next steps in health reform: from obamacare to health4all and beyond

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Anthony Wright Anthony Wright April 2015 April 2015 Next Steps in Health Next Steps in Health Reform: Reform: From #Obamacare to #Health4All From #Obamacare to #Health4All and Beyond and Beyond www.health-access.org www.facebook.com/healthaccess www.twitter.com/healthaccess

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Page 1: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Anthony WrightAnthony WrightApril 2015April 2015

Next Steps in Health Next Steps in Health Reform:Reform:

From #Obamacare to #Health4All From #Obamacare to #Health4All and Beyondand Beyond

www.health-access.org

www.facebook.com/healthaccess

www.twitter.com/healthaccess

Page 2: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

BFDBFD

Biggest Congressional Action for Consumer Protections; Coverage Expansion; Cost Containment

Page 3: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

The Biggest Reforms of Our The Biggest Reforms of Our EraEra

The health reform law doesn’t do all that is needed,The health reform law doesn’t do all that is needed,but it is historic Congressional action in three areas of focus:but it is historic Congressional action in three areas of focus:

1)1) Provides new consumer protections Provides new consumer protections to prevent the worst to prevent the worst insurance industry abusesinsurance industry abuses• Biggest reform of insurance practices ever: no denials for pre-existing Biggest reform of insurance practices ever: no denials for pre-existing

conditions; no rescissions; no lifetime/annual caps on coverage; etcconditions; no rescissions; no lifetime/annual caps on coverage; etc

2) Ensures security 2) Ensures security for those with coverage, andfor those with coverage, and new and new and affordable options affordable options for those without coveragefor those without coverage• Biggest expansion of coverage in almost 50 years; To bring US from 85% Biggest expansion of coverage in almost 50 years; To bring US from 85%

to 95% coverage.to 95% coverage.• Expansion of Medicaid and a new exchange, with affordability tax credits Expansion of Medicaid and a new exchange, with affordability tax credits

so premiums are tied to income, not how sick we are.so premiums are tied to income, not how sick we are.

3) Begins to control health care costs3) Begins to control health care costs , for our families and our , for our families and our government.government.• Multiple efforts to ensure quality & reduce costMultiple efforts to ensure quality & reduce cost• Biggest deficit reduction measure in a generation.Biggest deficit reduction measure in a generation.• Big investments in prevention, with unbooked savingsBig investments in prevention, with unbooked savings

Page 4: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Ensuring Affordable Coverage Ensuring Affordable Coverage

& Essential Benefits& Essential BenefitsIn each of the ways people get coverage, throughIn each of the ways people get coverage, through

1)1) an employer (over a half)an employer (over a half)2)2) a public program (a third), ora public program (a third), or3)3) buying it as an individual (10%)buying it as an individual (10%)

new protections now ensure that coverage includes: new protections now ensure that coverage includes:

Affordabil i tyAffordabil i ty– Premiums not to exceed a percentage of income—sliding scale up to 9.5% of income.Premiums not to exceed a percentage of income—sliding scale up to 9.5% of income.– No lifetime limits, no annual limitsNo lifetime limits, no annual limits– Cap on out-of-pocket costs (co-pays, deductibles) of $6,350 individual/$12,500 family Cap on out-of-pocket costs (co-pays, deductibles) of $6,350 individual/$12,500 family

(2014 dollars)(2014 dollars)– No co-pays for preventive services like mammograms and prostate cancer screening.No co-pays for preventive services like mammograms and prostate cancer screening.

