m&t bank€¦ · fha guidelines may require that we review your file for home retention options...

M&T Bank • P.O. Box 840 • Buffalo, NY 14240

Dear Mortgage Customer(s):

In order to process your request for a modification of your mortgage loan, you will need to provide the bank with required financial information, and complete the attached forms. By providing this information, we will be able to begin our review in order to determine if you qualify for a modification of your loan. Only upon completion of our review will we notify you of our decision as to your modification request.

FHA guidelines may require that we review your file for home retention options first. If you qualify for a home retention option based on FHA guidelines, you are not qualified to participate in FHA's Pre-foreclosure sale program.

Included In this Package

• The below forms are required documents. These must be completed and signed by all borrowers:

o Borrower(s) Financial Report and Certification, Authorization Form o IRS Form 4506-T (allows us to verify tax return information) o Profit and Loss Statement Template (if you are self-employed) o M&T Bank Arm’s Length Agreement (if you are unable to maintain

ownership of your property)

• The below forms are included to assist you in completing the Loss Mitigation Application.

o Checklist of Required Documents Needed (this will assist you in ensuring you have included all required information)

o FHA Hardship Matrix (this will provide examples of documents you can send into support your hardship)

o Pre-Foreclosure Sale Information Sheet (if you are unable to maintain ownership of your property)

In addition to the above required documents, the following information is needed for all borrowers: Hardship Letter. Please write and sign a detailed letter explaining the reason(s) for default and/or why you are unable to afford your current contractual payment. Provide details of any changed circumstances including any dates and amounts of income changes, if applicable. Supporting documentation of hardship must accompany the hardship letter.

If you do not intend to maintain ownership of your property the following information may be required to fully evaluate you for other non-home retention options. If you have any of the below, please include them in your Loss Mitigation Application:

• Listing Agreement. Current, non-expired listing agreement signed and dated by the sellers.

• Current MLS print out. • Signed authorization for a 3rd party. • Purchase Contract, signed and dated by the seller(s) and buyer(s). • Preliminary HUD-1 settlement statement. • Buyer’s pre-approval letter or proof of funds for a cash offer. • Arms-Length Agreement letter (included) signed and dated by the seller(s) and

buyer(s). You can return the complete Loss Mitigation Application by fax, email or mail. Fax number: 1-855-678-0866 Email: [email protected] Mail: M&T Bank, P.O. Box 840, Buffalo, NY 14240 Our ability to review your request will depend on your timely and complete response to this letter. Itis possible that after our review additional information may be requested from you. Typically a decision will be reached within thirty (30) days from the date M&T Bank receives all of the required documentation to determine if any loss mitigation options are available. If applicable, this would include approval from the mortgage insurance company. Until a decision is made with respect to your loss mitigation assistance request, you may still receive notices, and you should make every attempt to continue making your contractual payments during the review process. There is a possibility that the foreclosure process may commence/continue. If you don’t intend to retain ownership of your home, understand that the owner of your loan requires that all properties be maintained until closing. Please keep the property in good condition and repair. If you need any assistance or have any questions, please contact our Single Point of Contact Team at 1-800-724-1633. You may contact HUD approved credit counseling agency for assistance. To contact one of these agencies in your area dial 1-800-569- 4287. Single Point of Contact Team Homeowner Assistance Center Hours: Mon.-Thur. 8am-9pm; Friday 9am-5pm Phone: 1-800-724-1633 Fax: 1-855-678-0866 M&T Bank is attempting to collect a debt and any information will be used for that purpose. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this correspondence is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, M&T Bank retains rights under its security instrument, including the right to foreclose its lien.

mailto:[email protected]

» ¼ ½ ¾ ¿ À Á Â Ã Ä Å Æ ½ Ç È Á É ½ Ê Ë Ä ¾ È Ì ½ Í Ã Â Î ½ ½ Ê ½ ÊÏ Ï Ï Ï Ï Ï Ï Ð Ñ Ò Ò Ñ Ó Ô Ò Õ Ö × Ø Ù Ú Û Ú Ü Ù Û Ý Þ Ô ß Ñ Ò à Û Ú á â Ô Ò à Ù ã Ù Ü Û à Ù Ñ Ú ä å æ à ç Ñ Ò Ù è Û à Ù Ñ Ú Ø Ñ Ò éê ê ê ê ê ê ê ë Þ ì Ø Ñ Ò é í î ï ð ñ ò Õ Ö Ù ó Ú Ô á Û Ú á á Û à Ô á ×Ï Ï Ï Ï Ï Ï Ï ô Û Ò á Ö ç Ù ß õ Ô à à Ô ÒÏ Ï Ï Ï Ï Ï Ï ö Ò Ñ Ñ ã Ñ ã ç Û Ò á Ö ç Ù ßÏ Ï Ï Ï Ï Ï Ï â ç Ô Ü ÷ Ù Ú ó Û Ú á ì Û ø Ù Ú ó Ö å Ü Ü Ñ æ Ú à Õ Ö × ã Ñ Ò à ç Ô Ý Û Ö à à Ó Ñ é Ñ Ú à ç ÖÏ Ï Ï Ï Ï Ï Ï ö Ò Ñ Ñ ã Ñ ã Û Ý Ý ç Ñ æ Ö Ô ç Ñ Ý á Ù Ú Ü Ñ é Ôù ú Ñ Ö à Ò Ô Ü Ô Ú à ß Û û Ö à æ ü Öù ì Ñ Ü Ù Û Ý ì Ô Ü æ Ò Ù à û ì à Û à Ô é Ô Ú à Öù ú Ù Ý Ù à Û Ò û Þ Ô à Ù Ò Ô é Ô Ú à ì à Û à Ô é Ô Ú à Öù å Ý Ù é Ñ Ú ûù â ç Ù Ý á ì æ ß ß Ñ Ò àù ý Ô Û à ç ü Ô Ú Ô ã Ù à Öù Þ Ô Û Ý þ Ö à Û à Ô ÿ Þ Ô Ú à Û Ý ë Ú Ü Ñ é Ôù � Ñ Ú ñ Ð Ñ Ò Ò Ñ Ó Ô Ò Ü Ñ Ú à Ò Ù ü æ à Ù Ñ Úù � Ú Ô é ß Ý Ñ û é Ô Ú à ë Ú Ü Ñ é Ôù ì Ô Ý ã ñ þ é ß Ý Ñ û é Ô Ú à ë Ú Ü Ñ é Ôù ö æ ü Ý Ù Ü å Ö Ö Ù Ö à Û Ú Ü Ô ÿ ö Ò Ñ Ñ ã Ñ ã ã Ñ Ñ á Ö à Û é ß Ù Ú Ü Ñ é Ôù � à ç Ô Ò� Á Ç È Á Ê � Ã Á Ä Í Î Ä Í Æ ½ Ã ½ Í Ã Á Ä Í Ê Ä ¾ È Ì ½ Í Ã ÂÏ Ï Ï Ï Ï Ï Ï õ Ù Ö à Ù Ú ó å ó Ò Ô Ô é Ô Ú àÏ Ï Ï Ï Ï Ï Ï ì Ù ó Ú Ô á Û æ à ç Ñ Ò Ù è Û à Ù Ñ Ú ã Ñ Ò é ã Ñ Ò Û � � � ß Û Ò à ûÏ Ï Ï Ï Ï Ï Ï â æ Ò Ò Ô Ú à ú õ ì ö Ò Ù Ú à Ñ æ àÏ Ï Ï Ï Ï Ï Ï â Ñ ß û Ñ ã à ç Ô ö æ Ò Ü ç Û Ö Ô â Ñ Ú à Ò Û Ü à ä Ö Ù ó Ú Ô á Û Ú á á Û à Ô á ü û Û Ý Ý Ö Ô Ý Ý Ô Ò Ö Û Ú á ü æ û Ô Ò ÖÏ Ï Ï Ï Ï Ï Ï ö Ò Ô Ý Ù é Ù Ú Û Ò û ô � ý ñ � ì Ô à à Ý Ô é Ô Ú à ì à Û à Ô é Ô Ú àÏ Ï Ï Ï Ï Ï Ï � � � � � � ñ å ß ß Ò Ñ ø Û Ý õ Ô à à Ô Ò Ñ ã ö Ò Ñ Ñ ã Ñ ã ã æ Ú á Ö ã Ñ Ò Ü Û Ö ç Ñ ã ã Ô ÒÏ Ï Ï Ï Ï Ï Ï � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �

Form 4506-T(July 2017)Department of the Treasury Internal Revenue Service

Request for Transcript of Tax Return Do not sign this form unless all applicable lines have been completed.

Request may be rejected if the form is incomplete or illegible. For more information about Form 4506-T, visit www.irs.gov/form4506t.

OMB No. 1545-1872

Tip. Use Form 4506-T to order a transcript or other return information free of charge. See the product list below. You can quickly request transcripts by using our automated self-help service tools. Please visit us at IRS.gov and click on “Get a Tax Transcript...” under “Tools” or call 1-800-908-9946. If you need a copy of your return, use Form 4506, Request for Copy of Tax Return. There is a fee to get a copy of your return.

1a Name shown on tax return. If a joint return, enter the name shown �rst.

1b First social security number on tax return, individual taxpayer identification number, or employer identification number (see instructions)

2a If a joint return, enter spouse’s name shown on tax return. 2b Second social security number or individual taxpayer identification number if joint tax return

3 Current name, address (including apt., room, or suite no.), city, state, and ZIP code (see instructions)

4 Previous address shown on the last return �led if different from line 3 (see instructions)

5 If the transcript or tax information is to be mailed to a third party (such as a mortgage company), enter the third party’s name, address, and telephone number.

Caution: If the tax transcript is being mailed to a third party, ensure that you have �lled in lines 6 through 9 before signing. Sign and date the form once you have �lled in these lines. Completing these steps helps to protect your privacy. Once the IRS discloses your tax transcript to the third party listed on line 5, the IRS has no control over what the third party does with the information. If you would like to limit the third party’s authority to disclose your transcript information, you can specify this limitation in your written agreement with the third party.

