motilal oswal nifty smallcap 250 index fund (mofsmallcap) … · 2019-08-17 · stock lending...

Draft KIM of Motilal Oswal Nifty Smallcap 250 Index Fund (MOFSMALLCAP)

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KEY INFORMATION MEMORANDUM CUM APPLICATION FORM

Motilal Oswal Nifty Smallcap 250 Index Fund (MOFSMALLCAP)

(An open ended scheme replicating / tracking Nifty Smallcap 250 Index)

This product is suitable for investors who

are seeking*

Return that corresponds to the

performance of Nifty Smallcap 250

Index subject to tracking error

Equity and equity related securities

covered by Nifty Smallcap 250 Index

Long term capital growth

*Investors should consult their financial advisers if in doubt about whether the product is suitable for

them.

Offer for face value of Rs. 10/- per unit for cash during the New Fund Offer Period and at NAV

based prices during Continuous Offer

New Fund Offer Opens on: August 19, 2019

New Fund Offer Closes on: August 30, 2019

Scheme re-opens for continuous sale and repurchase within 5 Business Days from the date of

allotment

Name of Mutual Fund Motilal Oswal Mutual Fund

Name of Asset Management

Company (AMC)

Motilal Oswal Asset Management Company Limited

Name of Trustee Company

Motilal Oswal Trustee Company Limited

Address Registered Office:

10th Floor, Motilal Oswal Tower, Rahimtullah Sayani

Road, Opp. Parel ST Depot, Prabhadevi, Mumbai-400025

Website www.motilaloswalmf.com and www.mostshares.com

http://www.motilaloswalmf.com/

http://www.mostshares.com/


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This Key Information Memorandum (KIM) sets forth the information, which a prospective investor

ought to know before investing. For further details of the scheme/Mutual Fund, due diligence

certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending

litigations etc. investors should, before investment, refer to the Scheme Information Document and

Statement of Additional Information available free of cost at any of the Investor Service Centres or

distributors or from the website www.motilaloswalmf.com and www.mostshares.com.

The Scheme particulars have been prepared in accordance with Securities and Exchange Board of

India (Mutual Funds) Regulations, 1996, as amended till date, and filed with Securities and Exchange

Board of India (SEBI). The units being offered for public subscription have not been approved or

disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

This KIM is dated July 29, 2019.

http://www.motilaloswal.com/assetmanagement



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TYPE AND CATEGORY OF SCHEME

Name of the Scheme

Motilal Oswal Nifty Smallcap 250 Index Fund (MOFSMALLCAP)

Type of the Scheme An open ended scheme replicating / tracking Nifty Smallcap 250 Index.

Category of Scheme Index Fund

INVESTMENT OBJECTIVE

The Scheme seeks investment return that corresponds to the performance of Nifty Smallcap 250 Index

subject to tracking error.

However, there can be no assurance or guarantee that the investment objective of the Scheme would be

achieved.

ASSET ALLOCATION

The asset allocation pattern of the Scheme would be as follows:

The Scheme may take an exposure to equity derivatives of constituents of the Underlying Index for short

duration when securities of the Index are unavailable, insufficient or for rebalancing at the time of change

in Index or in case of corporate actions or for hedging purposes, as permitted by SEBI/RBI. The Exposure

to derivative instruments shall not exceed 50% of the total Net Assets of Scheme. The Fund shall not

write options or purchase instruments with embedded written options. When constituent’s securities of

underlying Index are available again, derivative positions in these securities would be unwound. The

margin paid for derivative instruments will form part of Debt and Money market Instruments.

Subject to the SEBI Regulations as applicable from time to time, the Scheme may, if the Trustees permit,

participate in securities lending. The maximum exposure of the Scheme to a single intermediary in the

stock lending programme at any point of time would be limited to 50% of the market value of its equity

portfolio or up to such limits as may be specified by SEBI. The Scheme will not lend more than 75% of

its corpus.

Instruments Allocations

(% of total assets)

Risk Profile

Minimum Maximum High / Medium /

Low

Equity and equity related securities covered by Nifty

Smallcap 250 Index

95 100 High

Debt, Money Market Instruments, G-Secs, Cash and Cash

at call, etc

0 5 Low to Medium


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Change in Asset Allocation

Subject to the Regulations, the asset allocation pattern indicated above for the Scheme may change from

time to time, keeping in view market conditions, market opportunities, applicable regulations and political

and economic factors. In the event that the asset allocation of the Scheme should deviate from the ranges

as noted in the asset allocation table above, then the portfolio of the Scheme will be rebalanced by the

Fund Manager to the position indicated in the asset allocation table above. Such changes in the asset

allocation will be for short term and defensive considerations. In case of deviation, if any, from the asset

allocation pattern, the AMC shall rebalance the portfolio within a period of 30 calendar days. Where the

portfolio is not rebalanced within 30 calendar days, justification for the same shall be placed before the

Investment Committee and reasons for the same shall be recorded in writing. The Investment Committee

shall then decide on the course of action.

INVESTMENT STRATEGY

The Scheme follows a passive investment strategy and invests in stocks in a proportion that is as close as

possible to the weightages of these stocks in the respective index. The AMC does not make any

judgments about the investment merit of Nifty Smallcap 250 Index nor will it attempt to apply any

economic, financial or market analysis. This would be done by investing in almost all the stocks

comprising the Nifty Smallcap 250 Index in approximately the same weightage that they represent

in Nifty Smallcap 250 Index. The investment strategy would revolve around reducing the tracking error

to the least possible through regular rebalancing of the portfolio, taking into account the change in

weights of stocks in the indices as well as the incremental collections /redemptions from the Scheme. The

scheme would also invest in debt and money market instruments as stated in the asset allocation table.

The Fund Manager may use Derivatives as may be permitted under the Regulations from time to time, for

the purpose of hedging and portfolio balancing and to seek to achieve the investment objectives of the

Scheme.

Securities Lending

Securities Lending is lending of securities through an approved intermediary to a borrower under an

agreement for a specified period with the condition that the borrower will return equivalent securities of

the same type or class at the end of the specified period along with the corporate benefits accruing on the

securities borrowed.

The Scheme may lend securities from its portfolio in accordance with the Regulations. The AMC/Fund

shall also adhere to guidelines issued under Securities Lending Scheme, 1997. Securities’ lending shall

enable the Scheme to earn income that may partially offset its expenses and thereby reduce the effect

these expenses have on the Scheme’s ability to provide investment returns. The Scheme will pay

reasonable administrative and custodial fees in connection with the lending of securities. The Scheme

may be exposed to the risk of loss should a borrower default on its obligation to return the borrowed

securities. The Scheme share of income from the lending collateral will be included in the Scheme’s gross

income. The Fund will comply with the conditions for securities lending specified by SEBI Regulations

and circulars. The maximum exposure of the Scheme to a single intermediary in the stock lending


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programme at any point of time would be limited to 50% of the market value of its equity portfolio or up

to such limits as may be specified by SEBI. The Scheme will not lend more than 75% of its corpus.

Investment by AMC/Sponsor in the Scheme

In accordance with Regulation 28(4) of SEBI (Mutual Funds) (Amendment) Regulations, 2014 the

Sponsor or AMC shall invest not less than 1 % of the amount raised in the NFO or fifty lakh rupees,

whichever is less, in the growth option of the scheme and such investment shall not be redeemed unless

the scheme is wound up.

In addition to investments as mandated under Regulation 28(4) of the Regulations as mentioned above,

the AMC may invest in the Scheme during the NFO period as well as continuous offer period subject to

the SEBI (MF) Regulations. The AMC shall not charge investment management fees on investment by

the AMC in the Scheme.

Investment of Subscription Money

The Mutual Fund may deploy NFO proceeds in Tri-Party Repos before closure of NFO period.

However, AMCs shall not charge any investment management and advisory fees on funds deployed in

Tri-Party Repos during the NFO period. The appreciation received from investment in Tri-Party Repos

shall be passed on to investors. Further, in case the minimum subscription amount is not garnered by the

Scheme during the NFO period, the interest earned upon investment of NFO proceeds in Tri-Party

Repos shall be returned to investors, in proportion of their investments, along-with the refund of the

subscription amount.

Portfolio Turnover

Portfolio Turnover is defined as the lower of sales or purchase divided by the average corpus during a

specified period of time. The Scheme, being an open ended Scheme, it is expected that there would be a

number of subscriptions and redemptions on a daily basis. However, it is difficult to measure with

reasonable accuracy the likely turnover in the portfolio of the Scheme.

Tracking Error

Tracking error is defined as the standard deviation of the difference between the daily returns of the

Underlying Index and the NAV of the Scheme. Theoretically, the corpus of the Scheme has to be fully

invested in the securities comprising the Underlying Index in the same proportion of weightage as the

securities have in the Underlying Index. However, it is not possible to invest as per the objective due to

reason that the Scheme has to incur expenses, corporate actions pertaining to the Index including changes

to the constituents, regulatory policies, ability of the Fund Manager to closely replicate the Underlying

Index, lack of liquidity, etc. The Scheme’s returns may therefore deviate from those of its Underlying

Index. Tracking Error may arise due to the following reasons:-

1. Fees and expenses of the Scheme.

2. Cash balance held by the Scheme due to dividend received, subscriptions, redemption, etc.

3. Halt in trading on the stock exchange due to circuit filter rules.

4. Corporate actions


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5. The Scheme has to invest in the securities in whole numbers and has to round off the quantity of

securities shares.

6. Dividend payout.

7. Changes in the constituents of the underlying Index. Whenever there are any changes, the Scheme has

to reallocate its investment as per the revised Index but market conditions may not offer an

opportunity to rebalance its portfolio to match the Index and such delay may affect the NAV of the

Scheme.

8. Lack of Liquidity

The AMC would monitor the tracking error of the Scheme on an ongoing basis and would seek to

minimize tracking error to the maximum extent possible. Under normal market circumstances, such

tracking error is not expected to exceed by 2% p.a. However, in case of events like, dividend issuance by

constituent members, rights issuance by constituent members, and market volatility during rebalancing of

the portfolio following the rebalancing of the Underlying Index, etc. or in abnormal market

circumstances, the tracking error may exceed the above limits. There can be no assurance or guarantee

that the Scheme will achieve any particular level of tracking error relative to performance of the

Underlying Index.

RISK PROFILE OF THE SCHEME

Mutual Fund units involve risks including the possible loss of principal. Please read Scheme Information

Document (SID) carefully for details on risk factors before investment. Scheme Specific Risk factors are

summarized below:

Scheme Specific Risk Factors

The Scheme is subject to the principal risks described below. Some or all of these risks may adversely

affect Scheme’ s NAV, trading price, yield, return and/or its ability to meet its objectives.

Risks associated with investing in Equities

a. Investments in the equity shares of the Companies constituting the Underlying Index are subject

to price fluctuation on daily basis. The volatility in the value of equity is due to various micro and

macro-economic factors like economic and political developments, changes in interest rates, etc.

affecting the securities markets. This may have adverse impact on individual securities/sector and

consequently on the NAV of Scheme.

b. The Scheme would invest in the securities comprising the Underlying Index in the same

proportion as the securities have in the Index. Hence, the risk associated with the corresponding

Underlying Index would be applicable to the Scheme. The Underlying Index has its own criteria

and policy for inclusion/exclusion of securities from the Index, its maintenance thereof and

effecting corporate actions. The Fund would invest in the securities of the Index regardless of

investment merit, research, without taking a view of the market and without adopting any

defensive measures. The Fund would not select securities in which it wants to invest but is guided

by the Underlying Index. As such the Scheme is not actively managed but is passively managed.

c. Risks of Total Return

Dividends are assumed to be reinvested into the Nifty Smallcap 250 Index after the ex-dividend

date of the constituents. However in practice, the dividend is received with a lag. This can lead to

some tracking error.


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Market Risk

The Scheme’s NAV will react to stock market movements. The value of investments in the scheme

may go down over a short or long period due to fluctuations in Scheme’s NAV in response to factors

such as performance of companies whose stock comprises the underlying portfolio, economic and

political developments, changes is government policies, changes in interest rates, inflation and other

monetary factors causing movement in prices of underlining investments.

Concentration risk

This is the risk arising from over exposure to few securities/issuers/sectors.

Passive Investments

The Scheme is not actively managed. Since the Scheme is linked to index, it may be affected by a

general decline in the Indian markets relating to its underlying index. The Scheme as per its

investment objective invests in Securities which are constituents of its underlying index regardless of

their investment merit. The AMC does not attempt to individually select stocks or to take defensive

positions in declining markets.

Right to Limit Redemptions

The Trustee, in the general interest of the unit holders of the Scheme offered under this SID and

keeping in view of the unforeseen circumstances/unusual market conditions, may limit the total

number of Units which can be redeemed on any Business Day subject to the guidelines/circulars

issued by the Regulatory Authorities from time to time.

Risk Factors relating to Portfolio Rebalancing

In the event that the asset allocation of the Scheme deviates from the ranges as provided in the asset

allocation table in this SID, then the Fund Manager will rebalance the portfolio of the Scheme to the

position indicated in the asset allocation table. However, if market conditions do not permit the Fund

Manager to rebalance the portfolio of the Scheme then the AMC would notify the Board of the

Trustee Company and the Investment Committee of the AMC with appropriate justifications.

Index Fund

The Scheme being an index scheme follows a passive investment technique and shall only invest in

Securities comprising one selected index as per investment objective of the Scheme. The Fund

Manager would invest in the Securities comprising the underlying index irrespective of the market

conditions. If the Securities market declines, the value of the investment held by the Scheme shall

decrease.

Risks Associated with Debt & Money Market Instruments

Price-Risk or Interest-Rate Risk: Fixed income securities such as bonds, debentures and money

market instruments run price-risk or interest-rate risk. Generally, when interest rates rise, prices of

existing fixed income securities fall and when interest rates drop, such prices increase. The extent of

fall or rise in the prices is a function of the existing coupon, days to maturity and the increase or

decrease in the level of interest rates.


