mpham - affiliated business arrangement.pdf

8/18/2019 MPham - Affiliated Business Arrangement.pdf

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Page 1 of 15 | Affiliated Business Arrangement (6/2014)

Affiliated Business Arrangement

Disclosure Statement

To: Consumer

From: Cartus Corporation (“Cartus”)

This is to give you notice that Cartus Corporation (“Cartus”) has a business relationship with the companieslisted in this Statement, in that each of the companies is wholly or partially owned either directly or indirectly byCartus or by Realogy Corporation. Realogy Corporation indirectly wholly owns NRT Incorporated, a parentcompany of certain Coldwell Banker®, Coldwell Banker Commercial®, Century 21®, and ERA® brokerage officesthroughout the nation. Realogy Corporation also owns the franchisor of the Coldwell Banker®, Coldwell BankerCommercial®, Century 21®, ERA®, Sotheby’s International Realty and Better Homes & Gardens systems. Inaddition, Cartus and Realogy have a joint venture with PHH Mortgage Corporation also doing business as CartusHome Loans, and InstaMortgage.com, where Realogy holds a 49.9% interest in the joint venture. Because ofthese relationships, the referral of business to these companies may provide us, our employees, or other relatedparties noted herein a financial or other benefit. In addition, we may be paid a co-operative brokerage fee as aresult of any referral to the above listed real estate brokerage companies; however, this will not affect the amountyou pay to purchase or sell a property.

We have set forth below the full range of services that these companies provide, along with an estimate of therange of charges generally made for these services. You are NOT required to use the listed companies as acondition of the purchase or sale of your property. THERE ARE FREQUENTLY OTHER SETTLEMENTSERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TODETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE

SERVICES.


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Company Name Current Fees For Services

Coldwell Banker ® Century 21 ® ERA ® Sotheby’s International RealtyBetter Homes & Gardens

Provide a full range of residential real estatebrokerage services.

2-7% of sales price

PHH Mortgage, also doing business asInstaMortgage.com and/or Cartus HomeLoans

Provides a full range of residential firstmortgage loan products and services.

Loan Origination Fee 0-1% of loan amountLoan Discount Fee 2 0-3% of loan amount

Application Fee 3 $0-$500Tax Services Fee $0-$100Flood Zone Determination $0-20.00

1 Actual charges may vary according to the particular circumstancesunderlying the transaction, including the home value, coverage andlimits, other requested terms and services, unusual market conditions,government regulations, property location and features, and othersimilar factors. Rates may not be the lowest available and are subjectto change. For a free, no obligation quote, please contact the companydirectly. Where required by law, current rates for insurance are filedwith the applicable state agency, and depending upon thecircumstances, may vary from the rates shown above.2 The loan discount fee/points are affected by the note rate. Dependingupon market conditions, the loan discount fee/points may be higher toadjust for below-market rates.3 There are other charges imposed in connection with mortgage loans.In addition, a lender may require the use of other service providers,including but not limited to any attorney, credit reporting agency or real

estate appraiser chosen to represent the lender’s interest. If you applyto any of these companies for a loan, you will receive additionalinformation regarding anticipated charges.

ACCESS TITLE (Texas)Provides title and settlement services

Closing/Settlement Fee: $350.00 per sideTitle Insurance premium between $8.43 and $6.11 per thousand dollarsof policy coverage* *This range of charges covers, as an example,policies from $100,000 to $400,000, however the cost to you will differdepending on the policy amount.Simultaneous Lender Policy: $100 + any lender requiredendorsements (with purchaser of Owner’s Title Policy).