6 Transcript requested. Enter the tax form number here (1040, 1065, 1120, etc.) and check the appropriate box below. Enter only one tax form number per request.

a Return Transcript, which includes most of the line items of a tax return as �led with the IRS. A tax return transcript does not re�ect changes made to the account after the return is processed. Transcripts are only available for the following returns: Form 1040 series, Form 1065, Form 1120, Form 1120-A, Form 1120-H, Form 1120-L, and Form 1120S. Return transcripts are available for the current year and returns processed during the prior 3 processing years. Most requests will be processed within 10 business days . . . . . .

b Account Transcript, which contains information on the �nancial status of the account, such as payments made on the account, penalty assessments, and adjustments made by you or the IRS after the return was �led. Return information is limited to items such as tax liability and estimated tax payments. Account transcripts are available for most returns. Most requests will be processed within 10 business days .

c Record of Account, which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript. Available for current year and 3 prior tax years. Most requests will be processed within 10 business days . . . . . .

7 Verification of Nonfiling, which is proof from the IRS that you did not �le a return for the year. Current year requests are only available after June 15th. There are no availability restrictions on prior year requests. Most requests will be processed within 10 business days . .

8 Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from these information returns. State or local information is not included with the Form W-2 information. The IRS may be able to provide this transcript information for up to 10 years. Information for the current year is generally not available until the year after it is �led with the IRS. For example, W-2 information for 2011, �led in 2012, will likely not be available from the IRS until 2013. If you need W-2 information for retirement purposes, you should contact the Social Security Administration at 1-800-772-1213. Most requests will be processed within 10 business days .

Caution: If you need a copy of Form W-2 or Form 1099, you should �rst contact the payer. To get a copy of the Form W-2 or Form 1099 �led with your return, you must use Form 4506 and request a copy of your return, which includes all attachments.

9 Year or period requested. Enter the ending date of the year or period, using the mm/dd/yyyy format. If you are requesting more than four years or periods, you must attach another Form 4506-T. For requests relating to quarterly tax returns, such as Form 941, you must enter each quarter or tax period separately.

Caution: Do not sign this form unless all applicable lines have been completed.

Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax information requested. If the request applies to a joint return, at least one spouse must sign. If signed by a corporate of�cer, 1 percent or more shareholder, partner, managing member, guardian, tax matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506-T on behalf of the taxpayer. Note: This form must be received by IRS within 120 days of the signature date.

Signatory attests that he/she has read the attestation clause and upon so reading declares that he/she has the authority to sign the Form 4506-T. See instructions.

Phone number of taxpayer on line 1a or 2a

Sign Here

Signature (see instructions) Date

Title (if line 1a above is a corporation, partnership, estate, or trust)

Spouse’s signature Date

For Privacy Act and Paperwork Reduction Act Notice, see page 2. Cat. No. 37667N Form 4506-T (Rev. 7-2017)

/ / / / / / / /

M&T Bank C/O DataVerify 875 Greentree Road, 8 Parkway Center, Pittsburgh, PA 15220

1040

12 31 2016 12 31 2017

750-

3360

-031

8F

Form 4506-T (Rev. 7-2017) Page 2

Section references are to the Internal Revenue Code unless otherwise noted.

Future DevelopmentsFor the latest information about Form 4506-T and its instructions, go to www.irs.gov/form4506t. Information about any recent developments affecting Form 4506-T (such as legislation enacted after we released it) will be posted on that page.

General Instructions Caution: Do not sign this form unless all applicable lines have been completed.

Purpose of form. Use Form 4506-T to request tax return information. You can also designate (on line 5) a third party to receive the information. Taxpayers using a tax year beginning in one calendar year and ending in the following year (�scal tax year) must �le Form 4506-T to request a return transcript.

Note: If you are unsure of which type of transcript you need, request the Record of Account, as it provides the most detailed information.

Tip. Use Form 4506, Request for Copy of Tax Return, to request copies of tax returns.

Automated transcript request. You can quickly request transcripts by using our automated self-help service tools. Please visit us at IRS.gov and click on “Get a Tax Transcript...” under “Tools” or call 1-800-908-9946.

Where to file. Mail or fax Form 4506-T to the address below for the state you lived in, or the state your business was in, when that return was �led. There are two address charts: one for individual transcripts (Form 1040 series and Form W-2) and one for all other transcripts.

If you are requesting more than one transcript or other product and the chart below shows two different addresses, send your request to the address based on the address of your most recent return.

Chart for individual transcripts (Form 1040 series and Form W-2 and Form 1099) If you filed an individual return and lived in:

Mail or fax to:

Alabama, Kentucky, Louisiana, Mississippi, Tennessee, Texas, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address

Internal Revenue Service RAIVS Team Stop 6716 AUSC Austin, TX 73301 855-587-9604

Alaska, Arizona, Arkansas, California, Colorado, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, Wyoming

Internal Revenue Service RAIVS Team Stop 37106 Fresno, CA 93888 855-800-8105

Connecticut, Delaware, District of Columbia, Florida, Georgia, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, West Virginia

Internal Revenue Service RAIVS Team Stop 6705 P-6 Kansas City, MO 64999 855-821-0094

Chart for all other transcripts If you lived in or your business was in:

Mail or fax to:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Hawaii, Idaho, Iowa, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wyoming, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address

Internal Revenue Service RAIVS Team P.O. Box 9941 Mail Stop 6734 Ogden, UT 84409 855-298-1145

Connecticut, Delaware, District of Columbia, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, West Virginia, Wisconsin

Internal Revenue Service RAIVS Team P.O. Box 145500 Stop 2800 F Cincinnati, OH 45250 855-800-8015

Line 1b. Enter your employer identi�cation number (EIN) if your request relates to a business return. Otherwise, enter the �rst social security number (SSN) or your individual taxpayer identi�cation number (ITIN) shown on the return. For example, if you are requesting Form 1040 that includes Schedule C (Form 1040), enter your SSN.

Line 3. Enter your current address. If you use a P.O. box, include it on this line.

Line 4. Enter the address shown on the last return �led if different from the address entered on line 3.

Note: If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS, �le Form 8822, Change of Address. For a business address, �le Form 8822-B, Change of Address or Responsible Party — Business.

Line 6. Enter only one tax form number per request.

Signature and date. Form 4506-T must be signed and dated by the taxpayer listed on line 1a or 2a. The IRS must receive Form 4506-T within 120 days of the date signed by the taxpayer or it will be rejected. Ensure that all applicable lines are completed before signing.

!CAUTION

You must check the box in the signature area to acknowledge you have the authority to sign and request the information. The form will not be processed and returned to you if the

box is unchecked.

Individuals. Transcripts of jointly �led tax returns may be furnished to either spouse. Only one signature is required. Sign Form 4506-T exactly as your name appeared on the original return. If you changed your name, also sign your current name.

Corporations. Generally, Form 4506-T can be signed by: (1) an of�cer having legal authority to bind the corporation, (2) any person designated by the board of directors or other governing body, or (3) any of�cer or employee on written request by any principal of�cer and attested to by the secretary or other of�cer. A bona �de shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-T but must provide documentation to support the requester's right to receive the information.

Partnerships. Generally, Form 4506-T can be signed by any person who was a member of the partnership during any part of the tax period requested on line 9.

All others. See section 6103(e) if the taxpayer has died, is insolvent, is a dissolved corporation, or if a trustee, guardian, executor, receiver, or administrator is acting for the taxpayer.

Note: If you are Heir at law, Next of kin, or Bene�ciary you must be able to establish a material interest in the estate or trust.

Documentation. For entities other than individuals, you must attach the authorization document. For example, this could be the letter from the principal of�cer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate.

Signature by a representative. A representative can sign Form 4506-T for a taxpayer only if the taxpayer has speci�cally delegated this authority to the representative on Form 2848, line 5. The representative must attach Form 2848 showing the delegation to Form 4506-T.

Privacy Act and Paperwork Reduction Act Notice. We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code. We need this information to properly identify the tax information and respond to your request. You are not required to request any transcript; if you do request a transcript, sections 6103 and 6109 and their regulations require you to provide this information, including your SSN or EIN. If you do not provide this information, we may not be able to process your request. Providing false or fraudulent information may subject you to penalties.

Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation, and cities, states, the District of Columbia, and U.S. commonwealths and possessions for use in administering their tax laws. We may also disclose this information to other countries under a tax treaty, to federal and state agencies to enforce federal nontax criminal laws, or to federal law enforcement and intelligence agencies to combat terrorism.

You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number. Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law. Generally, tax returns and return information are con�dential, as required by section 6103.

The time needed to complete and �le Form 4506-T will vary depending on individual circumstances. The estimated average time is: Learning about the law or the form, 10 min.; Preparing the form, 12 min.; and Copying, assembling, and sending the form to the IRS, 20 min.

If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-T simpler, we would be happy to hear from you. You can write to:

Internal Revenue Service Tax Forms and Publications Division 1111 Constitution Ave. NW, IR-6526 Washington, DC 20224

Do not send the form to this address. Instead, see Where to file on this page.