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Credit Risk

Credit Risk means that the issuer of a security may default on interest payments or even paying back

the principal amount on maturity. (i.e. the issuer may be unable to make timely principal and interest

payments on the security). Even where no default occurs, the prices of security may go down because

the credit rating of an issuer goes down. It must be, however, noted that where the Scheme has

invested in Government securities, there is no risk to that extent.

Liquidity or Marketability Risk: This refers to the ease with which a security can be sold at or near

to its valuation yield-to-maturity (YTM). The primary measure of liquidity risk is the spread between

the bid price and the offer price quoted by a dealer. Liquidity risk is today characteristic of the Indian

fixed income market.

Reinvestment Risk: Investments in fixed income securities may carry reinvestment risk as interest

rates prevailing on the interest or maturity due dates may differ from the original coupon of the bond.

Consequently, the proceeds may get invested at a lower rate.

Pre-payment Risk: Certain fixed income securities give an issuer the right to call back its securities

before their maturity date, in periods of declining interest rates. The possibility of such prepayment

may force the fund to reinvest the proceeds of such investments in securities offering lower yields,

resulting in lower interest income for the fund.

Spread Risk: In a floating rate security the coupon is expressed in terms of a spread or mark up over

the benchmark rate. In the life of the security this spread may move adversely leading to loss in value

of the portfolio. The yield of the underlying benchmark might not change, but the spread of the

security over the underlying benchmark might increase leading to loss in value of the security.

Different types of securities in which the scheme would invest as given in the SID carry different

levels and types of risk. Accordingly the scheme’s risk may increase or decrease depending upon its

investment pattern. E.g. corporate bonds carry a higher amount of risk than Government securities.

Further even among corporate bonds, bonds, which are AA rated, are comparatively more risky than

bonds, which are AAA rated.

Risks associated with investing in Tri-Party Repos Segments

The mutual fund is a member of securities and Tri-Party Repos segments of the Clearing

Corporation of India (CCIL). All transactions of the mutual fund in government securities and in Tri-

Party Repos segments are settled centrally through the infrastructure and settlement systems

provided by CCIL; thus reducing the settlement and counterparty risks considerably for transactions

in the said segments. The members are required to contribute an amount as communicated by CCIL

from time to time to the default fund maintained by CCIL as a part of the default waterfall (a loss

mitigating measure of CCIL in case of default by any member in settling transactions routed through

CCIL). The mutual fund is exposed to the extent of its contribution to the default fund of CCIL at any

given point in time. In the event that the default waterfall is triggered and the contribution of the

mutual fund is called upon to absorb settlement/default losses of another member by CCIL, the

scheme may lose an amount equivalent to its contribution to the default fund allocated to the scheme

on a pro-rata basis.


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Risks associated with Investing in Derivatives

Derivative products are leveraged instruments and can provide disproportionate gains as well as

disproportionate losses to the investor. Execution of such strategies depends upon the ability of the

fund manager to identify such opportunities. Identification and execution of the strategies to be

pursued by the fund manager involve uncertainty and decision of the fund manager may not always

be profitable. No assurance can be given that the fund manager will be able to identify or execute

such strategies.

Derivative products are specialized instruments that require investment techniques and risk analysis

different from those associated with stocks. The use of a derivative requires an understanding not

only of the underlying instrument but of the derivative itself. Derivatives require the maintenance of

adequate controls to monitor the transactions entered into, the ability to assess the risk that a

derivative adds to the portfolio and the ability to forecast price or interest rate movements correctly.

There is a possibility that a loss may be sustained by the portfolio as a result of the failure of another

party (usually referred to as the “counterparty”) to comply with the terms of the derivatives contract.

Other risks in using derivatives include the risk of mispricing or improper valuation of derivatives and

the inability of derivatives to correlate perfectly with underlying assets, rates and indices, illiquidity

risk whereby the Scheme may not be able to sell or purchase derivative quickly enough at a fair price.

The risks associated with the use of derivatives are different from or possibly greater than, the risks

associated with investing directly in securities and other traditional investments.

Risks associated with Securities Lending

Securities Lending is a lending of securities through an approved intermediary to a borrower under an

agreement for a specified period with the condition that the borrower will return equivalent securities

of the same type or class at the end of the specified period along with the corporate benefits accruing

on the securities borrowed.

In case the Scheme undertakes stock lending as prescribed in the Regulations, it may, at times be

exposed to counter party risk and other risks associated with the securities lending. Unitholders of the

Scheme should note that there are risks inherent to securities lending, including the risk of failure of

the other party, in this case the approved intermediary, to comply with the terms of the agreement

entered into between the lender of securities i.e. the Scheme and the approved intermediary. Such

failure can result in the possible loss of rights to the collateral put up by the borrower of the securities,

the inability of the approved intermediary to return the securities deposited by the lender and the

possible loss of any corporate benefits accruing to the lender from the securities lent. The Fund may

not be able to sell such lent securities and this can lead to temporary illiquidity.

Tracking Error Risk

The Fund Manager would not be able to invest the entire corpus exactly in the same proportion as in

the underlying index due to certain factors such as the fees and expenses of the Scheme, corporate

actions, cash balance and changes to the underlying index and regulatory restrictions, lack of liquidity

which may result in Tracking Error. Hence it may affect AMC’s ability to achieve close correlation

with the underlying index of the Scheme. The Scheme’s returns may therefore deviate from its

underlying index. "Tracking Error" is defined as the standard deviation of the difference between

daily returns of the underlying index and the NAV of the Scheme. The Fund Manager would monitor

the Tracking Error of the Scheme on an ongoing basis and would seek to minimize the Tracking Error


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to the maximum extent possible. There can be no assurance or guarantee that the Scheme will achieve

any particular level of Tracking Error relative to performance of the underlying Index.

Trading through mutual fund trading platforms of BSE and/ or NSE

In respect of transaction in Units of the Scheme through BSE and/ or NSE, allotment and redemption

of Units on any Business Day will depend upon the order processing/settlement by BSE and/ or NSE

and their respective clearing corporations on which the Mutual Fund has no control.

Risk Control

Risk is an inherent part of the investment function. Effective Risk management is critical to fund

management for achieving financial soundness. Investment by the Scheme would be made as per the

investment objective of the Scheme and in accordance with SEBI Regulations. AMC has adequate

safeguards to manage risk in the portfolio construction process. Risk control would involve managing risk

in order to keep in line with the investment objective of the Scheme. The risk control process would

include identifying the risk and taking proper measures for the same. The system has incorporated all the

investment restrictions as per the SEBI guidelines and enables identifying and measuring the risk through

various risk management tools like various portfolio analytics, risk ratios, average duration and analyses

the same and acts in a preventive manner.

PLANS AND OPTIONS

The Scheme offers two Plans: Regular Plan and Direct Plan

Regular Plan is for Investors who purchase/subscribe units in a Scheme through any Distributor (AMFI

Registered Distributor/ARN Holder).

Direct Plan is for investors who purchase/subscribe units in a Scheme directly with the Fund and is not

routed through a Distributor (AMFI Registered Distributor/ARN Holder). Direct Plan will have a lower

expense ratio excluding distribution expenses, commission for distribution of Units etc.

Each Plan offers Growth Option

(a) Growth Option: Under this Option, dividend will not be declared. Income/profits received/earned on the Scheme’s corpus

would be accumulated by the Fund as capital accretion & will remain invested in the Scheme and will be

reflected in the Net Asset Value (NAV) of Units under this Option.

The AMC reserves the right to introduce/discontinue further Plans / Options as and when deemed fit.

DEFAULT PLAN/OPTION

Investors subscribing Units under Direct Plan of a Scheme should indicate “Direct Plan” against the

Scheme name in the application form. Investors should also mention “Direct” in the ARN column of the

application form. The table showing various scenarios for treatment of application under

“Direct/Regular” Plan is as follows:


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Scenario Broker Code mentioned

by the investor

Plan mentioned by the

investor

Default Plan to

be captured

1 Not mentioned Not mentioned Direct

2 Not mentioned Direct Direct

3 Not mentioned Regular Direct

4 Mentioned Direct Direct

5 Direct Not Mentioned Direct

6 Direct Regular Direct

7 Mentioned Regular Regular

8 Mentioned Not Mentioned Regular

In cases of wrong/ invalid/ incomplete ARN code mentioned on the application form, the application will

be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30

calendar days of the receipt of application form from the investor/ distributor. In case, the correct code is

not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the

date of application without any exit load, if applicable.

If the investor does not clearly specify the choice of option at the time of investing, it will be deemed that

the investor has opted for Growth option and in case he does not specify payout/re-investment under

Dividend option, it will be deemed to be dividend re-investment.

APPLICABLE NAV

For subscriptions / purchases / switch- ins for an amount less than Rs. 2,00,000 (Rs. Two lakh only)

For Purchases including switch-ins:

i. In respect of valid applications received by 3.00 p.m. by the Fund along with a local cheque or a

demand draft payable at par at the Official Point(s) of Acceptance where the application is received,

the closing NAV of the day on which application is received shall be applicable.

ii. In respect of valid applications received after 3.00 p.m. by the Fund along with a local cheque or a

demand draft payable at par at the Official Point(s) of Acceptance where the application is received,

the closing NAV of the following Business Day shall be applicable.

iii. In respect of valid applications with an outstation cheques or demand drafts not payable at par at the

Official Points of Acceptance where the application is received, the closing NAV of day on which

the cheque or demand draft is credited shall be applicable.

For subscriptions / purchases / switch- ins amount equal to or greater than Rs. 2,00,000 (Rs. Two

lakh only)

i. In respect of valid applications received for an amount equal to or more than Rs. 2 lakh upto 3.00

p.m. at the Official Point(s) of Acceptance and where the funds for the entire amount of subscription

/ purchase/switch-ins as per the application are credited to the bank account of the Scheme before the

cut-off time i.e. available for utilization before the cut-off time- the closing NAV of the day shall be

applicable.

ii. In respect of valid applications received for an amount equal to or more than Rs. 2 lakh after 3.00

p.m. at the Official Point(s) of Acceptance and where the funds for the entire amount of subscription


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/ purchase as per the application are credited to the bank account of the Scheme before the cut-off

time of the next Business Day i.e. available for utilization before the cut-off time of the next

Business Day - the closing NAV of the next Business Day shall be applicable.

iii. Irrespective of the time of receipt of applications for an amount equal to or more than Rs. 2 lakh at

the Official Point(s) of Acceptance, where the funds for the entire amount of subscription/purchase/

switch-ins as per the application are credited to the bank account of the Scheme before the cut-off

time on any subsequent Business Day i.e. available for utilization before the cut-off time on any

subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable.

It is clarified that all multiple applications for investment at the Unit holders’ PAN and holding pattern

level in a Scheme (irrespective of amount or the plan/option/sub-option) received on the same Business

Day, will be aggregated to ascertain whether the total amount equals to Rs. 2 lakh or more and to

determine the applicable Net Asset Value. Transactions in the name of minor received through guardian

will not be aggregated with the transaction in the name of same guardian. The criteria for aggregation of

multiple transactions shall be as decided by the AMC at its sole discretion from time to time.

For investments of an amount equal to or more than Rs. 2 lakh through systematic investment routes such

as Systematic Investment Plan (SIP), Systematic Transfer Plan (STP) the units will be allotted as per the

closing NAV of the day on which the funds are available for utilization by the target scheme.

In case funds are received on separate days and are available for utilization on different Business Days

before the cut off time, the applicable NAV shall be of the Business Days on which the cleared funds are

available for utilization for the respective application amount.

For Redemption/ Repurchases/Switch out

i. In respect of valid application accepted at an Official Points of Acceptance up to 3 p.m. on a

Business Day by the Fund, the closing NAV of that day will be applicable.

ii. In respect of valid application accepted at an Official Point of Acceptance after 3 p.m. on a Business

Day by the Fund, the closing NAV of the next Business Day will be applicable.

Transaction through online facilities/ electronic mode:

The time of transaction done through various online facilities/electronic modes offered by the AMC, for

the purpose of determining the applicability of NAV, would be the time when the request of

purchase/redemption/switch/SIP/STP of units is received on the servers of AMC/RTA as per terms and

conditions of such facilities.

In case of a time lag between the amount of subscription being debited to the investor's bank account and

the subsequent credit into the Scheme's bank account, the applicability of NAV for transactions where

NAV is to be applied based on actual realization of funds by the Scheme, may be impacted. The AMC/its

bankers/ its service providers would not be liable for any such delay/lag and consequent pricing of units.

Transaction through Stock Exchange:

With respect to investors who transact through the stock exchange, Applicable NAV shall be reckoned on

the basis of the time stamping as evidenced by confirmation slip given by stock exchange mechanism.


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Methodology and illustration of sale and repurchase price of Units

a) Methodology of calculating sale price

The price or NAV, an investor is charged while investing in an open-ended scheme is called sale or

subscription price. Pursuant to SEBI Circular dated June 30, 2009, no entry load will be charged by the

scheme to the investors. Therefore, Sale or Subscription price = Applicable NAV (for respective plan and

option of the scheme)

Example: An investor invests Rs.10,000/- and the current NAV is Rs. 10/- then the purchase price will be

Rs.10/- and the investor receives 10,000/10 = 1000 units.

b) Methodology of calculating repurchase price of Units

Repurchase or redemption price is the price or NAV at which an open-ended scheme purchases or

redeems its units from the investors. It may include exit load, if applicable. The exit load, if any, shall be

charged as a percentage of Net Assets Value (NAV) i.e. applicable load as a percentage of NAV will be

deducted from the “Applicable NAV” to calculate the repurchase price. Therefore, Repurchase or

Redemption Price = Applicable NAV *(1- Exit Load, if any)

Example: If the Applicable NAV is Rs. 10 and a 2% Exit Load is charged, the Redemption Price per Unit

will be calculated as follows: = Rs. 10 * (1-0.02) = Rs. 10 * (0.98) = Rs. 9.80.

MINIMUM APPLICATION AND REDEMPTION AMOUNT

Minimum Application Amount:

For Lumpsum: Rs. 500/- and in multiples of Re. 1/- thereafter.

