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Newsletter

April 2017

Upcoming Events

April Meeting Thursday, April 6, 2017

9:30 -11:30 am Shepherd of the Hills Church

1200 South Taft Hill Road Topic:

Healthy Aging: The Nutrition Connection

May Meeting Thursday, May 4, 2017

1:00—3:00 pm Shepherd of the Hills Church

1200 South Taft Hill Road Topic:

Surprise!

Colleen Burke will be our speaker and guest at the April 6 CSUWA Meeting. Colleen presently teaches in the Department of Food Science and Human Nutrition at Colorado State University. She teachers several courses, including: Nutrition in the Life Cycle, Community Nutrition, Nutrition Assessment, and a capstone senior seminar research course. Colleen’s interest in teaching stems from a commitment to education and wellness, coupled with a curiosity about the physiological and psychological interplay associated with

health behaviors. As an educator and community member, Colleen is dedicated to the development of intellectual potential and achievement of professional and personal growth through active learning, inquiry, creativity, community involvement and service learning. Her broad academic interests include maternal and child health, sports nutrition, community nutrition, international nutrition, food and culture. Colleen has travelled a professional journey among countries and disciplines. She began her academic career at the University of Toronto, studying international relations. Despite the culinary and cultural intrigue of urban Toronto, she felt a bit uncertain about where this interesting career path may lead. When the call was received to “head west young woman,” she answered and moved to Colorado. As a life-long competitive athlete and varsity crew member at the U of T, Colleen was intrigued by human physiology and acutely aware of the relationship between fuel and function in the human body. Bridging health science disciplines, she completed both undergraduate and graduate studies in Food Science and Human Nutrition at Colorado State University. Her graduate research examined the influence of diet and exercise on resting and postprandial energy expenditure in women. After working in clinical dietetics at Poudre Valley Hospital for several years, then living overseas in Scotland with her family, Colleen was reunited with her alma mater and the Fort Collins community. Colleen is honored to share current research and additional insights about relevant Food and Nutrition topics with the CSU Women’s Association.

Learn About

Healthy Aging: The Nutrition Connection At April CSUWA Meeting

Inside this issue:

Article Page

Learn About Healthy Aging: The

Nutrition Connection At April CSUWA Meeting

1

Hostesses for March CSUWA Meeting

2

Interest Group Highlights THE THEATER AND ARTS

INTEREST GROUP 3

Scholarship Contribution Form

4

Elections for 2017-2018 Board of Directors

5

Members to Keep In Our Thoughts and Prayers

5

Information about Fraud and Identity Theft

5-19

The woman whose bolded name is at the top of the list for each month will serve as the food coordinator for that month, and will make the initial contact with all those who signed up to help with the refreshments for that month.

+ Food should be “finger foods” … types that can be eaten without the need for forks or spoons. Examples include brownies, cookies, sliced quick breads (banana, nut, pumpkin, etc.), “mini” muffins, crackers, cheese (sliced or cubed) , fresh fruit (larger types sliced or cubed), raw vegetables (with or without dip), chips, deviled eggs, pickles, etc.

** CSUWA Interest Group members will determine and provide the table decorations for each month. Food coordinators may want to plan food items around the table decoration theme; if so please contact the Interest Group Chairwoman.

CSUWA Hostess Chairwomen are Mim Frisinger and Ellie Pearson.

Mim and Ellie will make sure that the following items are at each meeting:

paper plates, napkins, hot drink cups, cold drink cups, tea bags, powdered creamer, sugar, plastic forks, and toothpicks.

If you have questions contact Mim at 970 568-9545 OR Ellie at 970 484-2367.

