new homes vol.23#2

FREEVolume 23, Number 2

NEW HOMES

Visit our Website: www.chattanooganewhomesandremodeling.com • E-Mail us at: [email protected](423) 499-0764 or Toll Free: 1-888-221-4855

including... Northwest Georgia

&Chattanooga

www.ChattanoogaNewHomesandRemodeling.comSubdivisions, New Homes, Townhomes, Remodeling & Associated Businesses

REMODELING.com

YouTube Us At: NEW HOME BUILDER CHATTANOOGA

K&M Builder & Developer, Inc.

Email: [email protected] www.LakesatStandifer.com

Marketed By:

Kelly Jooma423-432-8121423-664-1600

Each Office Independently Owned & Operated Owner/Agent

Mark JoomaBuilder

(423) 503-5869

Custom Home Builder in Chattanooga

BrockPointe

We Can Build Your Custom Home Anywhere

Homes Now Available in These Fine DevelopmentsSee page 55 for more information

Whether Remodeling or Building the home of yourdreams... experience UNMATCHED Quality and

Craftsmanship with T & C Construction.

Custom & Spec HomesNow Under Construction

Similar to Design Shown

Custom Homes

For More Information Contact:

Tyler Cavin 423-314-7060Email: [email protected]

www.TylerCavinConstruction.com

These homes featured have already SOLD. Let us custom build any one of these homes on the lot of your choice. Call today for more information!

East Brainerd3000± sq. ft. - Custom

Signal Mountain2400 sq. ft. - SOLD

Drake Forrest3000 sq. ft. - Custom

Soddy Daisy2400± sq. ft. - Custom

Apison2600± sq. ft. - Custom

The Arbors2000 sq. ft. - Custom

The Arbors2100 sq. ft. - SOLD

Signal Mountain2700± sq. ft. - Custom

The Arbors2100 sq. ft.

SOLD


The Arbors2300 sq. ft. - SOLD


Say you saw it in ChattanoogaNewHomesandRemodeling.comVol. 23, No.2

Lots 124 & 125 - Under Construction - 3 BR & 3 full BA homes feature bonus room, a remarkableopen floor plan, an array of convenient and unique

features as well as amazing views. Similar to design shown.

• Master on main • Extensive trim work• Vaulted & barrel ceilings throughout

• Beautiful tile showers • 3 car garage & so much more!

We Offer a Vast Array of Residential Construction Services:• New Construction • Custom Homes • Remodeling• Complete Renovations • Additions • Decks & More

The Canyons

Lewis Cemetery Rd. - Falling Water

Lot 44Walnut Run

Let Us BuildYour Custom

Home!

T & CCONSTRUCTION, LLCBUILDING HOMES FOR THE FUTURE

Say you saw it in ChattanoogaNewHomesandRemodeling.com

The Bungalows at GreenbriarLot 135

One of the 9 bungalows in Greenbriar Cove, a Master Planned Community serving adults of age 55+. This stunning 3 bedroom,

3.5 bath, 2300 sq. ft. bungalow features 2 master suites on the mainlevel, 2 fireplaces, exquisite trim detail, granite, custom cabinets, built-

in bookcases beside stacked-stone FP & rear load garage. $315,000.

PropertiesEach office is independently owned and operated

Office (423) 894-2900

Gail HunterCell 423-255-8757

www.GailHunterHomes.com

B.R. SMITHCONSTRUCTION

Licensed On-SiteContractor

35+ Yrs. Experience

Directions: I-75 to Exit 9 to Collegedale. Go 2 miles and turn right onto Ooltewah-Ringgold Rd. Go 1/2 mile to right into Greenbriar Cove.

Stay on Leyland Dr. to top of development.

Directions: I-75 to Exit 11, turn left, then right onto Mountain View (behind Kangaroo station). Go 4.5 miles to right into Seven Lakes. Continue on

Seven Lakes Dr. to end and turn left onto Perfect View. House is on the right.

Seven Lakes, Lot 1255 bedroom, 3 bath home with approx. 2800 sq.ft. with full 2100 sq. ft. unfinished, expandable

daylight basement with screened porch. Second screened porch on main level along w/add’l grilling deck & over-sized & insulated garage on main level. Master suite & 2 add’l bedroomson main level w/2 HUGE bedrooms & full bath on second level. $349,500

Vol. 23, No. 2

Mobile (423) 421-6013Email: [email protected]

GRI, e-PRO, New Home Specialist Residential Construction Certified

Multi-Million Dollar ProducerLicensed in TN & GA

Office (423) 894-2900

Properties

Each office independently owned & operated “When Only the Best Will Do”

www.premierhomes.biz

Richard D. Varner, General ContractorMobile (423) 421-6361

Fax (423) 910-0369

Theresa Varner

LOT 74 - HIDDEN LAKES - This beautiful new homefeatures approx. 3200 sq. ft. over an unfinished base-ment, with 4 bedrooms and 3 baths plus bonus room.Large kitchen is open to great room & dining room. Out-door kitchen with fireplace/TV. $489,900. Owner/Agent

For Sale

5344 ASHER VILLAGE DRIVE This beautiful home fea-tures 3 BR, 2 BA with an open floor plan for easy en-tertaining. Kitchen/dining area are open to GR with FP.Master bedroom on main level with 2 bedrooms up.$194,900. Owner/Agent.

For Sale

7702 HOLIDAY HILLS - 3 bedroom, 2 bath home overan unfinished basement. Convenient to VW Enterprise,Amazon and dining. Nice lot! $159,900. Estimated com-pletion March, 2013. Owner/Agent

For Sale

Richard Varner of Premier Homes has a reputation for building high quality homesfor clients demanding quality workmanship and impeccable client service. If youhave a deck to build, a roof to replace or any type of storm damage or building issues,you can rest assured that your project will be completed in a professional manner.

You can feel good about selecting Premier Homes and knowing we are an A-ratedcompany with the BBB and members of the Home Builder’s Association.

Our covenant is to provide you with personal and professional service and to complete your project as stated or better than the contract standard. Project

management and organizational skills guarantee a project that’s completed quickly,which reduces your inconvenience and saves you construction interest costs.

There is a noticable difference in who you select, so why not select a company thathas a proven reputation with client satisfaction and quality product? Call RichardVarner today to schedule your appointment to discuss your project.

Call Richard Varner at 423-421-6361 or email at [email protected]

Vol. 23, No. 2 Say you saw it in ChattanoogaNewHomesandRemodeling.com

Directions: Take Hixson Pike North just past Ramsgate and Westpoint Subdivisions. Stonewall Farms is the next development on the Left, just before Thrasher Pike. Turn Left at the Brick Entrance (Stonewall Farms).

The Denton2 bedroom, 2 bath plus a bonus room

with approx. 2025 sq. ft. Coming Soon - 6363 Musket Ln. - Lot 347

$234,000

The Ansley3 bedroom, 2 bath plus a bonus room

with approx. 2140 sq. ft. 1103 Jackson Mill Dr. - Lot 339

$230,000

Care Free Town Home Living • One Story • No Steps

Kaye Ivey, Sales Agent

(423) 902-8186

Jay Bell, Owner/AgentCell: (423) 760-1088Office: (423) 266-1252

Affordable Luxury, Quality & Value for Over 35 Years

Scan forDirections

VOTED #1 Homebuilder

MyNewBellHome.com

Stonewall Farms Townhomesin Hixson

Model Home Call Kaye Today

www.mynewbellhome.com

Stonewall Farms - This one owner homefeatures 5 BR, 3 BA, hdwd floors, granite& upgraded stainless appliances in thisdream kitchen. Formal DR, great roomw/gas FP, MBR & BA plus additional BR &full BA on main level. Screened porch &grilling deck, whole yard irrigation system& nice level lot. MLS #1187744

Hamilton Mill Subdivision- This beauti-fully landscaped brick and vinyl two storyhas so much to offer. On the main levelyou will find a bright and cherry dining rm,a formal living rm, stainless appl. kitw/breakfast area, family rm w a gas logFP, powder rm and laundry closet. 3 BR,2.5 BA, fenced yard, 2 car gar. #1190333

Meadow Stream - Well maintainedone owner home w/custom featuressuch as 5 car garage, fenced in backyard & custom patio. 5 BR, 3.5 BA,granite kitchen, inviting great room,screened porch & grilling deck. Master BR on main w/dual tiledshower & jetted tub. So much to offer!MLS #1181766

$185,0

00

$319,9

00

Hamilton on Hunter North - This oneowner rancher over a full basement is lo-cated on a quiet, cul-de-sac street. Mainlevel features bright, open kitchen, diningarea, large GR, 3 large BR’s, 2 full baths &laundry room. Lower level is partially fin-ished. Screened deck, 2 car garage. Homeis in USDA eligible area. MLS #1189332

Hidden Lakes - This almost new 1.5 storyhas much to offer. Cul-de-sac location,hardie board, brick & stone exterior. 3BR, 2.5 BA w/bonus room & anotherbonus area that is all ready for finishing.Gourmet eat-in kitchen, stainless appli-ances, stacked stone FP in large GR, MBRon main & so much more! MLS #1187364

$312,0

00

$179,9

00

$339

,500

423-238-5440

Liz [email protected]

Welcome to Hampton Creek Golf Community. This new construction carriage homewill be ready for you by Spring 2013. This 4 bedroom, 2.5 bath home sits on an ap-pealing corner lot. Choose your finishes now! Hampton Creek is a full service golfcommunity featuring clubhouse, pool, tennis and restaurant. Make this your newhome today! $299,900. MLS #1186393

Two Level Lots Available to Build Your Dream Home

McGaha Homes • JR McGaha423-910-9585 • www.McGahaHomes.com

Hampton Creek... Welcome Home!

Directions: Take I-75 North to Exit 11 and bear to the right. Turn left onto Ooltewah-Georgetown Road at the Wendy’s restaurant. Go approx. 3 miles on Ooltewah-Georgetown Road and Belleau Ridge is on the right.

The Provence3 bedroom, 2.5 bath with finished bonus room

6874 Neville Dr. - Lot 120 - $290,000

The Beaufort-Modified4 bedroom plus bonus room, 3 bath, 2 car garage

6782 Swiff Lane - Lot 74

The Whispering Valley3 bedroom, 2.5 bath w/finished bonus room

7136 Neville Dr. - Lot 55

The Clarksville4 bedroom, 2.5 bath, two story, 2610 sq. ft.6850 Neville Dr. - Lot 122 - $300,000

The Whispering Valley3 bedroom, 2.5 bath w/finished bonus room

Coming Soon - 6739 Neville Dr. - Lot 6 - $315,000

The Mariana3 bedroom, 2.5 bath w/finished bonus room

9226 Belleau Ridge Dr. - Lot 113

Directions: Take I-75 North to Exit 11 at Ooltewah. Go left under Highway to Mountain View Road. Stay on Mountain View for 2 miles until it merges with Georgetown Road. 3 miles on Georgetown Road and McKenzie Farm is on the right.

The Provence4 bedroom, 2.5 bath, 2400 sq. ft.

8793 McKenzie Farm Dr. - Lot 36 - $290,000

The Clarksville4 bedroom, 2.5 bath, two story, 2610 sq. ft.

Coming Soon - 7513 Wild Iris Way - Lot 3 - $300,000

The Leighton4 bedroom, 3 bath w/fin. bonus room, full unfin. bsmt

7621 Peppertree - Lot 69 - $372,900

The Beaufort-Modified4 bedroom plus bonus room, 3 bath, unfin. basement

7613 Peppertree - Lot 68 - $335,900


8779 McKenzie Farm Dr. - Lot 35 - $300,000

The Aldridge4 bedroom plus bonus room, 2.5 bath w/ master on main8802 McKenzie Farm Dr. - Lot 17 – $285,000

Vol. 23, No. 2Say you saw it in ChattanoogaNewHomesandRemodeling.com

Chattanooga’s #1 Home Builder and Developer of the Year!Belleau Ridge in Ooltewah

For DIRECTIONS and to see all of our NEWEST HOMES go to mynewbellhome.com

McKenzie Farm in Ooltewah


(423) 902-8186



Scan forDirections


MyNewBellHome.com


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Chattanooga’s #1 Home Builder and Developer of the Year!

Kaye Ivey, Sales Agent(423) 902-8186

Hamilton on Hunter NorthIn Ooltewah

Just Minutes from Enterprise South & the VW Plant

Buy Your Dream Home • No Money Down! • 100% USDA Financing • No Mortgage Insurance • Historic Low Interest Rates


Directions: North on I-75 to Exit 11, Left under freeway, Left on Hunter Road. Follow Hunter Road about two miles to Hamilton onHunter North Entrance on the right just past the Hunter Middle and Wallace Smith Elementary Schools. Right into Subdivision on British

Road and to the top of the hill. Left on Landlock Drive into newest section of Hamilton on Hunter North.

100% Financing AvailableNo Money Down

Historic Low Interest Rates

See all of our floor plans, future projects, videos, and more!