For Systematic Investment Plan (SIP):

SIP

Frequency

Minimum Installment

Amount

Number of Instalments Choice of Day/Date

Weekly Rs. 500/- and multiple of

Re. 1/- thereafter

Minimum – 12

Maximum – No Limit

Any day of the week from Monday to

Friday

Fortnightly Rs. 500/- and multiple of

Re. 1/- thereafter

Minimum – 12


1st -14th, 7th - 21st and 14th - 28th

Monthly Rs. 500/- and multiple of

Re. 1/- thereafter

Minimum – 12


Any day of the month except 29th,

30th or 31st

Quarterly Rs. 1,500/- and multiple

of Re. 1/- thereafter

Minimum – 4


Any day of the month for each quarter

(i.e. January, April, July, October)

except 29th, 30th or 31st

Annual Rs. 6,000/- and multiple

of Re. 1/- thereafter

Minimum – 1


Any day or date of his/her preference

In case the SIP date is not specified or in case of ambiguity, the SIP transaction will be processed on 7th

of the every month in which application for SIP registration was received and if the end date is not


14

specified, SIP will continue till it receives termination notice from the investor In case, the date fixed

happens to be a holiday / non-business day, the same shall be affected on the next business day. No Post

Dated cheques would be accepted for SIP.

Minimum Additional Amount: Rs. 500/- and in multiples of Re. 1/- thereafter.

Minimum Redemption Amount: Minimum of Rs. 500/- and in multiples of Re. 1/- thereafter or account

balance whichever is lower.

DESPATCH OF REPURCHASE (REDEMPTION) REQUEST

Within 10 working days of the receipt of the redemption request at the authorised centre of the Motilal

Oswal Mutual Fund.

BENCHMARK INDEX

Nifty Smallcap 250 Index

Note: Total Return variant of the index (TRI) will be used for performance comparison.

NAME AND TENURE OF THE FUND MANAGER

Mr. Swapnil Mayekar

NAME OF TRUSTEE COMPANY

Motilal Oswal Trustee Company Ltd.

PERFORMANCE OF THE SCHEME

This Scheme is a new scheme and does not have any performance track record.

ADDITIONAL DISCLOSURES AS PER SEBI CIRCULAR DATED MARCH 18, 2016

A. Scheme’s Portfolio Holdings

This Scheme is a new scheme and hence the same is not applicable.

B. Sector Allocation of the Scheme


C. Scheme’s Portfolio Turnover Ratio


D. Illustration of impact of expense ratio on returns of the Scheme


15

Particulars Amount (Rs.)

Invested amount (Rs) 10,000

Annualised scheme performance 10%

Net Assets before expenses (Rs) 11,000

Annualised expense ratio 1.00% Net Assets after expenses (Rs) 10,890 Returns on invested amount before expenses (Rs) 1,000

Returns on invested amount after expenses (Rs) 890

Returns on invested amount before expenses (%) 10.00%

Returns on invested amount after expenses (%) 8.90%

Please Note:

The purpose of the above illustration is purely to explain the impact of expense ratio charged to the

Scheme and should not be construed as providing any kind of investment advice or guarantee of

returns on investments.

It is assumed that the expenses charged are evenly distributed throughout the year. The expenses of

the Direct Plan under the Scheme may vary with that of the Regular Plan under the Scheme.

Calculations are based on assumed NAVs, and actual returns on your investment may be more, or

less.

Any tax impact has not been considered in the above example, in view of the individual nature of the

tax implications. Each investor is advised to consult his or her own financial advisor.

E. Investment Disclosure

The aggregate investment in the Scheme by the following person is as follows:

Categories Amount (Rs.)

Directors of AMC Not Applicable

Fund Manager of the Scheme Not Applicable

Other Key Managerial Personnel Not Applicable

Investment by Sponsor, Group and Associates Not Applicable

EXPENSES OF THE SCHEME

(1) Load Structure:

Type of load Load Chargeable (as %age of NAV)

Entry NIL

Exit 1%- If redeemed on or before 3 months from the date of allotment.

Nil- If redeemed after 3 months from the date of allotment.

The investor is requested to check the prevailing load structure of the Scheme before investing.

(2) Recurring Expenses:


16

These are the fees and expenses for operating the Scheme. These expenses include but are not limited to

Investment Management and Advisory Fee charged by the AMC, Registrar and Transfer agents’ fees &

expenses, marketing and selling costs etc.

The AMC has estimated that the following expenses will be charged to the Scheme, as permitted under

Regulation 52 of SEBI (MF) Regulations. For the actual current expenses being charged, the investor

should refer to the website of the Fund.

The total expenses of the scheme excluding issue or redemption expenses, whether initially borne by the

mutual fund or by the asset management company, but including the investment management and

advisory fee as per Regulation 52(6) schemes shall not exceed 1.00 per cent of the daily net assets of the

scheme as stated below and are subject to inter-se change and may increase/decrease as per actuals,

and/or any change in the Regulations:

For more details, also refer to the notes below the table.

Particulars (% per annum to

daily Net Assets)

Investment Management & Advisory Fees

Upto 1.00%

Custodial Fees

Registrar & Transfer Agent Fees including cost related to providing accounts

statement, dividend/redemption cheques/warrants etc.

License fees / listing fees and other such expenses

Cost towards investor education & awareness (at least 2 bps)

Brokerage & transaction cost over and above 12 bps and 5 bps for cash and

derivative market trades respectively

Audit Fees / Fees and expenses of trustees

Marketing & Selling Expenses

Other expenses*

Maximum total expense ratio (TER) permissible under Regulation 52 (6) Upto 1.00%

Additional expenses under regulation 52 (6A) (c) Upto 0.05%

Additional expenses for gross new inflows from specified cities under

Regulation 52 (6A)(b)# Upto 0.30%

*Any other expenses which are directly attributable to the Scheme, may be charged with approval of the

Trustee within the overall limits as specified in the Regulations except those expenses which are

specifically prohibited.

#Additional TER will be charged based on inflows only from retail investors$ (other than Corporates and

Institutions) from B 30 cities.

$ As per SEBI Circular dated March 25, 2019, it has been decided that inflows of amount upto Rs.

2,00,000/- per transaction, by the individual investors shall be considered as inflows from retail investors.

All scheme related expenses including commission paid to distributors, by whatever name it may be

called and in whatever manner it may be paid, shall necessarily be paid from the scheme only within the


17

regulatory limits and not from the books of the Asset Management Companies (AMC), its associate,

sponsor, trustee or any other entity through any route. Provided that the expenses that are very small in

value but high in volume may be paid out of AMC’s books. Such expenses can be paid out of AMC’s

books at actuals or not exceeding 2 bps of respective scheme AUM, whichever is lower

However, the upfront trail commission shall be paid from AMC’s books for inflows through SIPs from

new investors as per the applicable regulations. The said commission shall be amortized on daily basis to

the scheme over the period for which the payment has been made. A complete audit trail of upfronting of

trail commissions from the AMC’s books and amortization of the same to scheme(s) thereafter shall be

made available for inspection. The said commission should be charged to the scheme as ‘commissions

and should also account for computing the TER differential between regular and direct plans in each

scheme.

The expenses towards Investment Management and Advisory Fees under Regulation 52 (2) and the

various sub-heads of recurring expenses mentioned under Regulation 52 (4) of SEBI (MF) Regulations

will be charged in line with SEBI Mutual Fund Regulations. Thus, there shall be no internal sub-limits

within the expense ratio for expense heads mentioned under Regulation 52 (2) and (4) respectively.

Further, the additional expenses under Regulation 52(6A)(c) shall also be incurred towards any of the

expense heads mentioned in the above regulation.

The purpose of the above table is to assist the investor in understanding the various costs & expenses that

the investor in the Scheme will bear directly or indirectly. These estimates have been made in good faith

as per the information available to the AMC and the above expenses (including investment management

and advisory fees) are subject to inter-se change and may increase/decrease as per actual and/or any

change in the Regulations, as amended from time to time.

All fees and expenses charged in a direct plan (in percentage terms) under various heads including the

investment and advisory fee shall not exceed the fees and expenses charged under such heads in a regular

plan. The TER of the Direct Plan will be lower to the extent of the distribution expenses/commission

which is charged in the Regular Plan and no commission for distribution of Units will be paid / charged

under the Direct Plan.

In addition to expenses under Regulation 52(6) and (6A), AMC may charge GST on investment and

advisory fees, expenses other than investment and advisory fees and brokerage and transaction cost as

below:

1. GST on investment and advisory fees charged to the scheme will be in addition to the maximum limit

of TER as prescribed in regulation 52 (6) of the SEBI Regulations.

2. GST on expenses other than investment and advisory fees, if any, shall be borne by the scheme

within the maximum limit of TER as per regulation 52 of the SEBI Regulations.

3. GST on brokerage and transaction cost paid for execution of trade, if any, shall be within the limit

prescribed under regulation 52 of the SEBI Regulations.

In addition to the limits as specified in Regulation 52(6) of SEBI (Mutual Funds) Regulations 1996 or the

Total Recurring Expenses (Total Expense Limit) as specified above, the following costs or expenses may

be charged to the scheme:


18

Additional TER can be charged up to 30 basis points on daily net assets of the scheme as per regulation

52 of SEBI (Mutual Funds) Regulations, 1996 (hereinafter referred to as Regulations), if the new inflows

from beyond top 30 cities are at least (a) 30% of gross new inflows in the scheme or (b) 15% of the

average assets under management (year to date) of the scheme, whichever is higher Provided that

expenses charged under this clause shall be utilised for distribution expenses incurred for bringing inflows

from such cities

In case inflows from beyond top 30 cities is less than the higher of (a) or (b) above, additional TER

on daily net assets of the scheme shall be charged as follows:

Daily net assets X 30 basis points X New inflows from beyond top 30 cities

365* X Higher of (a) or (b) above

* 366, wherever applicable.

The top 30 cities shall mean top 30 cities based on Association of Mutual Funds in India (AMFI) data on

‘AUM by Geography – Consolidated Data for Mutual Fund Industry’ as at the end of the previous

financial year.

The additional TER on account of inflows from beyond top 30 cities so charged shall be clawed back in

case the same is redeemed within a period of 1 year from the date of investment.

Mutual funds/AMCs shall make complete disclosures in the half yearly report of Trustees to SEBI

regarding the efforts undertaken by them to increase geographical penetration of mutual funds and the

details of opening of new branches, especially at locations beyond top 30 cities.

Any expenditure in excess of the limits specified in the SEBI Regulations shall be borne by the AMC.

The Mutual Fund would update the current expense ratios on the website (www.motilaloswalmf.com)

atleast three working days prior to the effective date of the change. Investors can refer to “Total Expense

Ratio” section on https://www.motilaloswalmf.com/downloads/mutual-fund/totalexpenseratio for Total

Expense Ratio (TER) details.

WAIVER OF LOAD FOR DIRECT APPLICATIONS

Not Applicable

TAX TREATMENT FOR THE INVESTORS (UNITHOLDERS)

Motilal Oswal Mutual Fund is a Mutual Fund registered with SEBI and is governed by the provisions of

Section 10(23D) of the Income Tax Act, 1961. Accordingly, any income of a fund set up under a scheme

of a SEBI registered mutual fund is exempt from tax. The following information is provided only for

general information purposes and is based on the Mutual Fund’s understanding of the Tax Laws as of this

date of Document. Investors / Unitholders should be aware that the relevant fiscal rules or their

explanation may change. There can be no assurance that the tax position or the proposed tax position will

remain same. In view of the individual nature of tax benefits, each investor is advised to consult his or her


https://www.motilaloswalmf.com/downloads/mutual-fund/totalexpenseratio


19

own tax consultant with respect to the specific tax implications arising out of their participation in the

Scheme.

Particulars Equity Oriented

Resident Investor Mutual Fund

Dividend Income Tax @10% if Exceed 10

Lacs

Nil

Long Term Capital Gains 10% above Rs.1 Lac* Nil

Short Term Capital Gains 15% Nil

Tax on dividend distributed to unit holders Nil 11.648%**

*subject to grandfathering clause

**Includes surcharge and health & education cess

Capital Gains tax rates are excluding Surcharge & education cess.

Note: Equity Funds will also attract Securities Transaction Tax at applicable rates. For details on taxation,

please refer to the clause on Taxation in the Scheme Additional Information.

DAILY NET ASSET VALUE (NAV) PUBLICATION

Mutual Funds/ AMCs shall prominently disclose the NAVs of all schemes under a separate head on their

respective website and on the website of Association of Mutual Funds in India (AMFI). Further, Mutual

Funds/ AMCs shall extend facility of sending latest available NAVs to investors through SMS, upon

receiving a specific request in this regard.

FOR INVESTOR GRIEVANCES PLEASE CONTACT

Registrar Motilal Oswal Mutual Fund

Karvy Fintech Pvt. Ltd.

Karvy Selenium, Tower- B, Plot No. 31 &

32., Financial District, Nanakramguda,

Serilingampally Mandal, Hyderabad,

500032, India

Tel: +91 40 33211000, 67162222

Toll Free No: 18004254034/35

Email ID: [email protected]

Website: www.karvymfs.com

Mr. Jamin Majethia - Investor Relation Officer

10th Floor, Motilal Oswal Tower,

Rahimtullah Sayani Road, Opp. Parel ST Depot,

Prabhadevi, Mumbai – 400 025

Tel No.: Tel No.:+91 8108622222 and +91 2240548002

Fax No.: 022 38464120

Email Id: [email protected]

Investor may also approach the Compliance Officer / CEO of the AMC. The details including, inter-alia,

name & address of Compliance Officer & CEO, their e-mail addresses and telephone numbers are

displayed at each offices of the AMC.

UNITHODLERS INFORMATION

Under Regulation 36(4) of SEBI (Mutual Funds) Regulations, 1996, the AMC/RTA is required to send

consolidated account statement for each calendar month to all the investors in whose folio, transaction has

taken place during the month. Further, SEBI vide its circular having ref. no. CIR/MRD/DP/31/2014 dated

November 12, 2014, in order to enable a single consolidated view of all the investments of an investor in

mailto:[email protected]


20

Mutual Fund and securities held in demat form with Depositories has required Depositories to generate

and dispatch a single consolidated account statement for investors having mutual fund investments and

holding demat accounts.