Basic BenefitsBasic Benefits– Covers doctors, hospitals, prescription drugs, mental health parity.Covers doctors, hospitals, prescription drugs, mental health parity.– Comparable to most large employers now. (Knox/Keene+Rx)Comparable to most large employers now. (Knox/Keene+Rx)

Purchasing Power of Group CoveragePurchasing Power of Group Coverage Consumer ProtectionsConsumer Protections

– Example: Medical Loss Ratio: 80/85 cents of premiums must be spent on careExample: Medical Loss Ratio: 80/85 cents of premiums must be spent on care

Page 5: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Health Reform and YouHealth Reform and You

IF YOU ARE INSUREDIF YOU ARE INSURED , you continue to get your , you continue to get your coverage in the same way, but in a more secure and coverage in the same way, but in a more secure and stable fashion:stable fashion:

– Makes it more likely your employer continues to offer Makes it more likely your employer continues to offer coverage, set minimum standards for such coverage.coverage, set minimum standards for such coverage.

– Improves Medicare and expands Medicaid.Improves Medicare and expands Medicaid.– Fixes the “individual market” of coverage in multiple ways.Fixes the “individual market” of coverage in multiple ways.– Ensures that even if your life situation changes (job change, Ensures that even if your life situation changes (job change,

divorce, graduation), you have access to affordable divorce, graduation), you have access to affordable coverage.coverage.

– Provides the foundation to bring down the overall costs of Provides the foundation to bring down the overall costs of health carehealth care

Page 6: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Health Reform and YouHealth Reform and You IF YOU ARE UNINSUREDIF YOU ARE UNINSURED , , you need to get coverage, but you need to get coverage, but

there will be new help and new options to ensure coverage is:there will be new help and new options to ensure coverage is:– AVAILABLE:AVAILABLE: No denials or different rates for pre-existing No denials or different rates for pre-existing

conditions.conditions.– AFFORDABLE:AFFORDABLE: Subsidies/affordability credits for low & mid Subsidies/affordability credits for low & mid

income families to limit out of pocket costs to a certain percentage income families to limit out of pocket costs to a certain percentage of income, plus other efforts to bring down costs.of income, plus other efforts to bring down costs.

– ADEQUATEADEQUATE : Minimum benefit standards and a cap on out-of-: Minimum benefit standards and a cap on out-of-pocket costs, so no one goes into significant debt or bankruptcy.pocket costs, so no one goes into significant debt or bankruptcy.

– ADMINISTRATIVELY SIMPLE:ADMINISTRATIVELY SIMPLE: The Exchange provides The Exchange provides choice and convenience, making it easier to compare and sign up.choice and convenience, making it easier to compare and sign up.

– Note that the individual mandate includes Note that the individual mandate includes exemptionsexemptions for for affordability (more than 8% of income) and hardship.affordability (more than 8% of income) and hardship.

– Health insurance isn’t cheap or easy—reforms help make it Health insurance isn’t cheap or easy—reforms help make it cheaper and easier.cheaper and easier.

Page 7: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Up To States To:Up To States To:

Page 8: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

““Because of the money and resources, California is frequently touted as Because of the money and resources, California is frequently touted as the state that is implementing the Affordable Care Act most actively and the state that is implementing the Affordable Care Act most actively and aggressively. aggressively. The stakes couldn’t be higher.”The stakes couldn’t be higher.” – POLITICO– POLITICO

““California is a particularly important test for Obamacare. California is a particularly important test for Obamacare. It’s It’s not just the largest state in the nation. It’s also one of the states most not just the largest state in the nation. It’s also one of the states most committed to implementing Obamacare effectively. ... committed to implementing Obamacare effectively. ... If California can’t If California can’t make the law work, perhaps no one can. But i f California can make the law work, perhaps no one can. But i f California can make the law work, i t shows that others can, too.” make the law work, i t shows that others can, too.” –Ezra Klein, –Ezra Klein, Washington PostWashington Post

““The ACA can’t succeed if California fails,” The ACA can’t succeed if California fails,” –Drew Altman, –Drew Altman, president of the Kaiser Family Foundation. president of the Kaiser Family Foundation.

"If this works in California,eventually America will follow your lead… If it comes off the rails here,it will give aid and comfort to everyonewho really just wants to say, 'I told you so.‘”–President Bill Clinton.

