MICROFINANCE 2.0

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HISTORY OF MICROCREDIT

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WHY SUCH HIGH INTEREST?

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WHY SUCH HIGH INTEREST?

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TYPES OF EQUITY

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1. Share Capital2. Donated Equity3. Retained Earnings4. Reserves

WHY COMMERCIAL CAPITAL?

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INVESTOR BACKGROUND

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PRE-IPO TURMOIL

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OWNERS’ EQUITY, CATAMARAN VENTURES

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IPO SUCCESS,AGGRESSIVE GROWTH

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RECKLESS LENDING,COERCIVE LOAN RECOVERY

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ANDHRA PRADESH LEGISLATION

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MALEGAM REPORT

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CENTRE vs. STATE

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40% SHRINKAGE, CRISIS

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WHAT NEXT?

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