Shepard of the Hill Lutheran Church will provide: tables, chairs, use of kitchen area,

PAGE 2 NEWSLETTER

Group to Provide Table Decorations: Theater and Arts **

Group Contact Phone Number Email Address

Velma Grooms 970 226-2125 [email protected]

CSUWA Members to Provide Food+

Name* Phone Number Email Address

URSULA LORD 970 689-3954 [email protected]

Karen Deane 970 266-1121 [email protected]

Virginia Sandborn 970 221-0180 [email protected]

Janice Skinner 970 206-0116 -------------------------------------------

Hostesses for April 6, 2017 CSUWA Meeting

“In the spring, at the end of the day, you should smell like dirt.” ― Margaret Atwood, Bluebeard's Egg

Interest Group Highlights THE THEATER AND ARTS INTEREST GROUP

The Theater and Arts Group continues to enjoy various events throughout the season! We have attended some old favorites and added a couple new events to our agenda. This past season, we have been creative ourselves! Once again, going to Picasso & Wine Studio in Windsor to create our very own soup/coffee mugs that we painted with a winter scene! Our soup and coffee taste so much better from these mugs! We also went to the Loveland Museum for a studio tour that included artwork by Picasso, Matisse, Chagall, and others. We then enjoyed some very nice Christmas music at the Rialto Theater by the Colorado Jazz Repertory Orchestra, with Heide Schmidt doing the vocals.

One of the REALLY FUN things I enjoyed was our glass blowing class! We didn’t know what we were getting into when we went to the Loveland Studio, but it was certainly a mind-blowing experience … ha-ha! We all decided to blow a Christmas ornament ball, each of us choosing different colors for our ball. Our first task was to get some molten glass on the tip of a long pole. This glass has been heated with a furnace set to 2,150 degrees! We then rounded out the glass, and rolled it into shards of colored glass of our choosing. During this whole process, we were to spin the pole continuously. This sometimes proved awkward while we were blowing through the tip of the pole to shape our ball! We then used another furnace to melt the colored glass on to the molten glass, turning the pole constantly. This furnace was called the “Glory Hole” (I don’t know why). When the colored glass shards were melted, we took it to our instructor and blew through the pipe; and while we were rotating the pipe and shaping our ball, he was cutting around the ball to gently break it off the pole. We then held the newly created ball upright, so our instructor could use some molten glass to create a “hook” for the ball. Once that was done, the instructor put the ornaments into a “cooling box” to start the slow cooling process that would take overnight to cool. Elizebeth Kearney returned the next day to pick up our precious ornaments and delivered them to us. And we were so proud of our accom-plishment!

We also went to the Global Village Museum for a private tour and saw some excellent exhibits of European countries.

Our last event included attending the production of “Mary Poppins” performed by Fort Collins High School.

We are certainly enjoying the many events available to us in this area, and hope to continue to expand our horizons, and appreciate every minute of it!

Respectfully submitted, Velma Grooms , Coordinator

PAGE 3 NEWSLETTER

Colorado State University Women’s Association

Scholarship Contribution Form

Enclosed is my/our check for a gift of:

$1,000 $750 $500 $250 $100 $50 $______

(Payable to: Colorado State University Foundation)

Name _____________________________________________

This gift is from me my spouse & me my partner & me

Spouse’s/Partner’s Full Name ___________________________

Address ____________________________________________

City, State, ZIP ______________________________________

Home Phone (________) ______________________________

E-mail ______________________________ Home Work

Charge this gift of $ _________________ to my/our

VISA MasterCard American Express

Card Number_______________________________________

Expires ___/_____ (mm/yy) Card Security Code __________

Name on card______________________________________

Signature _________________________________________

Please apply this gift to: $ _________ CSU Women’s Association Scholarship

(41983 /S 1703) $ _________

Please return this form with your gift to:

CSU Foundation, P.O. Box 1870, Fort Collins, CO 80522-1870

To make a gift online please visit:

https://advancing.colostate.edu/CSUWOMENSASSOCIATION

Indicate that you would like your gift to go into the

CSU Women’s Association Scholarship Fund (41983 /S 1703)

NEWSLETTER

https://advancing.colostate.edu/CSUWOMENSASSOCIATION

Elections for 2017-2018 CSUWA Board of Directors

The nominations for the CSUWA Board of Directors for the coming year are being accepted. Please refer to the following Officer Descriptions for position information. If you would like to be a CSUWA Officer, please contact: Past President Elizebeth Kearney at [email protected] OR 970 484-4824 OR Current President Linda Paule at [email protected] OR 970 493-6005

Voting will be held at the April 6, 2017 General meeting.

