mlw5240 - annualreports.co.uk · in 1927, charles i.indbergh completed the firtt tolo flight acros~...
TRANSCRIPT
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In 1927, Charles I.indbergh completed the firtt tolo flight acros~ th~ Atlantic
T})@Holland “lunncl opened, linking lower Manhattan and New Jersey.
Babe RLlth became the highest paid professional baseball player in history,
earning $70,000 per year, and Valley National Bank opened its doors to
serve the fin:] nc:i~]lne~ds of Ioci]l consumers :]nd k)usir]~<~~<.
diverse cornrntini~iei rhrotigtioti! norrh@rn NPWJ@”rs@y”afid”,Manhattan.”, “:”” “ ,,:”” ~~~:““” ~~:
Contiguouscouhties in central New Jersey, south#rn:NewYorkitateanti ~~~~~
1; ,:::: $2:
Pennsylvania, :asw@lla~’oth~r boroughs of NewYtirk”City are easily within
the sphere of otir”super+com”munity ban~n~model, and” repre<ent
potential growrh areas for the future,
~Oursuciesihaibien rnade:pos<ible”bybalancing newideai “with traditional”::” ~”,::, “,:,,
~~Valley futidxW@htals -superibrtusrorner !ertiit@, :trong l<ndir~g sfandifdi, ~~, ~~,:, ,:,,
a“”botto”m-lin”efocuson “performance atid a“”cornmitm~ht to”corrimunit y,:” , ,“ ~”:: ~,,: ~‘,
involv<rn@nt. AdSpring 10‘ch.ahg@”tith: rnarkct-dtivc:n: prod,ucts and :services, ~~~”
and technological advanceshas’helped valley respond tonewchallenges ~~~~~:“~:, ~~~~, ~”:“
andopportunities.: :, ~,,
~:Irr 200”1;We continued to””,build r@lation”stipithat reprise~tt~e”foundatioti :“’: ~~’,“ ~~~:,~,
upon which Valley’s:fra”n<hiiehas””grotih,We have~st+n”4dahtile*tin4d, ~~:,, ~~~~~~ ~~~:~,:”
‘increasing our,underitandi”ng of,the”finaricial nekdsoft~etifi~”titikakk+t-,:,: ,,, ~~~~~: ,:,
~‘placewe serve; Arnark4t~ltit4 thiit iricludes corrimuriiti@j th~t”:ti~ttiri~frurn ~~,,””:, ~, ~ ‘ “
: rhk pastoia”l”s@ttin~ of rural Warren “~ounty, ,,tb the “burgeoning suburbs of: ,: ~~, ~~~,“:
Bergen; Morris and PassaiccDurities and urbafl, comrntinide: irrcludingtlie, ,:, :“ ,::::,,::”::
dy~amiirn etrotiol”ii,of M“iio”hii&~n;,” ,, ,“:, ~~~~~~~:,:””, ,’ ,“’,:”: ~~~~:,: ::,:”:””,:”
:These comrntinitie$dif f#rinsize,,getigraphy,,a"rid,demogr3phic “toti~tisi~ ~~~:“:,:::::: ~~:
, tion, yet, all aieunired by the needfo(abanhn~,pa rtnerthat”ca”n’hel~fhern”,: ~~,:””::,, ~~
: :achieve their fi~aticial”goAl~ .:By””p”rtitiidi~~:th+ ~i~ht”,rnix ~fp”roddcts and ~ ~~~:::: ~~~~:::: ~~
services, ton”v4ni4ntd#liv@”ry ch~Ihhels; ,i knowledgeibl~;: prof@ss”ionaland,:, ~~~:::,:
“,friendly staff, and “personal “involvement “in”contfibtitinqto a:bktter”quality,of”, ~~”: :“ ::”’
1“::’’:”::”::’”’’’”:’:lif#, Valley Natitinal BAnk i< r~definififi”th~ ”cohcepr bf “cornmutii[y bahkin”g,”, ,::,”:::”
“’ ,,,
December 31,
2001 2000
(jr)!f)t><),,(,(,)d<,C,VL*P[101SIIarCdata)
