NONPROFIT & HUMAN SERVICESC U S T O M I Z E D I N S U R A N C E P R O T E C T I O N

Superior protection and risk management resources to help you safeguard your organization.

PEACE OF MIND WHILE YOU FOLLOW YOUR PURPOSE.

AS ONE OF AMERICA’S LEADING SPECIALTY NICHE INSURERS, GUIDEONE INSURANCE OFFERS CUSTOMIZED COVERAGES, A BROAD ARRAY OF RISK MANAGEMENT RESOURCES AND SUPERIOR MARKET EXPERTISE. OUR LINE OF NONPROFIT AND HUMAN SERVICES-SPECIFIC PRODUCTS HELP ORGANIZATIONS MAKE POSITIVE CONTRIBUTIONS WHILE REDUCING THEIR RISK AND PROTECTING AGAINST LOSS AND LIABILITY.

GuideOne Insurance knows the importance of making a difference. Our founder started rewarding policyholders who made the roads safer in 1947. We created the nation’s first-ever comprehensive insurance policy for churches in 1962. We were also the first major corporate sponsor for Mothers Against Drunk Driving (MADD). Today, GuideOne is proud to insure nearly 50,000 organizations across the country.

For more than 65 years, GuideOne has been developing unique, highly specialized insurance policies for values-driven organizations and individuals, including many coverages you won’t find from any other insurer. GuideOne’s product features and advantages are designed exclusively for Nonprofit and Human Services organizations, unlike many carriers who simply try to fit you into a general commercial policy.

With GuideOne, you receive a broad level of protection for the common and not-so-common incidents that can affect a charitable organization, so you can continue to pursue your mission uninterrupted. From your team of volunteers to your work in the community, GuideOne is with you.

ORGANIZATIONS WE SERVEEvery organization is inspired by something different. Each cause has a special meaning to its supporters. All organizations have the same desire to protect their people and reach toward their goals, however, without the worry of being exposed to risk. GuideOne Insurance is proud to be able to help nonprofit and social service for-profit organizations that serve their communities in a variety of fields.

OVER 300 CLASSES OF BUSINESS; INCLUDING:

Arts & Cultural Food Banks & Distribution Service & Fraternal Organizations

Animal-Related Foundations Shelters & Group Homes

Boys & Girls Clubs Job Training Sheltered Workshops

Chambers & Trade Associations Philanthropy & Grantmaking Social & Civic Clubs

Community Improvement Religious & Spiritual Social Action & Advocacy

Environmental Preservation Recreation & Sports Vocational Schools

Family Services Museums Any many more…

CONTACT A LOCAL GUIDEONE INSURANCE AGENT TODAY! CALL 1-888-218-8561 OR VISIT US ONLINE AT GUIDEONE.COM.

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PROPERTY COVERAGEGUIDEONE’S PROPERTY COVERAGE PROVIDES FINANCIAL PROTECTION against loss or damage to your organization’s property (including buildings, contents and more). Our most comprehensive insurance policy includes coverage for every type of loss, unless it is specifically excluded.

Extra Property Coverage Included — GuideOne’s property policies automatically include coverage for standard items, along with many features that go above and beyond a traditional policy:

• Equipment breakdown, including computers, boilers and electrical equipment

• Newly acquired or constructed property (our limits exceed industry standards)

• Ordinance or law — when building updates are required by ordinance following a covered loss

• Personal effects and property of others on a worldwide basis; for example, property lost on a service trip

• Utility services interruption (direct damage and time element); for example, a storm knocks out usage of your utilities and causes damage

• Indirect loss, such as the loss of organizational income and donations resulting from a covered peril, including a violent incident; e.g., an intruder

AVAILABLE ADD-ONSYOUR ORGANIZATION CAN CHOOSE TO ADD ANY OF THE FOLLOWING COVERAGES TO YOUR POLICY FOR EVEN GREATER PROTECTION. These coverages are available for a modest additional charge.

Crime Coverage — Provides protection for money and security losses resulting from theft, employee dishonesty, forgery and alteration.

Computer Fraud Coverage — Covers the loss of money, securities and other tangible personal property caused by computer fraud by nonemployees.

Inland Marine Coverage — A broad type of insurance for valuable possessions that are considered unique, or may be transported from one place to another.

Green Upgrade Coverage — Pays for the reasonable additional costs to upgrade to more energy efficient and environmentally friendly building elements and appliances in the event of a covered loss.