Members to Keep In Our Thoughts and Prayers “Thinking of You” cards were sent to:

Peggy Reeves - who is recovering from accident Carol Herron - who is recovering from knee surgery Nita Duke - who has had a variety of health issues Carolsue Fenwick - who is recovering from a broken wrist Kay Lindgren - who was in the hospital, but now home

If you know of any member you think would like to receive a card because of illness, bereavement, achievement, or other happening, please contact: CSUWA Corresponding Secretary Marie Henninger at [email protected] or 970 223-6070

PAGE 5 NEWSLETTER

At the March CSUWA meeting. Cassie Harris, Branch Manager First National Bank, Presented “Identity Theft and Fraud: How to Deter, Detect, and Defend”. Several CSUWA members requested copies of Cassie’s presentation. A handout of Cassie’s presentation is on the next several pages. Please share this important information with others.

NEWSLETTER

IDENTITY THEFT AND CONSUMER FRAUD

Credit Card Fraud

• Open new accounts in your

name

• Steal existing card information

and reroute your bills after

running up a balance

Bank or Finance Fraud

• Create counterfeit checks

• Open accounts in your name

• Take out loans in your name

• Create a duplicate of your

bank cards

Government Document Fraud

• Obtain a driver’s license with

your info and their photo

• Use Social Security Number to

obtain benefits

• File fraudulent tax returns

Other Fraud

• get a job with your SSN

• Rent a home using your name

• Give your information when

arrested

• Open utility accounts in your

name

Identity theft occurs when another person uses your identifying information without your permission to commit fraud or other crimes.

NEWSLETTER

Identity theft occurs when another person uses your identifying

information without your permission to commit fraud or other crimes.

The Federal Trade Commission

estimates that over 9 million

people have their identity

stolen each year.

Unfortunately, most people

don’t notice until they have a

need to obtain credit; in some

cases, years after their

identities were stolen.

Change of

Address

Skimming Phishing

Stealing

Dumpster Diving

Pretexting

Your personal information is valuable for identity thieves,

and they are prepared to use a variety of tactics to obtain it.

NEWSLETTER

Deter

Detect

Defend

Protecting your information

Nothing can guarantee you won’t be a victim of identity theft, but

taking small steps to protect your information and that of your family

can certainly make it more difficult.

Social Security Number

•Never carry your Social Security Card in your purse or wallet.

•Try not to use it as an identifying number with a 3rd party.

Passwords

•Never write down passwords to sensitive information such as your online banking accounts or email.

Government Issued Documents

•Driver’s Licenses

•Marriage and Birth Certificates

•Passports

•Military Identification

NEWSLETTER

Preapproved credit card offers, bank statements, expired charge

cards, and doctors’ statements can be like hitting the jackpot for an

identity thief.

Safety tips

To stop receiving pre-approved credit offers in the

mail, call:

1-888-5-OPT-OUT*Note – you will be asked to provide your Social Security Number to verify through the credit bureaus.

Place a vacation hold on your mail.

Contact the US Post Office at:

1-800-275-8777 or www.usps.gov

Putting a freeze on your credit reports will stop a thief from opening

an account in your name, but it may also stop YOU from opening an

account in your name.

How does it work?

What it prevents:

•Immediate credit; it typically takes 3 days to lift the freeze.

•The opening of new accounts in your name.

What it allows:

•Access to your annual free credit report.

•Access for companies you already have accounts with.

•Identity thieves to use accounts already open in your name.

NEWSLETTER

The Internet can be a dangerous place to navigate, but thinking

before you click can save your identity.

Protect your personal information.

Know who you are dealing with.

Use security software.

Update your operating systems and learn the security software.

Create strong passwords and keep them safe.

Back up your files.

Learn what to do in an e-emergency.

