READ ABOUT SAM & JO’S STORY

Featured PropertyMill Pond Apartments

Purchaser StoryChris Lovett

Featured PropertyMayflower Mews

brought to you by Help to Buy South

COMING SOONView the latest properties coming to your area

Pages 4 -13

GUIDES TO THE SCHEMES INSIDE!

Summer 2014 - edition 1

Read Chris’ story on page 16

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WELCOME // Summer edition

WelcomeWelcome to the first edition of My Perfect Place, Help to Buy South’s quarterly magazine for our applicants and aspiring home owners.

My Perfect Place will be issued 4 times a year, with articles on scheme updates, how the schemes such as Shared Ownership and Help to Buy Equity Loan work, news and events in the area, as well as feature property listings. We’ll even try and squeeze in a few articles about all things home, from decorating ideas, to handy gadgets for around the home.

In this edition, find out more about our upcoming Help to Buy roadshow, with our first event at The Ageas Bowl in Southampton (page 4).

We’ve also got lots of feature property listings for you to take a look at, from one bedroom apartments in Salisbury, three bedroom houses in the Cotswolds and two bedroom apartments in Southampton and Portsmouth.

We hope you enjoy reading this edition!

Jo ShortMarketing Team Leader

All property listings found in My Perfect Place magazine are the responsibility of the individual Housing Associations or Developers advertising the specific homes and developments. Details given on specific listings, feature properties and Want.It. features are not the responsibility of Help to Buy South. Some images are stock photos and/or CGIs and are representative of the homes.

hello and

In thisedition...The ultimate guides to the Help to Buy schemes, including:

Shared OwnershipHelp to Buy Equity LoanRent to Buy

Want to know how the schemes really work? Read real life purchaser stories

Feature property listings

Useful links

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WELCOME // Summer edition

If you’ve answered ‘yes’ to any of the above questions, Help to Buy South is heading out on the road, bringing the south’s largest affordable homes show to a town near you!

We’ll be heading to The Ageas Bowl, Southampton first, showcasing over 20 different Housing Associations and Developers, Financial Advisors and solicitors firms for you to come and have a chat about the homes they have available for Shared Ownership, Help to Buy Equity Loan, and Rent to Buy. Our Help to Buy South team will also be on hand to talk you through the ‘ins and outs’ of the scheme, and answer any questions you may have, from the application process to what questions you might want to ask a housing provider.

Help to Buy South

Coming to a town near you!Have you recently registered with us and want to have a chat with our team face to face about your options? Been registered a while but now looking at what homes are available to buy or rent in your area? Or you’ve not registered yet but want to find out more about the schemes available?

EVENTS // Help to Buy South

4 |

AboveThe Ageas BowlONE OF THE

BEST BITS OF OUR EVENTS? THEY’RE FREE!

Oxford The Kassam StadiumSeptember

Bristolat-BristolSeptember

So what are you waiting for?

Here are the venues for our upcoming event roadshow:

You don’t need to make an appointment, just turn up at time that suits you best, but remember, the financial advisors do get busy and the last assessment appointments are usually 20-30 minutes before the end of the show.

The Independent Financial Advisors will be able to run through a 10-15 minute assessment, covering how much you might be able to get a mortgage of, what deposit you could need, and how much you could be paying each month to buy your new home (and trust us, it could be a lot lower than you might think!). They won’t carry out any credit checks, it will simply be an informal chat to help to find out your affordability; the perfect start to your home-hunting journey!The solicitors on hand at the show will be able to talk you through the legal process of buying a home, from when you instruct them through to when you get the keys.

If you’ve been to one of our events previously, you may have visited our ‘search station’. New for 2014, come and visit our search pod where a member of our team will be able to guide you through the options available in your area, who you need to contact and what happens next after the show.

ReadingMadejski StadiumOctober

CheltenhamThe Race CourseOctober

SalisburyTBC

SwindonTBC

Hampshire ShowThe Ageas Bowl, Southampton

Wednesday 23rd July3.00pm – 7.00pm

free parking, free entry and free advice

VISIT THE WEBSITE FOR FURTHER

INFORMATION ON THE SCHEMES

EVENTS // Help to Buy South

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What is Help to Buy

Equity Loan?Launched on 1st April 2013, the scheme enables purchasers to buy a new build property with a 5% deposit and borrow up to 20% of the value of the home from the government as an interest-free loan.* You will need to be able to raise a 75% mortgage to cover the remaining cost of the home.

