邮区号
本国身份证号码
No. of Dependants 受赡养人数
GREAT WALL CARD VISA PLATINUM�
Residential Type 住宅种类1 HDB-3Rm/4Rm 4 Private Apartment/Condominium 7 Bungalow 政府组屋三房/四房 私人公寓 独立式洋房2 HDB-5Rm/Executive Apt 5 Terrace 政府组屋五房/公寓式 排屋3 Executive Condo/HUDC 6 Semi-detached 执行共管公寓 半独立式洋房
RECEIVEYOURCOMPLIMENTARYBOCCREDITCARD附送中银信用卡Annual Fee 年费
Principal Supplementary主卡S$150
附属卡S$75
2 year 2 year
Education Level 教育程度
1 Primary 小学 4 Diploma 专业文凭 7 Others 其他
2 Secondary 中学 5 Tertiary 大学
3 Pre University 高中 6 Postgraduate 研究院
MYEMPLOYMETDETAILS/申请职业资料
MYBANKINGRELATIONSHIP/现有中国银行帐户
Existing Bank of China Existing Bank of China No existing relationship credit cardholder customer 已持有中国银行信用卡 现为中国银行客户 无任何中国银行账户
Do you wish to receive information on our product and service offers?
您是否有兴趣收到本行的产品与服务资讯? Y 是 N 否
Industry / Business Type 公司业务性质
Banking & Finance IT / Communications Government 银行金融 信息科技/通讯 政府部门
Manufacturing Hotel Retail 制造 酒店 零售 Others 其他
(Please specify 请注明)
Annual Income年收入
Name of Previous Employer前受雇公司名称
Previous Position Years There前受雇职位 工作年资
Name of Company 公司名称
Office Address 公司地址
Check here if self–employed 自雇人士请勾此栏
Postal Code 邮区号
Length of Employment 受雇年资 _ _ Years 年 _ _ Months 月
On Contract (Expiry M __ __ Y __ __)合约工 ( __ __ 年 __ __ 月期满 )
Permanently Employed 长期受雇
Are you 受雇性质
MYPERSONALREFERENCES/ 申请联络知料Mother’s Maiden Name 母亲(婚前)姓名
MYPREFERENCEFORBILLINGPROCEDURES账单寄至
Administration fee of S$5 per month for overseas address applies 寄往海外地址将征收每月S$5的行政费
H To Home Address W To Office Address O To Other Address 住家地址 办公地址 其他地址
Address 地址
Postal Code 邮区号
Current Position 当前职位
G GMs / MDs / CEOs A Administrative E Executive 总经理/董事经理/行政总裁 行政人员 执行人员
P Professional D Commission Earners S Sales 专业技术人员 佣金赚取者 销售
M Managerial V Civil Servant R Retired 管理人员 公务员 已退休
O Others 其他
(Please specify 请注明)
FORBOCCARDCENTREUSE中国银行卡中心用栏
Remarks
Approved By
DE
0601 0008