new vehicle insurance
DESCRIPTION
Many car dealers claim that new vehicles are covered by a driver's existing auto insurance policy. The truth is, this depends on your insurance company and whether your new vehicle is replacing an existing vehicle on your policy. Before you drive off the lot, it's important to know whether or not your new vehicle will be covered by an existing policy. Read on for tips on insuring a new vehicle, including what you should do before driving off the lot.TRANSCRIPT
AIS compares the rates from multiple California insurance companies to help you find the best combination of price and
protection.
New Car Insurance
Auto Insurance Specialists
Introduction
One of the many things to think about when it comes to buying a new car is your auto insurance policy. Many car dealers claim that your new car will be automatically covered under your current vehicle’s policy when you drive off the lot. But is that really true? And how can you ensure your new vehicle is adequately covered?
In this presentation, we’ll discuss everything you should do before you drive off the lot.
Is Your New Car Covered?
You’ve just signed the papers and they’ve handed over the keys – congratulations! You’re on your way to driving your new car out of the lot. But before you do there’s one important call you should make – a call to your auto insurance company.
The Truth About New Car Insurance
The truth is, your car dealer doesn’t know whether your new car is covered under your current policy. There are simply too many variables to consider. These include:
– Your insurance company’s rules regarding new vehicles.– Your existing auto insurance policy.– Whether or not your new car is replacing your old car.
When You Make the CallThere are a few things your insurance company will want to know when you call:
– The car’s VIN number.
– The car’s year, make and model.
– The car’s safety features.
– How you plan to drive the car (to school, work or recreationally).
Insurance Tip
Because the type of car you buy will greatly affect your insurance rate, it’s a good idea to call your insurance company before you buy your car. While your insurance company won‘t be able to write you a policy yet, they will be able to give you an estimate on the insurance rates you can expect to pay. That way, you can adequately budget for your new car.
Type of Insurance to Carry
The type of new car insurance you should carry depends greatly on whether or not you are financing the car. If you plan to finance your car, your bank will require you to carry full coverage, and to submit proof of insurance. This is why it’s important to contact your insurance company as soon as possible to have a policy written for your new car.
If you’re in California, AIS Insurance can help. We offer policies from a number of top California auto insurers and specialize in helping drivers get the best deal on car insurance.
Disclaimer: This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.
Auto Insurance Specialists LLC, CA Insurance Lic. 0524784
Auto Insurance SpecialistsNew Car Insurance
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