Page 9: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

California LeadingCalifornia Leadingon Health Reformon Health Reform

States need to maximize the benefit—our health States need to maximize the benefit—our health system needs all the help we can get.system needs all the help we can get.

California is showing the way, especially among California is showing the way, especially among states with significant diverse & uninsured states with significant diverse & uninsured populations…populations…

Page 10: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

CALIFORNIA IMPLEMENTSMillions with new consumer protections; financial assistance4+ million Californians with new coverage alreadyUninsured cut in half; Average rate hike 4.2%

CALIFORNIA IMPROVESEARLY:Low-Income Health ProgramsChildren with pre-existing conditionsMaternity coverageBETTER:Exchange that negotiates & standardizesMedi-Cal express lane enrollment optionsCoverage of legal & DACA immigrantsLGBT inclusion

Page 12: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Health Reform 2.0Health Reform 2.01) Making Enrollment & Eligibility Easier1) Making Enrollment & Eligibility Easier2) Unfinished Business2) Unfinished Business–Medi-CalMedi-Cal : benefits, provider rates, etc.: benefits, provider rates, etc.–Covered CaliforniaCovered California : quality ratings; improving health : quality ratings; improving health plan standards; options for the unbanked; pediatric plan standards; options for the unbanked; pediatric dental coverage; other triaged & delayed decisionsdental coverage; other triaged & delayed decisions–Consumer protections once coveredConsumer protections once covered : access: : access: network adequacy/timely access, cost-sharing, etc.network adequacy/timely access, cost-sharing, etc.–Getting insurers to compete not on avoiding sick Getting insurers to compete not on avoiding sick people, but on cost, quality, customer service, and people, but on cost, quality, customer service, and prevention and wellnessprevention and wellness–Cost containment and quality improvementCost containment and quality improvement

3) Next Steps: Fulfill Full Promise of Reform3) Next Steps: Fulfill Full Promise of Reform4) A Platform for More4) A Platform for More

Page 14: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Who Needs More Help?Who Needs More Help?ACA has millions of “winners,” who have new coverage, new ACA has millions of “winners,” who have new coverage, new access, and/or new financial help to afford coverage. access, and/or new financial help to afford coverage. •And everyone wins with a health system more humane, And everyone wins with a health system more humane, more rational, more transparent, with a stronger safety-net, more rational, more transparent, with a stronger safety-net, new consumer protections and incentives aligned for new consumer protections and incentives aligned for improved quality and reduced cost.improved quality and reduced cost.But But on affordabil i ty, some folks wil l need more helpon affordabil i ty, some folks wil l need more help ::•Uninsured Uninsured undocumented immigrantsundocumented immigrants•Those in Those in “family gli tch”:“family gli tch”: family members for workers with family members for workers with job-based coverage affordable for just themselvesjob-based coverage affordable for just themselves•Some Some over 400%over 400% federal poverty level (typically older, in federal poverty level (typically older, in high-cost areas) who have no affordability guarantee.high-cost areas) who have no affordability guarantee.•Those Those under 400%under 400% who find monthly premiums/cost who find monthly premiums/cost sharing still a burden, and may/may not decline coverage.sharing still a burden, and may/may not decline coverage.

Page 15: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

California May Have 3 Mil l ion California May Have 3 Mil l ion Remaining UninsuredRemaining Uninsured

Page 16: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Our Current Safety-NetOur Current Safety-Net Uninsured live sicker, die younger, one Uninsured live sicker, die younger, one

emergency from the financial ruin.emergency from the financial ruin. Emergency Rooms: But only to stabilize Emergency Rooms: But only to stabilize

emergencies; Bill and debt afterwards emergencies; Bill and debt afterwards – 2006 Fair Hospital Pricing Law 2006 Fair Hospital Pricing Law

www.hospitalbillhelp.orgwww.hospitalbillhelp.org Private providers: clinics, hospital charity carePrivate providers: clinics, hospital charity care Counties as the final safety-net optionCounties as the final safety-net option