In view of the said requirements, the account statements for transactions in units of the Fund by investors

will be dispatched to the investors in following manner:

I. Investors who do not hold Demat Account

Further, on acceptance of application for subscription, an allotment confirmation specifying the number

of Units allotted will be sent by way of e-mail and/or SMS to the applicant’s registered e-mail address

and/or mobile number within five Business Days from the date of receipt of transaction request from the

unit holder(s).

The AMC shall send first account statement for a new folio separately with all details registered in the

folio by way of a physical account statement and/or an email to the investor’s registered address / e-mail

address not later than five business days from the date of receipt of subscription request from the unit

holder

Consolidated Account Statements (CAS) based on PAN of the holders, shall be sent by AMC/ RTA to

investors not holding demat account, for each calendar month within 10th day of the succeeding month to

the investors in whose folios, transactions have taken place during that month.

CAS shall be sent by AMC/RTA every half yearly (September/ March), on or before 10th day of

succeeding month, detailing holding at the end of the six month, to all such investors in whose folios

there have been no transactions during that period.

It may be noted that Account statement is a non-transferable document.

II. Investors who hold Demat Account

On acceptance of application for subscription, an allotment confirmation Specifying the number of Units

allotted will be sent by way of e-mail and/or SMS to the applicant’s registered e-mail address and/or

mobile number within five Business Days from the date of receipt of transaction request from the unit

holder(s).

Consolidated Account Statements (CAS) based on PAN of the holders, shall be sent by Depositories to

investors holding demat account, for each calendar month within 10th day of the succeeding month to the

investors in whose folios, transactions have taken place during that month.

CAS shall be sent by Depositories every half yearly (September/March), on or before 10th day of

succeeding month, detailing holding at the end of the six month, to all such investors in whose folios and

demat accounts there have been no transactions during that period.

In case of demat accounts with nil balance and no transactions in securities and in mutual fund folios, the

depository shall send account statement in terms of regulations applicable to the depositories.


21

CAS sent by Depositories is a statement containing details relating to all financial transactions made by

an investor across all mutual funds viz. purchase, redemption, switch, dividend payout, dividend

reinvestment, systematic investment plan, systematic withdrawal plan, systematic transfer plan, bonus etc.

(including transaction charges paid to the distributor) and transaction in dematerialised securities across

demat accounts of the investors and holding at the end of the month.

Note: Investors will have an option not to receive CAS through Depositories. Such Investors will be

required to provide negative consent to the Depositories. Investors who have opted not to receive CAS

through Depositories will continue to receive CAS from AMC/ the Fund.

Following provisions shall be applicable to CAS sent through AMC/RTA and CAS sent through

depositories:

i. Investors are requested to note that for folios which are not included in the CAS, AMC shall

henceforth issue monthly account statement to the unit holders, pursuant to any financial transaction

in such folios; the monthly statement will be sent on or before 10th day of succeeding month. Such

statements shall be sent in physical form if no email id is provided in the folio. In case of a New

Fund Offer Period (NFO), the AMC shall send confirmation specifying the number of units allotted

to the applicant by way of a physical account statement or an email and/or SMS’s to the investor’s

registered address and/or mobile number not later than five business days from the date of closure of

the NFO.

ii. The statement sent within the time frame mentioned above is provisional and is subject to realisation

of payment instrument and/or verification of documents, including the application form, by the

RTA/AMC.

iii. In the event the folio/demat account has more than one registered holder, the first named Unit

holder/Account holder shall receive the CAS (AMC/RTA or Depository). For the purpose of CAS

(AMC/RTA or Depository), common investors across mutual funds/depositories shall be identified

on the basis of PAN. Consolidation shall be based on the common sequence/order of investors in

various folios/demat accounts across mutual funds / demat accounts across depository participants.

iv. Investors whose folio(s)/demat account(s) are not updated with PAN shall not receive CAS.

Investors are therefore requested to ensure that their folio(s)/demat account(s) are updated with

PAN.

v. For Unit Holders who have provided an e-mail address in KYC records, the CAS will be sent by e-

mail.

vi. The Unit Holder may request for a physical account statement by writing to/calling the AMC/RTA.

In case of a specific request received from the unit holders, the AMC/RTA shall provide the account

statement to the unit holders within 5 business days from the receipt of such request.

vii. Account Statements shall not be construed as proof of title and are only computer printed statements

indicating the details of transactions under the Schemes during the current financial year and giving

the closing balance of Units for the information of the Unit Holder.


22

viii. Unit Certificates will be sent, if an applicant so desires, within 5 Business Days of the receipt of a

request for the certificate. Unit Certificates will not be issued for any fractional Units entitlement.

ix. Units held, in the form of Account Statement are non-transferable. The Trustee reserves the right to

make the Units held in the form of Account Statement transferable at a later date subject to SEBI

(MF) Regulations issued from time to time.

x. In case an investor has multiple accounts across two Depositories, the depository with whom the

account has been opened earlier will be the default Depository.

For SIP/STP/SWP transactions: Account Statement for SIP/STP/SWP will be despatched once every quarter ending March, June,

September and December within 10 working days of the end of the respective quarter.

A soft copy of the Account Statement shall be mailed to the investors under SIP/STP/SWP to their e-mail

address on a monthly basis, if so mandated.

However, the first Account Statement under SIP/STP/SWP shall be issued within 10 working days of the

initial investment/transfer.

In case of specific request received from investors, Mutual Funds shall provide the account statement to

the investors within 5 working days from the receipt of such request without any charges.

Annual Account Statement:

The Mutual Fund shall provide the Account Statement to the Unitholders who have not transacted during

the last six months prior to the date of generation of account statements. The Account Statement shall

reflect the latest closing balance and value of the Units prior to the date of generation of the account

statement, The account statements in such cases may be generated and issued along with the Portfolio

Statement or Annual Report of the Scheme. Alternately, soft copy of the account statements shall be

mailed to the investors’ e-mail address, instead of physical statement, if so mandated.

Note: If the investor(s) has/have provided his/their email address in the application form or any

subsequent communication in any of the folio belonging to the investor(s), Mutual Fund / Asset

Management Company reserves the right to use Electronic Mail (email) as a default mode to send various

communication which include account statements for transactions done by the investor(s). The investor

shall from time to time intimate the Mutual Fund / its Registrar and Transfer Agents about any changes in

the email address.

It may be noted that the primary holder’s own email id and mobile no should be provided for speed and

ease of communication in a convenient and cost effective manner, and to help prevent fraudulent

transactions.

Monthly and Half yearly Disclosures: Portfolio / Financial Results:

The Mutual Fund / AMC shall disclose portfolio (along with ISIN) in a user friendly & downloadable

spreadsheet format, as on the last day of the month/half year for the scheme(s) on its website

(www.motilaloswalmf.com and www.mostshares.com) and on the website of AMFI

(www.amfiindia.com) within 10 days from the close of each month/half year.




23

In case of investors whose email addresses are registered with MOMF, the AMC shall send via email

both the monthly and half yearly statement of scheme portfolio within 10 days from the close of each

month/half year respectively.

The AMC shall publish an advertisement every half-year, in the all India edition of at least two daily

newspapers, one each in English and Hindi, disclosing the hosting of the half yearly statement of the

schemes portfolio on the AMC’s website (www.motilaloswalmf.com and www.mostshares.com) and on

the website of AMFI (www.amfiindia.com). The AMC shall provide physical copy of the statement of

scheme portfolio on specific request received from investors.

Half yearly Disclosures: Financial Results

The Mutual Fund shall within one month from the close of each half year, that is on 31st March and on

30th September, host a soft copy of its unaudited financial results on its website. The mutual fund shall

publish an advertisement disclosing the hosting of such financial results on their website, in atleast one

English daily newspaper having nationwide circulation and in a newspaper having wide circulation

published in the language of the region where the Head Office of the Mutual Fund is situated.

Annual Report: The Mutual Fund / AMC will host the Annual Report of the Schemes on its website (www.

motilaloswalmf.com and www.mostshares.com) and on the website of AMFI (www.amfiindia.com) not

later than four months (or such other period as may be specified by SEBI from time to time) from the date

of closure of the relevant accounting year (i.e. 31st March each year).

The Mutual Fund / AMC shall mail the scheme annual reports or abridged summary thereof to those

investors whose e-mail addresses are registered with MOMF. The full annual report or abridged summary

shall be available for inspection at the Head Office of the Mutual Fund and a copy shall be made available

to the investors on request at free of cost.

Investors who have not registered their e-mail id will have to specifically opt-in to receive a physical copy

of the Annual Report or Abridged Summary thereof.

MOMF will publish an advertisement every year in the all India edition of at least two daily newspapers,

one each in English and Hindi, disclosing the hosting of scheme wise Annual Report on the AMC website

(www.motilaloswalmf.com and www.mostshares.com) and on the website of AMFI

(www.amfiindia.com).

Product Dashboard

In accordance with SEBI Circular no. SEBI/HO/IMD/DF2/CIR/P/2016/42 dated March 18, 2016, the

AMC has designed and developed the dashboard on their website wherein the investor can access

information with regards to scheme’s AUM, investment objective, expense ratios, portfolio details and

past performance of all the schemes.



http://www.amfiindia.com/




http://www.amfiindia.com/


24

Special Products / facilities available during the NFO

The Special Products / Facilities available during the NFO are as follows:

1) Systematic Investment Plan

2) Systematic Transfer Plan

3) Switching Option

4) Systematic Withdrawal Plan

5) NAV Appreciation Facility

6) Dividend Transfer Plan

7) Motilal Oswal CashFlow Plan (MO – CP)

8) Online Facility

9) Mobile Application

10) Application through MF utility platform

11) Transaction through Stock Exchange

12) Transaction through electronic mode

13) Through MFSS and/or NMF II facility of NSE and BSE StAR MF facility of BSE

14) Through mobile application of Karvy i.e. ‘KTRACK’

15) ASBA

The above Special Products / Facilities are provided in details as follows:

1) Systematic Investment Plan (SIP)

During NFO, a Unit holder may enrol for Systematic Investment Plan (SIP) and choose to invest specified

sums in the Scheme on periodic basis by giving a single instruction.

SIP allows investors to invest a fixed amount of Rupees on periodic basis by purchasing Units of the

Scheme at the Purchase Price prevailing at such time.

The terms and conditions for investing in SIP are as follows:

SIP Frequency Minimum Installment

Amount

Number of Instalments Choice of Day/Date

Weekly Rs. 500/- and multiple of

Re. 1/- thereafter

Minimum – 12


Any day of the week from

Monday to Friday

Fortnightly Rs. 500/- and multiple of

Re. 1/- thereafter

Minimum – 12


1st -14th, 7th - 21st and 14th -

28th

Monthly Rs. 500/- and multiple of

Re. 1/- thereafter

Minimum – 12


Any day of the month except

29th, 30th or 31st

Quarterly Rs. 1,500/- and multiple of

Re. 1/- thereafter

Minimum – 4


Any day of the month for each

quarter (i.e. January, April,

July, October) except 29th, 30th

or 31st

Annual Rs. 6,000/- and multiple of

Re. 1/- thereafter

Minimum – 1


Any day or date of his/her

preference


25

Applicable NAV and cut-off time as prescribed under the Regulation shall be applicable.

In case the SIP date is not specified or in case of ambiguity, the SIP transaction will be processed on 7th

of the every month in which application for SIP registration was received and if the end date is not

specified, SIP will continue till it receives termination notice from the investor. In case, the date fixed

happens to be a holiday / non-business day, the same shall be affected on the next business day. No Post

Dated cheques would be accepted for SIP.

Systematic Investment Plan (SIP) @ WhatsApp

This facility enables existing investors to transact through the WhatsApp application to execute purchase

transactions of SIP in a simplified manner.

The Trustee/AMC reserves the right to change/modify the terms and conditions of the SIP.

2) Systematic Transfer Plan (STP)

During NFO, a Unit holder may enrol for Systematic Transfer Plan (STP) and choose to Switch from this

Scheme to another Option or Scheme (other than Exchange Traded Funds) of the Mutual Fund, which is

available for investment at that time.

This facility enables Unitholders to transfer fixed amount periodically from their Unit holdings in the

Scheme (Transferor Scheme) to the other schemes (Transferee Scheme) of the Mutual Fund Scheme.

The terms and conditions for investing in STP are as follows:

Minimum amount per STP installment under

weekly/fortnightly/monthly STP

Rs. 500/- and multiple of Re. 1/- thereafter.

Minimum amount per STP installment under

Quarterly STP

Rs. 1,500/- and multiple of Re. 1/- thereafter.

No. of STP Instalments

a) Minimum

b) Maximum

Six instalments (monthly/weekly/fortnightly)

Six instalments (quarterly)

No Limit

Periodicity Weekly/fortnightly/Monthly/

Quarterly

Dates available for STP Facility 1st, 7th, 14th, 21st or 28th of every month.

Applicable NAV and Cut-off time Applicable NAV and cut-off time as prescribed

under the Regulation shall be applicable.

The Trustee/AMC reserves the right to change/modify the terms and conditions of the STP.

3) Switching Option During the NFO period (Switch request will be accepted upto 3.00 p.m. till the last day of the NFO), the

Unit holders will be able to invest in the NFO under the Scheme by switching part or all of their Unit


26

holdings held in the respective option(s) /plan(s) of the existing scheme(s) established by the Mutual

Fund.

This Option will be useful to Unit holders who wish to alter the allocation of their investment among the

scheme(s) / plan(s) of the Mutual Fund (subject to completion of lock-in period, if any, of the Units of the

scheme(s) from where the Units are being switched) in order to meet their changed investment needs.

The Switch will be effected by way of a Redemption of Units from the Scheme/ Plan and a reinvestment

of the Redemption proceeds in respective Plan(s) under the Scheme and accordingly, to be effective, the

Switch must comply with the Redemption rules of the Scheme/ Plan and the issue rules of the respective

Plan(s) under the Scheme (e.g. as to the minimum number of Units that may be redeemed or issued, Exit/

Entry Load etc). The price at which the Units will be Switched-out of the respective Scheme/ Plan will be

based on the Redemption Price, and the proceeds will be invested in respective Plan(s) under the Scheme

at the NFO price.

