mobile vikings wallet -vlerick mfm workshop 'mobile banking and payments’

25

Upload: vlerickalumni

Post on 01-Nov-2014

1.018 views

Category:

Documents


1 download

DESCRIPTION

Vlerick MFM Workshop 'Mobile Banking and Payments’ 20/11/2012

TRANSCRIPT

Page 1: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’
Page 2: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

THE TIMES!THEY ARE!

A-CHANGING!

Flickr – ol’pete!

CONNECTED!COMMUNITY!

Mobile Vikings "is an !

operator empowered!community!

Flickr – Phink Sherbet Photography!

COMMUNITY"CONNECTED!

Mobile Vikings!is a!

community-driven!operator!

COMMUNITY!Social networks,

crowdsourcing, blogs,

content communities, !

CONNECTED!Smartphones, tablets,

location-based-services,

strong identities.!

1! 2!

1+2!

Page 3: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

WHAT DOES ! THIS MEAN ?!

Flickr – obscura!

THE!VIKING!

PARADOX!

Page 4: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Sales Staff No Sales staff. The Viking model uses the community as its sales force and is based on MGM (member get member). More than 80% of our new customers are referrals from other members.!

Marketing No traditional mass media marketing budget. All communication is based on viral marketing using social media.!

Help Desk Viking Helps Viking (via Twitter, Facebook, ...). Only 13 FTE serve 150.000 members, without usage of IVR. Although this is very low for a mobile operator, MV’s help desk is perceived as the best in the market. !

THE

COMMUNITY DRIVEN

MODEL!

No Sales Offices, No Prestigious HQ Only online sales is possible.!

Page 5: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

THE VIKING IS IN CONTROL!

Central position – key in our sales and marketing

strategy. A Viking is our member, not our customer.!

Flickr – NathanaelB!

DNA : VIKING POINTS!

The DNA of the Mobile Vikings model is translated into a community currency,

the VikingPoints. Once earned (e.g. MGM, Help Desk 2.0) they allow our members to top up their mobile internet subscription or pay for additional

Viking services.!

Page 6: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

VikingTalk

VoIP service enabling the

smartphone to call any number over

Wifi or 3G.!

Flickr – thejuniorpartner!

VikingCard

Cobranded prepaid

MasterCard,

empowered by a mobile app and

targeted to youngsters and e-

shoppers.!Flickr – benwatts!Flickr – Jay Morrison!

VikingSpots

Internet-based platform where

members connect the community to

local retailers and

share experience.!

Additional value added services are studied

and brought to the market. !

Mobile Vikings : Prepaid mobile voice and data.!

Page 7: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

WHERE DO WE STAND NOW AND TOMORROW!

(in a nutshell)!

Page 8: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

member

growth!

revenue

growth!(rev per month)!

+145.000 members in 3.5 years!+2,8 MEUR revenues/month!

High ARPU!Low churn!

REVENUES!WHERE DO WE STAND NOW AND TOMORROW!

Page 9: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Mobile Vikings has not only a lot of followers on Twitter but we communicate a lot with our customers > 19.000 tweets.!Average reach of 65.000 people with one tweet.!

In Facebook we do also have >23.000 fans but more important is the daily conversation with the users!

There are lot of articles in the online and printed Press over the concept of Mobile Vikings. Even books about social media have chapters talking about this concept. And new books from different authors are coming soon.!

Conversation Company!

Page 10: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Source: Thomas Baekdal: http://www.baekdal.com/insights/one-million-facebook-likes-so-what/!

One million likes on Facebook? So what?!Thomas Baekdal, a well known Danish blogger specialized in social media but without any links to us, recently published an interesting study on how to measure success on Facebook. Indeed, brands such as Coca Cola, Red Bull doing mainly traditional mass media marketing, also are doing well in getting fans, with tens of millions of fans. Even when taking into account market size and reach, these traditional brands are doing very well. And then comes this interesting quote :“However, if we instead compare fans with how many who interacts with the brands today, the result is quite different. Now, all the top players in getting people's attention, are suddenly at the bottom. On the other hand, Walk of the Earth, Sarah Blackwood, Mobile Vikings and Brooklyn Museum are doing a fantastic job engaging with their audience.“ This indicates that, although we are a small and local player, our model is quite disruptive, even in today’s world.!

Page 11: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Love Brand : same product, different perception!Finally it is interesting to see that the perception of the Mobile Vikings brand is totally different from the Base brand, although both use the same KPN network.!

Page 12: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

MOBILE PAYMENT!

Page 13: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’
Page 14: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

DEBIT,!CREDIT!CARD!

MONETARY!VALUE!

PSEUDO!VALUE!

VOUCHERS!

TRANS!ACTION!DETAILS!

IDENTITY!

Page 15: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Mobile Vikings • Base Product!• Wallet Items!

• Strong Identity and Profile!• Balance in minutes!• Balance in Gbytes!• Topup History!

Page 16: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

VikingTalk • VoIP Service!• Wallet Items!

• Balance!• Top up history!• Usage!

Page 17: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Flickr – benwatts!

VikingCard • Prepaid MasterCard!

• Virtual, physical!• Additional financial service : easy topup, P2P!

• Wallet Items!• Balance!• Transaction History!

Page 18: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

Flickr – Jay Morrison!

VikingSpots • Location Based Merchant Platform!• Merchant Tablet (NFC)!• Wallet Items!

• Coupons!• Balance - Loyalty Points!• History!• Tag Identity!

Page 19: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

DEBIT,!CREDIT!CARD!

MONETARY!VALUE!

PSEUDO!VALUE!

VOUCHERS!

TRANS!ACTION!DETAILS!

IDENTITY!

Page 20: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

TECHNOLOGY!

Page 21: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

VikingWallet Technology

Page 22: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

VikingWallet

Linked with a prepaid card!

Linked with an NFC tag/sticker to facilitate!identification and authentication!

Partner ecosystem!(3rd party loyalty,!payment, …)!

Mobile Viking VikingTalk VikingCard VikingSpots

Access to balance and history of own services!

Near or long future!

Integrated eCommerce payment!(one click payment)!

Open innovation via developer community!

Page 23: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

WHAT’S NEXT ?! LOOKING!FOR PARTNERS !!

Page 24: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’

PARTNER ECO SYSTEM!

Mobile Vikings is not about technology nor products. Mobile Vikings is about bringing mobile technology and products to the market using a unique marketing model. Therefore we rely on partners for providing us with the necessary building blocks or services.!

MNO! FINANCIAL INSTITUTION! TECHNOLOGY PARTNER! RETAILERS & BRANDS! DEVELOPERS!

Page 25: Mobile vikings wallet -Vlerick MFM Workshop 'Mobile Banking and Payments’