The Nelson3 bedroom, 2 bath with lavish master suite

and full finished basement7353 Landlock Dr. - Lot 1146 - $230,000

The Bloomington3 bedroom, 3 bath home featuring

a finished basement6350 Frankfurt Rd. - Lot 1173 - $212,500

The Sherman Oaks3 bedroom, 3 bath home with a

finished basement6413 Frankfurt Rd. - Lot 1329 - $200,000

The Manchester3 bedroom, 3 bath, elegant great room

with FP & huge finished basement7337 Landlock Dr. - Lot 1148

The Manning3 bedroom, 3 bath home with

finished basement7258 Klingler Ln. - Lot 1244 - $210,000

The Sherman Oaks3 bedroom, 3 bath home with a

finished basement6363 Winler Korn Ln. - Lot 1194 - $200,000

The Manchester3 bedroom, 3 bath, elegant great room

with FP & huge finished basement6409 Winler Korn Ln. - Lot 1191 - $220,000

Say you saw it in ChattanoogaNewHomesandRemodeling.comVol. 23, No. 2

Scan forDirections


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MyNewBellHome.com


Vol. 23, No. 2Say you saw it in ChattanoogaNewHomesandRemodeling.com

IN EAST BRAINERD

IN EAST BRAINERD

HollandGardens

T O W N H O M E S

Townhomes in the Heart of East Brainerd

Directions: Take Shallowford Road toJenkins Road. Turn left onto Jenkins andgo to Standifer Gap Road. Then go left

onto Standifer Gap Road. Holland Gardens is on the left.

Directions: From Shallowford Road, turn Rightonto Gunbarrel Road to Igou Gap Road, and

turn Left onto Igou Gap Road. Follow Igou GapRoad approx. 1/2 mile past Jenkins Road and

Belleau Village’s main entrance is on the Right.

Directions: Follow Hixson Pike North to Daisy Dallas Road, turn left onto Daisy Dallas Road and follow for approx. 1 mile to Sedman Road on the right, turn right onto Sedman Road and follow straight to Sedman Hills entrance.

THE NELSON3 bedroom, 2 bath with finished basement

1062 Jonas Dr. - Lot 112 - $225,000

THE MANNING3 bedrooms, 3 baths, plus finished basement

1079 Jonas Drive - Lot 80

THE SHERMAN OAKS3 bedroom, 3 bath, full finished basement

1085 Jonas Dr. - Lot 79

THE NELSON3 bedroom, 2 bath with split bedroom design

Lot 78

THE MANCHESTER3 bedroom, 3 bath with finished basement

1070 Jonas Dr. - Lot 113 - $207,000


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THE ANSLEY - 3 bedroom, 2 bath with bonus room and approx. 2025 sq. ft. Coming Soon - 1978 Belleau Village Ln. - Lot 41 - Starting in the $230’s

THE ANSLEY - 3 bedroom, 2 bath with lavish great room and finished bonus room, approx. 2140 sq. ft.2772 Amsterdam Ln. - Lot 11 - Starting in the $220’s

Nature Trail In Soddy Daisy



(423) 902-8186



Scan forDirections


MyNewBellHome.com


100% Financing Available

No Money Down


Directions: Take Hixson Pike North just past Ramsgate and Westpoint Subdivisions. Stonewall Farms is the next development on the Left, just before Thrasher Pike. Turn Left at the Brick Entrance (Stonewall Farms).

The Beaufort-Modified4 bedroom, 3 bath plus bonus room

1061 Manassas Dr. - Lot 262 - $315,000


965 Manassas Dr. - Lot 273 - $300,000

The Provence3 bedroom, 2.5 bath with finished bonus room1022 Manassas Dr. - Lot 289 - $280,000

The Whispering Valley3 bedroom, 2.5 bath with finished bonus room

6548 Bayonet Ln. - Lot 320 - $300,000

The Aldridge4 bedroom plus bonus room, 2.5 bath w/master on main

6594 Bayonet - Lot 325 - $287,000

The Leighton4 bedroom plus bonus room, 3 bath, 3050 sq. ft.

1101 Manassas Dr. - Lot 258 - $350,000

Directions: Follow Hixson Pike North to Daisy Dallas Road, turn left onto Daisy Dallas Road and follow for approx. 1 mile to Sedman Road on the right,turn right onto Sedman Road and follow straight to Sedman Hills entrance.

The Meriwether3 bedroom, 2.5 bath, full finished basement9120 Wood Dale Ln. - Lot 106 - $184,000

The Sherman Oaks3 bedrooms, 3 baths, plus finished basement

9132 Wood Dale Ln. - Lot 107 - $200,000

The Manning3 bedrooms, 3 baths, plus finished basement

Coming Soon - 9251 Wood Dale Ln. - Lot 47 - $210,000

The Manning3 bedrooms, 3 baths, plus finished basement

8548 Midwestern Dr. - Lot 85

The Sherman Oaks3 bedroom, 3 bath with full finished basement

8530 Midwestern Dr. - Lot 86

Vol. 23, No. 2 Say you saw it in ChattanoogaNewHomesandRemodeling.com

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Sedman Hills in Hixson




(423) 902-8186



Scan forDirections


MyNewBellHome.com


Stonewall Farms in Hixson


No Money Down


All Homes on Crawl SpaceJames Hardie Fiber Cement Siding

Directions: I-75N, exit 11 - Ooltewah exit, left under interstate to red light. Turn right on Mtn. View Rd., approx. 2 1/2 miles turn left on Blanche Rd., continue straight thru 3-way stop, turn right on Tranquility, right on Trout Lily, follow signs.

Lot 359, Palo Alto - 4 BR, 3.5 BA, master on main, keeping room,walk-in pantry, bonus room, 3 car garage. $355,000. Similar to de-sign shown.

Lot 369, Capistrano - 4 BR, 3.5 BA, covered front porch, master onmain, keeping room, walk-in pantry, bonus room, 3 car garage.$360,000. Similar to design shown.

Lot 358, Autumn Brooke - 4 BR, 3.5 BA, master on main, keepingroom, mud room, walk-in pantry, 3 car garage. $345,000. Similar todesign shown.

7436 Red Poppy Drive

SOLD

• Large, Level Lots

• Sewer, underground utilities

• Uniform street lighting

• Restricted development

• Convenient location in Ooltewah

• 10 minutes from Hamilton Place

• Zoned for Ooltewah Elementary, Hunter Middle & Ooltewah High School

Renaissance RealtorsBeside Snowhill Publix

Marketed By:

(423) 648-8200 office

(423) 364-6298cell/text

Becky CopeEnglish

New Castle HomesHomes of Distinction

We Custom Build ~ Your Choice of Over 50 Homesites Available in TN & North GA

Bud Jackson • Cell: (423) 227-4183Office: (706) 965-3474

Email: [email protected]

(BPT) - What your home is worth to you is one thing;what it’s worth to someone else may be totally dif-ferent. If you want to boost the value of your homefor yourself and in the eyes of others, one of the bestways to do that in today’s real estate market is tomake green home improvements.

Going green can mean a lot of things, and it’s easyto start with small changes like switching to compactfluorescent light bulbs and unplugging applianceswhen they’re not in use. Not only will you be doinggood for the environment, you might end up savingon utility bills and, ultimately, increasing your home’svalue when the time comes to sell.-

Green projects aren’t all necessarily in the do-it-your-self category, and making an investment to have thebigger jobs done right will pay off in the long run.

“It’s important for homeowners to consider cost-sav-ing efficiency projects as part of their overall homerenovation plans,” says RE/MAX CEO Margaret Kelly.“And a trained real estate agent will be able to iden-tify the projects that cut current expenses and paypotential dividends when you’re ready to sell.”

Getting started now - even if that just means plan-ning - is a good idea, particularly if you’re thinkingabout selling in a few months’ time. Talk to a real es-tate agent about what improvements are popularamong potential homebuyers, and consider theseideas:

• Insulation: Regulating the hot air your home letsin during the summer and lets out in the winter canhave a short-term impact on your heating and cool-ing bills. To find out whether you need additional in-sulation in your attic or walls, order an energy audit.Perhaps you could benefit from adding blown-in in-sulation to your walls. If your attic is unfinished, it’sparticularly important to make sure that it’s appropri-ately insulated to avoid wasting energy.

• Windows: Caulking and putting up energy-savingwindow film is a great start, but a more dramaticchange might make a world of difference if you wantto make a sale. Replacing your existing windowswith high-efficiency versions can be an expensiveproposition, but the return on your investment canbe dramatic, particularly if you’re hoping to attractbuyers.

• Landscaping: While planting isn’t always possi-ble in the coldest months of the year, putting to-gether a plan for energy-conscious plantings is a

great idea. Consider adding trees that will bringshade to the sunniest spots, like the west side of yourhome, to cut summertime electric bills. Trees that losetheir leaves in the fall will let light in during the win-ter, as opposed to evergreens which will block itthroughout the year.

• Water: Take the first step by turning down thetemperature setting on your water heater. For moresavings, consider replacing older heaters with en-ergy-efficient models or even solar water heaters.Adding insulation to your pipes can also make a dif-ference in how much energy is used to heat water.

Most homeowners put a lot of effort into makingtheir homes attractive, welcoming spaces. With greenupdates, you can make your home not only morecomfortable and more energy-efficient, but alsomore appealing to buyers. Add the potential energysavings and the possible boost in home value andyou have even more reasons to bring your home intothe green age.

For recommendations about making your homegreen, talk to a knowledgeable real estate agent.Green agents at RE/MAX have a commitment to sus-tainability and specialized knowledge that you cantap into when making improvements. To learn moreor to find an agent in your area, visit-www.remax.com.

Green home improvements that can make a real difference in home value

Ultra-Convenient – Less Than 1 Mile to VW, Yet A Secluded Neighborhood

Energy Right Homes

Craftsman Style Homes from Low $200s

Lots $40,000

We will build custom homes for you on our lot or yours BARRY PAYNE

(423) 595-9244Owner/AgentDirections: I-75, West on Bonny Oaks, Left on Kirkman (1st street past

Silverdale Baptist Church), Right on Arbor Leaf.

Marketed By:

7145 Tyner RoadThis floorplan hosts a huge GRwith gas log FP, dining, kitchenw/island and pantry, laundry

and powder room. Lots of trimthroughout. Upstairs is hometo your master suite w/treyceiling. Vaulted master bathwith whirlpool tub, separate

shower and large walk-incloset, 2 bedrooms and full

bath complete the upstairs ofthis beautiful home. Professionally decorated, security system, lots of trim, tilework andfixtures inside. Low maintenance exterior, professionally landscaped, sodded front lawn,oversized garage combined with perfect location makes this the perfect home for you.

$159,900. Call Barry Payne 595-9244. Owner/Agent.

4330 SpriggsThis home has lots of character and charm.

2 bedroom, 2 full bath homein a quiet, East Ridge neigh-

borhood, perfect for first timehome buyers, young families

or downsizing. Walking distance from children’s play

park, public library, communitycenter, schools, shopping andmore. Large living room opens

to separate dining and kitchen with tons of cabinet space. Natural light floods this home.Home has original hardwood floors under carpet. Covered front porch and large level lotwith fenced back yard, perfect for children or pets. Side carport in addition to the 1 cargarage. House has had many updates in the last several years...welcome home. Only

$75,000. Call Ken Collier 605-7464.

C & S Contractors, Inc.Greg Holder (423) 309-2818Lots Available • Will Custom Build

Beautiful Gated Communitynear new Amazon &

Wacker Facilities

Homes For Sale from mid $200’s & up

Homesites Available - Will Custom Build

New HomesStarting at$139,500

$0 DownAvailable

Directions: Hwy. 58 to Lefton Dolly Pond Road, Left on

Gamble, 1 mile on right.

EAGLE CREEKCleveland, TN

HOLDER FARMSNew Lots Available - Will Custom Build

More Homes Under Construction

LOT 6

9

Availab

le

Lot 108 - $259,500

$$ 11 77 99 ,, 55 00 00

LOT 7

2

Availab

le

$$ 11 44 99 ,, 55 00 00

Availab

le

Qualifies for up to100% Financing!

Directions: From I-75, take the Ooltewah exit, #11. Head east on US-64/Lee Highway. At the third traffic light, turn left onto

Ooltewah-Georgetown Rd. Travel 2.5 miles and turn right onto Sylar Rd.

Mitch Everhart423-902-1746

Real Estate Brokers, LLC423-402-8411

• Gated Community• Community Pool• Community Tennis• Level Easy Walking• Sidewalks• Ooltewah’s New Elementary

Southern ClubhouseLocker Rooms & Meeting Rooms

Homesites from $60’sHomes Mid $200’s

Lot 166 • One Level

• 3 Bedrooms• Hardwood Floors• Lots of Molding

• Main Level Master

Lot 165 • 4 Bedroom

• Main Level Master• Hardwood Floors

• Granite Countertops

Lot 163 • 3 Bedroom• One Level

• Loaded with Amenities

Lot 164 - SOLD$279,900• 4 Bedroom

• Loaded with Amenities

2103 Vine Street• Approx. 1350 sq. ft.

• High Ceilings• Custom Cabinetry

2112 Vine Street• Approx. 1400 sq. ft.

• Wrap Around Front Porch• Large Master Suite

Al Homes Feature 3 Bedrooms, 2 Baths, Hardwood Floors, Energy Efficient.Special Financing Available

219 N. Hickory St.• Approx. 1350 sq. ft.

• Energy Efficient• Covered Front Porch

226 N. Hickory St.• Approx. 1350 sq. ft.• Custom Cabinetry

• High Ceilings

SOLD

New HomesLocated in Downtown Chattanooga

The Woodlands

From Chattanooga: South on St. Elmo Ave., L on Hwy. 193, cross over GA Hwy. 2, go ap-prox. 2.5 miles, L on 341, R on Milwee Rd toend, L on Grand Center Rd., go 1/4 mile, R

on Marbletop, 1/2 mile on left.

Beautiful new homes featuring 3 bedrooms plus bonus room, approx. 2400-2800 sq. ft. with open floor plans. Interiors feature granite, hardwood, tile

and much more! Both homes situated on level, wooded lots.

Cottage Style Homeson Lake Lots

Starting from $124,900HomesitesAvailable

Subdivision Features:• Private Lake • Wetlands Area• Walking Trails • Quality & Value

• Restricted Subdivision• Beautiful View of Lookout Mtn.