Who can apply?This scheme is open to both first time buyers and ‘next time’ buyers looking to purchase a new, potentially bigger or more suitably-sized home and move up the property ladder. The home you purchase with the Help to Buy Equity Loan must be your sole and only residence.

You must be able to afford to raise a large enough mortgage to cover 75% of the purchase price, as well as have access to a 5% deposit of the property purchase price.

the guide to

Help to BuyEquity LoanIf you want to buy a new home but are struggling to raise a large deposit, Help to Buy Equity Loan could help.

TopHelp to Buy example

THE GUIDE TO // Help to Buy Equity Loan

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What are the costs involved?As well as your 5% deposit, there will be other standard fees involved such as mortgage arrangement fees, solicitor fees, reservation deposit and stamp duty. Stamp Duty Land Tax rates are currently:

Purchase price of home Stamp duty rate

Up to £125,000 Zero

Over £125,000 to £250,000 1% of full purchase price

Over £250,000 to £500,000 3% of full purchase price

Over £500,000 to £1 million 4% of full purchase price

You may also have monthly or annual service charges, depending on the property that you purchase.

*The equity loan is interest free for the first five years, but in the 6th year of ownership, a fee of 1.75% of the market value of your property at the time you purchased is applicable, rising annually by the increase (if any) in the Retail Price Index (RPI) plus 1%. This is applicable if you have not paid back your equity loan by the end of year 5.

Help to Buy Equity Loan is available on new build homes only. Approved developers of the scheme are listed on our website helptobuysouth.co.uk and you will need to contact them directly for further information on what homes they have available.

There are no limitations on the number of bedrooms in the property you purchase. For example, if a single person can afford to purchase a 3 bedroom house, they will not be restricted.

The maximum purchase price for a home purchased with the scheme is £600,000, depending on your affordability.

What homes are available?

THE GUIDE TO // Help to Buy Equity Loan

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THE GUIDE TO // Help to Buy Equity Loan

What happens when I want to sell my home?

If you have not yet repaid your equity loan when you sell your Help to Buy home, you will repay the equity loan simultaneously. You can sell your home at any time and an independent valuer must decide what it is worth.

Further information on the application and purchasing process, including details about the equity loan can be found on our website.

VISIT THE WEBSITE FOR FURTHER

INFORMATION ON THE SCHEMES

When do I have to paythe equity loan back?

The term of the loan will run for a maximum of 25 years, depending on the term of your mortgage. At the end of this period, the full loan will need to paid back.

Remember you have borrowed a percentage of home’s value, so whatever the value of the home at the time you come to pay back (known as ‘redeeming’ your loan) or you sell your home, you will be paying back the percentage borrowed or outstanding. For example:

Home purchased for: £200,00020% equity loan received: £40,000Home now valued at: £220,00020% equity loan to pay back: £44,000

Further information on paying back your equity loan can be found in the Help to Buy Buyer’s Guide.

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THE GUIDE TO // Help to Buy Equity Loan

Looking to get on the property ladder? Shared Ownership might be your answer.

What is Shared Ownership?Shared Ownership is a well respected product that has been helping people into home ownership for the last 30 years. It is tried and tested! Purchasers buy a share ranging between 25% - 75% in a home, paying a low cost rent on the remaining share they do not purchase.

It can often be an affordable alternative to renting or buying on the open market, and unlike purchasing on the open market, you don’t need to raise a deposit based on 100% value of the property, just for the share that you are purchasing.

RightNew home owners

the guide to

SharedOwnership

READ THE FULL GUIDE ON OUR

WEBSITE

THE GUIDE TO // Shared Ownership

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THE GUIDE TO // Shared Ownership

Who can apply?If you are registered with Help to Buy South, you may already be eligible for Shared Ownership. You must:

•Beafirsttimebuyeroranexistinghomeowner whose household needs have changed but can’t afford to buy another, more suitable home

•Haveahouseholdincomeoflessthan£60,000

•Havesavingsofapproximately£2,500forfees, as well as a deposit if you are buying a home

Applicants will be prioritised for a property as and when they apply for a specific home or development. This is done by the individual Housing Association you are hoping to buy from. Priority will be given to:

•Councilandhousing association tenants•Servingmilitarypersonnel•Applicantsgivenahighprioritybythe

Local Authority. For example this may be families, or people living or working in the area

This may vary from development to development, so contact the Housing Association directly for more information when applying.