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Bromac dba EQUITY CLOSING (Louisiana )Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing / Settlement Fee- $200 - $595Cost to Issue Basic Owner's Title Insurance Policy:$100k Coverage:$545.20$250k Coverage:$1,220.20$500k Coverage:$2,345.20

Simultaneous Lender / Mortgage Policy: $100 or $125 depending on ifa basic or advantage policy is issuedTitle Search and Exam Fee: $200-$400Doc Prep: $50-$100Notary Fee: $25-$150Mortgage Release: $75 (Mandeville)Mortgage Cancellation / Release (if needed): $75-$110 eachCPL: $25Miscellaneous Fees: Actual Cost

Bromac dba Platinum Title (Louisiana)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing / Settlement Fee- $200 - $595Cost to Issue Basic Owner's Title Insurance Policy:$100k Coverage:$545.20$250k Coverage:$1,220.20$500k Coverage:$2,345.20

Simultaneous Lender / Mortgage Policy: $100 or $125 depending on ifa basic or advantage policy is issuedTitle Search and Exam Fee: $200-$400Doc Prep: $50-$100Notary Fee: $25-$150Mortgage Release: $75 (Mandeville)Mortgage Cancellation / Release (if needed): $75-$110 eachCPL: $25Miscellaneous Fees: Actual Cost

BURNET TITLE HOLDING LLC d/b/aBURNET TITLE (Illinois)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Escrow/Closing/Settlement Fee $700 - $1000Owner’s Title Insurance$100k Coverage (Advantage Policy) $1050$250k Coverage (Advantage Policy) $1350$500k Coverage (Advantage Policy) $1850

Simultaneous Lender / Mortgage Policy: $420Gap Insurance: $150Water / Zoning Certificate (if Applicable): $75/each (doesn't include citycharges)Chicago Zoning fee $75Release Fee (if Applicable): approx $52 (varies by county)Courier Fee: $actual chargeWire Fee: $6Pre-Closing Recording Service: $75Doc Prep: $50 - $100


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BURNET TITLE HOLDNG LLC dba BURNETTITLE (Wisconsin)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Seller's Settlement/Closing Fee: $290-$600Buyer's Settlement/Closing Fee: $315 - $415 - Loan closing services.2nd Loan closing: $190; and $75 Cash closing Admin Services Fee.Completion Escrow: $125Construction Escrow: Min $450 + additional draw fees; Escrow anddraw fees are increased based on price + number of drawsBelow is the range of fees for properties from $100,000 to $500,000(You may call for pricing for amounts above $500,000)Owner's Title Ins.: $630 to $1,430 (based on purchase price)Lender's Title Ins.: $250 to $350 (based on property type -simultaneousissue).Gap Endorsement: $125-$300 (based on property type).Payoff & wire processing fee: $20Pre-closing Recording Services fees - only on CIT (2 deed)requests.$30 per documentDoc Prep: $50 - $100Preliminary Title Coordination: $250Special Assessment Letters: $60 -$120Title Update: $40

BURNET TITLE of INDIANA, L.L.C.Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Escrow / Closing / Settlement Fee- $460Cost to Issue Owner's Title Insurance Policy:$100k Coverage:$337.5$250k Coverage:$662.5$500k Coverage:$1,162.5

Simultaneous Lender / Mortgage Policy:$100 plus endorsements of $50eachGAP Insurance: $0Title Premium (ALTA 2010 Policy):$0Title Search and Exam Fee: $300

BURNET TITLE, LLC dba BURNET TITLE

OF WISCONSIN (Wisconsin)

(Optional) Sellers Prelim Property Report: $450

Sellers Closing Administration Fee: $525-$750Sellers per payoff verification and process fee: $55Buyers Closing/Settlement fee (cash or financed): $300-600Title search and Exam: N/A - included in premiumOwners Policy of Title Insurance: Variable charge depending on policyamount. $375 premium for the first 15,000 of coverage and no morethan $3/$1,000 of sales price thereafter.Mortgagee Policy of Title Insurance: $250 with the purchase of a“residential” Owners Policy or $350 with a “non-residential” OwnersPolicy. Additional $100 fee for any variable, arm, condo or PUDendorsements.Closing Protection Letters “CPL”: No charge


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BURNET TITLE, LLC; BURNET TITLE LLCdba BURNET TITLE; BURNET TITLE LLCdba TRG COMMERCIAL; BURNET TITLELLC dba TRG/TITLE RESOURCE GROUPCOMMERCIAL (Minnesota)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