The Switch request can be made on a pre-printed form or by using the relevant tear off section of the

Transaction Slip enclosed with the Account Statement, which should be submitted at / may be sent by

mail to any of the ISCs.

4) Systematic Withdrawal Plan (SWP)

Investors can use the SWP facility for regular inflows. Withdrawals can be made by informing the AMC

or Registrar of the specified withdrawal dates and minimum amount as per the table below. The amount

will be converted into units at the applicable repurchase price on that date and will be subtracted from the

units with the unit holder. The AMC may close a unit holder’s account if the balance falls below the

specified minimum amount for the scheme. Unit holders may change the amount indicated in the SWP,

subject to the minimum amount specified. The SWP may be terminated on written notice from the unit

holder and it will terminate automatically when all the units of the unit holder are liquidated or withdrawn

from the account.

The features of Systematic Withdrawal Plan (SWP) are as under:

Minimum amount per SWP installment under

weekly/ fortnightly/monthly/annual SWP

Rs. 500/- and multiple of Re. 1/- thereafter.

Minimum amount per SWP installment under

Quarterly SWP

Rs. 1500/- and multiples of Re. 1/-

thereafter.

No. of SWP Installments

a) Minimum

b) Maximum

Twelve instalments

(monthly/weekly/fortnightly)

Four instalments (quarterly)

One instalment (annual)

No Limit

Periodicity

Weekly/Fortnightly/

Monthly/Quarterly


27

Dates available for SWP Facility 1st, 7th, 14th, 21st or 28th of every month/

quarter.

Applicable NAV and Cut-off time Applicable NAV and cut-off time as

prescribed under the Regulation shall be

applicable.

The Trustee/AMC reserves the right to change/modify the terms and conditions of the SWP.

5) NAV Appreciation facility

Under this option, Unitholder are being provided with an option to switch an amount equal to the periodic

appreciation on the investment on weekly, fortnightly and monthly frequencies. Under this option, the

Unitholder transfers only proportionate amount equal to the appreciation in the investment over the last

month. The Unitholder has to mention a “Start Date”. The Dates available under this facility are 1st, 7th,

14th, 21st or 28th of the month. The first Switch will happen after one month from the start date. In case the

Unitholder purchases additional Units, the amount to be transferred would be equal to the appreciation

generated on its investments, provided the appreciation is at least Rs. 1,000/-. In the absence of any

appreciation or appreciation less than Rs. 1,000/- as mentioned above, the Switch under this option will

not be made for that month. The Units in the Scheme/Option from which the Switch-out is sought will be

redeemed at the Applicable NAV of the Scheme/Option on the respective dates on which such Switches

are sought and the amount in the scheme/plan/option to which the Switch-in is sought will be allotted at

the Applicable NAV of such scheme/plan/option on the respective dates. In case the day on which the

transfer is sought is a Non- Business Day for the Scheme(s), the same will be processed on the

immediately following Business Day.

The Trustees reserve the right to change/modify the terms and conditions or withdraw above facility.

6) Dividend Transfer Plan

Dividend Transfer Plan (DTP) is a facility wherein the Unitholders under the Dividend Option, can

choose to automatically invest the amount of dividend (as reduced by the amount of applicable statutory

levy) receivable by them into all equity scheme(s) of the Mutual Fund provided the minimum

accumulation of Rs. 1000/- and above and subject to restriction, if any, of the respective equity schemes,.

If the amount of dividend in the source scheme is less than Rs. 1000/-, the dividend will be reinvested in

the same scheme. Unitholders enrolment under the DTP facility will automatically override any previous

instructions for ‘Dividend Payout’ or ‘Dividend Reinvestment’ facility in the source scheme. The source

scheme shall be Motilal Oswal Liquid Fund.

Under this provision, the dividend amount to be invested shall be automatically invested by subscribing to

the units of the chosen equity scheme of the Fund on the immediate next Business Day after the record

date at the applicable NAV of such equity scheme.

Notwithstanding above provisions relating to Dividend, there is no assurance or guarantee regarding

declaration of dividend. The dividends will be declared solely at Trustee's discretion and subject to

availability of distributable surplus

The Trustee/AMC reserves the right to change/modify the terms and conditions of the DTP.


28

7) Motilal Oswal CashFlow Plan (MO – CP)

MO – CP enables investor to withdraw a regular sum from his investments in the eligible Schemes of

MOMF at fixed percentage of original investments at a predefined frequency irrespective of the movement

in market value of the investments and would be subject to the availability of account balance of the

investor.

The Salient features of the MO – CP are as under:

1. MO – CP offers an investor the advantage of withdrawing a fixed percentage from his or her

investments at the specified date for a designated tenure period at a predefined frequency i.e.

monthly, quarterly and annually.

2. MO – CP is offered under Motilal Oswal Focused 25 Fund, Motilal Oswal Midcap 30 Fund, Motilal

Oswal Multicap 35 Fund, Motilal Oswal Dynamic Fund, Motilal Oswal Equity Hybrid Fund, Motilal

Oswal Nifty 500 Fund, Motilal Oswal Nifty Bank Index Fund, Motilal Oswal Nifty Midcap150 Index

Fund and Motilal Oswal Nifty Smallcap 250 Index Fund (eligible Schemes).

3. It is applicable for lump sum investments only. The payout will be calculated on the basis of each

lump sum investment.

4. Minimum amount under MO-CP is Rs. 5000/- and in multiples of Re. 1/- thereafter

5. It presently offers three options:

a. MO – CP @ 7.5% p.a. of original cost of investment. The payouts for monthly and quarterly

frequency would be at the rate of 0.6045% and 1.8245% respectively.

b. MO – CP @ 10% p.a. of original cost of investment. The payouts for monthly and quarterly

frequency would be at the rate of 0.7974% and 2.4114% respectively.

c. MO – CP @ 12% p.a. of original cost of investment. The payouts would be for monthly,

quarterly and annually of the investment amount.

Illustration: For calculation of MO– CP @ 7.5% p.a., 10% and 12% p.a. for Quarterly frequency:

Particulars At 7.5% p.a. At 10% p.a. At 12% p.a.

Investment Date (First Lump

sum Investment)

1-Aug-17 1-Aug-17 1-Aug-17

Cost of Investment 100000 100000 100000

NAV at the time of investment 10.38 10.38 10.38

Units Allotted 9,634.93 9,634.93 9,634.93

First Cashflow Date 1-Nov-17 1-Nov-17 1-Nov-17

NAV 11.86 11.86 11.86

Amount to be Redeemed 1875 2500 3000

Units Redeemed 158.03 210.71 252.85


29

Balance Units 9,476.90 9,424.23 9,382.08

Second Cashflow Date 1-Feb-18 1-Feb-18 1-Feb-18

NAV 11.61 11.61 11.61

Amount to be Redeemed 1875.00 2500.00 3000.00

Units Redeemed 161.47 215.29 258.35

Balance Units 9,315.43 9,208.93 9,123.73

6. In case of ambiguity MO-CP will be processed as per the following default action:

Default withdrawal option 7.5% p.a. of original cost of investment

Default frequency Monthly

Default date 7th of the month

7. Dates available for MO - CP:

Monthly & Quarterly Frequency 1st, 7th, 14th, 21st or 28th

Annual Frequency Any day of the year

8. In case of partial redemptions, the payouts will further happen on the original investment cost and not

the balance investment.

9. In case of the account balance available under the folio is less than the desired payout amount, the

redemption will be processed for the available amount in the folio and the folio would be closed.

10. The AMC will require 7 calendar days from the date of submission of valid enrolment form to

register the Investor under MO – CP. Therefore, in the intervening period i.e. date of submission of

enrolment form and date of registration, if the date of payout is crossed, then the same will be

considered at the next date of payout.

11. Investors can discontinue with this facility at any time by providing a valid form which shall be made

effective within 7 calendar days of the date of receipt of the said request. Therefore, in the intervening

period i.e. date of submission of form and date of registration, if the date of payout is crossed, then

the same will be considered at the next date of payout.

12. This facility will be automatically terminated if all units are liquidated or withdrawn or pledged or

upon receipt of intimation of death of the investor.

13. Investors are required to refer to the terms and conditions mentioned in the form.

14. The Trustee/AMC reserves the right to change/modify the terms and conditions of the MO – CP or

withdraw of this facility.


30

8) Online Facility

This facility enables the investors to transact online through the official website

https://www.motilaloswalmf.com/investonline/. Accordingly, the said website will also be considered as

an official point of acceptance. Investors can execute transactions online for purchase, switch, Systematic

Investment Plan (SIP), Systematic Transfer Plan and Redemption for units of schemes of Motilal Oswal

Mutual Fund and other services as may be introduced by Motilal Oswal Mutual Fund from time to time.

9) Mobile Application:

This facility enables investors to transact through the official application to execute transactions for

purchases, SIP, STP, redemptions, switches, view portfolio valuation, download the account statements

and avail such other services as may be introduced by the Fund from time to time on their mobile

handsets.

10) Application through MF utility platform

Motilal Oswal Asset Management Company Limited (MOAMC) has entered into an agreement with MF

Utilities India Private Limited (“MFUI”), a “Category II – Registrar to an Issue” under SEBI

(Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility (“MFU”) -

a shared services initiative of various Asset Management Companies, which acts as a transaction

aggregation portal for transacting in multiple Schemes of various Mutual Funds with a single form and a

single payment instrument.

Accordingly, all financial and non-financial transactions pertaining to the schemes of Motilal Oswal

Mutual Fund except Exchange Traded Funds (ETFs) can be done through MFU either electronically on

www.mfuonline.com as and when such a facility is made available by MFUI or physically through the

authorized Points of Service (“POS”) of MFUI with effect from the respective dates as published on

MFUI website against the POS locations. The list of POS of MFUI is published on the website of MFUI

at www.mfuindia.com as may be updated from time to time. The Online Transaction Portal of MFU i.e.

www.mfuonline.com and the POS locations of MFUI will be in addition to the existing Official Points of

Acceptance (“OPA”) of Motilal Oswal Mutual Fund.

The uniform cut-off time as prescribed under SEBI (Mutual Funds) Regulations, 1996 and as mentioned

in the Scheme Information Document (SID) / Key Information Memorandum (KIM) of respective

schemes of Motilal Oswal Mutual Fund shall be applicable for applications received on the portal of

MFUI i.e. www.mfuonline.com. However, investors should note that transactions on the MFUI portal

shall be subject to the eligibility of the investors, any terms & conditions as stipulated by MFUI / Motilal

Oswal Mutual Fund / MOAMC from time to time and any law for the time being in force.

Investors are requested to note that, MFUI will allot a Common Account Number (“CAN”), a single

reference number for all investments in the Mutual Fund industry, for transacting in eligible schemes of

various Mutual Funds through MFU and to map existing folios, if any. Investors can create a CAN by

submitting the CAN Registration Form (CRF) and necessary documents at the MFUI POS. MOAMC

and/or its Registrar and Transfer Agent (RTA) shall provide necessary details to MFUI as may be needed

for providing the required services to investors / distributors through MFU. Investors are requested to

visit the websites of MFUI i.e. www.mfuindia.com to download the relevant forms.

https://www.motilaloswalmf.com/investonline

http://www.mfuonline.com/

http://www.mfuindia.com/




31

For any queries or clarifications related to MFU, please contact the Customer Care of MFUI on 1800-

266-1415 (during the business hours on all days except Sunday and Public Holidays) or send an email to

[email protected].

11) Transaction through Stock Exchange

Mutual Fund also offers facility of transacting in the Units of the select Schemes/Plans/ Options through

the platforms as may be provided by Bombay Stock Exchange (BSE) and National Stock Exchange

(NSE). Investors desirous of transacting through the stock exchange mode shall submit applications to

registered stock brokers or distributors registered with NSE or BSE.

The facility of transacting through the stock exchange mechanism enables investors to buy and sell the

Units of the Scheme(s) through the stock brokers or distributors registered with the BSE and/or NSE in

accordance with the guidelines issued by SEBI and operating guidelines and directives issued by NSE,

BSE or such other recognized stock exchange in this regard. Investors desirous of transacting through the

stock exchange mode may be required to have a demat account with NSDL/CDSL.

The Mutual Fund will not accept any request for transactions or service requests in respect of Units

bought under this facility in demat mode directly.

The AMC/Fund will not send any account statement in respect of Units bought in demat mode or accept

any request for statement as the units will be credited in demat account of the investor and their DPs

should be approached for issuance of statement. Investors may note that the facility of transacting through

the stock exchange mode is currently being offered only for select schemes of the Mutual Fund.

For any grievances with respect to transactions through stock exchange mechanism, Investors must

approach either stock broker or the investor grievances cell of the respective stock exchange. The Fund or

the AMC will not be liable for any transactions processed based on the transaction details provided by the

stock exchanges.

12) Transaction through electronic mode

Subject to the investor fulfilling certain terms and conditions stipulated by the AMC as under, MOAMC,

MOMF or any other agent or representative of the AMC, Mutual Fund, the Registrar may accept

transactions through any electronic mode (“fax/web/ electronic transactions”) as permitted by SEBI or

other regulatory authorities :

1) The acceptance of the fax/web/electronic transactions will be solely at the risk of the transmitter of

the fax/web/ electronic transactions and the recipient shall not in any way be liable or responsible for

any loss, damage caused to the transmitter directly or indirectly, as a result of the transmitter sending

or purporting to send such transactions.

2) The recipient will also not be liable in the case where the transaction sent or purported to be sent is

not processed on account of the fact that it was not received by the recipient.

3) The transmitter's request to the recipient to act on any fax/web/electronic transmission is for the

transmitter's convenience and the recipient is not obliged or bound to act on the same.

4) The transmitter acknowledges that fax/web/electronic transactions is not a secure means of giving

instructions/ transactions requests and that the transmitter is aware of the risks involved including

those arising out of such transmission.