If you already own your own home, including existing Shared Owners, you are generally not eligible for assistance through one of the government funded schemes. However, if you need to purchase a larger home and are unable to because of financial constraints then you may be eligible. In this instance you will need to demonstrate that you are in housing need and have the support of your local authority and/or have sold your home prior to applying.

To apply for a specific Shared Ownership home or development, you must first be registered with your Help to Buy Agent.

What are the costs involved?You will need to be able to raise a mortgage to buy at least the minimum share available, as well as having a mortgage deposit available. This may be 5-10% of the value of the share you are purchasing. However, remember you will be expected to purchase as much of the property that is affordable for you.

Other costs to consider include:

•Reservationfee This will be taken off the total purchase

price•Mortgagearrangementfees This will vary depending on your financial

advisor and mortgage lender•Valuationfee This is a requirement of your mortgage

application•Legalfees You may be given details of recommended solicitors•Monthlyservicecharges Again, these will vary from property to

property

THE GUIDE TO // Shared Ownership

Who pays for repairs and maintenance?

You will have the full responsibility of repairs and maintenance for your home. This will include annual gas boiler services. However, if you buy a brand new home, the developer may have a period of time during which they will be liable for any defects.

Flat owners will have to carry out repairs inside their flats but are not usually responsible for external and communal areas such as stairways and communal gardens as your service charge will contribute towards this.

Can I buy further shares later on?You may have the option to purchase further shares depending on your lease. This is known as Staircasing. There is no obligation to do this and you can stay forever as a Shared Owner if you like. If you buy further shares, the rent you pay on the share you do not own will go down. A surveyor will normally assess the value of your home based on the market value at that time, so that the value of further shares can be calculated. If house prices increase, you may have to pay more to buy another share than when you originally bought it.

What happens when I want to sell?You can get advice about selling your Shared Ownership home from the Housing Association that dealt with the original purchase. The terms of your lease will specify a nomination period whereby your share can be marketed for sale by the Housing Association you originally purchased through. This means the property can be ‘recycled’, allowing other people in housing need to benefit from affordable home ownership.

Their charge to do this may be cheaper than if you were to sell through an estate agent. The property is resold at the market value of the property at the time of resale. If your Housing Association is unable to find a buyer for your share, it may be possible to sell your home on the open market but you will have to pay the full cost of the estate agent fees yourself.

Standard costs will include a fee for the resales service, a valuation report, an Energy Performance Certificate and solicitors fees.

What homes are available?Homes available to buy on Shared Ownership will be listed on the helptobuy south.co.uk website. They may range from studio apartments to 3 or 4 bedroom houses.

You can apply for a home with one bedroom above your current needs. For example, a single person or couple could apply for a one or two bedroom property, whilst a single parent with a child could apply for a three bedroom home. This will also depend on what you can afford to buy.

Besides brand new homes, you will often see older homes advertised for sale on the same Shared Ownership basis. This is where an existing Shared Owner may decide to sell their home and move on. These are known as Shared Ownership Resales. Other than the age of the home, you will only be able to buy the same sized share or greater than the current owner which may be higher than minimum shares on offer with new build properties.

THE GUIDE TO // Shared Ownership

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the guide to

Rent to BuyIntermediate RentSometimes referred to as discounted rent, there are some new and re-let homes available to rent.

The rents are approximately 20% cheaper than those on the open market, which will enable you to possibly clear any debts or save towards a deposit to buy a home through one of the Help to Buy schemes at a later date.

Rent to BuyWith this scheme, you can save towards a deposit to buy the home you are renting, usually within 3-5 years. If your circumstances have changed and you are no longer able to afford to buy, your landlord may review your tenancy.

Please note that there is no guarantee that your tenancy will be renewed after each of the agreed periods.

Please note there is very limited availability for Rent to Buy homes.

VISIT THE WEBSITE FOR FURTHER

INFORMATION ON THE SCHEMES

THE GUIDE TO // Rent to Buy

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WELCOME // Summer editionTHE GUIDE TO // Rent to Buy

Assuming that buying a home of his own would be unaffordable, Chris Lovett, a teacher from Southampton, found it difficult to be optimistic when searching for a home in his local area. Chris thought he would always be living with his parents, until he saw an advert for the Shared Ownership scheme and, from this, he knew his prayers had been answered.“I was living with my parents as I thought I couldn’t afford a place of my own”, said Chris. “Saying that, it was a lot less hassle having someone to do the more tedious chores around the house, not that I’m lazy!” he added quickly.