cash arid due tl<:>!)ll><>l)ks 5 3’1l,n50 ~ 239/105
FederiIl f[,n<155nld 85,UOU
Ir)ve<ln>ent 5Pr1Jritics Ihcld to matL\riry, fair v:ilue of 5476,872 arid
254.3,0.i4 in 2001 and 2000, rP5pectively 503,061 5’?7,1!;0
lllvt?stn7cnt securities Availatjl? fur S31F 2,171,6 <15 1,626,0s6
Loans ~ 17’1,1835,275,382 .t,
1.0,1115Ihcld for sale 56<2?,>..,,.. ‘17,!)?7
Total loans 5,331,80/ ,~;,lno,l ‘1o
Less!Al10w3rIce fur lu~r> Buss??,,,,,.,.,,,,,,,.,,...... ,,,,,,J$J,H03) (61,995),,,.. -..Net loans 5,2 b8, ul)l !,1.?.7, I ‘1.1
Pre,l)i505 ,>nd +Trjuipimcllt, !nct 94,178 91,215
Accrt~?d intcrcsr receivable 42,184 4!),870
B~nk owned life insurar)c? 102,1)0
Ut17er ass?ts !(),67 3 ‘i05,4’19
T(>tal assets $ ~,5f13,765 5 7/901 ,>bo
33,31U 32>015
4n6,608 321,Y7U
270,730 ~,7>855
(fio2) (7’7s)
,,,,.,j:l,038 (,2>.307)
729,684 668,/!>8
(5’I.30Y) (:2!/.!!L
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“i.,,,,.!~:,: ,,, ),,:;,,,1 ; ,, ,: , j ,:) j ~ ; ,:: ,r, ~ ,,, ,, ~ ~.,,
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P,QARD Or DIRE(:TOI?S
Andrew B. Abramson
Charles .J. Baum
Pamela R, Bronaoder
Joseph Coccia, Jr,
Harold P. Cook Ill, Esq.
Austin C, Drukker
Graham O. Jones, Esq.
Walter H. Jones Ill, Esq.
Gerald Korde
Gerald H. Lipkin
Robinson Markel, Esq.
Joleen J. Martin
Robert E. McEntee
Richard S. Miller, Esq.
Robert Rachesky
Barnett Rukin
Peter Southway
Richard F. fice
Leonard J. Vorcheimer
Joseph L. Vozza
Spencer B. Witty
(,:cj j ,,:,, ?; ;,$, :, ; t > c i,>: ‘; U :,,,:~~;,,,
OFFICERS
Gerald H. Lipkin, Chairr~)a(\ UI
[t)* B,:,t,rd, Pt(,5iflent & CIO
Spenmr B. Witty, M<? Cl)<>iilT\<>rl
EXFC(JTIVE VICF PI<ESIDEN IS
Peter Crocitto
James G, Lawrence
Robert M. Meyer
Peter John Southway
tXtCUl IVE VICE (>fiE\lDENT&
CIIIrF FINANCIAI r)rrlcEl<
Alan D. E5kow
FIIIST SENlOl{ VICE t>liESIDkN 15
William J. Cardew
Kermit R. Dyke
Albert L. Engel
Robert J. Farnon
Robert E, Farrell
Richard P. Garber
Eric W, Gould
Robert J. Mulligan
Garret G. Nleuwenhuis
John H. Prol
\ENIOR VICE PRESIDENTS
Jack M. Blackin
Laura Blackwell
Franklin Bol[horst
Elizabeth De Laney
Carol B. Diesner
Lawrence E. Flack
Wayne Fritsch
Walter M. Horsting
Peter T. Jackey
Dorothy Kahlau
Edward L. Lawrence
Barbara Mohrbutter
Bernadette M. Mueller
John J. Murphy
Kenneth W. Nickel
Andrea T. Onorato
Susan 5. Pinn
Marianne Potito
Richard M. Seguine
Thomas Svarkes
5ENIORVICE PRESIDENT&
T,[N[RAl,, C()(JN5EL
Lucinda P. Long
SENIOI{ VILk PI{ELI[>ENT &
TRIJ5T OFFICr,R
Thomas D. Pearsall
FII<SI VICf t>liESIDkN I
Martin J. Carbotti
Robert J. Chase
Linda M, Bucey
Christopher. Coiley
Ralph Cuono
Stephen P, Davey
Joseph J. DeMona
Dianne M, Grenz
William J. Kam$ti
Jeffrey 5, Kramer
Susan N. Milch
Robert E, Rose
Harry A. Rosen
Sandra L. Seville
Robert F. 5ierchio
Alfred Sorrentino, Jr.
