mwallet

Mobile Wallet Platform

Partner Presentation, June 2015

http://mwallet.pro

mWallet

http://mwallet.pro/

Solution

Mobile Wallet:

• A mobile platform turning a

smartphone into a powerful

payment and loyalty tool

• Peer-to-peer online interactions

• Simple one-click payments

• Easy and secure authorization

Simple and secure www.mwallet.pro

Mobile Wallet Functionality

Simple authentication & authorization QR codes used to log-in, one-time

passwords (OTP)

Payment cards linked to an accountVisa, MasterCard, AmEx

Offline paymentsPayments for goods and services

(QR/NFC/HCE)

P2P transfersMoney transfers between users,

transfers to legal entities

All-in-oneAll profiles in a single mobile device

Quick online paymentsMake payments using your mWallet

Consolidation of loyalty programsAll discounts and promotions in one

place

Transaction analyticsComplete user history, transactions

history, balance control

GeolocationLocate nearby stores, outlets, bank PoS,

etc.

InformationMerchant news, currency exchange rat

es, etc.


Mobile Wallet for Customers: Use Cases

Simple and secure

SmartTV payments

Quick mobile payments: Mobile commerce, online

games, content

Catalogue

Shopping using QR

codes

Buying from the packing: your friends

can buy the same item without visiting a store

Offline payments in local stores, cafes

and restaurants

QR code for cash-back

1 2 3

4 5 6

www.mwallet.pro

Smart TV payments (1/2)

Simple one-click

payments for TV

content

Purchase of music

content

Voting in the talent-show in

one click, without calling or

texting

1


Smart TV payments (2/2)

Instant purchase of goods advertised on TV

Impulsive purchases made easy - if a user likes an

advertised item, he scans the qr-code on a TV screen with

his mobile phone. The merchant receives the information

about the item, customer data, transaction and shipping

address.

Easy and seamless TV shopping

Quick, easy and secure shopping without getting up from

the couch. Watch your favourite shopping channel and

purchase the item you like in a single click, no calls

necessary.

1


Quick mobile payments

Log in, registration and payment in

mobile applications or websites in a

single click without entering a

password.

Paid

content

2

Mobile

shopping

Online

games


Catalogue Shopping

The merchant

receives the

information about

the item, customer

data, transaction

and shipping

address.

Users can make

purchases via

shopping catalogues

using their mobile

devices.

3


Offline payments for goods and services

mWallet can be used for

payments for goods and

services in stores, cafes,

restaurants, taxies, etc.

Customers don’t have to

care about carrying cash or

cards. Payments are simple,

secure and time-saving like

never before.

4


Offline mobile payments with NFC

Simple and secure

Convenient & secure digital values management and secure NFC-

transactions made easy with your mobile device.

mWallet NFC platform:

- made to replace plastic cards with their digital analogues.

- in line with the EMVCo tokenization specifications.

- based on the HSE (Host Card Emulation) technology (supported by

Android OS).

- NFC Card emulation mode enables NFC-enabled devices such as

smartphones to act like smart cards, allowing users to perform

transactions such as payment or ticketing.

- NFC can be well adapted for all kinds of situations ranging from bank

cards to transit passes, movie passes, reward systems and even keys.

- Storing payment information in mWallet app provides a safer

environment than a physical wallet. This technology allows the customer

to load multiple cards and choose which one they wish to use for each

transaction. Not only does this save time, but it also reduces the chances

of losing a payment card that comes with carrying multiple cards around.

www.mwallet.pro

4

mWallet for cashback

Customers can benefit

from the cash-back loyalty

programs offered by

producers or merchants.

To receive a cash back for

their purchase all they

have to do is show the QR

code to the teller.

5


Packing that sells6

Want to buy the same item as

your friend had purchased?

No need to surf the web stores

and to enter your payment

details. All you have to do is scan

a QR code on a product

packing.

The price and availability will be

checked automatically, and the

merchant will ship you a desired

product right away.


mWallet for producers

Loyalty program for your customers that helps you to build the trusting

relationship and to reward the customers for choosing your products

• A customer purchases your product, finds a

QR code on a packaging, scans it with his or

her mobile phone and receives cash back to

the mobile wallet.

• Unique codes, available for checking via

mWallet, ensure your customers that they’re

purchasing genuine products.

• Gamified cash back rewards encourage the

customers to choose your brand again and

again.


mWallet for service companies

• Easy billing and payments (bills are sent via push-message to a

customers smartphone and can be paid in a single click, no

mobile app login is necessary)

• Insurance policy sales in instalments

• E-policy in a form of QR code containing all the necessary data (agreement #, type, terms, etc.)

• Mobile application for customers to make insurance payments,

to receive insurance indemnity, to acquire new products and to

participate in special offers

• Custom-branded prepaid MasterCard payment card

• Customized loyalty program

• Customer and transaction analytics

mWallet features for service providers:

Scan the QR code


mWallet for company

• Branded mobile application for company to keep

your customers informed about your promotions,

discounts and news and to maintain long-term

relationships with your brand supporters.

• Mobile application allows users to manage their

money and cash-back points balance and to

purchase products in one click using only their

mobile phone.

• Prepaid card linked to a customer mWallet account

to make payments, to get cash-back and to

participate in promotions.

• Customized loyalty program.

• Customer and transaction analytics.

Your Brand


Thank you for your attention!

Ask us about details.

mWallet

Simple and secure

Mikhail Miroshnichenko

Kiev, Ukraine

Email: [email protected]

+380.68.331.95.03

http://ua.linkedin.com/in/michaelmir/

Yuriy Chayka

Kiev, Ukraine

Email: [email protected]

+38.067.621.57.13

https://ua.linkedin.com/in/yuriychayka

www.mwallet.pro

mailto:[email protected]

http://ua.linkedin.com/in/michaelmir/

mailto:[email protected]

https://ua.linkedin.com/in/yuriychayka

mwallet

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