• Only 15 Min. to Downtown

Craig Gilbert, Builder(423) 593-9881Tripp Brown

(423) 827-6100 Call today & let us build your custom home!

Down SouthHomes, LLC

New Subdivision on Signal MountainLocated 1 mile from Signal Mtn. Middle/High School

Homes Priced in Low $300’sLots and Homes For Sale - Lots 3 & 10 Under Construction

Hurry, Only 4 Homesites Still AvailableLarge 1± Acre Wooded Homesites ...Outdoor Enthusiasts Dream!

Development backs up to Prentice Cooper State Park & River Gorge Land Trust

Mountain Cove

Contact Tripp Brown 423-827-6100Homes Similar to Designs Shown

Say you saw it in ChattanoogaNewHomesandRemodeling.com Vol. 23, No. 2

Randy Finnell(423) 645-3890

Quality & Value – Located at the Foot of Elder Mtn.

Elder CoveHomes Priced from Low $180’s to $240’s

Only a Few Homesites Available in this 63 Lot Development4 Homes Available Lots 42, 43, 52, 53

Several Customs Under Construction Subdivision AmenitiesInclude:

• Picturesque Views from All Lots• 5 Acre Lake with Rock Waterfall• Walking Trails • Community Lot

• Underground Utilities • Restricted Subdivision

• Architecturally Controlled• Only 5 Minutes from Downtown

Home Amenities Include:

• Craftsman Style Homes • 3 Bedroom, 2 Bath Plans• Hardwood & Tile Floors

• Custom Cabinets• Granite Countertops

• Stainless Steel Appliances• Specialty Ceilings

• Decks & Covered PorchesDirections: Take Interstate 24 East to Browns Ferry Exit, turn right, Elder Cove is 1/4 mile on the left.

Homes Similar to Designs Shown

(423)629-1955

For Floorplan Info Go To: EasyHome-Shopper.com

Lot 43

Lot 53

It’s All Here....• Convenient location - only a 1/2 mile to I-75 and Camp Jordan

• Pool • Lake with fountain • Walking trails • Picnic areas • One level living

Priced from Low $140’s

Since New Ownership, 13Units Sold, Starting 9 More

Luxury Living at an Affordable Price

Directions: I-75S to exit 1, south on Hwy. 41, 2nd red light take left, neighborhood on left.

All Units Have 1 Year New Construction Warranty From Builder

New Tri-Plex Units

Now Under Construction

Amenities Include:• 2 Bedrooms, 2 Baths with Master Suite

• Tile & Carpet, Some with Hardwood Upgrades• Fireplace • Patio • 1 & 2 Car Garages

• Security & Cable Ready • Beautiful Grounds

Unit 32 Available - Model Home SoldNow Starting Construction on Units 36, 37, 38, 27, 28 & 29

Lot 3

New Home on Missionary RidgeLocated in North Crest Estates, this beautiful two story, all brick home features ap-prox. 1908 sq. ft. on main level with approx. 923 sq. ft. upstairs. This home boasts4 bedrooms, 3 1/2 baths, vaulted and pan ceilings, master suite on main level, splitbedroom design and 2 car garage, all situated on a large 1 acre lot. All of the bells

and whistles including granite countertops, hardwood & tile flooring, beautifultrim package, 9 ft. ceilings, custom cabinets and so much more.

Homesites Available

to Build Your Custom

Lot 11 - S

old

Build Your

Custom Home

Build Your

Custom Home

CraigGilbert

(423) 593-9881Call today & let us build your custom home!

Down SouthHomes, LLC


Tripp Brown

(423) 827-6100

Directions: I-75 to East Brainerd Rd., right on Gunbarrel Road to subdivision.

Brand New 30 Lot DevelopmentCall Now to Reserve Your Homesite

Homes from the $190’s to $230’sLocated off Gunbarrel Road - Only 2 Miles to Hamilton Place Mall

Huntley Gates

• Approx. 2000 sq. ft. Homes • 3 Bedroom, 2 Bath Plans• Hardwood & Tile Floors • Custom Cabinets

• Granite Countertops • Stainless Steel Appliances • Specialty Ceilings • Decks and Covered Porches• Underground Utilities • Level & Basement Lots

Gilbert Construction, LLCContact Craig Gilbert (423) 593-9881

Visit our Website: gilbertcc.comEmail: [email protected]

20 Years of Meeting Your Construction Needs!

For All Your New Construction and Remodeling NeedsLet Us Quote Your Custom Home

From Groundbreaking to Completion, WE DO IT ALL!

We Specialize In:• Site Prepping • Footings • Grading • Framing• Interior Trim • Siding (Vinyl or Hardie board)

We Offer Great Prices! Call Today for Your Quote!

LicensedInsured

RESIDENTIAL COMMERCIAL SPECIALISTS

Tim Chapman 423-595-6291

Bill Clegg 423-593-4119

Phone: 423-401-7056 • www.BuildWithRCS.com

Bella Pointe

Directions: North on Hwy. 27, Exit Hixson Pike, turn right on HixsonPike, left on Armstrong, left on Clift Mill, Subdivision is on the right.

Brand New Subdivisionin Soddy Daisy

5 Minutes to Lake AccessLet us Build Your Custom Home

10 Homesites Available in First Phase

Homes from$190’s - $240’s


Homes Similar to Designs Shown

Now Starting 4 New Homes• 3/4 BR Homes • Large Yards

• Nice Upgrades • Open Floor Plans• Granite Countertops

• Vaulted & Trey Ceilings• Hardwood & Tile Flooring

• Finished & Unfinished Bonus Room

(BPT) - The top home decor trends for 2013 are already emerging, and homeownersseeking a fresh look will find a lot to love. Not only can these looks be accomplished inminimal time - they’re budget friendly and easy enough for DIYers to finish in a week-end or less.

Giving your home an updated feel doesn’t require a full-scale renovation. Instead, focuson simple updates for the most frequently used rooms in your house. When you’re readyto get started on your home’s new look, let these trends of the year be your design guide.

In the KitchenKitchens need to be functional, but in this hub of the home style is just as important.Upholding practicality while adding visual interest is a top trend this season. Two-tonedupper and lower cabinet colors are rapidly growing in popularity as a way to let home-owners customize their kitchen spaces and express their personalities.

• Maple is the style frontrunner when it comes to wooden cabinets, but painted cabi-nets in white, black and gray tones are also on the rise. Whether you opt to replace yourcabinet fronts or paint them, your efforts will give you impressive - and fast - results.• On the functionality front, innovative hands-free faucets simplify cooking and clean-ing tasks while requiring minimal effort to install.• Open shelving is seeing a boost in popularity. Both glass-fronted cabinets and simpleopen shelves capture this trend, allowing you to put your style on display while creat-ing a sleek, updated look.

In the BathA luxurious-feeling bath doesn’t need to make big demands on your wallet. By makinga few on-trend updates, you’ll give your room designer appeal guaranteed to make animpression.

• Updating the vanity, often thefocal point in a bathroom, pro-vides immediate results. Cus-tomizable modular options likethose from the allen + rothWindelton line let you create astorage-savvy vanity that fitsvirtually any bathroom whilealso adding functional drawerand countertop space.• Tiling provides the perfect so-lution to add extra personality to your bath. Right now, trends offer two different butequally chic directions - large-scale tile and small-scale mosaics. Tiles with wood-likeappearances are also gaining popularity; they create a warm, inviting look, but offer thewet-space practicality of tile. If it’s your first time tiling, home improvement experts atstores like Lowe’s can provide guidance to get startedwith your tile flooring.

Throughout the homeWhen it comes to low-effort, big-impact changes, it’s hard to beat a fresh coat of paint.For walls that feel drab, boring or outdated, new paint makes a color statement anddraws attention to architectural details. Follow these paint tips to make an instant, dra-matic impression:• Alter the dimensions of a space by painting ceilings a slightly lighter color than thewalls.• Create patterns and shapes using painter’s tape. Stripes, chevrons and ombre effectsare perfectly on-trend.• Highlight architectural details by painting interior doors and trim in a colorful hue in-stead of traditional white.

In one weekend or less, these simple changes will make your home feel like an entirelynew space. So when the seasonal urge to renovate sets in, don’t resist - reinvigorate yourhome with these ideas. Find more decorating trends and inspiration at Lowes.com.

2013’s Hottest Home Trendsand Easy Upgrades

Custom Homesites Available in All These Developments

248 Northgate Mall Dr.Chattanooga, TN 37415

423-664-1700

Teresa CleggAffiliate Broker

[email protected]

Sharon ChapmanABR, CRS, GRI

[email protected]

Each office is independently owned & operated

RESIDENTIAL COMMERCIAL SPECIALISTS

Tim Chapman423-595-6291

Bill Clegg423-593-4119

Phone: 423-401-7056www.BuildWithRCS.com

• 5 Minutes to Lake Access

• Gently Rolling Hills and Large Level Lots

Dreamcatcher

Lot 42 - 3 BR, 3 BA, approx. 2400 sq.ft. with bonus room & partial base-ment. Mix a little European witharts-n-crafts & this romantic designis the outcome. The combination ofexterior materials complement theinterior features like a cathedral ceil-ing, built-ins flanking the FP, Frenchdoors accessing the rear porch.$287,000.

Lot 18 - This home boasts country charm! 4 BR, 3BA ranch, exterior stone accents, cozy front porch,open floor plan excellent for entertaining. Trayceilings distinguish the DR while the GR featuresFrench doors & stunning FP. Cov. porch in rear forexpanded outdoor pleasure. Now under construc-tion in Creeks Bend Village in convenient Hixsonlocation. $244,900. Similar to design shown.

Lot 19 - Impressive Craftsman Ranch with 4 BR,3 BA. Coming soon in highly sought after CreeksBend Village. Cathedral great room, open floor-plan, island kitchen - hurry to choose granite, andmore fantastic architectural enhancements. Sopretty! $244,900. Similar to design shown.

Lot 49 - 4 BR, 3 BA rancher, beautifully de-signed layout to fit any lifestyle. Open floorplan w/gleaming hardwood floors, granitecounters, custom cabinetry & covered porchon the back. Trey ceiling in dining room,vaulted ceiling in living room, 3 bedroomsdown with 1 bedroom & bath upstairs.

Lot 50 - This home boasts country charm!4 BR, 3 BA ranch, exterior stone accents,cozy front porch, open floor plan excellentfor entertaining. Tray ceilings distinguishthe DR while the GR features French doors& stunning FP. Porch in rear for expandedoutdoor pleasure.

Lot 51 - Impressive craftsman ranch with4 bedrooms, 3 baths. Many features in thisbrand new home including great room withcathedral ceiling, open floorplan, islandkitchen, and more. So pretty! Similar to de-sign shown.

Lot 52 - 4 BR, 3 BA rancher, beautifully de-signed layout to fit any lifestyle. Open floorplan w/hardwood floors, granite counters,custom cabinetry & covered porch on theback. Trey ceiling in DR, vaulted ceiling in liv-ing room, 3 bedrooms down with 1 bedroom& bath upstairs. Similar to design shown.

Directions: North on Hwy. 27, Exit Hixson Pike, turn right on Hixson Pike,left on Armstrong, left on Clift Mill, Subdivision is on the left.

• Convenient Hixson Location

Directions: North on Hixson Pike, Right on Longview,Right on Adams Road, Creeks Bend Village is on the left.

Custom Lots Available toBuild Your New Home

• Elegant lighted entrance• Architecturally controlled • On sewer, natural gas

• Underground utilities, street lights

Directions: From Northgate, take Hwy. 153 N., Right on Grubb Road, Left onto Lower Mill Road for short distance, Right on Mill Road into subdivision.

© 2012 Donald A. Gardner, Inc. © 2012 Donald A. Gardner, Inc.

© 2012 Donald A. Gardner, Inc.


The Preserves

Creeks Bend Village

© 2012 Donald A. Gardner, Inc. © 2012 Donald A. Gardner, Inc.

(BPT) - If April showers bring May flowers, whatdo winter’s snowflakes bring? Perhaps it’s an ex-cuse to curl up with your favorite magazines andimagine the kitchen makeover of your dreams.When the cold winter months keep you indoors,use the time to take care of things that will makeyour remodeling plans much easier to tackle inthe spring.-

Determine the scope of your project:Do you need just a few coats of paintor a whole new kitchen? Take this timeto evaluate what you want to accom-plish. If you need to work with a de-signer or contractor, now is the time todo your research and engage profes-sional help to plan. Look to online re-sources like the National Associationof the Remodeling Industry and Houzzor ask friends and family for recommendations.Meet with a few prospects and see whose workand costs fit your needs. You should also deter-mine your budget and use that to guide the restof your planning decisions.

Look for trends that last:Once you have a good sense for what your proj-ect will involve, have fun dreaming up all the de-

tails. Are you looking to make a bold statementor create a timeless look? No matter how largeor small your project, there are many currenttrends that can make a big impact in your home,yet will stand the test of time. In the kitchen,white cabinetry has had a resurgence of popu-larity and can create a classic look or serve asthe perfect complement to colorful statementpieces that can be easily swapped out as trendschange. For example, Merillat Cabinetry’s newCotton finish creates a clean and bright look that

can transition with youas your tastes evolve.