(Optional) Sellers Listing Prelim Property Report $450Seller(s) Closing Administration fee $525-$750Seller(s) payoff verification and process fee $55 per payoffBuyer(s) Closing/Settlement Fee (cash sale or financed) $300-$600Title Search and Exam service fee: $550-$650Owner's Title Insurance: Variable charge depending on policy amount,($150,000 up to 1 million) not to exceed $4.20/$1,000. (Request quotefor policy amount >$1 million).Simultaneous Lender/Mortgage Policy: $100 (if purchased withOwner's Title Insurance above)Lender/Mortgage Title Insurance without Owners Title Insurance:Variable charge depending on policy amount ($150,000 up to 1 million)not to exceed $3.30/$1,000. (Request quote for policy amount > 1million).Lender required endorsements fees of $100 each, if anyMiscellaneous Title Fees: $0-$400Courier Fee: $25 per packageWire fee: $25 per transferClosing Protection Letters “CPL”: No Charge

BURROW ESCROW SERVICES,PROGRESSIVE TITLE COMPANY, WESTCOAST ESCROW, EQUITY TITLECOMPANY (CALIFORNIA)Provides expert handling of all details intransferring the property in accordance withthe real estate contract. Provides searches ofpublic records that bring to your attention any

known problems with the property's title beforeclosing, and provides title insurance.

1. Escrow Fee - Based on Sales Price $2.00 per $1,000 plus $200base$100k: $500$250k: $700$500k: $12002. Cost to Issue OTP:$100k Coverage: $552 - $605$250k Coverage: $963 - $1051

$500k Coverage: $1509 - $15513. Simultaneous Lender / Mortgage Policy (80 - 90% Financing):$100k Coverage: $271 - $320$250k Coverage: $460- $469$500k Coverage: $715.Lender Endorsements: $0 - $2008. Subescrow Fee: $125, Wire Out Fee $25, Wire In Fee $25


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Cornerstone Title Company (California)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Escrow Fee - Based on Sales Price$100k: $450$250k: $650$500k: $950Cost to Issue Owner's Title Insurance Policy:$100k Coverage: $585$250k Coverage: $996$500k Coverage: $1,542

Simultaneous Lender / Mortgage Policy (80 - 90% Financing):$100k Coverage: $271$250k Coverage: $462$500k Coverage: $715Lender Endorsements: $0 - $100Subescrow Fee: $125, Wire Fees $15

Equity Title Agency Inc. (Arizona)

Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Escrow Fee when obtaining a new loan is an additional $150 split

between buyer and seller and $30 RELO on the seller side. $100k:$310 per side plus $30 relocation fee charged to the seller$200k: $385 per side plus $30 relocation fee charged to the seller$300k: $435 per side plus $30 relocation fee charged to the sellerCost to Issue Owner's Title Insurance Policy:$100k Coverage: $787$200k Coverage: $1,161$500k Coverage: $1,997

Delivery Fees: $50Reconveyance Fee: $75 per payoffEndorsements: $65 per EndorsementWire Fee: $30 per wire

First Advantage Title (Indiana)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing/Settlement Fee $200 - $425Owner’s Title Insurance$100k Coverage (ALTA 06) $325$250k Coverage (ALTA 06) $625$500k Coverage (ALTA 06) $1125

Simultaneous Lender / Mortgage Policy: $7.50-$35.00Title Search and Exam Fee: $350 ($125 buyer /$225 seller)Final Update of Title: $0Sales Disclosure: $15Courier Fee: $30Doc Prep: $55Tieff: $5.00 per policy issuedClosing Protection Letter Charge in Indiana: as of July 1, 2013 is$75.00

Gateway Settlement Services (IA, IL, IN, MI,MN, WI)Provides equity and sales contract negotiationservices, and coordinates the sale of home toa 3rd party buyer with a local agent.

Relocation Services Fee: $695 - $905


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GUARDIAN TITLE AGENCY, LLC(Colorado)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Escrow / Closing / Settlement Fee- $150 - $380Cost to Issue Owner's Title Insurance Policy:For Policy Coverage of $100,000 $430-$994For Policy Coverage of $300,000 $1000-$1388For Policy Coverage of $500,000 $1400-$1778For Policy Coverage of $1,000,000 $2250-$2708For Policy Coverage over $1,000,000 up to$5,000,000; include an additional $1.65 per $1,000of coverageSimultaneous Lender / Mortgage Policy:$100 - $150Miscellaneous Fees: Release $40Loan Closing Fee:$150 - $200Second Loan Closing Fee: $100 - $125Title Exception Deletion: $20 - $60

KEYSTONE CLOSING SERVICES, LLC(PENNSYLVANIA)Provides searches of public records that bringto your attention any known problems with theproperty’s title before closing, and provides titleinsurance.