Robert Stanton
joseph A, Telinbacco
IJrian Tish
Robert C. Vliet
fll<S’1’VICL Pl{k51DENl &
CONTROLI..FR
Christin@ Mozer-13aldyga
,,,:, ,,,,, “!, !,, ;~,,!i:!,,,’,>;,‘!,1!!!t,.,:, ,, ,,:;,,,,,,,,~!,,,,,[ ,,,,>(,, “ii!!:, ?~!,{~!:!,!i:,v
Joseph A, Perconti,
President
k?,i!!:!,:; ‘(,:,,,,,!) ;I ;.1i
;~.:,:i;,:j,i,,:,:ljl,.:);;,, :(!,
Peter S. Hagerman,
Prcside!>t & CEO
,;>,,,2i,[4 [“:),:;!,i?, James A. Salerno Jack Kaplowitz
;),,:$,~,,,,:lr,:/ ;:;,,,:,,,,; Iiln Salerno Pontiac R[lit:k GMC Rirch L(]nlhor C.nn)p,lny
P. Russell Bodrato Robert A, Senior Carolyn Kes51er
A1l-Fr,lr)cl! ALIL<)SOIP<, It><:, Thr(!? (oc~nty Vnlkswagcn K?sslcr lnd~~strics, IIIc..
Irwin BurackCorpuratiur) Marc J, Lenner
BtIIat:k ChevrolelOl<lsnlnI~ile, II><. Peter A. Spins Lester M. Elltill Associatc5
Steven K. Cooper
l,lck Trchotlr Ford 5uzuki
Sanford Dorf
D L C Lhcvrolct Company
Lawrence T. Fette
k~tte lm130rt5, Inc.
Kenneth Gensinger
Gensinqer M(iturs
Nicholas Hagedoorn
Boruu<jh Jeep/Etic.Ile
Cl)ry<lcrlPlynln! )th, Inc.
Leonard I’laiken
Prc5tiqc hnp0rt5, I13c.
Lee M. Homer
Wylnan rord, Inc.
Sanford Kalb
I{rtircd
Stuart Lasser
5drLtrn uf L)enville/
Mo(ri51c>wr1/1i.itlgsl[,,)
Gerald A. Lustig
Ar.(Ira nf [)cl]villc
Samuel A. Magarino
M2g,lrinn rord M,crclJry
John 5, Merriam
Gcarharr Ent~rpri8cs, IIIC.
Eugene C. Meyers
Hawthorne Auto \ales CurrlparIy
Fred J. M@yers
Pie<!kr)e$s Chevrolel, l,>{-.
Frank Nappa
WcIyr\e ALI(<>5iIle\, II>(,
Dennis C. Oberle
Mdhwah 5al*$ fi Sotvi<+?,Inc.
David R. Porter
Iicll Imports Ltd.
Robert X. Robertazzi
Liberty Lincolll-M?rcury, Inc.
Bruce Wainwright
Rlltlcr CIlly<lcr Ply111<7L1Th
Je<?p,inc.