750-3361-0318B

Loan Number: _____________________________

M&T Bank Profit & Loss Statement May 2018

PROFIT AND LOSS STATEMENT (MINIMUM OF LAST FULL THREE MONTHS BUT NO MORE THAN 12)

Please complete a separate Profit and Loss Statement for each business owned by the borrower(s) *This form also needs to be completed if you are a 1099 employee

Company Name: __________________________________________________________________________________

Type of Business: _______________________________________ _______Percentage of Ownership _____________% Check one: Business is All year OR Seasonal If seasonal enter the number of month’s ________ For the Period: _____________ through _____________ Date of business formation: ______________ MM/DD/YYYY MM/DD/YYYY MM/DD/YYYY

Name(s) of Business Owner(s): _______________________________________________________________________

Income: Gross Sales and Receipts…………………………………. _________________ Costs of Goods Sold………………………………………… _________________ Other Income: Interest, fees earned, etc……………………………….. _________________ Total Income (Gross Sales + Other Income) _________________ Business-Only Expenses: Officer Wages and Salaries

How are the wages received? W-2 Owner draws (if taxes deducted, provide 30-days current paystubs)

_________________

Employee Wages and Salaries _________________ Payroll Taxes Business _________________ Utilities _________________ Business Rent and/or Mortgage Payments Insurance _________________ Advertising _________________ Telephone Office _________________ Expenses _________________ Repairs and Maintenance _________________ Business Travel, Meals, and Entertainment Supplies _________________ Other Business Expenses……………………………………………... _________________ Other Business Expenses……………………………………………... _________________ Other Business Expenses……………………………………………... _________________ Total Business Expenses _________________ Net Income/Loss: (Total Income minus Total Business Expenses) _________________

Amounts can be verified with my Business Bank Statements Personal Bank Statements This form accurately states my/our business expenses and self-employed income for the stated period.

Business Owner’s Signature Date

Business Owner’s Signature Date

ä å æ ç è é ê ë ì ä í î ï ð é ñ ò ó ë ô ô ð é ô õ ö

÷ ø ù ú û ü ý þ ÿ � � � � � � � � � � � � � � � � � � � � � � � � � ù ú � ù � ý � � � � ø ý � ý � � ý ü � ú � � � � � ý ü � ú � � � � ý � � � ú � � � � ÿ � � ! � ! " � " � � # $ � % � " ! � " � � " � " & � ' � � " % � % � � � ( " & � � � � " % � % � � � � � � � � � � � ) * " & � + � � , � � " * � ' � � " % � % � � � ! �- . � ú ù ý ü � � ù . � / . ü � ø ý 0 � � � � � � � ü ý ú 1 ý - � ù � ý � ý � ý / ù � ú � . � ý ý ü ù � ý / ü . 0 � ø ý 1 ü ý þ / . ü ý - � . ú � ü ý ú � � ý . / � ø ýû ü . 1 ý ü � � 23 4 5 � ÷ 6 7 8 7 9 4 8 7 � � ø ý � ý � � ý ü � ú � � � � � ý ü � ú � � � � ý � � � ú � � � � 9 � - ù � ù � � � . ü : 3 ý � . � ù � � . ü . ø ý ü ý � � ü ý 1 ü ý ú ý � � �; � � � � � " � � � % � � � � � � � " & � , � ! � � � � , � � � � " ! � � � ( , � � < � � * = " � " & � ) � � " � ( � � � & � ! % � � " � � * > � ? � � ; � � % �� ý � ù ý / � � ú / . � � . @ ú AB C D E F G H C I G J K L M N O P J Q N P L R S T U V W U P X Y T Z N V [ L M \ L P U V T U ] L S J V ^ _ N L ` N N V a N Z Z N P b T c U V d e f R N P b T c ` M J U P N f V P N Z U L N dC g h i g C j j k I k C l G h m n j C o k I n p o C q q k C r G p s q t s o o G q t k C I G g l G q u q k H G v w h h k l k s g C I I n p l F G l q C g H C t l k s g k H t F C q C t l G q k x G hm n C H G I I k g r u q k t G C g h s l F G q t s g h k l k s g H l F C l y s i I h u q G z C k I k g C g s u G g o C q { G l G g z k q s g o G g l C g h l F G q G C q G g sF k h h G g l G q o H s q H u G t k C I i g h G q H l C g h k g r H l F C l G | k H l m G l y G G g C g n s j l F G u C q l k G H k g z s I z G h k g l F G l q C g H C t l k s gk g t I i h k g r p m i l g s l I k o k l G h l s l F G m i n G q p H G I I G q p C u u q C k H G q p m q s { G q p H C I G H C r G g l B k g t I i h k g r p m i l g s l I k o k l G h l s l F GZ S T L S V [ U [ N V L U V d T N Z Z N P Y T U [ N V L c ^ ] Z J T S V [ U [ N V L U V d X J P L [ U [ N N ^ N } ] N Q L ` M N P N T f ] M Q P J ~ S T S J V S T N } Q P N T T Z Ru q s F k m k l G h m n I C y �B m D w g n q G I C l k s g H F k u s q C j j k I k C l k s g m n j C o k I n p o C q q k C r G s q t s o o G q t k C I G g l G q u q k H G l s l F G � G I I G q B H D s q � i n G q B H D m n s l F G qu C q l k G H k g z s I z G h k g l F G H C I G s j l F G � q s u G q l n F C H m G G g h k H t I s H G h l s l F G � s q l r C r G G �

� � � � � � � � � � � ÷ � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� ¡ � � � � � � � � � � � � � � � � � � � � � � � � �� ¢ ¢ � � A � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � £ � � � � A � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� ¢ ¢ � � A � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � £ � � � � A � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� ¤ � ¤ � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥¡ � � � � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¦ § ¨ © ª « ¬ ® © ¯ ° ± ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ²¡ � � � � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥� � � � � � ¤ £ � � ³ � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥¡ � � � � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¦ § ¨ © ª « ¬ ¦ ª ´ µ © ª ± ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ² ²¡ � � � � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥¶ � � � � · ¸ ¡ ¢ � � � � ¤ � ¤ � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥¡ � � � � � � � ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¹ � � � � � � � � � � º � � � ¢ � � � � � � » ¼ ½ ¾ ¿ ¿ À ¼ Á ¾ Â À Ã Ä Å¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥ ¥

ä å æ ç è é ê ë ì ä í î ï ð é ñ ò ó ë ô ô ð é ô õ öB t D E F G q G C q G g s C r q G G o G g l H p i g h G q H l C g h k g r H s q t s g l q C t l H m G l y G G g l F G � G I I G q B H D C g h � i n G q B H D l F C l l F G � G I I G q B H D y k I Iq G o C k g k g l F G � q s u G q l n C H l G g C g l H s q I C l G q s m l C k g l k l I G s q s y g G q H F k u s j l F G � q s u G q l n p G | t G u l l F C l l F G � G I I G q B H DC q G u G q o k l l G h l s q G o C k g C H l G g C g l H k g l F G � q s u G q l n j s q C H F s q l l G q o p C H k H t s o o s g C g h t i H l s o C q n k g l F Go C q { G l m i l g s I s g r G q l F C g g k g G l n B Æ Ç D h C n H p k g s q h G q l s j C t k I k l C l G q G I s t C l k s g p G | t G u l y F G q G H i t F u q s z k H k s g k HG | u q G H H I n u q s F k m k l G h m n I C y �B h D È G k l F G q l F G � G I I G q B H D g s q l F G � i n G q B H D y k I I q G t G k z G C g n j i g h H s q t s o o k H H k s g H j q s o l F G H C I G s j l F G � q s u G q l nG | t G u l l F C l l F G � G I I G q B H D o C n q G t G k z G C u C n o G g l k j k l k H s j j G q G h m n l F G � s q l r C r G G p C g h p k j l F G u C n o G g l k H o C h GC l t I s H k g r s j l F G H C I G s j l F G � q s u G q l n p q G j I G t l G h s g l F G É Ê Ë Ì Í � G l l I G o G g l � l C l G o G g l �B G D E F G q G C q G g s C r q G G o G g l H p i g h G q H l C g h k g r H p t i q q G g l s q u G g h k g r F k r F G q s j j G q H p s q t s g l q C t l H q G I C l k g r l s l F Gt i q q G g l H C I G s j H i m H G Î i G g l H C I G s j l F G � q s u G q l n l F C l F C z G s l m G G g h k H t I s H G h l s l F G � s q l r C r G G �B j D E F G t i q q G g l H C I G l q C g H C t l k s g k H C o C q { G l q G C I G H l C l G l q C g H C t l k s g p C g h l F G m i n G q k H o C { k g r C g s i l q k r F l u i q t F C H Gs j q G C I u q s u G q l n �B r D E F G t i q q G g l H C I G l q C g H C t l k s g H y k I I m G q G t s q h G h �B F D w I I C o s i g l H l s m G u C k h l s C g n u G q H s g s q G g l k l n p k g t I i h k g r F s I h G q H s j s l F G q I k G g H s g l F G � q s u G q l n p k g t s g g G t l k s gy k l F l F G u q G Ì j s q G t I s H i q G H C I G F C z G m G G g h k H t I s H G h l s C g h C u u q s z G h m n l F G � s q l r C r G G C g h y k I I m G q G j I G t l G h s gl F G É Ê Ë Ì Í � G l l I G o G g l � l C l G o G g l �B k D Ï C t F H k r g C l s q n i g h G q H l C g h H p C r q G G H C g h k g l G g h H l F C l l F G � s q l r C r G G k H q G I n k g r i u s g l F G H l C l G o G g l H o C h G k gl F G w h h G g h i o C H t s g H k h G q C l k s g j s q l F G q G h i t l k s g s j l F G u C n s j j C o s i g l s j l F G � s q l r C r G C g h C r q G G o G g l l s l F GH C I G s j l F G � q s u G q l n �B Ð D Ï C t F H k r g C l s q n y F s o C { G H C g G r I k r G g l s q k g l G g l k s g C I o k H q G u q G H G g l C l k s g C r q G G H l s k g h G o g k j n l F G � s q l r C r G G j s qC g n C g h C I I I s H H q G H i I l k g r j q s o l F G o k H q G u q G H G g l C l k s g k g t I i h k g r p m i l g s l I k o k l G h l s p q G u C n o G g l s j l F G C o s i g ls j l F G q G h i t G h u C n s j j s j l F G � s q l r C r G �B { D E F k H w h h G g h i o C g h C I I q G u q G H G g l C l k s g H p y C q q C g l k G H C g h H G l l I G o G g l H o C h G F G q G k g y k I I H i q z k z G l F G t I s H k g r s j l F Gu q G Ì j s q G t I s H i q G H C I G l q C g H C t l k s g �B I D Ï | t G u l j s q l F G q G C I G H l C l G C r G g l H C g h m q s { G q H k h G g l k j k G h k g l F k H C h h G g h i o p l F G H k r g C l s q k G H l s l F k H C r q G G o G g l] U V J V Z R T N P ~ N S V J V N ] U Q U ] S L R S V J P d N P L J _ N S V ] J X Q Z S U V ] N ` S L M Ñ Ò Ó Y T Q J Z S ] S N H s g t s g j I k t l H s j k g l G q G H l C g hC q o H Ì I G g r l F l q C g H C t l k s g H �B o D E F G I k H l k g r w r G g l C g h Ô k H l k g r � q s { G q t G q l k j n l F C l l F G H i m Ð G t l u q s u G q l n y C H k g k l k C I I n I k H l G h k g l F G � i I l k u I G Ô k H l k g r� G q z k t G B � Ô � D j s q C u G q k s h s j Í Õ t C I G g h C q h C n H m G j s q G C g n s j j G q H y G q G G z C I i C l G h �B g D Ö j o i I l k u I G s j j G q H y G q G i g h G q t s g H k h G q C l k s g C l l F G l k o G l F G s j j G q y C H H i m o k l l G h j s q C t t G u l C g t G p l F G Ô k H l k g r× [ N V L U V d Ø S T L S V [ e P J Ù N P ] N P L S K R L M U L ^ J K U Z Z J K L M N J K K N P T X N N L S V [ Ñ Ò Ó Y T [ f S d N Z S V N T ^ L M S T J K K N P R S N Z d L M N M S [ F G H lg G l q G l i q g � C g hB s D Ï C t F H k r g C l s q n t G q l k j k G H l F C l C I I l F G k g j s q o C l k s g H l C l G h F G q G k g p C H y G I I C H C g n k g j s q o C l k s g u q s z k h G h k g l F GC t t s o u C g k o G g l F G q G y k l F p k H l q i G C g h C t t i q C l G v É Ê Ë y k I I u q s H G t i l G j C I H G t I C k o H C g h H l C l G o G g l H v Ú s g z k t l k s go C n q G H i I l k g t q k o k g C I C g h Û s q t k z k I u G g C I l k G H v B Í Ü Ê v � v Ú v Í Ç Ç Í v Í Ç Í Ç v Í Ç Í Ý � Þ Í Ê v � v Ú v Þ ß Ý Æ v Þ Ü Ç Ý D