Effective as of July of 2012, there are no longer reissue rates. Thereare only “Sale” rates and “Non-Sale” rates in Pa. The following are thenew fees:

$100k of coverage: Sale: $900.00, Non-Sale $ $790.00$250k of coverage: Sale: $1,650.00, Non-Sale $1,427.50$500K of Coverage: Sale: $2,900.00, Non-Sale $$2,490.00Settlement fee to Buyer: $150.00 if do not close in Sewickley, PA officeIf Loan transaction:Doc Preparation fee: $175.00EDOC Retrieval Fee: $65.00Courier Fee: $15.50Wire Fee: $20.00CPL: $75.00

KEYSTONE TITLE SERVICES

(Philadelphia /NJ)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Philadelphia

100,000 coverage:Title- $900.00Endorsements- $150.00Closing Protection Letter- $75 (charged by underwriter)Notary Fee- $30$250,000 coverageTitle- $1650Endorsements- $150.00Closing Protection Letter- $75 (charged by underwriter)Notary Fee- $30$500,000 coverageTitle- $2900Endorsements- $150.00Closing Protection Letter- $75 (charged by underwriter)Notary Fee- $30


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Lakecrest Relocation Services(AL,AR,MS,NC,SC,TN)Provides equity and sales contract negotiationservices, and coordinates the sale of home toa 3rd party buyer with a local agent.


Lakecrest Title, LLCProvides relocation coordination services


Landway Settlement Services(AK, AZ, CA, CO, HI,IA, ID, KS,MN,MO, MT,ND, NE, NM, NV, OR, SD, UT, WA,WI, WY)Provides equity and sales contract negotiationservices, and coordinates the sale of home toa 3rd party buyer with a local agent.


Lincoln Title (Tennessee)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing / Settlement Fee - $250 Administration Fee- $250.00Knox/Hamilton Owner's Title Insurance Policy:

$100k Coverage- $794.00-952.80$250k Coverage- $1244.00-$1492.80$500k Coverage- $1,387.50-$2392.80

All other Counties (except Knox, Hamilton, Davidson, Rutherford,Williamson & Shelby)$100k: $387.50-465.00$250k: $762.50-$915.00$500k: $1387.50-$1665.00Simultaneous Lender / Mortgage Policy- $25 - $55 (this is added toOwner premium and then total is divided between Seller and Buyer)Update Fee: $25Wire Fee: $50

Document Preparation: $85Mardan Settlement Services(CT, DC, DE, FL, GA, KY, IL,IN,MA, MD, ME,MI, MO, NH, NJ, NY, OH, NC, PA, PR, RI, SC,VA, VI, VT, WV)Provides equity and sales contract negotiationservices, and coordinates the sale of home toa 3rd party buyer with a local agent.



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Market Street Settlement Group (ME, NH)Examination of title searches, issues titlecommitments and issues title policies providingtitle insurance

(Buyer side)Escrow/Closing/Settlement Fee $650-$695Owner’s Title Insurance$100k Coverage (Advantage Policy) $330.00 / $350.00$250k Coverage (Advantage Policy) $770.00 / $875.00$500k Coverage (Advantage Policy) $1,320.00 / $1,750.00

Simultaneous Lender / Mortgage PolicyTitle Premium Fee included in #1Title search Fee included in #1Title Exam Fee included in #1Title Abstract Fee included in #1Miscellaneous FeesOvernight Fee $25.00Power of Attorney preparation $100.00(Seller side)Owners Title Insurance n/a n/aSimultaneous Lender/Mortgage Policy n/a n/aTitle Premium Fee n/a n/aTitle Search Fee $255Title Exam Fee n/a n/aTitle Abstract Fee n/a n/aMiscellaneous FeesOvernight Fee $25.00 / $25.00Deed / Power of Attorney preparation $150.00 / $150.00

