When purchasing a home, buyers often look at the kitchen space and how many bedrooms there are, while largely ignoring other rooms, including the laundry room. Oftentimes, the washer and dryer are relegated to a dark corner of the basement or garage, and homeowners simply accept their laundry lot.More and more manufacturers now produce washers and dryers that are both functional and aesthetically appealing. As a result, homeowners and renters need not feel they have to hide laundry rooms like they did in the past. Having the laundry nearby the family action -- and paying attention to laundry room design -- can make the work of keeping clothes tidy that much easier.Many designers would agree that you need not sacrifice style for function in a laundry room. As with any other area of the house, impart design elements into the room and make it a room in which you want to spend time. • First and foremost, select appliances that offer the features you need and want. Also, find appliances that fit the space you have. Front-loading appliances have become the latest

must-have, but some units may be too big or expensive for your space. Those with a limited area for laundry can invest in a stackable set, in which the washer and dryer are combined into one vertical unit. For those who want to add a pop of color, select among the variety of colored washers and dryers that are turning up in store showrooms. You’re no longer limited to white, black and beige.• Consider cabinetry in your laundry space. Cabinets and

Designing A Laundry Room

drawers are not just for the kitchen. They can hide cleaning products, detergent, dryer sheets and so much more. Fill drawers with stain-removal sticks and items to mend clothes that may be missing a button or have a small hole that needs tending.• A laundry area also can be much more than just a place to wash and fold clothes. Many people like to turn this spot into a multipurpose zone. By including some shelving and a refrigerator in the laundry room, you can create a food-storage pantry. A large countertop normally used to fold clothes can also double as a gift-wrapping station. Think about merging a laundry room with a craft room where sewing or scrapbooking can take place.• Remember to leave room for the soiled clothing. Raising hamper bins off of the floor to be suspended from a rod above the washer frees up valuable floor space. Otherwise, keep the hamper behind a curtain or tucked into a cabinet to ensure the laundry room always looks neat, even when you haven’t yet gotten to the newest pile of dirty clothes.• Don’t be afraid of adding color and artwork to the laundry space. In fact, embrace it. Here’s an out-of-the-way area of the home where you can explore your creativity and have a little fun. Try an eye-opening color, such as apple green or bright yellow to add a sunny disposition to the room.• You don’t have to spend a fortune on a laundry room re-do. Shop in salvage stores or antique shops for custom pieces to add character to the space. You can probably find cabinetry or shelving for a fraction of the cost of new items, and these older items may add more character to the space.• Save space by installing a counter just above the dryer so you will have a place to fold and stack clothing. • The bulk of dirty clothes will be generated in the bedrooms and bathroom of the house. But who wants to carry clothes down to a laundry area on a lower level? See if you can tuck a laundry room into an upstairs closet or nook to make doing laundry more practical.Although a laundry room is often an afterthought, taking time to organize and plan the space can make it both functional and inviting.

A Norwich and Sidney Pennysavers Publication October 6, 2020

2 Fall Home Improvement #2 / October 6, 2020

Home improvement projects are as popular as ever. In its 2017 True Cost Survey, the home improvement site HomeAdvisor found that, between February 2016 and February 2017, homeowners spent an average of just over $5,000 on home projects. That marked a nearly $1,900 increase from the yearprior, indicating that homeowners are increasingly opening their wallets to transform their homes.In addition to spending money to improve their homes, many homeowners are spending their time on projects as well. While DIY projects can provide a sense of fulfillment and personal attachment to one’s home, prospective do-it-yourselfers should ask themselves some questions before picking up their hammers and getting to work.

Do I have any physical limitations?No matter how much home improvement television shows may simplify projects, prospective DIYers should know that such undertakings are typically very difficult and oftentimes physically demanding. Homeowners with existing health conditions or other physical limitations may not be capable of performing certain tasks or may need to take frequent breaks, which can delay projects.

Do I have the time?Many home improvement projects require a significant amount of time to complete. Homeowners whose time is already stretched thin with commitments to work and/or family may not be able to complete projects within a reasonable amount of time. That’s fine if working on a part of the home that won’t affect daily life, but can prove stressful or problematic if the project is in a room, such as a kitchen or bathroom, that residents of the homeuse each day. Novice DIYers should be especially honest with themselves

Questions to ask before embracing DIY

307 Main St., Afton, NY 607-639-1241 www.aftonequipment.com

THE ULTIMATE MOWING EXPERIENCE

ZTX6 60 Ultima Series™ ZTXZero Turn Mower

- 60” Cutting Deck- Commercial-grade 27 hp

Kohler ® Confidant EFI V-Twin OHV engine, quiet operation, exceptionally smooth.