32

5) The transmitter authorizes the recipient to accept and act on any fax/web/ electronic transmission

which the recipient believes in good faith to be given by the transmitter and the recipient shall be

entitled to treat any such fax/web/ electronic transaction as if the same was given to the recipient

under the transmitter's original signature.

6) The transmitter agrees that security procedures adopted by the recipient may include signature

verification, telephone call backs which may be recorded by tape recording device and the transmitter

consents to such recording and agrees to cooperate with the recipient to enable confirmation of such

fax/web/ electronic transaction requests.

7) The transmitter accepts that the fax/web/ electronic transactions shall not be considered until time

stamped as a valid transaction request in the Scheme in line with SEBI Regulations. It would be

considered as a final document as against the original document submitted subsequently for the

purpose of records.

8) In consideration of the recipient from time to time accepting and at its sole discretion acting on any

fax/ web/electronic transaction request received / purporting to be received from the transmitter, the

transmitter agrees to indemnify and keep indemnified the AMC, Directors, employees, agents,

representatives of the AMC, MOMF and Trustees from and against all actions, claims, demands,

liabilities, obligations, losses, damages, costs and expenses of whatever nature (whether actual or

contingent) directly or indirectly suffered or incurred, sustained by or threatened against the

indemnified parties whatsoever arising from or in connection with or any way relating to the

indemnified parties in good faith accepting and acting on fax/web/ electronic transaction requests

including relying upon such fax/ electronic transaction requests purporting to come from the

Transmitter even though it may not come from the Transmitter. The AMC reserves the right to

discontinue the facility at any point of time.

13) Investors can also subscribe to the Units of the Scheme through MFSS and/or NMF II facility of NSE

and BSE StAR MF facility of BSE.

14) In addition to subscribing Units through submission of application in physical, investor / unit holder

can also subscribe to the Units of the Scheme through RTA’s website i.e. www.karvymfs.com. The

facility to transact in the Scheme is also available through mobile application of Karvy i.e.

‘KTRACK’

15) ASBA

The Mutual Fund will offer ASBA facility during the NFO of the Scheme.

ASBA is an application containing authorisation given by the Investor to block the application money in

his specified bank account towards the subscription of the units offered during the NFO of Scheme. If an

Investor is applying through ASBA facility, the application money towards the subscription of units shall

be debited from his specified bank account only if his/her application is selected for allotment of units.

Please refer to the SAI for more details.

DIFFERENTIATION BETWEEN EXISTING SCHEMES OF MOTILAL OSWAL MUTUAL

FUND

The following table shows the differentiation between the existing schemes of MOMF:


33

Name of the

Scheme

Investment

Objective

Asset Allocation Product

Differentiation

Asset Under

Management

(Rs. In Crores)

(As on June 30,

2019)

Number of

Folio’s

(As on June

30, 2019)

Motilal Oswal

M50 ETF

(MOFM50)

The Scheme seeks

investment return

that corresponds

(before fees and

expenses) generally

to the performance

of the Nifty 50 TRI

(Underlying

Index), subject to

tracking error.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The Scheme would

invest at least 95%

in the securities

constituting Nifty 50

and the balance in

debt and money

market instruments

and cash at call.

MOFM50 is an

open ended scheme

replicating Nifty 50

which invests in

securities

constituting Nifty

50.

21.20 3,134

Motilal Oswal

Midcap 100

ETF

(MOFM100)

The Scheme seeks

investment return

that corresponds

(before fees and

expenses) to the

performance of

Nifty Midcap 100

TRI (Underlying

Index), subject to

tracking error.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The Scheme would

invest at least 95%

in the securities

constituting Nifty

Midcap 100 and the

balance in debt and

money market

instruments and

cash at call.

MOFM100 is an

open ended scheme

replicating Nifty

Midcap 100

which invests in

securities

constituting Nifty

Midcap 100 in the

same proportion as

in the Index.

24.52 4,721

Motilal Oswal

NASDAQ 100

ETF

(MOFN100)

The Scheme seeks

investment return

that corresponds

(before fees and

expenses) generally

to the performance

of the NASDAQ-

The Scheme would

invest at least 95%

in the securities

constituting

NASDAQ-100 and

the balance in

Overseas Debt and

The Scheme will

invest in the

securities which

are constituents of

NASDAQ-100 in

the same

proportion as in the

181.26 8,032


34

100 TRI, subject to

tracking error.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

Money market

instruments and

cash at call, mutual

fund schemes or

exchange traded

funds based on

NASDAQ-100

Index.

Motilal Oswal

Focused 25

Fund (MOF25)

The investment

objective of the

Scheme is to

achieve long term

capital appreciation

by investing in

upto 25 companies

with long term

sustainable

competitive

advantage and

growth potential.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The scheme would

invest 65% in equity

and equity related

instruments from

Top 100 listed

companies by

market

capitalization and

upto 35% in equity

and equity related

instruments other

than Top 100 listed

companies by

market

capitalization and

10% in debt, money

market instruments,

G-secs, Bonds, cash

and cash

equivalents, etc or

10% in units of

REITs and InvITs

*subject to overall

limit of 25

companies

The Scheme is an

open ended equity

scheme investing

in maximum 25

stocks intending to

focus on Large Cap

stocks with an

investment

objective to

achieve long term


by investing in

upto 25 companies

with long term

sustainable

competitive

advantage and

growth potential.

The asset

allocation of the

Scheme is

investing upto 65%

in equity and

equity related

instruments from

Top 100 listed

companies by

market

capitalization and

upto 35% in equity

and equity related

instruments other

than Top 100 listed

companies by

market

capitalization and

1,113.49 53,221


35

10% in debt,

money market

instrument, G-secs,

Bonds, cash and

cash equivalent,

etc. or 10% in

units of REITs and

InvITs

Motilal Oswal

Ultra Short

Term Fund

(MOFUSTF)

The investment

objective of the

Scheme is to

generate optimal

returns consistent

with moderate

levels of risk and

liquidity by

investing in debt

securities and

money market

securities.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The Scheme would

invests in Debt

Instruments

including

Government

Securities,

Corporate Debt,

Other debt

instruments, Term

Deposits and

Money Market

Instruments with

portfolio

Macaulay# duration

between 3 months

and 6 months* or

10% in units of

REITs and InvITs

*Though the

Macaulay duration

of the portfolio

would be between 3

months and 6

months, individual

security duration

will be less than

equal to 12 months.

#The Macaulay

duration is the

weighted average

term to maturity of

the cash flows from

a bond. The weight

of each cash flow is

determined by

dividing the present

value of the cash

flow by the price.

The Scheme is an

open ended ultra-

short term debt

scheme investing

in instruments such

that the Macaulay

duration of the

portfolio is

between 3 months

and 6 months

which will invest

in Debt

Instruments

including

Government

Securities,

Corporate Debt,

Other debt

instruments, Term

Deposits and

Money Market

Instruments with

portfolio

Macaulay#

duration between 3

months and 6

months* or 10% in

units of REITs and

InvITs.

129.43 7,487

Motilal Oswal The investment The Scheme would The Scheme is An 1449.26 53,000


36

Midcap 30

Fund (MOF30)

objective of the

Scheme is to

achieve long term


by investing in a

maximum of 30

quality mid-cap

companies having

long-term

competitive

advantages and

potential for

growth.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

invest at least 65%

in Equity and equity

related instruments*

selected between

Top 101st and 250th

listed companies by

full market

capitalization and

upto 35% in Equity

and equity related

instruments* other

than Top 101st and

250th listed

companies by full

market

capitalization and

10% in Debt,

Money Market

Instruments, G-Sec,

Bonds, Cash and

cash equivalents,

etc. or 10% in Units

issued by REITs and

InvITs.

*subject to overall

limit of 30

companies

open ended equity

scheme

predominantly

investing in mid

cap stocks with

investment

objective to

achieve long term


by investing at

least 65% in Equity

and equity related

instruments*

selected between

Top 101st and 250th

listed companies

by full market

capitalization and

upto 35% in Equity

and equity related

instruments* other

than Top 101st and

250th listed

companies by full

market

capitalization and

10% in Debt,

Money Market

Instruments, G-

Sec, Bonds, Cash

and cash

equivalents, etc. or

10% in Units

issued by REITs

and InvITs.

*subject to overall

limit of 30

companies in 65-

100% in Equity

and equity related

instruments*

Motilal Oswal

Multicap 35

Fund (MOF35)

The investment

objective of the

Scheme is to

achieve long term


by primarily

The scheme would

invest 65% to 100%


related instruments

and balance up to

35% in debt

The scheme is an

open ended equity

scheme investing

across

large cap, mid cap,

small cap stocks

13,451.28 5,29,105


37

investing in a

maximum of 35

equity & equity

related instruments

across sectors and

market-

capitalization

levels.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

instruments, Money

Market Instruments,

G-Secs, Cash and

cash equivalents.

*subject to overall

limit of 35 securities

which with an

objective to

achieve long term


by investing in

securities across

sectors and market

capitalization

levels.

Motilal Oswal

Long Term

Equity Fund

(MOFLTE)

The investment

objective of the

scheme is to

generate long term


from a diversified

portfolio of

predominantly

equity and equity

related instruments.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The scheme would

invest 80% to 100%


related instruments

and balance up to

20% in debt

instruments, Money

Market Instruments,

G-Secs, Cash and

cash at call, etc.

The scheme is an

open ended equity

linked saving

scheme with a

statutory lock in of

3 years and tax

benefit with an

objective to

generate long term

capital

appreciation.

1,410.57 189,870

Motilal Oswal

Dynamic Fund

(MOFDYNA

MIC)

The investment

objective is to

generate long term


by investing in

equity and equity

related instruments

including equity

derivatives, debt,

money market

instruments and

units issued by

REITs and InvITs.

However, there can

The scheme would

invest 65% to 100%


related instruments

including 0 - 35 %

in equity derivatives

and up to 0-35% in

Debt Instruments,

Money Market

Instruments, G-

Secs, Cash and cash

at call, etc. or 10%

in Units issued by

REITs and InvITs.

The scheme shall

change its

allocation between

equity, derivatives

and debt, based on

MOVI.

1,394.07 42,207


38

be no assurance or

guarantee that the

investment

Objective of the

Scheme would be

achieved.

Motilal Oswal

Equity Hybrid

Fund

The investment

objective is to

generate equity

linked returns by

investing in a

combined portfolio

of equity and

equity related

instruments, debt,

money market

instruments and

units issued by

Real Estate

Investment Trust

(REIT) &

Infrastructure

Investment Trust

(InvIT).

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The scheme would

invest 65% to 80%


related instruments

and balance up to

35% in debt

instruments, Money

Market Instruments,

G-Secs, Cash and

cash equivalents. or

10% in Units issued

by REITs and

InvITs.

The scheme is an

open ended hybrid

scheme investing

predominantly in

equity and equity

related instruments

with an objective

to generate equity

linked returns

262.38 20,123

Motilal Oswal

Liquid Fund

The investment

objective of the

Scheme is to

generate optimal

returns with high

liquidity to the

investors through a

portfolio of money

market securities.

However, there can

be no assurance or

guarantee that the

investment

The Scheme would

invests in money

market securities.

The scheme is an

open ended liquid

fund investing in

money market

securities with an

objective to

generate optimal

returns with high

liquidity

413.93 4,366


39

objective of the

scheme would be

achieved

Motilal Oswal

Nasdaq 100

Fund of Fund

The investment

objective of the

Scheme is to seek

returns by investing

in units of Motilal

Oswal Nasdaq 100

ETF.

However, there can

be no assurance or

guarantee that the

investment

objective of the

Scheme would be

achieved.

The scheme would

invest 95% to 100%

in Units of Motilal

Oswal Nasdaq 100

ETF and balance up

to 5% in Units of

liquid/ debt

schemes, Debt,

Money Market

Instruments, G-

Secs, Cash and Cash

at call, etc.

An open ended

fund of fund

scheme investing

in Motilal Oswal

Nasdaq 100 ETF

64.55 10,783


40

MOTILAL OSWAL MUTUAL FUND

a) Official Point of Acceptance of Transactions (OPAT)

Hyderabad 4th Floor, Door No- 6-3-670, RKJSM Squares, Above Reliance Digital, Punjagutta, Hyderabad, 500082

Mumbai 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opp. Parel ST Depot, Prabhadevi, Mumbai –

400025

Mumbai -

Fort

2nd Floor, Queens mansion, Behind Khadi Bhandar, A K Nayak Marg, Fort, Mumbai- 400001

Pune Office No. 401B, 4th Floor, Swojas House, Lane No. 14, Prabhat Road, Income Tax Office lane,

Erandawane, Shivaji Nagar, Pune - 411004.

Ahmedabad 306, Third Eye Two Building, Opp Parimal Garden, Panchwati Cross Roads, Ahmedabad - 380 006.

Delhi 206, 02nd Floor, Kailash Building 26, Kasturba Gandhi Marg, New Delhi – 110001.

Chennai 1st Floor, Old No.26, New No.2, Dr. Nair Road, Behind Vani Mahal, T. Nagar, Chennai, Tamil Nadu –

600017

Bangalore Unit No.S-806, 8th floor, South Block , Manipal Centre, Dickenson Road, Bangalore- 560 042

Kolkata 3rd Floor, Constantia Building, 11, Dr. U. N. Bramachari Brahmachari Street, Kolkata - 700 017

Surat Office No. 2006, Mezzanine Floor, 21st Century Business Center, Near Udhna Char Rasta, Ring Road,

Surat-395002

b) Investor Service Center (ISC):

Jaipur 301 & 304, 3rd Floor, Luhadia tower ,Ashok Marg, C Scheme, Jaipur - 302001

Lucknow 710, 7th Floor, Ratan Square, 20-A, Vidhan Sabha Marg, Lucknow, Uttar Pradesh - 226001

Chandigarh Regus Offices, Cabin No 302-312, SCO 54-55-56, 3rd Floor, Sector 17 A, Chandigarh - 160017.