Grace Bielefeldt
RP* P,)p@rCOlnp<lny, In<
Milton Brown
A<:r(>(J,ItAIIt
Melvin Cohen
Handi-Hut, Inc.
Dorothy Druian
~r[~okd~le 5hup-flite, Inc.
Phil Forte
Sarldy Hill B(lil<lir)q 5UVPIY Co
Stanley Lee Gottlieb
The>Di,lmnnri Agonry
Arthur 5, Gurtman
C<7nsultant
Joseph Guttilla
Chopl~cr Express, Inc
Mitchell Herman
Service Fabrics, Inc
Lester F. H@rrschaft
Alber LA. S(ier, lrIL,
Edna Kanter
Passdic-Clil(uo Dtiv-Ur-5ell
5y5T<,ln>1,><.
Donald Lesser
Pine Lesser & Sons
Robert Lieberman
A1l-W~ys Adv?rtisirl[] CurrIpa{Iy
Anthony J. Mazzone
hlnovation Data Processing, lInc
John V. McGrane
McLrane Mortgaq? Com[pany
Roy G. Meyer, Sr,
EllT1wuud 5L1pJly colT1pdlly, IIIL,
Jeffrey Moll
(>ass~icHeth Israel Huspital
Patrick Mucci, Jr.
Group Advisory, lrIc,
George Poydinecz
Dcvt:lopcr
Joshua Rabinowitz
Con501r21>r
Vtncent Riviello
KTI N?w )crscy ~hcrs, Inc
Gerd Rohmert
Mayer “i?xdles Machirle
C<,rporfitic,(l
Elliott Taradash
Cllchon Ilcalty, lIIr.
Gary D. Bennett, Esq.
Koch, Koch & Bcnn?ft
Gilbert Buchalter
Pharnlaccutical lnnovatinl~<, Inc
Thomas Cifelli
Cifclli As50ci3tc5
John Coffey, Esq.
Atturr)?y-at-L~w
Francis Costenbader, Esq.
Al[urr)Fy-8 i-Law
Charles Cumella
Fe(lco 51*PI C<>rl)otdliol)
Andrew Fiore, Jr.
AWF I ~,>$ir)q Cc,rpr,r<,lii31]
John E, Garippa, E$q,
Atrorncyat Law
Alan Golub
Modern El?ctric Co.
Peter A. Goodman
Guodman >ales Co., lr)c.
Charles B. Hummel
HLlnlmel Machine & 1001 Lo.
Robert Kuhl
J. Kuh Met~ls, Ir)<,
Joseph LaScala
Bell Mill Cor>$[iuc(ic:]!)Co,, 1!)<,
Alan Lambiase
Riv?r Tcrmin,>l Dcv,?lolpn]c?tltC.,?,
Thomas J. Lazur
N,>rional Si<linq C.nrpnratinn
John J. Martello
John ~. Martcl lo, Inc
Thomas Martin
CP lest Services, Inc.
Joseph Melone
5tirI Carlu R?$ka(Irar)[
David Newton
N?wrFrIl, lrIL,
Robert A. Nicosia
llr3i.*r5<>l Os>r>(jinqIC>51)12!><PCo.
Jo$eph Petito
511115crD?li L Liquors
Peter Pfaff
Pf~ff Tool & Manufacturing, IIIc.
Licinio Silva
Silv<l% 31va, inc.
Maria Silva
EL1rupe:!r’1TtiI.el Agency
Pasquale P, Tremonte
FulroII Rtlikinq CO., inc.
Richard Tully
KPdrny S13npI*tc
William Van Ness
VarI Ne55 Ploltit: Molding Co.
J. Scott Wright
Graphic Manaqelnellt, lr)c,
!’:.!:):,;,!,,i; )i
,:\,<,:,:,. ,>:, fi:,,,! <(<
Jos@ph Abergel
Jor~lark Textiles, Ii){,
Stanley Blum
RluIrI & Fir>k, Inc.
Edward Blumenfeld
Rkln]t?t]fcld IIcvelopmellt
Group, Ltci.