ä å æ ç è é ê ë ì ä í î ï ð é ñ ò ó ë ô ô ð é ô õ öà 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 � � � � � � > � � ! % � � " � � � � ã * ä � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �à 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 � � � � � � > � � ! % � � " � � � � ã * ä å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å åà 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 æ ! � " ! � % % � � " > � � ! % � � " � � � � ã * ä � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �à 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 æ ! � " ! � % ã � � ? � � > � � ! % � � " � � � � � � A � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �à 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 ã � * � � > � � ! % � � " � � � � ã * ä å å å å å å å å å å å å å å å å å å å å å å å å å � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �à 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 ã � * � � > � � ! % � � " � � � � ã * ä å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å åà 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 ã � * � � > � % � � " > � � ! % � � " � � � � ã * ä å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å åà 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 ã � * � � > � ã � � ? � � � > � ! % � � " � � � � ã * ä å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å åà 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 ç � � � � � � " ! � � ÿ � � ! � ! " � " � � > ú � ù � � � � � ü ý � ù / � 1 1 � ù - � � � ý � � � � A � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �à 3 5 à ÷ 3 7 � � 5 6 7 8 7 4 9 � à ø � � ý ú � � ú - ü ù � ý 0 � � � 0 ý � ø ù ú � � � � � � � . / � � � � � � � � � � � � � � � � � � � � � á â � � � 2 è � � � � ; é � � � ! � % % � � " > � � ! % � � " � � � � ã * ä å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å å � � � � � � � � � � � � � � � � � �

ê ë ì í î ï ð ñ

ò ó ô ô ó õ ö ô ÷ ø ù ú û ü ý ü þ û ý ÿ � ö � ó ô �� ! � � � " � � � � # � � $ � " � � � � % � � � � " � � � � & � � � ' � ( � � � � � � � �� ! � � � " � � � � # � � $ � " � � � � % � � � � " � � � � & � � � ) * + + * , - + . * / ) * + + * , - +0 1 2 1 3 1 4 4 3 5 2 6 7 8 5 9 1 5 8 9 6 2 : ; 8 < : = 1 :0 1 2 1 3 > ? < 7 6 1 9 8 6 @ ? A 6 7 8 5 9 1 5 8 9 6 2 : ; 8 < : = 1 :B C 5 D 1 2 C 8 A 6 E 6 @ 6 3 < F 4 7 8 4 G @ 5 5 D ? 4 @ H D 8 H 1 I J :E 8 D K B C 5 D 1 2 8 LB C 5 D 1 2 8 L 0 @ 6 8 1 K 7 ? 9 8 : M M M M M M M M M M M M MN A 8 C 5 D 1 2 8 L 0 @ 6 8 1 K 3 A 8 C 5 D 1 2 C 8 A 6 : M M M M M M M M M M M MO K 3 A 8 C 5 D 1 2 8 L P @ 9 8 2 1 3 @ 4 6 ? Q 8 D 2 < 8 8 G ? A R 8 C 5 D 1 2 C 8 A 6 S; 8 < : = 1 :0 1 2 1 3 1 4 4 3 5 2 6 7 8 5 9 1 5 8 9 6 2 : ; 8 < : = 1 :0 1 2 1 3 > ? < 7 6 1 9 8 6 @ ? A 6 7 8 5 9 1 5 8 9 6 2 : ; 8 < : = 1 :B C 5 D 1 2 C 8 A 6 E 6 @ 6 3 < F 4 7 8 4 G @ 5 5 D ? 4 @ H D 8 H 1 I J :E 8 D K B C 5 D 1 2 8 LB C 5 D 1 2 8 L 0 @ 6 8 1 K 7 ? 9 8 : M M M M M M M M M M M M MN A 8 C 5 D 1 2 8 L 0 @ 6 8 1 K 3 A 8 C 5 D 1 2 C 8 A 6 : M M M M M M M M M M M MO K 3 A 8 C 5 D 1 2 8 L P @ 9 8 2 1 3 @ 4 6 ? Q 8 D 2 < 8 8 G ? A R 8 C 5 D 1 2 C 8 A 6 S; 8 < : = 1 :T - U - + V W X Y - Z [ \ * U Z] ^ _ ` a b c d e fg ? D 8 L h @ A G 9 3 5 6 4 2 S ; 8 < : = 1 :i 7 @ 5 j k :i 7 @ 5 l :g ? D ? A R 0 @ 6 8 : M M M M M M M M M M M M Mh @ A G 9 3 5 6 4 2 4 @ < 8 A 3 C H 8 9 : M M M M M M M M M M M M M M M Mm n n o p q r s t u v w x r w q y z r { r | } o q r q ~ x � r p �M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M

� � a � � e � � � � � � aO < 6 7 8 H 1 9 9 1 > 8 9 @ < 8 9 Q ? 4 8 C 8 C H 8 9 S ; 8 < : = 1 :O < 6 7 8 4 1 � H 1 9 9 1 > 8 9 @ < 8 9 Q ? 4 8 C 8 C H 8 9 S ; 8 < : = 1 :� @ Q 8 2 1 3 9 8 4 8 A 6 D 2 H 8 8 A L 8 5 D 1 2 8 L @ > @ 2 K 9 1 C 2 1 3 9 5 9 ? A 4 ? 5 @ D9 8 < ? L 8 A 4 8 1 9 9 8 4 8 A 6 D 2 9 8 4 8 ? Q 8 L @ 5 8 9 C @ A 8 A 6 4 7 @ A R 8 1 K < 6 @ 6 ? 1 A1 9 L 8 9 S ; 8 < : = 1 :

