NOTICE OF THIRTEENTH ANNUAL GENERAL MEETING,E-VOTING INFORMATION AND BOOK CLOSURE

Notice is hereby given that the Thirteenth Annual General Meeting (“AGM”) of Bharat Financial Inclusion Limited (formerly known as “SKS Microfinance Limited”) (the “Company”) will be held on Thursday, July 21, 2016 at 2:30 p.m. at Rangaswar Auditorium, Y. B. Chavan Centre, General Jagannath Bhosle Marg, Mumbai - 400 021, Maharashtra to transact the business listed as set out in the Notice of the AGM dated June 14, 2016 (“AGM Notice”).

In support of the “Green Initiative” announced by the Government of India as well as the provisions of the Companies Act, 2013 (“Act”) and rules made thereunder, the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Regulations”), a copy of the Annual Report together with the Audited Financial Statements for the financial year 2015-16, Reports of the Directors and Auditors thereon and the AGM Notice, inter alia indicating the process and manner of remote e-voting along with attendance slip and proxy form have been sent by email to those Members whose email addresses are registered either with the Company or the Depository Participants.

For Members who have not registered their email addresses, printed copies of the above referred documents including the AGM Notice inter alia indicating the process and manner of remote e-voting along with attendance slip and proxy form, have been sent to them by the permitted mode.

In terms of Section 108 of the Act read with Rule 20 of the Companies (Management and Administration) Rules, 2014 and Regulation 44 of the SEBI Regulations, the Company is providing e-voting facility to its Members, holding shares in physical or dematerialized form, as on July 14, 2016 (“cut-off date”), to enable them to cast their vote by electronic means on any or all of the businesses specified in the AGM Notice.

A Member entitled to attend and vote at the AGM is entitled to appoint a Proxy to attend and vote at the venue of AGM, instead of himself/ herself and the Proxy need not be a Member of the Company. The instrument appointing Proxy to be valid should be deposited at the Registered Office/ Head Office of the Company not less than 48 hours before the commencement of the AGM.

The login credentials (i.e. User ID and Password) have been provided, either in the communication sent along with the AGM Notice by email or Registered Post to enable the Members to use the e-voting facility.

The Company has engaged the services of Karvy Computershare Private Limited (“Karvy”) as the authorized agency to provide e-voting facility. Further, the Board of Directors of the Company has appointed Mr. K.V.S. Subramanyam, Partner of M/s. Ravi & Subramanyam, Company Secretaries as the Scrutinizer to scrutinize the remote e-voting process in a fair and transparent manner.

Members as on the cut-off date can vote using the remote e-voting facility on the business specified in the AGM Notice during the voting period, which shall commence on Saturday, July 16, 2016 at 10:00 a.m. and shall end on Wednesday, July 20, 2016 at 6:00 p.m. (both days inclusive). The e-voting facility shall be disabled by Karvy for voting after the voting period and casting of vote through electronic means shall not be allowed thereafter. Once a vote on the resolution(s) is cast by a Member, the Member shall not be allowed to change it subsequently.

Any person who becomes Member of the Company after dispatch of the above referred documents and holding shares as of the cut-off date i.e. July 14, 2016, may obtain the User ID and Password by sending a request to evoting@karvy.com. If the Member is already registered with Karvy for e-voting then he/ she can use his/ her existing User ID and Password for casting the vote through remote e-voting.

The facility for voting through Ballot Paper shall also be made available at the AGM for those Members who have not cast their vote through remote e-voting.

In case of any queries relating to the e-voting, Members can visit the “Help & FAQs” section of the website of Karvy at https://evoting.karvy.com. Any grievances or queries of the Members of the Company connected with the e-voting can be addressed to the Company’s Registrar and Share Transfer Agent, Mr. P. A. Varghese (Phone: 040-67162222), Karvy Computershare Private Limited, Karvy Selenium Tower B, Plot 31-32, Gachibowli, Financial District, Nanakramguda, Hyderabad - 500 032 or to the Company Secretary at the Registered Office of the Company.

Notice is also given that pursuant to the provision of Section 91 of the Act and Regulation 42 of the SEBI Regulations, 2015, the Register of Members and Share Transfer Books of the Company will remain closed from Monday, July 18, 2016 to Thursday, July 21, 2016 (both days inclusive) for the purpose of the AGM.

The AGM Notice and the Annual Report for FY16 are also available on the website of the Company at www.bfil.co.in and on the website of Karvy at https://evoting.karvy.com

Head Office: 3rd Floor, My Home Tycoon, Block A, Kundanbagh, Begumpet, Hyderabad - 500 016Telangana, India. Email: skscomplianceofficer@sksindia.com; Website: www.bfil.co.in

Phone: 040-44526000; Fax No: 040-44526001/ 022-26592375

Mumbai, June 28, 2016

By Order of the Board of DirectorsFor Bharat Financial Inclusion Limited

(formerly known as “SKS Microfinance Limited”) Sd/-

Rajendra Patil SVP - Legal & Company Secretary

BHARAT FINANCIAL INCLUSION LIMITED(formerly known as “SKS Microfinance Limited”)CIN: L65999MH2003PLC250504Registered Office: Unit No. 410, Madhava, Bandra-Kurla ComplexBandra (East), Mumbai - 400 051, Maharashtra, India