- Hydrostatic rear-wheel transmissions

- Ideal for 4-12 acres with slightly rolling hills

- 60” Cutting Deck- Powerful 24 hp Kohler

7000 series Pro V-Twin OHV engine with reliable starting and quiet operation.

- Hydro-Gear ® ZT-3100 hydrostatic rear-wheel transmissions

- Perfect for 4-12 acres

ZTX4 60 Ultima Series™ ZTXZero Turn Mower

$5,699

$7,999

2726 State Hwy. 7, Bainbridge, NY(Located Between Rte. 8, Sidney and Bainbridge, NY)

607-967-4877www.metalroofingandmetalsiding.com

Don’t Buy a Pole Barn PackageUntil You’ve Contacted Us!We Offer Competitive Pricing and Guarantee Satisfaction.

24’ X 32’ X 10’POST FRAME PACKAGE:• MATERIAL PACKAGE

• Pre-Engineered Wood Trusses (6/12 Pitch, 4’ O/C)• 4.125 x 5.187 Structural Glulam 3 Ply Eave Posts (8’ O/C)• 4.125 x 5.187 Structural Glulam 3 Ply Gable Posts (10’ O/C)• 2 x 8 Treated Skirt Boards (1 Row)• 2 x 4 Wall Girts (24” O/C) and Roof Purlins (24” 0/C)• 2 x 10 Double Top Girt Truss Carrier• 1/4’’ M W I Dbl. Bubb. Dbl. Foil Temp Shield Insulation on Roof• Beige Evertast II Traditional Steel Siding• Ivy Evertast II Traditional Steel Roof• One Bag of Concrete Mix Per Post Hole

• DOORS & WINDOWS• Two Clopay 9 x 8 4300 Series Ins. Overhead Door Ins. Stds• One 3’ 9 Lite Entry Door

• 12” OVERHANG ON ALL SIDES W/ VENTED ALUM. SOFFIT• FASTENERS

• 1 1/2 Inch Screw for Steel Wall, Roof Panels• 5 ln. Ledger Lock Screw for Truss Carrier• 3 1/2 ln. Galv. Pole Bam Nails for Skirt Board• Galvanized Steel Framing Nails

• DETAILED BUILDING PLANS

OUR PRICE:$11,499

tax not included

POLE BARN PACKAGE

Designed to meet

Your Needs

Call Today

for Your FREEQuote!

Pricing Only

(installation not included)

Fall Home Improvement #2 / October 6, 2020 3

chenangoford.com

What is the most important tool that a homeowner needs?

THEIR TRUCK.

for over 100 years we have supplied homeowners and contractors with

HARD WORKING,LONG LASTING TRUCKS!

Get Yours Today!

• Huge Selection of Quality Flooring

Wall to WallWE’VE GOT YOU COVERED!

• Financing Available

Located at 89 Main Street, Sidney NY 13838

FREE

In-Home Measuring!

Residential and commercial

carpet, luxury vinyl, ceramic tile,

& remnants.

Carpet and Vinyl Remnants available at discounted Prices

Hours: Mon.-Fri. 9 am - 7 pm; Sat. 9 am - 3 pm Closed Sunday

KITCHEN CABINETS:

Showplace Cabinetry

5% OFFwith purchase of 10 or more cabinets

CHEST AND UPRIGHT

FREEZERS ARRIVING WEEKLY!• 2.4 cu. ft. to 24.8 cu. ft. • all manufacturers

VEP / WALDRON’S

about the time they have available to work on the project, as such homeowners are bound to experience a few time-consuming missteps along the way.

Can I afford it?While DIY might seem more affordable than hiring a contractor, that’s not necessarily true. Novice DIYers may need to buy or rent tools, costs that can add up. Contractors already have the tools necessary to begin and complete projects, so the cost savings of DIY might not be as significant as homeowners think. Before going the DIY route, homeowners should solicit estimates from contractors, comparing the estimates to how much a project will cost if homeowners do it themselves.

Can I go it alone?Many home improvement projects require more than one set of hands, and it’s risky and even foolish for first-time DIYers to assume they can begin a project and see it through to completion entirely on their own. Homeowners whose spouses, partners, friends, or relatives are willing to chip in may thinkthat’s enough. However, the DIY skills of those who volunteer may be a mystery until the project begins. Novice DIYers should enlist the help of a friend or family member with home improvement experience. If no such person is available, it may be wise to hire a contractor instead.Home improvement projects may seem simple on television. But prospectivedo-it-yourselfers must make honest assessments of their skills, time and budgets before taking on a DIY project. FH188178

4 Fall Home Improvement #2 / October 6, 2020

NOWUNDER NEW

OWNERSHIP!