– Counties have a “17000” obligation to provide basic care Counties have a “17000” obligation to provide basic care – California’s 58 counties continue to vary widely on their California’s 58 counties continue to vary widely on their

service to the uninsured, especially on:service to the uninsured, especially on:– How they provide care; What care they provide; and to How they provide care; What care they provide; and to

who, especially based on income & immigration status.who, especially based on income & immigration status.– Amidst 58 counties, 12 have public hospitals;Amidst 58 counties, 12 have public hospitals;– 12 “Article 13” counties just have clinics, or contract with private 12 “Article 13” counties just have clinics, or contract with private

providers; or are a hybridproviders; or are a hybrid– 36 small rural counties in County Medical Service Program36 small rural counties in County Medical Service Program

Page 17: Next Steps in Health Reform: From Obamacare to Health4All and Beyond
Page 18: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Self-Reporting:Care Beyondthe ER forUndocumented Adults

AlamedaFresnoKernLos AngelesRiverside San FranciscoSan MateoSanta ClaraSanta CruzVentura

Prior to 2009:Contra CostaSacramentoYolo

Page 19: Next Steps in Health Reform: From Obamacare to Health4All and Beyond
Page 20: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Steps ForwardSteps ForwardReport:Report:ACA Led to Significant ReductionsACA Led to Significant Reductions

In County Indigent Care ProgramsIn County Indigent Care Programs-Continued need throughout stateContinued need throughout state-County programs with broad eligibility well-usedCounty programs with broad eligibility well-used

- ““ Now We Can Say Yes”Now We Can Say Yes”- Los Angeles, Alameda, San Francisco, Santa Clara, San Mateo, Los Angeles, Alameda, San Francisco, Santa Clara, San Mateo,

Etc.Etc.- Over 90,000 in My Health LAOver 90,000 in My Health LA

-Those with restricted eligibility have few to serveThose with restricted eligibility have few to serve- Fresno victory this past weekFresno victory this past week- Efforts to expand Sacramento, Contra Costa, CMSP, etc.Efforts to expand Sacramento, Contra Costa, CMSP, etc.

Re-Orient Safety-Net, Do It BetterRe-Orient Safety-Net, Do It Better– The Lessons of LIHP: Primary/Preventative Medical The Lessons of LIHP: Primary/Preventative Medical

Home, rather than episodic/emergency careHome, rather than episodic/emergency care– Extending Eligibility to the Remaining Uninsured Extending Eligibility to the Remaining Uninsured

Bridge to a Statewide SolutionBridge to a Statewide Solution

Page 21: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

County & Statewide SolutionsCounty & Statewide SolutionsUndocumented explicitly excluded from federal help;Undocumented explicitly excluded from federal help; even under even under immigration reform, many aspiring citizens will be on a “path to immigration reform, many aspiring citizens will be on a “path to citizenship” of over a decade, restricted from federal help with health citizenship” of over a decade, restricted from federal help with health care. So even with immigration reform, care. So even with immigration reform, this issue remains for local this issue remains for local policymakers, states, counties, and private providers. policymakers, states, counties, and private providers.

MAXIMIZE ENROLLMENT: MAXIMIZE ENROLLMENT: Continue efforts to maximize enrollment of those who are eligible but not enrolled.

EMPLOYER-BASED COVERAGE: EMPLOYER-BASED COVERAGE: Most undocumented residents Most undocumented residents are working, and some are covered through on-the-job benefits. The are working, and some are covered through on-the-job benefits. The more we promote employer-based coverage, the more we cover. more we promote employer-based coverage, the more we cover.

SAFETY-NET FUNDING: SAFETY-NET FUNDING: From the county safety-net and public From the county safety-net and public hospital dollars to funding for community clinics (like restoring EAPC).hospital dollars to funding for community clinics (like restoring EAPC).