Cochin 41/418E ,4th Floor, Chicago plaza, Rajaji Road, Cochin, Kerala -682035

Coimbatore Old No. 171, New No. 60, Subramaniam Road, R.S. Puram, Coimbatore-641002

Indore 202, Satguru Elit, Above PNG Jewellers, Opposite High Court Gate No. 1, M.G Road, Indore - 452 001

Nagpur Shop No 1, Mezzanine Floor, Fortune Business Centre, Plot No-6, First Floor, Vasant Vihar Complex,

WHC Road, Shankar Nagar,Nagpur-440010

Baroda 301 3rd floor, Atlantis K-10B , Opp Honest Restaurant, Sarabhai Main Road, Baroda- 390007

Raipur 2nd Floor, Shop No. 215, National Corporate Park, Ward No. 15, GE Road, Raipur - 492001.

Nashik Office No. 14, Gulmohar Arcade, Opp. Kulkarni Garden, Sharanpur Road, Nashik - 422002.

Goa Shop No. 2, M/s Advani Enterprises, Cabin No CU-07,NeelKamal Arcade,Dr. A B Road, Goa - 403001

Ranchi ‘STAR HEIGHT’, Shop No. 1B, 1st Floor, Opposite. K C Roy Memorial Hospital, Circular Road,

Lalpur, Ranchi – 834001

Jamshedpur 1st Floor, RR Square, Main Road, Bistupur, Jamshedpur. 831001


41

KARVY FINTECH PRIVATE LIMITED

Registrar

Karvy Selenium, Tower- B, Plot No. 31 & 32., Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad,

500032, India.

Tel: +91 40 33211000, 67162222

Toll Free No: 18004254034/35

Email ID: [email protected]

Website: www.karvymfs.com

Branch Address

Bangalore 59, Skanda puttanna Road Basavanagudi Bangalore 560004

Belgaum

Cts No 3939/

A2 A1

Above Raymonds Show

Room |Beside Harsha

Appliances Club Road Belgaum 590001

Gandhi

Nagar-Bellary

Shree Gayathri

Towers

#4, 1st Floor,

K.H.B.Colony,

Gopalaswamy

Mudaliar Road,

Gandhi Nagar-

Bellary 583103

Davangere

D.No 376/2,

4th Main, 8th

Cross,

P J Extension, Opp

Byadgishettar School - Davangere 577002

Dharwad

307/9-A 1st

Floor,

Nagarkar

Colony Elite Business Center

Nagarkar

Colony,P B Road Dharwad 580001

Gulbarga

Cts No 2913

1St Floor

Asian Towers , Jagath

Station Main Road

Next To Adithya

Hotel Gulbarga 585105

Hassan SAS no-212

Ground Floor,Sampige

Road 1st cross

Near Hotel

Souther Star, K R

Puram Hassan 573201

Hubli

CTC

No.483/A1/A2

Ground Floor ,Shri Ram

Palza

Behind Kotak

Mahindra Bank

,Club Road Hubli 580029

Mangalore

Mahendra

Arcade Opp

Court Road Karangal Padi - Mangalore 575003

Margao 2Nd Floor

Dalal Commercial

Complex Pajifond Margao 403601

Mysore

L-350,Silver

Tower, Ashoka Road Opp.Clock Tower Mysore 570001

Panjim

Flat No.1-A, H.

No. 13/70 Timotio Bldg

Heliodoro Salgado

Road, Next to

Navhind Bhavan

(Market Area) Panjim 403001

Shimoga

Sri Matra

Naika Complex

1St Floor, Above Shimoga

Diagnostic Centre,

Llr Road,

Durgigudi, Shimoga 577201


http://www.karvymfs.com/


42

Ahmedabad

201/202 Shail

Complex

Opp: Madhusudan House,

B/H Girish Cold Drink

Off C G Road,

Navrangpura Ahmedabad 380006

Anand

B-42 Vaibhav

Commercial

Center

Nr Tvs Down Town

Shrow Room Grid Char Rasta Anand 380001

Ankleshwar

L/2 Keval

Shopping

Center Old National Highway Ankleshwar Ankleshwar 393002

Baroda

203, Corner

point, Jetalpur Road, Baroda, Gujarat Baroda 390007

Bharuch

Shop No 147-

148 Aditya Complex Near Kasak Circle Bharuch 392001

Bhavnagar

303,

STERLING

POINT, WAGHAWADI ROAD, - Bhavnagar 364001

Gandhidham

Shop # 12,

Shree Ambica

Arcade, Plot #

300

Ward 12. Opp. CG High

School, Near HDFC Bank Gandhidham 370201

Gandhinagar 123, First Floor Megh Malhar Complex

Opp. Vijay Petrol

Pump, Sector - 11 Gandhinagar 382011

Jamnagar

136-137-138

Madhav Palaza Opp Sbi Bank Nr Lal Bunglow Jamnagar 361001

Junagadh

124-125 Punit

Shopping

Center M.G Road Ranavav Chowk Junagadh 362001

Mehsana

Ul/47 Apollo

Enclave Opp Simandhar Temple

Modhera Cross

Road Mehsana 384002

Nadiad 104/105 Near Paras Cinema City Point Nadiad Nadiad 387001

Navsari

103 , 1ST

FLOORE

LANDMARK

MALL

NEAR SAYAJI

LIBRARY , Navsari Gujarat, Navsari 396445

Rajkot,

Gujarat,

302, Metro

Plaza, Near Moti Tanki Chowk Rajkot

Rajkot,

Gujarat, 360001

Surat

Office no: -

516, 5th Floor,

Empire State

building, Near Udhna Darwaja Ring Road Surat 395002

Valsad

Shop No 2 ,

Phiroza Corner Opp Next Show Room Tithal Road Valsad 396001

Vapi

Shop No-12,

Ground Floor Sheetal Appatment Near K P Tower Vapi 396195

Chennai

F-11, Akshaya

Plaza, 1St

Floor 108, Adhithanar Salai

Egmore, Opp To

Chief

Metropolitan

Court Chennai 600002


43

Alleppy

1st Floor, Jp

Towers Mullackal Ksrtc Bus Stand Alleppy 688011

Calicut

2nd Floor

Soubhagya

Shopping

Complex Arayidathpalam Mavoor Road Calicut 673004

Ernakualm

Ali Arcade, 1St

Floor,Kizhavan

a Road Panampilly Nagar

Near Atlantis

Junction Ernakualm 682036

Kannur

2 Nd Floor ,

Prabhath

Complex Fort Road Nr.Icici Bank Kannur 670001

Kollam

Sree

Vigneswara

Bhavan Shastri Junction Kadapakada Kollam 691001

Kottayam

1St Floor

Csiascension

Square Railway Station Road Collectorate P O Kottayam 686002

Malappuram

First Floor,

Peekays

Arcade Down Hill Malappuram 676505

Palakkad No: 20 & 21

Metro Complex

H.P.O.Road Palakkad H.P.O.Road Palakkad 678001

Thodupuzha

First Floor,

Pulimoottil

Pioneer Pala Road - Thodupuzha 685584

Thiruvalla

2Nd

Floor,Erinjery

Complex Ramanchira Opp Axis Bank Thiruvalla 689107

Thrissur

2Nd

Floor,Brothers

Complex

Naikkanal

Junction,Shornur Road

Near

Dhanalakshmi

Bank H O Thrissur 680001

Trivandrum 2Nd Floor Akshaya Tower Sasthamangalam Trivandrum 695010

Coimbatore

3rd Floor, Jaya

Enclave 1057 Avinashi Road - Coimbatore 641018

Dindigul

No : 9 Old

No:4/B, New

Agraharam, Palani Road, - Dindigul 624001

Erode

No: 4,

Veerappan

Traders

Complex, KMY Salai, Sathy Road

Opp. Erode Bus

Stand Erode 638003

Karaikudi

No. 2,Gopi

Arcade 100 Feet Road, - Karaikudi 630001

Karur

No.6, old

No.1304 Thiru-vi-ka Road,

Near G.R.Kalyan

Mahal, Karur 639001


44

Madurai

Rakesh towers,

30-C, Ist floor, Bye pass Road,

Opp Nagappa

motors, Madurai 625010

Nagercoil HNO 45, 1st Floor East Car Street, Nagercoil 629001

Namakkal

105/2, Arun

Towers, Paramathi Road - Namakkal 637001

Pollachi

146/4,Ramanat

han Building

1st Floor New Scheme

Road - Pollachi 642002

Pondicherry

Building No:7,

1st Floor, Thiayagaraja Street, - Pondicherry 605001

Pudukottai

Sundaram

Masilamani

Towers, Ts No.

5476 - 5479,

Pm Road, Old Tirumayam Salai

Near Anna Statue,

Jublie Arts, Pudukottai 622001

Rajapalayam

Sri Ganapathy

Complex,

14B/5/18, T P Mills Road, Virudhungar Dist Rajapalayam 626117

Salem NO 3/250 Brindavan Road

6th Cross,Perumal

kovil back side,

Fairland's Salem 636016

Sivakasi 363 Thiruthangal Road Opp: TNEB Sivakasi 626123

Tanjore

No. 70, Nalliah

Complex Srinivasam Pillai Road, - Tanjore 613001

Tirunelveli

55/18, Jeney

Building S N Road

Near Aravind Eye

Hospital Tirunelveli 627001

Tirupur

First floor, 244

A, Above

Selvakumar

Dept stores Palladam Road

Opp to Cotton

market complex Tirupur 641604

Trichy

60, Sri Krishna

Arcade Thennur High Road, - Trichy 620017

Tuticorin

4 - B, A34 -

A37, Mangalmal Mani Nagar,

Opp. Rajaji Park,

Palayamkottai

Road, Tuticorin 628003

Vellore

No. 6, NEXUS

Towers, 2nd Floor, Officer’s Line,

Above Peter

England & Bata

Showroom opp.

To Voorhees

School Vellore 632001

Agartala

Bidurkarta

Chowmuhani J N Bari Road Tripura ( West ) Agartala 799001

Guwahati

1st Floor,

Bajrangbali

Building,

Near Bora Service Station,

GS Road, - Guwahati 781007

Shillong

Annex Mani

Bhawan Lower Thana Road

Near R K M Lp

School Shillong 793001


45

Silchar

N.N. Dutta

Road, Chowchakra Complex Premtala Silchar 788001

Anantapur

#15/149,1St

Floor S R Towers,Subash Road

Opp. To Lalitha

Kala Parishad Anantapur 515001

Eluru

DNO-23A-7-

72/73,K K S

PLAZA,

MUNUKUTL

A VARI

STREET

OPP ANDHRA

HOSPITALS, R R PETA, Eluru 534002

Guntur

D No 6-10-

27,Srinilayam Arundelpet 10/1 Guntur 522002

Hyderabad

KARVY

HOUSE,

No:46, 8-2-

609/K Avenue 4, Street No. 1 Banjara Hills Hyderabad 500034

Karimnagar

D.No:2-10-

1298,2nd floor Rathnam Arcade Jyothi Nagar Karimnagar 505001

Kurnool

Shop No.43,

1St Floor, S V

Complex Railway Station Road

Near Sbi Main

Branch Kurnool 518004

Nanded Shop No.4

Santakripa Market, G G

Road

Opp.Bank Of

India Nanded 431601

Nellore

16-2-158, 3rd

floor, Mogarala

Complex Sunday Market Lane Pogathota, Nellore 524001

Nizamabad H No:5-6-430

Above Bank Of Baroda

First Floor

Beside Hdfc

Bank,Hyderabad

Road Nizamabad 503003

Proddatur

D.NO: 4/625,

BHAIRAVI

COMPLEX BHAIRAVI COMPLEX

UPSTAIRS

KARUR VYSYA

BANK,

GANDHI ROAD Proddatur 516360

Rajahmundry

D.No.6-1-

4,Rangachary

Street, T.Nagar

Near Axis Bank

Street Rajahmundry 533101

Solapur Block No 06

Vaman Nagar, Opp D-

Mart Jule Solapur Solapur 413004

Srikakulam

D No 4-4-97,

First Floor,

Behind Sri

Vijayaganapath

i Temple, Pedda relli veedhi, Palakonda Road , Srikakulam 532001

Tirupathi

H.No:10-13-

425 1st Floor , Tilak Road,

Opp: Sridevi

Complex , Tirupathi 517501

Vizianagaram

Soubhagya, 19-

6-1/3

2Nd Floor, Near Fort

Branch

Opp: Three

Temples Vizianagaram 535002


46

Vijayawada 39-10-7

Opp : Municipal Water

Tank Labbipet Vijayawada 520010

Visakhapatna

m

Door No: 48-

8-7

Dwaraka Diamond,

Ground Floor Srinagar Visakhapatnam 530016

Warangal

5-6-95, 1 St

Floor

Opp: B.Ed

Collage,Lashkar Bazar

Chandra

Complex,Hanmak

onda, Warangal 506001

Akola

Yamuna

Tarang

Complex, Shop

No 30,

Ground Floor, N.H. No-

06, Murtizapur Road

Opp Radhakrishna

Talkies Akola 444004

Amaravathi

Shop No. 21,

2nd Floor Gulshan Tower,

Near Panchsheel

Talkies, Jaistambh

Square, Amaravathi 444601

Aurangabad

Ramkunj

Niwas Railway Station Road

Near Osmanpura

Circle Aurangabad 431005

Betul

107,1St Floor,

Hotel Utkarsh | J. H. College Road - Betul 460001

Bhopal

Kay Kay

Business

Centre 133, Zone I, Mp Nagar Above City Bank Bhopal 462011

Chandrapur

Shop No-6

Office No-2

1St Floor Rauts

Raghuvanshi Complex

Beside Azad

Garden Main

Road Chandrapur 442402

Dewas 27 Rmo House Station Road

Above Maa

Chamunda Gaes

Agency Dewas 455001

Dhule

Ground Floor

Ideal Laundry,

Lane No 4,

Khol Galli, Near Muthoot

Finance,

Opp Bhavasar

General Store, Dhule 424001

Indore

2nd floor, 203-

205 Balaji

Corporate

House

Above ICICI bank, 19/1

New Palasia

NearCurewell

Hospital,

Janjeerwala

Square Indore Indore 452001

Jabalpur 3Rd floor R.R. Tower.5, Lajpatkunj

near Tayabali

petrol pump Jabalpur 482001

Jalgaon.