Key Person Replacement Coverage — Provides for the reimbursement of recruitment expenses to replace a senior or executive director who dies in a work-related accident.

Limited Flood Coverage — Provides building and personal property coverage on a limited basis when loss or damage is a direct result of flood.

Earthquake Sprinkler Leakage — Provides coverage for building and personal property should the sprinkler leak due to an earthquake.

GENERAL LIABILITY COVERAGEGUIDEONE’S GENERAL LIABILITY INSURANCE FOR NONPROFIT AND HUMAN SERVICES ORGANIZATIONS COVERS:

• Legal liability resulting from injuries to people or damage to their property arising out of the actions of your employees, volunteers, or members

• Damage resulting from other offenses, such as libel, slander and defamation of character

• Medical Expense protection for organization’s employees, volunteers, members, and guests for their injuries resulting from accidents occurring on premises or as a result of their activities regardless of fault

• Crisis Management Coverage — covered expenses resulting from a violent incident occurring during a sponsored activity

LIABILITY OPTIONS AVAILABLETO FURTHER ENHANCE YOUR ORGANIZATION’S PROTECTION, GUIDEONE OFFERS OPTIONAL LIABILITY ENDORSEMENTS:

• Sexual Misconduct • Directors and Officers

• Educators Legal Liability • Employment Practices

• Counselors Liability (licensed and fee-based) • Employee Benefits

• Professional Liability (employed nurses) • Lost Wages Coverage

• Non-Owned and Hired Auto

ADDITIONAL PRODUCTS AVAILABLEFOR NONPROFITS THAT NEED HIGHER LEVELS OF PROTECTION FOR THE RISKS THEY FACE, GuideOne provides the following policies that complement a comprehensive insurance plan.

• Business Auto • Umbrella

• Workers’ Compensation

GuideOne is rated A(EXCELLENT) by

A.M. Best CompanyEffective July 16, 2014

For the latest rating,access www.ambest.com

Limited License Notice

WHAT GUIDES YOU IS WHAT MAKES US GUIDEONEWE SPECIALIZE IN PROTECTING NONPROFIT ORGANIZATIONS AND THE PEOPLE WHO SUPPORT THEM — PEOPLE LIKE YOU. For more than 65 years, GuideOne has focused on helping communities stay safe, offering coverage for families, individuals, volunteers, churches and communities.

1111 Ashworth Road | West Des Moines, Iowa 50265 | 1-888-218-8561 | GuideOne.com

©2015 GuideOne Insurance. GuideOne® is the registered trademark of the GuideOne Mutual Insurance Company. All rights reserved.

This information is only a general description of the available coverages and is not a contract. In an effort to keep your policy coverage affordable, the actual policy contains certain limitations and exclusions. Please refer to your insurance policy for the pertinent contract language and coverages. Some coverages or discounts are not available in all states.

CM 17928 (03/15)

CLAIMS SERVICE YOU CAN COUNT ONIF YOUR ORGANIZATION EVER NEEDS TO REPORT A CLAIM, GUIDEONE MAKES IT AS EASY AS POSSIBLE WITH OUR INDUSTRY-LEADING CLAIMS SERVICE:

• Call our toll-free GuideLine® Express Claims Reporting Service at 1-888-748-4326

• Claims assistance also available online at GuideOne.com

• Real people are ready to help 24 hours a day, 7 days a week

THE GUIDEONE CENTER FOR RISK MANAGEMENT® NOT ONLY DOES GUIDEONE PROVIDE SPECIALIZED COVERAGES, we also offer risk management services to help your organization prevent accidents, injuries and property damage.

GET THE GUIDEONE DIFFERENCEGUIDEONE HAS THE NONPROFIT AND HUMAN SERVICES INSURANCE SOLUTIONS TO HELP YOU STAY FOCUSED ON ADVANCING YOUR CAUSE. See how we can tailor a policy to meet your organization’s unique needs. Contact a local GuideOne Insurance agent today! Call 1-888-218-8561 or visit us online at GuideOne.com.

GUIDEONE AFFINITY CONNECTIONSYOUR MEMBERS AND SUPPORTERS DESERVE TO WORK WITH AN ORGANIZATION THAT IS DEDICATED TO MAKING A DIFFERENCE. With Affinity Connections, your organization can generate revenue while your members receive exclusive discounts on GuideOne’s personal auto & homeowners coverage.