COUNTY COVERAGE OPTIONS: COUNTY COVERAGE OPTIONS: Some counties are moving Some counties are moving forward with extending coverage-like medical homes with primary and forward with extending coverage-like medical homes with primary and preventive care.preventive care.

STATE-ONLY/MIRROR PROGRAMS: STATE-ONLY/MIRROR PROGRAMS: Philosophically, all Philosophically, all Californians should be eligible for the level of benefits offered by the Californians should be eligible for the level of benefits offered by the Affordable Care Act. If federal government doesn’t provide, state can go Affordable Care Act. If federal government doesn’t provide, state can go on its own.on its own.

Page 22: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Making #Health4All History *This Making #Health4All History *This Year*Year*

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Continuing California’s Coverage of “Deferred Action” Continuing California’s Coverage of “Deferred Action” Immigrants: Immigrants: The President’s executive action had the impact The President’s executive action had the impact of expanding the category of immigrants covered by state-of expanding the category of immigrants covered by state-funded Medi-Cal. funded Medi-Cal. We need to defend and secure this We need to defend and secure this major victory. Also: major victory. Also:

Secure and Expand our County Safety-Net Programs: Secure and Expand our County Safety-Net Programs: Counties are the last resort of coverage. Some counties are Counties are the last resort of coverage. Some counties are enhancing their safety-net for the remaining uninsured, with enhancing their safety-net for the remaining uninsured, with programs like My Health LA. We need to encourage more programs like My Health LA. We need to encourage more counties to care for the undocumented.counties to care for the undocumented.

Making Progress to a Statewide Solution for Making Progress to a Statewide Solution for #Health4All:#Health4All: An effort now in its third year, we can take An effort now in its third year, we can take another step to Health4All, expanding Medi-Cal to more another step to Health4All, expanding Medi-Cal to more immigrants, and setting up the structure for a mirror immigrants, and setting up the structure for a mirror marketplace so everyone can seek coverage.marketplace so everyone can seek coverage.

Page 23: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

                                                                                                                                RICH PEDRONCELLI, ASSOCIATED PRESS

The chairman of the California Legislative Latino Caucus plans to propose a new law that would expand access to health insurance for all Californians, including those living in the country illegally.

State Sen. Ricardo Lara, D-Bell Gardens, is working with a broad coalition of organizations to map out the details of a bill that would cover undocumented immigrants, who are excluded from insurance coverage under the national Affordable Care Act, or ACA.

“Immigration status shouldn’t bar individuals from health coverage, especially since their taxes contribute to the growth of our economy,” Lara said in a news release.

NEWS

State senator wants health care for all immigrantsBy ROXANA KOPETMAN / ORANGE COUNTY REGISTERPublished: Jan. 10, 2014 Updated: 6:04 p.m.

LEGISLATIVE CAMPAIGN LEGISLATIVE CAMPAIGN BEGINSBEGINS

Page 24: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Continuing California’s Continuing California’s Commitment to Covering Commitment to Covering

ImmigrantsImmigrants Progress made on California-specific efforts to cover:Progress made on California-specific efforts to cover:

–legal immigrants, including recent immigrants here less legal immigrants, including recent immigrants here less than 5 years;than 5 years;–People Residing Under the Color of Law (PRUCOL); now People Residing Under the Color of Law (PRUCOL); now including DACA Dream Act students; to include those including DACA Dream Act students; to include those covered under DAPA when the President’s executive covered under DAPA when the President’s executive order is upheld.order is upheld.

Legislat ive proposal mirrors ACA: SB4(Lara)Legislat ive proposal mirrors ACA: SB4(Lara)Similar to last year’s SB1005(Lara):Similar to last year’s SB1005(Lara):State-only Medi-Cal for those not legally present, similar to State-only Medi-Cal for those not legally present, similar to other non-federally covered populationsother non-federally covered populations

–Building off emergency Medi-CalBuilding off emergency Medi-Cal Allowing undocumented immigrants to buy (unsubsidized, with their own money) coverage through Covered California. If federal waiver denied, set up “mirror marketplace.”