Leonard Boxer, Esq.
5truuck 5truuck & 1,1.,~tI I I P
Jack Forgash
Iri-tiealty Mar,tige[[>?nt
C0rp0r2rit3>1
Sidney Gould
tiruckller Plumhin$] &
Healill<J CorI)orali(#n
Rudolf H. Hertz
Curlbi,l(<!,)[
Robert Israel
Kerl[ shire Gijlle?ies, I td.
Pet@r Jakobson, Jr.
J<]kc>l>5<)rTPrm~Prtifi5, LLC
Steven U. Leitner, Esq.
Attorney-at-Law
William L@rn@r
Itnperial Parkirl<] 5y5(I?rI)s, l!~<
Nathan Lubow
COnsultarlt
Sara L. Mayes
FaslliOn Accessuties 5tlippei5
A~s(:,ci;,lion, k~c.
Alan Mirken
Aaron Publishin[l tiruup
Mitchell J, NelscI”, Esq.
>,II,I!I,, Herl/lPl<l, llcill.>r[]tll>,
Christy &Vier)er
Joel L Picket
G<)tlhi)rn 0iq3ni72tiot1, I17c
Harvey Ravner
ReiIl F<t2te lt]vcstor
Leonard 5chlussel
Welhl[ E<ltlipmen? Coqlnr3tiol-
Charles L SiIberman
5, P,lrker Il,)rdwarc
Manufacturing] Curpuratiurl
Alvin Singer
Sr)k]er Nel!cJr( Ctl,]cln~ers
Marcia Toledano
990 AvA[?)e[i<,l< A$~oci2tt?s
John Usdan
Midwuutl M;IiIiIqeo~#r)t
Cnrpor<3tion
~,,;/ , ,!?,, ,:?,; i<.:,!j,;:!:>!*i!l
,,~,,:,,,,,:~~,.,,)! :,; S,,,j ,,!r ,,,,;
Donald Aronson
Donald AronsoI1
Curls~ll(irlg Gro<II)
Donald W. Barney
C[>rlslll(arl(
Stanley Berenzweig
Rag Shnps, Inc.
Peter Damon Brown
tlt?athcr Hill Sportswear
Ralph A. Contini,
Certified Public ACCULIrIttirI(
Michae! D’Agostino
Zl~ck?rL~crg’s Industrial Park
Donald N. Dinallo
lern7in31 Curls(ruc(ic.>[1
<.nq>0r2ti0n
Bernard Dorfman, Esq.
Attorllcy -at-Law
Harold Effron
Fffroll I{?alty Assucia[?s
Leon Finver
C.ot]tinc11r21Ag?ncy of
tlorid%, Inc.
Judith Greenberg
Herilt,qo M,lfl,lg?mcllt Co.
Arthur Joseph
Krass-Joseph, Inc,
Robert W. Landzettel
I ~ron P,3i11t& Wallpaper Co.
Burton Lerner
T?navision, Itnc.
Lawrence Levy, Esq.
Marcus & Levy
Stewart C, Libe$
<ot15[Jlr2nr
Anthony F. Marangi
CUM 400 knterpris?s
John Nakashian
H,H, Naki(!t)i~]rl & 5011$
Kenneth Olsen
GI<IILAir Tecllt]iqt)o<, IIIC.
Hal Parries
The P~r!\es (or))[),)t)y
Richard Pearson
Fle?r Fq(lipn>?nt CO.
James R. Poole
Ponlc & Company
Robert J, Shannon, Jr.
Administrator,
“[uw!)~lli[) o~Wyckoff
Alfred Simon
C~r(ih~<t ?~,l)li<:A,;cnljntant
Albert Skoglurid
I Iill@t k 5koglund, Inc.
Marvin Van Dyk
V211Dyk Hcaltl? Care, Inc.
Arthur M. Weis
Capintec, Inc,
Rtchard H.Weisinger, Esq.
fischcr, Wcisinq?r, Cali[]tlir?