Throughout the home,universal design is alsobecoming an increas-ingly important trend toconsider. Planning yourremodel so the space is

comfortable to use for all ages and abilities willnot only ensure your long-term enjoyment of thespace, but can also help with resale value downthe road. “As more and more homeowners arelooking to age in place, they’re demanding de-signs that accommodate their changing needswithout compromising on style,” says SarahReep, Merillat Cabinetry’s design lead. -

Clean house:When you’re ready to get started on your re-model, you won’t want to worry about cleaning.Take timenow to lookat every-thing storedin yourkitchen andpantry andde te rm inewhat stays and what can go. It’ll make preppingfor renovation projects that much easier. Howold are those spices? What about that stack oflids with no container to match? Have lots oftotes and bags hanging around? Donate theones you don’t use and organize the rest. If youhave kitchen items you can’t part with but yourarely use, pack them up now and store themuntil the remodel is complete. You’ll want asmuch free space to keep things out of the wayduring your remodel as possible.

If you take time now to get prepared for yourkitchen remodel, you’ll thank yourself in a fewmonths when the kitchen of your dreams is com-ing to life.

Start Planning Now for Spring’s Home Makeover

White cotton finish creates a bright, timelesslook while serving as a clean backdrop for

trendy statement pieces.

Roll-out trays provide easy access to stored items without having to bend or reach

Quality CraftsmanshipExperienced Professionals

423-499-2892www.cgranitem.com

6414 Bonny Oaks Dr. • Chattanooga, TN 37416

• Countertops • Kitchens • Bathrooms • Fireplaces • Flooring • Vanities

Chattanooga Granite & Marble is dedicated toproviding exemplary customer service and thequality of our work is the best in the business.

• Premium Colors • Natural Beauty• Select Your Own Uncut Slab

• Custom Design • Fabrication & Installation

• 1 Year Installation Warranty• Fast Turn Around

• Free Estimate

Also Offering Tile Products• Flooring • Bathrooms • Showers • Back Splash

Offering the Tile that brings your project together!

Persistent, inspired and blessed with aknack for working with people, Karla Burkich (not

pictured) launched her own company, ChattanoogaGranite & Marble, which turns 7 this month. Sheand her 12 employees work with commercial con-tractors and homeowners to create countertops,

backsplashes, walls, floors – even desks and tablesfor hotels, office buildings and churches. All fabrica-

tion is done on-site and is ready to place when itleaves the shop. Popular materials include marble

and travertine, aged bronze and iron, ceramic,porcelain, sheer colored glass and paver tiles. Ice

stone, composed of concrete with pieces of granite, isrising as the next local trend. “We can shape almost

anything in stone,” Burkich points out.

Visit our beautiful showroom today!

Come Visit our Interior/Kitchen Designers

3359 Prairie Pass, Apison3 BR/2 BA. One-level living.$245,000. MLS #1176557.

3367 Prairie Pass, Apison4 BR/3.5 BA. Plus bonus room.

$289,000. MLS #1176552.

9014 Tower Pines, Windstone4 BR/2.5 BA, hardwood floors.

$274,900. MLS #1175646.

1081 Meeting Place, Reunion4 BR/2.5 BA, screened porch.$312,900. MLS #1178813.

Great Buyer Incentives. Call for details.

REDUCED

REDUCED

2 Prime Golf Course Lots298 Rain Dance Circle

$95,000. MLS #1171332

0 Fire Creek Drive #282$144,900. MLS #1181402.

Lake Lot, Main Channel11209 Walnut LaneHarrison - $299,900

MLS #1174140Owner/Agent

Renaissance Realtors5958 Snow Hill Rd.

Suite 156

Ooltewah, TN 37363

Cell 423-593-8547Office 423-648-8200


www.susanworley.remax-tennessee.com

Each office independentlyowned & operated

191 Lookout Cir., Trenton -Lease with option to purchase!Spectacular mountain views! Nice3 BR, 2 full BA home w/split BR floorplan. MBA has jetted tub w/sep.shower. Conveniently located for aneasy commute! Owner/Agent.$119,000. #1183914

178 Round Tree Dr., Rossville- Conveniently located to localshopping, dining & schools. Lglevel back yard. Freshly painted,new carpet, SS appliances & tilefloors, lg cov. back deck. NewHVAC installed in 2008.$110,000. MLS #1184421

791 Colony Circle, Ft.Oglethorpe -Well established &manicured landscaping, an add’ldeck adds to the outdoor enter-taining area, lg outbuilding forextra strg. 3 BR, 2 BA w/split BRplan, lg GR w/vaulted ceiling, over-sized kitchen. $117,500. #1185852

200 Creeks Jewell Rd., Ring-gold - Great location! Min. fromHamilton Place Mall & downtown.Home features hdwd entry, openfloor plan, custom cabinets, mas-ter bedroom. Back porch w/ceilingfan, level back yard, corner lot.Sold as is. $119,000. #1183912

Susan Worley

Ron Worley706-935-8622800-870-8083

[email protected]

CUSTOM HOME BUILDERWill Build On Your Land or Ours

Let North Georgia’s #1Homebuilder take youthrough the ENTIRE

BUILDING PROCESS!

BestHomeBuildersInc.com

0 Green Forest Dr., Dunlap -Close to Fall Creek Falls StatePark. Enjoy the privacy of thebeautiful wooded 5.50 acresw/wet weather creeks & highbuilding sites. Spectacularwildlife. Ask about owner financ-ing. $25,000. MLS #1185903

378 Earls Way, Chatsworth -Amust see located just minutes fromBradley Co. This new constructionfeatures hdwd floors & granitecountertops. Custom cabinets, tilefloors in kitchen & BA. Spaciousopen floor plan. Owner/Agent.$139,900. MLS #1185836

0 Orr Road, Tunnel Hill - Thisacreage has the best of bothworlds - clearing would make fora beautiful home place, woods toprovide privacy. Approx. 25 acres,pond, minutes from I-75.$150,000. MLS #1187850

0 Cordell Rd., Rock Spring -Beautiful rolling pastures, greatpotential! 2784 sq. ft. clubhousew/full kit., woodburning FP, severalBA’s & lg meeting area. Com-pletely fenced w/locked gate. Soldas is. Improved land w/utilities.$400,000. MLS #1183908

JUST

REDUCED

JUST

REDUCED

120 Mountain Meadows, Kimball,TN - Just 30 min. from downtownChattanooga, this home is locatedless than 5 min. from I-24. All brick3 BR, 3 BA, bonus room upstairs,master on main. High quality Pellawindows throughout, high qualitykit. appliances stay, stacked stoneFP & more! $289,000. #1187944

412 Renaissance Ct., CummingsCove, Chattanooga, TN - Beautiful 2BR, 2 BA condo less than 10 min.from downtown. Immaculatelymaintained w/hdwd, tile & car-peted bedrooms. Cummings Covefeatures walking trails, soccer field& a new clubhouse coming soon.$179,000. MLS #1189565.

0 Mountain Circle, McDonald, TN -JUST REDUCED!! Great neighborhoodon a quiet, beautiful wooded lot.Minutes from the interstate or Hwy.58 area. Secluded and quiet butwithin minutes of both Cleveland orChattanooga. $54,900. MLS #1138164

100 S.W. Bancroft Rd., McDonald,TN - This beautiful 9.79 acre lot isavailable & ready to be yours. Justmin. from Chattanooga or Cleve-land. A gravel road has been putonto property & there are severalexcellent locations to build. Water,electric & utilities avail. at road.$85,000. MLS #1186366

142 Ellis Dr., Chatsworth, GA - 3BR, 2.5 BA home features lg wraparound porch, inground saltwaterpool, exterior pool house & a 5892sq. ft. warehouse w/loading dock &plenty of parking. Home & ware-house must be sold together. Ap-prox. 2.5 acre lot. Schedule yourappt. today! $299,900. #1189016

202 Manufacturers Rd.Chattanooga, TN 37403

Cell 423-847-7531Office 423-664-1900

Daniel &Sherri Anderson

Eagle’s LandingHomes Feature:

• Hardwood • Ceramic Tile • Marble• Solid Surface Countertops • Screened In Porches

Directions: Hwy. 153 North, Left on Gadd Road, Left on Delashmitt, Left on Eldridge, Right on Soaring Eagle Circle

Subdivision Features:• Community Activities Field • Nature Walking Trail

• Underground Utilities • Sidewalks • Lighted Custom Mailboxes

764 Soaring Eagle Cir. - Thishome is now under construction &features 5 BR, 4 BA and is loadedwith hardwood flooring, granitecountertops, ceramic tile, vaulted& trey ceilings. Open floor plan,large walk-in closets in master &guest bedroom, covered deck &porch. Call today & you can pickcolors & flooring! Similar to designshown. $224,900. MLS #1189986

• New Homes• Full Home Remodeling

• Kitchen Remodeling• Commercial Work

• Outdoor Kitchens & Fireplaces

We Can Help You Design and Build Your New Home!

Roy TankersleyBuilder/Developer

423-645-4385

Lake Breeze

Friar Branch

Homes from $160’s - $190’s

70 Homesites AvailableCustom Homesites with

Lake View Available!

Homes from $160’s - $190’s

28 Homesites AvailableStarting Construction on Lots 62, 54 & 99

Amenities Include:• Tile Floors in Wet Areas

• Hardwood Floors• Granite Counters

• Crown Moulding • Trey Ceilings• Brick, Stone & Hardie Siding

Amenities Include:• Tile Floors in Wet Areas • Hardwood Floors

• Granite Counters • Trey Ceilings• Crown Moulding • Brick & Hardie Siding

Located off of Birchwood Pike

Directions: Shallowford Rd to Noah Reed

Road to Laramie Circle.



HOMESSALE or RENT

706-891-5200Charlie Whitmire 423-593-4337 • David Fowler 423-902-9408

Rosewood Located off Steele Road

Brand New 80 Lot Development5 New Homes Starting Construction

Lots 6, 7, 8, 9, 10

Model Home - Nice corner lot, ap-prox. 2040 sq. ft., 3 BR, 2 BA withhuge bonus room, open floor plan,hardwood & tile, custom cabinets,vaulted & trey ceilings, coveredporch. Home open Sundays from 1-5 pm or call for an appt. $159,500.

Home Now Available

Lot 2 - Approx. 1460 sq. ft. in this 3 bedroom, 2 bath brickhome. Features include 9 ft. ceiling, custom cabinets, lots of

crown moulding, hardwood floors and granite. Covered front & back porch. Energy efficient home. $144,900

3 BR, 2 BA with approx.1480 sq. ft. Coveredporch front & back.Graysville school district.Conv. to East Ridge.$950/month

137 Bunker -Approx. 1600 sq. ft. with 3bedrooms and 2 baths. Fire-place, high ceilings, formaldining room & coveredporches. All for $132,500.

Homes Feature:• Approx. 1800 sq. ft.

• Open Level Living • 3 BR, 2 BA• Custom Cabinets • Coffered Ceilings• Hardwood Floors

• Walk-in Tile Shower• Lots of Trim

2 BR, 2 BA townhomewith approx. 1430 sq. ft.Gated community, cov-

ered porch front & back.Call today for more in-

formation.

Sunrise Meadows

Directions: From Ringgold Road, take Mack SmithRoad, right on Steele Road, approx. 1 mile on right.

For Rent

Fort Town EstatesLocated off Cloud Springs Road

Located off Graysville Road in North Georgia• Homes in the $190’s • Graysville School District

• 5 Minutes to Hamilton Place Mall

Autumn Oaks

Lot 12

Lot 9

Lot 10

This Home Sold

5 More Under Construction

140+RentalHome

Inventory.Call Today!

Gated CommunityPool & Clubhouse

153 Flagstone Drive -2 bedroom, 2 bath homewith approx. 1280 sq. ft.Covered & screened backporch, garage. $95,000.

Lot 37 - 4 BR, 3 BA brick &stone home, huge bonus roomupstairs with 4th BR & BA.$269,500.

White Oak Plantation

Dogwood Located off Lakeview Dr.

Directions: I-75 to Battlefield Pkwy. exit, turn left, take a right beside BP station onto Hoover, then left on Boynton Rd. at stop sign, to subdivision on left.

Kelly Jooma423-432-8121 • 423-664-1600

Email: [email protected] Office Independently Owned & Operated

Homes from $180’s to High $200’sJust Minutes to New VW Plant

Homesites Now Available for Saleto Builders & Individuals

Directions: I-75 North to exit 5 (Shallowford Rd). Right on Shallowford to Gun-barrel Rd. Left on Gunbarrel Rd, turns into Standifer Gap Rd.

Your Listing and New Construction Specialist

8598 Maple Valley, Chattanooga - Onestory w/open floor plan for entertain-ing. 3 BR, 2 BA split plan, GR & kitchenhave 11 ft. ceilings. GR w/FP & gas logs,French doors lead to large porch over-looking pond. Kitchen features granitecounters & stainless appliances. Largebonus room, utility garage & lg fencedbackyard. $249,900.

8218 Bill Reed Rd., Ooltewah - Wel-come to this beautiful 3 BR, 2 full BA.Maintenance free siding home featuresrocking chair front porch & cov.screened back deck. Large LR w/wood-burning FP, lg kitchen w/new flooring& stainless appliances, lg masterw/walk-in closet & nice MBA w/newflooring. One level living! $115,000.

5906 Hillcrest Dr., Harrison - This lovelysplit plan is a 3 BR, 2 full BA in a quiet,beautiful community. Covered,screened back porch with a woodedview. Lg LR w/woodburning FP, lgbreakfast room & huge kitchen. Newpaint in many rooms & flooring likenew. Priced to move! Won’t last long.$120,000.

(BPT) - Home ownership is an important invest-ment that can create both a sense of pride anda place in the world that is all your own. Whilethe investment in purchasing or building yourown home is sizeable, letting your home fall intodisrepair can be even more costly. However,home maintenance doesn't have to be a daunt-ing task. By following a few simple steps andmaking maintenance a regular activity, you'll notonly preserve the quality of your home, but you'lllikely save money over the long term.