Page 25: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Financing #Health4AllFinancing #Health4AllLOS ANGELES TIMES:LOS ANGELES TIMES:““Study sees modest costs in Study sees modest costs in healthcare for immigrants here healthcare for immigrants here i l legally”i l legally”By Patrick McGreevy * May 21, 2014By Patrick McGreevy * May 21, 2014

Increased health of poor Californians could reduce costs Increased health of poor Californians could reduce costs down the road, study saysdown the road, study says

Extending healthcare to people in the country illegally would cost the state a modest Extending healthcare to people in the country illegally would cost the state a modest amount more but would significantly improve health while potentially saving money for amount more but would significantly improve health while potentially saving money for taxpayers down the road, according to a study released Wednesday.taxpayers down the road, according to a study released Wednesday.

The study by the UCLA Center for Health Policy Research estimates that the net increase in The study by the UCLA Center for Health Policy Research estimates that the net increase in state spending would be equivalent to 2% of state Medi-Cal spending, or between $353 state spending would be equivalent to 2% of state Medi-Cal spending, or between $353 million and $369 million next year, while the net increase in spending would be up to $436 million and $369 million next year, while the net increase in spending would be up to $436 million in 2019. Enrollment in Medi-Cal would increase by up to 730,000 people next year million in 2019. Enrollment in Medi-Cal would increase by up to 730,000 people next year and up to 790,000 in four years.and up to 790,000 in four years.

Page 26: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Financing #Health4AllFinancing #Health4All These Californians already in our health system today, These Californians already in our health system today,

getting care in the most expensive, least eff icient way.getting care in the most expensive, least eff icient way. More effectively use existing dollars & revenue streams:More effectively use existing dollars & revenue streams:

– Maintaining funds for restricted scope Medi-Cal for emergency Maintaining funds for restricted scope Medi-Cal for emergency carecare

– Savings from existing programs that serve this populationSavings from existing programs that serve this population– Natural recoupment from county realignment formulaNatural recoupment from county realignment formula– Leverage existing MCO and hospital provider feeLeverage existing MCO and hospital provider fee– More effectively use existing state-only Medi-CalMore effectively use existing state-only Medi-Cal– Opportunities under the Medi-Cal waiverOpportunities under the Medi-Cal waiver

President Obama’s executive action and “deferred action”President Obama’s executive action and “deferred action” Decisions to deal with the remaining costs:Decisions to deal with the remaining costs:

– Additional revenues face a 2/3 voteAdditional revenues face a 2/3 vote– Making this a budget priorityMaking this a budget priority , against other priorities, against other priorities– Further reductions in cost: Further reductions in cost: Phasing in/starting with a down Phasing in/starting with a down

payment with a proposal under a certain budget?payment with a proposal under a certain budget?SB4(Lara) is a fraction of the cost of last year’s SB1005.SB4(Lara) is a fraction of the cost of last year’s SB1005.

Page 27: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Core MessagesCore Messages

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Investing in California: Investing in California: Undocumented Californians are an Undocumented Californians are an economic engine for the state. An overwhelming percentage work economic engine for the state. An overwhelming percentage work and pay taxes. They are an economic asset. Investing in them is and pay taxes. They are an economic asset. Investing in them is investing in our state.investing in our state.

Prevention Makes Economic Sense: Prevention Makes Economic Sense: Emergency room Emergency room treatment is an expensive substitute for preventive care. It makes treatment is an expensive substitute for preventive care. It makes economic sense to invest in preventive services that minimize the economic sense to invest in preventive services that minimize the risk of chronic disease and more chronic treatment later on.risk of chronic disease and more chronic treatment later on.