2

4

3

8

5

6

7

Look for https:\\.1

Detect

NEWSLETTER

Consistent and informed review of your credit report should be done

several times a year.

Get your free reports…

• One free report from each of the three

agencies every 12 months.

• If you are denied credit.

• If you are unemployed and

plan to look for a new job.

• If you are a victim of fraud

or identity theft.

*Note: Your free credit report will not contain a credit score.

Discovering identity theft early can save you a lot of money and trouble.

Signs of identity theft…

• Accounts you didn’t open or debts you can’t explain.

• Fraudulent information on your credit report.

• Inaccurate information on your credit report.

• Failing to receive bills on time.

• Receiving cards you didn’t apply for.

• Collection calls or letters.

• Being denied credit for no reason known to you.

NEWSLETTER

Consistent and informed review of your credit report should be done several

times a year.

Free reports…

annualcreditreport.com

1-877-322-8228

Annual Credit Report

Request Service

PO Box 105281

Atlanta, GA 30348-5281

Phishing

Email

Sweepstakes

Life Event

Internet scams come in a wide variety. Here are four popular scams

and how you can avoid them.

NEWSLETTER

Email



Warnings: Forwarding on that email

that warns your friends and family of

computer viruses or other crimes may

actually spread the virus.

Requests for Help: Donating money to

help a cause is noble, but you may

also be donating your credit card

information online.

Free Money: No stranger is ever going

to give you free money. Period.



In times of joy or sorrow you may

not be thinking of the implications

of posting information online. But

someone else may be watching.

• Photos of deceased

• Full names

• Dates of birth

• Time of ceremonies

• Hospital stays

• Vacation schedules

• Family photos

Life Event

NEWSLETTER



Clues that your Email is a phishing scam

• The sender is unknown.

• The email is full of misspelled words

and poor grammar.

• You are asked for financial

account information.

• You are asked for personal

information.

• The email address doesn’t include

a business name.

• The message or subject includes

words like URGENT.

Phishing



Sweepstakes

What they are after…

• Your money

• Your account information

• Your personal identification

numbers

• Access to your computer

NEWSLETTER

Simple precautions can help you detect where danger lies

when using the computer.

Never send money to people you don’t know.

Don’t respond to emails asking for personal account information.

Don’t play in a foreign lottery.

Understand the risks of wiring money.

Don’t deposit ‘overpayment’ checks.

Only donate to established organizations.

Read the fine print for hidden fees.

Defend

NEWSLETTER

Contact

the FTC

File a

Police Report

Act fast and effectively to minimize your loss in the event of identity

theft.

Contact a

Credit Bureau

File

Disputes


theft.

Why get a police report?

•Most banks and creditors will ask for

the report.

•To block fraudulent information from

your credit report.

•To stop creditors from collecting on

fraudulent charges or sending you to

a collection agency.

•Allows you to place an extended

fraud alert on your file with credit

bureaus.

File a

Police Report

NEWSLETTER


theft.

Contact a

Credit Bureau

Experian

www.experian.com

1-888-397-3742

Equifax

www.equifax.com

1-800-525-6285

TransUnion

www.transunion.com

1-800-680-7289


theft.

File

Disputes

1. Contact your bank and

creditors to close accounts.

2. Open new accounts with

secure Passwords or PINS.

3. File disputes on any

fraudulent charges.

4. Retain copies of all dispute

paperwork.

NEWSLETTER

Contact

the FTC


theft.

By sharing your identity theft complaint

with the FTC, you will provide important

information that can help law

enforcement officials across the

nation track down identity thieves

and stop them.

ftc.gov

1-877-ID-THEFT

Arming yourself and your computer against outside intruders can save

your identity, time, and money.

• Strong Passwords

• Firewalls

• Family Controls

• Secure Wireless Networks

• Anti-Virus and Anti-Spyware

• Software Updates

NEWSLETTER

Stay ahead of identity thieves and computer scams.

Stay informed.

OnGuard Online

Onguardonline.gov

Federal Trade Commission

Ftc.gov

Thank you for your time!

Consider First National Bank

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[email protected]

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