nclc consumer protection consumer in the states law … · 2018-03-26 · tx hi la al ga sc tn il...
TRANSCRIPT
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 1
MAPS
Consumer Protection in the States
A 50-STATE EVALUATION OF UNFAIR AND DECEPTIVE PRACTICES LAWS
NCLC®NATIONAL CONSUMER
LAW C E N T E R®
http://bit.ly/2DJKbGp © Copyright 2018, National Consumer Law Center, Inc.
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 1
Does State Law Broadly Prohibit Deceptive Acts?
©2018 National Consumer Law Center www.nclc.org2 Consumer Protection in the States: Maps
Unfair and Deceptive Acts and Practices
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 2
Does State Law Broadly Prohibit Unfair or Unconscionable Acts?
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 3
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 3
Does a State UDAP Law Give a State Agency Rulemaking Authority?
©2018 National Consumer Law Center www.nclc.org4 Consumer Protection in the States: Maps
Unfair and Deceptive Acts and Practices
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 4
Does the State UDAP Law Immunize Lenders and Creditors?
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 5
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
NH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 5
Does the State UDAP Law Immunize Insurers?
VT
©2018 National Consumer Law Center www.nclc.org6 Consumer Protection in the States: Maps
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 6
Does the State UDAP Law Apply to Utility Companies?
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 7
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 7
Does the State UDAP Statute Apply to Post-Sale Acts?
©2018 National Consumer Law Center www.nclc.org8 Consumer Protection in the States: Maps
Unfair and Deceptive Acts and Practices
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 8
Does the State UDAP Statute Apply to Real Estate Transactions?
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 9
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 9
States that Deny Consumer Relief Unless the State Proves the Business’s Knowledge or Intent
©2018 National Consumer Law Center www.nclc.org10 Consumer Protection in the States: Maps
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 10
Strength of States’ Civil Penalties
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 11
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 11
States with Major Gaps in Consumers’ Ability to Enforce UDAP Statutes
©2018 National Consumer Law Center www.nclc.org12 Consumer Protection in the States: Maps
Unfair and Deceptive Acts and Practices
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 12
States that Require Consumers to Prove an Impact on the Public as a Precondition of Suit
©2018 National Consumer Law Center www.nclc.org Consumer Protection in the States: Maps 13
Unfair and Deceptive Acts and Practices
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 13
States that Require Consumers to Give a Special Pre-Suit Notice
©2018 National Consumer Law Center www.nclc.org14 Consumer Protection in the States: Maps
OH
MO
SDID
CO
AZ
NV
CA
AK
OR
MT ND
WY
IA
AR
NC
VA DCMD
RICT
PA NJ
VTNH
ME
NY
WA
MN
MI
MA
WV
KY
NE
KS
MS
FL
OK
TX
HI
LA
AL GA
SC
TN
IL INUT
NM
WI
DE
MAP 14
States That Allow Consumers to Seek Enhanced Damages