Christ kept his eye on the progress of a new development being built in his area and, as soon as it was launched, Chris arranged to view the show apartment,

“The apartment is close to my work place and in the area I’d grown up in”, said Chris. “It also has all the day to day facilities nearby. The apartment has the room space and decoration I was looking for as well, I knew it

would be ideal for me.”

Chris is now the happy owner of a brand new, two bedroom apartment. With a deposit of just £2,450, Chris purchased a 35% share in his £140,000 home. Paying just £400 in monthly mortgage and rent payments.

“I hadn’t believed that after only 4 months I would have purchased and moved into my first home with very little hassle and worry,” he explained. “My monthly mortgage payments are manageable and leave me with some money over at the end of the month to save and treat myself.”

Chris is happy in his new home and is enjoying the benefits of

having his own personal space.

“The most regular comment I get from friends and family visiting for the first time is ‘I can’t believe how big it is!’, and ‘It looks fantastic!’. The part which surprised me the most is how quiet and friendly the area is, and how easy it is to manage and enjoy my new home. Unfortunately I’m still single, but now I’ve got my own place and ticked ‘buy a home’ off the list, I want to start looking for ‘Mr Right’!”

The scheme is easy, simple, fast and exciting with the joy of being able to own your own home!

Chris LovettSouthampton

Previous situation:Living at home with parents

Scheme: Shared Ownership

Help to Buy Agent: Help to Buy South

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CASE STUDY // Chris Lovett

Are you tired of paying someone else’s mortgage through privately renting? Do you aspire to be a home owner but can’t afford to do so?Sam and Jo Gregory saw an advert in their local newspaper for an upcoming event held by their local Help to Buy agent, Help to Buy South. Reading the headline “First time buyer or want to move up the property ladder” the young couple were sure to not miss their opportunity to find out more, and went along to the free event.

Attending the Help to Buy show, Sam and Jo spoke with the Help to Buy South team, who explained more about the scheme, and other options available to them. The couple then took their time to browse around the event where they spoke with a variety of Registered Providers, Developers, Estate Agents, Solicitors, and even Financial Advisors.

“We were living in rented accommodation and our

outgoings in terms of rent were far too high to save for a mortgage deposit” said Jo.

At the event, Sam and Jo were pleased to discover they could afford to purchase a three bedroom home with a 5% deposit, 75% mortgage and 20% equity loan.

“We contacted a local developer, who were building new homes in a perfect location for us, which is close enough to the New Forest for walk and near enough to friends and family.” explained Sam. We viewed the plans and loved it straight away! After being accepted for the scheme, we ended up buying the first home we viewed!” added Jo.

Throughout the process of buying their home, Sam and Jo were kept up to date from all involved.

“The Help to Buy equity loan, mortgage and whole house purchase was much simpler than we anticipated, we were very lucky with our supportive solicitors too.”

Sam and Jo’s new home is much more affordable for the couple; they now pay £200 less a month on their new mortgage than what they were paying on their privately rented flat.

“I would definitely recommend this scheme to anyone who is stuck in a rental rut. It is so much more rewarding paying for you own home each month than paying someone else’s mortgage! We love having more room and there is now plenty of space for our two kittens to create lots of chaos!”

Sam & Jo GregorySouthampton

Previous situation:Privately renting

Scheme: Help to Buy

Help to Buy Agent: Help to Buy South

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CASE STUDY // Sam & Jo Gregory

Don’t forget to download our free new Lovell Homes iPad app to find out more.

bedrooms 2 31Mayflower MewsLaxton Close, Sholing SO19 9JA

Pick your perfect Lovell home at Mayflower Mews.A new selection of superb properties is now available at Lovell’s latest development, Mayflower Mews in Sholing, Southampton, following high demand from homebuyers.Three-bedroom houses start at a Help to Buy price of £204,000 (full price £255,000) while one-bedroom apartments start from a Help to Buy price of £119,996 (full price £149,995), with two-bedroom apartments available from £124,000 with Help to Buy (full price £155,000).