Keep a regular maintenanceschedule Whether you've just movedin or have lived in your home fordecades, it's important to establish aregular routine to maintain your home.Some tasks should be checked off the list regu-larly, while others are more seasonal. Start a listor put reminders on your calendar for these im-portant to-dos:

* Regularly test fire extinguishers, smoke alarmsand carbon monoxide detectors.* Replace air filters for heating and cooling sys-tems according to owner's manuals.* Schedule regular furnace and water heatermaintenance.

* Check electrical outlets to ensure proper func-tion.* Weatherproof doors and windows according tothe season.* Don't underestimate regular cleaning to keepyour home in top shape.

Invest in items that protect your in-vestments: Regular home maintenance isworth your while and certain investments can

ensure your home re-mains in top shape foryears to come. Thereare many differentproducts designed tohelp you maintain your

home investment by making it easier to clean,protect, update and more. For example, if petsare part of your family, investing in a great vac-uum can help keep your house pet hair free,while a home security system will help ensureyour home and possessions are protected at alltimes.

If you're building a new home or re-modeling, consider products designed tomaintain your investments. For example, Kraft-

M a i d ' sCoreGuardsink base,an engi-n e e r e dp o l y m e r

cabinet interior, is designed to protect from leaksand spills that commonly occur under the sink.Available through dealers, Lowe's or The HomeDepot, CoreGuard offers a simple solution toprotect cabinetry for the long term.

What's on the outside counts too.

While you may experience the benefits of interiormaintenance more regularly, outdoor mainte-nance is just as important in taking care of yourhome. Tasks like making sure gutters are clearand siding is clean and damage-free help en-sure that the exterior of your home stays beau-tiful. Strategic landscaping can help with heatingor cooling costs by allowing light in or providingshade where needed. It can also help by divert-ing water away from the house to avoid leaks ordamage. Additionally, an investment in the exte-rior of your house can enhance the curb appealand make it a joy to come home to every day.

Maintaining your home investment

Directions: North on Hwy. 27, Exit Hixson Pike,turn right on Hixson Pike, left on Armstrong,left on Clift Mill, Subdivision is on the left.

atPreserveThe Clift Mill

MICHAEL CASE CONSTRUCTION423-991-3325

Homes Feature:• 3 Bedroom • 2.5 Bath • Bonus Room • Hardwood & Tile Floors

• Gas Log Fireplace in Great Room • Specialty Ceilings • Beautiful Trim Work Throughout • Granite Countertops in Kitchen & Bathrooms

• Trane Heat & Air System • Exterior with Brick, Rock & Hardi Board Siding

Homes Built in Barrington Pointe,Lennox Pointe and

Emerald BayBRING YOUR HOUSE PLAN AND LET US QUOTE YOUR CUSTOM HOME - FREE ESTIMATES!

Quality Constructionof Fine Homes

Custom & SpecHomes

• Approx. 25-30 Minutes from Downtown Chattanooga • 1± Acre Lots • 5 Minutes to Lake Access • Gently Rolling Hills and Leveled Lots

$270,000 - Approx. 2300+ sq. ft.$319,000 - Approx. 2300+ sq. ft.

Convenient Location, Only 8 Minutes from TVA’s Sequoyah Plant

Lot 49

Lot 45 Custom Home

Now Under Construction

More Lots Available for

Your Custom Home

REDUCED

Lot 4 - SOLD

Let Us Custom Build

Lot 20 - SOLD

Let Us Custom Build


Nutritional Supportfor the Entire Family

The Family Herb Shop • 423-843-17605407 Hixson Pike, Suite 105 • Hixson, TN 37343 (Across from the old Bi-Lo)

Hours: Mon-Fri. 10-6 • Sat. 10-2

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(BPT) - Spring is drawing nearer and, for homeowners, now is the timeto shrug off the winter chill and think about home improvement plans.Building industry experts say that it’s an ideal time to carefully considerand prioritize your plans - both cosmetic and structural.

Understanding what is an essential home improvement and what ispurely cosmetic is fundamental for those looking to make a smart in-vestment in their homes. The foundation, for example, is a key invest-ment area during a renovation project. Hiring an energy rater,inspector or appraiser to examine the home will give a better sense ofthe required work and avoid any subsequent costly headaches.

If you’re thinking of going green, small changes such as using compactfluorescent light bulbs can contribute to reducing your home’s carbonfootprint. Fluorescent light bulbs typically have a longer life and useless energy thereby reducing excessive energy waste as well asmonthly energy bills.

Investing in energy-efficient appliances is another effective way to live green and add value to your home.Many modern air conditioners use 30 to 50 percent less energy to produce the same amount of cool air as airconditioners from the 1970s, according to the U.S. Department of Energy. Homeowners with an old central airsystem can consider having a new, more energy efficient HVAC system installed. While these may come withan expensive up-front cost, the savings on energy bills over the long term will prove to be a wise investment.Additionally, the inclusion of other energy efficient appliances such as refrigerators, washing machines anddryers will contribute to lower energy bills.

Another significant way to reduce energy consumption is to adequately seal the home to stop air leaks by opt-ing for a smart insulation material. Insulation experts say that homeowners should survey their house fromtop to bottom, and assess any trouble spots such as drafty areas or cold zones which could be caused by airleakage. Air leakage can limit the effectiveness of heating systems and leave you with higher energy bills. Ac-cording to InsulationSmart.com, floors, walls and ceilings can account for up to 31 percent of air leakage in ahome. Spray foam insulation, which can help combat air leakage, is growing in popularity amongst homeown-ers since it is an energy-efficient material that delivers year-round benefits. Spray foam insulation, like thatavailable from Icynene, works well in all types of homes across the country, regardless of climate.

Spray foam insulation performs for the life of the property, ensuring that homeowners enjoy comfortable in-door temperatures all year round without overrunning their heating and cooling equipment. Insulation expertsfrom Icynene note that quality spray foam insulation can noticeably reduce heating and cooling costs, in somecases by up to 50 percent. Additionally, spray foam insulation helps minimize random airborne moisture andpollutants from entering the home, ideal for allergy sufferers. More information on the effectiveness of sprayfoam insulation is available online at www.icynene.com.

Updating your home with cost- and earth-conscious improvements will provide a multitude of benefits. Notonly will your home be more comfortable, but you’ll be saving money and doing right by the environment.

Shrug off that Winter Chill with Smart Home Improvement Projects

423-255-7943 • www.n-rehab.com

From Foundation to Roof... and Everything in Between

Over 22 Years Experience - We Do the Job Right the First Time

Whole House Restorationoffering services to:

• Homeowners• Realtors • Investors

• Bank Owned Properties

• Licensed & Insured

• Free Estimates

• Structural Engineers and Professional Designer on Staff

• Top Rating on Angie’s List

• Fast, Dependable, Professional Work

• Satisfaction Guaranteed

After

After

Before

Before

Before

After

Vol. 23, No.2 Say you saw it in ChattanoogaNewHomesandRemodeling.com

South Side VillageAndover Place

• Level Lots • Beautiful common areas & wetlands• Minutes to Hamilton Place Mall • Sidewalks

• Underground utilities• Listen to the sounds of nature, not the cars

• Zoned for New East Hamilton Middle/High School

Work with Our Designer on Your Semi-Custom Home

Semi Custom Homes from $185,000 - $215,000

Several Plans to Choose FromAsk About our Bonus Room Special!

Priced from $245,000 to $324,000

Andover Place South Side Village

THE BUCKNER

$189,0001,500 Sq. Ft.

$195,000with a 200 Sq. Ft. BonusRoom complete by clos-

ing

in East Brainerd

1780 Andover Place$207,000

4 BR, 2 BA, open floor planwith formal DR, GR w/FP,

hardwood & finished bonusroom available.

Open Sundays2-4 pm

Lower Your Energy Bills! Increase the Longevity

of your Home!

20 Unit New South Side Subdivision Green Construction

Downtown Living! Why buy a condo when you can have a single family home for less! Walk to fine dining and art galleries.

Green Single Family Homes

1359 Jefferson Street$293,000

4 BR, 3.5 BA, approx. 2211 sq. ft.,hardwoods, natural light, stainless

steel appliances, granite countertops,custom lighting, walk-in closets, openfloor plan, upstairs loft & much more.

Open Sundays2-4 pm

Downtown and Around Town - Up to 100% Financing NOPMI

1411 Jefferson Street$299,900

5 bedrooms, 3.5 baths, approx.2400 sq. ft., kitchen featuring

granite countertops, stainless steelappliances & beautiful cabinetry

with sleek hardware.

New Homes Under Construction

WoodridgeAround Town - Up to 100% Financing

You will love this spacious two story home with the master bed-room & bath on the main level, boasting a double vanity and

large walk-in closet. The front porch is both inviting and relaxing.Enter into a spacious great room with woodburning fireplace andbuilt-ins. Upstairs, you’ll enjoy more living space with two addi-

tional bedrooms and full bathrooms as well as a bonus room per-fect for a play room, media room, library or home office. Bonusroom will be completed at this price. Similar to design shown.

2 Homes Now Available with 6 More Homes Under Construction - Available Soon

Features Include:• Craftsman Style Homes • Open floor plan • Granite Countertops • Expansive Kitchens

• Private Backyard with Forest • Energy Efficient with Wonderful Details • Convenient Location Close to Hwy. 27 for Easy Access Everywhere

Woodridgein Hixson

Homes Priced from $175,000 to $215,000

New Construction Match Makers• We will find your lot

• Select one of our Builders• Work with our Designer to Create the Perfect Home

• Work with our Lender to get the best New Construction Loan

Call our Info Hotline at 423-200-3006

Grace Frank Kim Bass

Debbie Radford Kam Oates


423.595.7050

• 40 Unit Townhome Community • Gated with Amenity Center and Pool• Professionally designed with a rustic/craftsman exterior

Phase II Starting in April with New Floorplans

on Page Road

Peachtree Townhomes

Chattanooga’s Newest Premier,Contemporary Neighborhood

• Gated Community

• Single Family Housing

• Clubhouse

• Swimming Pool

• Lighted Sidewalks

• Home Owners Association

• Total Fiber Optic Subdivision

Homes from

$189,000

Now Pre-Selling The

Cottages at The Vineyard

An Emerson RussellDevelopment

Ooltewah’s PremiereResidential Subdivision

SEVEN LAKES

Craftsman Style Homes Starting at $204,000

Cottages Starting at $199,000• Gated Community

• Pool and Clubhouse• Sidewalks & Street Lights• 20 Minutes to Anywhere

Directions: From Chattanooga, take I-75 North to Exit11/Ooltewah. Go left under freeway then right onto

Mountain View Rd. Go 4 1/2 milesto right into Seven Lakes.

Directions: I-75 to East Brainerd Rd., head East approx.3 miles to Graysville Rd., turn right another

3 miles to Gentry Rd., turn left and TheVineyard will be on the right.

Donnette Moore(423) 355-0231

Lori Montieth (423) 503-2450

David Turner (423) 488-1811

Properties, LLC

Conveniently Located on the

Tennessee/Georgia Line,

Only Minutes to Hamilton Place Mall

Open Saturday 2-4 pm, Sunday 2-5 pm Every Weekend!

FHA Loans up to 97.5%Veterans Loans up to 100%

Conventional Loans up to 95%Rural Housing Loans up to 100%

Wayne DenhamLoan Officer

Cell: [email protected]

NMLS #165179TN License #107620GA License #24732

• NO ORIGINATION• Fixed interest rate mortgages • Down payment may be 100% gift funds.

• Low down payment requirements.• Seller paid closing cost up to 6%.• Credit scores as low as 640.• Expanded credit guidelines.• Higher qualifying ratios.

www.crye-leike.com

Brian OrrConstruction

OO

423.304.0405

Brian OrrConstruction

423.304.0405

The Choices Are Yours, The Quality in Construction is Ours.www.brianorrconstruction.com

Dreamcatcher - Lot 8 Georgetown Landing - Lot 23

Sutton on Shellborne CustomHome

Two New Homes Coming SoonHomes in the Low $130’s

Call for details.Similar to design shown

NowUnder

Construction

Meadow Stream

Lot 442Just Starting Construction

Similar to design shown

Custom HomesCall today &let us helpmake your

dream homea reality!

2 Custom Homes Now Under Construction

SOLD

SOLD

Lot 4 - S

old


McNulty Residential Construction, Inc.Quality Custom Homebuilding & Remodeling

Rick McNulty (423) 313-3579or Sally McNulty (423) 313-3570

Credentials, In-tegrity & Commit-

ment

Build on our Repu-tation & Build with

Confidence

Directions: Go East on Standifer Gap Road, cross over Ooltewah-Ringgold Rd. headingtowards Collegedale (stay on Standifer Gap Rd.). Go approx. 2 miles & turn Right at

Deer Ridge S/D onto Deer Ridge Dr. Make first Right on Poplar Grove Dr. Model located at 2270 on Left side of road or call 313-3579 or 313-3570. Owner/Agent

Dream It and We’ll Build ItGREENBuilder

Build on our Reputation and Build with Confidence...“After speaking with past customers of Rick McNulty, we felt very comfortable moving forward with building. Rickwas instrumental in selecting the right lot and also worked with us to select the right floor plan. He has been apleasure to work with, very thorough and interested in pleasing the customer. His work is high quality and he’swith you every step of the process. If we were to build again, we would want Rick McNulty to be our builder.”Loleta & Harold Hammontree, Deer Ridge

“We’ve owned a McNulty Residential Home for several years. What first struck us about our home was the qualitycraftsmanship. Today, people still remark on how beautifully built the home is. It is our first home. Rick spentextra time with us to be sure we understood the process. Expectations have been far exceeded. We highly recom-mend Rick McNulty.” Tam and Tiffany Nguyen, Belleau Woods

“The folks at McNulty Residential strive hard to work with your individual taste, are trustworthy, helpful with dec-orating ideas, plan changes and the total process of home building!” Susan and Steve Underwood, Eagle Bluff

Rick is very conscientious and builds a very well constructed house. There were never any shortcuts taken. Ourexperience with some homes and builders out there has not been good. However, with Rick McNulty, there areno worries about quality. If we didn’t have the fortune to have Rick build our home we probably would not havedone so.” Linda and Fran Rudy, Deer Ridge

“We never thought we could love a home as much as we do this one! Rick and Sally’s knowledge, advice andavailability to you is invaluable! The workmanship and attention to detail is just awesome!” Jeff and Julie Richmond, Deer Ridge

Visit Our Model Home in Deer Ridge by Appt.