& Port?r
William Cohen
Goliyhtly CAIIdy Conlpally
Anthony Costa
Resiatarai)letlv
Jack Felicio
Rl~oml~t)s 5<~ftwarr, klc.
Gerald B, Green
ConsllltJnt
Steven R. Gross
‘TYL?IMe(ro & CO17)pA13y
Kenneth Jayson
laysrJII 01 Con3pat1y
Herbert Lefkowitz
Consolidated 5ir~)or)
Distrifu[or5, If)<,
Seymour Litwin
Prude[)tidl Woneor Real Estate
Lawrence J, VAassaro
Lordi!)it Uc,il<lecs,Inc.
Cosimo Pedicini
crps Construction Lo.
Tino Rosa
RO<J Aqcncy, Inc.
hnthony Sa
S3 & Sons Lunstruc{iurl
CUmlpdrly> Illc,
Theodore Schiller
5ct\illPr k Pitte!)gcr, P.C
Marvin H. Strauss
Cl]airlnatl, Newark Chapter
Service Curps uf R?iire<l
Ex?culives (SCORE)
Sanford C. Vogel, E$q.
A[lorI)ey at 1,~w
*:,,,. ,,,;~,,,,:; ;~ ~>,,;:$:,~,,:$,,~;, !
,j\,(j ,::,<<,>1, !)6,(, ?l;,
Edward F, Bo$cia
I.R.Ward & SOIIS, Inc.
Albert Burlando
Alnlet~k kldustries, )k)c,
Vincent DAccardi
I dkfi Dovclopcrs
Steven Dickman
CIicknlall Business Brokers
Paul Dunajchuk
Ruxt~ury W?I(er Cc)
Thomas D. Farka$
H<rt)+rl 1,,,F<)rk(2~C.01np211y
Eugene Feyl
[ F ~,onrl 5y5tctms, Inc.
!%Ian Goldstein, Esq.
Ntlssb3ur~), 5teir\, Gulds(eirl
& Rronsrt:in
George Hagemeister
Consultant
Jackie Harrison
(:cnri!r For Humallistic Change
Willard L. Hedden
Col>sllltallt
Robert A. Hopler
Stroud-Hopler, Inc.
Gilb@rt R, Jacobs
JA-BAR 5ili<ur1e Curpor;liiur]
Joel A. Kobert, Esq.
Coufte(, Koberr, L.atlfer 8 Cohen
Joseph Kubert
‘The Joe Kub?rt 5ch[,ul of
C2rtno11 & Gr2pl>ic Art, Inc.
Dennis C. Kwasnik
lee [’F? b>aLka[]irlg, I<)c,
James Luke
(31UVFA\\u<i:\(~\
David Madden
Perrndquid UnderiMri[irl[]
Brokeraqe, Ir)c,
William H. McNear
M< NP,)r ~xc,lvatil)g, Inr.
Kathleen Medore
Natiollal truit & Lssences, Ir)c.
Ronald P@tillo
P?(illu Efjierpri~?~, III<,
Roy Solondz
Roxbllry Mortgage Co., inc.
Robert Viersma
Bob Vier5m3 & 5,3ns, Ir,c,
Stella Visaggio
ll~ckcttstown Cotnmunity
Hox12ir31
Henry M. Winstead
H & WTUUI CU171p311y,III<,
‘~,:~i:~,,j :, ,:~,T,, ;; ~,),:,.~,:,,:,;, ;1 ~
,;’~)TIii i?,,::,I>, !::(,?, ! {i
Sanford D, Axelband
Barclay Prograln Services, LLC
Jeffrey 8irnberg
J, Qitr)berg & Associates, LLC
David M. Collins
c,>115[11tal>t
Thomas D. Collins
Hardwdre Corl>ult~rlt
Patrick D’Angola
ARCS F,>hric,>tors, In<.
lo$eph J. DeLuccia, Esq.