WE CAN SAVE YOU MONEY!

To see our current price or to become an Earlville Buyers Group member, visit us at

www.earlvillebuyersgroup.com

NOW IS THE TIME TO SWITCH!

(Based on 700+ gallons annually)

OVERHEADDOOR CO.1-800-255-7750

• RESIDENTIAL• COMMERCIAL

GARAGE DOORS & OPENERS

SALES • SERVICE

TRADE MARK

SINCE 1921the original

The dishwasher is an unsung hero of many a kitchen. When a dishwasher is working properly, it can make fast clean-up of scores of dishes, silverware and glasses.As handy as dishwashers can be, sometimes they seem to lose their cleaning power. While inadequate cleaning may indicate the time has come to replace the dishwasher, many times all the appliance needs is a little maintenance and TLC.Begin by investigating the interior of the dishwasher. Check for any visible food particles or debris, cleaning out any food traps at the bottom of the dishwasher. The mat-like item at the bottom is called the coarse filter and is meant to catch big particles that could prevent your tub from draining. Don’t forget to clean the rubber seals around the perimeter of the dishwasher where the door meets up with the tub of the dishwasher, as this is a prime location for debris to gather. Running an empty dishwasher with a clarifying rinse can help wash away any residue and improve performance. Plus, this maintenance task can remove odors and refresh the dishwasher. Put two cups of white vinegar in the bottom of the dishwasher so that it will distribute through the appliance during the cleaning cycles. White vinegar will naturally break down old dishwasher soap and scale buildup inside of the unit. Consider a short rinse afterward with some baking soda to remove odors and scour the interior of the appliance as well. Baking soda and vinegar are popular cleaning substances and are safe to use around food items. For more intense cleaning, create a bath of vinegar and water in your sink basin. Remove parts from the dishwasher, such as shelving and the utensil holder, so that they can soak in the solution. Some dishwashers have removable spinning cleaning arms. Take these off, if possible, and let them soak to dislodge any residue that has clogged the water jets. Use a pipe cleaner or another flexible device to carefully remove

How To Make Your Dishwasher Work Better

Fall Home Improvement #2 / October 6, 2020 5

• COUNTERTOPS • CORIAN • GRANITE •

• Q

UA

RT

Z •

LA

MIN

AT

E •

SO

LID

WO

OD

•

SU

NP

IPE

• P

OR

CH

EN

CL

OS

UR

ES

Designing a new kitchen or bath is easy when you let us help you!

• STAIRCASES • RAILING SYSTEMS • WINDOWS • DOORS – FINISHED or UNFINISHED

DECORACABINETRY50% OFF

Beautiful• Cabinetry

– Custom or Stock

• Countertops– Granite – Quartz– Corian – Laminate

Over

57 Years

Of Design &

Construction

Experience

We listen to your needs and help you create a workable space that’s

organized and stylish.Stop in and see how beautiful they are.

WOLF CLASSICCABINETS

•High Quality•All Wood Construction•Exceptional Value•Fast DeliveryOrder by Wednesday, Delivered on Friday

(Some restrictions apply)

Rinker Agency LLC607-639-1930191 Main St. PO Box 23, Afton, NYroxannalrinker@yahoo.com

Priceless Peace of Mind.Low Monthly Premiums.

Trusted InsuranceSolutions to SafeguardYour Family, Property& Future

• Life Insurance• Business Insurance• Homeowners• Renters• Automotive• Motorcycle• Marine Ask about our affordable umbrella policies!

Call today for a comprehensive consultation and rate quote. We have the knowledge, experience and network to ensure you receive the best coverage for your needs at the best possible price.

any debris from the water holes. You may be amazed at what has built up in these small holes. You also may need to inspect the drain line, which is often made of plastic and connected to the trap under the kitchen sink. On occasion, this tube can get blocked and prevent the dishwasher from draining effectively.In addition to these cleaning techniques, using a rinse agent may help the dishwasher work better. According to Jet Dry, the maker of a popular rinse agent, rinse agents help your dishwasher rinse away residue that causes spots and film on dishes and glasses. They are designed to lower the surface tension of the water, causing it to sheet off the dishes during the final rinse. This prevents the formation of droplets of water that can remain on the surface of the dishes and form spots and film.Maintaining a dishwasher with regular cleaning can help it perform better during each and every load. EL156198