Mercury Title (Arkansas)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Escrow/Closing/Settlement Fee $150Owner’s Title Insurance$100k Coverage $325$250k Coverage $625$500k Coverage $1,125

Simultaneous Lender / Mortgage Policy: $35 (provided limit of lender

coverage is below limit of owner coverage)Overnight Fee: $25

Metro Title (Kentucky and very fewcounties in southern IN)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing / Settlement Fee - 250.00Owners Title Insurance Policy$100k Coverage - 453.75 + 5% (up to 11%) Municipal Tax if applicable$250k Coverage - 907.50 + 5% (up to 11%) Municipal Tax if applicable$500k Coverage - 1,663.75+ 5% (up to 11%) Municipal Tax if

applicableSimultaneous Issue Fee - 100.00Title Search Fee - 200.00Courier Fee - 25.00Recording Fee for Deed: 20.00

Recording Fee for Mortgage: 80.00Closing Protection Letter Charge in Indiana: as of July 1, 2013 is$75.00Recording Fee for Mortgage: 80.00


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MID-ATLANTIC Settlement Services, LLC(DC, DE, MD, N. VA)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

MD-Prince George’s / Montgomery Counties -Settlement Fee $$350.00Title Binder $75.00Hand Recording Fee $$40.00Judgments $13/nameCourier Fees $30/eachWire Fees $30/eachObtain Payoff/Secure Release Fee (seller or borrower of refi) $175/1,$275/2, $325/3Title Abstract Fee $200 and upSomerset/Wicomico/Worcester Counties-Settlement Fee $215.00Title Exam Fee $450.00Courier Fees $30/eachWire Fees $30/eachObtain Payoff/Secure Release Fee (seller or borrower of refi) $175/1,$275/2. $325/3

All other MD Counties-Title Abstract Fee $125 and upTitle Exam Fee $395.00Title Binder Fee $85.00Hand Recording Fee $40-$50Courier Fees $30/eachWire Fees $30/eachJudgments $13/nameObtain Payoff/Secure Release Fee (seller or borrower of refi) $175/1,$275/2, $325/3Virginia -Settlement/Closing Fee $340.00 (buyer and seller)Title Binder Fee $95.00Title Abstract Fee $125.00Hand Recording Fee $50.00Courier Fees $30/eachWire Fees $30/each

Obtain Payoff/Secure Release Fee (seller or borrower of refi) $75/1,$150/2, $225/3 Add Insured Closing Letter Fee $20.00 (buyer side only)DC-Settlement/Closing Fee $340.00 (buyer and seller)Title Binder Fee $95.00Title Abstract Fee $300.00 and upHand Recording Fee $25.00Courier Fees $30/eachWire Fees $30/eachObtain Payoff/Secure Release Fee (seller or borrower of refi) $75/1,$150/2, $225/3 Add Insured Closing Letter Fee $50.00 (buyer side only)


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Company Name

NRT Title Agency (NJ)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing / Settlement Fee- $300 - $325Cost to Issue Owner's Title Insurance Policy:$100k Coverage: $525$250k Coverage: $1163$500k Coverage: $2225Simultaneous Lender / Mortgage Policy: $25Title Search Fee: $100Endorsements range from $25 (except for the exotic endorsementscould be 10% or 20% of premium)

PROCESSING SOLUTIONS, LLC. (Texas)Provides searches of tax records that bring toyour attention the current state of your RealEstate Tax Account, including any CurrentlyDue balances, as well as Past Due Balances

and Penalties (if applicable)

Tax Certification: $89.95

REGENCY TITLE COMPANY LLC (Georgia)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Cost to Issue Lender - Owner Policy:$100k Coverage:$400-$450$250k Coverage:$925-$1020$500k Coverage:$1800-$1970

Simultaneous Lender / Mortgage Policy: $100 (issued with StandardOwners Policy)Simultaneous Lender / Mortgage policy: $150 (issued withHomeowner's Policy)Title Services (Attorney, title search, commitment, admin, tax search)Fee: $940