Artorll? y-at-Law
Kenneth Elkin
KG Specialty \teel, Inc.
Nicholas S, Genti[e, Jr.
PompTon Lakes B[)ilding
~LlpplY Cr~,
Jay Gerish
)LG*~ri51),In,:.
Donald Gottheimer
[1 & B Wh01C531C Cosmetics, 1$1(
Ronald Higgins
i{LM insurance Agency
Frank Kobola
Knl)r(ll) lnv@5tn?6?nts
Gary Len
GI{L Advisors
Richard Len
(3RL Advlso($
Sanford Levine
Sanford I,evino & Sons
Pack,agil?qCorp
William J. Lloyd
Retirr<l F(,!I>PrJl Dirortor
Charles A. Lots
Certified I,ublic Accuurltant
Saul Lupin, CPA
5r1101iri, Lupii) h Cor)) I)dr)y, PA
Solomon W, Masters
l?cal Estate Brok?r
Robert Ringley
Ber Pl<\5[ic5, Inc.
Stacey Rudbart
Morgall StalllPy Dean Wittel
Ben Sher
Sher L)istributing CO., Inc
Dr. Arnold Speert
Wilian) P4tc~rsm>IInivcrsity
Robert J. Topchik
Consultant
Richard Unman
Naliur\al Ptesciip[ ior)
Acll>]i!>i5tr+tc)r5, lnr.
Salvatore Valente
I<ildisco Man[Ifacturing CO., IIIC.
Barbara Dunn
Paterson l121>it,3tFor Ilumanity
John Griffith
Pul)li< Service Electtic &
G,>s<O,lli><ll>y
Christopher Kui
Asiall Atllcricans for Fquality
Joseph Masciandaro
C:IVe Plus NJ, 1!><,
Rev. Earl Modean
R*T. Fir<t l(lthcr211 Ch\lrc17
(Iifton
CORPORATE ADDRESS
Vall?y N<ltiol?al kdrlcorp
1,155 valleY Road
WayI1c, New Jers?y 07470
(973) 3W,-S800
STOCK LISTING
VJIICY Na\i<:,nJl BancrJrp COlnlnon
stuck i5 trided UII (h@ New York 5Cnck
Excl~2nge urldei the symbul VIY
ANNUAL MEETING
We flncsday, Apfi 10, 20U2
:3:00 PM
I<adissur>
690 Rf)~ltc 46 k~s(
Fairtleld, New ICVSCY07004
(Y73) ?77 9200
FORM IO-K
Valley N,3tio$1alEacl<orp bvill pruvi(le,
witl>our ctlarge, A copy U( ?[52001
Annual Re,)ort or Fornl 10K, l<Pques[5
should t>? s?nt to:
Diaont? M. Grenz
Fir5rv,ce President
Sharehol<l?r l{elatiur>5 Dept.
ViIllcy Nariur]al b~ncorp
t455 Valley Road
wayr>e, Nfiw JPr5ey 07.$70
(<)7>) 305-3380
dmgrerlz(Gvalleytlatiurlalbdtlk. com
lhe 2001 Annual (Reportand Form 10 K
31e ,11s0availat~le on our web !it~ at
www.v811~y(1<irionalh~ r]k,<o!)~.
SHAREHOLDER INQUIRIES,
DIVIDEND REINVESTMENT PLAN,
AND REGISTRAR AND TRANSFER
AGENT
For ir>iort>larion r~<l;lrding share
ac<oonts of c<>IT~InoIIstock or VJIICY’S
Dividend Reinvestment Plan, pleas?
C0,1(8CTTIIC I?egistr<\rAnd Transfer
Aqeni or Vdlley National B{tr~corp
America!) Stork “Traniler h
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40 wall Stre?(
Ncw York N?w York 10005
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(800) 9375449
DivirJcnd Reir)vos7n?cnt Plaf>
(800) 2784353
Valley Na(ion21 !3ancur[)
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(800) 522-41 LUJ,ext. 3380
(973) .305-3380