ê ë ì í � ï ð ñ

0 ? < 4 7 @ 9 R 8 L h @ A G 9 3 5 6 4 2 S; 8 < := 1 :0 @ 6 8 6 7 @ 6 6 7 8 h @ A G 9 3 5 6 4 2 > @ < L ? < 4 7 @ 9 R 8 L : M M M M M M M M M M M M � a � c � a d f � d ^ d b �O < 6 7 8 5 9 1 5 8 9 6 2 Q @ 4 @ A 6 : ; 8 < : = 1 :O < 6 7 8 5 9 1 5 8 9 6 2 3 < 8 L @ < @ 9 8 A 6 @ D : ; 8 < : = 1 :O < 6 7 8 5 9 1 5 8 9 6 2 D ? < 6 8 L K 1 9 < @ D 8 : ; 8 < : = 1 :O K 2 8 ? A R H 8 D 1 > :� ? < 6 ? A R � R 8 A 6 t < = @ C 8 :M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M� 7 1 A 8 = 3 C H 8 9 : F J M M M M M � M M M M M M Mi 3 9 9 8 A 6 D ? < 6 ? A R 5 9 ? 4 8 : � M M M M M M M M M M M M M M M� � b � � � � � � � � � c � � � d � � _ �= 3 C H 8 9 1 K @ L 3 D 6 < : M M M M M M M M = 3 C H 8 9 1 K 4 7 ? D L 9 8 A : M M M M M M M M = 3 C H 8 9 1 K 4 @ 9 < : M M M M M M M M� � _ d a � � b d � � _ d � � ^ a � � ^ a a � ^ a ^ � � �� C 1 3 A 6 : � M M M M M M M M M M M M M M M M M 0 @ 6 8 @ Q @ ? D @ H D 8 : M M M M M M M M M M M M M M M M M� � e a � � ^ _ � � � � � � � _ � a � � � � e � ^ d � � _ � � � � �O K 6 7 8 C 1 9 6 R @ R 8 D 1 @ A ? < A 1 6 8 < 4 9 1 > 8 L P ? A L ? 4 @ 6 8 6 7 8 C 1 A 6 7 D 2 ? A < 3 9 @ A 4 8 5 9 8 C ? C 3 C : � M M M M M M M M M M M M M M MO K 6 7 8 C 1 9 6 R @ R 8 D 1 @ A ? < A 1 6 8 < 4 9 1 > 8 L P ? A L ? 4 @ 6 8 6 7 8 6 @ I @ C 1 3 A 6 : � M M M M M M M M M M M M M M M ; 8 @ 9 D 2 � 1 A 6 7 D 2 � 3 @ 9 6 8 9 D 20 1 2 1 3 7 @ Q 8 4 1 A L 1 C ? A ? 3 C 1 9 7 1 C 8 1 > A 8 9 @ < < 1 4 ? @ 6 ? 1 A F � � � J K 8 8 < S ; 8 < : = 1 :O K 2 8 < P 6 1 6 @ D C 1 A 6 7 D 2 5 @ 2 C 8 A 6 @ C 1 3 A 6 : � M M M M M M M M M M M M= @ C 8 @ A L � L L 9 8 < < K 8 8 < @ 9 8 5 @ ? L 6 1 S M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M ¡ ¢ £ ¤ ¥ ¦ §ê ¨ í ë © í ª « í ª ¬ ë ¨ ¨ ë ¨ ® ª ë ¯ ¨ í ¯ ï ° í © ë ± ² ë ² ² ³ í © © ë ¨ ¨ ³ í ë © ï ± © ª « í ª ¬ í ² ® ± ë ª ª ï ´ ë ± µ ® ± ì « ë ³ ² © « ® ¨ í ¶ ¶ í ³ · ¸ ï ¹ ´ ¹ © ¶ ³ ï º ® ² í© ¹ ï ³ ¶ ® ± ì ² ï ª ¹ ´ í ± ¶ ë ¶ ® ï ± ï ð ¶ « í « ë ³ ² © « ® ® ± ² ® ª ë ¶ í ² ¯ í ¨ ï » ¼ ® · í · ¯ ë ± ¬ © ¶ ë ¶ í ´ í ± ¶ © ½ « ï ´ í ³ í ë ® ³ ¯ ® ¨ ¨ © ï ³ ï ¶ « í ³ © ® ´ ® ¨ ë ³² ï ª ¹ ´ í ± ¶ ë ¶ ® ï ± ¾ ·¿ ï í ± © ¹ ³ í µ ï ¹ ³ ¨ ï ë ± ® © ³ í º ® í » í ² ð ï ³ ë ¨ ¨ ë º ë ® ¨ ë ¯ ¨ í » ï ³ ¬ ï ¹ ¶ ï ¶ ® ï ± © ½ ë ¨ ¨ ¯ ï ³ ³ ï » í ³ © ¼ ® ð ë ¨ ® ª ë ¯ ¨ í ¾ ´ ¹ © ¶ © ® ì ± ¶ « í ¨ í ¶ ¶ í ³ ï ð« ë ³ ² © « ® ·À í ² ¹ ª ¶ ® ï ± ï ð Á ± ª ï ´ íÁ ± ª ³ í ë © í ® ± ¨ ® º ® ± ì í ° í ± © í ©Â ± í ´ ¨ ï µ ´ í ± ¶ê ³ ï í ³ ¶ µ Ã ï ± ² ® ¶ ® ï ±ê ë µ ´ í ± ¶ Ä ² Å ¹ © ¶ ´ í ± ¶Æ ° ª í © © ® º í Ç ¯ ¨ ® ì ë ¶ ® ï ± ©È ® º ï ³ ª íÈ í ë ¶ « ï ð ë ¯ ï ³ ³ ï » í ³ ½ ª ï É ¯ ï ³ ³ ï » í ³ ï ³ ª ï ± ¶ ³ ® ¯ ¹ ¶ ï ³Á ¨ ¨ ± í © © ï ð ¯ ï ³ ³ ï » í ³ ï ³ ª ï É ¯ ï ³ ³ ï » í ³Ê ® ¨ ® ¶ ë ³ µ Ë í ³ º ® ª íÌ ¹ © ® ± í © © Í ë ® ¨ ¹ ³ íÇ ¶ « í ³ ½ ¨ í ë © í © í í í ° ¨ ë ± ë ¶ ® ï ± ® ± « ë ³ ² © « ® ¨ í ¶ ¶ í ³

ê ë ì í Î ï ð ñ

Ï ¦ Ð Ñ ÒÄ ³ í µ ï ¹ ï ³ ¶ « í ª ï É ¯ ï ³ ³ ï » í ³ ¬ ± ï » ± ¯ µ ë ± µ ï ¶ « í ³ ± ë ´ í Ó¸ í © Ô Õ ï ÔÖ × Ø Ù Ú Û Ü Ý Þ ß à á à Þ Ú â ã ß ä Ú Û ß â Ú Ù á å á â à Þ Ú æ á É ¯ ï ³ ³ ï » í ³ ¬ ± ï » ± ¯ µ Óç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç çè ¡ ¢ ¦ Ð ¡ Ñ é Ð ¡ Ð ê ¤ ëì í ë ³ í ª ï ¨ ¨ í ª ¶ ® ± ì ¶ « í ² ë ¶ ë ï ± ¶ « ® © ð ï ³ ´ ð ï ³ ¶ « í ¨ ® ´ ® ¶ í ² ¹ ³ ï © í ð ï ³ º í ³ ® ð µ ® ± ì µ ï ¹ ³ ´ ë ³ ® ¶ ë ¨ © ¶ ë ¶ ¹ © © ï ¶ « ë ¶ » í ª ë ±² í ¶ í ³ ´ ® ± í » « í ¶ « í ³ ë ² ² ® ¶ ® ï ± ë ¨ © ® ì ± ë ¶ ¹ ³ í © ¼ ¯ í © ® ² í © µ ï ¹ ³ © ¾ ë ³ í ³ í í ¹ ® ³ í ² ¶ ï ª ¨ ï © í µ ï ¹ ³ ¨ ï © © ´ ® ¶ ® ì ë ¶ ® ï ± ï ¶ ® ï ± © « ï ¹ ¨ ² µ ï ¹ ¯ íë ³ ï º í ² ·Ë ® ± ì ¨ íÊ ë ³ ³ ® í ²È ë ¶ í ï ð ´ ë ³ ³ ® ë ì í Ô ç ç ç ç ç ç ç ç ç ç çÊ ë ® ² í ± Õ ë ´ í ¼ ® ð ë ¨ ® ª ë ¯ ¨ í ¾ Ô ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç çî ï á å Û Ú ð Û × å ñ ñ ã ß ä Ú ò × ó â Û à ô ä ó õ õ ñ Ú ô ñ ß Û à ö ÷ ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø ø øÈ ® º ï ³ ª í ²È ë ¶ í ï ð ² ® º ï ³ ª í Ô ç ç ç ç ç ç ç ç ç çù ê ¨ í ë © í © í ± ² È ® º ï ³ ª í È í ª ³ í í ë ± ² ú ¹ ® ¶ Ã ¨ ë ® ´ È í í ²Ë í ë ³ ë ¶ í ²È ë ¶ í ï ð © í ë ³ ë ¶ ® ï ± Ô ç ç ç ç ç ç ç ç ç çù ê ¨ í ë © í © í ± ² Ë í ë ³ ë ¶ ® ï ± Ä ì ³ í í ´ í ± ¶ ë ± ² ú ¹ ® ¶ Ã ¨ ë ® ´ È í í ²ì ® ² ï » í ²È ë ¶ í ï ð ² í ë ¶ « ï ð ¶ « í ² í ª í ë © í ² Ô ç ç ç ç ç ç ç ç ç çÏ ¢ ¡ û ¤ ü Ò ¢ ý ü Ð ¥ Ò § ¢ ý § Ò ¢ Ð þ ëÿ ë º í µ ï ¹ ¶ ³ ë ± © ð í ³ ³ í ² ¶ « í ³ ï í ³ ¶ µ ¶ ï ë ± ï ¶ « í ³ í ³ © ï ± ½ ª ï ´ ë ± µ ï ³ ¶ ³ ¹ © ¶ Ó¸ í © Ô Õ ï ÔÖ × Ø � Ú Û Ü Ý Þ ß à ó Û à Þ Ú ã ß ä Ú á × à Þ Ú á à Þ Ú â ï Ú â Û á ã ô æ á ä ï ß ã Ù á â à â å Û à Ù á å à â ß ã Û × í ³ ³ í ² ¶ ® ¶ ¨ í ¶ ï Óç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç� ý � Ò ¢ ý ü � Ð Ð ý ¢ û Ò þ ë� ó ñ ñ Ù á å � Ú å Û ó ã � ß � á Ý Ú â á × � à à á â ã Ú Ù à á Û ó � ã á ã Û á ä Ú á ã Ú Ú ñ Û Ú ð Û � Ú Þ ß ñ × ó × Ù á å â ñ á ß ã ä á õ ó × ó æ ß à ó á ã ó Û ß ï ï â á Ú õ ¸ í © Ô Õ ï Ôé Ò � ý û £ � ¦ Ò û û ü ý ¢ � ¡ Ð ¦ ý û ëÁ ð ¶ « í ³ í ® © ë � � � ¨ ® í ± ë © © ï ª ® ë ¶ í ² » ® ¶ « ¶ « ® © ³ ï í ³ ¶ µ ¨ í ë © í ³ ï º ® ² í ¶ « í ® ± ð ï ³ ´ ë ¶ ® ï ± ¯ í ¨ ï » Ô� ® í ± ÿ ï ¨ ² í ³ © Õ ë ´ í Ô ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç� ® í ± ÿ ï ¨ ² í ³ © ê « ï ± í Õ ¹ ´ ¯ í ³ Ô ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç çÄ ´ ï ¹ ± ¶ ï ð � ® í ± Ô � ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç� ï ë ± ± ¹ ´ ¯ í ³ Ô ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç ç