The first release of homes at this super-stylish development were snapped up within days. Contact us today to find out about securing your dream home at Mayflower Mews or to register early interest in Lovell’s Mansfield Park development, off Exford Drive, which launches later this year.

Above Mayflower Mews

PROPERTY FEATURES• Popularlocation• Arangeofpropertystylesto

choose from• Homesavailableinagated

courtyard• 10-yearNHBCwarranty• Justthreemilesfromthe

M27 and a short drive from Southampton city centre

• Personaliseyournewhomewithour ‘Inspirations’ range

TopA new Lovell home

BottomChoosing a new home

FOR MORE INFORMATIONPLEASE VISIT: www.lovellnewhomes.co.uk/mayflower-mews-southampton

Contact us today on 0808 274 8246

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FEATURED PROPERTY

PROPERTY FEATURESThese homes come with Spectrum’s unique Smart-Start Plus package* which will give you:

• Agiftof3%towardsyourdeposit– a minimum of £1,300

• MortgageandRentpaymentprotection if you stop working through sickness or redundancy.

• Protectionagainstfallingproperty values.

*Terms, limits and conditions apply to these offers- please contact us for details.

Centenary Quay is located on the eastern bank of the River Itchen in the suburb of Woolston, Southampton.

bedrooms 21Centenary QuaySouthampton SO18 2HA

Spectrum Housing Group are pleased to announce the release of one and two bedroom apartments at the brand new development, Centenary Quay, Southampton. Centenary Quay will bring together residential and commercial properties, making it a perfect location where people can live, work and relax. The state of the art marine quarter will complete the look of the new complex.

There is plenty on offer with plan for a library, a nursery/Crèche and a public square. With so many different features on offer there really is something for everyone to enjoy at this exciting regeneration project.

Crest Nicholson have built this large site which will consist of a number of other private homes as well as a mixture of Affordable Rented, Intermediate Rented and Shared Ownership homes. The properties being offered by Spectrum Housing Group have been built to a high standard, with fixtures and fittings being of excellent quality.

Above Homes at Centenary Quay

RightTypical apartment layouts at Centenary Quay

These properties are being offered on a Shared Ownership basis for those who cannot afford to buy on the open market. Shares being offered start at 35% but larger shares can be purchased, subject to affordability.

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FEATURED PROPERTY

PROPERTY FEATURES• Neutralcolouredcarpettohallway,

living area and bedrooms• Wallspaintedinwhite

vinyl matt emulsion• Fittedwardrobetomasterbedroom• Gascentralheatingvia

combination boiler• Privategardenswith

patio and lawn• Allocatedoff-streetparking• Shedstoallgardens• 12yearNHBCwarranty

Details and pricing correct at time of print, July 2014.

bedrooms 21Hookpit Farm LaneKingsworthy SO23 7NA

Located in the pretty Hampshire village of Kings Worthy, just two miles from historic Winchester, Hookpit Farm (Southside Embankment) offers the final two bedroom houses, available to purchase on the a Shared Ownership basis and designed with first time buyers in mind.Applicants must live or work in, or have a strong local connection to the Parish of Kings Worthy to be given priority to purchase at this development. Applicants who live or work in, or have a strong local connection to the neighbouring parishes of Chilcomb, Crawley, Headbourne Worthy, Itchen Valley, Littleton, Micheldever, Northington, South Wonston, Sparsholt, and Wonston will also be considered.

Above Homes at HookpIt Farm Lane

TopTypical Showhome

BottomHookpIt Farm Close

PRICED FROM £94,000 FOR A 40% SHARE, WITH A FULL MARKET VALUE OF £235,000**Rent is also payable on unsold share.

FOR MORE INFORMATIONPLEASE VISIT: www.hydenewhomes.co.uk

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FEATURED PROPERTY

PROPERTY FEATURES• Oneandtwobedroomapartments

• Carpetsandvinylflooring

• Integratedoven,hobandhood

• Allocatedparking

• Videoentrysystem

• 10yearNHBCwarranty

• Justafewminuteswalkfromthe historic Gloucester Docks, restaurants, shops and bars

Don’t miss out and contact us today to find out more.

bedrooms 21Greyfriars QuarterBrunswick Road. Gloucester GL1 1HT

Greyfriars Quarter is a stunning new development of contemporary homes right in the heart of historic Gloucester and is perfect for those looking for a high quality home of their own in a great city centre location. Located on Brunswick Road where the former GLOSCAT College stood, it’s hard to find a more convenient location in Gloucester to set up home. All of our apartments have a spacious open plan living, dining and kitchen area. The contemporary kitchens have integrated stainless steel oven, hob and hood and bathrooms have a stylish white suite. Bedrooms, living areas and hallways are fully carpeted and kitchens and bathrooms have vinyl flooring. Large windows give the apartments a light an airy feel and the attractive landscaped grounds provide pleasant communal spaces. An allocated parking space is included.