RESIDENTIAL TITLE AGENCY L.L.C. (Ohio)Provides searches of public records that bring

to your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Cost to Issue Owner's Title Insurance Policy:$100k Coverage:$429- $635

$250k Coverage:$991- $1,312.50$500k Coverage:$1785-2,187.50Simultaneous Lender / Mortgage Policy: Based on Loan AmountSearch Fee: $200 - $250Endorsements: $50 - $250 each as required

RIVERBEND TITLE (Indiana)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing/Settlement Fee: $445 Normally split between buyer and sellerCost to Issue Owner's Title Insurance Policy:$100k Coverage ( Alta 06) $325$250k Coverage (Alta 06) $625$500k Coverage (Alta 06) $1125

Simultaneous Lender $7.50-$35Search Fee: $300 (Split between Seller and buyer)

TIEFF: $5 per policy issuedSales Disclosure: $40Deed Prep: $50-$100Closing Protection Letter Charge in Indiana: as of July 1, 2013 is$75.00


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SECURED LAND TRANSFERS(Pennsylvania)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

100,000 coverage:Title- $900.00Endorsements- $150.00Closing fee- $225Closing Protection Letter- $75 (charged by underwriter)Notary Fee- $30$250,000 coverageTitle- $1650Endorsements- $150.00Closing fee- $225Closing Protection Letter- $75 (charged by underwriter)Notary Fee- $30$500,000 coverageTitle- $2900Endorsements- $150.00Closing fee- $225Closing Protection Letter- $75 (charged by underwriter)Notary Fee- $30

SUNBELT TITLE AGENCY, FLORIDARELOCATION CLOSING SERVICES(Florida)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

Closing / Settlement Fee - $400-$755Owner's Title Insurance Policy

$100k Coverage- $575$250k Coverage- $1,325$500k Coverage- $2,575

Simultaneous Lender / Mortgage Policy- $25 - $250 Abstract: $130Florida Form 9 Endorsement: 10% of Total Title Premium (ifapplicable)Courier $60Wire Fee: $15

Texas American Relocation Services

(AL,AR,LA,MS, OK,TN, TX)Provides equity and sales contract negotiationservices, and coordinates the sale of home toa 3rd party buyer with a local agent.


TEXAS AMERICAN TITLE COMPANY(Texas)Provides title and settlement services

Closing/Settlement Fee: $350.00 per sideTitle Insurance premium between $8.43 and $6.11 per thousand dollarsof policy coverage* *This range of charges covers, as an example,policies from $100,000 to $400,000, however the cost to you will differdepending on the policy amount.Simultaneous Lender Policy: $100 + any lender requiredendorsements (with purchaser of Owner’s Title Policy).

Title Resources Guaranty Company (AL)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

TRGSS- $100,000.00 Basic OTP- $300.00$250,000.00- Basic OTP- $637.50$500,000- Basic OTP is $1,200.00Simultaneous Lender/Mortgage policy is $75.00

Title Resource Group Settlement Services,LLC (MI)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

TRGSS- $100,000.00 Basic OTP- $340.00$250,000.00- Basic OTP- $790.00$500,000- Basic OTP is $1,540.00Simultaneous Lender/Mortgage policy is $100.00


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TRG Settlement Services, LLP (GA)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

TRGSS-$100,000.00 Basic OTP- $340.00$250,000.00- Basic OTP- $790.00$500,000- Basic OTP is $1,540.00Simultaneous Lender/Mortgage policy is $100.00

TRG Settlement Services, LLP (IN, KY, MS,ND, NE)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

TRGSS- *IN*$100,000.00 Basic OTP- $330.00$250,000.00- Basic OTP- $630.$500,000- Basic OTP is $1,130Simultaneous Lender/Mortgage policy is $25.00TRGSS-*KY*$100,000.00 Basic OTP- $412.50$250,000.00- Basic OTP- $825.00.$500,000- Basic OTP is $1512.50Simultaneous Lender/Mortgage policy is $55.00TRGSS- *MS*$100,000.00 Basic OTP- $400.00$250,000.00- Basic OTP- $950.00

$500,000- Basic OTP is $1,700.00Simultaneous Lender/Mortgage policy is $50.00TRGSS- *ND*