269, Jaee

Vishwa, 1 St

Floor

Baliram Peth, Above

United Bank Of India

Near Kishor

Agencies. Jalgaon. 425001

Nagpur

Plot No 2/1

House No

102/1 Mata Mandir Road

Mangaldeep

Appartment Opp

Khandelwal

Jewelers,

Dharampeth Nagpur 440010

Nasik

S-9, Second

Floor Suyojit Sankul Sharanpur Road Nasik 422002

Ratlam 1 Nagpal Do Batti Near Nokia Care Ratlam 457001


47

Bhawan , Free

Ganj Road

Sagar

II floor ,Above

shiva kanch

mandir. 5 civil lines, Sagar Sagar 470002

Ujjain

101 Aashta

Tower 13/1 Dhanwantri Marg Freeganj Ujjain 456010

Asansol

114/71 G T

Road

BHANGA PANCHIL

NEAR NOKIA CARE - Asansol 713303

Balasore M.S Das Street Gopalgaon, Balasore,Orissa Balasore 756001

Bankura

Ambika Market

Complex

(Ground Floor)

Nutanganj, Post & Dist

Bankura, - Bankura 722101

Barhampore

(Wb)

Thakur Market

Complex,

Gorabazar

Post Berhampore Dist

Murshidabad

72 No Nayasarak

Road

Barhampore

(Wb) 742101

Berhampur

(Or)

Opp Divya

Nandan Kalyan

Mandap 3rd Lane Dharam Nagar,

Near Lohiya

Motor

Berhampur

(Or) 760001

Bhilai

Shop No -1,

First Floor Plot

No -1,

Commercial Complex

Nehru Nagar - East - Bhilai 490020

Bhubaneswar

A/181 , Back

Side Of

Shivam Honda

Show Room Saheed Nagar - Bhubaneswar 751007

Bilaspur

Shop No -

225,226 &

227,2nd Floor Narayan Plaza, Link Road - Bilaspur 495001

Bokaro

B-1, 1St Floor,

City Centre, Sector- 4,

Near Sona Chandi

Jwellars Bokaro 827004

Burdwan

Anima Bhavan,

1st Floor,

Holding No.-42 Sreepally, G. T. Road West Bengal Burdwan 713103

Chinsurah

J C Ghosh

Saranu,Bhanga

Gara, Chinsurah, Hooghly - Chinsurah 712101

Cuttack

Opp Dargha

Bazar Police

station

Dargha Bazar, Po - Buxi

Bazar, - Cuttack 753001

Dhanbad

208 New

Market 2Nd

Floor Bank More - Dhanbad 826001

Durgapur

MWAV-16

BENGAL

AMBUJA

2ND FLOOR CITY

CENTRE

Distt.

BURDWAN,

Durgapur-16 Durgapur 713216


48

Gaya

54 Lal Kothi

Compound, Shree Krishna Road,

2nd Floor, North

Side, Near Royal

Surya Hotel, Gaya 823001

Jalpaiguri

D B C Road

Opp Nirala

Hotel Opp Nirala Hotel Opp Nirala Hotel Jalpaiguri 735101

Jamshedpur

2ND FLOOR,

R R SQUARE

SB SHOP AREA,NEAR

RELIANCE FOOT

PRINT & HOTEL- BS

PARK PLAZA

MAIN ROAD,

BISTUPUR Jamshedpur 831001

Kharagpur

180 Malancha

Road, -

Beside Axis Bank

Ltd, Kharagpur 721304

Kolkata

Apeejay House

( Beside Park

Hotel ) C Block,3rd Floor 15 Park Street, Kolkata 700016

Malda

Sahis Tuli,

Under Ward

No.6, No.1 Govt Colony,

English Bazar

Municipality, Malda 732101

Patna

3A, 3Rd Floor

Anand Tower Exhibition Road Opp Icici Bank Patna 800001

Raipur

OFFICE NO S-

13, SECOND

FLOOR,

REHEJA

TOWER FAFADIH CHOWK JAIL ROAD Raipur 492001

Ranchi

Room No 307

3Rd Floor Commerce Tower

Beside Mahabir

Tower Ranchi 834001

Rourekla

1St Floor

Sandhu

Complex, Kachery Road, Uditnagar - Rourekla 769012

Sambalpur

Koshal Builder

Complex, -

Near Goal Bazaar

Petrol pump, Sambalpur 768001

Siliguri

Nanak

Complex Sevoke Road - Siliguri 734001

Agra 1St Floor

Deepak Wasan Plaza,

Behind Holiday Inn ,Sanjay Place Agra 282002

Aligarh 1St Floor Kumar Plaza Ramghat Road Aligarh 202001

Allahabad

Rsa Towers,

2Nd Floor

Above Sony Tv

Showroom,

57, S P Marg,

Civil Lines Allahabad 211001

Ambala 6349, Nicholson Road,

Adjacent Kos

Hospitalambala

Cant Ambala 133001

Azamgarh 1St Floor Alkal Building

Opp. Nagaripalika

Civil Line Azamgarh 276001

Bareilly

1ST

FLOOR,REAR

SIDE,A -

154-A CIVIL

LINES,OPP.D. M.

RESIDENCE

STATION ROAD

,BAREILLY Bareilly 243001


49

SQUARE

BUILDING

Begusarai

Near Hotel

Diamond

Surbhi

Complex O.C Township Gate Kapasiya Chowk Begusarai 851117

Bhagalpur 2Nd Floor

Chandralok

Complex,Ghantaghar

Radha Rani Sinha

Road Bhagalpur 812001

Darbhanga

Jaya

Complex,2Nd

Floor

Above Furniture

Planet,Donar Chowk Darbhanga 846003

Dehradun

Kaulagarh

Road Near Sirmaur Margabove

Reliance

Webworld Dehradun 248001

Deoria 1St Floor Shanti niketan

Opp. Zila

Panchayat, Civil

Lines Deoria 274001

Faridabad

A-2B, 3rd

Floor

Neelam Bata Road, Peer

ki Mazar, Nehru Groundnit Faridabad 121001

Ghaziabad 1St Floor C-7, - Lohia Nagar Ghaziabad 201001

Ghazipur 2Nd Floor Shubhra Hotel Complex Mahaubagh Ghazipur 233001

Gonda Shri Market Sahabgunj Station Road Gonda 271001

Gorakpur

Above V.I.P.

House ajdacent A.D. Girls College Bank Road Gorakpur 273001

Gurgaon

Shop No.18,

Ground

Floor,Sector -

14 Opp. Akd Tower Near Huda Office Gurgaon 122001

Gwalior

2nd Floor,

Rajeev Plaza, Jayendra Ganj, Lashkar - Gwalior 474009

Haldwani Above Kapilaz Sweet House

Opp Lic Building

,Pilikothi,

KALADHUNGI

ROAD Haldwani 263139

Haridwar

8, Govind Puri,

Opp. LIC - 2 Above Vijay Bank

Main Road,

Ranipur More Haridwar 249401

Hissar Sco 71, 1st Floor,

Red Square

Market, Hissar 125001

Jaunpur

R N Complex,

1-1-9-G In Front Of Pathak Honda Ummarpur Jaunpur 222002

Jhansi 371/01

Narayan Plaza,Gwalior

Road

Near Jeevan Shah

Chauraha Jhansi 284001

Kanpur

15/46, B,

Ground Floor Opp : Muir Mills Civil Lines Kanpur 208001

Korba

1st Floor, City

Centre 97 IRCC Transport Nagar, Korba 495677

Lucknow Ist Floor A. A. Complex 5 Park Road, Lucknow 226001


50

Hazratganj,

Thaper House

Mandi 149/11 School Bazaar

Near uco

bank,Opp. Hari

Mandir Mandi 175001

Mathura

Ambey Crown,

2nd Floor In Front Of Bsa College Gaushala Road, Mathura 281001

Meerut 1St Floor

Medi Centreopp Icici

Bank

Hapur Road Near

Bachha Park Meerut 250002

Mirzapur Abhay Mandir Above HDFC Bank, Dankin Gunj Mirzapur 231001

Moradabad Om Arcade Parker Road

Above Syndicate

Bank,Chowk Tari

Khana Moradabad 244001

Morena Moti Palace Near Ramjanki Mandir

Near Ramjanki

Mandir Morena 476001

Muzaffarpur

First Floor,

Shukla

Complex, Near

ICICI Bank Civil Court Branch, Company Bagh, Muzaffarpur 842001

Noida

405,4th

Floor,Vishal

Chamber Plot No.1,Sector-18 Noida 201301

Panipat

JAVA

Complex, 1st

Floor , Above Vijaya Bank, G T Road Panipat 132103

Renukoot

Radhika

Bhavan

Opp. Padmini

Hotel,Murdhwa Renukoot Renukoot 231217

Rewa

Ist Floor,

Angoori

Building Besides Allahabad Bank

Trans University

Road, Civil Lines Rewa 485001

Rohtak 1st Floor, Ashoka Plaza, Delhi Road, Rohtak 124001

Roorkee

Shree

Ashadeep

Complex, 16 Civil Lines

Near Income Tax

Office Roorkee 247667

Saharanpur

18 Mission

Market Court Road - Saharanpur 247001

Satna

1St Floor ,

Gopal Complex Near Bus Stand Rewa Road Satna 485001

Shaktinagar 1St/A-375, V V Colony Dist Sonebhadra Shaktinagar 231222

Shimla

Triveni

Building By Pas Chowkkhallini - Shimla 171002

Shivpuri 1St Floor M.P.R.P. Building,

Near Bank Of

India Shivpuri 473551

Sitapur

12/12-A Sura

Complex Arya Nagar Opp Mal Godam Sitapur 261001

Solan Sahni Bhawan Adjacent Anand Cinema The Mall Solan 173212


51

Complex

Sonepat

205 R Model

Town

Above Central Bank Of

India - Sonepat 131001

Sultanpur

1077/3, Civil

Lines Opp

Bus Stand Civil Lines - Sultanpur 228001

Varanashi

D-64/1321St

Floor Anant Complex Sigra Varanashi 221010

Yamuna

Nagar Jagdhari Road Above Uco Bank

Near D.A.V. Girls

College Yamuna Nagar 135001

Kolhapur

605/1/4 E

Ward,

Shahupuri 2Nd

Lane Laxmi Niwas

Near Sultane

Chambers Kolhapur 416001

Fort

24/B, Raja

Bahadur

Compound Ambalal Doshi Marg, Behind Bse Bldg Fort 400001

Shivaji Nagar,

Pune

Mozaic Bldg,

CTS

No.1216/1,

Final

Plot No.576/1 TP, Scheme

No.1,

F C Road,

Bhamburda,

Shivaji Nagar,

Pune 411004

Jaipur Road;

Ajmer 302, 3rd Floor Ajmer Auto Building

Opposite City

Power House

Jaipur Road;

Ajmer 305001

Alwar

101, Saurabh

Tower

Opp. Uit , Near Bhagat

Singh Circle Road No.2 Alwar 301001

Amritsar 72-A Taylor'S Road

Opp Aga Heritage

Club Amritsar 143001

Bhatinda

#2047-A 2Nd

Floor The Mall Road

Above Max New

York Life

Insurance Bhatinda 151001

Bhilwara Shop No. 27-28

1St Floor, Heera Panna

Market Pur Road Bhilwara 311001

Bikaner

70-71, 2Nd

Floor |

Dr.Chahar

Building Panchsati Circle Sadul Ganj Bikaner 334003

Chandigarh

Sco- 2423-

2424,

Above Mirchi Restaurent,

New Aroma Hotel

First Floor, Sector

22-C, Chandigarh 160022

Ferozepur

The Mall Road,

Chawla

Bulding, Ist

Floor, Opp. Centrail Jail

Near Hanuman

Mandir Ferozepur 152002

Hoshiarpur

1St Floor, The

Mall Tower Opp Kapila Hospital Sutheri Road Hoshiarpur 146001

Jaipur

S16/A IIIrd

Floor

Land Mark Building Opp

Jai Club

Mahaver Marg C

Scheme Jaipur 302001


52

Jalandhar

1st Floor,Shant

i Towers

SCO No. 37, PUDA

Complex,

Opposite Tehsil

Complex Jalandhar 144001

Jammu Gupta’s Tower 2nd Floor, CB-12

Rail Head

complex, Jammu 180012

Jodhpur

203, Modi

Arcade Chopasni Road - Jodhpur 342001

Karnal

18/369,Char

Chaman Kunjpura Road

Behind Miglani

Hospital Karnal 132001

Kota

Plot No. 259,

1st Floor,

Near Lala Lajpat Rai

Circle Shopping Centre Kota 324007

Ludhiana Sco - 136

1St Floor Above Airtel

Showroom

Feroze Gandhi

Market Ludhiana 141001

Moga

1St Floor,Dutt

Road Mandir Wali Gali

Civil Lines, Barat

Ghar Moga 142001

New Delhi

305 New Delhi

House 27 Barakhamba Road - New Delhi 110001

Pathankot

2nd Floor,

Sahni Arcade

Complex

Adj.Indra colony Gate

Railway Road Pathankot Pathankot 145001

Patiala Sco 27 D Chotti Baradari Near Car Bazaar Patiala 147001

Sikar

First

Floor,Super

Tower

Behind Ram Mandir

Near Taparya Bagichi - Sikar 332001

Sri

Ganganagar 35E Block

Opp: Sheetla Mata

Vaateka Sri Ganganagar - Sri Ganganagar 335001

Udaipur 201-202 Madhav Chambers

Opp G P O ,

Chetak Circle Udaipur 313001

Visit the link https://www.karvymfs.com/karvy/GeneralPages/locateUs.aspx?frm=cu to view the complete details of designated

collection centres / Investor Service centers of Karvy Fintech Private Limited (Karvy).

https://www.karvymfs.com/karvy/GeneralPages/locateUs.aspx?frm=cu

motilal oswal nifty smallcap 250 index fund (mofsmallcap) … · 2019-08-17 · stock lending...

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