4 A+ Rating w/Better Business Bureau 4 Member National Association of Homebuilders Association

4 Member Southeastern Homebuilders Association 4 Engineering Degree 4 General Contractor 4 Electrical Contractor

4 Design Review/Revisions 4 Decor Consultation 4 Real Estate Services through Sally McNulty and RE/MAX Properties North

Be on the Safe Side!!! Call Us BEFORE you finalize the purchase of any lot and we’ll do a preliminary lot review at no cost to you.

Brent Mercer HomesDBA Chattanooga Properties, LLC

www.BrentMercerHomes.comBrent Mercer, Builder • (423) 413-5834

Susan Nowland, Sales & Design • (423) 400-6970

Amber Brook GardensNew Development Located on Cassandra Smith Road in Hixson

Live here & be in theMiddle of it All!Just off Amnicola

at Hwy. 153

Homes from $170’s & upLots Still Available - Call Today

Chattanooga’s Newest Residential Single Family Gated & Waterfront Development


• Gated Entrance • 4 Lakes • River Access• 40 Acre Common Area • Lighted Mailboxes • Homeowners Association • Private Boat Ramp • Community Pool • Community Boat Ramp• Granite Countertops• Hardwood & Tile Floors

Homes Starting in the $190’sNew Homes Now Starting Construction

• One Level Living • Level Lots • Zoned for Big Ridge Elementary

Decorated Model Open Saturdays & Sundays 2-5 pmCustom Homes Available. Call Today!

WATER HAVEN

LOT 18 - 4 bedroom, 2.5 bath home fea-turing approx. 2400+ sq. ft. $259,000. LOT 87 - Approx. 2112 sq. ft.,

4 BR, 3 full BA, open floor plan.$249,000. Similar to

design shown.

LOT 85 - 4 BR, 3 full BA, approx.2324 sq. ft. with finished bonus

room. $259,000. Similar to design shown.

LOT 88 - Beautiful new home featuring 4 bedrooms, 3 full baths

plus unfinished bonus room. Approx. 2000 sq. ft., tile shower,

granite, hardwood floors &hardieboard siding. $245,000.

LOT 25 - Approx. 2020 sq. ft.home featuring 3 bedrooms plus

unfinished bonus room. Calltoday for more information.

$244,900. Similar to design shown.

WATERFRONT

Let us Quote YourCustom or Remodel

References Available

Custom Home Builder

Remodeling & Additions

5 Minutes to Hamilton Place,

Hixson, VW Plant & Downtown!

• Apison and EastHamilton Schools

• Clubhouse & Pool

• Pergola

• Sidewalks

• Street Lamps

Directions: E. BrainerdRd., cross Ooltewah-

Ringgold Rd. Continue E. Brainerd Rd. 4 miles.

Prairie Pass is on the right.

Directions: From I-75, take the Ooltewah exit, #11. Head east on US-64/Lee Highway. At the third traffic light, turn left onto

Ooltewah-Georgetown Rd. Travel 2.5 miles and turn right onto Sylar Rd.

Ooltewah, Tennessee• Beautiful Gated, Secured

Entrance• Three Majestic Lakes• Two Lighted Tennis Courts• Large Pool & Sunbathing Deck• Children’s Playground• RV & Boat Parking Area • Street Lights & Sidewalks• Underground Utilities• Natural Gas Available• Mountain View ‘Estate’ Lots

Available• Close to Shopping &

Restaurants

Builders... Your Framing Project Completed with Precise Construction

Over 15 Years ExperienceFor a Free Estimate

Call Luis Luevano 423-200-0298

Offering a Variety of Services to Builders:• Framing • Roofing • Hardi Siding • Drywall

• Vinyl Siding • Interior Trim • Paint• Hardwood Floors • Concrete

• Wood Privacy Fence • And More


Renaissance RealtorsBeside Snowhill Publix

Developed By:Stonehill, LLC

Builder:

Marketed By: Contact:

Becky Cope English(423) 364-6298

cell/text

Craig Harding(423) 443-6460

cell/text(423) 648-8200 office

Cottage Homes starting in $180’sBungalow Homes starting in Low $200’s

WE CAN CUSTOM BUILDHomes Now Under Construction on Lots 9, 16, 17 & 18

Make Your Selection Soon & Select Finishes!

u Wide Sidewalksu Decorative Mailboxes & Streetlampsu Professional Landscape Designu Wallace A. Smith, Hunter Middle & Ooltewah Highu County Taxesu On Seweru Restrictive Covenants

Home features include:u Fiber-Cement Siding, Stone or Bricku Hardwood Flooring main living areasu Stainless Appliances & Granite Countertopsu Most homes with Kitchen Islandsu Low E Windows & 13 SEER HVACu Crawlspace Foundationsu Sodded Yards

I-75N, Exit 11 Ooltewah, left Lee Hwy., left HunterRoad, left Ooltewah-Harrison to Magnolia Creek.

All Homes Have:

3 BR, 2.5 BA2 Car GarageBonus Room

LOT 9, 5497 LITTLE GEM LANE • $242,900• 3 BR, Master on Main • 2.5 Bath • Fireplace• Formal Dining • Kitchen w/Pantry, Granite• Computer Nook • Jetted Tub, Tiled Shower

• Finished Bonus Room• Similar to Design Shown

LOT 16, 5427 LITTLE GEM LANE • $239,900• 3 BR, Master on Main • 2.5 Bath • Fireplace• New Formal Entry Foyer • Walk-In Pantry

• Kitchen Peninsula, Granite • Large Laundry• 2 Walk-in Closets in Master

• Jetted Tub, Tiled Shower• Unfinished Bonus Room is 300 SF! Ask us

about finishing it before closing!

LOT 17, 5415 LITTLE GEM LANE • $234,900• 3 BR, Master on Main • 2.5 Bath

• Formal Dining • Fireplace• Kitchen Island, Granite• Jetted Tub, Tiled Shower

• Unfinished Bonus Room is 372 SF! Ask usabout finishing it before closing!

LOT 18, 5409 LITTLE GEM LANE • $229,900• 3 BR, Master on Main • 2.5 Bath • Fireplace• Formal Dining • Raised bar dining, Granite

• Coffered Ceiling in Master• Jetted Tub, Tiled Shower

• Unfinished Bonus Room is 288 SF! Ask usabout finishing it before closing!

8 Homes Already Sold

Better Homes, Better LocationSay you saw it in ChattanoogaNewHomesandRemodeling.com Vol. 23, No. 2

Move-In Ready Homes


• Formal Dining • Raised Bar Dining, Granite• Coffered Ceiling in Master

• Jetted Tub, Tiled Shower • Fenced Backyard• Unfinished Bonus Room is 288 SF! Ask us



• Kitchen Island, Granite • Hardwood in Master• Jetted Tub, Tiled Shower • Fenced Backyard• Unfinished Bonus Room is 402 SF! Ask us


MODEL HOME

Cottage Homes

LOT 48, COTTAGE A - $194,900

• 3 Bedrooms with Master on Main • 2.5 Baths • Open Living Plans• Kitchen and Baths with Granite • 2 Car Garage

LOT 49, COTTAGE B • $189,900

The Grayson

The Magnolia

The Turnberry

The Foxhill

Brandon Waters(423) 595-8666

Mitch Holland(334) 559-4964

Check Us Out On

Building dreams one at a time

www.watersholland.com

Lot 56 - Custom Home Lot 55 - Custom Home

• Sidewalks • Streetlamps • Cul-de-sac • Zoned for East Hamilton

Building Dreams for any Budget...ONE AT A TIME.

Brock Pointe

Lot 8 - Custom Home Lot 9 - Available

ArtisanLot 66 - Custom Home

Georgetown Bay

Custom Home

Lake Home

Currently Building In...• Artisan • Brock Point • Downing Green • The Farm • Georgetown Bay • Magnolia Creek • Walnut Run

or On Your Lot/Land

• Hardwood Floors • Granite Countertops • Tile Floors and Shower • All Brick, Stone & Hardiboard

Casual Elegance withQuality Craftsmanship

Homes Starting in Mid $200’s

DreamcatcherNew Homes Priced from the Mid $200’s

• Level and Basement Lots Available• Some Existing Homes Range up to $500K

Conveniently located in Hixson with shopping and restaurants just steps away!

Only A Few Lots Still Available

Affordable Luxury HomesFrom the Mid $200’s


Each office is independently owned and operated

Properties

Office: 423-894-2900 • Cell 423-227-5564Visit my website at geofframsey.com

BuyingSellingRelocating

Geoff Ramsey, Broker

Cell 423-227-5564Call today for your free custom home consultation

Search the Entire MLS &View Virtual Tours at:GeoffRamsey.com

Homes Include:• Custom Cabinets w/Granite Countertops

• Specialty Ceilings • Hardwood & Tile Floors• Excellent Craftsmanship

Subdivision Includes:• Sidewalks

• Underground Utilities• Matching Mailboxes w/Streetlights • Beautifully Landscaped Entrance

Just Minutes from Everything and Zoned for the New Schools

Chattanooga’s Most Convenient New Subdivision• Zoned for New East Brainerd Schools • Minutes from Hamilton Place

These fantastic new homes are built in a beautiful traditional style made of all brick,stone & Hardiboard siding. These homes all have hardwood & tile, custom cabinets

w/granite countertops, master suite w/jetted tub, sep. tile shower, specialty ceilings &walk-in closet. Large attic walkout storage. Similar to designs shown.

Lot 18 - This 4 bedroom, 2.5bath home features approx.2500 sq. ft. Custom cabinetsw/granite countertops, specialtyceilings, hardwood & tile floors& so much more.

Go to: www.GeoffRamsey.com for a Virtual Tour

“Buy or sell a home with me and use this truck for free”

Lot 37

Lot 41

Lot 35

Lot 2 - 4 BR, 2.5 BA, approx.2400 sq. ft., Huge level lot.Virtually maintenance free.Hardwood & tile floors, gran-ite counters. Similar to de-sign shown.

Lot 1 - 4 BR, 2.5 BA, approx.2500 sq. ft., hardwood & tilefloors, custom cabinetsw/granite counters, specialtyceilings. Similar to designshown.

Lot 33 - 4 BR, 2.5 BA, ap-prox. 2650 sq. ft., mastersuite w/jetted tub, sep. tileshower, specialty ceiling &walk-in closet. Similar to de-sign shown.


Properties







• Fabulous Pool• Sidewalks and Street Lights• Convenient to Ooltewah,

Chattanooga and Cleveland

Lot 16 - This fantastic all brick & stonehome offers hdwd floors, granite coun-tertops & custom cabinets. Master suiteon main level & large bonus/bedroomupstairs. Kitchen is well appointed w/anupgraded stainless steel appliancepackage. Similar to design shown.

Lot 66 - This 4 bedroom, 2.5 bath homehas approx. 2800 sq. ft. with hardwood &tile floors in the main living areas. Similar todesign shown.

Community Lakes with Fountains and Walking Trails

Sidewalks & Streetlights Great Family Neighborhood

New Spec Homes NearingCompletion on Lots 3, 66 & 67

Located on Snow Hill Roadacross from Hampton Cove

Hurry, Only 2 Homes Left

• One Street Cul-de-sac• Underground Utilities

• Convenient to Ooltewah, Exit 11

Shopping & Restaurants

• Phase I - Custom Lots to Choose From• Basement & Level Lots Available

The 2013 St. JudeDream Home

Currently UnderConstruction

Pool and Clubhouse are Now Under Construction

Tennis Court Coming Soon

Zoned for Great Schools... Apison Elementary and the New East Hamilton Schools


Ooltewah’s Premier Gated Community

Adjoining the ChampionsClub Golf Course

Just a Few Custom LotsStill Available

Homes Under Construction on Lots 48, 14 & 16

Lot 3 - Approx. 2850 sq. ft. with 4 bed-rooms, 2.5 baths, hardwood in all commonareas, carpet in bedrooms & bonus room,tile floors in baths & laundry. Huge walk-outstorage area. Similar to design shown.

Lot 15 - Approx. 2950 sq. ft. with 4 bed-rooms, 2.5 baths, hardwood in all commonareas, carpet in bedrooms & bonus room,tile floors in baths & laundry. Huge walk-outstorage area. Similar to design shown.

Stone’s Throw

NATIONAL ASSOCIATIONOF HOME BUILDERS

Building dreams one home at a time

gtissa.com

For More Information on Any of these Homes Contact

Heritage Green

Stone’s Throw

Hampton CoveHawks Landing

Have Confidence in Your Builder.Check us out - Complaint Free.

