murray school district employee benefits furnished through emi health
TRANSCRIPT
Murray School DistrictEmployee Benefits Furnished through EMI Health
Employer Paid Benefits
Basic Term Life InsuranceEmployee Coverage $50,000Spouse Coverage $ 2,000Dependent Children Coverage $ 2,000(Birth to age 23)
Employer Paid Benefits
Long Term Disability Insurance (LTD)Disability income protectionBenefit Amount--66.67% of covered earnings to a maximum of $10,000 per monthElimination Period—180 consecutive days of total disability
Employer Voluntary Benefits
Group Dental InsurancePremier PPO—Monthly Rates Single Coverage $39.40 Couple Coverage $89.40 Family Coverage $128.50Premier Co-Pay*—Monthly Rates Single Coverage $23.70 Couple Coverage $53.60 Family Coverage $77.20Providers can be found at emihealth.com
*Co-Pay Schedule included in benefit booklet
Employer Voluntary Benefits
Group Term Life InsuranceChoose from a minimum of $10,000 to a maximum of $500,000 (in $10,000
increments) for both yourself and/or spouse. Rates based on age.
Dependent Child(ren): Age 14 days to 6 months: $1,000 Age 6 months to 20 years: ($2,500, $5,000, $7,500, $10,000)
(Refer to plan summary for benefit design and rates)
Employer Voluntary Benefits
Group Accidental Death & Dismemberment Insurance
Choose from a minimum of $25,000 to amaximum of $500,000 in $25,000increments. (Not to exceed 10 times earnings for amounts over $150,000)
Employee must be insured in order forDependents to be covered.
(Refer to Plan Summary for plan design and rates)