Above Docks

RightCathedral

PRICES START AT JUST £35,000 FOR A 35% SHARE IN A ONE BEDROOM APARTMENT

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

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FEATURED PROPERTY

PROPERTY FEATURES• Threestoreyhomes

• Spaciouskitchenwithoven,hoband hood

• Openplanliving/diningroom

• Downstairscloakroom

• 10yearNHBCwarranty

• Vinylflooringinkitchenandbathroom

• Twoparkingspaces

• Smalldevelopment

THESE HOMES ARE AVAILABLE TO RESERVE NOW

bedrooms 3Mary Rose CloseHavant, Hampshire PO9 4JZ

Mary Rose Close is a small development of stylish new homes in Havant, just a short distance from the town centre.

We have 7 three bedroom houses available for shared ownership sale offering a great opportunity to purchase an affordable, family sized home in this attractive town. The area has several primary schools and three secondary schools and there are lots of opportunities for days out.

Each house has three floors so you definitely have room to spread out and relax. The large kitchens have integrated oven, hob and hood and the comfortable living/dining rooms have doors opening out into the garden. There are two bedrooms on the first floor and a further bedroom on the second floor as well as a downstairs cloakroom and family bathroom. Our homes also benefit from two allocated parking spaces.

Above South Downs Way

TopSite map

BottomFloor plans

PRICES START AT JUST £63,700 FOR A 35% SHARE, SO GET IN TOUCH TO FIND OUT HOW TO APPLY

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

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FEATURED PROPERTY

PROPERTY FEATURES• Onebedroom

• Fullycarpetedtolivingareas

• Stainlesssteeloven,hobandhood

• 10yearNHBCwarranty

• NeartoPortsmouth&Southsearailstation

• FantasticlocationclosetoVictoriaPark

• Minutesfromthesea

JUST TWO APARTMENTS REMAINING. CONTACT US TO ARRANGE A VIEWING.

bedrooms 1Mill Pond ApartmentsQueen Street, Portsmouth PO1 3HL

Situated within walking distance of Portsmouth city centre, shops and railway stations, as well as the waterfront and all of the retail and leisure facilities of Gunwharf Quays, Mill Pond Apartments is a fantastic development of contemporary homes.

Each stylish apartment features a sleek, modern kitchen and bathroom, carpets and integrated oven, hob and hood.

Portsmouth is a great mix of history and heritage, shopping, arts, great restaurants and bars and a programme of year-round events and is fast becoming one of the UK’s favourite waterfront destinations. Queen Street’s fantastic central location close to transport links is perfect for both those who work in Portsmouth or those looking for a fast commute further afield.

Above Queen Street

RightSite plan

PRICES STARTING FROM AS LITTLE AS £43,600 FOR A 40% SHARE, DON’T MISS OUT!

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

WELCOME // Summer edition

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FEATURED PROPERTY

PROPERTY FEATURES•Twoparkingspaces• Kitchen/diningroom• Oven,hobandhood• Livingroom• Downstairscloakroom• Threebedrooms• Familybathroom• 10yearNHBCwarranty

APPLICANTS WHO RESERVE BY THE END OF JULY WILL RECEIVE £500 TOWARDS THEIRLEGALFEESSO DON’T DELAY AND CONTACT US NOW TO FIND OUT MORE.

bedrooms 3Victory FieldsA P Ellis Road, Upper Rissington GL54 2QB

The Cotswold village of Upper Rissington is situated in area of outstanding natural beauty, approximately 10 miles west of Cheltenham and only four miles from the popular tourist destinations of Bourton-on-the-Water and Stow-on-the-Wold.There are several primary schools within four miles of Upper Rissington in nearby villages. The nearest secondary school, described by Ofsted as “truly exceptional”, is two miles away in Bourton-on-the-Water.