A+ Rating

423-595-9955423-595-9955

Homesites Available in Any of These Fine NeighborhoodsCustoms Currently Under Construction:

4 in Flower Branch • 2 in Dreamcatcher • 2 in Hawks Landing • 4 in Hampton Cove


Properties






Lakeshore

Covea Great Place to Call Home


Keystone

Currently Under Construction in Hawks LandingGo to: GeoffRamsey.com for Virtual Tour

3 Homes Available - Lots 3, 66 & 67

Home Available - Lot 18

2 Homes Available - Lots 3 & 15

Council Fire

Homesites Available

Homesites Available

Dreamcatcher



Flower Branch




Properties







Hope Ranch Estates

Country Living Near VW Plant

Beautiful, serene setting, Hope Ranch Estates features32 large parcels ranging from 1 to approximately 5acres. Paved cul-de-sac roads and open, level &

wooded parcels will make for a truly private community.Convenient to Hamilton Place area, restaurants & inter-state, Hope Ranch Estates provides the escape you havebeen looking for with the easy commute your busylifestyle demands.

Most Lots Available andPriced from $40’s to $70’s

Directions: Take I-75N to Bonny Oaks Exit, turn Right on Old Lee Hwy, bear right on Apison Pike andgo through Collegedale, then Right on Alabama Road, Right on McGhee to property on Right.

Homes Similar to Design Shown

• Convenient Apison Location

• Acreage parcels (min. 1 acre)

• Beautiful serene country setting with pastoral views

• Wooded & open sites

• Level lots

• Cul-de-sac development - no through traffic

• Estate size parcels, many available in cul-de-sac

• Convenient to Hamilton Place area

• Paved roads and underground utilities

• Architecturally controlled

• Lighted entry monuments

• Wildlife

• Shops Allowed - must adhere to restrictive covenants

• Approved builders welcome

SSS

S

1

2

3

4

5

6

7

9

1011

12

1315

16

1718

19

2023

25

26

28 29 30

31

32

S

S


Properties







Rosemere..in East Brainerd

This beautiful home features 4 bedrooms w/walk-in closets, all on one floor. Home has been totally redone with all new fixtures, plumbing, electrical, paint, water heater & roof. Hardwood floors on majority of main level, formal LR & DR, master suite w/sitting area & large bath with whirlpool tub,family room w/FP, alarm system & central vac system. Situated on a level, cul-de-sac lot in beautifulRosemere subdivision with sidewalks, pool and pavilion. $299,900. MLS #1177549


(BPT) - Spring home improve-ment season is on the way, andif you’re like most homeownersyou have a list of jobs you wantto accomplish. Some will besmall, economical do-it-yourselfprojects. Others may require theservices of a professional and agreater monetary investment.However you accomplish yourhome improvement plans, it’simportant to do so as cost-effec-tively as possible.

To make the most of your homeimprovement projects thisspring, take these five steps:

1. Define what you want to do. Be precise and detailed in exactly what you wantto accomplish. Going into a home improvement project without a clear vision ofthe end result means you’ll be making decisions on the fly - and that’s the type ofdecision-making that can become costly. Knowing exactly what the scope of yourproject will be can help you better estimate the costs and stay on track with yourbudget and objectives.

2. Decide if you can do it yourself or need to hire a pro. Yes, DIY can save youdough, but only if you can do the job right the first time. Fixing mistakes can costmore in the long run than hiring a professional. Be honest with yourself aboutyour DIY capabilities, and if a project is beyond your scope, look for a pro to help.

3. Make sure you’re hiring a reputable contractor. While the majority of home im-provement contractors are honorable and just trying to earn an honest living,there are also less reliable ones out there, too. Doing business only with compa-nies or contractors who are licensed and bonded can help you weed out thescam artists. Always seek independent reviews of any contractor you may hire.Don’t just rely on the references he or she provides.

4. Create a budget for your project, communicate it to your contractor and makesure he or she understands you’re committed to staying on budget. Good con-tractors know how to balance quality concerns and cost constraints and will workwith you to avoid cost overruns. Your budget should lay out how much you willspend on materials and labor, with some “wiggle room” left over to cover emer-gencies or necessary changes.

5. Check your credit. It would be great to pay cash for everything your homeneeds, but it’s not always possible. It’s likely you’ll need to fund larger projectswith credit, so it’s important to understand your credit status before you apply forany kind of loan or line of credit. Knowing your credit score and what’s on yourcredit report can help you better understand the likelihood of you getting the loanyou need and what terms you might expect to get on a loan. Enrolling in a prod-uct such as freecreditscore.com offers you the chance to get credit score alerts,identity protection alerts and fraud resolution support.

Spring is a great time to make improvements that will increase your home’s re-sale value and your enjoyment of your home. It’s important to make wise deci-sions about how you’ll manage and fund your home improvement projects, sothat when the work is done, you’re left with a better home - and as little debt aspossible.

Smart Spending Tips for SpringHome Improvements

DAVIDSON CONTRACTORS, LLCLance Davidson, Builder (423) 667-3298

John Mason, Builder (423) 313-2297


armM FcKenzie

edmanS Hills

elleauB Ridge

Lots Available in Belleau Ridge, McKenzie Farm, Stonewall Farms, Sedman Hills, and Hamilton on Hunter North.New Homes Under Construction in Belleau Ridge & McKenzie Farm.

LOT 115 - Approx. 2800 sq. ft. home featuring 4 bedrooms, 2.5 baths,hardwood & tile flooring, granite countertops, speciality ceilings, walk-in closets & so much more. $249,900

LOT 65 - 3 bedroom, 2 bath home featuring approx. 1780 sq. ft., greatroom with gas log fireplace, kitchen with stainless steel appliances, gran-ite countertops and tile floor. Large master bedroom with double treyceiling, lavish master bath & walk-in closet. $199,900.

LOT 1334 - Beautiful new home featuring 5 bedrooms, 2.5 bathsand approx. 2450 sq. ft. Great room w/gas log FP, granite coun-tertops, stainless steel appliances, tile floors, large master suite &more. $229,900

LOT 1184 - 3 bedroom, 2 bath home featuring great room withgas log fireplace, approx. 1760 sq. ft., kitchen w/stainless steel ap-pliances, granite countertops and tile floor. Large MBR with dou-ble trey ceiling, lavish master bath & walk-in closet. $199,900.Similar to design shown.

LOT 51 - This 4 bedroom home is now under construction! Home fea-tures approx. 2200 sq. ft. with granite countertops, speciality ceilings,hardwood & tile f looring and more. All for $239,900.

LOT 49 - 5 bedroom, 2 1/2 bath home with approx. 3400+ sq. ft.,granite countertops & stainless steel appliances in kitchen, crownmolding, whirlpool tub & tile shower in master bath, soaring ceilingsand so much more! $306,900

amilton on unter orthH H NUnder C

ontract

Back on Market

(BPT) - Consumer complaints and lawsuits regardinghome improvements are on the rise according to RipoffReports; a homeowner that does not do their home-work before embarking on a project could find them-selves with poor workmanship, inferior products, healthand safety issues or even legal problems.

So what’s a homeowner in need of a fix up todo?

“Start by reviewing the three most common mistakespeople make when embarking on a home improvementproject,” says Dave Harrison, chief marketing officer ofChampion Windows, Sunrooms, Roofing and Home Ex-teriors (www.GetChampion.com), one of the nation’sleading home improvement companies.

Mistake number one: Buying Only on Price

Your home is probably one of the most expensive itemsyou own, so making improvements is not the place tobudget shop.- “Make sure you are getting quality prod-ucts professionally installed. A properly done home im-provement should only haveto be done once,” added Har-rison, “and remember theold adage ‘you get what youpay for’.”

Mistake number two:Not looking at the LongTerm Investment Bene-fits

When your home improve-ment project is finally over,you should be getting morethan an upgrade to your home; you should also see anincrease in your home’s value. When you do it right youcan reduce energy and maintenance costs and increasecomfort and pride in your home, and never have toworry about it again for as long as you own your home.

On the flip side a poorly executed project can lower thevalue of your home, have to be re-done in several yearsand even put your family’s health at risk. For example,water damage from faulty windows could cause mold.

Mistake number three: Not Knowing How toScreen a Contractor

“I’ve seen many independently owned contractorsclose their businesses after a short year or two,” saidHarrison. “When selecting a contractor to work with itis important to get a sense of who they are, what prod-ucts they use and how long they have been in busi-ness.”

According to Harrison there are four essential questionsto ask during this screening process:

- Who designs it?- Who builds it?- Who installs it?- Who guarantees it?

“When you don’t get the correct answers to these fourquestions you may end up with an inferior investment,expensive surprises, property damage or even lawsuitsand liabilities,” says Harrison. “Ultimately, the answeryou want is that there is a single source of accountabil-

ity for your project.Having one companydesign, build, installand guarantee theproduct and work, asChampion does, cansave you time, moneyand hassles in the longrun.”

Make sure you have acontractor relationshipyou can trust for thelong-term. This long-

term relationship starts with a quality product and pro-fessional installation and includes a lifetime warrantyfrom a company that has longevity and provides youwith a sense that they will still be in business five orten years down the road. -You should also ensure thatyour warranty is transferable, applies to all systems, ap-plications and materials, and is non-prorated. A non-prorated warranty is considered to be the mostvaluable as it means that the manufacturer or sellerwill replace or repair the item at no cost to the buyer ifthere is a problem with a product.

The Most Common Mistakes Homeowners Make When Choosing aHome Improvement Contractor and How to Avoid Them

www.crownconst.net

Jonathan Jones, Owner706-463-2975


Homesites Available - Call Today For More Information

• General Contractor• Residential • Commercial

• Licensed & Insured––––––––––––––––

New Homes For SaleCustom Homes

RoofingRemodeling

9638 Shooting Star Cir. - For Sale2450 sq. ft. • $258,500

4 Bedrooms • 2 1/2 BathsOffice • 4 Walk-In Closets256 sq. ft. of Attic Storage

16x16 Storage Area in BasementProperty is Open at All Times

9640 Shooting Star Cir. - For Sale2475 sq. ft. • $264,900

3 Bedrooms • 3 Full BathsOffice • Formal Dining RoomBonus Room / 4th Bedroom

16x16 Storage Area in Basement

9642 Shooting Star Cir.

Sunset EstatesLocated on Sequoyah Access Rd in Soddy Daisy

Available

Available

SOLD

Let us Custom Build“Honest, dependable and quality work done

within quoted budget and on time!” – Luthell B.

“It was obvious these guys were experienced....there were definitely no shortcuts

taken on the quality materials used and construction techniques. The entire crew was

very professional from start to finish.” – Phillip C.

A Name You Can Trust

Sandra LewisManaging Broker, I.R.E.S., C.D.P.E. & Property Management

Cell: 423-208-4133 • Office: [email protected]

• Residential Sales • Property Management • Rentals • Commercial Sales & Leasing

FALCON CREST

Only 4 Homesites Left...Selling Out Quick!

1002 Falcon Crest Dr. - Superior qual-ity & upgrades in this 3 BR, 2.5 BAwith master on main. MLS #1185832

Southland PointeMiddle Valley

Custom Built Homes by Jim Vencent, Sr. Only 6 LotsAvailable! Don’t wait to be in the heart of Middle Valley.

Nice Sized Lots, Beautiful Homes, Beautiful Neighborhood!

Brand New Single Family HomesOnly $159,900

• City Water & Sewer • Underground Utilities• SODDY DAISY Schools


Lot 187 - Fox Run

Custom

Lot 46 - Canyons

Custom

4900 Shoreline Drive

Custom

Lot 8Hampton on the Lake

Custom

Before

Kings RoadAddition / Remodel

WALDREP CONSTRUCTION, LLCQuality Spec & Custom Homes, Additions & Remodeling

Larry Waldrep (423) 316-6475Email: [email protected]

Lot 135Coming Soon / Available

Will Build to SuitThis new home will feature over 3000 sq. ft. with 4 bedrooms and

3.5 baths, 4 car garage and unfinishedbasement. Similar to design shown.

Lot 130Coming Soon / Available

Will Build to SuitThis new home will feature 2900 sq.

ft. with 4 bedrooms and 3.5 baths, 4 car garage and unfinished

basement. Similar to design shown.

After

Lot 135Crystal Brook

Crawlspace and Basement Building Lots Available in Crystal Brook forYour Custom Home Ranging from the low $300’s to the mid $400’s.

Lot 130Crystal Brook

Copyright © 2012 Frank Betz, Inc.Copyright © 2012 Frank Betz, Inc.

Directions: I-75N, Exit 11, right on Mountain View Road, left on Snow Hill Road,left on Greenwood, left into Island Pointe, right on Island Manor.

12 New Lots Now Available• Underground Utilities • Cul-de-sac Community

• Within Minutes of Public Boat Ramp

Lots Available for Custom Homes

Homes Priced from $299,000 - $399,000

2 New Homes Available - Now Under Construction

LOT 2 -This 3 BR, 2 BA rancher features ap-prox. 2600 sq. ft., family room w/vaulted ceil-ing & FP, hardwood floors throughoutincluding bedrooms, kitchen, family room &dining room. Custom cabinets, MBR w/vaultedceiling & tile shower in MBA, finished bonusroom, covered screened porch plus sundeck,wrap around front porch, sodded front & sideyards plus sprinkler system.

If you are looking for a lakefront home that includes luxury upgradesand an amazing price, this custom home in Harrison, TN is the place foryou. Listed at $995,000, this home features a spacious layout ideal forentertaining, including a large great room, kitchen, breakfast area, andformal dining room. The home is also great for relaxation! The mastersuite includes large bedroom, bathroom with jetted garden tub and

separate steam shower, as well as a large customized walk-in closet. Toomany amenities to mention! Call Bill Fine 423-488-4442.