Increasing Access to Affordable Care is the Responsible Increasing Access to Affordable Care is the Responsible Thing to do:Thing to do: Everyone—regardless of ability to pay or legal statusEveryone—regardless of ability to pay or legal status—should have access to affordable health care. After Obamacare, —should have access to affordable health care. After Obamacare, the remaining uninsured, including the undocumented, should have the remaining uninsured, including the undocumented, should have access to affordable care, including a comprehensive set of access to affordable care, including a comprehensive set of preventive services and a health home.preventive services and a health home.

Page 28: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Organizing and Communications: Organizing and Communications: We Need Action & Stories!We Need Action & Stories!

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Page 29: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Next Steps: Fulfilling the Full Next Steps: Fulfilling the Full Promise of Health ReformPromise of Health Reform

““What we are getting here is not a mansion but a starter home. It’s got a What we are getting here is not a mansion but a starter home. It’s got a good foundation: 30 million Americans are covered. It’s got a good roof: A good foundation: 30 million Americans are covered. It’s got a good roof: A lot of protections from abuses by insurance companies. It’s got a lot of nice lot of protections from abuses by insurance companies. It’s got a lot of nice stuff in there for prevention and wellness. But, we can build additions as stuff in there for prevention and wellness. But, we can build additions as we go along in the future” –Senator Tom Harkinwe go along in the future” –Senator Tom Harkin

Including the Excluded/Covering the UndocumentedIncluding the Excluded/Covering the UndocumentedFixing Flaws in the Law/Closing GapsFixing Flaws in the Law/Closing Gaps

– Employer-Based Coverage [Post SB2, AB880]Employer-Based Coverage [Post SB2, AB880]More on Affordability & Cost ContainmentMore on Affordability & Cost Containment

– Health Insurance Rate Regulation (Post-Prop 45)Health Insurance Rate Regulation (Post-Prop 45)Public OptionPublic OptionPath to Single-Payer, Etc.Path to Single-Payer, Etc.

A Platform OnA Platform OnOther IssuesOther Issues

Page 30: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

2015 Legislative Agenda:2015 Legislative Agenda:Priority Budget Items & Priority Budget Items &

Bil lsBil ls SB4(Lara): Health4AllSB4(Lara): Health4All

Other Other BudgetBudget Items: Items: Limiting Estate Recovery in Medi-Cal Access in Medi-Cal: Provider Rates Other Restorations to Medi-Cal Benefits, Public Health Programs

Out-of-Pocket Cost-Sharing Out-of-Pocket Cost-Sharing (Health Access-sponsored bills)(Health Access-sponsored bills) AB339(Gordon): Prescription Drug Cost SharingAB339(Gordon): Prescription Drug Cost Sharing SB137(Hernandez): Accurate Provider DirectoriesSB137(Hernandez): Accurate Provider Directories AB533(Bonta): “Surprise Bills”/Balance BillingAB533(Bonta): “Surprise Bills”/Balance Billing AB (Bonta): Double Deductibles and Out-of Pocket CostsAB (Bonta): Double Deductibles and Out-of Pocket Costs AB248(Gordon): Large Employer Junk Insurance LoopholeAB248(Gordon): Large Employer Junk Insurance Loophole

SB26(Hernandez): All Payer DatabaseSB26(Hernandez): All Payer Database

Page 31: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Medicaid WaiverMedicaid WaiverGoals:More federal money for a safety-net that survives and thrivesImproved/coordinated access to remaining uninsuredIncentives that work for patients on cost/quality/equityBetter integration with human services

Are these the right goals? The right details? What’s missing?

Page 32: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Cost ContainmentCost Containment PreventionPrevention : Major investments in prevention and public health; Change : Major investments in prevention and public health; Change

delivery system to promote primary and preventative care; no cost-sharing for delivery system to promote primary and preventative care; no cost-sharing for preventative care to encourage use; other efforts like menu labeling.preventative care to encourage use; other efforts like menu labeling.

Bulk PurchasingBulk Purchasing through group coverage, and a new exchange, to bargain through group coverage, and a new exchange, to bargain for better rates.for better rates.