Our beautiful three bedroom houses start at just £73,500 for a 35% share. These gorgeous homes all have allocated parking, contemporary kitchens with oven, hob and hood, garden with shed, downstairs cloakroom and family bathroom. They also benefit froma 10 year NHBC warranty.

Three of our homes are available now with more to come later this year and in 2015.

TopLifestyle image

BottomFloor plan

PRICES STARTING AT £73,500 FOR A 35% SHARE OF ATHREE BEDROOM HOUSE

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

Above Lifestyle image

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FEATURED PROPERTY

PROPERTY FEATURES• Twoandthreebedroomhouses• Cotswoldstonearchitecture• Eachhousebenefitsfromtwo

parking spaces, or in the case of plots 26 and 27, a parking space and a garage.

• Garagetoplots26&27• Integratedoven,hobandhood• Downstairscloakroom• Gardenshed• 10yearNHBCwarranty

DON’T MISS OUT AND CONTACT US TODAY TOFIND OUT MORE

bedrooms 21StoneleighCirencester Road, Fairford GL7 4BS

Stoneleigh is a beautiful development of new homes in the thriving Cotswold town of Fairford in Gloucestershire, six of which are available through Shared Ownership.

Conveniently located off the Cirencester Road, Stoneleigh is perfectly placed so you can enjoy the wide range of facilities that Fairford offers and the stunning Cotswold countryside.

We have stunning two and three bedroom houses with prices starting at £79,600 for a 40% share of a two bedroom house and £96,000 for a 40% share of a three bedroom house.

Available to reserve now and due for completion very soon so get in touch for further information and find out how to apply. Applicants will need to demonstrate a local connection to Fairford.

RightSite plan

PRICES STARTING AT £79,600 FOR A 40% SHARE OF ATWO BEDROOM HOUSE

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

Above Stoneleigh

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FEATURED PROPERTY

PROPERTY FEATURES•Two&threebedroomhouses• Stylishkitchenwithoven,hob

and hood and washer/dryer• Spaciousliving/diningroom• Carpetsinlivingareas• Vinylflooringinkitchenand

bathroom• Downstairscloakroom• Allocatedparking• 10yearNHBCwarranty

Each home benefits from allocated parking, oven, hob and hood, washer/dryer and carpets.

bedrooms 32Montague WalkBishops Waltham SO32 1LX

Montague Walk is a beautiful collection of new homes located in the heart of Bishops Waltham, a historic market town set in glorious Hampshire countryside.Bishops Waltham is a great combination of character, charm, history and everything you need for modern life and is located on the scenic country route B2177/B3335 between Portsmouth and Winchester. Bishops Waltham has its own infant and junior schools and secondary schools within two miles making Montague Walk and excellent choice for families.

We have just four Shared Ownership homes for sale on this attractive development. Prices start at £54,500 for a 25% share of a two bedroom house and £63,500 for a 25% share of a three bedroom house. Get in touch with us to find out more and how to apply for one of these fantastic new homes in this great location.

TopLifestyle image

BottomBishops Waltham

PRICES START AT £54,500 FOR A 25% SHARE OF ATHREE BEDROOM HOUSE

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

Above Bishops Waltham

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FEATURED PROPERTY

PROPERTY FEATURES•Washer/dryer• Oven,hobandhood• Fullycarpetedinmainliving

areas• Vinylflooringinkitchenand

bathroom• Allocatedparking• UPVCdoubleglazing• Downstairscloakroom• 10yearNHBCwarranty

Contact us today to find out more about this great opportunity to own your own home in Waterloovile.

bedrooms 3St Michael’s PlaceWaterlooville PO7 7SR

Set around the Grade II listed St Michael’s Convent and church, St Michael’s Place is a beautiful new development of homes in Waterloovile, seven of which are available for Shared Ownership.

Built in 1885, the Convent has been carefully refurbished and the Church converted for community use making St Michael’s Place a really unique and attractive place to call home.

Our three bedroom houses each have allocated parking and come with a washer/dryer and oven, hob and hood. St Michael’s Place is ideal for families with 10 primary schools within two miles and also several secondary schools in the area and there are many places to visit for great days out such as the South Downs National Park or Portsmouth’s Historic Dockyards.