$100,000.00 Basic OTP- $325.00$250,000.00- Basic OTP- $625.00$500,000- Basic OTP is $1,125.00Simultaneous Lender/Mortgage policy is $0TRGSS- *NE*$100,000.00 Basic OTP- $407.50

$250,000.00- Basic OTP- $707.50$500,000- Basic OTP is $1,207.50Simultaneous Lender/Mortgage policy is $75.00

TRG Settlement Services, LLP (KS, NC, SC)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

TRGSS- *KS*$100,000.00 Basic OTP- $325.00$250,000.00- Basic OTP- $625.00$500,000- Basic OTP is $1,125.00

Simultaneous Lender/Mortgage policy is 30% of the basic rate premiumTRGSS- *NC*$100,000.00 Basic OTP- $220.00$250,000.00- Basic OTP- $460.00$500,000- Basic OTP is $860.00Simultaneous Lender/Mortgage policy is $25.00TRGSS- *SC*$100,000.00 Basic OTP- $330.00$250,000.00- Basic OTP- $645.00$500,000- Basic OTP is $1,170.00Simultaneous Lender/Mortgage policy is $100.00


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TRG Settlement Services, LLP (OH, TN)Provides searches of public records that bringto your attention any known problems with theproperty's title before closing, and provides titleinsurance.

TRGSS- *OH*$100,000.00 Basic OTP- $575.00$250,000.00- Basic OTP- $1312.50

$500,000- Basic OTP is $2187.50Simultaneous Lender/Mortgage policy is $00TRGSS- *TN*$100,000.00 Basic OTP- $387.50$250,000.00- Basic OTP- $762.50

$500,000- Basic OTP is $1,387.50Simultaneous Lender/Mortgage policy is based on county

Trueline Technologies(OH,MD,VA,FL,TX,PA)Provides coordination of Survey Documents inconnection with Real Estate Closings

Ohio: $160-$250Maryland: $195-$295Virginia: $275-$400 (In the state of Virginia if they need astaked survey the cost is $515 for a normal lot)Florida: $325-$495Texas: $375-$600Pennsylvania: $250-$495

Range of prices is applicable for roughly 95% of jobs performed. Eachlocation will have large or unusual jobs that are priced above the rangeshown.In the state of Virginia if they need a staked survey the cost is 515 for anormal lot

U.S. TITLE GUARANTY COMPANY(MISSOURI)Provides searches of public records that bringto your attention any known problems with theproperty’s title before closing, and provides titleinsurance.

Escrow / Closing / Settlement Fee- should be $895.00, with Title searchfee deducted would be $645.00 for a 2 deed; $565.00 - should be$845.00, with Title Search fee deducted would be $595.00 - 1 deedCost to Issue Owner's Title Insurance Policy:$100k Coverage: Title Premium ranges from $78.00 to $130.00; TitleService Charges $677.00 *$250k Coverage: Title Premium ranges from $150.00 to $250.00; Title

Service Charges $905.00 *$500k Coverage: Title Premium ranges from $270.00 to $450.00; TitleService Charges $1245.00 *Simultaneous Lender / Mortgage Policy: Title Premium $3.00 - $10.00(depends on Underwriter); Title Service Charges; $121.00 *Title Search Fee: $250Miscellaneous Fees: Government Recording charges: $24.00 to$30.00 per documents, Release Fee $27 each- St. Louis is $30,Delivery Fee-$35- these need to be removed, we no longer collectthese fees, unless the buyer closes at another title company as thatcompany may charge these fees.

! The Department of Insurance for the State of Missouri now requires alltitle companies to split the Title Premium and Title Service Charges.The Title Premium Ranges are from lowest, which would be if we have

prior policy issued from the underwriter, to highest, which would be ifwe do not have a prior policy.


15/15

Acknowledgement of Receipt of Disclosure

I/We have read this Affiliated Business Arrangement Disclosure Statement and understand that Cartus is referring me/us tothe above-described settlement service(s) and may receive a financial or other benefit as a result of this referral.

Cartus File #:

Signature Date Signature Date

Printed Name Printed Name

My-Huyen Pham

3/29/2016

2692235