Ohio Health Insurance for Individuals

Individuals looking for health

insurance in Ohio would do well to

seek the support of an insurance agent,

or representative of an insurance

company. This is the best option for

finding affordable health insurance

plans. Though all insurance rates are set

by the Government, there are many health insurance companies vying with each other

to offer individuals the plan ideally suited to their needs.

Individual Health Insurance Options in Ohio

Individuals can opt for either indemnity or managed health care plans. Indemnity

plans offer a greater choice of health care providers. The individual has to pay up front

and the health insurance company will pay its share of the cost only after it receives

the bill.

In managed-care plans, the health insurance company teams up with selected health

care providers to provide services at fixed rates. The health care provider submits the

claim directly to the insurance company. The insured person has less paperwork and

lower out-of-pocket costs compared to the indemnity plan.

Ohio individual health insurance premiums are influenced to some extent by the

state of health of the person to be insured – whether he is healthy or had a pre-existing

medical condition. The person can get insurance even if is suffering from a medical

condition. Absence of medical conditions will lower the price. Basically, Ohio

individual health insurance is of three types:

• Comprehensive plans: These are expensive as they cover more office check-ups

and medical prescription. They come with low premium, additional tax benefits,

and allow the insured person complete account access and management

• Catastrophic plans: They are high-deductible health plans featuring low rates,

but limited medical expense coverage. Out-of-the-pocket expenses are generally

higher

• Health Savings Account (HSA) plans: Plans which have low premium, and help

the insured save for future qualified medical and retiree health expenses on a

tax-free basis. The individual has complete access and control over the account.

Finding the Right Health Plan

Websites on Ohio health insurance represent well-known health insurance

companies like HumanaOne, Aetna, Medical Mutual and Anthem that offer a wide

range of comprehensive plans for individual and families. Getting free quotes is easy

through these websites. When looking for Ohio health insurance plans, individuals

should make sure they know all about plan benefits and what they include and do not

include.

Call us toll free at 1- 877-549-1212 or send an e-mail to:

tmcmanamon@onesourcebenefits.com

One Source Benefits

616 Belleview Blvd

Steubenville

OH 43952

http://www.onesourcebenefits.com

Related Links:Ohio individual health insuranceOhio Health Insurance QuoteOhio Health InsuranceOhio Medical InsuranceOhio Health Insurance PlansOhio Life Insurance