RightFloor plans

PRICES START AT JUST £90,300 FOR A 35% SHARE

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

Above Lifestyle image

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FEATURED PROPERTY

PROPERTY FEATURES• Fullycarpetedlivingareas

• Modernfittedkitchen

• Fridgefreezerandwasher/dryer

• Threepiecebathroomsuitewithheated towel rail

• Gascentralheating

• Patioareaforgroundfloorplotsand balconies for other floors

• Allocatedparking

SELLING FAST!25% RESERVED ALREADY

bedrooms 2Elizabeth PlaceCumbrian Way, Southampton

Elizabeth Place is an eye-catching, brand new development located off Cumbrian Way in Millbrook, Southampton.

Each bright and spacious two bedroom apartment is fitted with a modern kitchen, fridge/freezer and washer/dryer, and a three piece bathroom suite. Each also comes with it’s own balcony or patio. There is plenty of storage inside and out, with bike stores and allocated parking available.

Elizabeth Place is located less than a 10 minutes drive to Southampton city centre and Junction 3 of the M27.

If you don’t have a car, there are plenty of transport options close by. Redbridge train station is just over 1 mile away and Southampton Central is 3 miles by road. Several bus routes also operate from Cumbrian Way into the city centre.

Above Homes at Elizabeth Place

TopLiving area

BottomBedroom

PRICES START FROM £38,500 FOR A 35% SHAREMINIMUM SHARE AVAILABLE 35%

Call: 0800 145 6663Email: sales@radian.co.ukVisit: radianhomes.co.uk/elizabeth-place

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FEATURED PROPERTY

Above Homes at Rivertdown Park

PROPERTY FEATURES• Fullycarpetedinlivingareas

• Fullyfittedkitchen

• Builtinovenwithhoband cooker hood

•Integrated‘A’ratedwasher/dryer

•Whitebathroomsuite

•Fittedwardrobeformaster bedroom

•UPVCwindowsanddoors

• Allocatedparking

OVER 50% RESERVED ALREADY

bedrooms 321Riverdown ParkSalisbury SP1

Situated in Bishopdown, Sailsbury, Radian is offering a selection of homes on a Shared Ownership basis at Riverdown Park.

The stunning new development features 1 bed apartments which are available now, with 2 and 3 bed properties coming soon in 2015.

Each exciting new property is carpeted throughout, with vinyl flooring in the kitchen and bathroom. They all come with a fitted kitchen and white bathroom suite, as well as allocated parking.

With the River Bourne nearby, Riverdown Park is ideally located for those who enjoy an outdoor lifestyle. Bishopdown has a local post office, pharmacy, convenience stores and restaurants. Salisbury city centre is less than 2.5 miles away by road, with facilities to provide a further high street, entertainment and leisure experience.

TopSite plan

BottomFloor plans

PRICES START FROM AS LITTLE AS £46,200 FOR A 35% SHARE.

Call: 0800 145 6663Email: sales@radian.co.ukVisit: radianhomes.co.uk/riverdownpark

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FEATURED PROPERTY

HAVE YOU CHECKED OUT THE EVENT LISTINGS?

PROPERTY FEATURES•Twobedroomapartments• Twoandthreebedroom

houses• Stylishkitchenswithoven,

hob and hood, washer/dryer, dishwasher and microwave

• Bedroomsfullycarpeted• Laminateflooringinkitchen• Allocatedparking• 10yearNHBCwarranty

Contact us today to find out more about this great opportunity to own your own home in Fareham

bedrooms 3Sarisbury GreenFareham SO31 7DP

Set in spacious and beautifully landscaped grounds in Sarisbury Green, this exciting modern development is located between Southampton and Portsmouth in a suburb of the Hampshire town of Fareham.

We have a range of beautiful new homes in Sarisbury Green to choose from. Stylish two bedroom apartments and two and three bedroom houses make this a great place for individuals, couples and families to call home.

All of our new homes have been built to the highest standard with a range of kitchen appliances, carpets in the bedrooms and allocated parking.

Prices for the apartments start at £70,000 for a 40% share. You can buy a 35% share in a two bedroom house for just £73,500 and a 30% share in a three bedroom house for £82,500.

AboveSite map

PHONE OR EMAIL US FOR FURTHER INFORMATION AND REGISTER YOUR INTEREST BY COMPLETING OUR ONLINE REGISTRATION FORM ON OUR WEBSITE.

Call: 0844 800 2020Email: sales@guinnesshomes.co.ukVisit: www.guinnesshomes.co.uk

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FEATURED PROPERTY

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WELCOME // Summer edition