6 Fall Home Improvement #2 / October 6, 2020

Heating & CoolingAll In One

Rebates & Financing Available Now.blueoxenergy.com • 800-723-2583

Upon embarking on a home improvement project, homeowners who have never before lived through such undertakings are often told to expect their projects to take more time than initial estimates suggested. Unforeseen complications can compromise project timelines, and some homeowners may find their projects stuck in neutral.Stalled projects can make life at home difficult, and homeowners may feel helpless with regard to getting a project back on course. But there are ways for homeowners to get stalled projects back on course.• Start off on solid financial footing. It’s important that homeowners who want to upgrade their homes enter the home improvement process with a realistic grasp of their finances. Many home improvement projects stall when homeowners run out of money. Homeowners can avoid such unfortunate situations by only beginning a project they know they can afford. Whether funding a project with a loan or savings or a combination of both, homeowners should make an honest assessment of what they can afford to commit to a given project. If the amount of money available does not add up to the estimated cost of the project, delay the project now or you might be facing a stalled project down the road.• Honestly assess whether or not you can finish the job. Do-it-yourselfers may have the abilities to complete a project, but they should not let their pride get in the way of their ultimate goal, which is the completion of the project. In addition to money, time or lack thereof, is often the culprit behind stalled projects. Homeowners with full-time jobs, families or both may not be able to find the time to complete a job in a timely fashion. If the project has been stuck in neutral and no sudden windfall of free time is on the horizon, start contacting contractors to finish the job for you.

What to do when a project stalls

• Ask for help. There’s no shame in asking for help to complete a project. Some homeowners may underestimate the scope of a project until it’s too late. Asking family, friends or neighbors for help might be the only way to get a stalled project back on track. Certain home improvement projects may not require advanced skills, and even friends or family with little or no home improvement experience can pitch in to complete such projects. When more advanced projects stall, homeowners may want to hire contractors to complete the work. If budgets have not left much room for hiring a contractor, homeowners can perform some of the labor on their own.• Be mindful of permits. Some home improvement projects require permits, and these permits often have expiration dates. Homeowners must keep permits in mind when projects start to stall, recognizing that they may need to reapply for permits if projects go unfinished for especially long periods of time.Stalled home improvement projects can be a nightmare. But homeowners can address such delays in various ways to get projects back on track. FH178262

Fall Home Improvement #2 / October 6, 2020 7

WOOD • GASWOOD • GASPELLET • COALPELLET • COAL

116 Warn Pond Road, Rte. 12 South, Oxford, NY

FinancingAvailable

COAL STOVES • BOILERS • FURNACES

FACTORY AUTHORIZED DEALER & PARTSFACTORY AUTHORIZED DEALER & PARTS

“Designing Kitchens for more than 40 years.”“Rated the best built cabinet in America by the leading consumers magazine.”

Affordable quality cabinets and complete design services.

The Only Independent/Family Owned Kitchen Design Center in the Area

(607) 843-9834 • www.fabershome.com

BAGGED PELLETS & COAL

SPECIALFINANCING AVAILABLE

FLOORING

COUNTERTOPS

• Hardwood• Laminate• Luxury Vinyl

Plank & Tile• Tile• Luxury Sheet Vinyl

Laminate • Quartz • Granite

116 Warn Pond Rd., Rte. 12 South, Oxford607-843-2000Hours: Mon., Tues., Wed., & Fri. 10 am-5 pm, Thurs. 10 am-6 pm; Sat. 9 am-2 pmwww.countrysideoxford.com

WE WELCOME DO-IT-YOURSELFERS & CONTRACTORSYour #1 Home Improvement Resource

Looking For A NewKitchen or Bath in 2020?

COME TO THE#1 DESIGN CENTER

IN CHENANGOCOUNTY.

JUST MINUTES FROM OXFORD!

8 Fall Home Improvement #2 / October 6, 2020

Twin Valley, L.L.C.Wholesale & Retail Lumber

- ENHANCING YOUR HOME WITH THE BEAUTY OF WOOD -

All major northeast species of Hardwoods & Softwoods

• Dimensional lumber - S2S & S4S• Hardwood Flooring • Moldings• V-grooved PanelingContractors, Woodshops & Hobbyists

are always welcome!

