mobile proximity paymentmobile proximity payment - lessons ... · 23/02/2010 · mobile proximity...

Innovation is Our PassionInnovation is Our Passion

Mobile Proximity PaymentMobile Proximity Payment - Lessons Learnt in Asia

1

Lessons Learnt in Asia

Dr. Jack C. PanWatchdata Technologies

Innovation is Our Passion

About Watchdata Established in 1994

About Watchdata

Top 5 smart card vendor worldwide

TimeCOS® - First COS developed TimeCOS First COS developed in China

Headquarter in Beijing, China International headquarter in

Singapore Over 1,000 employees, p y Customers in over 40 countries

2© 2010 WATCHDATA TECHNOLOGIES PTE LTD


O Gl b l GGl M k tIncreased Global PresenceOur Global GGloooMarket Presence

Increased Global Presence

Presence

B il

Watchdata office

Home Market

Brazil

3

International Market

© 2010 WATCHDATA TECHNOLOGIES PTE LTD 3


Product PortfoliosProduct PortfoliosTelecom

SIM, USIM, UIM

1 Financial and Retail EMV - Visa payWave

2, ,

SIMpass™OTA Platform

SIManagement™

& MasterCard PayPass

Internet banking token

Reader

4

g Reader

Government and ID

Social Security

Driver’s License

4Utilities

Water Metering

Electricity

3

Driver s License

Personal ID

E-Government

Taxation

Electricity Metering

Gas Metering

Transportation5SCOSTA

Access Control

Public Transportation: CEPAS, CALYPSO

Multi-app cards

Expressway Toll Collection



NFC Market Outlook

Mobile payment market: Year 2009

NFC Market Outlook

Mobile payment market: NFC-SWP supported

handsets to start from 2009 Optimistic forecast:

Year 2009

SIMpassNFC-SWPp

30% handsets will support NFC-SWP by 2012

Around 80% of handsets t d b t d b

NFC SWPnon-NFC

Year 2012today can be supported by SIMpass™

SIMpass™ will continue to remain relevant for majority

SIMpassNFC-SWPnon-NFC

remain relevant for majority of phones



SIMpass™ IntroductionSIMpass Introduction

Dual-interface (U)SIM card

Contact Interface(U)SIM: Telecom Application

1

2

5

6

7

6(U)SIM: Telecom Application

RF InterfaceContactless: Non-Telecom Applications

2

3

7

4

8

Extends (U)SIM/UIM card with f nctions of contactless pa mentfunctions of contactless payment card



System ArchitectureSystem Architecture Future proof SWP solution N t f NFC l ti f i ti k t Near-term proof NFC solution for existing markets

APD

U

APD

U

APD

U



Two Forms of SIMpass™1. SIMpass™ with antenna

t

Two Forms of SIMpass

supports Majority of non-NFC phones

(excl. metal cover) in the k t

Front Side

market Flexibility in choosing

favorite phones

2. SIMpass™ without antenna supports NFC phones from leading

phone manufacturers Custom-made phones with

8

built-in antenna (mostly in Korea & China)



Near-term & Future Proof

One SIMpass™ solution for two worlds: Non-NFC & NFC-SWP

Near term & Future Proof

SIMpass™ for over 80% of handsets today SIMpass™ and NFC-SWP coexist Compensate and inspire each other Compensate and inspire each other



SIMpass™ for China Mobile & China UnicomSIMpass for China Mobile & China Unicom China Mobile with Guang Zhou Subway operator & China

Unicom with Chongqing Bus operatorUnicom with Chongqing Bus operator Plus taxi, ticketing & entertainment Up to 50K issued ™ p



SIMpass™ for True Move ThailandSIMpass for True Move, Thailand

Commercially launched in Bangkok since 2008 Group operators with its own e-purse OTA top-up thru e-wallet, bank account or credit card Over 100K units issued thus far



SIMpass™ in SingaporeTransportation in Singapore (CEPAS): Watchdata the first certified card supplier

SIMpass in Singapore

Watchdata the first certified card supplier More than 10 Millions cards issued Critical 150ms transaction time T t ti & t il t Transportation & retail payment



SIMpass™ in Singapore (Cont )First “3-in-1, Super-combi” Card in Singapore: Launched with DBS & Visa in August 2009

SIMpass in Singapore (Cont.)

Launched with DBS & Visa in August 2009 Featuring CEPAS, VSDC & Visa payWave SIMpass launches planned with both CEPAS & payment brand’s

t tl f ticontactless functions



Latest Progress in AsiaLatest Progress in Asia

One of the top industry players in China planned with SIMpass™ using custom made phonesSIMpass™ using custom-made phones

Hundreds of thousand of cards / phones planned for 2010 OTA top-up for e-purse and other phone featuresp p p p Similar programs under consideration for Korea



Lessons Learnt in Asia Pacific

NFC “bridging solutions” being considered while

Lessons Learnt in Asia Pacific

waiting for ubiquity of NFC phones Mobile operators leading the charge with own e-

Purse payment featuresPurse payment features Transport function deemed “killer app” to enable

broader mobile payment adoption Custom-made handsets showing promise for

markets where large MNOs have muscles to dictate E i i f illi t b k Emerging signs of willingness amongst banks,

transport operators and mobile operators to collaborate



Thank You


mobile proximity paymentmobile proximity payment - lessons ... · 23/02/2010 · mobile proximity...

Documents