LOT 25 - This one and a half story home fea-tures 3 BR, 2 1/2 BA with master suite on mainlevel. Approx. 2700 sq. ft. plus unfinished base-ment. Hardwood floors downstairs, tile in masterbath & laundry room, covered porch, 2 car garage,sodded front & side yards plus sprinkler system.

LOT 1, CUSTOM- 3 BR, 2 BA, hard-wood floors, familyroom w/vaulted ceil-ing & FP, custom cabi-nets & more.

For More Information Contact:Bill Fine (423) 488-4442

orKenny Crowe (423) 310-5823

SOLD

www.BillFineHomes.com

Lakefr

ont

Catoosa County’s Newest “Estate” Subdivision with All One Acre Building Sites

Biltmore Estates

Contact Builders/DevelopersDennis King (423) 593-8383 • Wesley Chambers (423) 595-9658

Directions: Hwy. 151 S, go 1 1/2 miles & turn right on Brock Circle to 2nd subdivision on left.

Features Include:• Underground Utilities

• Sidewalks • All Electric • Restricted Subdivision • 20 Lot Development • Builders Welcome • Homeowners Association

• Zoned for Heritage Middle & High Schools

Prime Homesites Still AvailablePriced as low as $29,900 & up for Acre Lots

Full Brick Homes Starting at $250,000 & Up

Lot 21 - Just starting construction. Full unfin. bsmt w/poured con-crete walls & plumbed for future expansion. Approx. 2900 sq. ft.with finished bonus room. $299,000. Similar to design shown.

Lot 7 - Approx. 3000 sq. ft. home with 4 bedrooms, granitecounters, hardwood floors and much more! Priced at only$329,000.

Lot 8 Lot 20 Lot 12Lot 17

FULLBRICKHOMES

as low as$80/sq. ft.

excluding lot

LET US CUSTOM BUILDYOUR HOME

Choose Your Homesite & We Will Build To Suit!

Custom HomesNow Under Construction

More Acreage PurchasedPrime Homesites!!

SOLD

SOLD

SOLD

SOLD

Contact Builders/DevelopersDennis King (423) 593-8383 • Wesley Chambers (423) 595-9658

• 1200-1300 sq. ft. Plans • Custom Cabinets • Vaulted & Cathedral Ceilings • Porcelain Tile • Hardwood

• Open Floor Plans • Split BR Designs • Whirlpool Tub & Tile Shower in Master Bath

• Sep. Laundry Room • Bonus Room Plans Optional • Covered Back Porch • 30 Yr. Dimensional Roofing • Energy Efficient

• Blown Insulation in Attic & Walls • Low Monthly Utility Bills

• Underground Utilities • Continuous Sidewalks• Sodded Landscaped Lots

• Matching Lighted Antique Style Mailboxes• Zoned for Ringgold Primary & Heritage Middle & High School

• Super Convenient Location Only Minutes to I-75

Directions: Hwy. 151 to Right on Dedmon Road, go 1/2 mile to Right on Shope Ridge Rd. to subdivision on right.

Why Buy a Repo When You Can Buy aBRAND NEW HOME for the Same Money!!

Call Today!

New Homes from$129,000 - $150,000

Custom Homes Available! Choose YourHomesite & We Will Build to Suit!


Rural Development ApprovedNo Money Down for Qualified Buyers!

These Homes Priced $10,000 Under Appraised Value

3 New Homes NowUnder Construction!

Lot 19 - Brand New! Approx. 1250 sq. ft., 3 BR, 2 BA, cathedral & trey ceil-ings, custom cabinets w/granite countertops, hardwoood & tile,whirlpool in master bath. Covered back deck, level lot, 2 car garage, 10yr. limited warranty. Heritage School District.

Lot 20 - Brand New! 4 bedroom, 2 full bath home with approx. 1600 sq.ft. Finished bonus room, whirlpool in master bath, cathedral & trey ceil-ings, granite countertops, level lot, covered back deck, 10 yr. limited war-ranty, Heritage School District.

Lot 21 - Brand New! Approx. 1600 sq. ft. home with 4 bedrooms, 2 fullbaths and finished bonus room. Whirlpool in master bath, cathedral &trey ceilings, granite countertops, covered back deck, level yard, 10 yr.limited warranty, Heritage School District.

Subdivision Features

Homes Feature

(BPT) - If you typically dread income tax time, remember this: Three outof four taxpayers receive a federal refund, and the average direct-de-posited refund last year was $2,923.

You have almost as many tax savings opportunities as last year, thanksto the fiscal cliff-averting tax changes passed in early January. In addi-tion to extending the lower Bush-era income tax rates for nearly all tax-payers, the American Tax Relief Act made permanent or extendeddozens of tax breaks.

“This year’s tax law changes included thousands of dollars in tax bene-fits for working families, college students and homeowners in particular,”says Jessi Dolmage, TaxACT spokesperson.

When you’re ready to file your 2012 federal tax return, due April 15,2013, watch for these key tax benefits:

Families• The child tax credit is worth up to $1,000 per eligible child, and is re-fundable for taxpayers with an earned income of more than $3,000.

• Parents who work or attend school and pay for child care may qualifyfor the child and dependent care credit. The maximum amount is $3,000per qualifying dependent or $6,000 for two or more qualifying depend-ents under the age of 13.

• The earned income credit is for working taxpayers with low to moder-ate income. The refundable credit amount is based on filing status, num-ber of qualifying children and income level. Families with three or morequalifying children could qualify for up to $5,891.

• The refundability of the adoption credit has expired, but the credit isstill available and worth up to $12,650 in qualified expenses for 2012.

College and Education• You could deduct up to $4,000 for tuition and fees paid in 2012.

• Paying off student loans? You may be able to deduct up to $2,500 ininterest paid during 2012.

• The American Opportunity Credit is worth up to $2,500 per student forpost-secondary tuition, fees and course materials.

• Contributing to a Coverdell Education Savings Account? You can ex-empt a maximum of $2,000 per student in annual contributions.

Homeowners• If itemizing your deductions, you may be able deduct mortgage insur-ance premiums paid during 2012.

• The nonbusiness energy property credit for qualified energy-efficienthome improvements (insulation, exterior windows and doors, central airconditioners, water heaters and other improvements) was extended for2012 and 2013. If you’ve claimed this credit on previous year tax returnsafter 2005, you must subtract the collective amount from the $500 avail-able for 2012.

Employees• Grade K-12 educators can deduct $250 in out-of-pocket expenses forclassroom supplies.

• You may be able to exempt employer-provided mass transit and park-ing benefits from your gross income.

• If you itemize and have paid for work-related education, there’s a de-duction for your costs paid minus any employer reimbursed amount.

Hundreds more tax benefits are up for grabs on this year’s federal re-turns due April 15.

When you’re ready to do your taxes, use these tips to make tax timeeasier and faster.

1. Gather all your tax forms (W-2, 1099, 1098, etc.), receipts and a copyof last year’s return first. Use TaxACT’s free return checklist at www.tax-act.com/checklist.

2. Don’t spend too much on tax preparation. Online and downloadablesoftware has all the guidance, forms and tools the vast majority of tax-payers need to do their own taxes. Some of the solutions are even free.“All taxpayers can file their federal tax returns free with TaxACT FreeFederal Edition,” says Dolmage. “TaxACT includes all e-fileable formsfor simple and complex tax returns, and there’s instant and personalizedhelp available every step of the way.”

3. According to the IRS, more than nine out of 10 refunds were issued infewer than 21 days last year. You should expect the same this year. Forthe fastest possible refund, e-file and choose direct deposit. You cantrack your federal refund with “Where’s My Refund” at www.irs.gov.

4. File your return by the deadline. If you need an automatic six-monthextension, e-file Form 4868 and pay any taxes owed by the April 15deadline to avoid late-filing penalties and interest fees. Finally, don’t pro-crastinate. Rushing can lead to costly errors.

For more information about tax deductions and credits available on 2012tax returns, visit www.irs.gov and www.taxact.com/taxinfo. Visit www.tax-act.com to file your IRS taxes free with TaxACT Free Federal Edition.

Tips for a BiggerTax Refund

Life is a dream at...

Established & Successful

NeighborhoodTake the worry out of your Home Values!

Fastest Growing Established Subdivision in Hamilton County

• New Phase Now Open

• Additional 32 Lots Now Available

• Homes Under Construction

Directions: I-75N, exit 11 - Ooltewah exit, left under interstate to red light. Turn right on Mtn. View Rd., approx. 2

1/2 miles turn left on Blanche Rd. to subdivision. McDaniel & Son Construction Development & Rogers Family Farm Inc. (423) 421-5122www.meadowstreamhomes.com

Homesites starting at $43,500Homes from $249,000 and up

• Level Lots • Sewer, underground utilities• Uniform street lighting • Restricted development

• Convenient location in Ooltewah• 10 minutes from Hamilton Place

• Builders welcome• 250+ homes already sold

For Information Call: Terry Payne (423) 421-5122

Manufactured Stone Products6925 Shallowford Rd., Ste 101, Chattanooga, TN

423-598-4STONE (4786)Rick Neufeld (423) 595-3282 • [email protected]

The ER Group, Inc., dba Aerus Electrolux, Chattanooga Central Vacuums & Stone Center

We Work withBuilders andHomeowners

Call Today to See Our ImpressiveLine of Stone Veneers

• Home Facades • Accents • Fireplaces • Retaining Walls

• Columns • Homes

www.stonecenterofchattanooga.com

SCENTERTONE

Paula McDaniel • Cell: 423-355-0311 • Office: 423-899-5943Email: [email protected] • www.AllChattanooga.com

Ooltewah’s Gated, Golf & Lake Community. Lots Starting at $79,900.

An independently owned and operated member of Prudential Real Estate Affiliates, Inc. Licensed in TN.

Spectacular Mountain Views from Every Vantage PointEasy Access to Hwy. 27 in Hixson

Minutes from Downtown ChattanoogaLots starting at $45,000.

Community Pool Opening in Spring 2013

Owner/Agent

A Privileged Address with a Lifestyle to Match

The Canyons at Falling Water


B E T T E R B U I LT , B E T T E R VA L U E . . . T H A T ’ S A F F O R D A B L E E L E G A N C E .


Rick Harris , BUILDER

423-240-5455www.b igwhi skeybu i lders . com

A TRADITION

OF QUALITY

SINCE 1960

CUSTOM HOMES • ADDITIONS • REMODELS

North Chattanooga

NOW BUILDING THE AREA’S MOST ENERGY EFFICIENT HOMES

Lake Access Lake Access

Lake Access

Custom

Available

Available

SOLD

Built Over 300 Custom Homes

McClure Construction, LLCTim McClure, Builder • (423) 595-4166

Let Us Build Your Custom Home

Proven Builder, Proven Results, Proven QualityTwo Time President of the Home Builders Association of Chattanooga

Developed Six New Subdivisions

BrookstoneLocated in Emerald Bay, Soddy Daisy

30+ Lots Available Located in Brookstone & Lennox Pointe in Soddy Daisy,and Pecan Springs in East Brainerd

Lot 24 - Beautiful newconstruction featuring GR& den with FP, 3 BR, 2.5BA, approx. 3000 sq. ft.Large bonus room, kitchenwith lg walk-in pantry,master suite w/walk-in clos-ets, lg utility room & more.Similar to design shown.

SOLD

SOLD

SOLD

YouTube Us At: NEW HOME BUILDER CHATTANOOGA

K&M Builder & Developer, Inc.

Email: [email protected] www.LakesatStandifer.com

Marketed By:

Kelly Jooma423-432-8121423-664-1600

Each Office Independently Owned & Operated Owner/Agent

Mark JoomaBuilder

(423) 503-5869

Lots Available for Your CUSTOM home! We have MANY FLOORPLANS available.

Let us help you through the building process and we’ll make your dream home a reality!

Call today and let us quote your custom home!

Lot 64 - $215,900 Lot 8 - $189,900

Lot 51 - $209,900Lot 52 - $229,900

Lot 76 - $359,9003 BR, 2.5 BA

Lot 77 - $349,9003 BR, 2.5 BA

Centrally Located!5 Miles to VW Plant

Homes from $180’s to High $200’s

Directions: I-75 North to exit 5 (Shallowford Rd). Right onShallowford to Gunbarrel Rd. Left on Gunbarrel Rd, turns

into Standifer Gap Rd.

Directions: I-75 North to exit 5 (Shallowford Rd). Righton Shallowford to Gunbarrel Rd. Left on Gunbarrel Rd,

turns into Standifer Gap Rd., left onto Brock Road.

Located at 8420 Standifer Gap Road, Chattanooga, TN 37421

Brock PointeMountain Views!Selling Out Fast!

Lot 71 - 4 BR, 2.5 BA

Lot 132 - $289,9003 BR, 2.5 BA, Bonus Room

Basement

We Can Build Your Custom Home Anywhere!

Let us bring it to life!

Imagine the

Perfect HOME

Basement

Basement

SOLD

Let Us C

ustom Build

Directions: Take I-75 North to exit 11. Go left under freeway then right ontoMountain View Road. Turn Left on Roy Lane, then right into Providence Point.

Providence PointPatio Homes from the $160’s

Craftsman Homes from the $200’s

Only a Few Lots Left in Phase IPhase II Opening in May!

• Streetlights • Sidewalks • Walking Trail

• A Hardiboard Exclusive Neighborhood

with Craftsman Exteriors

• Access to Savannah Bay

• 2 Yr. Social Membership to Champions Club

at Hampton Creek

Ooltewah’s

Fastest Growing

Community


423.595.7050

Model Home & Sales Center

Committed to building some of the most energy conscious homes available

new homes vol.23#2

Documents

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custom home builder

custom build

comsubdiv new homes

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llcbuilding homes

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