NYS Rte. 8, Bainbridge, NY 13733Ph: 607•563•4300Fx: 607•563•3030

M-F: 7:00-4:00, Sat: 8:00-1:00

Plumbing & Heating SpecialistsGilbert Plumbing and Heating has been providing quality plumbing and heating services for over 30 years.

We offer full heating equipment service

including new installations, repairs and

service contracts. We provide commercial and residential services for any heating or plumbing system installation and repairs.

Contact us for details or for an estimate.

24/7 EMERGENCY SERVICE––––––––––––––––––––––––––––––––––––––––––––––––––––––––––PO Box 96, Gilbertsville, NY 13776 607-783-2289

www.gilbertph.com

Gilbert Plumbing and Heating...Quality without

Compromise!

Smart Remodeling with an Entrancing,EconomicalVent-FreeGas FireplaceMS) -- When it’s not time to sell a house, for many homeowners, it’s time to remodel. Many are discovering that one of today’s most economical ways of transforming an unused or unsightly space into the

family’s favorite gathering spot is by installing an enchanting vent-free gas fireplace for supplemental heating.A vent-free gas fireplace captivates and invites everyone to sit, gather, and enjoy. Wherever it is placed, a vent-free fireplace becomes an instant centerpiece for any room’s decor. Vent-free fireplaces come in a great variety of types, styles, and colors, ranging from traditional to contemporary. Whatever your home’s decor, you’ll have a choice of vent-

free fireplaces to bring it to a stunning new level of elegance -- at a surprisingly affordable price to install and operate. Many renovation articles stress the importance of recovering renovation dollars when selling a home. Homeowners find that, by adding a gas fireplace to their home, they are adding value to the resale price.

Vent-free gas fireplaces have an outstanding safety record. All U.S. gas

code groups and 49 states allow the sale

and installation of vent-free appliances.

Fall Home Improvement #2 / October 6, 2020 9

Residential or

Commercial

We Can Clean:Vinyl, Aluminum, Wood Siding/ Log Homes, Decks & Patios.

We Can Remove:Mold, Mildew, Algae, Pollen, Sap, Gum, Dirt & Grime.

We Can Stain or Paint:Decks, Porches, Windows/Doors, Trim.

We Are: Professionally Equipped and Fully Insured.

607-316-2337

tents & rentals llc

607-316-2337Will.Tyrrell@yahoo.com

Party Tents, Tables, Chairs, Coolers

C.V. Electric Supply

12 Park Street, Norwich • 607-334-3292 • Fax 607-336-8324

Matt & David RingOver 36 Years In Business

We Have The Missing Piece

To Your Oldest Part

Fluorescent Bulbs, LED BulbsCircuit Breakers- Federal Pacific,

Pushmatic ITE, D XO’s, Zinsco/Sylvania, Wadsworth, 100–200 Amp Pole Services

Lamp Repair Cord Replacement on Tools

Route 12 South, Oxford(former Chenango Truck Location)

607-843-2112palmerstrucks@gmail.com

Plows Arriving

Daily

Your One Source For

DUMP BOXES, PLOWS,

LIFT GATESand

PLATFORMS

Plus... A Full Line Of Truck Accessories To Trick Out Your Ride.

Vent-free gas fireplaces are economical because they provide 99.9 percent energy efficient heat with no need for a chimney or a hole in the wall. Because vent-free appliances do not require venting to the outside, they can safely be placed practically anywhere in a home with access to a gas line. Over 20 million American homes have vent-free gas fireplaces, logs, inserts, and space heaters that operate on natural gas or propane to provide supplementary heating. Vent-free gas fireplaces have an outstanding safety record. All U.S. gas code groups and 49 states allow the sale and installation of vent-free appliances. Every vent-free gas product sold in the U.S. is equipped with a precision-engineered Oxygen Detection Safety-Pilot (ODS), which automatically shuts off the gas supply if the oxygen level in the room approaches a defined minimum set by American National Standard (ANSI) Z21.11.2. Because of this and other vent-free safety features, there is no need to open a window to ventilate a vent-free gas heating appliance. FH089297

10 Fall Home Improvement #2 / October 6, 2020

Fall Home Improvement #2 / October 6, 2020 11

We make warm friends

...warmer

Oil and GasMobile Home Furnaces

Boilers

with

andFurnaces

Air ConditioningAir Handlers & Boilers

6254 County Road 32, Norwich, N.Y. 13815PHONE: (607) 334-3633 • Nights, Sundays & Holidays (607) 334-7970www.reesemarshall.com • email: service@reesemarshall.com

THE KITCHEN YOU ALWAYS

WANTED

MODEL KITCHENS ON DISPLAY...Come look at and feel the quality!