Abolishing Underwrit ingAbolishing Underwrit ing and its expense and incentives, getting insurers and its expense and incentives, getting insurers to compete on cost & quality rather than risk selection.to compete on cost & quality rather than risk selection.

Information TechnologyInformation Technology to foster electronic records, reduce bureaucracy, to foster electronic records, reduce bureaucracy, get better data on cost & qualityget better data on cost & quality

Better Research from Transparency EffortsBetter Research from Transparency Efforts on prices and health on prices and health outcomes; and on outcomes; and on comparative effectivenesscomparative effectiveness of key treatments. of key treatments.

Patient SafetyPatient Safety measures to reduce hospital-acquired infections, reduce measures to reduce hospital-acquired infections, reduce hospital re-admissions, etc. hospital re-admissions, etc.

Payment ReformsPayment Reforms to reward quality & better health outcomes, including to reward quality & better health outcomes, including better care coordination and disease management; better care coordination and disease management;

Coverage for all both directly (prevention, reduces cost-shift) Coverage for all both directly (prevention, reduces cost-shift) reduces costs and helps provides policy tools for further effort.reduces costs and helps provides policy tools for further effort.

Page 33: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

Slipperly Slope?Slipperly Slope?Or Scaling the Mountain…Or Scaling the Mountain…

Page 34: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

The Path to Single PayerThe Path to Single PayerSince its founding, Health Access has been a strong supporter of a universal health care system that provides quality, affordable health care to all Californians--a Medicare-for-all single-payer system. That history has included support for single-payer legislation, including bills by Senator Kuehl (SB971, SB810) and Leno (SB840) in the past decade, and  Proposition 186 (in 1994) and bills authored by Senator Petris a generation ago.

When we fight for single-payer we are f ighting for:a universal system, that offers coverage and care to everybody, rather than leaving millions uninsured, and so many more millions at risk of becoming uninsured;a progressively financed system, where what we pay for health care is based on what we can afford, rather than how sick we are, and where the tax structure is also progressive, capturing unearned income;a cost-effective system, which pools patients together and leverages their purchasing power to negotiate the best prices from providers;a comprehensive system, where people can count on a basic standard of benefits, rather than wonder if their coverage will actually cover them when they need it;an efficient system, which streamlines the bureaucracy associated with the marketing, administration, and profit-taking of multiple private insurance companies; anda prevention-oriented system, which has the right incentives in place to invest in wellness and that moves away from false incentives for insurers to avoid risk.

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Opportunit ies Opportunit ies This YearThis Year

Focused Attention:Focused Attention:Now-JuneNow-June CountiesCounties

– SupervisorsSupervisors– AdministratorAdministrator– Health DepartmentsHealth Departments

StateState– GovernorGovernor– State Legislative LeadersState Legislative Leaders– Legislative ProcessLegislative Process– Budget ProcessBudget ProcessObstacles: Money, Messaging, Priorit ies, Obstacles: Money, Messaging, Priorit ies,

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Page 36: Next Steps in Health Reform: From Obamacare to Health4All and Beyond

For more informationFor more informationWebsite: http://www.health-access.orgWebsite: http://www.health-access.orgBlog: http://blog.health-access.org Blog: http://blog.health-access.org

Facebook: www.facebook.com/healthaccessFacebook: www.facebook.com/healthaccessTwitter: www.twitter.com/healthaccessTwitter: www.twitter.com/healthaccess

Health Access CaliforniaHealth Access California1127 111127 11 thth Street, Suite 234, Street, Suite 234, SacramentoSacramento , CA 95814, CA 95814916-497-0923916-497-0923

414 13414 13 thth Street, Suite 450, Street, Suite 450, OaklandOakland , CA 95612, CA 95612510-873-8787510-873-8787

121 West Lexington Drive, Suite 246, Glendale, CA 91203213-413-3587213-413-3587