ê ë ì í � ï ð ñ

� ¦ û ¡ û � ¦ ¡ Ñ é ê � � ¡ ¢ þ� ý ¢ ¢ ý � Ò ¢ � è ý û Ð ¥ Ñ þ û � ý � Ò � # � � # � � � � � � � � û � ý � Ò � ý � ê � Ò û Ð ¡ Ð ¦ ý û � Ò � ê ¦ ¢ Ò £� ³ ï © © Ê ï © ¶ ³ í ª í ± ¶ ë µ © ¶ ¹ ¯ © ð ï ³ ¶ « í ë © ¶ ! " ² ë µ © ® ± ª ¨ ¹ ² ® ± ì µ í ë ³ ¶ ï² ë ¶ í ® ± ª ï ´ í ·Õ í ¶ # ¿ ë ¬ í ÿ ï ´ í $ ý % � ý ¢ ¢ ý � Ò ¢ � è ý û Ð ¥ Ñ þ û � ý � Ò � & � � & � � � � � � � � û � ý � Ò � ý � ê � Ò û Ð ¡ Ð ¦ ý û � Ò � ê ¦ ¢ Ò £� ³ ï © © Ê ï © ¶ ³ í ª í ± ¶ ë µ © ¶ ¹ ¯ © ð ï ³ ¶ « í ë © ¶ ! " ² ë µ © ® ± ª ¨ ¹ ² ® ± ì µ í ë ³ ¶ ï² ë ¶ í ® ± ª ï ´ í ·Õ í ¶ # ¿ ë ¬ í ÿ ï ´ í ' Ð ¥ Ò ¢ û � ý � Ò û � ý � Ò � ý � ê � Ò û Ð ¡ Ð ¦ ý û � Ò � ê ¦ ¢ Ò £Â ± í ´ ¨ ï µ ´ í ± ¶ Ã ï µ ï ð ë » ë ³ ² ¨ í ¶ ¶ í ³ ½ » í í ¬ ¨ µ ï ³ ´ ï ± ¶ « ¨ µ ë ´ ï ¹ ± ¶ · ¿ « í ¨ í ¶ ¶ í ³´ ¹ © ¶ ® ± ª ¨ ¹ ² í ¶ « í ¨ í ± ì ¶ « ï ð ¶ ® ´ í ¶ « í ¯ í ± í ð ® ¶ © ë ³ í ë ³ ï º í ² ð ï ³ ·Ä ¨ ® ´ ï ± µ Ã ï µ ï ð ² ® º ï ³ ª í ² í ª ³ í í ½ © í ë ³ ë ¶ ® ï ± ë ì ³ í í ´ í ± ¶ ½ ï ³ ï ¶ « í ³ » ³ ® ¶ ¶ í ±¨ í ì ë ¨ ë ì ³ í í ´ í ± ¶ ð ® ¨ í ² » ® ¶ « ë ª ï ¹ ³ ¶ ½ ï ³ ª ï ¹ ³ ¶ ² í ª ³ í í ¶ « ë ¶ © ¶ ë ¶ í ©¶ « í ë ´ ï ¹ ± ¶ ï ð ¶ « í ë ¨ ® ´ ï ± µ ½ ª « ® ¨ ² © ¹ ï ³ ¶ ½ ï ³ © í ë ³ ë ¶ ® ï ±´ ë ® ± ¶ í ± ë ± ª í ë µ ´ í ± ¶ © ë ± ² ¶ « í í ³ ® ï ² ï ð ¶ « í ¶ ® ´ í ï º í ³ » « ® ª «¶ « í ë µ ´ í ± ¶ © » ® ¨ ¨ ¯ í ³ í ª í ® º í ² ½ ë ± ² ª ï ® í © ï ð µ ï ¹ ³ ¶ » ï ´ ï © ¶³ í ª í ± ¶ ¯ ë ± ¬ © ¶ ë ¶ í ´ í ± ¶ © ï ³ ï ¶ « í ³ ¶ « ® ³ ² É ë ³ ¶ µ ² ï ª ¹ ´ í ± ¶ ©© « ï » ® ± ì ³ í ª í ® ¶ ï ð ë µ ´ í ± ¶ ·Ã « ® ¨ ² Ë ¹ ï ³ ¶ Ë ï ª ® ë ¨ Ë í ª ¹ ³ ® ¶ µ È ï ª ¹ ´ í ± ¶ ë ¶ ® ï ± © « ï » ® ± ì ¶ « í ë ´ ï ¹ ± ¶ ë ± ² ð ³ í í ¹ í ± ª µ ï ð ¶ « í¯ í ± í ð ® ¶ © ½ © ¹ ª « ë © ¨ í ¶ ¶ í ³ © ½ ï ¨ ® ª µ ï ³ ¯ í ± í ð ® ¶ © ¶ ë ¶ í ´ í ± ¶ © ð ³ ï ´ ¶ « í ³ ï º ® ² í ³ ë ± ² ² ï ª ¹ ´ í ± ¶ ë ¶ ® ï ± © « ï » ® ± ì ¶ « í ³ í ª í ® ¶ ï ð ë µ ´ í ± ¶ ½© ¹ ª « ë © ª ï ® í © ï ð ¶ « í ¶ » ï ´ ï © ¶ ³ í ª í ± ¶ ¯ ë ± ¬ © ¶ ë ¶ í ´ í ± ¶ © © « ï » ® ± ì² í ï © ® ¶ ë ´ ï ¹ ± ¶ © ·� ï ± ì ¿ í ³ ´ È ® © ë ¯ ® ¨ ® ¶ µ ê í ³ © ï ± ë ¨ # À í ¶ ® ³ í ´ í ± ¶ È í ë ¶ « Ì í ± í ð ® ¶ © Ë « ï ³ ¶ ¿ í ³ ´ È ® © ë ¯ ® ¨ ® ¶ µ À í ë ¨ Æ © ¶ ë ¶ í # À í ± ¶ ë ¨ Ë ® ì ± í ² ¨ í ë © í ë ì ³ í í ´ í ± ¶ » ® ¶ « º ë ¨ ® ² ² ë ¶ í © ½ ï ³ ë ± ï ¶ ë ³ ® ( í ² ¨ í ¶ ¶ í ³ð ³ ï ´ ¶ « í ¶ í ± ë ± ¶ ¶ « ë ¶ ® ± ª ¨ ¹ ² í © ¶ « í ë ² ² ³ í © © ë ± ² ¶ « í ë ´ ï ¹ ± ¶ ë ® ²ð ï ³ ³ í ± ¶ ½ ë ¨ ï ± ì » ® ¶ « ³ ï ï ð ï ð ³ í ± ¶ © ³ í ª í ® º í ² ·Õ ï ± É Ì ï ³ ³ ï » í ³ Ã ï ± ¶ ³ ® ¯ ¹ ¶ ® ï ± Õ ï ¶ ë ³ ® ( í ² ¨ í ¶ ¶ í ³ ð ³ ï ´ ± ï ± É ¯ ï ³ ³ ï » í ³ © ¶ ë ¶ ® ± ì ¶ « í ë ´ ï ¹ ± ¶ ë ± ²ð ³ í í ¹ í ± ª µ ï ð ¶ « í ® ³ ª ï ± ¶ ³ ® ¯ ¹ ¶ ® ï ± · È ï ª ¹ ´ í ± ¶ ë ¶ ® ï ± © « ï » ® ± ì ¶ « í³ í ª í ® ¶ ï ð ë µ ´ í ± ¶ ½ © ¹ ª « ë © ª ï ® í © ï ð ¶ « í ¶ » ï ´ ï © ¶ ³ í ª í ± ¶ ¯ ë ± ¬© ¶ ë ¶ í ´ í ± ¶ © © « ï » ® ± ì ² í ï © ® ¶ ë ´ ï ¹ ± ¶ © ·Í ï ï ² Ë ¶ ë ´ © Ã ¹ ³ ³ í ± ¶ Ä » ë ³ ² � í ¶ ¶ í ³ · ¿ « ® © » ® ¨ ¨ ¯ í ¹ © í ² ¶ ï ï ð ð © í ¶ µ ï ¹ ³ ð ï ï ²Ú ) ï Ú ã Û Ú * + á á õ î à ß ä , Û Ý - . . / 0 1 2 3 4 0 5 / 1 3 6 7 8 9 - / 4 0 : 3 ;< = > ? @ A B C > D E = F G H D I J K = L = M J E = N K > E D K O P N K J = K > E C K D ? Q J N M F > D I I I J N J = B = M JI Q R M = F N M F F N J = F S H D I J K = L = M J ? Q > = F T = F = K N > U P I Q M = I I J N VK = J P K M I W Q J X N > > I L X = F P > = I C K = I = M J I Q R M = F N M F F N J = F S Y > >C = K I D M N > N M F Z P I Q M = I I Z N M [ I J N J = B = M J I ? D K J W D \ ] ^ B D M J X IW Q J X Q M J X = > N I J _ ` F N E I Sa J X = K G b D L P B = M J N J Q D M J D I P Z I J N M J Q N J = Q M L D B = I D P K L = N > D M R W Q J X C K D D ?D ? ? P M F I K = L = Q c = F Sd e f g h Gi j k l m n o p q l r j s t u m v l q w x y z z j { k u j { x n z | { | k n r | l s k n s | s m n l s m j r n s n n w s j k } n { n ~ n | q n w l � k v n � j { { j � n { j { � j � � j { { j � n {w j n x s j k m v j j x n k j v | ~ n l k m j s x l w n { n w � j { { n z | t l s � k v l x q j | s �

� N R = � D ? �

� � � � � � � � % � e � f � h � g � e � � f �� f g h h � � � f � g � � � � f �H D M J X > E � K = F Q J � N K F �< J P F = M J � D N M I �� M I J N > > B = M J ? D K L N K � � �� M I J N > > B = M J ? D K L N K � ] �< = L D M F H D K J R N R = �� D B = A O P Q J E � D N M �a J X = K � D N M � � �a J X = K � D N M � ] �� D J N > �� e e � ¡ h e f � ¢ � £ ¤ ¥ f � � ¦T D D F \ = V L > P F Q M R ? D D F I J N B C I ^ �� > D J X Q M R �� N P M F K E § b K E � > = N M Q M R �� D P I = [ = = C Q M R Q = I �� D J N > �¨ f ¢ h ¢ f ¢ � �A > = L J K Q L § � = N J Q M R T P = > �© N J = K § < = W = K �� = > = C X D M = ª � = > > � X D M = �« N K Z N R = �< = L P K Q J E ª Y > N K B �� N Z > = � ¬ ª < N J = > > Q J = ª � M J = K M = J �� D J N >

¥ f � � ¦ � ¢ � � h h g � � e � �� X Q > F F � N K = �b = C = M F = M J I \ M D J > Q c Q M R N J X D B = ^ �� P Q J Q D M ª a J X = K I L X D D > = V C = M I = I �� Q ? = � M I P K N M L = �� = N > J X � M I P K N M L = \ � ? M D J F = F P L J = F? K D B C N E ^ �H = F Q L N > N M F b = M J N > \ D P J D ?C D L [ = J ^ �® = > Q R Q D P I ª � X N K Q J E � D M J K Q Z P J Q D M �� D B = H N Q M J = M N M L = �� a Y D K � D M F D T = = �Y > Q B D M E \ � ? M D J F = F P L J = F ? K D B C N EL X = L [ ^ �� N V = I \ M D M @ = I L K D W > D N M ^ �¯ 0 : 3 0 ° / 3 ± ² 8 ³ / 8 5 ± 7 / 4 3 ´ / 0 / @= I L K D W > D N M ^ �® = M J \ Q ? M D J D L L P C E Q M R J X =C K D C = K J E ^ �® = M J = K I � M I P K N M L = �a J X = K �� D J N >d ¦ g � � � e ¦ f g f ¢ e �« N I �Y P J D � M I P K N M L = �� N K [ Q M R �U P I T N K = � �a J X = K �� D J N > �µ � � � f � ¶ � � f ¢ � g f � � · g h � �a J X = K ® = N > A I J N J = � � = K I D M N > � K D C = K J E �� X = L [ Q M R � a J X = K � M c = I J B = M J I �< N c Q M R I � � N I X ¬ N > P = � M I P K N M L = �d e f g h �

� N R = ¸ D ? �

¡ � ¹ d � � � ¡ µ d � ¥ º µ ¨ d » ¥ ¹ � ¼ µ d � ¥ º µ º ½ µ ¡ ¾ º ¥ ¿ À � ½ Á � � � º d³ Â Ã 3 Ä 7 Å 3 ± 3 Æ 5 3 8 1 3 6 1 Ä 7 1 Ç È É Ê 7 / Ë ´ Ä 3 ± 3 - / 7 Ì 1 3 ± 9 Ç È É ; 0 ± 9 Í 0 5 ; Î 3 Å 7 . 5 7 1 3 : 3 Â 5 8 Ì 0 ± . 0 8 8 : - 1 - Ï 7 1 - 0 / 7 8 8 - 8 1 7 / 4 3 *¡ � ¦ f ¢ Ð ¢ g f ¢ e � Ñ U E I Q R M Q M R Z = > D W Ò � ª W = L = K J Q ? E J X = ? D > > D W Q M R Ó� S � M L D M M = L J Q D M W Q J X K = O P = I J Q M R N I I Q I J N M L = Ò � ª W = C K D c Q F = F E D P W Q J X K = O P Q K = F Q M ? D K B N J Q D M Ò Q M L > P F Q M R ? Q M N M L Q N >Q M ? D K B N J Q D M S � ª W = L = K J Q ? E J X N J N > > D ? J X = Q M ? D K B N J Q D M � ª W = C K D c Q F = F Q I J K P = Ò N L L P K N J = N M F L D B C > = J = Sµ � f � e ¦ ¢ Ô g f ¢ e � Ñ U E I Q R M Q M R Z = > D W Ò � ª W = N P J X D K Q ( = J X = ? D > > D W Q M R Ó� S Õ D P B N E N J N M E J Q B = D Z J N Q M L K = F Q J K = C D K J I D M B = ª P I D K N M E D J X = K Q M ? D K B N J Q D M E D P ? = = > Q I M = L = I I N K E Q M L D M M = L J Q D MW Q J X B E ª D P K K = O P = I J S � ? � ª W = N I [ Õ D P Ò Õ D P W Q > > J = > > B = ª P I Q ? N L K = F Q J K = C D K J W N I D Z J N Q M = F N M F Ò Q ? I D Ò J X = M N B = N M FN F F K = I I D ? J X = L K = F Q J K = C D K J Q M R N R = M L E ? P K M Q I X Q M R J X = K = C D K J \ Ö Õ « = M U P I � N W < = L × Ø ` @ Z \ Z ^ ^] S Õ D P B N E = M R N R = Q M F Q I L P I I Q D M I W Q J X B = D K B E F = I Q R M N J = F K = C K = I = M J N J Q c = Ò K = R N K F Q M R J X Q I K = O P = I J Ò J X =F D L P B = M J N J Q D M N M F Q M ? D K B N J Q D M � ª W = I P Z B Q J J = F Ò N > > ? D K = L > D I P K = N > J = K M N J Q c = C K D R K N B I Ò N M E > D N M F D L P B = M J N J Q D M ÒI = K c Q L Q M R K = L D K F I D K C N E B = M J K = L D K F I SÙ Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù\ � K Q M J ^ Ö N B = � D M J N L J Ö P B Z = K b N J =� X Q I N P J X D K Q ( N J Q D M Q I C = K B Q J J = F ? D K D M = E = N K ? K D B J X = F N J = K = ? = K = M L = F N Z D c = D K P M J Q > L N M L = > > = F Z E E D P Q M W K Q J Q M R SÙ Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù� M Q J Q N >× S Õ D P N M F J X = B D K J R N R = Q M I P K = K Ò Q ? N M E Ò B N E F Q I L P I I N M F I X N K = N M E N M F N > > F D L P B = M J N J Q D M N Z D P J B E B D K J R N R = > D N MN M F C = K I D M N > ? Q M N M L Q N > I Q J P N J Q D M W Q J X = N L X D J X = K Ò N I Õ D P D K J X = B D K J R N R = Q M I P K = K F = = B M = L = I I N K E Sµ Ú � e Û h � � £ � � � � f Ñ� ª © = N L [ M D W > = F R = J X N J H § � Q I M D J P M F = K N M E D Z > Q R N J Q D M J D N R K = = J D N M E > D I I B Q J Q R N J Q D M N I I Q I J N M L = ª N > J = K M N J Q c = J D ? D K = L > D I P K = S� X = F = L Q I Q D M W Q > > Z = Z N I = F D M Ò N B D M R D J X = K J X Q M R I Ò B E ª D P K ? Q M N M L Q N > Q M ? D K B N J Q D M Ò L K = F Q J K = C D K J N M F C N E B = M J X Q I J D K E S � ª © =P M F = K I J N M F J X N J N M E N R K = = B = M J J X N J � ª W = B N E K = N L X W Q J X H § � B P I J Z = Q M W K Q J Q M R Ò J D Z = Z Q M F Q M R P C D M B = ª P I N M F H § � S� ª © = N R K = = J X N J F Q I L P I I Q D M I K = R N K F Q M R > D I I B Q J Q R N J Q D M D K N C D I I Q Z > = N > J = K M N J Q c = J D ? D K = L > D I P K = W Q > > M D J L D M I J Q J P J = N W N Q c = K D K6 3 Ì 3 / 8 3 1 0 Ç È É Ê 7 / Ë ² 8 ± - Ï Ä 1 1 0 4 0 : : 3 / 4 3 0 ± 4 0 / 1 - / 5 3 7 / E ? D K = L > D I P K = D K D J X = K L D > > = L J Q D M N L J Q D M D K D J X = K W Q I = = M ? D K L = Q J IK Q R X J I P M F = K J X = Ö D J = Ò H D K J R N R = D K D J X = K > D N M F D L P B = M J I S� ª © = P M F = K I J N M F J X N J J X Q I F D L P B = M J Q I N > = R N > > E Z Q M F Q M R N R K = = B = M J N M F J X N J � ª W = X N c = J X = K Q R X J J D I = = [ J X = N F c Q L = D ? > = R N >L D P M I = > Z = ? D K = I Q R M Q M R Q J S