In-home consultation & design service.Model kitchen on display

Countertops:• Granite • Quartz • Laminate • Solid Surface

Let us help you design a functional & inviting place for your friends

& family to gather

by

COALSTOVES & FURNACES

Free standing, automatic, hand fired add-on furnaces and add-on boilers. Direct vents available. BTUs 70,000–500,000.prices start at

$2,179See our experts today!

Units are in stock.

We Are Your Carhartt Headquarters

Full Line of Carolina Boots In Stock

• Jeans • Jackets • Bibs • Shorts• T-Shirts • Sweatshirts• Women, Children & Baby

Ask Us How To Cut Your Fuel Bill IN HALF!!

STOVEPIPE & ACCESSORIES

(Adaptors, Elbows, Support Pieces)

Direct Pellet, Gas & Chimney Vent

LARGEST SELECTION OF SMOKE PIPE IN THE AREA!

Easy financing available. Payments as low as $65/mo.

COMMERCIAL & RESIDENTIAL

RENTALSFULL LINE OF TOOLS & EQUIPMENT

• Rototillers • Jackhammers • Leaf Blowers • Contractor Tools • Scaffolding • Tables & Chairs • Lawn Vacuum• Chimney Brushes • Chain Saws• High Weed Cutters • Power Post Hole Digger • Chipper Vacs • Log Splitters• Pressure Washers • Tents & More

Heavy Duty Commercial

Quality Washers & Dryers

American Made!

Small engine parts

stocked

Many homeowners want to introduce pattern to their rooms but don’t know where to start. They may wonder if two patterns match or how to determine scale. It may take a little practice, but using pattern is easier than one may think.Nothing adds visual interest to a room more than pattern

and color. While homeowners may have the knack with color, they may shy away from pattern. Individuals can trust their instincts -- they’re usually right. For those who have mastered pattern with their wardrobes, it’s time to try out some pattern in home design.Varying pattern size adds dimension to a room. Not every pattern should be the same size and variety, otherwise things can look too matched and staged. Try varying patterns of similar colors but experiment with size. For example, place a largely patterned area rug on the floor. An ottoman may feature a medium-sized pattern. Mix things up by alternating throw pillows in a floral or paisley print with subtle stripes. However, make sure the texture of the fabrics match. Gauzy curtains with heavy chenille pillows may clash. When selecting patterned items, choose similarly colored items. This way even if the fabrics or patterns aren’t exactly the same, they’ll look cohesive through color. For a room to feel a bit more upbeat, consider complimentary opposite colors. If you prefer a more restful atmosphere, try a palette of colors from the same family. Just vary the intensity of the shades. Homeowners who have gained some pattern confidence may want to strike

Don’t Be Afraid Of Pattern

out on their own to create a room that is unique. Those who still need a little help may want to consider taking the path of designers before them. There are certain patterns and fabrics that have already been established as working together for certain design styles. Here are a few.• American Southwest:Navajo patterns are at the forefront of this design style and can be used on upholstery or pillows. Use a smaller-scale stripe on window treatments. Solid-shaded throw pillows in a complementary color to the Navajo pattern will coordinate well.• English country: This style is about large-scale chintz on sofa and draperies. Mix in narrow striped, slip-covered lounge chairs for a little extra panache.• American country: A small floral print on the sofa or comforter can be offset with a large country quilt pattern hung on the wall as a wall treatment. Checkerboard checks, medium stripes on draperies or select crocheted valences coordinate well.• 18th century: Lavish patterned fabrics in chintz or paisley featuring golds and robin’s egg blue are just some of the options for classic decorating. • Modern:Mix stripes and geometric patterned items in splashes of color to add a modern feel to a room.Individuals can experiment with patterns to make a room more personalized and less of a neutral blank page. If it proves difficult to come up with patterns that work together, look at design magazines or books for some inspiration.

12 Fall Home Improvement #2 / October 6, 2020

A Personal / Lifestyle Loan from sfcu can help!

LIMITED TIME OFFER

Apply:• Online: sfcuonline.org

(Home page apply for a loan button)

• Any Branch Location• Phone: 1-877-642-7328

*sfcu membership required. Stated rate is to qualified applicant with member rewards discount for having direct deposit and automatic transfer. Certain restrictions apply. The stated rate is determined by credit worthiness. Your actual rate may vary.

Federally Insured by NCUA

Let us help you consolidate those high interest loans, credit cards & store cards to

one lower monthly payment!

for 36 months5.99% *As Low As