� N R = � D ? �

� ª © = N L [ M D W > = F R = J X N J W X Q > = J X = K = Q I M D N C C > Q L N J Q D M ? = = Q M L D M M = L J Q D M W Q J X N K = O P = I J ? D K > D I I B Q J Q R N J Q D M N I I Q I J N M L = Ò � ª W =B N E Z = K = I C D M I Q Z > = Ò N I C = K B Q J J = F Z E N C C > Q L N Z > = > N W N M F ª D K Q M c = I J D K K = O P Q K = B = M J Ò ? D K L = K J N Q M ? = = I N I I D L Q N J = F W Q J X J X =D Z J N Q M Q M R D ? Q M ? D K B N J Q D M P J Q > Q ( = F Q M J X = > D I I B Q J Q R N J Q D M F = J = K B Q M N J Q D M \ = S R S J Q J > = I = N K L X Ò C K D C = K J E N C C K N Q I N > Ò = J L S ^µ � f � e ¦ ¢ Ô g f ¢ e � f e ¦ � h � g � � ¢ � Ð e ¦ � g f ¢ e � Ñ Õ D P B N E P I = J X = ? D > > D W Q M R N P J X D K Q ( N J Q D M Ò N J N M E J Q B = Ò J D D Z J N Q M N M E Q M ? D K B N J Q D M E D PM = = F Q M L D M M = L J Q D M W Q J X B E ª D P K K = O P = I J S� D © X D B Q J H N E � D M L = K M Ó� S Ç È É Ê 7 / Ë ´ 9 Ç È É ; Î Ü 7 / Ý - / Å 3 8 1 0 ± 1 Ä 7 1 : 7 Ë 3 8 0 ± , 5 ± 4 Ä 7 8 3 8 : Ý . 0 7 / Ò N M F J X = B D K J R N R = Q M I P K = K D ? B E > D N M \ Q ? N M E ^ ÒB N E c = K Q ? E Q M ? D K B N J Q D M L D M J N Q M = F Q M B E N C C > Q L N J Q D M N M F Q M D J X = K F D L P B = M J I K = O P Q K = F Q M L D M M = L J Q D M W Q J X B E > D N M Ò= Q J X = K Z = ? D K = D K N ? J = K B E > D N M Q I L > D I = F S] S � N P J X D K Q ( = E D P J D C K D c Q F = J D H § � N M F J D N M E Q M c = I J D K Ò J D J X = B D K J R N R = Q M I P K = K D ? B E > D N M \ Q ? N M E ^ Ò N M F J D J X =I = K c Q L = K D ? B E > D N M Ò N M E N M F N > > Q M ? D K B N J Q D M N M F F D L P B = M J N J Q D M J X N J J X = E K = O P = I J S P F = I Z P J Q IM D J > Q B Q J = F J D Ò = B C > D E B = M J X Q I J D K E N M F Q M L D B = Ò N M E F = C D I Q J D K Q M c = I J B = M J N L L D P M J Z N > N M L = I Ò N M F L K = F Q J X Q I J D K E S× S H § � D K N M E Q M c = I J D K D ? B E > D N M D K J X = B D K J R N R = Q M I P K = K D ? B E > D N M \ Q ? N M E ^ B N E N F F K = I I J X Q I N P J X D K Q ( N J Q D M J D N M EC N K J E Q M C D I I = I I Q D M D ? N M E D ? J X = N Z D c = Q M ? D K B N J Q D M SÞ S Y L D C E D ? J X Q I N P J X D K Q ( N J Q D M B N E Z = N L L = C J = F N I N M D K Q R Q M N > S� ? P K J X = K L = K J Q ? E J X N J Ò J D J X = Z = I J D ? B E [ M D W > = F R = N M F Z = > Q = ? Ò J X = Q M ? D K B N J Q D M Q M J X Q I N ? ? Q F N c Q J Q I J K P = Ò L D B C > = J = Ò N M FL D K K = L J SÙ Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù ÙU D K K D W = K b N J = < < Ö P B Z = KÙ Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù� D @ U D K K D W = K b N J = < < Ö P B Z = K� ? E D P N K = M D J D Z > Q R N J = F P M F = K J X = J = K B I D ? J X = > D N M N M F W N M J J D X N c = E D P K ? Q M N M L Q N > Q M ? D K B N J Q D M L D M I Q F = K = F ? D K J X Q IK = O P = I J Ò C > = N I = N P J X D K Q ( = Z E I Q R M Q M R Z = > D W SÙ Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù Ù ÙY F F Q J Q D M N > � D M J K Q Z P J D K b N J = < < Ö P B Z = K® = J P K M J D Ó� D I I H Q J Q R N J Q D MH § � U N M [� S a S U D V Ø Þ `U P ? ? N > D Ò Ö Õ � Þ ] Þ `T N V Ö P B Z = K Ø ß ß @ à á Ø @ ` Ø à à

â ã ä ã å æ ç è é ê ë ì å í æ ê îï ð ñ ï ñ ð ò ï ó

ô õ ö ÷ ø ù ú ø û ü õ ú ö ý þ ÿ � � � õ � ÿ ö � þ õ � û ø ø ú� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� ! � � · " � � � � � � � � � � � � � �# $ $ % � & & � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ' � � � � � � � � � � �( � � ) � � � � � � � � � � � � ! � � � � * ! � � + � � ' � � �' � � � � � � � � ' � � � � * � · , � � � � � � � � * � � � � � � � � � � * � � � � � �� - . / 0 " � � � � � � � � � � � � � * � � � � � � � � 1· , � � � � * � � � � � � � � � � � � � � � � � � � � � � � �' � ) � � � * � � � � � � � � � � � � �· , � � � � � � � � � � ! � � ' � � � � � � � � � � � � � � * �· 2 � � + 3 � � � � * � � � �# $ $ % � & & � � � � 4 & 5 � 6 7 $ 8 9 � 6 : � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ! � �� ) � � ' � � � � � � � � � / � � � � � � � � � � � � / ( � � � � � � � � � � � � � �� * � � � * � * � � � � � � � � � � � ' � � � � + �� ( � � � � � � � � � � � � � � ( � � * � � � � � � � * � � � ' � ' �� ; � � � � � ! � � < � � � � � � � � · , � � � � � � � � * � � � � � � � � � � * � � � � � �� - . / 0 " � � � � � � � � � � � � � * � � � � � � � � 1· 2 � � + 3 � � � � * � � � �� 4 & 5 � 6 7 $ 8 9 � 6 : � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ! � �� ) � � ' � � � � � � � � � / � � � � � � � � � � � � / ( � � � � � � � � � � � � � �� * � � � * � * � � � � � � � ) � � ' � � + � �� ( � � � � � � � � � � � � � � ( � � * � � � � � � � * � � � ' � ' �� ; � � � � � ! � � < � � � � � � · = � � � � � � � � � � � ! � ( � ( � � � � � � � � � � � ( � � � � � ' � � �� · , � � � � � � ! � � � � � � ) � � � � � � � � � � � � � � �� * ( � � � � � � � � � � � � � � � � � � � � � � * � � �* � * � � � - � � * � � > � � � ) � � > � � � � � � � / ( � � � � � 19 � 7 � � $ � 7 � � 7 ? @ $ � 7 � &� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ( � � � � � * �� ! � � � � � ( � � � � � � � � � � � ) � � � � > � � � / � * ( � � >� � � � ( � � � � ) � � � ! � � � � � � ( � � � � ( � � ( � � � � > �� * � + � ( � � * � � � � � � � � � � � � � � ) � � � �� * � � � � � � � � � � A � � > � � � � � � � � � � � � � � � � � � � � � * �� ) � � � � � � � � � � � ( � � � � � * � � � ' � ' � � � � �· B � � � � " � ) � � � � " � � � � � � � � � � � � � � � ! � � � � � �� C � � � D � � � * " � � �·

3 � ( � � � � � � � � ' � � � * � � � � � � � ! � � � � � � � � � � �- � � � � � � � � � � � � � � * � � � � ! � � � � ( ( � � � � � � � � �( � � ( � � � � 1E @ � � 7 $ 6 � % � � # % ? 6 �� ! � � < � � � � � * � > � � � / � * ( � � > � ' � � � � � � * � � �� ! � ' � � > � � � � � ' � � � � � � ! � � ( � � � � ' F � � > � � � � � � �� * * � � � � � � � G � ) � � � � * � ( � � > � � � � � � � � ( � � � � � * �F � � 0 H I J � K L J I K H L 9 M N I O 9 L H J I P 9 Q P # J Q N� # 5 5 # E K N J # L R· , � � � � � � � � � � ! � � ' � � � � � � � � � � � � � � * �· S � � � � � � � * � * ( � � � � �·

� � / � � � � � � � � T U � � * ( � � � � � � � �L V ? � & & 7 W � I : $ 7 X � � 7 % &� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ! � � �� ) � � ' � � � � � � � � � / � � � � � ) � � � � � � - � � � � � � � � � � � � ' � �� * � � � � � � � � � � � 1 � � � � ( � � ) � � � � � � * � � * * � + � � ' ( � � * � � � � � � � � � � � � � � � � � � � � � � �� * � � � ' � ' � 0 B � � � / � * ( � � > � � � � � � � � ) � � � �� ( � � � � � � � � � � � * � F � � � ( ( � � � � � � 0· , � � � � � � � / ( � � � � � � / ( � � � � �Y D � � � � ( � � � � � � �Y Z � * � � � ( � � � � � � �Y [ � � � � ( � � � � * � + � � � � � � � � � � ! �( � � � � � � � / ( � � � � � � / ( � � � �� 7 & � � % � L 6 \ $ 8 6 � % � J � % & � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ! � �� ' � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � F � �� ' � � � � � � � � � � � / ( � � � � � � �* � ) � � ' � � � � � � � � � ' � � � � � � � ! � � � � � � � � ! � � � � � � � �� ( � � � � � � � � � � � � / ( � � � � � � � � · S � � � � � � � * � * ( � � � � � � � � � � � � � � � � � �� ! � � * � � � � � � � �

â ã ä ã å æ ç è é ê ë ì å í æ ê îï ð ñ ï ñ ð ò ï ó

� � � * � � � ' � ' �K % � 6 \ $ 8 6 � % �� * � � � � � � � � � ' � � * � � � : � � � � ) � � ' � � � �� F � � ; H I J E K P J Q # N 9 L H J I 5 # H E I 9 L · ] � � * ( � � � * � � � 2 � � � � � � 3 � � � � * � � �· S � � � � � � � * � * ( � � � � �· ^ * � � � � � � � � + � � � � � * � � � � � � � ! � � ' ( � � � � � �� ( � � � � � � � � � � � � � � ( � � � � � � � � ( � � � � �# % ? � ? � � � 7 %� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � ! � �� ) � � ' � � � � F � � � � � � � � * ( � � � � � � � - � � ' � � � � � � � � ! � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 1 · _ � ! � ( � ( � � D � � ( ( � � '